Best of
Personal-Finance

2019

Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required


Kristy Shen - 2019
    Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the 4 percent rule and the Yield Shield--so you can quit the rat race forever. Not everyone can become an entrepreneur or a real estate baron; the rest of us need Shen's mathematically proven approach to retire decades before sixty-five.

The Joys of Compounding: The Passionate Pursuit of Lifelong Learning


Gautam Baid - 2019
    Distilling generations of investment and life lessons and compiling it with his personal experiences into a comprehensive guide on value investing, Baid demonstrates their practical applications in the areas of business, investing, and decision making.The Joys Of Compounding is a celebration of the value investing discipline. It takes investors beyond stocks and business fundamentals to give them a valuable and compelling life philosophy. All lifelong learners will find this book immensely useful as a timeless source of insight and inspiration.

The White Coat Investor's Financial Boot Camp: A 12-Step High-Yield Guide to Bring Your Finances Up to Speed


James M Dahle - 2019
    

Choose FI: Your Blueprint to Financial Independence


Chris Mamula - 2019
    And then, there are three suburban dads just trying to make the world a little bit better. Meet Brad Barrett and Jonathan Mendonsa of the award-winning Choose FI podcast and Chris Mamula of the popular blog “Can I Retire Yet?”. They have walked the talk and now want to share their knowledge with you. Together, these three regular guys will show you how they did something extraordinary. They are all financially independent and doing meaningful work that fulfills them. All three left their corporate 9 to 5 jobs and are reaping the benefits of extra time with their families. Mirroring the format of the popular Choose FI podcast, this book pulls from the collective knowledge of those who have decided to build a lifestyle around their passions instead of allowing their finances to dictate their future. These stories demonstrate universal principles, giving you the opportunity to pick the elements that are the most applicable to your financial situation and “choose your own adventure.”FI or Financial Independence is the new debt-free and getting back to 0 is just the beginning of a wonderful journey. Whether you have mountains of debt now or are recently debt free and wondering what to do next, Choose FI : Your Blueprint to Financial Independence will give you the information to guide your next move.

The Illusion of Money: How Chasing Money Is Stopping You from Living


Kyle Cease - 2019
    . . I need to save up." "Quit my job? Are you nuts?!" Sound familiar? Money is one of the biggest excuses we make to not go after what we really want. Our fixation with money--the desire for more of it, and the fear of not having enough of it--is often really just a longing to feel safe. But this obsession with money is coming at a much bigger cost: our sanity, our creativity, our freedom, and our ability to step into our true power.This book is about eliminating the need to seek safety through the illusion of money, and learning to see ourselves for the perfection that we are--so that we can bring our gifts to the world in an authentic way, and allow ourselves to receive massive, true abundance as a result.Kyle Cease has heard excuses like the ones above countless times at his live events, and he has shown people how to completely break through them. In The Illusion of Money, he shares his own experiences as well as practical tools to help readers understand their ingrained beliefs and attachments to money, and how they can tap into our infinite assets and talents."After 25 years as a successful comedian, actor, transformational speaker, author and junior-league amateur bowler, I've experienced many times how chasing money is not an effective way to create an abundant and fulfilling life. The most alive I've ever felt was after I left my comedy career at its peak to become a transformational speaker. I left tons of guaranteed money and so-called security for a complete unknown. It was terrifying--but what was on the other side of that terror was a completely different life that is not only more abundant financially, but has more freedom, more ease, more passion, more impact and more joy." -- Kyle Cease

Retire Before Mom and Dad


Rob Berger - 2019
    A life free from financial stress. A life full of what matters most to you.In Retire Before Mom and Dad, you’ll learn how to unlock the superpower inside of you that is capable of transforming almost any income into lasting financial freedom. And, you’ll discover that it’s not about scrimping and sacrificing to get there.Forbes Deputy Editor and Personal Finance Expert, Rob Berger, will teach you:The 5 money myths that are keeping you from a life of financial freedomThe step-by-step plan you need to save money without giving up your favorite hobbiesHow the rule of 857 turns pocket change into thousands in savingsThe superpower you have to become wealthy on just about any incomeHow to achieve financial freedom with AutoPilot investingThe 7 Levels of Financial Freedom and what it takes to reach each levelChange the way you see money. Instead of trying to buy happiness that is always one more purchase away, your money will buy your freedom. What you do with that freedom is up to you.You only have one life to live. Make it count.

Master Your Money, Master Your Life


Abhishek Kumar - 2019
    In fact, ignorance is your biggest enemy—stopping you from living a life of abundance and happiness. This practical and powerful book—never relying on any jargon—busts popular myths, bares open financial secrets and empowers you to be a master of your own financial destiny with a unique five funds funda approach. Inspiring and actionable, this book will transform your life—not just financially, but also holistically.

You’re Not Broke, You’re Pre-Rich


Emilie Bellet - 2019
    Does it have to be like this? You're Not Broke, You're Pre-Rich will tell you that it really doesn't; you can have your avocado on toast and stop renting and start saving too.This essential handbook will help debunk the financial jargon and break the money taboo. Packed with actionable tips and no nonsense practical advice, You're Not Broke, You're Pre-Rich will teach you how to make your savings work for you, how you could invest your money, why you need to understand your pension, and why your financial health is just as important as your mental and physical health.This indispensable manual will be your comprehensive guide to financial freedom, giving you the confidence and conviction to regain control of your bank balance and live a happier, richer life.

Secrets of Self-Made Millionaires: Crack the Code to Greater Wealth, Health, and Happiness


Matthew R. Kratter - 2019
     Discover the different paths that ordinary people took to become self-made millionaires. These are not trust-fund babies. They are just regular folks like you and me. The only difference is that every day they took another step down the path of wealth. Daily action. And the right kind of action. That's all it takes to become a self-made millionaire. In this book, you will learn about: The secrets that self-made millionaires used to grow their wealth The small things you can do that make a big difference The best morning routines and daily habits for success The books that had the biggest impact on these millionaires How to make money by investing in what you know How to create passive income and escape the trap of being an employee How to compound wealth like a savvy investor The one thing you should never do with your hard-earned cash (don't start investing until you read this) And much, much more Whether you are a college graduate, or high school dropout. . . Whether you are a small business owner, or an employee. . . Even if you know nothing at all about business or investing. . . This book will teach you how to build a better life for you and your family. Imagine how your life would change if you knew that you were on the proven path to wealth. Amazon best-selling author and retired hedge fund manager, Matthew Kratter has interviewed the most interesting self-made millionaires that you will ever meet. Are you ready to start down the path of becoming a self-made millionaire? Then scroll to the top of this page and click BUY NOW.

The Physician Philosopher's Guide to Personal Finance: The 20% of Personal Finance Doctors Need to Know to Get 80% of the Results


James Turner - 2019
    Unfortunately, medical training isn't free. With the substantial debt burden facing graduating medical students, it has become increasingly important to know how to navigate the choppy waters of personal finance. With sharks in the water, no training on personal finance, and little time to spare on such an important topic, this short primer aims to teach you only what you need to know about personal finance so that you can focus on taking good care of patients. If you are ready to learn how to effectively pay down your student loans, invest efficiently, and achieve financial freedom early in your career - then this book is for you. Feel free to take a look at the introductory portion of the book through the "Look Inside" feature. Here are some of the essential topics you will learn in The Physician Philosopher's Guide to Personal Finance: ● Investing basics (compound interest, time in the market versus “timing” the market, etc.) ● Investing specifics (types of vehicles, solid investment plans, and examples) ● Specifics on how to attack your student loans ● Paying off debt versus investing (or both) at various stages ● Asset protection (life, disability, umbrella insurance, etc) ● Where to get financial advice and identifying where conflicts of interest exist ● Why lifestyle inflation matters after training and how it can wreck your life Praise for The Physician Philosopher's Guide to Personal Finance: "I have frequently told physicians and dentists that the first really good personal finance and investing book you ever read is likely to be worth $2 Million to you over the course of your life... This is a $2 Million book." - James M. Dahle, MD (The White Coat Investor) "Applying the Pareto principle, Dr. Turner has distilled his substantial knowledge and experience in personal finance into a no-nonsense book that a physician can easily read and understand in one insightful evening." - Leif M. Dahleen, MD (Physician on FIRE)

Alpha Money Strategies: Alpha Male Strategies Guide To Financial & Mental Freedom


Alpha Male Strategies - 2019
    This book will help you discover your passion in life and help you monetize it. I've also laid out how I've gotten my credit score over 800. I also teach you how I learned to ignore criticism from haters once I started to make money. I also teach you my philosophy to investing and how I'm investing my money these days. I know men wanted another book about how to attract the kind of women you truly want but for me it all starts here. A lot of men think improving yourself financially is primarily to attract women and to be honest it does play a part but once you're doing what you enjoy for a living your life goes to an entire different level. It's about enjoying life without the validation of the opposite sex. I've laid out step by step how in just five short years I'm making over 20 times what I use to make a year and how I'm investing my money to create more passive income.

Mindful Money


Canna Campbell - 2019
    But then life gets in the way. As we juggle the commitments and responsibilities in our busy lives, good money habits can quickly fade away.Canna Campbell is an experienced financial planner, and also a mother, partner and entrepreneur. She understands the challenge of trying to maintain balance and motivation when you’re time-poor, and she’s used this experience to develop an inspirational and effective approach to personal finance management. She shows you how to look at your finances with holistic and powerful mindfulness, easily incorporating her step-by-step advice into your daily habits and routines. From new banking rituals and money mindsets to growing passive income through shares and property, she will help you shed the excess and embrace what you really love, value, use and appreciate – including your necessary luxuries. Canna leads by example, sharing her personal tips and tricks for building, managing and protecting your money. No matter what you earn or what level of knowledge you have, Mindful Money will help you to see that financial independence is achievable.‘Canna Campbell offers a glamorous vision of a life of minimalism and saving … Not spending feels more like a creative challenge connected to a sense of purpose, rather than deprivation.’ New York Times

The Barefoot Investor: 2019/2020 Edition: The Only Money Guide You'll Ever Need


Scott Pape - 2019
    

Be Your Own Money Guru: Securing Your Financial Future


Margaret Curlew - 2019
    You will learn the following: Basic money management techniques How to secure your financial future How to create multiple sources of income The benefits of not having money troubles

Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement (The Retirement Researcher Guide Series Book 3)


Wade Pfau - 2019
    The probability-based approach is generally better understood by the public. It advocates using an aggressive investment portfolio with a large allocation to stocks to meet retirement goals. My earlier book How Much Can I Spend in Retirement? A Guide to Investment-Based Retirement Strategies provides an extensive investigation of probability-based approaches. But this investments-only attitude is not the optimal way to build a retirement income plan. There are pitfalls in retirement that we are less familiar with during the accumulation years. The nature of risk changes. Longevity risk is the possibility of living longer than planned, which could mean not having resources to maintain the retiree’s standard of living. And once retirement distributions begin, market downturns in the early years can disproportionately harm retirement sustainability. This is sequence-of-returns risk, and it acts to amplify the impacts of market volatility in retirement. Traditional wealth management is not equipped to handle these new risks in a fulfilling way. More assets are required to cover spending goals over a possibly costly retirement triggered by a long life and poor market returns. And yet, there is no assurance that assets will be sufficient. For retirees who are worried about outliving their wealth, probability-based strategies can become excessively conservative and stressful.This book focuses on the other option: safety-first retirement planning. Safety-first advocates support a more bifurcated approach to building retirement income plans that integrates insurance with investments, providing lifetime income protections to cover spending. With risk pooling through insurance, retirees effectively pay an insurance premium that will provide a benefit to support spending in otherwise costly retirements that could deplete an unprotected investment portfolio. Insurance companies can pool sequence and longevity risks across a large base of retirees, much like a traditional defined-benefit company pension plan or Social Security, allowing for retirement spending that is more closely aligned with averages. When bonds are replaced with insurance-based risk pooling assets, retirees can improve the odds of meeting their spending goals while also supporting more legacy at the end of life, especially in the event of a longer-than-average retirement. We walk through this thought process and logic in steps, investigating three basic ways to fund a retirement spending goal: with bonds, with a diversified investment portfolio, and with risk pooling through annuities and life insurance. We consider the potential role for different types of annuities including simple income annuities, variable annuities, and fixed index annuities. I explain how different annuities work and how readers can evaluate them. We also examine the potential for whole life insurance to contribute to a retirement income plan. When we properly consider the range of risks introduced after retirement, I conclude that the integrated strategies preferred by safety-first advocates support more efficient retirement outcomes. Safety-first retirement planning helps to meet financial goals with less worry. This book explains how to evaluate different insurance options and implement these solutions into an integrated retirement plan.

The Case for Dividend Growth: Investing in a Post-Crisis World


David L. Bahnsen - 2019
    Too many investment advisors have taken the path of least resistance, not aware of the risk in systematically withdrawing from what, at times, will be a declining portfolio. Investors seeking to accumulate money for their future needs, and investors needing to withdraw money now for a present need, both have one thing in common: Dividend Growth investing represents a powerful weapon in the achievement of their objectives.  Market volatility is not something any investor can escape, but benefitting from it (for accumulators reinvesting dividends), and being insulated from it (for withdrawers taking only from a growing flow of dividend income), are achievable results for those who understand the time-tested, sustainable, intelligent strategy of investing that is Dividend Growth.

How to Create Lifetime CashFlow Through Multifamily Properties: The New Rules of Real Estate Investing


Rod Khleif - 2019
     Rod is a seasoned and passionate real estate investor who has personally owned and managed over 2000 properties. Rod has combined his passion for real estate investing with his personal philosophies of self-actualization, goal setting, envisioning, and manifesting success to become one of America’s top real estate investment professionals. This 200+ page book is the essential textbook for aspiring multifamily real estate investors. It carefully outlines why the rules of real estate investing have changed forever. The book offers a step-by-step approach to the exciting and lucrative business of multifamily real estate investing. HERE IS WHAT YOU’LL LEARN: • How to find the money for your apartment purchases • The four best areas to buy in and how to quickly evaluate an area • How to find the best off-market deals • How to identify a great deal • How to evaluate a property • How to convince sellers to give you seller financing • How to find investors for your deals and syndicate to buy larger properties • Scripts for talking to sellers, brokers, investors and lenders • How to perform comprehensive due diligence to protect yourself • The mistakes to avoid • How to systemize your business and turn it into a machine Follow the advice in this book and take action to find hot markets, hot properties, and close on hot deals. Forward by real estate artist Frank McKinney NEW for the SECOND EDITION: Included with the book is the 90 Day Action Plan – Your step by step guide for navigating the when, where, and what to do over the next 90 days. Also included is the Lifetime Cashflow book online companion course that includes, videos, scripts, templates, contracts and checklists. What’s stopping you from systematically purchasing real estate by leveraging your time and money – quicker than you ever thought possible? Editorial Reviews: “Through significant experience, Rod has turned his journey into an all-encompassing road map with this book. This is not a ‘quick fix;’ he arms you with lessons and tools that will help you achieve incredible long-term wealth, but that will also help develop you on a personal level. These lessons are invaluable and Rod has laid them out in a way that anyone can understand, whether you’re in the business or not.” Ken McElroy, Rich Dad Advisor to Robert Kiyoski and Bestselling Author “Buy this book! Read it, apply it, and prosper! Rod has vast experience in the real estate world, both in up and down markets. Rod is a strategic thinker who knows how to reduce risk and increase gains in both types of markets. It’s rare to find someone who brings this kind of experience to real estate and is willing to share their knowledge.” Diane Kennedy, Rich Dad Advisor to Robert Kiyosaki and Bestselling Author “I really appreciate the detail Rod put into his book, How to Create Lifetime Cashflow Through Multifamily Properties. The section regarding adding value to your property was of particular interest to me as a long time multifamily owner. The discussion of expense reductions was a great reminder that a dollar saved might be a little more important than a dollar earned. This is a solid book and will benefit any investor who aspires to own multifamily rentals.” Al Williamson, Leading Landlord.

You’re Not Broke, You’re Pre-Rich: Ditch debt, stop living from payday to payday, and manage black tax to #liveyourbestlife


Mapalo Makhu - 2019
    With simple, relatable and sometimes amusing stories about how to manage money on a day-to-day basis, you will learn how to change your mindset about money, get out of debt and stay debt-free, invest your money and, ultimately, live your best life. You’re Not Broke, You’re Pre-Rich will help you, the young professional, to think differently about money, while covering pertinent topics like black tax, savings, budgeting, emergency funds and financial scams, as well as estate and retirement planning (and why you should care right now!). It is the best class you never attended … in a book!

Poverty Proof: 50 ways to train your brain for wealth


Douglas Kruger - 2019
    The answers to escaping poverty and becoming wealthy are actually well known and based on a number of powerful principles that have been tested by time and replicated in different countries, by families and individuals who have become astonishingly rich. So, what are these ideas that genuinely lift people out of poverty and ensure their personal wealth? Here are 50. They all work. They will make you richer. They remove the emotion, the politics and the clutter from our thoughts about wealth, and they go straight to the heart of one simple issue: what it genuinely takes to become rich. Prepare to train your brain for wealth. Prepare to become ‘poverty proof’ for life,

The Contentment Journal


Rachel Cruze - 2019
    

How to get onto the property ladder: A first-time buyer’s guide to financing and finding your first home


Ned Browne - 2019
    The number of people aged 25-34 who own their own home has more than halved since 1996. But aspirations are still high - the vast majority of young people still want to own their own home. Unfortunately, most would-be first-time buyers believe the dream of homeownership is just that: a dream. This book has been written to make this dream a reality. It also aims to steer you clear of the potential pitfalls that come with buying a property - it’s a minefield out there. There are countless tales of properties being repossessed, people being stuck in homes they cannot sell, and of homeowners enduring years of negative equity. This book aims to help you avoid making mistakes that can cost you dear. The book includes the following chapters: Part 1 - Financing your first property purchase. Part 2 - Government help for first-time buyers. Part 3 - Finding the right property for you. Part 4 - From offer to completion. Part 5 - Moving into your first property. Appendix - Property: jargon buster. The property market is fast moving – things are changing every week. As such, I have included my email address at the end of the book and encourage readers to ask questions, make suggestions and point out any inaccuracies. Hopefully there won’t be too many of the latter! Please note: I have mainly focused on buying a property in England, although I have included information about buying in Wales, Northern Ireland and Scotland (just not in as much detail). However, 90% of the content will be relevant to anyone buying anywhere in the United Kingdom. Enjoy and good luck. Ned Browne

Money Grows on Trees: “How to reshape your thoughts, beliefs and ideals about money and become truly wealthy.”


Jerremy Alexander Newsome - 2019
     Drawing on his own mental, financial and emotional transformation—over just a few years—from a man who had .01 to his name to a man who travels the world in style, Jerremy Alexander Newsome becomes your much needed cerebral pyromaniac to light up your brain! He combines funny tangents and unique metaphors with bite-size, aha concepts that unlock your potential to achieve actual results along with massive mental breakthroughs! Learn to: • Discover what 'false beliefs' are holding you back from making money • Unlock which doubts, fears, and excuses are scaring you from taking the money plunge • Learn how to form a better relationship with money • Determine which lucrative paths to walk down • Tap into your natural ability to become wealthy • Shape your reality, by 'unlearning' popular and damning phrases • Become as wealthy as you want to be “This book truly helped unlock massive concepts that shape the past, present and future of how I think. Learning how to mentally find financial abundance begins with your mindset and Jerremy Newsome gets serious (in the funniest ways possible) about helping you identify your particular limiting beliefs surrounding money.” — Chris Remboldt

Crushing YouTube: How to Start a YouTube Channel, Launch Your YouTube Business and Make Money


Joseph Hogue - 2019
     If you're serious about starting a YouTube business and want to make money on YouTube, I can show you the way. I've doubled my monthly income by creating a YouTube channel. Thousands of people watch each video and I've built a community that supports and motivates me every day...and that's all in less than two years! Is it Too Late to Start a YouTube Business? I"ve been developing online businesses since 2012 but was late to the game on YouTube. By the time I started my YouTube channel, people were already saying, "YouTube is dead!"; People were saying you couldn"t grow on YouTube anymore and that small channels couldn't win in the YouTube algorithm. I'm living proof you CAN start a YouTube business and be successful. I average $3,500 a month on ads alone (June 2019) and another three- to four-thousand on sponsorships, affiliates and my own products. In fact, I believe we’re just coming into the Age of YouTube with the rollout of 5G and every business owner needs a video presence. A YouTube How-To from Someone that's Been There I've seen the frustration for small YouTubers, trying to compete and get views against the million-subscriber monsters. I know what it’s like to start a channel from nothing. I’ll not only show you how to set up your channel to look professional, I’ll reveal the secrets even some of the biggest YouTube creators don’t know. In this book, you'll learn: How to get YouTube video ideas and hack the most popular videos for viral success (Pg 49) Five steps to building a YouTube channel brand that creates an army of supporters (Pg 69) The easy way to record videos, even if you don't like to be on camera (Pg 85) Five income streams that guarantee you WILL make money on YouTube (Pg 135) Since starting my YouTube channel, I've consulted and helped other video influencers grow their channels for millions of views. I’ve helped them find sponsorships and make enough money to quit their day job to make YouTube a full-time business. I can do the same for you with this book. I can show you the way but YOU have to get started. Scroll back up and click Buy Now to create your YouTube business and start making money on YouTube.

1%. The book that the financial establishment doesn't want you to read.: The first ever behind-the-curtain look at how banks really function, and their impact on society.


Robert Sharratt - 2019
     From Occupy groups to global trade demonstrations, from American middle class angst to yellow vest frustration in France to the Arab Spring, a common feeling unites them that something in the system is unfair. Blue-collar supporters of Bernie Sanders and Donald Trump use remarkably similar language to express a core belief: that the establishment’s economic model is rigged against them. The same protest sentiment is expressed globally. Statistically, these movements are correct: inequality is rising in all developed economies around the world. But, what is the common cause? This book shows that the structure of the banking system is the cause of inequality in society. But, it isn’t a protest book. It isn’t meant to make you feel outraged or to provide an historical account of inequality or a lot of statistics. It is more useful than that. This book demonstrates technically how inequality is caused by the banking system. This is the first book ever that gives a genuine behind-the-curtain look at how banks really function and their impact on society. It reveals that banks create most of the money in an economy, not the state. It shows why inequality and discrimination against out-groups are institutional. It explains the banking mechanism that transfers wealth from the many to the few over time. It shows that, unlike almost all other industries, the banking sector enjoys unparalleled protection by the establishment against competition. This book solves some mysteries, like the following: - Why is fractional reserve banking like a distorted version of the game Monopoly? - Why does the establishment find women’s sexual education repugnant? - Why does the economy blow up from time to time? - Why was Karl Marx so pissed off? - What does Professor Sybill Trelawney have in common with the governors of the Federal Reserve? It shows that the 1% derive much of their power from their preferential access to bank-created money. Money and the banking system underlie inequality and discrimination in society; if you want to address these issues, you have to start at the source. In the end, this is not really a book about money and banking; it is more about our values as a society.

The Top 10 Reasons the Rich Go Broke: Powerful Stories That Will Transform Your Financial Life… Forever


John MacGregor - 2019
    John is my “expert” advisor on the very important world of financial planning, and he wrote this book for you.” ROBERT KIYOSAKI, BEST SELLING AUTHOR, RICH DAD POOR DADAlthough this book is about why the rich go broke, the core message is why people go broke and why so many lack the financial intelligence to achieve their financial dreams.Unlike the thousands of traditional “how-to” personal financial books that use traditional methods that rarely induce change, these stories elicit something deep within that allows you to achieve lasting financial freedom and the peace of mind you want, and you deserve. A good story, well told, can change the world.After 25 years in the trenches guiding thousands of individuals and small business owners, John MacGregor opens the vault to share 10 incredible stories that have the power to transform your financial life forever. In this book MacGregor reveals for the first time “The B.E.A.R. Trap,” THE underlying reason why so many people suffer financially.This book answers and solves:• Why 78% of people are suffering from financial stress and anxiety.• Why 65% of people could not come up with $500 today for an emergency expense.• Why money is the #1 source of stress in our society.• And, why this problem is getting worse—not better—despite all the information available. This book is not just about putting more money in your pocket, it’s about changing your life forever and get you started on your path to financial independence. The Million-Dollar Lesson: LEARNING FROM YOUR MISTAKES IS SMART.LEARNING FROM OTHER PEOPLE’S IS GENIUS.Scroll Up And Hit The “Buy Now” button.Edorsements:Tom Burns MD, Real Estate Entrepreneur and Author of Why Doctors Don’t Get Rich10 Reasons the Rich go Broke is a window into our subconscious. With ten riveting real-world stories, John MacGregor shows us what can happen if we allow destructive beliefs to dictate our actions. He then follows with experienced advice on how to avoid these calamities. You will turn the pages fast in anticipation of the next captivating story to learn another critical lesson. This is a must read and gives you the gift of learning from the mistakes of others, so that you can avoid the pain and create the life of your dreams.JW Wilson, Executive Director The Learning Code InstituteThe neurological research is clear, stories are one of the most effective ways to stimulate the brain areas that support rapid learning and behavioral change. During his decades of financial planning, MacGregor has carefully chosen powerful stories which have positively transformed his client’s relationship with money. This book, which shares those mistakes so you won’t make them, is a must read if you are struggling financially and want more peace of mind in your life. It’s game changer.

Scripts


Nick Murray - 2019
    What to say and how to say it

Passive Income, Aggressive Retirement: The Secret to Freedom, Flexibility, and Financial Independence (& how to get started!)


Rachel Richards - 2019
    That often means working 40-hour-weeks and penny-pinching your whole life. How else could you save a cool $2 mil?Finance guru, former financial advisor, and Amazon bestselling author of Money Honey, Rachel Richards has one goal in mind: teaching you everything you need to know to become financially free earlier than you ever thought possible. At age 27, Rachel quit her job and retired, living off $10,000+ per month in passive income streams. Let her show you how to do it at any age—it's never too late.What is passive income? Passive income is earned with little to no ongoing work. It's no get-rich-quick scheme, but once your passive income exceeds your expenses, you are set for life. In a refreshingly realistic how-to guide, Rachel serves up 28 tried and true passive income stream models, helping you to: Achieve "Financial Independence, Retire Early" without penny-pinching Create consistent, long-term residual income (the non-multi-level-marketing way), so you can live life on your terms Have the flexibility to work when, where, and if you want Say "goodbye" to your 9-5, and create a life you totally love Eliminate your money stresses and fears Rachel supplements boatloads of research and personal expertise by interviewing well-known experts! You'll hear directly from big names such as HAL ELROD, BOBBY HOYT, DAVID OSBORN, HONORÉE CORDER, and more!Hal Elrod is the internationally bestselling author of The Miracle Morning™ Series, which has been translated into 37 languages and has impacted over 2,000,000 people's lives!Bobby Hoyt is a former high school band director and the founder of Millennial Money Man. He now makes six figures per month from his blog, online courses, and recurring revenue!David Osborn is a multi-millionaire real estate mogul who started out broke and unemployed at age 26, only to become one of the most successful real estate franchise owners in the world!Honorée Corder has written over 50 books. She teaches the You Must Write a Book Live Coaching Course and is an executive book coach!Doug Skipworth is the co-founder and principal broker at Crestcore Realty, which manages 2,500 properties in Tennessee. He personally owns hundreds of rentals!Thom Shepherd is a CMA of Texas Songwriter of the Year and has written five #1 singles!If you regularly feel the Sunday Scaries or always dread getting up for work in the morning, this book is for you. This book is for the college student already dreading the 9-5 life that waits him upon graduating; the couple who would rather spend their time doing what they want, instead of slaving away for their employers every day; and the single parent who is barely scraping by. Regardless of your WHY, passive income could be your HOW.

The Wyckoff Methodology in Depth: How to trade financial markets logically (Trading and Investing Course: Advanced Technical Analysis Book 1)


Rubén Villahermosa - 2019
    The approach is simple: When large traders want to buy or sell they carry out processes that leave their mark and can be seen in the charts through price and volume. Wyckoff’s methodology is based on identifying that professional intervention to try to elucidate who is in control of the market in order to trade alongside them.     What makes it different from other approaches?   The main advantage that puts this methodology above the rest is that it is based on solid principles; it has a real underlying logic. Far from all kinds of indicators, it focuses on the study of the interaction between supply and demand; which, as we know, is the driving force behind all financial markets.     What will you learn?   ▶ How markets move. The market is formed by movements in waves that develop trends and cycles. ▶ The 3 fundamental laws. The only discretionary method that has an underlying logic behind it. The law of Supply and Demand. The law of Cause and Effect. The law of Effort and Result. ▶ The processes of accumulation and distribution. The development of structures that identify the actions of great professionals. ▶ The events and phases of the Wyckoff Methodology. The key actions of the market that will allow us to make judicious analyses. ▶ Operation. We combine context, structures and operational areas to position ourselves on the side of the large operators.     Includes texts and images totally exclusive.   I hope you enjoy it and it brings you value.

Rich Dad Advisors: Tax-Free Wealth, 2nd Edition: How to Build Massive Wealth by Permanently Lowering Your Taxes


Tom Wheelwright - 2019
    Tom explains how the tax laws work and how they are designed to reduce you taxes -- not to increase them. The audiobook explains how to use the tax laws to your advantage and in ways that will support business owners' vision and growth plans for their companies.Once listeners understand the basic principles of tax reduction, they can being, immediately, reducing their taxes to the point where, enentually, they may even be able to legally eliminate income taxes and drastically reduce other taxes.

How to Get to $10M in ARR and Beyond


Jacco van der Kooij - 2019
    

The Physician Philosopher's Guide to Personal Finance: The 20% of Personal Finance Doctors Need to Know to Get 80% of the Results


James D. Turner - 2019
    Unfortunately, medical training isn't free. With the substantial debt burden facing graduating medical students, it has become increasingly important to know how to navigate the choppy waters of personal finance. With sharks in the water, no training on personal finance, and little time to spare on such an important topic, this short primer aims to teach you only what you need to know about personal finance so that you can focus on taking good care of patients. If you are ready to learn how to effectively pay down your student loans, invest efficiently, and achieve financial freedom early in your career - then this book is for you. Feel free to take a look at the introductory portion of the book through the "Look Inside" feature. Here are some of the essential topics you will learn in The Physician Philosopher's Guide to Personal Finance: ●Investing basics (compound interest, time in the market versus "timing" the market, etc.)●Investing specifics (types of vehicles, solid investment plans, and examples)●Specifics on how to attack your student loans●Paying off debt versus investing (or both) at various stages●Asset protection (life, disability, umbrella insurance, etc)●Where to get financial advice and identifying where conflicts of interest exist●Why lifestyle inflation matters after training and how it can wreck your lifePraise for The Physician Philosopher's Guide to Personal Finance: "I have frequently told physicians and dentists that the first really good personal finance and investing book you ever read is likely to be worth $2 Million to you over the course of your life... This is a $2 Million book." - James M. Dahle, MD (The White Coat Investor)"Applying the Pareto principle, Dr. Turner has distilled his substantial knowledge and experience in personal finance into a no-nonsense book that a physician can easily read and understand in one insightful evening." Leif M. Dahleen, MD (Physician on FIRE)

The M Word: How to Take Back Control of Your Money and Transform the Way You Live


Lisa Conway-Hughes - 2019
    Whether you have it or not, money is often as difficult to talk about as it is to handle. Many of us will at one point need advice on how to:- ask for a pay rise- save up to buy a place- pay for a mortgage- finance a career move- budget for a wedding- fund a big trip- get out of debt- retire comfortablyBuilding on her 15 years of experience helping countless people to make smart financial decisions, Lisa Conway-Hughes tackles these topics in a short guide to being savvy and getting what you want in every stage of your life. Full of expert knowledge and success stories, this is essential reading for anyone who wants to turn a dream into a plan - and eventually a reality.

STANDUP to the Financial Services Industry: Protecting Yourself From Well-Intended But Oblivious Advisors


John De Goey - 2019
    Their well-intended advisors often give poor advice based on traditional approaches that are demonstrably wrong. The fundamental problem is advisor bias, and no one talks about it because virtually everyone is oblivious to it—including advisors themselves. In STANDUP to the Financial Services Industry, bestselling author and award-winning advisor John De Goey arms investors with the tools they need to hold advisors accountable and to navigate an industry that has refused to adapt to a changing financial landscape.In this concise and accessible guide, John De Goey:· Explains how we’ve gotten to our current state, with misguided advisors providing harmful advice to investors;· Identifies the key problems that are not being addressed proactively within the financial services industry; and most importantly· Helps readers solve these problems in order to make better investment decisions.STANDUP empowers Canadian investors to demand accountability from an industry that has refused to acknowledge its own shortcomings—and helps them invest wisely and successfully.

Cryptocurrency Investing for Dummies


Ta/Tk Dummies - 2019
    If you want to get in on the action, this book shows you how.Cryptocurrency Investing For Dummies offers trusted guidance on how to make money trading and investing in the top 200 digital currencies, no matter what the market sentiment. You'll find out how to navigate the new digital finance landscape and choose the right cryptocurrency for different situations with the help of real-world examples that show you how to maximize your cryptocurrency wallet.Understand how the cryptocurrency market works Find best practices for choosing the right cryptocurrency Explore new financial opportunities Choose the right platforms to make the best investments This book explores the hot topics and market moving events affecting cryptocurrency prices and shows you how to develop the smartest investment strategies based on your unique risk tolerance.

Wonder Woman's Guide to Money: The Busy Woman's Guide to Money Management and Wealth Building


Natasha Janssens - 2019
    In fact, research has found that women are not as confident as men when it comes to managing finances, regardless of their actual financial literacy!If you wish you could be better with your money but just don't seem to have the time, this book is for you. Written by a working mum of two, Wonder Woman's Guide to Money will give you the tools you need to take control of your financial future, including:How to break out of the debt spiral and get better at saving The secret to becoming mortgage-free and building equity The key to growing your money the safe way The lowdown on offset accounts, life insurance and wills The four steps to getting on top of your super The simple backup plan to safeguard your future Bonus resources to help put your newfound knowledge into action And much more!

The Wealth Creator's Playbook: A Guide to Maximizing Your Return on Life and Money


John Christianson - 2019
    Wealth creators soon discover that while money provides incredible opportunities, it can also bring unexpected consequences: isolation, relationship challenges, and a lack of purpose that are often by-products of achieving financial success.Wealth is a gift that involves practical, psychological, and spiritual stewardship. Wealth creators desperately need advice they can trust to maximize, not just manage, the gift of wealth. Drawing on wisdom from John Christianson's 25 years of experience advising some of the most successful wealth creators in the country, this book explores money emotional intelligence, roadblocks around money and relationships, kids and money, generosity, identity, and aligning your values with your money. The Wealth Creator's Playbook is the go-to guide for individuals who are chasing financial success and the richness of a deeply fulfilling life.

The Richest Engineer: Mastering the Art of Wealth Creation


Abhishek Kumar - 2019
    It gives clear principles to follow, which enable individuals to accumulate wealth by investing his or her income properly." (Sitaram Jindal, chairman and managing director, Jindal Aluminium Ltd.)Have you ever wondered why some people get rich easily while others struggle financially all their lives? Is the difference because of their educational qualifications or their choice of jobs, business or investments? Is it that luck has favoured them selectively while bypassing the vast majority of people? Is it that they have special skills and are far more intelligent than others?  The shocking answer is: none of the above!  In his maiden novel, Abhishek Kumar reveals the timeless wisdom of wealth creation and accumulation and shows how anybody - no matter where they stand in life at this time - can become a millionaire. The rules provided in this book are not a get-rich-quick formula, but they do guide the listener to financial independence, which can be achieved on nothing more than an average salary. Through fictional conversations between two friends - Vinay, the financial wizard, and Ajay, his college mate - you will learn exactly what has been stopping you from becoming rich and how you can change yourself to live the life you always dreamt of - a life of wealth, abundance and financial freedom.

The Yield Curve: What Is It Really Predicting?


Edward Yardeni - 2019
    The tabloids often comment on any noticeable changes in the physical features of the celebrities they stalk. Similarly, the financial paparazzi are obsessed with the shape of the yield curve.The spread between the “long end” and the “short end” of the curve is widely deemed to be a great leading indicator of recessions when it goes negative. Such yield “inversions” do have a good track record of occurring several months before the start of recessions.In this Topical Study, Edward Yardeni and Melissa Tagg explain that the yield curve neither predicts nor causes recessions. Instead, it predicts the monetary policy course likely to be pursued by the Federal Reserve. Among the topics covered are:1. The relationship of the business cycle to the monetary and credit cycles.2. How the shape of the yield curve anticipates financial crises, and reacts to them.3. The impacts of globalization on the US bond market and the shape of the yield curve.4. How to use the yield curve to predict the Fed’s moves and to anticipate recessions, which are always bearish for stocks.This study includes a “Primer on the Yield Curve,” based on “Dr. Ed’s” book, Predicting the Markets (2018). It also includes several charts useful for gleaning more insights into the relationships of the yield curve to the economy and to financial markets.