You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    So what makes this one different? Well, you won't be overwhelmed with a bunch of 'tips' … or a strict budget (that you won't follow). You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette … and you'll be able to manage your money in 10 minutes a week. You'll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the 'Trapeze Strategy' Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won't rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don't need $1 million to retire … with the 'Donald Bradman Retirement Strategy' Sound too good to be true? It's not. This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results. And you're next.

    You don't need to earn a high income to be rich -- find out the difference between working for money and having your money work for you.

    But as prices keep rising and the tax landscape changes, investors need to get smarter in order to succeed. It’s far from “game over”, but the game is changing… for the better. The unwary and under-prepared will be squeezed from the market – leaving educated, strategic investors to have their best decade yet. The Complete Guide To Property Investment gives you the insight, information and action plan you need to navigate this new property landscape and come out on top. It starts by demonstrating – with real-life examples – a range of strategies suited to achieving different investment goals. Only then does it take you step by step through every aspect of researching, financing, buying and managing investment properties. You'll learn: How to formulate a strategy suited to achieving your investment goals Everything you need to know about financing your investments An exact step-by-step research process you can use to decide what to invest in How to manage your investments What the property cycle is, and how you can use it to your advantage How to build a profitable portfolio for the long-term – including scaling up, surviving recessions, and exit strategies. Whether you’re turning to property to secure your retirement, start a new career or generate a stream of passive income, this book will be the most valuable investment you make.

    Thorp invented card counting, proving the seemingly impossible: that you could beat the dealer at the blackjack table. As a result he launched a gambling renaissance. His remarkable success--and mathematically unassailable method--caused such an uproar that casinos altered the rules of the game to thwart him and the legions he inspired. They barred him from their premises, even put his life in jeopardy. Nonetheless, gambling was forever changed.Thereafter, Thorp shifted his sights to "the biggest casino in the world" Wall Street. Devising and then deploying mathematical formulas to beat the market, Thorp ushered in the era of quantitative finance we live in today. Along the way, the so-called godfather of the quants played bridge with Warren Buffett, crossed swords with a young Rudy Giuliani, detected the Bernie Madoff scheme, and, to beat the game of roulette, invented, with Claude Shannon, the world's first wearable computer.Here, for the first time, Thorp tells the story of what he did, how he did it, his passions and motivations, and the curiosity that has always driven him to disregard conventional wisdom and devise game-changing solutions to seemingly insoluble problems. An intellectual thrill ride, replete with practical wisdom that can guide us all in uncertain financial waters, A Man for All Markets is an instant classic--a book that challenges its readers to think logically about a seemingly irrational world.Praise for A Man for All Markets"In A Man for All Markets, [Thorp] delightfully recounts his progress (if that is the word) from college teacher to gambler to hedge-fund manager. Along the way we learn important lessons about the functioning of markets and the logic of investment."--The Wall Street Journal"[Thorp] gives a biological summation (think Richard Feynman's Surely You're Joking, Mr. Feynman!) of his quest to prove the aphorism 'the house always wins' is flawed. . . . Illuminating for the mathematically inclined, and cautionary for would-be gamblers and day traders"-- Library Journal

    Yet even children recognize that tearing one into small pieces is an act of inconceivable stupidity. What makes a $20 bill actually worth twenty dollars? In the third volume of his best-selling Naked series, Charles Wheelan uses this seemingly simple question to open the door to the surprisingly colorful world of money and banking.The search for an answer triggers countless other questions along the way: Why does paper money (“fiat currency” if you want to be fancy) even exist? And why do some nations, like Zimbabwe in the 1990s, print so much of it that it becomes more valuable as toilet paper than as currency? How do central banks use the power of money creation to stop financial crises? Why does most of Europe share a common currency, and why has that arrangement caused so much trouble? And will payment apps, bitcoin, or other new technologies render all of this moot?In Naked Money, Wheelan tackles all of the above and more, showing us how our banking and monetary systems should work in ideal situations and revealing the havoc and suffering caused in real situations by inflation, deflation, illiquidity, and other monetary effects. Throughout, Wheelan’s uniquely bright-eyed, whimsical style brings levity and clarity to a subject often devoid of both. With illuminating stories from Argentina, Zimbabwe, North Korea, America, China, and elsewhere around the globe, Wheelan demystifies the curious world behind the paper in our wallets and the digits in our bank accounts.

    A comprehensive account of the stock market over the last 25 years, it tells you what to watch out for while investing. It also looks at policies that the government needs to revise if the country is to harness domestic capital more effectively. This is a must-read for all interested in the financial health of the country as well as those who want to know about the sensational events that led up to the far more sterile stock-market operations of the present day.

    If you have not yet bought the original copy, make sure to purchase it before buying this unofficial summary from aBookaDay. SPECIAL OFFER $2.99 (Regularly priced: $3.99) OVERVIEW This review of The Big Short: Inside the Doomsday Machine by Michael Lewis provides a chapter by chapter detailed summary followed by an analysis and critique of the strengths and weaknesses of the book. The main theme explored in the book is how corruption and greed in Wall Street caused the crash of the subprime mortgage market in 2008. Despite being completely preventable, the big firms in Wall Street chose to ignore the oncoming fall in favor of making money. Michael Lewis introduces characters—men outside of the Wall Street machine—who foresaw the crisis and, through several different techniques, were able to predict how and when the market would fall. Lewis portrays these men—Steve Eisman, Mike Burry, Charlie Ledley, and Jamie Mai—as the underdogs, who were able to understand and act upon the obvious weaknesses in the subprime market. Lewis’s overall point is to demonstrate how the Wall Street firms were manipulating the market. They used loans to cash in on the desperation of middle-to-lower class Americans, and then ultimately relied on the government to bail them out when the loans were defaulted. Using anecdotes and interviews from the men who were involved first-hand, the author makes the case that Wall Street, and how they conducted business in regards to the subprime mortgage market, is truly corrupt beyond repair, and the men he profiles in this novel were trying to make the best out of a bad situation. By having the words from the sources themselves, this demonstrates Lewis’s search for the truth behind what actually happened. Ultimately, we as an audience can not be sure if the intentions of these underdogs were truly good, but Lewis does an admirable job presenting as many sides to the story as possible. The central thesis of the work is that the subprime mortgage crisis was caused by Wall Street firms pushing fraudulent loans upon middle-to-lower class Americans that they would essentially not be able to afford. Several people outside of Wall Street were able to predict a crash in the market when these loans would be defaulted on, and bought insurance to bet against the market (essentially, buying short). Over a time period from roughly 2005-2008, the market crashed and huge banks and firms lost billions of dollars, filed for bankruptcy, or were bailed out by the government. These men, the characters of Lewis’s novel, were able to bet against the loans and made huge amounts of money, but it was not quite an easy journey. Michael Lewis is a non-fiction author and financial journalist. He has written several novels—notably Liar’s Poker in 1989, Moneyball in 2003, and The Blind Side in 2006. Born in New Orleans, he attended Princeton University, receiving a BA degree in Art History. After attending London School of Economics and receiving his masters there, he was hired by Salomon Brothers where he experienced much about what he wrote about in Liar’s Poker. He is currently married, with three children and lives in Berkeley, California. SUMMARY PROLOGUE: POLTERGEIST Michael Lewis begins his tale of the remarkable—and strange—men who predicted the immense fall of the housing market by immediately exposing himself as the exact opposite type of person from them. He explains to the reader that he has no background in accounting, business, or money managing.

    To understand Greenspan's story is to see the economic and political landscape of the last 30 years--and the presidency from Reagan to George W. Bush--in a whole new light. As the most influential economic statesman of his age, Greenspan spent a lifetime grappling with a momentous shift: the transformation of finance from the fixed and regulated system of the post-war era to the free-for-all of the past quarter century. The story of Greenspan is also the story of the making of modern finance, for good and for ill.    Greenspan's life is a quintessential American success story: raised by a single mother in the Jewish émigré community of Washington Heights, he was a math prodigy who found a niche as a stats-crunching consultant. A master at explaining the economic weather to captains of industry, he translated that skill into advising Richard Nixon in his 1968 campaign. This led to a perch on the White House Council of Economic Advisers, and then to a dazzling array of business and government roles, from which the path to the Fed was relatively clear. A fire-breathing libertarian and disciple of Ayn Rand in his youth who once called the Fed's creation a historic mistake, Mallaby shows how Greenspan reinvented himself as a pragmatist once in power. In his analysis, and in his core mission of keeping inflation in check, he was a maestro indeed, and hailed as such. At his retirement in 2006, he was lauded as the age's necessary man, the veritable God in the machine, the global economy's avatar. His memoirs sold for record sums to publishers around the world.   But then came 2008. Mallaby's story lands with both feet on the great crash which did so much to damage Alan Greenspan's reputation. Mallaby argues that the conventional wisdom is off base: Greenspan wasn't a naïve ideologue who believed greater regulation was unnecessary. He had pressed for greater regulation of some key areas of finance over the years, and had gotten nowhere. To argue that he didn't know the risks in irrational markets is to miss the point. He knew more than almost anyone; the question is why he didn't act, and whether anyone else could or would have. A close reading of Greenspan's life provides fascinating answers to these questions, answers whose lessons we would do well to heed. Because perhaps Mallaby's greatest lesson is that economic statesmanship, like political statesmanship, is the art of the possible. The Man Who Knew is a searching reckoning with what exactly comprised the art, and the possible, in the career of Alan Greenspan.

    People make judgments about it every day. Yet articulating a clear definition of quality is challenging.The best companies often appear to be characterized by an ineffable something, much like that of people who seem graced by a lucky gene. Think about those of your peers who seem a lot like you but somehow always catch a break. They are not obviously smarter, smoother, richer, or better-looking than you, yet they are admitted to their university of choice, get their dream job, and earn considerable wealth. Try to discern what they have that you don't, and you are stumped. Chalk it up to fate or plain dumb luck.Businesses can be similar. For reasons that are not always evident, some end up doing the right things with better results than average. They may not appear to be savvier acquirers, more adept marketers, or bolder pioneers, yet they integrate new businesses better, launch products more successfully, and open new markets with fewer mishaps. Perhaps through some combination of vision, scale, or business philosophy, these companies uncannily come out ahead.In our view, three characteristics indicate quality. These are strong, predictable cash generation; sustainably high returns on capital; and attractive growth opportunities. "Investing is a continuous process of learning, and it will be a rare investor who does not glean substantive lessons from the notable AKO story of quality investing." - Stephen Blyth, President and CEO, Harvard Management Company, Professor of the Practice of Statistics, Harvard University

    But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future.Whether you’re twenty-five and starting your first job or fifty-five and watching the career clock start to wind down, today is the day to get serious about your retirement.In Retire Inspired, Chris Hogan teaches that retirement isn’t an age; it’s a financial number—an amount you need to live the life in retirement that you’ve always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there.You don’t have to retire broke, stressed, and working long after you want to. You can retire inspired!

    Rich By Retirement gives simple, low-cost investment advice that's tailored for the Singaporean market and for Singaporean investors. It'll help you get started with investing - in Singapore and in overseas markets; you'll learn how to save and invest for the long term; and you'll even have some fun along the way. Here's what you'll learn: * How to start an emergency fund to cover those unexpected expenses; * Whether you really need all those insurance policies; * How to invest in Singapore without paying high costs; * How to buy into overseas markets and diversify your investments; * How to turn your first investments into an investment that'll last the rest of your life; * How to spot - and avoid! - an investment scam; * And ten simple rules for investing for the long term. Rich By Retirement is friendly and easy to follow, so you can read it and put the investment strategies into action straight away. It's written for the regular investor, so anyone can use its advice, whether you're a new investor or already well-off. And the book explains why you're doing what you're doing; you get more than just a strategy, you'll learn how and why it works.

    And then there are those who get it.Want a more prosperous, less stressful financial life? Jonathan Clements, longtime personal finance columnist for The Wall Street Journal, is here to help. His goal: to provide readers with a coherent way to think about their finances, so they worry less about money, make smarter financial choices and squeeze more happiness out of the dollars that they have. How to Think About Money is built around five key ideas: 1. Money can buy happiness, but we need to spend with great care.2. Most of us will enjoy an extraordinarily long life--and that has profound financial implications.3. We are hardwired for financial failure, so sensible money management takes great mental strength.4. We need to bring order to our financial life--by focusing on our paycheck, or lack thereof.5. If we want to add to our wealth, we should strive to minimize the subtractions."Now why didn't I think of that? That's what you'll ask yourself after you read Jonathan Clements's fine new book. Its beauty lies in the commonsense and wisdom that is summed up in just five simple steps that will help you to earn your financial independence. Easy to understand, essential to follow."--John C. Bogle, founder, The Vanguard Group"Jonathan Clements brings his intelligence, insight and commonsense to How to Think About Money, which is packed with wisdom and great guidance. Read it and reap the rewards in the years and decades ahead."--Eric Tyson, author of Personal Finance for Dummies and Investing for Dummies "How to Think About Money is financial feng shui --a blueprint for harmonizing all the aspects of personal finance into a balanced way of approaching and managing money. I found myself measuring my own attitudes and beliefs against the yardsticks in Jonathan Clements's book, and was pleased to find that we're on the same page. Anyone who feels overwhelmed by the challenges of today's world can benefit from Clements's advice on how to make smart financial choices, as well as how to develop, in his words, a 'coherent way to think about their financial life'."--Janet Bodnar, editor, Kiplinger's Personal Finance magazine"Concise, important and true. Jonathan Clements provides you a path not just to better finances, but to a better life."--Terry Burnham, finance professor, Chapman University, and author of Mean Markets and Lizard Brains"Jonathan Clements writes so well and thinks so clearly that even financial planning, saving, and wise decisions are almost fun to think through with him as our guide."--Charles Ellis, author of Winning the Loser's Game"In How to Think About Money, Jonathan Clements, one of the premier financial writers of our times, provides readers with a roadmap for a successful financial life. It's an easy read that can result in changing the way readers look at investing and life. Read it and reap."--Mel Lindauer, Forbes.com columnist and co-author of The Bogleheads' Guide to Investing and The Bogleheads' Guide to Retirement Planning"Jonathan Clements is one of the greatest financial consumer advocates of our time, not only because of his emphasis on a practical and commonsense approach to personal finance, but because his message is delivered in a welcoming, easy-to-understand manner. That approach moves his readers to take the most important step toward winning in the personal-finance world--taking ownership of one's financial life and following that with action."--Peter Mallouk, president of Creative Planning and author of The 5 Mistakes Every Investor Makes and How to Avoid Them

    But the struggle between management and those who own stock has been going on for nearly a century. Mixing never-before-published and rare, original letters from Wall Street icons—including Benjamin Graham, Warren Buffett, Ross Perot, Carl Icahn, and Daniel Loeb—with masterful scholarship and professional insight, Dear Chairman traces the rise in shareholder activism from the 1920s to today, and provides an invaluable and unprecedented perspective on what it means to be a public company, including how they work and who is really in control.Jeff Gramm analyzes different eras and pivotal boardroom battles from the last century to understand the factors that have caused shareholders and management to collide. Throughout, he uses the letters to show how investors interact with directors and managers, how they think about their target companies, and how they plan to profit. Each is a fascinating example of capitalism at work told through the voices of its most colorful, influential participants.A hedge fund manager and an adjunct professor at Columbia Business School, Gramm has spent as much time evaluating CEOs and directors as he has trying to understand and value businesses. He has seen public companies that are poorly run, and some that willfully disenfranchise their shareholders. While he pays tribute to the ingenuity of public company investors, Gramm also exposes examples of shareholder activism at its very worst, when hedge funds engineer stealthy land-grabs at the expense of a company’s long term prospects. Ultimately, he provides a thorough, much-needed understanding of the public company/shareholder relationship for investors, managers, and everyone concerned with the future of capitalism.

    We all sense that, but Mervyn King knows it firsthand; his ten years at the helm of the Bank of England, including at the height of the financial crisis, revealed profound truths about the mechanisms of our capitalist society. In The End of Alchemy he offers us an essential work about the history and future of money and banking, the keys to modern finance.The Industrial Revolution built the foundation of our modern capitalist age. Yet the flowering of technological innovations during that dynamic period relied on the widespread adoption of two much older ideas: the creation of paper money and the invention of banks that issued credit. We take these systems for granted today, yet at their core both ideas were revolutionary and almost magical. Common paper became as precious as gold, and risky long-term loans were transformed into safe short-term bank deposits. As King argues, this is financial alchemy—the creation of extraordinary financial powers that defy reality and common sense. Faith in these powers has led to huge benefits; the liquidity they create has fueled economic growth for two centuries now. However, they have also produced an unending string of economic disasters, from hyperinflations to banking collapses to the recent global recession and current stagnation.How do we reconcile the potent strengths of these ideas with their inherent weaknesses? King draws on his unique experience to present fresh interpretations of these economic forces and to point the way forward for the global economy. His bold solutions cut through current overstuffed and needlessly complex legislation to provide a clear path to durable prosperity and the end of overreliance on the alchemy of our financial ancestors.

    The eight steps Grant lays out are in a very simple-to-understand language that will allow you to get started today in creating the money you deserve. Let's face it, your parents didn't teach you how to get rich and the schools and colleges don't even talk about it. At a time when more and more people are slipping out of the middle class into poverty, more people are becoming rich. Just last year over 500,000 households became millionaires. Get The Millionaire Booklet now and get one for your friends and start a millionaire booklet mastermind, holding each other accountable until you all get there.

    Acclaimed information-security expert and author of Mastering Bitcoin, Andreas M. Antonopoulos examines and contextualizes the significance of bitcoin through a series of essays spanning the exhilarating maturation of this technology. Bitcoin, a technological breakthrough quietly introduced to the world in 2008, is transforming much more than finance. Bitcoin is disrupting antiquated industries to bring financial independence to billions worldwide. In this book, Andreas explains why bitcoin is a financial and technological evolution with potential far exceeding the label “digital currency.” Andreas goes beyond exploring the technical functioning of the bitcoin network by illuminating bitcoin’s philosophical, social, and historical implications. As the internet has essentially transformed how people around the world interact and has permanently impacted our lives in ways we never could have imagined, bitcoin -- the internet of money -- is fundamentally changing our approach to solving social, political, and economic problems through decentralized technology.

    You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. “Can I retire?” This book will help answer that question by showing you…. The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security’s role in your retirement: when you should claim and how much it’s worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical retirement fuel gauge alerting you to problems while you still have time to act Backup plans: the lifeboat strategies for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

    As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. Day trading is not gambling or an online poker game. To be successful at day trading you need the right tools and you need to be motivated, to work hard, and to persevere.At the beginning of my trading career, a pharmaceutical company announced some positive results for one of its drugs and its stock jumped from $1 to over $55 in just two days. Two days! I was a beginner at the time. I was the amateur. I purchased 1,000 shares at $4 and sold them at over $10. On my very first beginner trade, I made $6,000 in a matter of minutes.It was pure luck. I honestly had no idea what I was doing. Within a few weeks I had lost that entire $6,000 by making mistakes in other trades. I was lucky. My first stupid trade was my lucky one. Other people are not so lucky. For many, their first mistake is their last trade because in just a few minutes, in one simple trade, they lose all of the money they had worked so hard for. With their account at zero, they walk away from day trading.As a new day trader you should never lose sight of the fact that you are competing with professional traders on Wall Street and other experienced traders around the world who are very serious, highly equipped with advanced education and tools, and most importantly, committed to making money.In How to Day Trade for a Living, I will show you how you too can take control over your life and have success in day trading on the stock market. I love teaching. It's my passion. In this book, I use simple and easy to understand words to explain the strategies and concepts you need to know to launch yourself into day trading on the stock market. This book is definitely NOT a difficult, technical, hard to understand, complicated and complex guide to the stock market. It's concise. It's practical. It's written for everyone. You can learn how to beat Wall Street at its own game.

     The world has led you to believe that financial freedom is not something you can willfully create in your life. You have been taught to view wealth as something that happens only to a lucky few who win a random business lottery or are blessed with unimaginable talent. The TRUTH is that creating excessive financial wealth does not come down to luck or talent. It comes down simply to your beliefs, understanding, and views--the "pillars" that reinforce your every action. Alex Becker not only breaks down the most important pillars for you, but also shows you how to bring them into your life TODAY to begin generating lifelong financial freedom. DISCOVER HOW TO: Successfully quit your 9 to 5 and take back your life without taking massive financial risks. Separate your time from money so that you are constantly getting paid (even in your sleep). Understand the lessons multimillionaires have learned through years of trial and error. Map out the exact steps needed to build million-dollar businesses. Skip time-wasting mistakes and learn how to make money quickly by focusing solely on what gets you paid.

    Scott explains the basic of investing in simple English. It’s solid advice; the kind you rarely get from the talking heads on TV, radio, and the rest of the media. Scott backs it all up with good solid research; this is not his opinion, it’s facts, but presented in a way that your Grandmother could understand." - Dr. Barry H. Kaplan, EA, CFP, Chief Investment Officer, Cambridge Wealth Counsel Are you worried and stressed out about not having enough money to retire? Do you have fear of losing your money? Are you unsure of how to build wealth for the long term? Or maybe you’ve been thinking of investing for quite some time now, and you just don’t know how to get started. The whole thing seems too complex and overwhelming. This conversational and action oriented book is for people who want to get started investing (or are thinking about it), but have never understood why or how - no matter your age or how much money you have to invest. Investing has always been made out to be difficult for you, and you think you couldn't do it yourself, much less retire rich. Every time you think about it, you get overwhelmed and afraid of making a costly mistake. You know the drill. You get ready to do something - maybe on your own or in your employer's retirement plan. Then ... You find yourself lost in all the jargon and get-rich-quick schemes. You have no idea what to do. After some time, you give up and just let whatever money you have sit in a savings account earning no interest. Or worse - you ask somebody else to do it for you and trust it will turn out ok (hint - it won't). There are TONS of myths, misconceptions, and flat-out lies out there about how difficult it is to build wealth. 99 Minute Millionaire busts those myths and challenges everything you’ve been told about investing. This book contains proven solutions that every new and experienced investor needs to know - no matter what financial challenges you face. 99 Minute Millionaire Gives You The Path To Building Wealth Why many investors fail, and how you can ensure you don't How you can make the most money with very little work Important decisions every investor should be aware of 14 common and costly mistakes investors make How to manage your money like a pro The truth about financial advisors and investing professionals And much more! Follow the advice given in this book and by the end, after putting what I have to say into action, you will be a better investor than most professionals. Best of all, the rest of your life doesn’t have to be put on hold to do it either! This book shows you how you can continue to spend most of your time doing what you love instead of struggling to manage your money. Before your buy the book, I have one question for you: What's stopping you from taking 99 minutes to improve the quality of your finances and put you on the path to financial freed

     What You Will Learn Through easy-to-understand examples and practical tips, Nathan will show you how anyone can achieve financial independence and investment success through dividend investing. In these pages, you'll discover: Why traditional investment strategies fail. The most dangerous investment strategy out there right now (and how to avoid it). How to dramatically improve your investment results while taking less risk. How to outperform most "passive index" strategies. How to practically guarantee a positive investment return over the long-term. Why dividends are the safest, most consistent, and common sense way to build wealth. What dividends are and where they come from. How dividends can replace your paycheck in retirement. Who Should Read It This book is for anyone who wants to build wealth and improve their investment returns. It’s not complicated. There are no fancy formulas or Wall Street mumbo jumbo. Beginning investors who just want to better understand how to make money investing in stocks. Experienced investors who have been burned by other investment strategies. Anyone who is afraid to lose money investing in the stock market. Those nearing retirement who wants to generate passive, consistent, and growing income. Retired people who are tired of getting 1% returns in their checking accounts and 3% (or less) from bond funds. Anyone considering buying an annuity. Who Should NOT Read It Those looking for “get-rich-quick” investing strategies. This strategy is about consistently and predictably growing your wealth over long time periods (20+ years). This book is targeted to people with little-to-no experience with dividend investing or investing in general. If you have a lot of experience with dividend investing, there probably isn’t much here for you. Annuity salespeople. If you want to sell an annuity, don’t read this book. And definitely don’t let your potential victims (errr… “clients”) read it. Testimonials "The book is well written and understandable for anyone with even minimal investing experience." -JCS "One of the best books on dividend growth investing. I wish I had known about this 10 years ago as I compared my tax-free bonds versus dividend growth investing would have doubled my portfolio if I had followed his books advice." -David "An investment strategy that makes sense. The book is short and to the point. Reading it will be time well spent." "I'm already employing the strategy in my own investments, but this book gave me a lot of confidence that I'm absolutely doing the right thing. It is short, but there's every bit as much content as a much longer book.

    In his last book, Quantitative Value, author Wes Gray brought systematic value strategy from the hedge funds to the masses; in this book, he does the same for momentum investing, the system that has been shown to beat the market and regularly enriches the coffers of Wall Street's most sophisticated investors. First, you'll learn what momentum investing is not it's not 'growth' investing, nor is it an esoteric academic concept. You may have seen it used for asset allocation, but this book details the ways in which momentum stands on its own as a stock selection strategy, and gives you the expert insight you need to make it work for you. You'll dig into its behavioral psychology roots, and discover the key tactics that are bringing both institutional and individual investors flocking into the momentum fold.Systematic investment strategies always seem to look good on paper, but many fall down in practice. Momentum investing is one of the few systematic strategies with legs, withstanding the test of time and the rigor of academic investigation. This book provides invaluable guidance on constructing your own momentum strategy from the ground up.Learn what momentum is and is notDiscover how momentum can beat the market Take momentum beyond asset allocation into stock selection Access the tools that ease DIY implementation The large Wall Street hedge funds tend to portray themselves as the sophisticated elite, but momentum investing allows you to 'borrow' one of their top strategies to enrich your own portfolio. Quantitative Momentum is the individual investor's guide to boosting market success with a robust momentum strategy.

    Author Edgar Wachenheim is the 28-year CEO of Greenhaven Associates, boasting an average annual portfolio comparable to Warren Buffet's. In this book, he shares his knowledge and experiences by providing detailed analyses of actual investments made by himself and other investors. The discussion covers the entire investment process, including the softer, human side, with candid insight into the joys and frustrations, intensities and pressures, and risks and uncertainties. The unique emphasis on behavioral economics and real-world cases set this book apart from the herd--but it's Wachenheim himself and his deeply-examined perspective that elevates the book beyond a mere investing guide.Between 1990 and 2014, a typical portfolio managed by Wachenheim enjoyed an average annual return in excess of 18%, achieved using relatively conservative stocks and no financial leverage. As a proponent of evidence and example, his analysis of real cases serve as a valuable education for anyone looking to improve their own investment practices.Understand investment through the lens of a Wall Street leaderDig into the details of real-world common stock investingLearn how to invest creatively and minimize riskGo beyond theory to study strategy on a case-by-case basisInvestment principles and strategies are easy to find--entire libraries have been written about theories and methods and what 'should' happen. But this book goes beyond the typical guide to show you how these ideas are applied in the real world--and what actually happened. Investors seeking real insight, real expertise, and a proven track record will find Common Stocks and Common Sense a uniquely useful resource.

    "How to Boost You Credit score 100+ Points Without Credit Repair" will show credit industry secrets for maximizing the other 65%. The best part is you will see real results in just 30 days.

    The rules provided in the book is not a get-rich-quick formula, but they do guide the reader to financial independence which can be achieved on nothing more than an average salary. Through fictional conversation between two friends, Vinay - the financial wizard and Ajay, his college mate, you will learn what has been stopping you from becoming rich and how you can change yourself to live the life that you have always dreamt of – a life of wealth, abundance and financial freedom.

    If you don’t have a great investment idea, there is nothing to pitch. If you have a great idea but cannot communicate it, your pitch will fall on deaf ears.As said by Nicholas Galluccio, CEO of Teton Advisors, “To the active portfolio manager, beating the market is essential. It’s refreshing to read a book that stresses the importance of fundamental research in stock analysis, especially when active portfolio management is under attack by ETFs and passive investment vehicles.” Given this intense pressure, managers are desperate for good investment ideas and look to analysts to provide them. Pitch the Perfect Investment shows the reader how to satisfy this need by developing the perfect investment and crafting it into the perfect pitch.Although these skills are so essential, they are rarely taught on Wall Street. As a result, analysts are forced to develop this expertise on their own through an agonizing process of trial and error. Pitch the Perfect Investment provides the tools to significantly accelerate this learning process. In this era of hyper-competition on Wall Street, even the smallest edge can make the difference between success and failure. Arnie Ursaner, a 43-year Wall Street sell side veteran said, “I wish I had this book when I started in the business. I remember my early days being characterized by a lot of hits and misses. Sonkin and Johnson provide the newcomer with valuable shortcuts so they can experience more ‘hits’ and fewer ‘misses’.”In an increasingly competitive job market, the stakes are also extremely high. The book gives the college or MBA student the edge they need to succeed, whether they are pitching a stock idea in a job interview, in a stock pitch competition, or for a student-run investment fund. Pitch the Perfect Investment accelerates the learning process of the recent college or MBA graduate who is embarking on their career on Wall Street by giving them most of what they need to know in a single book. Echoing this sentiment, Aswath Damodaran, a prolific author of over 20 books on valuation and a professor at New York University, said, “…this is a book that most of my students would have loved to have had before their first interview and job.”Sonkin and Johnson also seek to push the open-minded, seasoned investment professional out of their comfort zone to think about familiar concepts differently. In an industry where even the most successful veterans must worry about younger managers snapping at their heels, the authors provide tools to augment and improve their investment process. Pitch the Perfect Investment equips the Chief Investment Officer and Research Director with new tools, enabling them to tighten their analytical process and significantly improve communication and efficiency throughout their organization. As said by Geoffrey Moore, author of several highly-acclaimed strategy books in the technology industry, “Much heartache will be avoided and faster decisions will be reached by any organization that adopts these recommendations.”Questions? Email psonkin@pitchtheperfectinvestment.com

    But is it really as simple as that? Kevin Rodgers has his doubts, and in this fascinating inside account of the financial world over the past three decades, he explains why. Taking us from the days when traders still shouted their deals down the phone to the silent modern world of computer trading, he shows how, far more than the pursuit of personal gain, it has been the pursuit of ever-more sophisticated systems, algorithms and financial models that has undermined banking and made it chronically unstable. He also shows how, by their very nature, the computers on which modern finance now so completely depend are hopelessly ill-equipped to forestall a future crash. Both a very personal and evocative account of how banking has changed since the 1980s, and a masterclass in how it actually works, Why Aren't They Shouting also offers a nuanced, if alarming, glimpse into its likely future.

    Over the course of that time—a period in which he experienced an unprecedented record of success—Buffett wrote semiannual letters to his small but growing group of partners, sharing his thoughts, approaches, and reflections.Compiled for the first time and with Buffett’s permission, the letters spotlight his contrarian diversification strategy, his almost religious celebration of compounding interest, his preference for conservative rather than conventional decision making, and his goal and tactics for bettering market results by at least 10% annually. Demonstrating Buffett’s intellectual rigor, they provide a framework to the craft of investing that had not existed before: Buffett built upon the quantitative contributions made by his famous teacher, Benjamin Graham, demonstrating how they could be applied and improved.Jeremy Miller reveals how these letters offer us a rare look into Buffett’s mind and offer accessible lessons in control and discipline—effective in bull and bear markets alike, and in all types of investing climates—that are the bedrock of his success. Warren Buffett’s Ground Rules paints a portrait of the sage as a young investor during a time when he developed the long-term value-oriented strategy that helped him build the foundation of his wealth—rules for success every investor needs today.

    He wants you to prosper and have the ability to capture ideas and produce wealth and be about the assignment on your life. No matter what your financial situation looks like right now, it’s not impossible. Gary Keesee has been there. For years, Gary worked hard, but just couldn’t seem to make enough money to pay his bills, let alone get ahead. When he came up short each month, he would borrow to make ends meet, hoping to be able to pay it back the next month. But after a few years of living like that, he found himself in a financial pit, owing on 10 maxed-out credit cards, three finance company loans, two car payments, back taxes, judgments and liens, and $26,000 to relatives! He was drowning in debt and completely fed up. And he had a family to provide for! All seven of them were living in a small, broken-down, 1800s farmhouse, complete with weeds growing through the broken windowpanes. Their cars were broken-down, too—with bent frames, rusted out floorboards, and mileage at more than 200,000 on each of them. “I can clearly remember the day I collapsed on my bed completely desperate and crying out to God,” Gary said. “My wife, Drenda, and I were believers, but something obviously wasn’t working. We were faithful to our church, and we loved God, but something clearly wasn’t right. Nothing had changed for NINE very long years. Things had only gotten worse.” That was when God revealed several life-changing things to Gary, and his life and his finances were drastically changed. Gary and his wife, Drenda, went from financial ruin to being completely debt free over the next two and a half years, even paying cash for cars and for their dream house.  Ever since then, Gary has been on a mission to help people all around the world experience the same financial revolution that he experienced. “I’ve heard SO MANY incredible stories of people whose lives have been dramatically changed once they gained an understanding of how the Kingdom of God operates and started implementing its principles in their lives,” Gary said. “My personal story is one of thousands now!” Because Gary experienced the life-changing principles of the Kingdom himself years ago, he purposely created an entire conference dedicated to this foundational Kingdom training; it’s called Your Financial Revolution. Now, Your Financial Revolution is a book. It’s time to stop waiting for something to change in your finances and in your life.  It’s time to change the way you think.  It’s time for a revolution—Your Financial Revolution. The book includes:• proven principles• incredible stories• biblical wisdom• practical tipsYour Financial Revolution was specifically designed to help you understand the laws that govern the Kingdom of God so you can apply them to your everyday life.

    You will learn about the marvels of compound interest, eighth wonder of the world, through the vantage points of Evolution, Warren Buffett, and Computers. Then you will master the basic concepts of accounting by playing a game to prepare four key financial statements - Income Statement, Retained Earnings, Balance Sheet, and Cash Flow Statement. And connect them all using two key ratios - ROIC and ROE. You will learn how to read an annual report by analyzing Alphabet Inc, holding company of Google, from the vantage points of Business, People, and Price. Then you will learn about the fallacies of human mind and see how to minimize them so that you don't lose money. No prior knowledge about investing is necessary to read this book. If you have passion, curiosity, and willingness to work hard then this book acts as the key to open the doors of value investing. Some of the links to videos and other materials will not work properly in Kindle. If you are ok to read it off Kindle then you can download the PDF version of the book for free from my blog.

    Written by The Wall Street Journal’s longtime personal-finance columnist, this annual guide tackles retirement, college, home buying, estate planning and more. The Money Guide was named the Institute for Financial Literacy’s Money Management Book of the Year and was a silver medal winner in the Axiom Business Book Awards. Here are just some of this year's new features: • How to build your own financial plan in 18 easy steps • My story: Clements details how he tackled crucial money issues • Dos and don’ts for 2016 • What the 2015 Budget Act means for claiming Social Security • Great debates: A look at seven of the fiercest financial arguments • Fascinating statistics on how Americans are faring financially • Tax information for 2015 and 2016 • Up-to-date facts and figures on the economy and markets “It's hard to imagine a finer place to begin your search for financial peace of mind than with Jonathan Clements Money Guide. Yes, it's long. But so is the list of financial challenges faced by American families. Don't be intimidated. He's made it easy to navigate through these challenges, identify those where you need help, and successfully deal with them. Don't just scan this fine, readable, and insightful guide. Keep it by your desk and return to it as your circumstances change, as financial markets change, and as the world turns.”—John C. Bogle, founder, The Vanguard Group “A comprehensive financial guide ranging from navigating health insurance alternatives to forming sensible investment portfolios. Clements is a first-rate financial writer who is a genius at making sophisticated advice accessible to everyone and a delight to read.”—Burton G. Malkiel, author of A Random Walk Down Wall Street “Since the early 1990s, Jonathan Clements’s columns taught his readers, profited them, and made them smile. Trouble was, you needed to have read all his Wall Street Journal articles. Until now, that is. His Money Guide wraps this bounty, and then some, into a tidy package, destined to be enjoyed and referred to over and over by readers for decades to come.”—William J. Bernstein, author of The Investor’s Manifesto “How do you get nearly 30 years of personal-finance wisdom and advice in an engaging, entertaining and easy-to-use format? Keep Jonathan Clements’s Money Guide on your desk or tablet for instant answers to your essential money questions.”—Consuelo Mack, anchor, Consuelo Mack WealthTrack “Would you like to have a friend who knew a lot and would share the straight scoop with you on any investment topic at any time in clear language, with candor and a wry sense of humor? Well, here it is. What a break!”—Charles D. Ellis, author of What It Takes and Winning the Loser’s Game “As someone who has read just about every personal-finance book ever published, I can honestly say this is the best money manual ever written—period! Jonathan Clements’s Money Guide offers readers a host of brilliant insights on how to grow their money. It’s required reading for anyone striving for financial independence.”—Allan Roth, author of How a Second Grader Beats Wall Street

    Too busy to read The Total Money Makeover by Dave Ramsey? No problem, we have summarized it for busy people like you.If you will live like no one else, later you can live like no one else!Tired of get rich quick schemes and empty promises? This is the book for you.If you want a practical no nonsense guide to transform your debt into wealth you will find this book to be a ready-to-go action plan.Based on the personal finance classic "The Total Money Makeover" by author and radio personality Dave Ransey this summary gets to the nuts and bolts without the fluff.This is a down to earth summary that will show you exactly how to take control of your finances and accumulate wealth.PLEASE NOTE: THIS IS A SUMMARY OF THE BOOK AND NOT THE ORIGINAL BOOK

    This book tells the story of these seven companies, handpicked out of 5000 listed on the stock exchange. Built by visionary business leaders, they have delivered outstanding results for a decade and more.Saurabh Mukherjea tells you why focusing on the core business is central to corporate success and how a promoter giving up control to the top management could be a boon. He also explains how investors can generate market-beating investment returns from identifying companies such as these using a simple set of metrics.

    You’re having a hard time saving. You don’t have a budget, you don’t make enough, you have too many bills; something always seems to come up. Do any of these situations sound familiar? If so, you’re in the right place. During the next 3 weeks you’ll learn how to do the following: Week 1: Savings Mindset Week 2: Implementation & Automation Week 3: Increase Your Abundance Final Day: LIVE RICHER The Live Richer Challenge: Savings Edition is for beginners that want to be lead step-by-step to personal financial success. In 22 days this book will help you begin to accomplish your savings goals through simple daily financial tasks. Are you ready? Let’s go. Live richer, Tiffany

    Readers are treated to real, actionable guidance as the promise of behavioral finance is realised and practical applications for everyday investors are delivered.Crosby presents a framework of timeless principles for managing your behavior and your investing process. He begins by outlining ten rules that are the hallmarks of good investor behavior, including 'Forecasting is for Weathermen' and 'If You're Excited, It's Probably a Bad Idea'. He then goes on to introduce a unique new taxonomy of behavioral investment risk that will enable investors and academics alike to understand behavioral risk in a newly coherent and complete way.From here, attention turns to the four ways in which behavioral risk can be combatted and the five equity selection methods investors should harness to take advantage of behaviorally-induced opportunities in the stock market. Throughout, readers are treated to anecdotes, research and graphics that illustrate the lessons in memorable ways. And in highly valuable 'What now?' summaries at the end of each chapter, Crosby provides clear, concise direction on what investors should think, ask and do to benefit from the behavioral research.Dr. Crosby's training as a clinical psychologist and work as an asset manager provide a unique vantage and result in a book that breaks new ground in behavioral finance. You need to follow the laws of wealth to manage your behavior and improve your investing process!

    When we listen, we can notice that there are seven main lessons he encourages for people to learn. By learning and implementing these lessons and habits into your everyday life, you can increase your likelihood of achieving your goals and manifesting your dreams into reality. These habits work in both your personal life, as well as your career life, and will assist you in making the most of any opportunity. It is important to realize that you must work simultaneously on your personal and business lives to achieve success in either, because as Anthony says: “Success without fulfillment is failure.” You cannot truly succeed in one, if you are unhappy and failing within’ the other.

    The math shows that returns needed just to break even is practically impossible to attain and maintain year after year when you consider inflation, taxes, and fees - and that is just to break even!The ultra-wealthy use a completely different method of investing called “The WealthQ Method.” It was built from the ground up to make the financial system work FOR you instead of AGAINST you. This method recognizes that YOU are the real asset in this game of finance. You are the one who can generate wealth. The investors that master how to use The WealthQ Method effectively are called the Debt Millionaires. The result of this powerful method is that the majority of people are transferring their wealth to these Debt Millionaires without knowing it! This is not done with bad intention by the Debt Millionaires, it’s simply due to the ignorance of most investors that use the traditional methods of investing.This book introduces the reader to this very powerful and different perspective, a completely new method of investing that is built to allow the investor to meet their financial goals, automatically, and it’s backed by numbers!

    ** Do you want to become a best-selling nonfiction author, help thousands of readers, and earn a recurring income? There are many books that teach you how to self-publish on Amazon. Yet few talk about how to make money as an author. There's a good reason for this. Most authors don't earn a living from their books. However, it's not impossible. In Make Money from Kindle Self-Publishing, I not only show you how to earn $120 a month (triple the average earnings of a U.S. nonfiction book), I also show you how to earn $1,000, $5,000, and even $10,000 a month. Writing books is difficult. Publishing your books is even harder. It can be scary putting your book out into the world. What if nobody buys? Or worse, people read your book and don't enjoy it? What if all of your hard work is for nothing? I want to help you overcome your fears. So that you can sell more books, serve more people, and make more money. In this book I show you how you can: * Quickly and easily self-publish your book on Amazon; * Promote your book and reach thousands of readers; * Build a loyal following of email subscribers; * Maximize earnings from your first book and all of your future offerings. When you read this book you're going to save time. You can stop trying to figure things out on your own. You're also going to save money. I tell you exactly how to get your book edited and formatted without breaking the bank. I even give you my day-by-day launch plan that's proven to work. It is the exact plan I used to launch my first Kindle book Make Money On Airbnb. This book reached over 1,500 readers in its first month and I still sell multiple copies every day. These strategies haven't just worked for me. I interviewed other self-published authors. I asked them exactly which promotion and monetization strategies worked for them. Their responses are included in these pages. Are you ready to publish a best seller AND earn a higher income as a nonfiction author? Perhaps you want to stay home with the kids and make money from home. You want to be more than "just a mom." Or maybe you dream of escaping your nine-to-five. You want financial freedom and a more meaningful life. Whatever your reasons, Make Money from Kindle Self-Publishing shows you how to publish your book and start earning an income as an author. Get your copy today by clicking the BUY NOW button at the top of this page!

    Then the so-called American Taxpayer Relief Act of 2012 rocked this world, making long-range tax planning possible for the first time in a decade. Because tax rates skyrocketed, it also became necessary.Being tax-smart is now more important than ever. In our low-return environment, high taxes on investments gnaw like rats on your profits. Taxes need to be the first thing an investor considers, not an afterthought. Today you have to start with taxes. Nationally recognized investment advisor Phil DeMuth decrypts the 73,954 pages of tax code to show you where the trip-wires lie. He offers simple rules of thumb to navigate the minefield, all in sparkling English.If you aren't playing the long game with your taxes now, you are sending a valentine to the U.S. Treasury every April 15 with a needlessly fat check attached. DeMuth shows how to safely pare your investment tax bill down to the legal minimum requirement. It adds up to a small fortune that would be better spent on your life, your family, and your retirement.You can slash your tax bill & be a Tax Alpha Dog!Alpha...means getting excess returns.Tax Alpha...is the extra returns you get by not paying a nickel more in taxes on your investments than legally required.The Alpha Dog...is the leader of the pack. In other words, you.

    

    Sylvia's done us all a great service by compiling the knowledge and putting this blueprint together.” – Philip Taylor, founder of FinCon “I found the case studies provided an additional way to understand the basic concepts, inspiring me to make thoughtful decisions….and that it’s never too late!” – Leslie Flowers, Managing Member, Leslie Flowers Enterprises, LLC Do you want to keep more of the money you earn, save time, and reduce stress in running your own business? If you are an entrepreneur, and you are not making the profits that you want and need in the business, don't fully understand the numbers in running your business, and are wishing you could get a better handle on the finances in order to spend more time with your family and loved ones, this book is for you. I’ll help you understand the key components that have the biggest impact to creating and maintaining a profitable business. Inside, you’ll discover: - The #1 biggest mistake that over 50% small business owners make that increases the amount of time and money needed to prepare taxes. - How to keep your hard-earned money…and stay in business! Be part of the select group of entrepreneurs that makes it past your fifth year in business. - Case studies from real entrepreneurs that show exactly why these lessons are important and what can happen if you don’t know what to do, and when. - And so much more… How this book is different than any other finance book: - While many finance books and resources are complex and more about general theory, this book is a practical guide that gives you STEP-BY-STEP instructions and details of what to do, and when. - This book includes 21 best practices with all the information in one place. You can jump straight to the chapter that solves your top burning pains and struggles. - Includes a number of important business topics that you won’t find covered in other introductory books. So what are you waiting for? Once you’ve secured yourself a copy of “Small Business Finance for the Busy Entrepreneur,” you’ll find an exclusive invitation to receive bonus materials that will save you even more time and money. Save time. Save money. Become Profitable. ===> Scroll up and click the add to cart button to secure your copy NOW.

    So SIMPLE you won't believe it -- until you try it...Gloriously succinct...the author -- whose initials stood for Roy Herbert Jarrett, a Chicago salesman and ad man -- distills the positive-thinking enterprise into a (deceptively) simple exercise of itemizing your desires in a list. If approached with maturity, Jarrett's exercise amounts to a personal inventory-taking and a meaningful assessment of one's true aims. --Mitch Horowitz, Time.comIF YOU KNOW WHAT YOU WANT YOU CAN HAVE IT . . .With this statement the author known by the initials RHJ. put a dramatic challenge to readers in 1926. His claim was so sensational, so audacious, so begging of argument that one immediately wants to dismiss it. But for one thing: IT WORKS . RHJ's little pamphlet, It Works , has sold more than 1.5 million copies, and won the dedication of generations of readers who have purchased it by the fistful to hand out to friends.The author's three-step method is simplicity itself: 1) Write down your desires on a list. 2) Read it morning, noon, and night. 3) Tell no one about it. But don't be fooled Tucked within the folds of this unthinkably simple plan are a set of psychological and metaphysical verities that produce extraordinary results. It Works distills centuries of spiritual striving into one tantalizingly concise program.The strange little book that has found its way into the hearts of readers across the world is now available in a special deluxe edition with bonus material. This immortal keepsake edition is suited to a lifetime of reading, re-reading, and note-taking, It Works: Deluxe Edition features:**Paper overboard cover with glossy finish and metallic ink **red gilding on page edges**red ribbon place marker**four-color photographic frontispiece displaying four vintage covers of It Works**full text of It Works**Complete photo reproduction of the first edition of It Works**Bonus chapter: "The 3-Step Miracle: The Story of It Works" by Mitch Horowitz, which explores the identity of RHJ, the source of his program -- and WHY it works.

    Stock Market 101 cuts out the boring explanations of basic investing, and instead provides hands-on lessons that keep you engaged as you learn how to build a portfolio and expand your wealth. From bull markets to bear markets to sideways markets, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else. So whether you're looking to master the major principles of stock market investing or just want to learn more about how the market shifts over time, Stock Market 101 has all the answers--even the ones you didn't know you were looking for.

    You already know the story of the firm’s notorious partners. In Bleeding Greed, you’ll learn what it was like for aspiring young brokers like Ray Saulon. Lured by the promise of big money and all the cars, women and privilege that comes with it, Ray hustled his way to the high life, only to have his get-rich-quick dreams dissolve into a nightmare he never could have imagined.

    It explains how Rakesh Jhunjhunwala started from nothing and became a Billionaire. Discover the family man, the brilliant and India's most famous Bollywood investor and philanthropist. Discover and learn how to become a Billionaire like Rakesh Jhunjhunwala.

    The Monthly Retainer Model in Financial Planning introduces a new way for advisors to structure their business models, making it feasible to profitably serve the next generation of clients for years to come. Alan Moore and Michael Kitces explain how the monthly retainer model enables RIA owners to work with Gen X and Gen Y clients, and share how to create and establish this fee structure in your own business. They also walk through how to design the model that works for the exact type of client you want to serve, transition away from your old fee structure to the new model, communicate your value to prospects and current clients, and leverage technology to deliver your services efficiently. This is THE guide you need to design, implement, and run a monthly retainer so you can generate business revenue and successfully work with the next generation of financial planning clients.

    Therefore, I've decided to roll up my sleeves and write one myself. Why? Simply because I also earn a living on the Internet and have been doing it since... well, since pretty much forever. Aside from that, I'm an economist and this unique (or feel free to call it weird) combination of street smarts and book smarts puts me in a reasonably good position to help people enhance the wealth they've generated online. If you earn a living online in one way or another (as a freelancer, as an online entrepreneur, as an indie author, as a domain investor, as a bitcoin early adopter, as an online trader, as a website flipper, as an online marketer and so on) or at least generate a significant percentage of your revenue online and want to find out how to manage your money wisely, this book is just what the doctor ordered. Throughout my career, I've been involved in a lot of different dimensions of the online world. I've been a freelancer. I've run an outsourcing business. I've invested in domains, offered domain brokerage services and even started an auction platform for domain names. I've started an escrow business, which has been sold to Agreed.com, which was then sold to Escrow.com... and which was ultimately sold to Freelancer.com. I even owned three Web hosting businesses. All in all, it's fairly safe to say I've seen the Internet under the hood, so to speak. Frankly, I'd say finding someone who understands those who make money on the Internet better than yours truly would be quite a challenge. No matter what it is you currently do online, chances are I've at least dabbled in it. As an economist, I consider myself well-balanced. I'm not a Keynesian. I'm not an Austrian Economist either. Nor do I blindly adhere to Monetarism. Unlike a lot of "guru economists" out there, I don't claim to be able to predict the future. In fact, I actually embrace this limitation (and make no mistake, we all have it: nobody on this planet can predict the future in an accurate and consistent manner) and make it a part of my wealth management approach. Will this book help you double your wealth in a month? No, it will not. Is it an "easy way out"-type book? I'm sorry but no. Wealth Management 2.0 is not an easy fix, nor is it a sleazy "one size fits all" approach that sounds good but has zero real world applicability. It's a common sense guide which, if used properly, can and will help you enhance your wealth in a sustainable manner. Writing the 450+ pages of Wealth Management 2.0 took over two years of blood, sweat, tears and sanity. I'm a perfectionist. I could have launched this book a lot sooner but didn't. It wasn't ready and I wasn't about to put my signature on a product I don't believe in 100%. It is most definitely ready now and to say I believe in it 100% would be the understatement of the century. This book means so much to me that a statement such as "I believe in it 100%" seems way too diluted. Whether people realize it or not, wealth management was, is and always will be a fundamental part of our existence. Make no mistake, all of those sayings about how keeping your money is harder than making it are definitely anchored in reality. The idea of managing your wealth may sound complicated but it fortunately isn't. Wealth management is lucrative, fascinating and (dare I say it) fun: give Wealth Management 2.0 a chance and I'm confident you'll end up agreeing with me!

    Because tax rates skyrocketed, it also has become necessary. Being tax-smart is now more important than ever. In our low-return environment, high taxes on investments gnaw like rats on your profits. Taxes need to be the first thing an investor considers, not an afterthought. Today you have to start with taxes. Bestselling investment author Phil DeMuth decrypts the 73,954 pages of tax code to show you where the trip-wires lie. He offers simple rules of thumb to navigate the minefield, all in sparkling English. If you aren’t playing the long game with your taxes now, you are sending a valentine to the U.S. Treasury every April 15 with a needlessly fat check attached. DeMuth shows how to safely pare your investment tax bill down to the legal minimum requirement. It adds up to a small fortune that would be better spent on your life, your family, and your retirement.

    If you are a beginner looking to enhance your knowledge of the stock market and start your investing journey, this book is for you!

    What do I do now? Help! Every day, people like you and me run into questions like these—and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and—most importantly—the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what’s true and what isn’t. They’ve seen what works and what fails. They’ve lived through every success and failure the industry can throw at them. And they’re fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can’t find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you’re wondering if life insurance is right for you, wanting to understand how it can help you while you’re still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision—one you’ll feel good about for the rest of your life.

    With so many wrong messages about money and success, it’s important to start a conversation with your child before someone else does. Money Masters and Money Monsters are created through what they’re taught. Which one do you want your child to be?

    Raising startup funding from friends and family is the number one resource startup founders engage to get their ventures off the ground. This guide details all of the common friends and family funding structures, including simple loans, profit sharing agreements, equity deals, and convertible notes. Structure deals correctly. Getting the money in the bank is a big step, but doing it the right way matters even more. This book provides easy to follow guidance for choosing and documenting the best funding structures for both your startup and your funding partners. As an added bonus, a promissory loan example is provided, with blow by blow details of each clause. Hone your Friends and Family pitch. Additional sections provide concise information to help you prepare a compelling funding pitch, as well as explaining how to document your estimations of the market and financial feasibility of your early-stage startup. Startup Crash Course: Friends and Family Funding guides founders through topics such as: • Structuring a simple startup loan with friends and family lenders. • Using convertible debt to entice friends and family to invest in your startup. • Learning the most important considerations for issuing stock to friends or family members. • Understanding the legal limits of raising startup capital from friends and family. • Keeping early funding rounds clean for later stage investors such as angels and VCs. • Using profit sharing to rewarding friends and family investors for backing your startup.

    This updated edition also features new tips on investing and earning.

    What's unfortunate is those who do, rarely invest it well during retirement. To a degree, this squanders what has been diligently saved. There are too many wrong answers and not enough right guidance for retirees, and it's difficult to discern which is which. The art and science to getting it right is explained in this book. Living Off Your Money shows exactly how to live off one's savings, identifying modern practices for investing well during retirement with stocks and bonds.While suitable to any dedicated reader, this book is oriented towards experienced investors, showing not only what works best, but the evidence why. It focuses on using global data to demonstrate exactly what's right, and what's wrong, with many well-known retirement practices. Side-by-side comparisons of strategies are provided, for each step of retirement investing. Complete pragmatic guidance is supplied, adding up to everything needed to safely live off your money.

    Written by award-winning professors at M.I.T. and Tufts, this book draws on years of research and teaching to deliver a truly interactive learning experience. Each case study is designed to facilitate class discussion, based on a series of increasingly detailed questions and answers that reinforce conceptual insights with numerical examples. Complete coverage of all areas of corporate finance includes capital structure and financing needs along with project and company valuation, with specific guidance on vital topics such as ratios and pro formas, dividends, debt maturity, asymmetric information, and more.Corporate finance is a complex field composed of a broad variety of sub-disciplines, each involving a specific skill set and nuanced body of knowledge. This text is designed to give you an intuitive understanding of the fundamentals to provide a solid foundation for more advanced study.Identify sources of funding and corporate capital structure Learn how managers increase the firm's value to shareholders Understand the tools and analysis methods used for allocation Explore the five methods of valuation with free cash flow to firm and equity Navigating the intricate operations of corporate finance requires a deep and instinctual understanding of the broad concepts and practical methods used every day. Interactive, discussion-based learning forces you to go beyond memorization and actually apply what you know, simultaneously developing your knowledge, skills, and instincts. Lessons in Corporate Finance provides a unique opportunity to go beyond traditional textbook study and gain skills that are useful in the field.

    financially! Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. Busting the Interest Rate Lies corrects common financial myths such as: • Purchasing a car with 0% dealer financing is the best way to buy a car; • You always save money by paying cash for major purchases; • A 15-year mortgage is more efficient than a 30-year mortgage; • Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: • What student loan debt costs the average college graduate; • What the banks don't want you to know about credit cards; • Insider information on how to get the best deal on a car; • Finally! An accurate comparison of buying vs. renting; • Why "average" investment rates of return don't equal "actual" rates of return; • And an analysis of Life Settlements—the best investment you may have never heard of! Whether you are just learning to manage your money or whether you are an experienced investor, Busting the Interest Rate Lies offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket! ALSO... Get Kim D. H. Butler's LAST book - Financial Planning Has Failed - for FREE at http://Partners4Prosperity.com/subscribe

    That's one of the many reasons that rental real estate is an excellent investment. Real Estate Investing (REI) isn't just for moguls, though. All around the country, everyday men and women with everyday jobs supplement-- and even replace-- their regular income with rental property cash flow. But what if you live abroad, in an expensive city, or in a remote location? What if you're a member of the military who may be deployed or relocated on a moment's notice? Buying, renovating, and renting out property from a distance has some unique challenges... but it's absolutely possible, and you can do it!This book will teach you to select a great rental market, find cash-flowing properties, hire a trustworthy and experienced team to work on your behalf, analyze deals, make repairs, and place quality tenants who will pay the rent on time. You'll learn how to manage every aspect of a real estate investment without ever setting foot in the house, and you'll learn to do it with confidence.Out of State will teach you about: Determining the ideal property for your risk tolerance and budget Neighborhood and property grades Picking the ideal real estate market (without ever visiting) Finding qualified real estate agents, property managers, lenders, contractors, and other team members, whether you're a hundred or a thousand miles away Detailed interview questions for every member of your team How to prevail in purchase negotiations Financing properties and navigating the lending process Using your team's expertise to avoid making a bad investment Getting your repairs done professionally, on time, and on-budget Placing, managing, and (when necessary) removing tenants Other books teach you the why of real estate, but precious few teach you the how. Out of State forgoes anecdotes and teaches you the rules, the best practices, and yes, the math needed to succeed when you're purchasing real estate from afar.

    Then use it to make money for the rest of your life. A Rocket Stock is a stock that goes straight up over a short period of time.Rocket Stocks are the shortest path to wealth in the stock market. And yet many traders and investors miss out on them. Or trade them the wrong way, and get wiped out.Have you ever wished that you could find the next Tesla or Apple? Have you ever stood on the sidelines and watched a stock rocket higher? You were paralyzed for many days, afraid to buy. And then you finally bought the stock, only to watch it crash lower.I used to do this too, until I figured out exactly when to buy and sell these stocks.Don't be the sucker that Wall Street leaves holding the bag. And stop gambling with your hard-earned money.It's time to learn a proven strategy that takes the stress out of trading stocks. In this book, you will learn:How to spot a stock that is about to explode higherInsider tricks used by professional tradersWhat makes a stock magical (or not!)Why it is sometimes a great idea to buy a stock that everyone hatesHow to protect your money in a downturnJoin the thousands of smart traders who have learned to trade rocket stocks the easy way.Amazon best-selling author and retired hedge fund manager, Matthew Kratter will teach you the secrets that he has used to profitably trade rocket stocks for the last 20 years.The strategy is powerful, and yet so simple to use. Even if you are a complete beginner, this strategy will have you trading stocks in no time.And if you ever get stuck, you can always reach out to me by email (provided inside of the book), and I will help you.To start making money today, scroll to the top of this page and click BUY NOW.

    They were often mentioned alongside phrases like "last resort," "out of money," and "bad choice." In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset.

    Yet many investors ignore them. Fueled by new access to technology and information, frontier markets are emerging even faster than their predecessors, making them an essential component of a globally diversified portfolio.In Frontier Investor, Dimitrijevic shows through colorful case studies, compelling charts, and fascinating travel anecdotes that it is not only possible but prudent to invest in these unfamiliar and undervalued options. Dimitrijevic explains how frontier markets such as Nigeria, Panama, and Bangladesh are poised to follow the similar paths of Chinese, Indian, and Russian markets, which were considered exotic two decades ago. He details a strategy for how and where to invest, directly or indirectly, to profit from frontier growth. Dimitrijevic covers the risks, political and otherwise, of these markets, the megatrends that promise exciting investment opportunities in the coming years, and the prospects for countries beyond the frontier, including Myanmar, Cuba, and even Iran. Rich with experience and insight, Frontier Investor opens up a whole new world--and worldview--to investors.

    The book is a jargon free, layman's way of explaining financial statements in a user-friendly manner.

    Merging business, finance, and law, this insightful examination of M&A strategy is designed to help you understand M&A negotiations and the ways in which the final outcome affects your financial future. A general overview of an acquisition agreement framework segues into a more detailed discussion of different deal structures, including stock sales, mergers, asset sales, and complex structures, giving you the information you need to know when each one applies best in practice. You'll gain insight into real-world negotiations and the delicate balancing act that occurs as each party attempts to maximize value and minimize risk, and learn the potential pitfalls that can occur. Negotiation statistics and samples from actual contracts back the war stories throughout, and reinforce the idea that there's no single perfect solution. As a topic of study, M&A is constantly evolving; in practice, it changes at the speed of light. Staying ahead of the market is the single most critical element of making the best deal, and the strategy that worked for one deal most likely won't work for the next. Instead of simply providing a list of strategies that have worked in the past, this book shows you why they worked, so you can tailor your strategy specifically to your next deal. Learn how M&A contract terms affect economic outcomes Examine the techniques and mechanics of today's acquisition agreements Develop a legal framework that supports your business strategy Follow the ups and downs that arise in real-world cases A successful M&A transaction requires both attention to detail and a big picture view, combined with skill, intellect, and ingenuity. Make the Deal brings it all together to show you how to run the table and come away with a win.

    Anthony M. Criniti IV’s remarkable follow-up to his acclaimed book, The Necessity of Finance. Exploring in greater depth how the sciences of economics and finance are necessary for their respective entities to survive, this book integrates some of the hardest concepts of several very important fields of scientific inquiry.Deriving serious conclusions on the future of humanity, this provocative work is divided into five parts that discuss the science of survival, survivalism’s connection to economics and finance, the relationship of biology and various reformed natural selection processes to wealth, and the role of humans as the ultimate universal manager.Dr. Criniti provides a comprehensive overview of survival; clarifies the proper order of prosperity; shows that being wealthier increases your probability of continuously surviving and prospering by providing you the greatest options to obtaining survival essentials; indicates that wealthier entities have the option to help other economic or financial entities (including nonhuman ones) survive and prosper, particularly through the concepts of the survival and the prosperity by a third party; demonstrates the inevitable relationship between biology, economics, finance, and survivalism; demonstrates that both individuals and populations of species evolve; summarizes, reforms, and adds to existing evolutionary selection processes; confirms that the management of money, and the technology that it can buy, is an advanced, necessary stage in the process of evolution—that is, the evolution of evolution; demonstrates that the survival of the richest is a more accurate concept than the survival of the fittest; and shows that all humanity should have the united goal of maximizing our wealth for our survival on this planet and beyond. This seminal work delivers a powerful analysis of the current human predicament as well as a call to people around the world, urging them to begin making better decisions. In the vein of Charles Darwin’s The Origin of Species and Jared Diamond’s Guns, Germs, and Steel, this book is designed for the well-educated—though it is equally valuable for the layperson interested in helping to protect the planet.

    This book introduces you to an alternative sales mindset that helps you be effective at sales by being boldly authentic. Why push hard for a sale when you can create clients in the same way you make friends? By downloading this book, you will also get FREE access to my book on 7 habits for everyday happiness – find the link to download inside!

    Chiu, an autodidact, gained experience with stock market investing and enjoyed sharing her revelations with her son, along with the latest delicacies from her kitchen. The combination of good advice coupled with savory meals made for a persona of a person which shaped Victor Chiu's life in extraordinary ways.His book celebrates the wisdom gain from his mother in which he shares with his readers, and fortunately at the end of the book are included recipes for the food so temptingly described.A book that will satisfy your curiosity for sound financial modeling of investment strategies, while simultaneously making you hungry, Wall Street Kitchen has something for everyone. Advice on investing along with the double entendre theme analogy of food makes for a humorous read while humbly imprinting common sense principles for achieving success in the stock market.

    

    Measuring the Moat: Assessing the Magnitude and Sustainability of Value Creation Sustainable value creation is of prime interest to investors who seek to anticipate expectations revisions.This report develops a systematic framework to determine the size of a company’s moat.We cover industry analysis, firm-specific analysis, and firm interaction.

    With the rise of the 401(k) and demise of the pension, the United States has embarked upon the richest and riskiest experiment in our financial history. Over the next twenty years, nearly eighty million baby boomers willretire at a pace of ten thousand per day. The hypothesis of our experiment is that millions of ordinary, untrained, busy citizens can successfully manage trillions of dollars in a financial system dominated by wealthy, skilled, and powerful financial institutions, many of which have a record oftreating individual investors shabbily.The key tools in our 401(k) plans and individual retirement accounts are mutual funds, which have ballooned to hold more than $16 trillion. But these funds pose dangers to our savings in three ways: through structural vulnerabilities that give money managers the incentive to focus on marketing overinvesting; through the very human challenges of managing our savings decades into the future; and through the peril of financial professionals behaving badly, to our economic harm.Though Americans often hear of the importance of low fees in fund investing, few are aware of the astonishing panoply of ways that some financial advisers have illegally diverted money out of mutual funds: from abetting hedge funds to trade after the legal deadline, to inflating the assets on whichthey are paid a percentage, to paying kickbacks for brokers to sell their funds. This book will forewarn and forearm Americans by illustrating the structural flaws, perverse incentives, and litany of scandals that have bedeviled mutual funds.And by setting forth a pair of policy solutions to improve Americans' financial literacy and bargaining power, it will also attempt to safeguard our individual financial destinies and our nation's fiscal strength.

    Brought up to compete rigorously in all areas of his life, he dropped out of Harvard in 1975 to follow his dream of starting his own firm with friend Paul Allen. Together, they formed 'Micro-Soft', and set about coding their way to the top.But developing software language was just the beginning of a journey that, for Gates, would The book explains the theory based on law of attraction, allowing readers to see life from a different angle and put efforts in a completely different way. Whether you want to be rich or be successful in life, attain advancement in professional life or fulfil a dream, Practical lessons from the iconic book by Napoleon Hill - Think and Grow Rich Success seems to come easy for some people. Without too much apparent effort, they manage to live in luxurious homes, send their children to the best schools, drive fancy cars, travel around the world and still have enough resources available to help others. Are they any brighter or better educated than you? Do they work any harder than you do? DO they sacrifice their lives to earn a living? No! What is the secret of their success, then? Many years ago, a young journalist, napoleon Hill, spent 25 years interviewing over 500 millionaires and more importantly, undertaking 25,000 case studies on people who had failed, in order to unlock the secret formula to success and reveal it to the world. The product of his vision and efforts was the iconic book - Think and Grow Rich, which has since sold over 15 million copies worldwide, inspiring and guiding millions of readers and world leaders and helping shape the world in which we live. In this edition, you learn how to acquire that state of mind which will attract riches. It distils the principles presented in Think and Grow Rich and presents them in an easier, more accessible format. The content is enhanced with additional practical advice and presents the success stories in a separate section of each chapter, where they serve to illustrate the principles revealed in each step. This book will help you to better understand Napoleon Hill's formula for success and apply it in practice, which is sure to bring you success in all aspects of your life.

    

    As the financial system has become ever-more complex and interconnected, the pace of evolution continues to accelerate. It is now clear that regulation must focus on the financial system as a whole, but this poses significant challenges for regulators. Principles of Financial Regulation describes how to address those challenges.Examining the subject from a holistic and multidisciplinary perspective, Principles of Financial Regulation considers the underlying policies and the objectives of regulation by drawing on economics, finance, and law methodologies. The volume examines regulation in a purposive and dynamic way by framing the book in terms of what the financial system does, rather than what financial regulation is. By analysing specific regulatory measures, the book provides readers to the opportunity to assess regulatory choices on specific policy issues and encourages critical reflection on the design of regulation.

    History is proof that true mastery of the market begins with basic money management protocols, asset protection policies, and organized analysis techniques. With these crucial foundations in place, you can embrace a proven investment methodology, execute an effective trading plan, and develop a reliable system for profitable investing. Consistent, long-run investing success is a result of well-defined goals, carefully-constructed routines and an accurate understanding of the psychological challenges that all investors face. Set yourself up for success by implementing prudent money management and asset protection strategies Build a personalized Asset Allocation Profile—your own personalized investment methodology Construct a properly diversified portfolio using tools and techniques tailored for the modern market Learn to take control of your "Investor Self," limiting the impact of mental hurdles and emotional baggage Supercharge your financial analysis by employing proven routines and strategies A clear and proven approach easily tailored to fit your specific investing style, Tensile Trading distills the vastness of the financial markets into ten essential stages. It is designed to provide a comprehensive structure to your financial management efforts—helping you make smarter investment decisions, trade more efficiently, and consistently earn greater returns.

    Tom Corley’s book will set you on a path towards success for you and your entire family.” – Jack Canfield CEO Canfield Training Group and Bestselling Author of Chicken Soup for the Soul Change Your Habits, Change Your Life is the follow-up to Tom Corley’s bestselling book Rich Habits. Thanks to his extensive research of the habits of self-made millionaires, Corley has identified the habits that helped transform ordinary individuals into self-made millionaires. Success no longer has to be a secret passed down among only the elite and the wealthy. No matter where you are in life, Change Your Habits, Change Your Life will meet you there, and guide you to success. In this book, you will learn about: • Why we have habits • Habits that create wealth or poverty, or keep you stuck in the middle class • Habits that increase your IQ • Habits that reduce disease and increase longevity • Habits that eliminate depression and increase happiness • Strategies that will help you find your main purpose in life • Tricks to help you fast track habit change ----- Change Your Habits Change Your Life shares the strategies and habits that helped 177 self-made millionaires transform their lives and amass enourmous wealth. You will also learn about those habits that hold you back in life from achieving success and happiness. By using the habit change strategies in this book, readers will aquire the three characteristics of success, setting them on a path that will alter their very lives for the better. The success habits I will share with you will enable you to focus, every day, on pursuing success. Each good habit you add to your life will have a cumulative effect on your life. These habits are an investment in your individual success. Getting control of your habits is empowering. It gives you a sense of control over your life. Your new habits will not only put you on the path to success, they will also put you on the path to happiness. Your life will never be the same.

    Berkin and Larry E. Swedroe, co-authors of The Incredible Shrinking Alpha, bring you a thorough yet still jargon-free and accessible guide to applying one of today's most valuable quantitative, evidence-based approaches to outperforming the market: factor investing. Designed for savvy investors and professional advisors alike, Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today takes you on a journey through the land of academic research and an extensive review of its 50-year quest to uncover the secret of successful investing.Along the way, Berkin and Swedroe cite and distill more than 100 academic papers on finance and introduce five unique criteria that a factor (at its most basic, a characteristic or set of characteristics common among a broad set of securities) must meet to be considered worthy of your investment. In addition to providing explanatory power to portfolio returns and delivering a premium, Swedroe and Berkin argue a factor should be persistent, pervasive, robust, investable and intuitive.By the end, you'll have learned that, within the entire "factor zoo," only certain exhibits are worth visiting and only a handful of factors are required to invest in the same manner that made Warren Buffett a legend.Your Complete Guide to Factor-Based Investing: The Way Smart Money Invests Today offers an in-depth look at the evidence practitioners use to build portfolios and how you as an investor can benefit from that knowledge, rendering it an essential resource for making the informed and prudent investment decisions necessary to help secure your financial future.

    Think about what your life would be like to have control over your money instead of feeling like it has control over you. Work Your Wealth isn’t your traditional personal finance book. Mary Beth Storjohann, CFP®, speaker and writer makes it her mission to cut through the crap, toss the fancy lingo, make money relatable, and breaks down specific steps and to-dos along the way to provide you with confidence and clarity in your financial life. Work Your Wealth makes taking control of your finances exciting and easy to do. It provides an organized plan of attack that covers everything from setting goals, budgeting, paying down debt, investing, planning for retirement, using credit wisely, and more. Not to mention a whole chapter that covers your real life money questions. In addition, Mary Beth wraps up each chapter with a list of detailed, actionable Money Moves to help you build the foundation you need to create your own financial plan. Work Your Wealth educates, motivates and empowers you to gain a financial education, to kick your bad money habits (and your debt) to the curb, to step up and invest in yourself, and most of all to celebrate your wins along the way. If you’re ready to take control of your money, Work Your Wealth is your ticket to a new financial life.

    Many readers clients are probably already reading Napoleon Hill, Wallace D. Wattles and Gay Hendricks, and eager to know how and why they re blocking money, and what to do about it. Readers can forget about months of mindset work and journaling exercises to figure out why their clients aren t making more money. It can now be done in minutes. Wealthology is their essential manual for smashing their clients money blocks. The Wealthology(r) system allows readers to quickly identify how their client relates to money - their Wealthology Profile - and the exact places to find their money blocks - the Wealthology Themes. Readers can cross reference their client's profile with each money block theme and have a complete guide to how, why and where they're blocking money, and what to do about it. They know their clients have the potential to be superheroes. They just need someone to eliminate their kryptonite. That s what The Science of Smashing Money Blocks is all about."

    Despite this success, the model is fundamentally at odds with the observed behavior of option markets: a graph of implied volatilities against strike will typically display a curve or skew, which practitioners refer to as the smile, and which the model cannot explain. Option valuation is not a solved problem, and the past forty years have witnessed an abundance of new models that try to reconcile theory with markets. The Volatility Smile presents a unified treatment of the Black-Scholes-Merton model and the more advanced models that have replaced it. It is also a book about the principles of financial valuation and how to apply them. Celebrated author and quant Emanuel Derman and Michael B. Miller explain not just the mathematics but the ideas behind the models. By examining the foundations, the implementation, and the pros and cons of various models, and by carefully exploring their derivations and their assumptions, readers will learn not only how to handle the volatility smile but how to evaluate and build their own financial models. Topics covered include: The principles of valuation Static and dynamic replication The Black-Scholes-Merton model Hedging strategies Transaction costs The behavior of the volatility smile Implied distributions Local volatility models Stochastic volatility models Jump-diffusion models The first half of the book, Chapters 1 through 13, can serve as a standalone textbook for a course on option valuation and the Black-Scholes-Merton model, presenting the principles of financial modeling, several derivations of the model, and a detailed discussion of how it is used in practice. The second half focuses on the behavior of the volatility smile, and, in conjunction with the first half, can be used for as the basis for a more advanced course.

    That man is Alain Bouchard. Curiously, few people have ever heard of him, even within his home province of Quebec, where he has spent his entire life. He is one of Canada’s wealthiest entrepreneurs, and one of the most highly respected in the world among his peers. His multinational company, Alimentation Couche-Tard / Circle K, has more than 100,000 employees, and over $50 billion in revenue. Having started at the bottom, as a volunteer stock boy at his brother’s store, and having worked many thankless jobs, Alain Bouchard is the very definition of a “self-made man.” So, what is the secret of his staggering success? What are the principles that guide this highly unusual businessman? These are the questions this book seeks to answer by tracing the surprising and remarkable journey of a man who cannot be separated from the empire he built—with a handful of loyal collaborators—from the ground up.

     It's not a book for everyone. The book is for Honest Real Estate Agents who care about their customers, work hard and want to make a difference in helping other people. One of the drawbacks of most real estate schools is they teach you only how to pass the real estate exam. They don't teach you how to succeed as a Real Estate Agent once you get your license. This is the book for you because it will help you hit the ground running once you get your license. In the past five years thousands of new Agents have bought this book as they embark on their career in real estate.

    Only available on Ellevest's website. http://bit.ly/2jFYLVL

    Over the past decade, however, the dividend landscape has become progressively more challenging to navigate. The rise of share repurchases as an alternative for returning cash to shareholders, the increasingly competitive global marketplace, and the massive dividend cuts incurred during the financial crisis of 2008 and 2009 have all impacted the way companies and investors view dividends today. This new environment requires a different approach for selecting and monitoring dividend-paying stocks. In this book, you will learn strategies for evaluating companies’ competitive advantages and management teams, identifying promising dividends, recognizing risky dividends, and more. Todd Wenning, CFA is a professional equity analyst, investor, and writer based in Cincinnati, Ohio. His articles have been published by Morningstar, The Motley Fool, and Investors Chronicle. He is the author of the Clear Eyes Investing blog.

    Stock options, RSUs, job offers, and taxes—a detailed reference, including hundreds of resources, explained from the ground up and made to be improved over time.

    He had little in the way of savings. But instead of panicking and seeking to land a new job immediately, he sat down and began to invest his time and money differently. By the time he was 34, he had multiplied his limited savings a thousand fold and controlled a multi-million-dollar portfolio of businesses and other investments.The notes he took as he made his idiosyncratic journey have now been expanded into a detailed guidebook for anyone aspiring to a bigger and better future. In Investing with Purpose, you will learn how to:Use all your resources to build your future, especially your precious, limited time.Avoid the emotional pitfalls that lead smart investors to make bad decisions.Face your fear and take reasonable risks to capitalize on your best opportunities.Apply your unique investment advantages--the only reliable path to superior results.Investing with Purpose will inspire you to use what you have to create the future you want. Whether your goal is to get rich, protect the rainforest, or just improve the neighborhood, this book will help you get there.

    Lisa Elle is a smart, funny & stylish financial advisor. She coaches women who have shopping disorders of the overspending kind, who still want to live a life of balance. Let's not kid ourselves, shoes are as important, as living in financial bliss.Strut: How to Kick Financial ASSets in Sexy Shoes is a comprehensive guide for women who want to have it all, and believe they can.No matter where you are on your financial journey, Lisa's enthusiasm and insight will give you the clarity, confidence and courage you need to kick ASSets so you can fund your dreams.Strut unites women everywhere who want to stand up, become financially confident and strut their stuff.

    

    Through this book, you will attain clarity of vision and commitment to improve your life. In this book, you will learn how you can achieve financial independence even with minimal amounts of annual income, all through the power of compound interest. You will learn about an effective tool Tony created known as V2MOM. It is a tool that can help you focus on your key goals in life and work. Helping you to not be a mere consumer anymore; you will transform into an investor who owns a share of the future potential. Available in a variety of formats, this summary is aimed for those who want to capture the gist of the book but don't have the current time to devour all 689 pages. You get the main summary along with all of the benefits and lessons the actual book has to offer. This is a summary that is not intended to be used without reference to the original book.

     Over the last 40 years, LBO fund managers have demonstrated that they are good at making money for themselves and their investors. But when one looks beneath the surface of the transactions they engineer, it is apparent that these deals can, at times, go spectacularly wrong. Through 14 business stories, all emanating from the noughties' credit bubble and including headline-grabbing names like Caesars, Debenhams, EMI, Hertz, Seat Pagine Gialle and TXU, The Debt Trap shows how, via controversial practices like quick flips, repeat dividend recaps, heavy cost-cutting and asset-stripping, leveraged buyouts changed, for better or for worse, the way private companies are financed and managed today. From technological disruption in the worlds of music recording and business-directory publishing to economic turbulence in the gambling, real estate and energy sectors, highly levered corporations are often incapable of handling market corrections when debt commitments start piling up. Behind the historical events and the financial empires erected by some of the elite private equity specialists, these 14 in-depth case studies examine how value-maximising techniques and a short-cut mentality can impact investment returns and portfolio assets. Whether you are a PE practitioner, investor, business manager, academic or business student, you will find The Debt Trap to be an authoritative and fascinating account.

    Learn of his accomplishments as king and how he came to be known as the richest man in history.

    The authors, two mental health professionals and a CFP®-designated financial planner, pioneered the use of tools that help clients build healthy relationships with money. This concise yet comprehensive Guide enables financial planning and mental health practitioners to effectively integrate tools from the fields of psychotherapy, life coaching, and financial planning as they help their clients change destructive financial behaviors. Facilitating Financial Health, 2nd Edition will enable you to: •Address your clients’ money-driven problems, from both financial planning and mental health perspectives •Learn the best techniques and recognize when to call in help from outside your field when dealing with clients’ financial issues •Focus on both interior (emotional and intangible aspects of money) as well as exterior (the tangible “nuts and bolts” of financial planning) financial health topics •Explore “Money Scripts” – beliefs about money commonly held by clients, financial planners, and therapists that can lead to destructive financial habits •More effectively work with individuals and couples on difficult financial health topics In addition to everything that made the 1st Edition so popular, this new 2nd Edition delivers these enhancements: •Modern counseling tools are presented with references to updated research and publications for both financial planning and mental health professionals •A more comprehensive description of “Money Scripts” – beliefs that hamper clients’ abilities to make sound financial planning decisions •Updated ethical information, including references to new CFP® ethical guidelines •A newly enhanced chapter on creating an integrated financial practice •New tools for working with couples, including tips on working with nontraditional and unmarried couples •Content that has been enhanced by readers about the kinds of money-driven relationship issues that are the most commonly seen by planners and clients alike

    With conventional economic theories discredited, the new model must equip governments with tools to re-stabilise societies in a dangerous world. Rent Unmasked explains why one paradigm only qualifies to serve this purpose: the dynamic model that reinstates time and space in economic theorizing. The Flat Earth economics of the neo-classical school is analyzed by the 13 contributors to this volume, which honors the seminal role played by Mason Gaffney, Emeritus Professor of Economics at the University of California (Riverside), in exposing the way in which classical economics was debased to serve rent-seeking interests.

    It provides a proven, updated approach to retiring successfully in today's world. In this new second edition based on independent, objective research, retirement expert Robert C. Carlson uses proven, profitable techniques to coordinate all the factors that lead to financial security and independence. You'll learn how much you really need to save for retirement, how to invest that nest egg before and during retirement, and how to establish a wise and sustainable spending strategy. Carlson will explain how to overcome the threats to lifetime financial security, such as longer life expectancy, low investment returns, higher taxes, and more. Importantly, you'll learn how to plan for the wildcards of retirement planning: health care and long-term care expenses. This edition covers changes in key areas such as annuities, IRA management, estate planning, and income taxes. You'll learn how to merge these insights into your plan to enhance financial security and to provide for loved ones in the future. Retirement no longer means being put out to pasture. Today's retirees are traveling the world, attending classes, developing new skills, starting businesses, mastering neglected hobbies, and more—well into their golden years. This guide helps ensure you have the financial independence to pursue the retirement you want through smart planning and effective financial strategies. Know and overcome the threats to retiree financial security Learn the right way to estimate retirement spending Develop a sustainable spending strategy Invest your nest egg to make it last Plan for potential long-term health care Leave a legacy for loved ones The retirement is now a new phase of life, not a winding down. It's a time to live your best life and do things you couldn't before. But all the financial aspects of retirement have changed. To maintain financial security and create the retirement you desire, you need to be on top of the changes. The New Rules of Retirement provides the latest, proven strategies that help put the shine in your golden years.

    The Doctors Guide to Eliminating Debt can show you how to pay off debt faster than you imagined—including your house. Being in debt is not a default condition. Understand the real cost and that it’s not too late to change the course of your financial life. Being debt-free is empowering, liberating, and invigorating, but most doctors don’t realize they can do it without significant sacrifice. If you are feeling trapped by your financial obligations, realize there is a way out. In this book, you’ll find what you need to know to: --Choose the best path if you are drowning in debt --Recognize biased financial advice --Pay off student loans and your house—faster than you expected --Balance spending, loan repayment, and investing --Make compound interest work for you, instead of against you --Retire sooner than you expected This second book in The Doctors Guide series shows you how to establish control of your money—and ultimately your life.

    There is so much that goes into it and finding a place to start can be very overwhelming. This simple guide goes through all the components you will need to know to start any business (online, retail, small business, home-based). It was written by someone who was in your exact same position, only a couple of years ago. It breaks down difficult concepts into simple, actionable steps that you can apply today. It also provides credible links to free resources for additional information, webinars, and templates needed to start a business (not affiliated with author or book). Who Will Benefit from this Book? Anyone who: has dreams of owning a business but feels overwhelmed at the thought of starting one, who has an idea and wants to know the steps to turn it into a profitable business, who wants an exact breakdown of the steps needed to start a business. This book is intended for those without extensive business knowledge. It is meant for the lay person who wants to start a business but does not know how. What You Will Learn You will learn: 1.) How to develop a profitable idea 2.) Reality of starting a business today 3.) Steps and resources to research business ideas and competition 4.) Business structures and which structure is right for you 5.) How to work with lawyers, accountants, employees and other professionals 6.) Simple tax breakdown 7.) Steps to financial planning 8.) Options to fund your business 9.) The right way to market and brand your business 10.) A simple guide to create a business plan. How This Book is Different Uses simple, concrete language and examples to break down hard concepts Gives an overview of all types of businesses and helps you figure out the right fit Gives reader actionable steps to succeed instead of simply reciting facts Table of Contents Chapter 1: Developing Your Million Dollar Idea Chapter 2: Business Myths De-Bunked Chapter 3: Market Research and Competitive Analysis: Who, What, When, Where, How? Chapter 4: There’s More Than One Way to Start a Business-What Right for YOU? Chapter 5: Nuts and Bolts of Business Structures Chapter 6: Professional Help — Lawyers, Accountants, Employees, Oh My! Chapter 7: Paying Uncle Sam Chapter 8: Get Your Money Right — Funding and Finances Chapter 9: Profits and Pricing Chapter 10: If You Build It They Will Come (Or They Won’t) — Marketing Your Business Chapter 11: Why Branding is Much More Than Your Logo Chapter 12: Business Plans Made Simple Conclusion Download Your Copy Today and Good Luck!

    Then she unpacks seven essential money habits for living the life we really want—a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry.The Joneses are broke. Life looks good, but hidden beneath that glossy exterior are credit card bills, student loans, car payments, and an out-of-control mortgage. Their money situation is a mess, and they’re trying to live a life they simply can't afford. So why exactly do we try so hard to keep up with the Joneses?Are we really living the lives we want, or are we chasing someone else’s dream, just trying to keep up appearances on social media, at church, and in our community? Why are we letting other people set the pace for our own family’s finances?In Love Your Life, Not Theirs, Rachel shows you how to buy and do the things that are important to you—the right way. That starts by choosing to quit the comparisons, reframing the way you think about money, and developing new habits like avoiding debt, living on a plan, watching your spending, saving for the future, having healthy conversations about money, and giving.These habits work, and Rachel is living proof. Now, she wants to empower you to live the life you’ve always dreamed of without creating the debt, stress, and worry that are all too often part of the deal. Social media isn’t real life, and trying to keep up with the Joneses will never get you anywhere. It’s time to live—and love—your life, not theirs.

    Prasad describes how the renminbi (RMB) is taking the world by storm and explains its role in reshaping global finance.This book sets the recent rise of the RMB, China's currency since 1949, against a sweeping historical backdrop. China issued the world's first paper currency in the 7th century. In the 13th century, Kublai Khan issued the first-ever currency to circulate widely despite not being backed by commodities or precious metals. China also experienced some of the earliest episodes of hyperinflation currency wars.Gaining Currency reveals the interconnections linking China's growing economic might, its expanding international influence, and the rise of its currency. If China plays its cards right by adopting reforms that put its economy and financial markets on the right track, the RMB could rival even the euro and the Japanese yen.Prasad shows, however, that while China has successfully adopted a unique playbook for promoting the RMB, many pitfalls lie ahead for its economy and currency that could limit the RMB's ascendance. The Chinese leadership is pursuing financial liberalization and limited market-oriented reforms, but it has unequivocally repudiated political, legal, and institutional reforms. Therefore, Prasad argues, while the RMB is likely to become a significant reserve currency, it will not attain "safe haven" status as a currency to which investors turn during crises. In short, the hype predicting the RMB's inevitable rise to global dominance is overblown.Gaining Currency makes a compelling case that, for all its promise, the RMB does not pose a serious challenge to the U.S. dollar's dominance in international finance.

    His approach to trading draws heavily on the methods and insights of some of the most successful traders of the past 50 years, detailing their trading methodologies to show what really works. These insights are blended with his own experiences to provide practical trading methods that have been shown to be highly effective. This book couldn’t be described as a text book; it’s far more than that. It’s like being Smith’s wingman, trading alongside him as he navigates the markets, providing the reader with the experience of having actually been in the market and making those trading decisions. Everything he learned on his trading journey is contained in this book so that you can gain all of his insights. He explains technical analysis and identifies which trading methods work and which should be ignored. The book also shows other methods for identifying the very best trading opportunities, explaining the principles behind each of the methods, and how to apply them. All of these skills are demonstrated through trades that the author actually made, showing how he acquired them and when they should be applied. But this book doesn’t just tell us about what went right on his trading journey, he focuses just as much on what went wrong, because it is from here that experience was gained which drove improvements in his trading methods and his understanding of market’s. That helps make this a thrilling rollercoaster of a book that is packed with market insights and experiences as he takes his portfolio from meagre beginnings, riding the market’s highs and lows, gaining trading experience and learning new insights from elite traders to accumulate profits of over £1 million

    Interest rates are at all-time lows; the sanctity of cash deposits is under threat; government bonds are expensive and offer ultra-low or negative yields; equity markets are largely detached from reality after years of loose monetary policy. Investors need to calibrate themselves to the realities of this extraordinary new environment so that they can protect their wealth and, ideally, prosper.In Investing Through the Looking Glass, longstanding portfolio manager and investment columnist Tim Price identifies and shatters a number of investment myths and misconceptions. He questions whether stock markets inevitably rise over the longer term, whether bonds continue to be relevant as a failsafe low-risk asset, whether professional fund managers represent "smart money", and much more besides.But this is not just a counsel of despair. Having identified the problems besetting today's investor, the focus then moves on to practical guidance to help investors preserve and grow their capital in this age of inflationary and deflationary uncertainty. Tim Price provides ideas on how to find attractive investments in distorted equity markets, on what might be the best-kept secret in finance, and how best to insure portfolios in an environment of heightened systemic risk.Investing Through the Looking Glass presents a route map for navigating one of the most challenging financial environments that anyone has ever seen. For the sake of your wealth, can you afford not to read it?

    And imagine that, whenever your great-grandchild puts that money to good use, they toast you--because you started it all. You amassed wealth and left behind a set of values and a financial legacy to shepherd that wealth.Is this possible? Is it possible for you to live wealthy, not only leave your kids better off than you were, but also spark a financial legacy of wealth and empowerment that lasts for generations?Yes, it is. The Rockefellers did it -- and now you can too. This book will teach you about the method the Rockefellers have used to protect and grow their wealth for generations, and about the strategy at the core of the Rockefeller Method. It doesn't matter how much you have or don't have today. You have the power to change your family's financial destiny--starting now!Want to discover how to immediately improve your cash position? Take a look at Chapters Five and Eight for quick ways to find hidden money! Tired of low-paying savings accounts? Learn how to boost these accounts 400 -800 percent without having to lock your money away by checking out Chapter Six! Want to improve your retirement income 30-40 percent without taking any additional risk or disinheriting your family? Take a look at Chapter Nine! Want to learn how you can actually make money when making big purchases like homes and cars? Check out Chapter Eleven!

    It can be difficult and sometimes awkward to talk openly about money issues and the questions that come with them. How do I best invest what God has entrusted to me? How much is enough? What does it mean to live an abundant life?With compelling stories, cultural insights, and raw vulnerability, Todd Harper invites readers to a no strings attached conversation about what it looks like to join the courageous risk takers who seek first God's kingdom, even with finances, and the opportunities and adventures that come with it.Abundant helps you consider the role of money in your personal journey and in the kingdom of God.