Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection.      This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won’t find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a “Backdoor Roth IRA” and “Stealth IRA” to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor “Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place.” – Allan S. Roth, MBA, CPA, CFP®, Author of How a Second Grader Beats Wall Street “Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research.” – William J. Bernstein, MD, Author of The Investor’s Manifesto and seven other investing books “This book should be in every career counselor’s office and delivered with every medical degree.

    The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that:- Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances.- A small, profitable business can be worth much more than a large business surviving on its top line.- Businesses that attain early and sustained profitability have a better shot at achieving long-term growth.With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.

    Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

    Whether you're building the next killer app, investing in a startup, or simply curious about the technology, this practical book is essential reading.Bitcoin, the first successful decentralized digital currency, is still in its infancy and it's already spawned a multi-billion dollar global economy. This economy is open to anyone with the knowledge and passion to participate. Mastering Bitcoin provides you with the knowledge you need (passion not included).This book includes:A broad introduction to bitcoin--ideal for non-technical users, investors, and business executivesAn explanation of the technical foundations of bitcoin and cryptographic currencies for developers, engineers, and software and systems architectsDetails of the bitcoin decentralized network, peer-to-peer architecture, transaction lifecycle, and security principlesOffshoots of the bitcoin and blockchain inventions, including alternative chains, currencies, and applicationsUser stories, analogies, examples, and code snippets illustrating key technical concepts

    In this fascinating inside story, Guy Spier details his career from Harvard MBA to hedge fund manager. But the path was not so straightforward. Spier reveals his transformation from a Gordon Gekko wannabe, driven by greed, to a sophisticated investor who enjoys success without selling his soul to the highest bidder. Spier's journey is similar to the thousands that flock to Wall Street every year with their shiny new diplomas, aiming to be King of Wall Street. Yet what Guy realized just in the nick of time was that the King really lived 1,500 miles away in Omaha, Nebraska. Spier determinedly set out to create a new career in his own way. Along the way he learned some powerful lessons which include: why the right mentors and partners are critical to long term success on Wall Street; why a topnotch education can sometimes get in the way of your success; that real learning doesn't begin until you are on your own; and how the best lessons from Warren Buffett have less to do with investing and more to do with being true to yourself. Spier also reveals some of his own winning investment strategies, detailing deals that were winners but also what he learned from deals that went south. Part memoir, part Wall Street advice, and part how-to, Guy Spier takes readers on a ride through Wall Street but more importantly provides those that want to take a different path with the insight, guidance, and inspiration they need to carve out their own definition of success.

    This revised and expanded edition brings time-tested concepts in gear with today's fast-moving markets, adding new studies and techniques for the modern trader.This classic guide teaches a calm and disciplined approach to the markets. It emphasizes risk management along with self-management and provides clear rules for both. "The New Trading for a Living" incudes templates for rating stock picks, creating trade plans, and rating your own readiness to trade. It provides the knowledge, perspective, and tools for developing your own effective trading system.All charts in this book have been updated and are in full color, with clear comments on rules and techniques. The clarity of this book's language, its practical illustrations and generous sharing of the essential skills have made it a model for the industry--often imitated but never duplicated. Both new and experienced traders will appreciate its insights and the calm, systematic approach to modern markets."The New Trading for a Living" expands upon the original to become an even more valuable resourceOvercome barriers to success and develop stronger disciplineIdentify asymmetrical market zones, where rewards are higher and risks lowerMaster money management as you set entries, targets and stopsUse a record-keeping system that will make you into your own teacherSuccessful trading is based on knowledge, focus, and discipline. "The New Trading for a Living" will lift your trading to a higher level by sharing classic wisdom along with modern market tools.

    With personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a sharp, entertaining guide to personal finance that proves sound money management doesn't have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will count as one of your best investments ever. Visit the website at www.wealthinglikerabbits.com

    If You Can is a short, inexpensive e-booklet aimed at getting twenty-somethings with their first 401(k) started on the path to retirement saving and investing.

    stock market has been rigged for the benefit of insiders. They band together—some of them walking away from seven-figure salaries—to investigate, expose, and reform the insidious new ways that Wall Street generates profits. If you have any contact with the market, even a retirement account, this story is happening to you.

    More than four million homes were lost to foreclosures. Is it a coincidence that the United States witnessed a dramatic rise in household debt in the years before the recession—that the total amount of debt for American households doubled between 2000 and 2007 to $14 trillion? Definitely not. Armed with clear and powerful evidence, Atif Mian and Amir Sufi reveal in House of Debt how the Great Recession and Great Depression, as well as the current economic malaise in Europe, were caused by a large run-up in household debt followed by a significantly large drop in household spending. Though the banking crisis captured the public’s attention, Mian and Sufi argue strongly with actual data that current policy is too heavily biased toward protecting banks and creditors. Increasing the flow of credit, they show, is disastrously counterproductive when the fundamental problem is too much debt. As their research shows, excessive household debt leads to foreclosures, causing individuals to spend less and save more. Less spending means less demand for goods, followed by declines in production and huge job losses. How do we end such a cycle? With a direct attack on debt, say Mian and Sufi.  More aggressive debt forgiveness after the crash helps, but as they illustrate, we can be rid of painful bubble-and-bust episodes only if the financial system moves away from its reliance on inflexible debt contracts. As an example, they propose new mortgage contracts that are built on the principle of risk-sharing, a concept that would have prevented the housing bubble from emerging in the first place. Thoroughly grounded in compelling economic evidence, House of Debt offers convincing answers to some of the most important questions facing the modern economy today: Why do severe recessions happen? Could we have prevented the Great Recession and its consequences? And what actions are needed to prevent such crises going forward?

    

    The book delves into the mindset and processes of highly successful traders, providing insights that all traders should find helpful in improving their trading skills and results.Each chapter focuses on a specific theme essential to market success Describes how all market participants can benefit by incorporating the related traits, behaviors, and philosophies of the Market Wizards in their own trading Filled with compelling anecdotes that bring the trading messages to life, and direct quotes from the market greats that resonate with the wisdom born of experience and skill Stepping clearly outside the narrow confines of most investment books, The Little Book of Market Wizards focuses on the value of understanding one's self within the context of successful investing.

    The Five Mistakes Every Investor Makes and How to Avoid Them focuses on what investors do wrong so often so they can set themselves on the right path to success. In this comprehensive reference, readers learn to navigate the ever-changing variables and market dilemmas that often make investing a risky and daunting endeavor. Well-known and respected author Peter Mallouk shares useful investment techniques, discusses the importance of disciplined investment management, and pinpoints common, avoidable mistakes made by professional and everyday investors alike.Designed to provide a workable, sensible framework for investors, The Five Mistakes Every Investor Makes and How to Avoid Them encourages investors to refrain from certain negative actions, such as fighting the market, misunderstanding performance, and letting one's biases and emotions get in the way of investing success.Details the major mistakes made by professional and everyday investors Highlights the strategies and mindset necessary for navigating ever-changing variables and market dilemmas Includes useful investment techniques and discusses the importance of discipline in investment management A reliable resource for investors who want to make more informed choices, this book steers readers away from past investment errors and guides them in the right direction.

    The book combines engaging anecdotes with industry research to illustrate the principles and methods of this complex strategy, and explains the reasoning behind seemingly incomprehensible activist maneuvers. Written by an active value investor, Deep Value provides an insider's perspective on shareholder activist strategies in a format accessible to both professional investors and laypeople. The Deep Value investment philosophy as described by Graham initially identified targets by their discount to liquidation value. This approach was extremely effective, but those opportunities are few and far between in the modern market, forcing activists to adapt. Current activists assess value from a much broader palate, and exploit a much wider range of tools to achieve their goals. Deep Value enumerates and expands upon the resources and strategies available to value investors today, and describes how the economic climate is allowing value investing to re-emerge. Topics include: Target identification, and determining the most advantageous ends Strategies and tactics of effective activism Unseating management and fomenting change Eyeing conditions for the next M&A boom Activist hedge funds have been quiet since the early 2000s, but economic conditions, shareholder sentiment, and available opportunities are creating a fertile environment for another golden age of activism. Deep Value: Why Activist Investors and Other Contrarians Battle for Control of Losing Corporations provides the in-depth information investors need to get up to speed before getting left behind.

    Canada has the highest investment fees in the world, as well as a confusing tax system that features four-letter words like RRSP and TFSA. Fortunately there are low-cost index funds that make it easy and rewarding for you to become a do-it-yourself “couch potato” investor. With a focus on developing good processes to minimize the room for human error and step-by-step instructions, the book will walk you through the elements of managing your finances for the long term: how to devise a savings plan, stick to it through automation, determine how to allocate funds balancing risk and reward, invest using low-cost index funds, track your investments, and deal with the inevitable issue of taxation. Putting your money to work can look suspiciously like math at times, but this book lays out a simple approach that anyone can follow. Inside you will find tools and templates, along with easy suggestions and rules-of-thumb to help prevent analysis paralysis and get you started fast. Control what can be controlled; minimize fees and effort. Investing doesn’t have to be complex to be successful. Keep it simple and you will succeed.

    Geithner helped the United States navigate the worst financial crisis since the Great Depression, from boom to bust to rescue to recovery. In a candid, riveting, and historically illuminating memoir, he takes readers behind the scenes of the crisis, explaining the hard choices and politically unpalatable decisions he made to repair a broken financial system and prevent the collapse of the Main Street economy. This is the inside story of how a small group of policy makers—in a thick fog of uncertainty, with unimaginably high stakes—helped avoid a second depression but lost the American people doing it. Stress Test is also a valuable guide to how governments can better manage financial crises, because this one won’t be the last.Stress Test reveals a side of Secretary Geithner the public has never seen, starting with his childhood as an American abroad. He recounts his early days as a young Treasury official helping to fight the international financial crises of the 1990s, then describes what he saw, what he did, and what he missed at the New York Fed before the Wall Street boom went bust. He takes readers inside the room as the crisis began, intensified, and burned out of control, discussing the most controversial episodes of his tenures at the New York Fed and the Treasury, including the rescue of Bear Stearns; the harrowing weekend when Lehman Brothers failed; the searing crucible of the AIG rescue as well as the furor over the firm’s lavish bonuses; the battles inside the Obama administration over his widely criticized but ultimately successful plan to end the crisis; and the bracing fight for the most sweeping financial reforms in more than seventy years. Secretary Geithner also describes the aftershocks of the crisis, including the administration’s efforts to address high unemployment, a series of brutal political battles over deficits and debt, and the drama over Europe’s repeated flirtations with the economic abyss. Secretary Geithner is not a politician, but he has things to say about politics—the silliness, the nastiness, the toll it took on his family. But in the end, Stress Test is a hopeful story about public service. In this revealing memoir, Tim Geithner explains how America withstood the ultimate stress test of its political and financial systems.

    Continuing the theme of the Investing for Adults series, this full-length finance title is not for beginners, but rather assumes a fair degree of quantitative ability and finance knowledge. If you think you can time the market or pick stocks and mutual fund managers, or even if you think that you can formulate an optimally efficient mean-variance asset allocation with a black box, then learn some basic finance and come back in a few years.On the other hand, if you know your way around risk premiums and standard deviations and know who Irving Fisher and Benjamin Graham were, and if you want to sharpen your asset class skills, you’ve come to the right place.

    https://www.scribd.com/document/35944...

    Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this book is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street.It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth. A product so powerful it’s responsible for the success of Walt Disney, JC Penney, Ray Kroc, and thousands of others. Here's what you'll discover:•How the wealthy use this vehicle to create more wealth, take less risk, and create predictable income down the road•Why banks and corporations place billions of dollars in this powerful vehicle•How I earned over 300 percent returns leveraging my life insurance policies•How you can create a safe, predictable foundation to enhance every financial decision you make•How to win with taxes and keep more of the money you makeWhile the information compiled into this book is valuable, you'll also find three case studies that show you exactly how it works. You'll be able to visually see how it grows, how it's accessed, as well as the future income that can be taken.______________Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System."I was introduced to these financial strategies at a young age, and this is book represents the effort and energy on both the part of everyone of my mentors, these authors here, as well as my own diligence in learning about and implementing these very same strategies into my personal finances.This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance.

    Few can contribute to their home country social programs. They're often forced to fend for themselves when they retire. The Global Expatriate's Guide to Investing is the world's only book showing expats how to build wealth overseas with index funds. Written by bestselling author, Andrew Hallam, it's a guide for everyone, no matter where they are from.Warren Buffett says you should buy index funds. Nobel prize winners agree.But dangers lurk. Financial advisors overseas can be hungry wolves. They don't play by the same set of rules. They would rather earn whopping commissions than follow solid financial principles. The Global Expatriate's Guide To Investing shows how to avoid these jokers. It explains how to find an honest financial advisor: one that invests with index funds instead of commission paying windfalls.You don't want an advisor? Fair enough. Hallam shows three cutting edge index fund strategies. He compares costs and services of different brokerages, whether in the U.S. or offshore. And he shows every nationality how to invest in the best products for them. Some people want stability. Some want strong growth. Others want a dash of both.This book also answers the following questions:How much money do I need to retire?How much should I be saving each month?What investments will give me both strong returns, and safety?The Global Expatriate's Guide To Investing also profiles real expats and their stories. It shows the mistakes and successes that they want others to learn from. It's a humorous book. And it demonstrates how you can make the best of your hard-earned money.

    The book begins by addressing many of the challenges stock market investors face today and the various ways many investors use the stock market to achieve their goals.A valuable discussion of where paper assets fit (and do not fit) in the context of Rich Dad principles and its place among the other assets classes such as real estate business and commodities.The bulk of the book educates investors on "Andy's 4 pillars of stock market income" and effectively simplifies the four concepts to help investors begin to harness their power.The book concludes with ideas for an individual action plan suited to the goals of the reader

    In her work with powerful, successful women over the last 20 years, bestselling author and financial educator Stanny has found that most women’s problems with money have little to do with money itself, but rather with their fear of, or ambivalence toward, power. Instead of pushing women to pursue financial success in the traditional fashion, Sacred Success seeks to redefine power from a feminine perspective.More than a financial guide, Sacred Success is a primer on power for women—a tutorial for taking charge of your life by taking charge of your finances, and not only growing your money but creating a deeper, richer, and more meaningful life. Best described as “A Course in Miracles meets the Wall Street Journal,” Sacred Success gives you a proven process that uniquely blends the practical, psychological, and spiritual work of wealth.You can be financially successful without sacrificing your soul or compromising your values. You can create wealth and exercise power by staying true to your authentic self and personal mission. Start now.

    Despite having amassed a fortune of $100 million by1929, Livermore was back where he started at 16. He did not seem to learn from his mistakes."--Victor Niederhoffer "That was the call of a lifetime, everyone was blind and deep into the crisis and Jesse Livermore made $100 million going short when almost everyone else was bullish and then almost everyone else lost their shirts."--John Paulson "His stories of making millions, were the financial equivalent of "sex, drugs and rock 'n roll" to a young man at the advent of his financial career."--Paul Tudor Jones "It was an amazing day on 24th October 1929 when Jesse came home and his wife thought they were ruined and instead he had the second best trading day of anyone in history."--John Templeton Who was Jesse Livermore? Jesse Livermore, was the most successful stock and commodities trader that ever operated on the stock markets. He was both the man who made the most money in a single day and the man who lost the most money in a single day. In fact he made and lost three great fortunes between 1900 and 1940. Singlehandedly he caused the two great Wall Street crashes of 1907 and 1929, making millions from both. When he speculated he speculated big and was known on Wall Street as the Boy Plunger. For a brief period in the early 1930s he was one of the world's richest men with a personal fortune believed to be worth over $150 million, $100 million of that earned in just a few days from the Wall Street crash of 1929. In the end it was too extreme a change of fortunes for any man to cope with and Livermore shot himself in a New York hotel lobby in 1940 aged just 63. His legacy continued and his son, Jesse jr later also committed suicide as did his grandson, Jesse III. In the summer of 1929 most people believed that the stock market would continue to rise forever. Wall Street was enjoying a eight-year winning run that had seen the Dow Jones increase 1,000 per cent from the start of the decade - an unprecedented rise. The Dow peaked at 381 on 3rd September and later that day the most respected economist of the day, Irving Fisher, declared that the rise was "permanent." One man vigorously disagreed and sold $300 million worth of shares short. Two weeks later the market began falling and rising again on successive days for no apparent reason. This situation endured for a month until what became famously known as the three 'black' days: On Black Thursday 24th October the Dow fell 11% at the opening bell, prompting absolute chaos. The fall was stalled when leading financiers of the day clubbed together to buy huge quantities of shares. But it was short-lived succor and over that weekend blanket negative newspaper commentary caused the second of the 'black' days on Black Monday 26th October when the market dropped another 13%. The third 'black' day, Black Tuesday 29th October saw the market drop a further 12%. When the dust had settled, between the 24th and 29th October, Wall Street had lost $30 billion. Only much later did it became known that the man who had sold short $300 million worth of shares was Jesse Livermore. Livermore had made $100 million and overnight became one of the richest men in the world. It remains, adjusted for inflation, the most money ever made by any individual in a period of seven days. This is the story of that man.

    The banking systems of Mexico and Brazil have not only been crisis prone but have provided miniscule amounts of credit to business enterprises and households.Analyzing the political and banking history of the United Kingdom, the United States, Canada, Mexico, and Brazil through several centuries, Fragile by Design demonstrates that chronic banking crises and scarce credit are not accidents. Calomiris and Haber combine political history and economics to examine how coalitions of politicians, bankers, and other interest groups form, why they endure, and how they generate policies that determine who gets to be a banker, who has access to credit, and who pays for bank bailouts and rescues.Fragile by Design is a revealing exploration of the ways that politics inevitably intrudes into bank regulation.

    Because investing scares you, and it shouldn't. Because you should be investing and you aren't. Because you're investing incorrectly and it's costing you a lot of money. Because the average savings of a 50-year old is $43,000. This book is for you if you want to invest correctly (and enough!), but have zero interest in the complex stuff. This book is also for you if you're ready to take action. Once you've finished reading this book, you'll know more than most when it comes to investing. Most importantly, you'll know exactly what you need to do to invest successfully.

    Years of experience as a finance professor and a consultant have led him to see that what matters aren't asset classlabels, but instead the bundles of overlapping risks they represent. Factor risks must be the focus of our attention if we are to weather market turmoil and receive the rewards that come with doing so.Clearly written yet full of the latest research and data, Asset Management is indispensable reading for trustees, professional money managers, smart private investors, and business students who want to understand the economics behind factor risk premiums, to harvest them efficiently in theirportfolios, and to embark on the search for true alpha.

    This guide provides a quick reference to all of the key topics around early-stage startup valuation and provides step-by-step examples for several valuation methods. In more detail, this Founder’s Pocket Guide helps startup founders learn: What a startup valuation is and when you need to start worrying about it. Key terms and definitions associated with valuation, such as pre-money, post-money, and dilution. How investors view the valuation task, and what their expectations are for early-stage companies. How the valuation fits with your target raise amount and resulting founder equity ownership. How to do the simple math for calculating valuation percentages. How to estimate your company valuation using several accepted methods. What accounting valuation methods are and why they are not well suited for early-stage startups.

    Morris, Chief Technical Analyst and Chairman, Investment Committee of Stadion Money Management, LLC, and author of "Investing with the Trend""Dual Momentum Investing" details the author's own momentum investing method that combines U.S. stock, world stock, and aggregate bond indices--a formula proven to dramatically increase profits while lowering risk.Antonacci reveals how momentum investors could have achieved long-run returns nearly twice as high as the stock market over the past 40 years, while avoiding or minimizing bear market losses--and he provides the information and insight investors need to achieve such success going forward. His methodology is designed to pick up on major changes in relative strength and market trend.Gary Antonacci has over 30 years experience as an investment professional focusing on under exploited investment opportunities. In 1990, he founded Portfolio Management Consultants, which advises private and institutional investors on asset allocation, portfolio optimization, and advanced momentum strategies. He writes and runs the popular blog and website optimalmomentum.com. Antonacci earned his MBA at Harvard.

    “You’re none of those things. Don’t let them control your mind and your actions.” “But if I’m not any of those things, then what am I?” “You are the witness. If you change your perspective and see these emotions for what they are, you are not them; you are human consciousness witnessing what comes into focus. You can let them take over or you can control your mind and your will. You let external elements influence your actions, or you take control of your emotions and can make decisions that take you where you want to go in life. It’s a choice and only you can make it.” New Trader sat quietly. That was deep. Join New Trader in the next installment of his trading journey. He's come a long way, but he still has much to learn from his mentor, Rich Trader. Learn more about entries and exits, trend following essentials, and risk management and psychology. Praise for the first edition of New Trader Rich Trader 2: As in all of Steve’s books, I am consistently amazed at how, despite his obvious mastery of our business, he can recall with intimate detail what it was like to make the full gamut of “New Trader” mistakes. “New Trader, Rich Trader 2” will have New Traders reaching for their highlighters, while Rich Traders smile knowingly at distant memories of painful missteps. Wherever you are in the journey from New to Rich Trader, this book is an indispensable tool filled with lots of “Aha” moments.  To Steve, congratulations on a job well done, and to all the New Traders reading this, pat yourself on the back for having found an indispensable aid in your journey from novice to pro. Richard L. Weissman, Professional Trader and Author of Trade Like a Casino

     In this book you’ll find: • 9 steps to build a portfolio that will survive the Perfect Financial Storm, so you can stop worrying about the economy, the latest financial catastrophe, or what the market did today • 2 questions you must answer before you invest another dime • Why investing after you retire is radically different from investing while you’re still working • The life expectancy of 6 key types of investments—and what you can do to make them last as long as you do • The 10 essential questions you must ask a financial advisor—before you hire one • The exact amount of money you can withdraw without worry or guilt, knowing you’ve applied the best available research to ensure you’ll never run out of money “Thurman takes a subject that is often misunderstood, and provides you the reasons, the methods, and an understanding of what you can expect to achieve, so you can invest with confidence.” –Jimmy J. Williams, CFP®, CPA/PFS CEO/President of Compass Capital Management, LLC “A must for anyone thinking of retiring or recently retired!” –Stan Toler, bestselling author of The Secret Blend

    The reason there is such a discrepancy between the wealthy and the poor is due to the difference in the way money is perceived. We are not born with the ability to maintain wealth: it is something that is learned. The knowledge of knowing how to make money work to generate passive income is something that anyone can learn as long as they are disciplined. An Average Joe’s Pursuit for Financial Freedom is based on practical concepts and discusses the problems that the majority of us face with our personal finance. The concepts in this book are based on theory by an author that practices what he writes about.

    You should NOT be trying to "invest" in real estate but, rather, become a real estate entrepreneur. This book makes the difference very clear and reveals many things that most books in this industry fail to address.The truth is that before you even touch real estate, there are some essential items that need to be addressed and this book explains them. It talks about subtle things that may be happening in your life right now that could be sabotaging your entrepreneurial success without you even knowing it. This book reveals how to actually get paid from real deals that don't require lots of start up capital and credit.The bottom line is that real estate is the oldest and best business in the world because you can be an entrepreneur without trying to start some new idea, product, or service and hope people buy it from you. That's way too risky in this day and age. Take advantage of a product that already exists - Homes. This book breaks down, step by step, how to simply get in and out with a nice proft.

    Probably even before 2020, the world’s financial system will need to find a different anchor. The dollar has been at the center of the monetary system since the Second World War, but decades of money printing have caused a gradual but relentless dollar devaluation. In a desperate attempt to maintain this dollar system, the United States has waged a secret war on gold since the 1960s. China and Russia have pierced through the American smokescreen around gold and the dollar and are no longer willing to continue lending to the United States. Both countries have been accumulating enormous amounts of gold, positioning themselves for the next phase of the global financial system. There are only two options: a financial reset planned well in advance, or a hastily implemented one on the back of a dollar crisis. The United States, realizing the dollar will lose its prominent role, seems to be planning a monetary reset that will surprise many. It will be designed to keep the United States in the driving seat, but will include strong roles for the Euro and China’s Renminbi. And it is likely gold will be reintroduced as one of the pillars of this next phase of the global financial system. Insiders claim gold could be revalued up to $7,000 per troy ounce during this process.

     This book is not about day-trading, it is not the ‘holy grail’ and it’s not going to make you a millionaire overnight. But if you follow the author’s exact rules and trading psychology tips, you’ll learn how to manage your trading account like a true professional. Download your copy today and discover… • How to successfully trade stocks, forex, ETFs, commodities and bonds. • How to calculate your position size for each trade. • When to enter and exit positions. • Where to put your stop-losses and profit targets. • How to cut your losing trades quickly and let your winning trades run. • How to find the most promising markets to trade in less than 20 minutes each evening. • How to combine fundamental and technical analysis to find the strongest stocks from the strongest industries. • How to find penny stocks that could make triple-digit returns, without day-trading or taking unnecessary risks. • How to define bull markets and bear markets using simple tools. • How to use correlation analysis to improve your diversification and profits, while simultaneously reducing your risk. • How to overcome the psychological barriers that prevent the majority of traders from ever making a dime. • And much more. Buy Your Copy Today and Receive 100% Free Access to The Accompanying Video Series and Exclusive Downloadable Content.

    With this huge amount of money moving around daily, the average investor never becomes rich in the stock market. Why is this?Average investors do not become rich because they do not know how to apply psychology and business acumen to investment decisions. Instead they attempt to mimic the behaviors of successful investors such as Warren Buffett, George Soros, and Carl Icahn in a desperate bid to achieve half their success. Millions of investors mimic these strategies and still do not become rich.This fact applies universally – even the most successful psychologists, corporate executives, statisticians, and finance professors cannot seem to leverage their knowledge to succeed in the market.Does this mean that it is impossible to become rich in the stock market? Of course not; it is very possible to become rich in the market. The distinguishing difference between the average investor and the successful investor is a history of consistent, insightful trading.Becoming better than the average investor means seeking out knowledge that the average investor does not have. Nearly all investment books are devoid of this prized knowledge – which is why the average investor, reading the average investment book, never acquires sufficient insight to succeed in the market.“The Stock Market Outsider: Becoming a Billionaire” ventures into a realm beyond that of the average investment book. It provides an interesting, practical approach to succeeding in the market using psychology and business acumen to drive investment decisions. The book focuses on the core principle of stock market success – investing in businesses that are most likely to increase in value and understanding when to enter and exit positions. It disregards the unnecessarily complex and risky trading strategies that many traders use to their own doom – strategies that are closer to gambling than true investing.The author, Philip Fanara, is a Certified Internal Auditor with a career broadly spanning over multiple business areas. He is an avid data miner, possessing over 10 years of investment experience, an M.B.A. from Louisiana State University, and is certified in Risk Management Assurance. "The Stock Market Outsider: Becoming a Billionaire" is the culmination of his years of experience, education, and research on business and investments. The strategy detailed throughout the book was developed after devoting a year to intensely analyzing market data, psychology, and his past trading successes and failures.

    Regularly priced at $5.99. Read on your PC, Mac, smart phone, tablet or Kindle device.Have you ever wondered if there was some sort of mental edge you could get to both get and retain wealth? Is there a certain way you need to think and react to amass what the truly rich do? Is it possible to tap into these secrets and score big in life?Being able to find financial opportunity is one thing, but it takes a definite mindset of money psychology to create it where there seems none available. Download this book TODAY and: Learn About The Psychology Of Money. Discover The Secrets To Becoming Rich By Thinking Rich. Learn How To Reduce Expenses. Learn Ways To Increase Income. Learn About Stock Investing. Find Out The Value Of Technical And Fundamental Stock Analysis. Are you willing to jump in and start a business? Can you see yourself venturing into high paid fields in order to get your financial golden ticket? Download this book NOW and: Learn How To Become An Entrepreneur. Learn The Specifics To Starting A Small Business. Find Out How To Succeed In Sales And Marketing. Learn How To Get The Attitude And Confidence It Takes To Make It Big. Learn To Manage Your Time And Give It Value. Learn How To Be Patient And Smart With Your Investments. If you have the desire to be massively wealthy then learn what it takes to reach that goal. Download this book TODAY and start a true path to financial freedom! Download your copy today! To order, click the BUY button and download your copy right now!Tags: Become Rich, Becoming rich, psychology of money, thinking rich, rich, success, entrepreneur

    Along the way, we also provide easy-to-follow examples for the most common calculations related to preferred share equity deals.Expanding on these fundraising concepts, this Founder’s Pocket Guide helps startup founders learn:•What a term sheet is and how to summarize the most important deal terms for your fundraising and startup building goals.•How preferred stock shares differ from common shares, with review of how each key preferred share right and preference is tied to the investor’s shares.•Key terms and definitions associated with equity fundraising, such as pre-money valuation, founder dilution, and down round.•How to decipher legalese associated with a term sheet deal, such as pro rata, fully diluted, and pari passu.•The full list of the most common term sheet clauses, their plain English meaning, and their importance to an early-stage investment deal.•Simple math for the key term sheet financial aspects, including calculating fully diluted shares outstanding, investor equity ownership percentages, and the impact of option pools on founder dilution.•Example exit scenarios, showing how term sheet deal points impact how exit proceeds get divided among investors and founders.

     Learn a unique and powerful method to keep more of your money, eliminate the cash flow roller coaster, and get a good night's sleep. The PACE method is the missing link between the person that knows how (and is good at) generating revenue, but just can’t seem to get ahead. The concepts are powerful, and the implementation simple (one hour to read the book, two hours to get the system rolling). You’ll watch your checking account balance swell, confidently make that new hire, and give yourself a steadily growing paycheck. - End the “feast or famine” cycle in your seasonal, unpredictable, or volatile business (that’s every one of you). - Answer the single question that haunts every small business owner, whether they’re making $50,000 or $5 million per year. - Squeeze maximum value from every dollar that flows through your business. - Pinpoint exactly where and how your current financial management system is broken. (If you even have one.) - Overcome unexpected shocks to your cash flow (loss of a key client, flood at the shop, that “unexpected” big tax bill. "As my business grew, I knew I needed a system for working with my money but nothing I tried seemed to work. Then I found PACE and everything changed... I no longer worry that I’ll blow my hard-earned money on candles… In a few short months, [I paid] off my credit card AND my business operates a full month ahead of expenses! It’s truly amazing what I’ve been able to do... " - Amy Pearson "It's time to pay the fee at the amazing (and amazingly expensive) ranch where I'll be taking some of my VIP clients again to do a luxury horse whispering retreat. Only this time, instead of putting it on my business credit card and paying it off over the next few months, I have the cash already EARMARKED and READY and just WAITING to be spent. If this doesn't seem like a miracle to you, then you don't know how right-brained, quick-start, and numbers-challenged I've always been. Not only has working with PACE revolutionized the cash flow of my business, it's transformed the way I see myself. No more "I'm just not good with numbers" nonsense; now I know that with the proper tools and support, I can be a confident, savvy businesswoman who knows my numbers COLD. And that, my friends, is priceless." - Anna Kunnecke

    Understanding Price Action: practical analysis of the 5-minute time frame

    With both explanation and demonstration, Davey guides you step-by-step through the entire process of generating and validating an idea, setting entry and exit points, testing systems, and implementing them in live trading. You'll find concrete rules for increasing or decreasing allocation to a system, and rules for when to abandon one. The companion website includes Davey's own Monte Carlo simulator and other tools that will enable you to automate and test your own trading ideas.A purely discretionary approach to trading generally breaks down over the long haul. With market data and statistics easily available, traders are increasingly opting to employ an automated or algorithmic trading system—enough that algorithmic trades now account for the bulk of stock trading volume. Building Algorithmic Trading Systems teaches you how to develop your own systems with an eye toward market fluctuations and the impermanence of even the most effective algorithm. Learn the systems that generated triple-digit returns in the World Cup Trading Championship Develop an algorithmic approach for any trading idea using off-the-shelf software or popular platforms Test your new system using historical and current market data Mine market data for statistical tendencies that may form the basis of a new system Market patterns change, and so do system results. Past performance isn't a guarantee of future success, so the key is to continually develop new systems and adjust established systems in response to evolving statistical tendencies. For individual traders looking for the next leap forward, Building Algorithmic Trading Systems provides expert guidance and practical advice.

    Note: This book is written in conversational TaglishBitin ba lagi ang pera mo? Lagi bang kulang ang sweldo o allowance mo? If you need a guide on how to best manage your money, get this easy-to-read and practical book for yourself and your family – even your friends who are struggling or always borrowing money!

    It explores in detail how such signals may be created, rigorously tested and successfully implemented. Filled with practitioner insights derived from years of experience in the hedge fund industry, and supported with academic theory, Active Equity Management provides an in-depth review of basic financial concepts, examines data sources useful for equities trading, and delves into popular seasonal effects and market indicators. It also highlights best practices in model development, portfolio construction, risk management, and execution. In combining topical thinking with the latest trends, research, and quantitative frameworks, Active Equity Management will help both the novice and the veteran practitioner understand the exciting world of equities trading. - Covers extensive data sources to build investing information, insight and conviction edges - Examines seasonal effects, explores economic & market indicators to make better trading decisions - Addresses technical and fundamental signal construction and testing - Explains dynamic factor timing strategies, portfolio construction and management - Reviews standard approaches for trade-level and portfolio-level performance measurement - Discusses implementation, trading cost analysis and turnover management

    Painstakingly revised over 19 years and 15 editions, Heard on The Street has been shaped by feedback from many hundreds of readers. With over 50,000 copies in print, its readership is unmatched by any competing book. The revised 15th edition contains over 185 quantitative questions collected from actual job interviews in investment banking, investment management, and options trading. The interviewers use the same questions year-after-year, and here they are with detailed solutions! This edition also includes 140 non-quantitative actual interview questions, giving a total of more than 325 actual finance job interview questions. There is also a revised section on interview technique based on Dr. Crack's experiences interviewing candidates and also based on feedback from interviewers worldwide. The quant questions cover pure quant/logic, financial economics, derivatives, and statistics. They come from all types of interviews (corporate finance, sales and trading, quant research, etc.), and from all levels of interviews (undergraduate, MS, MBA, PhD). The first seven editions of Heard on the Street contained an appendix on option pricing. That appendix was carved out as a standalone book many years ago and it is now available in its revised third edition: "Basic Black-Scholes" ISBN=9780994103857. Dr. Crack has a PhD from MIT. He has won many teaching awards, and has publications in the top academic, practitioner, and teaching journals in finance. He has degrees/diplomas in Mathematics/Statistics, Finance, Financial Economics and Accounting/Finance. Dr. Crack taught at the university level for over 20 years including four years as a front line teaching assistant for MBA students at MIT. He has worked as an independent consultant to the New York Stock Exchange, and his most recent practitioner job was as the head of a quantitative active equity research team at what was the world's largest institutional money manager.

    It'll give you a firmer grasp of the essential trading rules and skills. This Study Guide, based on the bestselling trading book of all time, was created by its author to help you master the key points of his classic book.The Study Guide's 170 multiple-choice questions are divided into 11 chapters, each with its own rating scale. They cover the entire range of trading topics, from psychology to system design, from risk management to becoming an organized trader. Each question is linked to a specific chapter in the main book, while the Answers section functions like a mini-textbook. It doesn't just tell you that A is right or B is wrong--it provides extensive comments on both the correct and incorrect answers.This Study Guide also contains 17 charts that challenge you to recognize various trading signals and patterns. Everything is designed to help you become a better trader.Consider getting two books as a package--the Study Guide and The New Trading for a Living. They're designed to work together as a unique educational tool. The Study Guide for The New Trading for a Living is a valuable resource for any trader who wants to achieve sustainable market success.

    It is also authoritative, written by award-winning global financial thought leader, George Kinder, with former New York Times personal finance columnist, Mary Rowland. The book will inspire you with stories of how people have made the changes they needed in order to live the life of their dreams. Now you can do it, too. In Life Planning for You the founder of Life Planning, George Kinder, puts in your hands this proven technique that can help you design and deliver your own dream life. About Life Planning for You: “A triumph! Destined to become one of the most influential books of our time. I found it fascinating, refreshing, educational, practical and uplifting. Kinder’s self-help exercises, his case studies, stories and five visions of Life Planning are always inspiring, often deeply moving. He and Mary Rowland provide an exceptional guide to how to find a financial adviser you can trust including a history of the fiduciary movement. In the clarity of his descriptions of Life Planning, he has defined the standard of care against which banks and financial services companies will come to be measured as we move in finance from what he calls a century of sales to an era, global in reach, of empowerment for consumers, delivering freedom. This book is Kinder’s masterpiece.” Steve Conley, former Head of Investments for HSBC and former Chair of Bancassurance Steering Group of British Bankers’ Association Life Planning for You introduces you to Kinder’s famous 3 Questions and his EVOKE® Life Planning process. The book has a free companion website that leads you step by step through the process, www.LifePlanningForYou.com. If you would like someone to guide you, the book and website will lead you to a directory of Life Planners trained to help you identify your deeply held goals and develop a Life Plan with the financial architecture to fulfill it. The book and website also introduce you to BERT, the Back of the Envelope Retirement Tool, a simple, easy to use retirement calculator that, with just a few minutes’ work, can help you estimate how soon you can retire. The EVOKE® Life Planning process has been refined over decades and used successfully by hundreds of Life Planners in 25 countries to change countless lives for the better. All that collective wisdom is yours in this book.

    It looks like a convention of human exchange - a commodity like gold or a medium like language. But its history reveals that money is a very different matter. It is an institution engineered by political communities to mark and mobilize resources. Associeties change the way they create money, they change the market itself - along with the rules that structure it, the politics and ideas that shape it, and the benefits that flow from it.One particularly dramatic transformation in money's design brought capitalism to England. For centuries, the English government monopolized money's creation. The Crown sold people coin for a fee in exchange for silver and gold. 'Commodity money' was a fragile and difficult medium; the first half ofthe book considers the kinds of exchange and credit it invited, as well as the politics it engendered. Capitalism arrived when the English reinvented money at the end of the 17th century. When it established the Bank of England, the government shared its monopoly over money creation for the firsttime with private investors, institutionalizing their self-interest as the pump that would produce the money supply. The second half of the book considers the monetary revolution that brought unprecedented possibilities and problems. The invention of circulating public debt, the breakdown ofcommodity money, the rise of commercial bank currency, and the coalescence of ideological commitments that came to be identified with the Gold Standard - all contributed to the abundant and unstable medium that is modern money. All flowed as well from a collision between the individual incentivesand public claims at the heart of the system. The drama had constitutional dimension: money, as its history reveals, is a mode of governance in a material world. That character undermines claims in economics about money's neutrality. The monetary design innovated in England would later spread, producing the global architecture of modern money.

    This book explains the investment approach used by Morningstar, Inc., and includes a free trial to Morningstar's Research.Economic moats--or sustainable competitive advantages--protect companies from competitors. Legendary investor Warren Buffett devised the economic moat concept. Morningstar has made it the foundation of a successful stock-investing philosophy.Morningstar views investing in the most fundamental sense: For Morningstar, investing is about holding shares in great businesses for long periods of time. How can investors tell a great business from a poor one? A great business can fend off competition and earn high returns on capital for many years to come. The key to finding these great companies is identifying economic moats that stem from at least one of five sources of competitive advantage--cost advantage, intangible assets, switching costs, efficient scale, and network effect. Each source is explored in depth throughout this book.Even better than finding a great business is finding one at a great price. The stock market affords virtually unlimited opportunities to track prices and buy or sell securities at any hour of the day or night. But looking past that noise and understanding the value of a business's underlying cash flows is the key to successful long-term investing. When investors focus on a company's fundamental value relative to its stock price, and not where the stock price sits today versus a month ago, a day ago, or five minutes ago, investors start to think like owners, not traders. And thinking like an owner will makes readers better investors.The book provides a fundamental framework for successful long-term investing. The book helps investors answer two key questions: How can investors identify a great business, and when should investors buy that business to maximize return?Using fundamental moat and valuation analysis has led to superior risk-adjusted returns and made Morningstar analysts some of the industry's top stock-pickers. In this book, Morningstar shares the ins and outs of its moat-driven investment philosophy, which readers can use to identify great stock picks for their own portfolios.

    From the back cover: Alex is a young man unconvinced of the meaning of life--that is, until he is abducted by a tall, beautiful extraterrestrial named Zadeekee, taken to a planet called the Holy Planet, shown amazing art, and introduced to the secrets of existence. Why? To hasten the completion of the awakening of course! This book is a full color graphic novel.

    With the help of simple stories and parables, it changes your perception of money management from a complex chore that only financial wizards can master to a simple, commonsense exercise that you can easily undertake. Every chapter in this book is based on personal finance principles, which when applied can make your financial life full of power, freedom and abundance. It is not written to engage a discerning reader or show-case the authors knowledge; this book is written to help you take action in your financial life. 16 Personal Finance Principles Every Investor Should Know is a veritable manual or guide on how to live an extraordinary financial life. It will show you exactly how to change your relationship with money and make your financial life simple; it will help you to understand the guiding principles of personal finance and bring about a change in your financial situation; it will guide you towards making your financial life more organized. In a nutshell, it will help you shift gears and start on an exciting journey of wealth creation the only plea that runs through the book is that you must take action!

    At 24, Itkin received a $1,600 inheritance from her grandmother. Instead of spending it on clothes and shoes, she bought 40 shares of Starbucks. In Every Woman Should Know Her Options, Itkin outlines the steps she took to build a million-dollar stock portfolio before she turned 40. Filled with easy-to-understand examples and women's stories of wealth-building challenges and successes, Itkin's advice shows you how to take your hard-earned money and grow it in the stock market using options to reduce risk. Whether you hire a financial advisor to manage your money or manage it yourself, this book will put you on the path to financial empowerment. LEARN HOW TO: - Grow your money by investing like the pros - Use options to generate income and lower your risk in the stock market - Stop paying high fees on your investments - Overcome obstacles women face in achieving financial independence.

    This book shares knowledge and experience, from years of raising capital, to help entrepreneurs and real estate investors grow their businesses without leveraging everything they own.

    There are no graphs, formulas, higher mathematics, or shortcuts; just common sense, for that is all you really need to wisely invest. "There has not been a concise, effective and well thought out book on investing and building wealth in quite some time. Wealth & Wisdom is that book. In a well-managed and unique structure, the reader not only receives a complete history of the time-tested, emotional platforms the market demands for success on the topic but at the same time, a process to de-mystify the art and science of investing." -Michael W. Williams, Genesis Asset Management "Much more than a handy cheat sheet for the board room or the coffee table, these timeless maxims woven together will keep you healthy, wealthy... and witty." -Francois Picard, anchor, France24. "Long before Twitter capped the maximum length of a tweet at 140 characters, wise people with pens and styluses were jotting down adages. 'Buy low, sell high, ' one of their number said. The unnamed author of this aphorism did more than proffer the best and simplest item of investment advice ever recorded. He or she also wrote an 18-character guide for living. Between these covers is collected some of the best and wittiest of the world's short-form financial wisdom. The ancients and the moderns take turns advising us when to buy, when to sell (if at all) and how to think." -from the Foreword by James Grant, author of "Money of the Mind" and "Mr. Market Miscalculates" and editor of "Grant's Interest Rate Observer."

    Only the second revolution in accounting since double-entry bookkeeping began, it is of seismic proportions, driven by the 2008 financial crash and our ongoing environmental crisis. The changes it will wreak are profound and far-reaching and not only will transform the way the world does business but also will alter the nature of capitalism.While the wealth of nations and corporations has been vital to the global economy, increasingly the world is coming to realize that such endless growth is limited by the earth's resources and comes at a huge price to the planet and to human well-being. It simply cannot be sustained.This revolution demands that we go beyond merely accounting for traditional financial and industrial capital and take account of the benefits and detriments to the natural world and society. It urges us to include four new categories of wealth: intellectual (such as intellectual property), human (skills, productivity, and health), social and relationship (shared norms and values), and natural (environment). Making them part of our financial statements and GDP figures may be the only way to address the many calamities we face.Just two years ago this revolution seemed idealistic and unlikely. Today it is quickly unfolding. In 2012, the sea-change year, two key initiatives took root: an international movement to transform how corporate accounting is calculated and the rise of incorporating the effects on the environment to the accounting of national and global economies. Six Capitals tells the story of this coming new age in capitalism, evaluating its promise and the disaster that lies ahead if it is not implemented.

    This book will teach you various steps in building your financial independence that will equip you for a world wherein only sure thing is CHANGE. This book will not only lead you on the road to WEALTH, but it will also enrich you as a person. It will inspire you on "How to Make Your Money and Yourself Grow at the Same Rate than You Ever Dreamed Possible." It will help you realize your higher purpose in creating WEALTH and be comfortable being financially wealthy. Whether you are an OFW, working locally, a beginner or veteran investor in the market place, a young professional or preparing for comfort for your retirement years, Financial Planning for the Fast Changing World has something that can help you along the way. A book that you should not miss and can also be an essential addition to your personal growth library.

    Learn how to use CDs, bonds, and bond funds to manage risk/reward even during low interest rates. You will learn:How to choose your stocks/bonds allocationHow to become immune to changing interest ratesWhen to use CDs and individual bondsHow to choose a good bond fundHow to hedge against unexpected inflationContents:Foreword by Larry SwedroeIntroduction- Who Should Read This Book?- Start with a Sound Financial LifestyleWhy Bother With Bonds?- Stocks are risky in the short-run, and the long run too!- Bonds Make Risk More Palatable- Bonds Can Be A Safe Bet- Bonds Are An Attractive Investment DiversifierLife Is Complicated. Bonds Are Not.- What is a Money Market Fund?- Are CDs Better Than Bonds?- What Are Bonds?- What is a Bond Ladder?- Individual Bonds or a Bond Fund?Bonds: Risks and Returns- Yield, Price And Making Comparisons— How To Compare Individual Bond Returns— How to Compare Bond Fund Returns— Total Return: To Measure And Compare Performance- How To Reduce Risk From Interest Rates Changes— Duration: The Point of Indifference to Interest Rates— Duration: The Measure of Sensitivity to Interest Rates- How To Reduce Risk From Unexpected Inflation— Real versus Nominal Interest Rates— Why Include TIPS In Your Portfolio?- Credit Quality or Default RiskBuild The Bond Portion Of Your Portfolio- Start With Your Goals.- How Much Risk Is Right For You?— Understand How Much Risk You’re Taking— Take Your Risk In Stock Market, Not Bond Market— How Much in Bonds? How Much in Stocks?— Your Needs Change Over Time- The Importance of Low Cost— How Much To Diversify Bonds?— The Importance of Low Cost— Five Low-Cost Strategies You Can Do Yourself- Taxes Matter- Example Portfolios (both good and bad)Common Misconceptions Important to Correct- Stocks Are Safer In The Long Run- Holding a Bond (or CD) to Maturity Eliminates Risk- Stocks Are Safer Than Bonds- The Best Funds Have The Most Stars- A One Percent Fee Is Small- Rising Interest Rates are Bad for Bond Holders- You Can’t Beat the Market Using Index Funds- Use Multiple Investment Companies To Diversify- You Need Many Mutual Funds to Diversify- Frugal Means StingyReviews Worth Noting:“[As] stocks have surged and bond yields have dwindled, investors increasingly ask "Why bother with bonds?" Rick Van Ness takes this question and runs with it in his book sporting this provocative title. Sooner or later, this question will answer itself, and it will behoove all investors to get to know Rick before it does. Read it, enjoy it, and profit from it—before it's too late.”William J. BernsteinAuthor, The Four Pillars of Investing“In his simply stated and entertaining book, Rick Van Ness eloquently instructs the reader on how to do bonds right – in fact, better than any single book I’ve read.”Allan S. RothAuthor: How a Second Grader Beats Wall Street“If you are a DIY investor . . . you should read this book. It will steer you clear of areas you need to avoid and into where you should be. A quick read filled with valuable info!”Robert Wasilewski“This book should be part of America’s high school curriculum.”Andrew HallamAuthor: Millionaire Teacher

    It offers a complete overview including sections on: retail banking, investment banking, international banking, regulation, assests, liabilities and capital, bond markets, swaps and derivatives.

    It has done this on a model of finance that rejects interest and promotes profit sharing. How is this possible? Yet the wealth potential of Islamic finance is far from being its most attractive feature. What is most compelling about Islamic finance are its ethical principles and strong corporate governance based on Shariah law. This SECOND EDITION explains and updates how conventional financial products work from mortgages and leases to trade finance and insurance before delving into their Islamic versions and contains three new topics on microfinance, the ethical company and wealth succession"

    Many more believe that the up-and-down level of a share is strongly connected to a company’s profitability. Either because of doubt or a lack of understanding, most traders and investors trust their friends, colleagues or pseudo-specialist gurus to help them make good trading and investment choices. This book has been written to help the new traders who trust blindly in those close to them, their colleagues or financial gurus, and want to understand chart patterns before investing in stocks. Take control of your investments Technical Analysis for Beginners, or Stop Blindly Following Stock Picks of Wall Street’s Gurus and Learn Technical Analysis is easy to understand, and it addresses the people who want to use tools that allow detection of buy-and-sell signals. This book includes more than 100 examples, figures and tables that will help your understand investments visually. Several stock market charts show entry points, exit points and even false signals. Dummies need to understand technical analysis The best way to foresee the future is to analyze the past. This book is a guide to avoiding many traps in the financial markets. I will show you how to use the stock market charts and how to enrich them with indicators, which will allow you to enter and exit the market at the right time. Know how to spot the market’s trend Learn how to detect the stages of a share to make a better anticipation of the sale periods. Numerous examples show you how to highlight the trend, the support, the resistance and the trend channel, as well as the positive and negative divergences and the candlestick patterns. Identify breakout and breakdown The term "breakout" is used by traders in action. It’s associated with multiple upward figures and marks the debut of a new rising trend. Learn to detect and use breakout to make good selections of stocks. Identify bullish and bearish patterns Certain configurations allow anticipating a configuration or a trend reversal. We have included numerous graphs and figures that facilitate learning. The examples are improved with comments and symbols that facilitate comprehension. Know how to use the different types of indicators There are a great number of technical indicators. New ones are created each year. However, you should limit their use and make a choice among the four families of indicators that follow: Trend indicators Momentum indicators Volatility indicators Volume indicators Avoid traps, errors and false signals Technical analysis cannot guarantee 100 percent success. The traps can be detected on a graph, but they can also come from the ones that make purchase recommendations to you, such as people that provide pump and dump scenarios or stock promoters from the web. Graphic analysis of the shares is essential before any investment. Understand the market’s emotional cycle It’s difficult to leave your emotions aside when your portfolio has lost 10 percent in just one day. Don’t put yourself in vulnerable situations.

    In return, his son must save the crew from their financial problems before it is too late.In between gun fights, kidnappings, a blossoming romance, humorous pirate-isms, mythical beasts, and a long-lost treasure so extraordinary that it threatens to tear the crew apart, they must master life-changing personal finance skills, including how to:- Pay down debt quickly- Effortlessly save for retirement- Secure a higher credit score- Invest in the stock market- Achieve powerful money mindsets- And much moreThe pirate characters each have their own financial dreams and problems. Sandy is an independent woman not wanting to rely on any man for financial support. Rusty has a good heart but is clueless when it comes to money. Owen is a stubborn pirate with a financial past that has put the crew in great danger. Through the financial advice they receive and the other characters they meet along the way, you will learn how to take control of your destiny and start achieving the thriving life of financial success you deserve!Buy the hardcover or eBook at POFFbook.com.

     When I was researching for this book, I couldn’t find a decent book that broke down the key concepts into an easy to digest format. Most of the books out the on option volatility are either overpriced, a sales pitch or both. There are a couple of excellent books, but they are just far too complex and difficult to understand for retail traders. With this book, you will find complex ideas broken down into simple to understand and easy to read chunks. You won’t get bogged down in heavy, overly academic chapters. What you will achieve is a new understanding and appreciation for some of the most important, yet frequently ignored concepts in options trading.

    In this book, Tim Knight provides an exhaustive analysis of financial market behavior prior, during, and following tumultuous events since 1600.Making copious use of charts and basic technical analysis, Knight demonstrates how external shocks tend to create extreme reactions in the financial markets and how these predictable reactions provide opportunities for investors and traders to profit. Knight traverses five centuries of financial market history, from Tulipmania in the 1600s to the contemporary sovereign debt crisis. He looks at each event from the prism of the financial markets, examining the market climate prior to the event, during the event, and following the event.Draws essential lessons from history providing investors and traders with guidelines to better navigate markets in today's tumultuous times Offers valuable insights on understanding and anticipating market responses to shocks and crises Companion website with a Q&A section contains charts from key moments in past financial crises and asks readers to choose whether to go long, short, or step aside If you're looking for a better way to make it today's dynamic markets, look no further than this timely book.

    Honma Munehisa is best known for the candlestick chart that he has created and which is used throughout the world even today, as well as Sakata’s Five Methods which is an investment tool that he produced based on his candlestick charting.The candlestick chart is so widely used that almost everyone has heard of it, even if they do not know the particulars, but little is known about Honma Munehisa, who he is and what he is, even though he is the creator of it. There is a lack of understanding about Sakata’s Five Methods, which is the basis of his candlestick chart, as well. This book is intended to fill the gap of understanding about them, while introducing the contents of Honma Munehisa ‘s investment secrets, Honma’s Fountain of Gold.Never-lose Trading Techniques, Honma’s Fountain of GoldHonma Munehisa produced Sakata’s Five Methods based on the candlestick charting that he created. Sakata’s Five Methods is about five patterns: Three Mountains, Three Rivers, Three Gaps, Three Soldiers, and Three Methods. These patterns of candlesticks are adopted and called by many different names in today’s stock markets, but their significance and depths can never match the candlestick patterns that were originally developed and explained by Honma Munehisa himself. People can memorize “Three Mountains refers to the shape of three mountains, and this pattern indicates a bearish market,” but just memorizing it doesn’t really help. To get the best out of his insights, you have to understand what is forming the shape of three mountains in the market, and why the trend is expected to turn bearish when the three mountains shape is completed. You also have to understand how market psychology plays a role behind all the market formations.Honma Munehisa mastered the rules of trading by carefully observing the market participants’ thrill, fear, delusions and anticipation that happens in the market during the day. His Sakata’s Five Methods and The Three Methods are the outcomes of his observation and analysis of the market, and he wrote down what he came to know and understand about the market in his book, Honma’s Fountain of Gold. This book will give readers more than just the investment skills of Honma Munehisa; it will lead readers to come and see the supreme tradesman spirit of an extraordinary man, and presents them with the Right Path of investment.

    Learn how to take advantage of the tax laws in the same way as the rich, no matter your current income level. The rich are already lowering their taxes, and now you can too.The system that taught you how to reach financial freedom has fooled you by causing you to pay excessively high taxes. As your largest expense, taxes significantly reduce your income and can lead to feelings of helplessness and frustration. Paying too much in taxes prevents you from reaching financial freedom. The trick in lowering your taxes is to change how you make your money. This book is written for the busy individual who has limited time to read. It’s written as short and succinct as possible, and illustrates overall strategies to outsmart the system. Take the first steps towards joining the rich in outsmarting the system.

    

    Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

    

    This accessible, thoroughly researched book is Jennifer Taub’s response to such unfounded claims. Drawing on wide-ranging experience as a corporate lawyer, investment firm counsel, and scholar of business law and financial market regulation, Taub chronicles how government officials helped bankers inflate the toxic-mortgage-backed housing bubble, then after the bubble burst ignored the plight of millions of homeowners suddenly facing foreclosure.   Focusing new light on the similarities between the savings and loan debacle of the 1980s and the financial crisis in 2008, Taub reveals that in both cases the same reckless banks, operating under different names, received government bailouts, while the same lax regulators overlooked fraud and abuse. Furthermore, in 2013 the situation is essentially unchanged. The author asserts that the 2008 crisis was not just similar to the S&L scandal, it was a severe relapse of the same underlying disease. And despite modest regulatory reforms, the disease remains uncured: top banks remain too big to manage, too big to regulate, and too big to fail.

     Does it feel like you work really hard and should have more money than you do? Do you feel like you’re frugal, but at the same time money seems to slip through your fingers? Have you thought more than once you should get on a budget, but then decide you’ll just commit to spending less only to have that plan not work either? Do you feel like you must be missing something other people know when it comes to handling money? This is the book for you! This smart engaging, unique book goes beyond the cookie-cutter “how to” of personal money management and leads you through the process of defining your idea of success with money and creating your own money strategy.This gives you a personalized playbook for your financial decisions. Going beyond how to manage your money, this book teaches you how your money beliefs are impacting your current financial reality and how to change that. If you’ve seen Tony Robbin’s new book and you thought, “I can’t think about financial freedom, I just need to figure out how to get my money on track,” read this book first. Cassie Parks engages you in your own journey to understand money and set up a budget and a mindset that support your idea of success. Cassie has traveled the path from debt to financial independence. Her story walks you through the process of creating a financial persona, a representation of who you desire to become financially. Drawing on her own journey, Cassie teaches you how to lay the groundwork for your success with money; budgeting, mindset and attraction. She teaches you the process and techniques she used to change her relationship with money. This is the process she went through before she could start implementing wealth building strategies described by the greats like Robert Kiyosaki, utilizing real estate to create a solid passive income. This book was written so you could read it in about an hour and start putting it into practice immediately. Whether you’ve watched The Secret and haven’t been successful creating more money and or have felt unsuccessful in the money department for a long time, no matter where you are with money, this book that will take you by the hand and walk you to the path of change. By the end of this book you will feel empowered to start walking the path you have forged to your money success. ****************************************** Advance Praise ****************************************** If anyone can teach us how to get straight with money, it’s Cassie Parks. She not only knows this stuff inside and out, she walks the talk. Cassie is living proof that these concepts work. I don’t know anyone who couldn’t benefit from this book, including me! ~ Jeannette Maw, The Good Vibe Coach http://vibrationalmarketer.com Cassie Parks is one of those go-to people when it comes to the subject of money, not just because she walks her talk, but because her talk is so darn smart. Dealing with Your Money $H!T brilliantly encapsulates Cassie's special blend of conscious creation and practical how-to tips, and I’m especially excited by her concept of an ‘attraction budget’. And believe me, anyone who can get me excited about a budget of any kind is working a small miracle, right there! This gem of a book is jam-packed with powerful insights into how to heal your relationship with money.

    For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. �Do I have enough money to retire now? �How will I cover my medical expenses during retirement? �When should I begin taking Social Security? �How much should I invest in stocks, bonds, and cash? �What criteria should I use to identify the best investments? �Should I cancel my life insurance policy? �Should I pay off my mortgage at retirement?

    Having a diagram that uses color to logically show how accounting works makes these pitfalls almost magically disappear. The BaSIS Framework™ (Balance Sheet/Income Statement Framework) is a revolution in accounting education. Suddenly accounting, finance and the essence of business take on new clarity and meaning. Join the thousands of people in top corporations and universities who have found that learning accounting is quick, easy and fun when you can visualize it. By reading this beautiful full-color book packed with diagrams and clear explanations you will: - Discover the 3 keys to accounting success - Learn to read financial statements - Deepen your understanding of business - Talk about money matters more powerfully - Learn the way you like to... with diagrams, simple steps and logical explanations - Wish you had this book when you were in college! Color AccountingTM will help you: - Pass your accounting exams - Run your business more profitably - Do your bookkeeping - Use QuickBooksTM and other software - Manage your personal finances

    •How to shop for college, using the latest tools and strategies•How to budget for retirement•How to defeat the real enemy of 401Ks ― your mental biases•How to buy a home you can afford to keep•How to outsmart deceptive retailer tricks•How to maximize your Social Security benefits•How to save money with a minimum disruption of your lifestyle•How to safely increase your income from your retirement savings•How to get on top of your finances in 15 minutesEssential Money Guidebook respects the reader’s lifestyle choices. This book is not about self-denial and sacrifice. In fact, 90% of money management is making the right decisions at the right time. * EIFLE Book Award: Excellence in Financial Literacy Education awarded by the Institute for Financial Literacy.

    Written by the highly regarded columnist for The Wall Street Journal, this annually updated guide delivers punchy, plain English answers to your most pressing financial questions. It was named money-management book of the year by the Institute for Financial Literacy and won a silver medal in the Axiom Business Book Awards. Here’s what you’ll find in this year’s Money Guide: • Help with retirement, college, home buying, estate planning and more • Indispensable information delivered in short, easy-to-understand sections • Simple strategies to improve every aspect of your financial life • Clements’s outspoken views on personal finance • The latest facts and figures on the economy and markets • Tax information for 2014 and 2015 • Intriguing statistics on how the typical American is faring financially "It's hard to imagine a finer place to begin your search for financial peace of mind than with Jonathan Clements Money Guide 2015. Yes, it's long. But so is the list of financial challenges faced by American families. Don't be intimidated. He's made it easy to navigate through these challenges, identify those where you need help, and successfully deal with them. Don't just scan this fine, readable, and insightful guide. Keep it by your desk and return to it as your circumstances change, as financial markets change, and as the world turns."—John C. Bogle, founder, The Vanguard Group “A comprehensive financial guide ranging from navigating health insurance alternatives to forming sensible investment portfolios. Clements is a first-rate financial writer who is a genius at making sophisticated advice accessible to everyone and a delight to read.”—Burton G. Malkiel, author of A Random Walk Down Wall Street “Since the early 1990s, Jonathan Clements’s columns taught his readers, profited them, and made them smile. Trouble was, you needed to have read all his Wall Street Journal articles. Until now, that is. His Money Guide wraps this bounty, and then some, into a tidy package, destined to be enjoyed and referred to over and over by readers for decades to come.”—William J. Bernstein, author of The Investor’s Manifesto “How do you get nearly 30 years of personal-finance wisdom and advice in an engaging, entertaining and easy-to-use format? Keep Jonathan Clements’s Money Guide on your desk or tablet for instant answers to your essential money questions.”—Consuelo Mack, anchor, Consuelo Mack WealthTrack “Would you like to have a friend who knew a lot and would share the straight scoop with you on any investment topic at any time in clear language, with candor and a wry sense of humor? Well, here it is. What a break!”—Charles D. Ellis, author of What It Takes and Winning the Loser’s Game “As someone who has read just about every personal-finance book ever published, I can honestly say this is the best money manual ever written—period! Jonathan Clements’s Money Guide offers readers a host of brilliant insights on how to grow their money. It’s required reading for anyone striving for financial independence.”—Allan Roth, author of How a Second Grader Beats Wall Street

    Taught by Professor Connel Fullenkamp, an award-winning educator from Duke University, these lectures clearly explain the various kinds of financial markets, the different kinds of investments available to you, and the pros and cons of each. Even more important: The course shows you how to evaluate each of these in terms of your own financial situation.

    Yet, the financial statements in a financial report seem to be written in a foreign language that only accountants can understand. This comprehensive version of "How to Read a Financial Report" breaks through that language barrier, clears away the fog, and offers a plain-English user's guide to financial reports. The book features new information on the move toward separate financial and accounting reporting standards for private companies, the emergence of websites offering financial information, pending changes in the auditor's report language and what this means to investors, and requirements for XBRL tagging in reporting to the SEC, among other topics.Makes it easy to understand what financial reports "really" sayUpdated to include the latest information financial reporting standards and regulatory changesWritten by an author team with a combined 50-plus years of experience in financial accountingThis comprehensive edition includes an ancillary website containing valuable additional resourcesWith this comprehensive version of "How to Read a Financial Report," investors will find everything they need to fully understand the profit, cash flow, and financial condition of any business.

    If so, then you have chosen the right place to start by picking up this book! Based specifically on popular questions that noted expert on retirement communities and Amazon best-selling author, Brad Breeding has received from older Americans and their adult children, this newly updated and enhanced edition of “What’s the Deal with Retirement Communities?” is designed to be the first step in your research process — providing answers in a simple and concise fashion. In this book, you will learn what you need to know about the retirement living landscape including: · The importance of planning ahead for the later phases of retirement · What must you consider when deciding between at-home care and a community? · What defines a retirement community? · How to distinguish one type of retirement community from another · The relationship between retirement communities and long-term care services · What does long-term care cost? · Payment and contract structures for retirement communities

    Be sure to look inside the book to get a free sample of this quality product!

    What keeps many from acquiring wealth is ignorance and lack of planning. As a result, hard-earned savings are lost in wrong investment choices and sub-optimal decisions. Ignorance, in this case, is not bliss, but the surest path to indigence. You Can Be Rich is meant to help you plan your finances so that you can retire wealthy.The book will introduce you to the basics of personal finance and, more importantly, tell you the best ways of engaging with your money. It will help align your earnings with your financial goals so that you can spend a lifetime free of anxiety. It will make you un-derstand your money so that you can save and use it more  judiciously. Ultimately, it will put you on the path of prosperity and prove that you can be rich too.

    He shows you screenshots of how his income keeps growing along with an example of how he ultimately sold his 6 month old Amazon affiliate website for over $15000!He also shares 7 amazing tips on how to increase your conversion rates as an Amazon affiliate to get the maximum bang for your buck. If you’re looking for a practical and easy to follow guide on how to make money as an Amazon affiliate, then this is the right book for you.This book also includes FREE bonus Keyword packages that are worth more than $1000.

    I believe this trading strategy is one of the safest trading strategies that you can possibly find. And even more importantly—it's relatively simple to implement.

    Has our finance theory, which many consider an idealization that does not take reality into account, failed investors? Do we need to reconsider the theory and how it is taught (and practiced)? This book explores current critiques of mainstream theory and discusses implications for the curricula of finance programs as well as for practitioners. In so doing, the authors integrate a review of the literature supported by conversations with finance professors, asset managers, and other market players.

    At its core, The Lost Curriculum contains a compelling argument: If our school systems, here in America, are not teaching students about their personal finances, then we must push to have this subject added to the curriculum while we educate ourselves in the meantime.This Book Reveals Things Like:• Proven methods to improve your Credit Score!• Ways that you can use your passion and talent to generate extra income.• How to create a Budget that will help you to grow your wealth without sacrificing your quality of life.• A step-by-step guide for opening an Investment account and making your first Stock purchase.• Tips on purchasing your first home and navigating through the home buying process.• And a whole lot more!

    Written by a globally-recognized financial and economic consultant, this book provides a thorough explanation of financial modeling and analysis while describing the practical application of newly-developed techniques. Theoretical discussion, case studies and step-by-step guides allow readers to master many difficult modeling problems and also explain how to build highly structured models from the ground up. The companion website includes downloadable examples, templates, and hundreds of exercises that allow readers to immediately apply the complex ideas discussed. Financial valuation is an in-depth process, involving both objective and subjective parameters. Precise modeling is critical, and thorough, accurate analysis is what bridges the gap from model to value. This book allows readers to gain a true mastery of the principles underlying financial modeling and valuation by helping them to: Develop flexible and accurate valuation analysis incorporating cash flow waterfalls, depreciation and retirements, updates for new historic periods, and dynamic presentation of scenario and sensitivity analysis; Build customized spreadsheet functions that solve circular logic arising in project and corporate valuation without cumbersome copy and paste macros; Derive accurate measures of normalized cash flow and implied valuation multiples that account for asset life, changing growth, taxes, varying returns and cost of capital; Incorporate stochastic analysis with alternative time series equations and Monte Carlo simulation without add-ins; Understand valuation effects of debt sizing, sculpting, project funding, re-financing, holding periods and credit enhancements. Corporate and Project Finance Modeling provides comprehensive guidance and extensive explanation, making it essential reading for anyone in the field.

    Book of Extremes is a tour of the current reality as seen through the lens of complexity theory the only theory capable of explaining why the Arab Spring happened and why it will happen again; why social networks in the virtual world behave like flashmobs in the physical world; why financial bubbles blow up in our faces and will grow and burst again; why the rich get richer and will continue to get richer regardless of governmental policies; why the future of economic wealth and national power lies in comparative advantage and global trade; why natural disasters will continue to get bigger and happen more frequently; and why the Internet invented by the US -- is headed for a global monopoly controlled by a non-US corporation. It is also about the extreme innovations and heroic innovators yet to be discovered and recognized over the next 100 years.Complexity theory combines the predictable with the unpredictable. It assumes a nonlinear world of long-tailed distributions instead of the classical linear world of normal distributions. In the complex 21st century, almost nothing is linear or normal. Instead, the world is highly connected, conditional, nonlinear, fractal, and punctuated. Life in the 21st century is a long-tailed random walk Levy walks -- through extreme events of unprecedented impact. It is an exciting time to be alive."

    The book shows how quite simple mathematical formulas are used to create the most popular technical indicators. The book covers oscillators, trend following indicators, channels and candlesticks. The full list of indicators included in this eBook is: EMA, ATR, Momentum Indicator, MACD, Awesome Oscillator, Acceleration Indicator, Stochastic Oscillator, RSI, On Balance Volume, Bollinger Bands, Percentage Envelopes, Standard Deviation Channels, Donchian Channels, SuperTrend, PSAR, Pivot Points, Fractals, ADX, Doji, Hammer and Star Patterns, Engulfing Candlestick

    Learn about how to calculate and trade with Value Charts, Ichimoku, Coppock Curve and Dynamic Zone RSI. This shows you exactly how to calculate each indicator. Get great tips about how to trade with these indicators. If you trade using price action you can test your strategies and theories using the information in this book. Learn how to program Harami patterns, Tweezer Bottoms and the double tops. There are indicators to suit trend traders and reversal traders, day traders and long term investors. The full list of indicators is: Impulse Indicator, Balance of Power, Trend Intensity Index, Mass Index, Know Sure Thing, TRIX, Glitch Index, Vortex, Dynamic RSI, Premier Stochastic Oscillator, Coppock Curve, Adaptive Moving Average, Gator Indicator, Aroon, Money Flow Index, Value Charts, Ichimoku, Heiken-Ashi, Harami, Tweezer, Double Top,

    This makes succession planning one of the most, if not the most, important practice management tools in this industry today. As an independent financial advisor, now is the time to address the question of what will happen to your practice and your clients after you “exit the building.”  In most cases, the answers are right in front of you. Thankfully, Succession Planning for Financial Advisors: Building an Enduring Business has arrived to transform today’s practices into businesses designed to endure and prosper and serve generations of clients. Learn how to create a “Lifestyle Succession Plan” that can provide a lifetime of income and benefits to the founder even as he/she gradually retires on the job Unlock the power of equity management – the best planning and building tool an independent advisor owns Learn how to attract and retain the best of the next generation to help you build a great business and to support your succession plans and care for your clients and their families Determine precisely when to start a formal succession plan and related continuity plan so that your business can work for you when you need it most Understand why succession planning and selling your business are completely different strategies, but how they can complement each other when used correctly  95% of independent financial service professionals are one owner practices.  To the positive, these practices are among the most valuable professional service models in America. But almost all advisors are assembling their practices using the wrong tools – tools borrowed from historically successful, but vastly different models including wirehouses, broker-dealers, and even OSJ’s and branch managers.  Revenue sharing, commission splitting and other eat-what-you-kill compensation methods dominate the independent sector and virtually ensure that today’s independent practices, if left unchanged, will not survive the end of their founder’s career.  It is time to change course and this book provides the map and the details to help you do just that.  For independent practice owners and staff members, advisors who want to transition to independence, as well as accountants, attorneys, coaches and others involved in the financial services space, there are invaluable lessons to be learned from Succession Planning for Financial Advisors. Written by the leading succession planning expert in the financial services industry, former securities regulator, M&A specialist, and founder of the nationally recognized consulting and equity management firm, FP Transitions, David Grau Sr., JD, has created an unmatched resource that will have an enduring and resounding impact on an entire industry.

    Full of practical examples for gaining wealth, it is definitely a required reading for all aspiring investors and entrepreneurs. In an easy-to-read format, the book successfully covers economics, real estate investing, stock market investing, bonds, entrepreneurship, mergers & acquisitions, contracts, and more. True to its title, Generational Wealth is a business and investing guide for beginners and also includes a plethora of content for the professional investor and business executive. The third edition is a definite upgrade to the already-fantastic second edition, which was titled Generational Wealth: Business & Investing Guide to Building an Empire. Read the only book that is comparable to getting an MBA from Harvard and Wharton business schools. “This is a great investor guide by LaFoy Orlando Thomas III, Esq. The book goes over LaFoy’s investment philosophy, which is very similar to my own, and I think it was a great read.” – Retireby40.org “Whether you are an aspiring investor, executive, or entrepreneur you will find the information essential to success. Using this book as a guide, even a novice should be successful at business or investing. So much additional useful information is included in the pages that readers will have plenty of guidance in all areas related to investing and establishing and running a business.” - AccumulatingMoney.com

    Macroeconomics1. Maximizing UtilityDecreasing Marginal Utility | Opportunity Costs2. Evaluating Production PossibilitiesProduction Possibilities Frontiers | Absolute and Comparative Advantage3. DemandDeterminants of Demand | Elasticity of Demand | Change in Demand vs. Change in Quantity Demanded4. SupplyDeterminants of Supply | Elasticity of Supply | Change in Supply vs. Change in Quantity Supplied5. Market EquilibriumHow Market Equilibrium is Reached | The Effect of Changes in Supply and Demand6. Government InterventionPrice Ceilings and Price Floors | Taxes and Subsidies7. Costs of ProductionMarginal Cost of Production | Fixed vs. Variable Costs | Short Run vs. Long Run | Sunk Costs | Economic Costs vs. Accounting Costs8. Perfect CompetitionFirms Are Price Takers | Making Decisions at the Margin | Consumer and Producer Surplus9. MonopolyMarket Power | Deadweight Loss with a Monopoly | Monopolies and Government10. OligopolyCollusion | Cheating the Cartel | Government Intervention in Oligopolies11. Monopolistic CompetitionCompeting via Product Differentiation | Loss of Surplus with Monopolistic CompetitionConclusion: The Insights and Limitations of Economics

    Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns.Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs ("money scripts") that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy.

    In Basic Truths For Financial Life Planners, Roy Diliberto explains how he and his colleagues have learned to make certain their clients’ life issues trump their money issues. Beyond gaining an understanding of clients’ life and money histories, Diliberto details the need to discover and gather data that will provide insights into their core values. What is really important to them? Their family? Their philanthropic efforts? From here, the book explores ways advisors can help clients reconcile conflicts, a process of interior discovery, they may have sought to avoid. By providing examples of how his firm has helped clients through this process, Diliberto provides a roadmap from discovery to ongoing service and even meeting notes, that financial planners can use to help their clients make the truly important decisions in their lives. The practical tools provided in this book will surely improve client acquisition and retention. “ The spine of this book, and the keys which unlock this practicable utopia, are two simple ideas: integrity and empathy. Reasoned always from these core values, the principles and practices in Basic Truths begin lining up more or less effortlessly. — Nick Murray “ Roy has a way with stories and analogies that all financial planners can learn from because they provide us with brilliant tools for communicating with clients. Appreciate his generosity in sharing RTD’s processes and materials because they are gifts. It was my privilege to be a part of RTD and its evolution. I can personally attest to the authenticity of Roy’s stories, of his passion for our profession and his complete commitment to making a difference in people’s lives, not just in their money.” — Elizabeth Jetton, Past President of the Financial Planning Association and co-founder of Directions for Women “ Basic Truths for Financial Life Planners offers a practical “how to” guide to incorporating the personal with the technical, complete with client stories and specific guidance on client service, client issues, follow up to meetings, office management and compensation structures. From start to finish, it gives you, today, a chance to incorporate a lot of what I believe will become best practices in the profession ten or 15 years in the future.” —Bob Veres, Editor, “Inside Information”

    Events from the collapse of Lehman Brothers to the Greek sovereign debt crisis demonstrate the urgent and abiding need for statistical tools adequate to measure and anticipate the amplitude of potential swings in the financial markets—from ordinary stock price and interest rate moves, to defaults, to those increasingly frequent "rare events" fashionably called black swan events. Yet many on Wall Street continue to rely on standard models based on artificially simplified assumptions that can lead to systematic (and sometimes catastrophic) underestimation of real risks. In Practical Methods of Financial Engineering and Risk Management, Dr. Rupak Chatterjee— former director of the multi-asset quantitative research group at Citi—introduces finance professionals and advanced students to the latest concepts, tools, valuation techniques, and analytic measures being deployed by the more discerning and responsive Wall Street practitioners, on all operational scales from day trading to institutional strategy, to model and analyze more faithfully the real behavior and risk exposure of financial markets in the cold light of the post-2008 realities. Until one masters this modern skill set, one cannot allocate risk capital properly, price and hedge derivative securities realistically, or risk-manage positions from the multiple perspectives of market risk, credit risk, counterparty risk, and systemic risk. The book assumes a working knowledge of calculus, statistics, and Excel, but it teaches techniques from statistical analysis, probability, and stochastic processes sufficient to enable the reader to calibrate probability distributions and create the simulations that are used on Wall Street to valuate various financial instruments correctly, model the risk dimensions of trading strategies, and perform the numerically intensive analysis of risk measures required by various regulatory agencies.

    A clear and comprehensive guide to financial modeling and valuation with extensive case studies and practice exercises this book takes a clear, coherent approach to a complex and technical topic.

    

    It describes three sets of institutions that deliver healthcare services, finance these services, and manufacture products used in these services. These institutions provide healthcare (hospitals, physicians, pharmacies, and diagnostic laboratories), pay for healthcare (individuals who pay out-of-pocket, insurance companies, community insurance schemes, government ministries), and produce the technology used in healthcare delivery (pharmaceuticals, biotechnology, and medical devices). The volume also discusses innovative efforts to raise capital for the development of these sectors. Finally, it includes three interesting case studies of innovative models of healthcare delivery (L. V. Prasad, Aravind, and Vaatsalya), as well as analyses of other innovative organizations like Narayana Hrudayalaya and the hospital chains. The contributors to the volume include Wharton faculty members, graduates of Wharton’s healthcare MBA program, and executives and consultants from India.

    but it doesn't have to be. Using the advice and wisdom of 75 successful entrepreneurs, let this book be the roadmap to more success, wealth and fulfillment in your life. The experts highlighted in this book are now iconic investors, super successful entrepreneurs, financial planners, bestselling authors, and more, but they didn't start out that way. They are living proof that you can truly come from any background or situation to ultimately reach a high level of success. All that it takes to find true wealth are the simple actions laid out in this book. This step-by-step guide teaches: - The money secrets of the rich - How to reprogram your mind for massive success - The common traits and skills of the wealthy - A money plan and list of priorities to focus on - The key mistakes that are holding you back - Where to begin so you can take your finances and career to the next level As successful entrepreneur David Wood says, "Wealth is a choice." The choice is yours to make. Take control. Make money. Live wealthy. For free training videos & resources for the book, visit: MakeMoneyLiveWealthy.com

    Know why? Because whether you’re a busy wife, single mother, young professional, a tad more seasoned gal or somewhere in between, it tackles the fears, struggles and questions hundreds of women have asked Patrice over her last decade of helping women get out of debt, rebuild their credit and define their passions. And it’s all done in her down-to-earth, practical and sassy (when necessary) tone. The book’s sections are smartly built around the format of Patrice’s highly acclaimed women’s coaching program, The Mindset + Money Master Class and represent her entire philosophy about personal finance success. After all, it’s what got the Money Maven out of her own $18,000 of credit card debt! Readers are led through practical money lessons and exercises that will help them create wealthy habits, earn more money using their gifts, manage their money wisely and get comfortable having uncomfortable conversations around money.

    Some are immediately put off, as they simply do not have time to plan. They think of the process as complex and time-consuming; in fact, most believe they should think of a financial plan once they have enough wealth. There are many such myths about financial planning and its important to understand what financial planning really is. Any decision about money impacts your overall finances. In fact, deciding not to invest or not to plan is also a decision. Any decision that you take about money and that has an impact on your overall financial situation is financial planning. The irony is that most people do financial planning unknowingly and in an unstructured manner, whether it is buying insurance policies, or stocks, or investing in real estate or taking a loan. These decisions are generally taken in isolation, with no relation to each other, and without considering the impact of one decision on the other. So, why not do it in a structured manner? Financial Planning is the process of utilizing your Financial Resources in the best possible manner to achieve your Financial Goals. Financial Planning is not the same as Investment Planning or taking advice from a chartered accountant or a banker. Financial planning encompasses several areas of personal finance such as: Cash flow and Debt Management Risk Management and Insurance Planning Asset Allocation & Investment Planning Taxation Planning Retirement Planning Estate Planning (Transfer of Wealth, Wills, Power of Attorneys and Trusts) Leonardo Da Vinci said “Simplicity is the ultimate sophistication" and this book is an attempt to make financial planning and personal finance simple for everyone.

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    You need expertise in your area of dentistry to provide services to clients. You also need the know-how to run a small business. You've probably been well-prepared by your education and experience for the technical ins and outs of dental practice. Yet what training has prepared you to run a business? The E-Myth Dentist fills this knowledge gap, giving you a complete toolkit for either starting a successful practice from scratch or maximizing an existing practice's performance. Loaded with practical, powerful advice you can easily use, this one-stop guide helps you realize all the benefits that come with a thriving dental business. Leading a dental practice can seem like a daunting task, with too few hours in the day, too many petty management issues, and problems dentists in large practices don't seem to face. The E-Myth Dentist offers you a road map to create a dental business that's self-sufficient, growing, and highly profitable. Take your business to levels you didn't think possible with this unique guide!

    Why, then, do the vast majority of women consistently claim they lack the confidence and/or expertise to make financial decisions?The Women's Guide to Successful Investing tackles this outmoded problem by handing women the tools they need to make savvy investment decisions and watch their money grow. Drawing on over twenty years of experience as a wealth advisor, CEO, mother, and wife, Tengler delivers advice about building a rational, reliable investment portfolio. Investing, she writes, is not gambling. And it's not rocket science. In fact, the value-based approaches employed by the most successful investors will resonate with women who manage their own finances and households. Filled with fascinating case studies and engaging, personal stories of financial management, Tengler entertains as she educates. As a part of her eleven clear-cut "intelligent investing rules", Tengler tells women how to reap financial rewards by identifying sound companies that have been overlooked by other investors. In The Women's Guide to Successful Investing, Tengler has provided a sort of investing de-coder ring—a straight-forward guide to buying stocks for the long-term.Tengler has written a book for any woman who wants to gain the skills and know-how for financial independence. Studies have consistently demonstrated women's keen aptitude in the realm of investing. All that's missing is a simple, accessible roadmap for forging your path. The Women's Guide to Successful Investing is just that.