The ABC's of Real Estate Investing: The Secrets of Finding Hidden Profits Most Investors Miss
Ken McElroy - 2004
This title enables readers to learn how the cash flow generated from property investment appreciates in value and ensures financial freedom, as well as the freedom to be your own boss.
More Than Just Making It: Hope for the Financially Frustrated
Erin Odom - 2017
Erin Odom grew up in the private schools and neatly manicured lawns of Upper Middle Class America, but was thrown into low-income living during the economic crash. She was a stay-at-home-mom, her husband was supporting the family on a teacher’s salary, and despite the fact that they had no debt to their name, they were scrambling to make ends meet. Suddenly Erin found herself standing in line for food stamps, turning down play dates because she couldn’t afford the gas, and ultimately walking into bankruptcy court in the eighth month of her third pregnancy.More Than Just Making It tells the story of their breaking point, as well as the triumph of their comeback. It took hard work, creativity, and faith in God’s provision to reset their bank account as well as their hearts, but ultimately they found a new way to thrive and freedom from financial anxiety. You can do the same. Learn how Erin and her family saved enough money to put $30,000 down on a home, buy a minivan in cash, and begin sending their daughter to private Christian school. More Than Just Making It will encourage readers to rise above their circumstances, empower them with money-saving tips, and reimagine the good life as God designed it outside the myth of the American Dream.
Die with Zero: Getting All You Can from Your Money and Your Life
Bill Perkins - 2020
You worked hard, saved your money, and looked forward to financial freedom when you retired. The only thing you wasted along the way was…your life. Die with Zero presents a startling new and provocative philosophy as well as practical guide on how to get the most out of your money—and out of your life. It’s intended for those who place lifelong memorable experiences far ahead of simply making and accumulating money for one’s so-called Golden Years. In short, Bill Perkins wants to rescue you from over-saving and under-living. Regardless of your age, Die with Zero will teach you Perkins’ plan for optimizing your life, stage by stage, so you’re fully engaged and enjoying what you’ve worked and saved for. You’ll discover how to maximize your lifetime memorable moments with “experience bucketing,” how to convert your earnings into priceless memories by following your “net worth curve,” and find out how to navigate whether to invest in, or delay, a meaningful adventure based on your “spend curve” and “personal interest rate.” Using his own life experiences as well as the inspiring stories and cautionary tales of others—and drawing on eye-opening insights about time, money, and happiness from psychological science and behavioral finance —Perkins makes a timely, convincing, and contrarian case for living large.
Mindful Money
Canna Campbell - 2019
But then life gets in the way. As we juggle the commitments and responsibilities in our busy lives, good money habits can quickly fade away.Canna Campbell is an experienced financial planner, and also a mother, partner and entrepreneur. She understands the challenge of trying to maintain balance and motivation when you’re time-poor, and she’s used this experience to develop an inspirational and effective approach to personal finance management. She shows you how to look at your finances with holistic and powerful mindfulness, easily incorporating her step-by-step advice into your daily habits and routines. From new banking rituals and money mindsets to growing passive income through shares and property, she will help you shed the excess and embrace what you really love, value, use and appreciate – including your necessary luxuries. Canna leads by example, sharing her personal tips and tricks for building, managing and protecting your money. No matter what you earn or what level of knowledge you have, Mindful Money will help you to see that financial independence is achievable.‘Canna Campbell offers a glamorous vision of a life of minimalism and saving … Not spending feels more like a creative challenge connected to a sense of purpose, rather than deprivation.’ New York Times
The Wealthy Renter: How to Choose Housing That Will Make You Rich
Alex Avery - 2016
Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market.Canadians deserve better advice.Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.
Smart and Simple Financial Strategies for Busy People
Jane Bryant Quinn - 2006
Her classic bestseller, Making the Most of Your Money, guided a generation toward smart and sensible financial choices. Here she strips away the extras, choosing the best financial ideas and products available today. They're all you need to create a successful and long-lasting financial plan. It's money management the No Worry way. To start with, she tells you to forget all the complicated stuff the financial industry sells. You don't need it, it costs too much, and some of it is downright bad. It's designed to make the banks, brokers, and insurance companies rich, not you. The best ideas (a super-short list!) are simple, low in cost, and easy to use. They're also sophisticated and smart. The strategies shown here are followed by some of the most successful planners and money managers around today, yet they're something everyone can understand. They'll give you what you need from your money -- regular savings, financial security, long-term investment growth, personal control, and best of all, peace of mind. Once you've set up a No Worry plan, you won't have to pay much attention to it. The choices you'll find here are all good ones. All you have to do is arrange for automatic payments and contributions and then get on with the rest of your busy life. You can focus your energies on your job, family, leisure, and friends, secure in the knowledge that your finances are okay. Here's what you'll do on the No Worry plan: Save more money without feeling pinchedGet rid of debt the automatic wayKeep yourself safe, with the right amount of insurance at the lowest costZero in on the right mortgage, every timePick the best college savings plan for your kidsUnderstand your finances, in ways you never did beforeFind the smartest and simplest ways of investing money, to earn superior returns over the long run The investment ideas alone will open your eyes to the newest strategies for accumulating wealth (without making big mistakes!). Jane Bryant Quinn will change the way you think about money. She has the answers busy people need.
The One Minute Millionaire: The Enlightened Way to Wealth
Mark Victor Hansen - 2001
Mark Victor Hansen, cocreator of the phenomenal Chicken Soup for the Soul series, and Robert G. Allen, one of the world’s foremost financial experts, have helped thousands of people become millionaires. Now it’s your turn.Is it possible to make a million dollars in only one minute? The answer just might surprise you. The One Minute Millionaire is an entirely new approach, a life-changing “millionaire system” that will teach you how to:* Create wealth even when you have nothing to start with.* Overcome fears so you can take reasonable risks.* Use the power of leverage to build wealth rapidly.* Use “one minute” habits to build wealth over the long term.The One Minute Millionaire is a revolutionary approach to building wealth and a powerful program for self-discovery as well. Here are two books in one, fiction and nonfiction, designed to address two kinds of learning so that you can fully integrate these life-changing lessons. On the right-hand pages, you will find the fictional story of a woman who has to make a million dollars in ninety days or lose her two children forever. The left-hand pages give the practical, step-by-step nonfiction strategies and techniques that actually work in the real world. You’ll find more than one hundred nuts-and-bolts “Millionaire Minutes,” each one a concise and invaluable lesson with specific techniques for creating wealth. However, the lessons here are not just about becoming a millionaire—they are about becoming an enlightened millionaire and how to ethically make, keep, and share your wealth. Whether your goal is less than a million dollars or that amount many times over, there’s never been a better time to achieve abundance. Let The One Minute Millionaire show you the way.
Wealthing Like Rabbits: An Original and Occasionally Hilarious Introduction to the World of Personal Finance
Robert R. Brown - 2014
With personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a sharp, entertaining guide to personal finance that proves sound money management doesn't have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will count as one of your best investments ever. Visit the website at www.wealthinglikerabbits.com
The Lazy Investor
Derek Foster - 2008
A strategy simple enough for anyone to understand and one that runs on "autopilot" once it's set up.
Organize Now!: A Week-By-Week Guide to Simplify Your Space and Your Life
Jennifer Ford Berry - 2008
It steals your storage space, robs your time and energy, and takes away the peace and beauty of your home. Don't pay for it another minute--get organized, now!This updated and expanded edition of the bestselling Organize Now! features even more quick, effective organizing ideas. Easy-to-follow checklists show you how to organize any part of your life in less than one week. You spend more time organizing and less time reading--a perfect fit for your busy lifestyle! Long-term goals help keep the clutter away for the months and years to follow, so you can maintain the order you create.You'll find help with everything from time management and routines to mental clutter, paperwork, pets, purses, toys, rooms and life events such as moving, and celebrating the holidays. Special money saving tips show you how to use your organizing efforts to cut costs around the house and even make a little money.Don't let piles of paperwork, overflowing closets and overbooked schedules drain your resources and energy anymore. Take control with Organize Now!
Multiple Streams of Internet Income: How Ordinary People Make Extraordinary Money Online
Robert G. Allen - 2001
This new updated edition includes the same wisdom that made Allen one of the most influential financial advisors in the world, but also features updated information on everything readers need to know. The book features the original seven powerful methods that average people can use to make money on the Internet, and covers such topics as taking offline products online, niche marketing, successful Web-based business models, information marketing, affiliate programs, and more.There's plenty of new material in this Second Edition, including coverage of new federal and state laws covering spam and how to work around much of the new anti-spam technology active on the Internet. All the Web sites and online resources featured in the book have also been updated.
Real Money Answers for Every Woman: How to Win the Money Game With or Without a Man
Patrice C. Washington - 2016
“I work hard, I deserve this.” “I bought it on sale.” But at twenty-two, the recent college graduate was $18,000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits. By twenty-five she was debt free—and used the wisdom she gained to start her own successful real estate and mortgage brokerage—and by twenty-nine started her own financial counseling business.Patrice’s former bad spending habits aren’t unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many—including most African American women—are choosing to stay single.Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you’re just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice’s practical advice, you’ll learn to form “wealthy” habits, establish an “opportunity fund,” stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.
To Buy or Not to Buy: Why We Overshop and How to Stop
April Lane Benson - 2008
Nearly 18 million Americans are problem shoppers, unable to break the buying habits that lead them into debt, damaged relationships, and depression. If this describes you, or someone you care about, the help you need is here. Drawing on recent research and on decades of working with overshoppers, Dr. April Benson brings together key insights with practical strategies in a powerful program to help you stop overshopping. As you progress through this book, you’ll take back control of your shopping and spending and create a richer, more meaningful and satisfying life. To learn more about the author, visit her website: www.stoppingovershopping.com
The Minimalist Home: A Room-By-Room Guide to a Decluttered, Refocused Life
Joshua Becker - 2018
He both offers practical guidelines for simplifying our lifestyle at home and addresses underlying issues that contribute to over-accumulation in the first place. The purpose is not just to create a more inviting living space. It's also to turn our life's HQ--our home--into a launching pad for a more fulfilling and productive life in the world.
Margin of Safety: Risk-Averse Value Investing Strategies for the Thoughtful Investor
Seth A. Klarman - 1991
The myriad approaches they adopt offer little or no real prospect for long-term success and invariably run the risk of considerable economic loss - they resemble speculation or outright gambling, not a coherent investment program. But value investing - the strategy of investing in securities trading at an appreciable discount from underlying value - has a long history - has a long history of delivering excellent investment results with limited downside risk. Taking its title from Benjamin Graham's often-repeated admonition to invest always with a margin of safety, Klarman's 'Margin of Safety' explains the philosophy of value investing, and perhaps more importantly, the logic behind it, demonstrating why it succeeds while other approaches fail. The blueprint that Klarman offers, if carefully followed, offers the investor the strong possibility of investment success with limited risk. 'Margin of Safety' shows you not just how to invest but how to think deeply about investing - to understand the rationale behind the rules to appreciate why they work when they work, and why they don't when they don't.