Best of
Personal-Finance

2006

The Bogleheads' Guide to Investing


Taylor Larimore - 2006
    The book offers sound, practical advice, no matter what your age or net worth. Bottomline, become a Boglehead and prosper! Originally just the chat-line ruminations of Boglehead founder Taylor Larimore, and Morningstar forum leading cohorts Mel Lindauer and Michael LeBoeuf, their trusted advice has been brewed and distilled into an easy-to-use, need-to-know, no frills guide to building up your own financial well-being - so you can worry less and profit more from the investments you make. Invest like a Boglehead, and let their grassroots investment wisdom guide you down the path of long-term wealth creation and happiness, without all the worries and fuss of stock pickers and day traders. If you face a financial crisis or problem, or simply want to know what is prudent to do with the money you save, the Bogleheads will have the answers you need to help you gain your financial footing and keep it.

Rich Woman: A Book on Investing for Women, Take Charge Of Your Money, Take Charge Of Your Life


Kim Kiyosaki - 2006
    Key sections include:The First Four Keys to Being a Successful Investor - Arm yourself with some financial education, start small, put a little money down, and stay close to home.How to Get Smarter Quickly - Financial jargon can be intimidating. Kim Kiyosaki teaches the three easy rules to raising your financial IQ — increase your vocabulary every day, ask the basic questions about money, and don't worry about asking the wrong questions.Why Women Make Great Investors - A recent Merrill Lynch report revealed that only 35 percent of women hold onto a losing investment for too long while 47 percent of men are guilty of the same mistake. Learn the strengths that women often have as investors.This book is for you if you:• never want to lose sleep over money again• want to take control of your financial future• and are tired of looking for a "rich Prince Charming" and demand financial independence!

Lighting the Torch: The Kinder Method of Life Planning


George Kinder - 2006
    Financial planners offer clients the most comprehensive opportunity to discover and integrate a financial life plan that in fact melds meaning with money. No other professional can help the client unveil his or her most profound dreams and values, and then articulate a financial strategy that empowers successful implementation. The book empowers planners with the processes for connecting the client's dreams of freedom with the strategies of financial planning. It provides training in the Kinder Method(TM) of life planning and a skill set that can provide a consistent and successful process with clients, leading to that moment called "lighting the torch."

The Money Book for Freelancers, Part-Timers, and the Self-Employed: The only personal finance system for people with not-so-regular jobs


Joseph D'Agnese - 2006
     We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:  • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own

7 Steps to Becoming Financially Free: A Catholic Guide to Managing Your Money


Phil Lenahan - 2006
    In addition to understanding the necessary nuts and bolts of financial management, budgeting, and investing, discover how your Catholic Faith can be the base of a sound financial future! Author, financier, and life-long Catholic, Phil Lenahan, weaves personal experiences with catechetical training and real financial counseling experience to provide clarity on some of the biggest issues facing Catholics and their families today: Developing a closer relationship with the Lord Strengthening your marriage and family life Getting out of debt Paying for your children's education Managing your money more effectively Buying your own home Investing in your future ? and all the while, staying true to how God intended for you to manage His gifts. Here is how to take the gifts God has given you ? your skills, your education, your training, your income ? and using them as He intended. Here is how to not just get out of debt and begin saving, but to wisely and deliberately set budgeting priorities and achieve financial goals that reflect what you believe as a Catholic.

Sell Now!: The End of the Housing Bubble


John R. Talbott - 2006
    The question is no longer if, but rather how far, home prices will fall and over what time frame this bubble will deflate. Home values have been escalating in real terms since 1981, the year nominal interest rates last peaked. And the greatest price increases in percentage terms have been in the wealthiest and most exclusive cities in the world.Sell Now! analyses the evidence and offers clear explanations of these perplexing issues. Overly aggressive mortgage lenders have fueled this overheated market by extending too much credit to home buyers and by offering ever-more exotic forms of mortgages. Many home buyers have been caught in a never-ending race to achieve status, often overpaying for homes in the right neighborhoods. And people's pursuit of easy profits has pushed prices to unsustainable levels.Finally, there is a reasoned analysis that not only explains how home prices got this high, but why they are sure to fall and by what amount. Sell Now! debunks many theories that purport to show that home prices are neither reasonable or are sustainable at their current high levels.How bad can it get? Unlike previous home-price declines, this cycle has the potential to be not only national, but international in scope. The national economy, so dependent on the housing, mortgage, real estate, banking, and construction industries for growth, is at risk and the entire banking system might come under fire.You owe it to yourself to become better informed about the possible impact on you, your family and your most important asset---your home.

Section 8 Bible, Volume 1


Michael McLean - 2006
    Whether you're a Section 8 or single family land lord, the Section 8 Bible will save you thousands of dollars. This book will tell you the good, bad and ugly side of being a land lord. Nothing is held back! Also, it lists the phone numbers of Banks who specialize in lending to the small time investors. This book is a must read!

Weekend Millionaire's Frequently Asked Real Estate Questions


Mike Summey - 2006
    The Weekend Millionaire Real Estate FAQ provides in-depth answers to the most frequently asked questions submitted by Mike and Roger's students. You also get advice on how to use their extremely popular Web site weekendmillionaire.com, as well as more of the proven strategies, tools, and techniques you need to: Research great investment properties Structure offers, and get them accepted Manage, maintain, and increase property value Convert home equity into retirement income The Weekend Millionaires have the answers to your real estate questions, including: How long should I wait before I quit my job and invest in real estate full time? Do you recommend 15-year or 30-year mortgages? Should the utilities be in my name, the management company’s, or the tenant’s? Do abandoned properties make good purchases for investors? What is a direct principal reduction loan? Is it really possible to buy properties when I have no money to put down? What services should I expect from a CPA?

Conserving Client Portfolios During Retirement


William P. Bengen - 2006
    Retirement looms large for them and the 20-year generation that follows. Although many in the generation have saved to supplement their retirement, they will probably live longer in retirement than any previous generation, so they must grapple with questions about how to manage that money and make it last. The purpose of this book is to present the author's groundbreaking research into this topic, presenting new material as well as an update of the original research in a comprehensive, authoritative form.

What They Don't Teach You in College


James Kramon - 2006
    The only problem is, no one ever told you how to do these things. Take a deep breath, because What They Don't Teach You in College is a crash course in Life 101.Your Job- soar through all the new-hire paperwork- create the best benefits package for you Your Money- live large on a small but smart budget- control your student loan paymentsYour Health- keep insurance costs low- get to know your HMOYour Apartment- spot the most dangerous traps in your lease- keep roommate headaches to a minimumYour Taxes- make filing your returns a breeze- discover simple ways to increase your refundYour Car- avoid used car pitfalls- negotiate like a pro for your first new carPacked with helpful checklists for every situation, easy definitions of essential terms and practical advice from an experienced lawyer, What They Don't Teach You in College makes life's major decisions as easy as 1, 2, 3.Say good-bye to college and hello to your new life!

History of Theory of Investmen


Mark Rubinstein - 2006
    -- Robert Litzenberger, Hopkinson Professor Emeritus of Investment Banking, Univ. of Pennsylvania; and retired partner, Goldman Sachs A History of the Theory of Investments is about ideas -- where they come from, how they evolve, and why they are instrumental in preparing the future for new ideas. Author Mark Rubinstein writes history by rewriting history. In unearthing long-forgotten books and journals, he corrects past oversights to assign credit where credit is due and assembles a remarkable history that is unquestionable in its accuracy and unprecedented in its power.Exploring key turning points in the development of investment theory, through the critical prism of award-winning investment theory and asset pricing expert Mark Rubinstein, this groundbreaking resource follows the chronological development of investment theory over centuries, exploring the inner workings of great theoretical breakthroughs while pointing out contributions made by often unsung contributors to some of investment's most influential ideas and models.

Rich Dad's Teach to Be Rich


Robert T. Kiyosaki - 2006
    More than a book on teaching, this book is about Robert's quest to find out how we learn and why so many people do not like school, even though they want to learn. Not only is this book a radical departure from traditional thinking on education, it is a radical departure from traditional ideas on money.