Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection.      This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won’t find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a “Backdoor Roth IRA” and “Stealth IRA” to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor “Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place.” – Allan S. Roth, MBA, CPA, CFP®, Author of How a Second Grader Beats Wall Street “Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research.” – William J. Bernstein, MD, Author of The Investor’s Manifesto and seven other investing books “This book should be in every career counselor’s office and delivered with every medical degree.

    Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

    With personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a sharp, entertaining guide to personal finance that proves sound money management doesn't have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will count as one of your best investments ever. Visit the website at www.wealthinglikerabbits.com

    If You Can is a short, inexpensive e-booklet aimed at getting twenty-somethings with their first 401(k) started on the path to retirement saving and investing.

    Canada has the highest investment fees in the world, as well as a confusing tax system that features four-letter words like RRSP and TFSA. Fortunately there are low-cost index funds that make it easy and rewarding for you to become a do-it-yourself “couch potato” investor. With a focus on developing good processes to minimize the room for human error and step-by-step instructions, the book will walk you through the elements of managing your finances for the long term: how to devise a savings plan, stick to it through automation, determine how to allocate funds balancing risk and reward, invest using low-cost index funds, track your investments, and deal with the inevitable issue of taxation. Putting your money to work can look suspiciously like math at times, but this book lays out a simple approach that anyone can follow. Inside you will find tools and templates, along with easy suggestions and rules-of-thumb to help prevent analysis paralysis and get you started fast. Control what can be controlled; minimize fees and effort. Investing doesn’t have to be complex to be successful. Keep it simple and you will succeed.

    Continuing the theme of the Investing for Adults series, this full-length finance title is not for beginners, but rather assumes a fair degree of quantitative ability and finance knowledge. If you think you can time the market or pick stocks and mutual fund managers, or even if you think that you can formulate an optimally efficient mean-variance asset allocation with a black box, then learn some basic finance and come back in a few years.On the other hand, if you know your way around risk premiums and standard deviations and know who Irving Fisher and Benjamin Graham were, and if you want to sharpen your asset class skills, you’ve come to the right place.

    Few can contribute to their home country social programs. They're often forced to fend for themselves when they retire. The Global Expatriate's Guide to Investing is the world's only book showing expats how to build wealth overseas with index funds. Written by bestselling author, Andrew Hallam, it's a guide for everyone, no matter where they are from.Warren Buffett says you should buy index funds. Nobel prize winners agree.But dangers lurk. Financial advisors overseas can be hungry wolves. They don't play by the same set of rules. They would rather earn whopping commissions than follow solid financial principles. The Global Expatriate's Guide To Investing shows how to avoid these jokers. It explains how to find an honest financial advisor: one that invests with index funds instead of commission paying windfalls.You don't want an advisor? Fair enough. Hallam shows three cutting edge index fund strategies. He compares costs and services of different brokerages, whether in the U.S. or offshore. And he shows every nationality how to invest in the best products for them. Some people want stability. Some want strong growth. Others want a dash of both.This book also answers the following questions:How much money do I need to retire?How much should I be saving each month?What investments will give me both strong returns, and safety?The Global Expatriate's Guide To Investing also profiles real expats and their stories. It shows the mistakes and successes that they want others to learn from. It's a humorous book. And it demonstrates how you can make the best of your hard-earned money.

    Because investing scares you, and it shouldn't. Because you should be investing and you aren't. Because you're investing incorrectly and it's costing you a lot of money. Because the average savings of a 50-year old is $43,000. This book is for you if you want to invest correctly (and enough!), but have zero interest in the complex stuff. This book is also for you if you're ready to take action. Once you've finished reading this book, you'll know more than most when it comes to investing. Most importantly, you'll know exactly what you need to do to invest successfully.

    Wallace Wattles, one of the father of motivation and success, whose work inspired "the secret", is now complete in one great volume of 9 BOOKS: — The Science of Getting Rich — The Science of Being Great — The Science of Being Well — How to Get What You Want — A New Christ — Jesus: The Man and his Work — Making the Man who can (How to Promote Yourself) — The New Science of Living and Healing — Hellfire Harrison (a novel)

    Rich Kids helps adults become success-mentors, propelling kids to reach their fullest potential in life. You won't find these unique, groundbreaking strategies anywhere else.

    

    Regularly priced at $5.99. Read on your PC, Mac, smart phone, tablet or Kindle device.Have you ever wondered if there was some sort of mental edge you could get to both get and retain wealth? Is there a certain way you need to think and react to amass what the truly rich do? Is it possible to tap into these secrets and score big in life?Being able to find financial opportunity is one thing, but it takes a definite mindset of money psychology to create it where there seems none available. Download this book TODAY and: Learn About The Psychology Of Money. Discover The Secrets To Becoming Rich By Thinking Rich. Learn How To Reduce Expenses. Learn Ways To Increase Income. Learn About Stock Investing. Find Out The Value Of Technical And Fundamental Stock Analysis. Are you willing to jump in and start a business? Can you see yourself venturing into high paid fields in order to get your financial golden ticket? Download this book NOW and: Learn How To Become An Entrepreneur. Learn The Specifics To Starting A Small Business. Find Out How To Succeed In Sales And Marketing. Learn How To Get The Attitude And Confidence It Takes To Make It Big. Learn To Manage Your Time And Give It Value. Learn How To Be Patient And Smart With Your Investments. If you have the desire to be massively wealthy then learn what it takes to reach that goal. Download this book TODAY and start a true path to financial freedom! Download your copy today! To order, click the BUY button and download your copy right now!Tags: Become Rich, Becoming rich, psychology of money, thinking rich, rich, success, entrepreneur

    Catherine Ponder is an American minister of the Unity Church, and author of books in the prosperity field, who declared that those who develop the power of prosperous thinking will reap a harvest of prosperous results.

    It is also authoritative, written by award-winning global financial thought leader, George Kinder, with former New York Times personal finance columnist, Mary Rowland. The book will inspire you with stories of how people have made the changes they needed in order to live the life of their dreams. Now you can do it, too. In Life Planning for You the founder of Life Planning, George Kinder, puts in your hands this proven technique that can help you design and deliver your own dream life. About Life Planning for You: “A triumph! Destined to become one of the most influential books of our time. I found it fascinating, refreshing, educational, practical and uplifting. Kinder’s self-help exercises, his case studies, stories and five visions of Life Planning are always inspiring, often deeply moving. He and Mary Rowland provide an exceptional guide to how to find a financial adviser you can trust including a history of the fiduciary movement. In the clarity of his descriptions of Life Planning, he has defined the standard of care against which banks and financial services companies will come to be measured as we move in finance from what he calls a century of sales to an era, global in reach, of empowerment for consumers, delivering freedom. This book is Kinder’s masterpiece.” Steve Conley, former Head of Investments for HSBC and former Chair of Bancassurance Steering Group of British Bankers’ Association Life Planning for You introduces you to Kinder’s famous 3 Questions and his EVOKE® Life Planning process. The book has a free companion website that leads you step by step through the process, www.LifePlanningForYou.com. If you would like someone to guide you, the book and website will lead you to a directory of Life Planners trained to help you identify your deeply held goals and develop a Life Plan with the financial architecture to fulfill it. The book and website also introduce you to BERT, the Back of the Envelope Retirement Tool, a simple, easy to use retirement calculator that, with just a few minutes’ work, can help you estimate how soon you can retire. The EVOKE® Life Planning process has been refined over decades and used successfully by hundreds of Life Planners in 25 countries to change countless lives for the better. All that collective wisdom is yours in this book.

    This book will teach you various steps in building your financial independence that will equip you for a world wherein only sure thing is CHANGE. This book will not only lead you on the road to WEALTH, but it will also enrich you as a person. It will inspire you on "How to Make Your Money and Yourself Grow at the Same Rate than You Ever Dreamed Possible." It will help you realize your higher purpose in creating WEALTH and be comfortable being financially wealthy. Whether you are an OFW, working locally, a beginner or veteran investor in the market place, a young professional or preparing for comfort for your retirement years, Financial Planning for the Fast Changing World has something that can help you along the way. A book that you should not miss and can also be an essential addition to your personal growth library.

    Hear from victims infected with Sexually Transmitted Debt and Empty Accountitis.Get common-sense tips to prevent financial calamities and deal with the aftermath.Dozens of anecdotes from ordinary people will keep you spellbound, while also giving you hope for recovery if you've had your assets kicked by friends or family members.

    There are no graphs, formulas, higher mathematics, or shortcuts; just common sense, for that is all you really need to wisely invest. "There has not been a concise, effective and well thought out book on investing and building wealth in quite some time. Wealth & Wisdom is that book. In a well-managed and unique structure, the reader not only receives a complete history of the time-tested, emotional platforms the market demands for success on the topic but at the same time, a process to de-mystify the art and science of investing." -Michael W. Williams, Genesis Asset Management "Much more than a handy cheat sheet for the board room or the coffee table, these timeless maxims woven together will keep you healthy, wealthy... and witty." -Francois Picard, anchor, France24. "Long before Twitter capped the maximum length of a tweet at 140 characters, wise people with pens and styluses were jotting down adages. 'Buy low, sell high, ' one of their number said. The unnamed author of this aphorism did more than proffer the best and simplest item of investment advice ever recorded. He or she also wrote an 18-character guide for living. Between these covers is collected some of the best and wittiest of the world's short-form financial wisdom. The ancients and the moderns take turns advising us when to buy, when to sell (if at all) and how to think." -from the Foreword by James Grant, author of "Money of the Mind" and "Mr. Market Miscalculates" and editor of "Grant's Interest Rate Observer."

    With the help of simple stories and parables, it changes your perception of money management from a complex chore that only financial wizards can master to a simple, commonsense exercise that you can easily undertake. Every chapter in this book is based on personal finance principles, which when applied can make your financial life full of power, freedom and abundance. It is not written to engage a discerning reader or show-case the authors knowledge; this book is written to help you take action in your financial life. 16 Personal Finance Principles Every Investor Should Know is a veritable manual or guide on how to live an extraordinary financial life. It will show you exactly how to change your relationship with money and make your financial life simple; it will help you to understand the guiding principles of personal finance and bring about a change in your financial situation; it will guide you towards making your financial life more organized. In a nutshell, it will help you shift gears and start on an exciting journey of wealth creation the only plea that runs through the book is that you must take action!

    In return, his son must save the crew from their financial problems before it is too late.In between gun fights, kidnappings, a blossoming romance, humorous pirate-isms, mythical beasts, and a long-lost treasure so extraordinary that it threatens to tear the crew apart, they must master life-changing personal finance skills, including how to:- Pay down debt quickly- Effortlessly save for retirement- Secure a higher credit score- Invest in the stock market- Achieve powerful money mindsets- And much moreThe pirate characters each have their own financial dreams and problems. Sandy is an independent woman not wanting to rely on any man for financial support. Rusty has a good heart but is clueless when it comes to money. Owen is a stubborn pirate with a financial past that has put the crew in great danger. Through the financial advice they receive and the other characters they meet along the way, you will learn how to take control of your destiny and start achieving the thriving life of financial success you deserve!Buy the hardcover or eBook at POFFbook.com.

    It offers a complete overview including sections on: retail banking, investment banking, international banking, regulation, assests, liabilities and capital, bond markets, swaps and derivatives.

    Learn how to take advantage of the tax laws in the same way as the rich, no matter your current income level. The rich are already lowering their taxes, and now you can too.The system that taught you how to reach financial freedom has fooled you by causing you to pay excessively high taxes. As your largest expense, taxes significantly reduce your income and can lead to feelings of helplessness and frustration. Paying too much in taxes prevents you from reaching financial freedom. The trick in lowering your taxes is to change how you make your money. This book is written for the busy individual who has limited time to read. It’s written as short and succinct as possible, and illustrates overall strategies to outsmart the system. Take the first steps towards joining the rich in outsmarting the system.

     Does it feel like you work really hard and should have more money than you do? Do you feel like you’re frugal, but at the same time money seems to slip through your fingers? Have you thought more than once you should get on a budget, but then decide you’ll just commit to spending less only to have that plan not work either? Do you feel like you must be missing something other people know when it comes to handling money? This is the book for you! This smart engaging, unique book goes beyond the cookie-cutter “how to” of personal money management and leads you through the process of defining your idea of success with money and creating your own money strategy.This gives you a personalized playbook for your financial decisions. Going beyond how to manage your money, this book teaches you how your money beliefs are impacting your current financial reality and how to change that. If you’ve seen Tony Robbin’s new book and you thought, “I can’t think about financial freedom, I just need to figure out how to get my money on track,” read this book first. Cassie Parks engages you in your own journey to understand money and set up a budget and a mindset that support your idea of success. Cassie has traveled the path from debt to financial independence. Her story walks you through the process of creating a financial persona, a representation of who you desire to become financially. Drawing on her own journey, Cassie teaches you how to lay the groundwork for your success with money; budgeting, mindset and attraction. She teaches you the process and techniques she used to change her relationship with money. This is the process she went through before she could start implementing wealth building strategies described by the greats like Robert Kiyosaki, utilizing real estate to create a solid passive income. This book was written so you could read it in about an hour and start putting it into practice immediately. Whether you’ve watched The Secret and haven’t been successful creating more money and or have felt unsuccessful in the money department for a long time, no matter where you are with money, this book that will take you by the hand and walk you to the path of change. By the end of this book you will feel empowered to start walking the path you have forged to your money success. ****************************************** Advance Praise ****************************************** If anyone can teach us how to get straight with money, it’s Cassie Parks. She not only knows this stuff inside and out, she walks the talk. Cassie is living proof that these concepts work. I don’t know anyone who couldn’t benefit from this book, including me! ~ Jeannette Maw, The Good Vibe Coach http://vibrationalmarketer.com Cassie Parks is one of those go-to people when it comes to the subject of money, not just because she walks her talk, but because her talk is so darn smart. Dealing with Your Money $H!T brilliantly encapsulates Cassie's special blend of conscious creation and practical how-to tips, and I’m especially excited by her concept of an ‘attraction budget’. And believe me, anyone who can get me excited about a budget of any kind is working a small miracle, right there! This gem of a book is jam-packed with powerful insights into how to heal your relationship with money.

    For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. �Do I have enough money to retire now? �How will I cover my medical expenses during retirement? �When should I begin taking Social Security? �How much should I invest in stocks, bonds, and cash? �What criteria should I use to identify the best investments? �Should I cancel my life insurance policy? �Should I pay off my mortgage at retirement?

    Written by the highly regarded columnist for The Wall Street Journal, this annually updated guide delivers punchy, plain English answers to your most pressing financial questions. It was named money-management book of the year by the Institute for Financial Literacy and won a silver medal in the Axiom Business Book Awards. Here’s what you’ll find in this year’s Money Guide: • Help with retirement, college, home buying, estate planning and more • Indispensable information delivered in short, easy-to-understand sections • Simple strategies to improve every aspect of your financial life • Clements’s outspoken views on personal finance • The latest facts and figures on the economy and markets • Tax information for 2014 and 2015 • Intriguing statistics on how the typical American is faring financially "It's hard to imagine a finer place to begin your search for financial peace of mind than with Jonathan Clements Money Guide 2015. Yes, it's long. But so is the list of financial challenges faced by American families. Don't be intimidated. He's made it easy to navigate through these challenges, identify those where you need help, and successfully deal with them. Don't just scan this fine, readable, and insightful guide. Keep it by your desk and return to it as your circumstances change, as financial markets change, and as the world turns."—John C. Bogle, founder, The Vanguard Group “A comprehensive financial guide ranging from navigating health insurance alternatives to forming sensible investment portfolios. Clements is a first-rate financial writer who is a genius at making sophisticated advice accessible to everyone and a delight to read.”—Burton G. Malkiel, author of A Random Walk Down Wall Street “Since the early 1990s, Jonathan Clements’s columns taught his readers, profited them, and made them smile. Trouble was, you needed to have read all his Wall Street Journal articles. Until now, that is. His Money Guide wraps this bounty, and then some, into a tidy package, destined to be enjoyed and referred to over and over by readers for decades to come.”—William J. Bernstein, author of The Investor’s Manifesto “How do you get nearly 30 years of personal-finance wisdom and advice in an engaging, entertaining and easy-to-use format? Keep Jonathan Clements’s Money Guide on your desk or tablet for instant answers to your essential money questions.”—Consuelo Mack, anchor, Consuelo Mack WealthTrack “Would you like to have a friend who knew a lot and would share the straight scoop with you on any investment topic at any time in clear language, with candor and a wry sense of humor? Well, here it is. What a break!”—Charles D. Ellis, author of What It Takes and Winning the Loser’s Game “As someone who has read just about every personal-finance book ever published, I can honestly say this is the best money manual ever written—period! Jonathan Clements’s Money Guide offers readers a host of brilliant insights on how to grow their money. It’s required reading for anyone striving for financial independence.”—Allan Roth, author of How a Second Grader Beats Wall Street

    The contemporary and deeper meaning of the term, on the other hand, has developed to describe a way of living based on simplicity and focus, on passion and purpose, and on growth and contribution. This deeper meaning is what you are going to learn in this book as you gradually apply the principles that will be mentioned here not only in your finances, health, and relationships, but in your entire life as well. Good luck!

    His rule #1, which informs all his other decisions, was (and is): don’t lose money. In Rule #1, he explains his premise in practical terms for both the beginner and more experienced investor. The first step from rule #1, for example, is, ‘[a]lways buy a wonderful business at an attractive price’: find a wonderful business, determine what it’s worth, buy it at 50% off and repeat until rich. Town details specifically how good financiers operate and how they determine what a business is really worth. There are explicit characteristics in a “wonderful” business, which Town enumerates, along with other crucial data: what are the Big Five numbers which are vital to every deal, and how can you calculate them? What inadequacies to bad businesses have, and how can the informed investor find them before it’s too late?Phil Town’s Rule #1 is an essential handbook for entrepreneurs and investors: it provides a checklist of vital information, which, if followed, will result in long-lasting success and impressive profits.

    What keeps many from acquiring wealth is ignorance and lack of planning. As a result, hard-earned savings are lost in wrong investment choices and sub-optimal decisions. Ignorance, in this case, is not bliss, but the surest path to indigence. You Can Be Rich is meant to help you plan your finances so that you can retire wealthy.The book will introduce you to the basics of personal finance and, more importantly, tell you the best ways of engaging with your money. It will help align your earnings with your financial goals so that you can spend a lifetime free of anxiety. It will make you un-derstand your money so that you can save and use it more  judiciously. Ultimately, it will put you on the path of prosperity and prove that you can be rich too.

    But the very optimism that contributes to their success may torpedo the subsequent preservation of their fortune. Startup Wealth is a crucial guide for entrepreneurs looking to understand the personal financial and legal challenges of creating and building a company. More than 65 entrepreneurs, executives, venture capitalists, and advisors offer advice for making smart financial decisions in all phases of a startup. Entertaining success stories and revealing lessons learned come from the founders of Tesla Motors, the CFO of Yahoo, and other tech luminaries. An exploration of the Entrepreneur's Wheel of Life and easy-to-follow checklists will help you and your employees maximize personal wealth from day one until well after your IPO or acquisition. Rounding out Startup Wealth are comprehensive discussions of equity awards, stock options, and angel investing. Praise for "Startup Wealth" "This book contains a wealth of genuinely usable tips and advice, set against a background of entertainingly presented tales of Silicon Valley failure and success. Joyce has compiled a terrific combination of tactical moves informed by factual lessons learned." -Lise Buyer, Principal and Founder, Class V Group "Starting a new company can be challenging. In order to succeed, you need to be able to think more than one move ahead. Startup Wealth helps you do just that. Its 'learn by example' approach provides insight that you can use from day one until a liquidity event-and beyond." --Steve Datnow, CEO and Founder, OrgChart5.com "This book has some good advice, which often goes unsaid, even by the people who are great at advising entrepreneurs in the early stages." --Karl Jacob, CEO and Founder, Hangtime, Inc.; Angel Investor "Startup Wealth covers a broad range of topics, from personal finance to tax planning, when working at a startup, whether during the lean years or a liquidity event. The book is also interspersed with relevant anecdotes from entrepreneurs that make it an enjoyable read. Even if you don't end up at the next Facebook, the advice on managing wealth through the startup process is well worth reading." ---Eric Deal, Engineer and President, Cyclic Design "While many books have been written about entrepreneurism, few ever address the important intersection between the financial success of the company and the personal financial success of the entrepreneur. In this book, Joyce Franklin provides an excellent guide on how to balance between the two, replete with valuable stories of entrepreneurs who have already been down this path and are willing to share their successes and failures. Whether you're an entrepreneur trying to navigate your own balance between business and personal financial success, or an advisor working with entrepreneurs, you should find the stories and knowledge that Franklin shares to be of enormous value!" --Michael E. Kitces, CFP(r), CLU, ChFC Publisher, The Kitces Report & Nerd's Eye View; Partner, Director of Research, Pinnacle Advisory Group "Good ideas-defining the steps to startup success, for example-are not hard to find; business how-to books are full of them. What's scarce is persuasive evidence that these ideas really work, particularly when they seem to challenge conventional wisdom. Joyce Franklin's Startup Wealth documents her entrepreneurial prescriptions with tips and profiles....The lessons she offers aren't "textbook"; rather, they derive from the experiences of men and women whose career paths illustrate the "Entrepreneur's Wheel of Life" that Franklin describes. There's no shortcut to success, but Startup Wealth offers real-world guidance that's proved its value." --Stevenson Hawkey, PhD, Director of the Financial Planning Program, Department of Finance and Economics, Golden Gate U.

    For some it is to pay off debts. For others, it’s a better car, clothes, or new toys. For another group, it is a desire to build up a nest egg to start working for them and break out of the cycle of working to spend.Whatever your reason to cut expenses and save money, we can all use ideas on where to get started. Save Your Money, Save Your Life offers 110 suggestions on fun and practical ways to reduce your spending and keep more money your wallet. Through 12 savings categories, you’ll get ideas like:How to effectively earn more than 10% cash back on credit cards.How to save on education all the way from preschool through to college.Ideas on car right-sizing, do-it-yourself maintenance, and saving in emergencies.How to make the most of entertainment without breaking the bank.Investment ideas to help you fund your own retirement, not your broker’s.Recipes for healthy and frugal staples for your kitchen.How to reduce energy bills and make the most of free utility services.Free shipping services that let you avoid spending on gas and bring your purchases to you.4 powerful mental shifts that will change the way you think and act with your spending.Beyond just ways to save money and cut expenses, Save Your Money, Save Your Life offers a viewpoint on the purpose of savings and reducing expenses. By understanding the power that comes from lowering your expenses, you’ll see how to save more of your life to live for yourself and reach financial freedom. This book is meant for anyone who has wondered how to step out of the rat race and feel rich without winning the lottery. Getting rich isn’t about how much you earn, it’s about how much you save - so dive in and be inspired by new ways to live it up by living lean!

    This book offers today's teens the best and most up-to-date tips on how to make money, how to spend it, how to invest and save it, and how to protect it. Learn how to land that first job, figure out your paycheck, and negotiate a raise. Discover how to stretch your money to cover all of your needs and (at least some of!) your wants. Learn to be a savvy saver to vastly improve your life. Really! Once you've started to accumulate property and money, you're not done managing your financial life. Far from it! Find out what it takes and how much it will cost.

    Why, then, do the vast majority of women consistently claim they lack the confidence and/or expertise to make financial decisions?The Women's Guide to Successful Investing tackles this outmoded problem by handing women the tools they need to make savvy investment decisions and watch their money grow. Drawing on over twenty years of experience as a wealth advisor, CEO, mother, and wife, Tengler delivers advice about building a rational, reliable investment portfolio. Investing, she writes, is not gambling. And it's not rocket science. In fact, the value-based approaches employed by the most successful investors will resonate with women who manage their own finances and households. Filled with fascinating case studies and engaging, personal stories of financial management, Tengler entertains as she educates. As a part of her eleven clear-cut "intelligent investing rules", Tengler tells women how to reap financial rewards by identifying sound companies that have been overlooked by other investors. In The Women's Guide to Successful Investing, Tengler has provided a sort of investing de-coder ring—a straight-forward guide to buying stocks for the long-term.Tengler has written a book for any woman who wants to gain the skills and know-how for financial independence. Studies have consistently demonstrated women's keen aptitude in the realm of investing. All that's missing is a simple, accessible roadmap for forging your path. The Women's Guide to Successful Investing is just that.

    Too often books on personal finances focus merely on the practical, and they can leave you feeling defeated when the strategies don't work for you.Joe R. Kesler's Smart Money with Purpose, on the other hand, is like a conversation with a financially wise friend. Rather than simply providing a list of tips, his book guides you to explore your own relationship with money, for better or worse.Approaching money from a Christian perspective, Kesler debunks the myth that money is evil and instead points out that, though it can be corrupted, it is actually good. Without understanding this, it can be hard to succeed financially. Plus, the idea that money is a good gift from God strongly relates to the topic of purpose. We are all made to be stewards. When you discover your further purpose, you can determine how best to steward your money toward that end.By laying the inner groundwork first, Smart Money with Purpose helps you uncover what trips you up financially, so when it comes to budgeting, addressing debt, investing, and more, you can determine how best to begin building a healthier relationship with your money.

    In REALIGN, you’ll go beyond the surface level symptoms, discovering the deeper issues and realigning you life. DISCOVER GOD’S PURPOSE FOR YOUR MONEY ... God has either already planted or wants to plant an adventurous dream inside each of us – dreams to have an impact and to change the world! But, in order to see these God-sized dreams accomplished, we must REALIGN our lives with God’s way of doing things. God’s original purpose for our money is to know Him and make Him known! DIG DEEPER INTO GOD’S WORD ... Changing our beliefs about our finances is not something that mere reprogramming can accomplish. Simply giving ourselves good thoughts and pep talks might work in the short-term, but we need more. Our thinking must be transformed by something stable and secure – the unchanging Word of God. EXPERIENCE DEBT FREE LIVING ... Perhaps you are not really sure there is enough (money) to make it to the next paycheck, let alone to pay the mortgage. Or maybe, you find yourself trapped in an every-escalating façade, requiring more and more spending to maintain appearances. Well, if any of this is you, welcome to the “fellowship of the broken.” Wherever you are in your financial story, there is a way for you to be debt free. GO ON AN ADVENTURE OF GIVING ... God is in the business of recruiting men and women who will jump up off of the couch and run out the door to explore the adventure He has in process. More than hoping you will be a happy giver who regularly puts twenty bucks in the offering plate, God is after your heart. “If you are looking at your financial house and realizing that it needs major help or even a minor repair, then we highly encourage you to read REALIGN and DO WHAT IT SAYS. You won’t regret it.” -- Chip and Joanna Gaines , Hosts of popular TV show

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    Some are immediately put off, as they simply do not have time to plan. They think of the process as complex and time-consuming; in fact, most believe they should think of a financial plan once they have enough wealth. There are many such myths about financial planning and its important to understand what financial planning really is. Any decision about money impacts your overall finances. In fact, deciding not to invest or not to plan is also a decision. Any decision that you take about money and that has an impact on your overall financial situation is financial planning. The irony is that most people do financial planning unknowingly and in an unstructured manner, whether it is buying insurance policies, or stocks, or investing in real estate or taking a loan. These decisions are generally taken in isolation, with no relation to each other, and without considering the impact of one decision on the other. So, why not do it in a structured manner? Financial Planning is the process of utilizing your Financial Resources in the best possible manner to achieve your Financial Goals. Financial Planning is not the same as Investment Planning or taking advice from a chartered accountant or a banker. Financial planning encompasses several areas of personal finance such as: Cash flow and Debt Management Risk Management and Insurance Planning Asset Allocation & Investment Planning Taxation Planning Retirement Planning Estate Planning (Transfer of Wealth, Wills, Power of Attorneys and Trusts) Leonardo Da Vinci said “Simplicity is the ultimate sophistication" and this book is an attempt to make financial planning and personal finance simple for everyone.

    Know why? Because whether you’re a busy wife, single mother, young professional, a tad more seasoned gal or somewhere in between, it tackles the fears, struggles and questions hundreds of women have asked Patrice over her last decade of helping women get out of debt, rebuild their credit and define their passions. And it’s all done in her down-to-earth, practical and sassy (when necessary) tone. The book’s sections are smartly built around the format of Patrice’s highly acclaimed women’s coaching program, The Mindset + Money Master Class and represent her entire philosophy about personal finance success. After all, it’s what got the Money Maven out of her own $18,000 of credit card debt! Readers are led through practical money lessons and exercises that will help them create wealthy habits, earn more money using their gifts, manage their money wisely and get comfortable having uncomfortable conversations around money.