Best of
Money

2014

The White Coat Investor: A Doctor's Guide To Personal Finance And Investing


James M. Dahle - 2014
    Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection.      This book fills in the gaps and will teach you to use your high income to escape from your student loans, provide for your family, build wealth, and stop getting ripped off by unscrupulous financial professionals. Straight talk and clear explanations allow the book to be easily digested by a novice to the subject matter yet the book also contains advanced concepts specific to physicians you won’t find in other financial books. This book will teach you how to: Graduate from medical school with as little debt as possible Escape from student loans within two to five years of residency graduation Purchase the right types and amounts of insurance Decide when to buy a house and how much to spend on it Learn to invest in a sensible, low-cost and effective manner with or without the assistance of an advisor Avoid investments which are designed to be sold, not bought Select advisors who give great service and advice at a fair price Become a millionaire within five to ten years of residency graduation Use a “Backdoor Roth IRA” and “Stealth IRA” to boost your retirement funds and decrease your taxes Protect your hard-won assets from professional and personal lawsuits Avoid estate taxes, avoid probate, and ensure your children and your money go where you want when you die Minimize your tax burden, keeping more of your hard-earned money Decide between an employee job and an independent contractor job Choose between sole proprietorship, Limited Liability Company, S Corporation, and C Corporation Take a look at the first pages of the book by clicking on the Look Inside feature Praise For The White Coat Investor “Much of my financial planning practice is helping doctors to correct mistakes that reading this book would have avoided in the first place.” – Allan S. Roth, MBA, CPA, CFP®, Author of How a Second Grader Beats Wall Street “Jim Dahle has done a lot of thinking about the peculiar financial problems facing physicians, and you, lucky reader, are about to reap the bounty of both his experience and his research.” – William J. Bernstein, MD, Author of The Investor’s Manifesto and seven other investing books “This book should be in every career counselor’s office and delivered with every medical degree.

Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine


Mike Michalowicz - 2014
    The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that:- Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances.- A small, profitable business can be worth much more than a large business surviving on its top line.- Businesses that attain early and sustained profitability have a better shot at achieving long-term growth.With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.

Smart Money Smart Kids: Raising the Next Generation to Win with Money


Dave Ramsey - 2014
    Dave Ramsey and Rachel Cruze teach parents how to raise money-smart kids in a debt-filled world.

The Education of a Value Investor: My Transformative Quest for Wealth, Wisdom, and Enlightenment


Guy Spier - 2014
    In this fascinating inside story, Guy Spier details his career from Harvard MBA to hedge fund manager. But the path was not so straightforward. Spier reveals his transformation from a Gordon Gekko wannabe, driven by greed, to a sophisticated investor who enjoys success without selling his soul to the highest bidder. Spier's journey is similar to the thousands that flock to Wall Street every year with their shiny new diplomas, aiming to be King of Wall Street. Yet what Guy realized just in the nick of time was that the King really lived 1,500 miles away in Omaha, Nebraska. Spier determinedly set out to create a new career in his own way. Along the way he learned some powerful lessons which include: why the right mentors and partners are critical to long term success on Wall Street; why a topnotch education can sometimes get in the way of your success; that real learning doesn't begin until you are on your own; and how the best lessons from Warren Buffett have less to do with investing and more to do with being true to yourself. Spier also reveals some of his own winning investment strategies, detailing deals that were winners but also what he learned from deals that went south. Part memoir, part Wall Street advice, and part how-to, Guy Spier takes readers on a ride through Wall Street but more importantly provides those that want to take a different path with the insight, guidance, and inspiration they need to carve out their own definition of success.

Wealthing Like Rabbits: An Original and Occasionally Hilarious Introduction to the World of Personal Finance


Robert R. Brown - 2014
    With personal savings lower than ever before and household debt going through the roof, many people are in dire need of financial advice. But can a book that includes sex, zombies, and Star Trek really help? You might be surprised. Wealthing Like Rabbits is a sharp, entertaining guide to personal finance that proves sound money management doesn't have to be painful and neither does learning about it. Combining a unique blend of humour and perspective with common sense, Robert R. Brown takes you through the basics of financial planning by using anecdotes and pop culture to shed light on some of the most important, yet often mismanaged aspects of personal finance. Covering subjects ranging from retirement savings and mortgages to credit cards and debt, this book will help you balance your life goals with your financial responsibilities. Wealthing Like Rabbits is a smart, accessible, never-boring romp through personal finance that you will count as one of your best investments ever. Visit the website at www.wealthinglikerabbits.com

If You Can: How Millennials Can Get Rich Slowly


William J. Bernstein - 2014
    If You Can is a short, inexpensive e-booklet aimed at getting twenty-somethings with their first 401(k) started on the path to retirement saving and investing.

The Book on Investing In Real Estate with No (and Low) Money Down: Creative Strategies for Investing in Real Estate Using Other People's Money


Brandon Turner - 2014
    Don't let the contents of your wallet define your future! This book provides numerous strategies for leveraging other people’s money for amazing returns on your initial investment.Active real estate investor and co-host of The BiggerPockets Podcast, Brandon Turner, dives into multiple financing methods that professional investors use to tap into current real estate markets. Not only will you be able to navigate the world of creative real estate finance, but you’ll get more mileage out of any real estate investment strategy. Financing deals just got easier—learn how to be a smart investor by using creativity, not cash!Inside, you'll discover:- The truth about no-money-down investing―Investing with little to no money down is possible, but it’s not about a step-by-step strategy. It’s about a mindset.- How to get started investing in real estate―Looking for your first deal, but you have no money or experience? Learn the best strategies for getting your feet wet without paying thousands!- Numerous strategies to mix and match―Creative investing requires a creative mind.- How to attract private money, lenders, and partners―There are millions of millionaires walking the streets. Discover the best way to attract them to you.- The ugly side of creative investing―Learn the downsides to all the strategies mentioned in this book, as well as tips for overcoming those problems.- Strategies for wholesaling, flipping, rentals, and more―Find success no matter what niche you plan to use to build your real estate empire.

The 5 Mistakes Every Investor Makes and How to Avoid Them: Getting Investing Right


Peter Mallouk - 2014
    The Five Mistakes Every Investor Makes and How to Avoid Them focuses on what investors do wrong so often so they can set themselves on the right path to success. In this comprehensive reference, readers learn to navigate the ever-changing variables and market dilemmas that often make investing a risky and daunting endeavor. Well-known and respected author Peter Mallouk shares useful investment techniques, discusses the importance of disciplined investment management, and pinpoints common, avoidable mistakes made by professional and everyday investors alike.Designed to provide a workable, sensible framework for investors, The Five Mistakes Every Investor Makes and How to Avoid Them encourages investors to refrain from certain negative actions, such as fighting the market, misunderstanding performance, and letting one's biases and emotions get in the way of investing success.Details the major mistakes made by professional and everyday investors Highlights the strategies and mindset necessary for navigating ever-changing variables and market dilemmas Includes useful investment techniques and discusses the importance of discipline in investment management A reliable resource for investors who want to make more informed choices, this book steers readers away from past investment errors and guides them in the right direction.

Simply Rich: Life and Lessons from the Cofounder of Amway: A Memoir


Rich DeVos - 2014
     A prominent businessman, self-made bil­lionaire, philanthropist, worldwide speaker, bestselling author, family man, and devout Christian—few people embody the heart of the American entrepreneurial spirit as plainly as Rich DeVos. He not only helped create one of the world’s biggest companies— Amway—but he did it from the ground up, with little but his deep faith in God to guide his decisions and keep his hopes alive. Now, following on the success of DeVos’s bestselling books about the world of business, he reveals his personal story for the first time ever. Simply Rich is a candid telling of his journey from rags to riches, from a small start-up business to giant suc­cess, and from doubts to dreams come true. Born to second-generation Dutch immigrants in rural Michigan during the Depression, DeVos learned early on the importance of leadership as well as partner­ship. While still in school, he met a classmate and neighbor, Jay Van Andel, who became his best friend and eventually his business partner. A lasting friend­ship sustained their fledgling business, which grew into the international success of Amway. In addition to stories of his business success, DeVos shares candidly about his marriage and family, his experiences as a motivational speaker and author, his ownership of the NBA’s Orlando Magic, and his philanthropic, reli­gious, and political endeavors. Inspiring, fascinating, and full of heart, Simply Rich is the astonishing rags-to-riches story that few can tell. Through his amazing accomplishments as both a busi­nessman and faithful, generous soul, DeVos reveals the true meaning of success.

The Value of Simple: A Practical Guide to Taking the Complexity Out of Investing


John Robertson - 2014
    Canada has the highest investment fees in the world, as well as a confusing tax system that features four-letter words like RRSP and TFSA. Fortunately there are low-cost index funds that make it easy and rewarding for you to become a do-it-yourself “couch potato” investor. With a focus on developing good processes to minimize the room for human error and step-by-step instructions, the book will walk you through the elements of managing your finances for the long term: how to devise a savings plan, stick to it through automation, determine how to allocate funds balancing risk and reward, invest using low-cost index funds, track your investments, and deal with the inevitable issue of taxation. Putting your money to work can look suspiciously like math at times, but this book lays out a simple approach that anyone can follow. Inside you will find tools and templates, along with easy suggestions and rules-of-thumb to help prevent analysis paralysis and get you started fast. Control what can be controlled; minimize fees and effort. Investing doesn’t have to be complex to be successful. Keep it simple and you will succeed.

Rational Expectations: Asset Allocation for Investing Adults (Investing for Adults Book 4)


William J. Bernstein - 2014
    Continuing the theme of the Investing for Adults series, this full-length finance title is not for beginners, but rather assumes a fair degree of quantitative ability and finance knowledge. If you think you can time the market or pick stocks and mutual fund managers, or even if you think that you can formulate an optimally efficient mean-variance asset allocation with a black box, then learn some basic finance and come back in a few years.On the other hand, if you know your way around risk premiums and standard deviations and know who Irving Fisher and Benjamin Graham were, and if you want to sharpen your asset class skills, you’ve come to the right place.

Money. Wealth. Life Insurance.: How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings


Jake Thompson - 2014
    Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this book is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street.It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth. A product so powerful it’s responsible for the success of Walt Disney, JC Penney, Ray Kroc, and thousands of others. Here's what you'll discover:•How the wealthy use this vehicle to create more wealth, take less risk, and create predictable income down the road•Why banks and corporations place billions of dollars in this powerful vehicle•How I earned over 300 percent returns leveraging my life insurance policies•How you can create a safe, predictable foundation to enhance every financial decision you make•How to win with taxes and keep more of the money you makeWhile the information compiled into this book is valuable, you'll also find three case studies that show you exactly how it works. You'll be able to visually see how it grows, how it's accessed, as well as the future income that can be taken.______________Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System."I was introduced to these financial strategies at a young age, and this is book represents the effort and energy on both the part of everyone of my mentors, these authors here, as well as my own diligence in learning about and implementing these very same strategies into my personal finances.This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance.

The Trifecta Secret of Wealth & Abundance: Align Your Higher Self & You Shall Arrive


John Paul Khoury - 2014
    The Trifecta Secret of Wealth & Abundance is an easy-to-follow guide that leads you straight to the life you are meant to live. Each of us has a special purpose, and learning our own unique truth opens us up to receiving the three things we most want and need in life: Health, Wealth, and Love. Many self-help books zero in on one area: how to get rich, or how to get fit, find love, or be happy. But they fall short of the mark simply because of their narrow focus. For, as The Trifecta Secret of Wealth & Abundance clearly illustrates, it is in achieving a balance of love, health, and money that true happiness and plenty are found. Avoiding the usual fluff, this book dives right into the heart of its message. It's straight to the point and offers up substantial information from the very first page to the very end. The truth is that the power lies within each one of us to create our own abundance. So, before we can achieve success in the outside world, we must begin by bringing balance to our inner world. Start your journey today.

The Stock Market Cash Flow: Four Pillars of Investing for Thriving in Today's Markets (Rich Dad Advisors)


Andy Tanner - 2014
    The book begins by addressing many of the challenges stock market investors face today and the various ways many investors use the stock market to achieve their goals.A valuable discussion of where paper assets fit (and do not fit) in the context of Rich Dad principles and its place among the other assets classes such as real estate business and commodities.The bulk of the book educates investors on "Andy's 4 pillars of stock market income" and effectively simplifies the four concepts to help investors begin to harness their power.The book concludes with ideas for an individual action plan suited to the goals of the reader

The Global Expatriate's Guide to Investing: From Millionaire Teacher to Millionaire Expat


Andrew Hallam - 2014
    Few can contribute to their home country social programs. They're often forced to fend for themselves when they retire. The Global Expatriate's Guide to Investing is the world's only book showing expats how to build wealth overseas with index funds. Written by bestselling author, Andrew Hallam, it's a guide for everyone, no matter where they are from.Warren Buffett says you should buy index funds. Nobel prize winners agree.But dangers lurk. Financial advisors overseas can be hungry wolves. They don't play by the same set of rules. They would rather earn whopping commissions than follow solid financial principles. The Global Expatriate's Guide To Investing shows how to avoid these jokers. It explains how to find an honest financial advisor: one that invests with index funds instead of commission paying windfalls.You don't want an advisor? Fair enough. Hallam shows three cutting edge index fund strategies. He compares costs and services of different brokerages, whether in the U.S. or offshore. And he shows every nationality how to invest in the best products for them. Some people want stability. Some want strong growth. Others want a dash of both.This book also answers the following questions:How much money do I need to retire?How much should I be saving each month?What investments will give me both strong returns, and safety?The Global Expatriate's Guide To Investing also profiles real expats and their stories. It shows the mistakes and successes that they want others to learn from. It's a humorous book. And it demonstrates how you can make the best of your hard-earned money.

Sacred Success: A Course in Financial Miracles


Barbara Stanny (now Huson) - 2014
    In her work with powerful, successful women over the last 20 years, bestselling author and financial educator Stanny has found that most women’s problems with money have little to do with money itself, but rather with their fear of, or ambivalence toward, power. Instead of pushing women to pursue financial success in the traditional fashion, Sacred Success seeks to redefine power from a feminine perspective.More than a financial guide, Sacred Success is a primer on power for women—a tutorial for taking charge of your life by taking charge of your finances, and not only growing your money but creating a deeper, richer, and more meaningful life. Best described as “A Course in Miracles meets the Wall Street Journal,” Sacred Success gives you a proven process that uniquely blends the practical, psychological, and spiritual work of wealth.You can be financially successful without sacrificing your soul or compromising your values. You can create wealth and exercise power by staying true to your authentic self and personal mission. Start now.

Invest Like a Pro: A 10-Day Investing Course


Jesse Mecham - 2014
    Because investing scares you, and it shouldn't. Because you should be investing and you aren't. Because you're investing incorrectly and it's costing you a lot of money. Because the average savings of a 50-year old is $43,000. This book is for you if you want to invest correctly (and enough!), but have zero interest in the complex stuff. This book is also for you if you're ready to take action. Once you've finished reading this book, you'll know more than most when it comes to investing. Most importantly, you'll know exactly what you need to do to invest successfully.

Rich Kids: How to Raise Our Children to Be Happy and Successful in Life


Thomas C. Corley - 2014
    Rich Kids helps adults become success-mentors, propelling kids to reach their fullest potential in life. You won't find these unique, groundbreaking strategies anywhere else.

The Book of Satoshi: The Collected Writings of Bitcoin Creator Satoshi Nakamoto


Phil Champagne - 2014
    Not supported by any government or central bank, completely electronic, Bitcoin is a virtual currency based on advanced cryptographic systems. Like the currency he created, the identity of Bitcoin's creator Satoshi Nakamoto is virtual, existing only online. The Nakamoto persona, which may represent an individual or a group, exists only in the online publications that introduced and explained Bitcoin during its earliest days. Here, collected and professionally published for the first time are the essential writings that detail Bitcoin's creation. Included are:-Satoshi Nakamoto Emails and Posts on Computer Forums Presented in Chronological Order -Bitcoin Fundamentals Presented in Layman's Terms -Bitcoin's Potential and Profound Economic Implications -The Seminal Paper Which Started It All The Book of Satoshi provides a convenient way to parse through what Bitcoin's creator wrote over the span of the two years that constituted his "public life" before he disappeared from the Internet . . . at least under the name Satoshi Nakamoto. Beginning on November 1st 2009 with the publication of the seminal paper describing Bitcoin, this public life ends at about the time PC World speculated as to a possible link between Bitcoin and WikiLeaks, the infamous website that publishes leaked classified materials. Was there a connection? You be the judge. Nakamoto's true identity may never be known. Therefore the writings reproduced here are probably all the world will ever hear from him concerning Bitcoin's creation, workings, and theoretical basis. Want to learn more about Bitcoin? Go directly to the source-the writings of the creator himself, Satoshi Nakamoto!

The All-Weather Retirement Portfolio: Your post-retirement investment guide to a worry-free income for life


Randy L. Thurman - 2014
     In this book you’ll find: • 9 steps to build a portfolio that will survive the Perfect Financial Storm, so you can stop worrying about the economy, the latest financial catastrophe, or what the market did today • 2 questions you must answer before you invest another dime • Why investing after you retire is radically different from investing while you’re still working • The life expectancy of 6 key types of investments—and what you can do to make them last as long as you do • The 10 essential questions you must ask a financial advisor—before you hire one • The exact amount of money you can withdraw without worry or guilt, knowing you’ve applied the best available research to ensure you’ll never run out of money “Thurman takes a subject that is often misunderstood, and provides you the reasons, the methods, and an understanding of what you can expect to achieve, so you can invest with confidence.” –Jimmy J. Williams, CFP®, CPA/PFS CEO/President of Compass Capital Management, LLC “A must for anyone thinking of retiring or recently retired!” –Stan Toler, bestselling author of The Secret Blend

Craft a Creative Business: Making & Marketing a Successful Creative Business


Fiona Pullen - 2014
    Covering everything you ever wanted to know, Fiona gives clear, simple advice on the importance of identifying markets, focusing on a USP, assessing the competition, making sure the price is right and setting goals. The book includes sections on product photography, branding and legal matters. The book has particular emphasis on online selling, with detailed information on markets, blogging, using social media and the importance of analytics and SEO (search engine optimisation). Information on offline selling is included too, with notes on on selling at craft fairs, trade fairs and markets, selling through retail outlets, running courses and workshops, and featuring work in the media.There are also tips from successful creative entrepreneurs and practical activities to help you apply what you learn to your own business.

Secrets of the Rich and Successful


Chinkee Tan - 2014
    

PACE: A Small Business Owner's Guide to Complete Cash Flow Clarity


Jesse Mecham - 2014
     Learn a unique and powerful method to keep more of your money, eliminate the cash flow roller coaster, and get a good night's sleep. The PACE method is the missing link between the person that knows how (and is good at) generating revenue, but just can’t seem to get ahead. The concepts are powerful, and the implementation simple (one hour to read the book, two hours to get the system rolling). You’ll watch your checking account balance swell, confidently make that new hire, and give yourself a steadily growing paycheck. - End the “feast or famine” cycle in your seasonal, unpredictable, or volatile business (that’s every one of you). - Answer the single question that haunts every small business owner, whether they’re making $50,000 or $5 million per year. - Squeeze maximum value from every dollar that flows through your business. - Pinpoint exactly where and how your current financial management system is broken. (If you even have one.) - Overcome unexpected shocks to your cash flow (loss of a key client, flood at the shop, that “unexpected” big tax bill. "As my business grew, I knew I needed a system for working with my money but nothing I tried seemed to work. Then I found PACE and everything changed... I no longer worry that I’ll blow my hard-earned money on candles… In a few short months, [I paid] off my credit card AND my business operates a full month ahead of expenses! It’s truly amazing what I’ve been able to do... " - Amy Pearson "It's time to pay the fee at the amazing (and amazingly expensive) ranch where I'll be taking some of my VIP clients again to do a luxury horse whispering retreat. Only this time, instead of putting it on my business credit card and paying it off over the next few months, I have the cash already EARMARKED and READY and just WAITING to be spent. If this doesn't seem like a miracle to you, then you don't know how right-brained, quick-start, and numbers-challenged I've always been. Not only has working with PACE revolutionized the cash flow of my business, it's transformed the way I see myself. No more "I'm just not good with numbers" nonsense; now I know that with the proper tools and support, I can be a confident, savvy businesswoman who knows my numbers COLD. And that, my friends, is priceless." - Anna Kunnecke

The Big Reset: War on Gold and the Financial Endgame


Willem Middelkoop - 2014
    Probably even before 2020, the world’s financial system will need to find a different anchor. The dollar has been at the center of the monetary system since the Second World War, but decades of money printing have caused a gradual but relentless dollar devaluation. In a desperate attempt to maintain this dollar system, the United States has waged a secret war on gold since the 1960s. China and Russia have pierced through the American smokescreen around gold and the dollar and are no longer willing to continue lending to the United States. Both countries have been accumulating enormous amounts of gold, positioning themselves for the next phase of the global financial system. There are only two options: a financial reset planned well in advance, or a hastily implemented one on the back of a dollar crisis. The United States, realizing the dollar will lose its prominent role, seems to be planning a monetary reset that will surprise many. It will be designed to keep the United States in the driving seat, but will include strong roles for the Euro and China’s Renminbi. And it is likely gold will be reintroduced as one of the pillars of this next phase of the global financial system. Insiders claim gold could be revalued up to $7,000 per troy ounce during this process.

Psychology Of Money: Learn The Secrets To Becoming Rich By Thinking Rich (Success, Entrepreneur Book 1)


Daniel McOwell - 2014
    Regularly priced at $5.99. Read on your PC, Mac, smart phone, tablet or Kindle device.Have you ever wondered if there was some sort of mental edge you could get to both get and retain wealth? Is there a certain way you need to think and react to amass what the truly rich do? Is it possible to tap into these secrets and score big in life?Being able to find financial opportunity is one thing, but it takes a definite mindset of money psychology to create it where there seems none available. Download this book TODAY and: Learn About The Psychology Of Money. Discover The Secrets To Becoming Rich By Thinking Rich. Learn How To Reduce Expenses. Learn Ways To Increase Income. Learn About Stock Investing. Find Out The Value Of Technical And Fundamental Stock Analysis. Are you willing to jump in and start a business? Can you see yourself venturing into high paid fields in order to get your financial golden ticket? Download this book NOW and: Learn How To Become An Entrepreneur. Learn The Specifics To Starting A Small Business. Find Out How To Succeed In Sales And Marketing. Learn How To Get The Attitude And Confidence It Takes To Make It Big. Learn To Manage Your Time And Give It Value. Learn How To Be Patient And Smart With Your Investments. If you have the desire to be massively wealthy then learn what it takes to reach that goal. Download this book TODAY and start a true path to financial freedom! Download your copy today! To order, click the BUY button and download your copy right now!Tags: Become Rich, Becoming rich, psychology of money, thinking rich, rich, success, entrepreneur

Microeconomics


Daron Acemoğlu - 2014
    If you would like to purchase both the physical text and MyEconLab, search for ISBN-10: 0133578038 / ISBN-13: 9780133578034. That package includes ISBN-10: 0321391578 / ISBN-13: 9780321391575 and ISBN-10: 0133498948 / ISBN-13: 9780133498943.MyEconLab should only be purchased when required by an instructor. -- For courses in Principles of MicroeconomicsAcemoglu, Laibson, List: An evidence-based approach to economics Throughout Microeconomics, authors Daron Acemoglu, David Laibson, and John List use real economic questions and data to help students learn about the world around them.Taking a fresh approach, the authors use the themes of optimization, equilibrium and empiricism to illustrate the power of simple economic ideas, and their ability to explain, predict, and improve what happens in the world. Each chapter begins with an empirical question that is later answered using data in the Evidence-Based Economics feature. As a result of the text's practical emphasis, students will learn to apply economic principles to guide the decisions they make in their own lives.Also available with MyEconLab(R) This title is also available with MyEconLab -- an online homework, tutorial, and assessment program designed to work with this text to engage students and improve results. Within its structured environment, students practice what they learn, test their understanding, and pursue a personalized study plan that helps them better absorb course material and understand difficult concepts. Students, if interested in purchasing this title with MyEconLab, ask your instructor for the correct package ISBN and Course ID. Instructors, contact your Pearson representative for more information.

The Fiverr Master Class: The Fiverr Secrets Of Six Power Sellers That Enable You To Work From Home (Fiverr, Make Money Online, Fiverr Ideas, Fiverr Gigs, Work At Home, Fiverr SEO, Fiverr.com)


Patrick Smith - 2014
     We are not playing around and have each made well over 6 figures from our Fiverr gigs and built real businesses around them. One of our six authors, Jimmy Vega, even built a Spanish-English translation business outside of Fiverr simply by following up with his Fiverr clients. We know all the other guides out there. All of them. They are slapped together to make a quick buck from you. We know who writes them; we know where they frequent; we know how they tick. With us, you are at the right place and will be laughing all the way to the bank. This is what you should be doing. We have 22.000 words of content for you, written from experience, time proven and fully actionable, all for less than 1 Fiverr gig. For the first time, we are revealing our Fiverr secrets and dozens of Fiverr gigs that we have successfully used to make money online, sitting in our gardens with our laptops. The Exact Blueprint to Fiverr Success Here is a brief overview of what is inside: How to set up your Fiverr account for maximum results How to set up your gigs so they attract customers like a magnet Dozens of time proven Fiverr gigs and exact manuals on how to do them What software to use for Fiverr Backlinking / SEO gigs Dozens of very simple Fiverr gigs anyone can do How to communicate with your customers the best way Mistakes you need to avoid! Our "invisible salesman" technique to make money outside of Fiverr How to promote your gigs to snatch customers away from the competition Much more! Fiverr is a silver, gold, and diamond mine, yet most people still don't realize it. Would You Like To Know More? Scroll to the top of the page and click the orange buy button to instantly download this book to your PC, Kindle, Mac or smart phone! ----- Tags: Fiverr Gigs, Make Money Online, Fiverr Ideas, Get Rich, Fiverr SEO, Fiverr Backlinking, Fiverr tips, Fiverr, Work From Home, Get Rich, Fiverr Tips, Work At Home, Financial Freedom

A History of Central Banking and the Enslavement of Mankind


Stephen Mitford Goodson - 2014
    The ability to operate a fraudulent credit and loan system has long been known, and through all the slickness of a snake-oil salesman, the money-lenders - the same types Jesus whipped from the Temple - have persuaded governments that banking is best left to private interests. Many wars, revolutions, depressions, recessions, and other social upheavals, have been directly related to the determination of these money-lenders to retain and extend their power and profits. When any state, individual or idea has threatened their scam they have often responded with wars and revolutions. The cultural and material progress of a civilization will often relate to the degree by which it is free from the influence of debt, and the degradation that results when the money-lenders are permitted to regain power. Hence, Goodson shows that both World Wars, the Napoleonic wars, the American Revolution, the rise and fall of Julius Caesar, the overthrow of Qathafi in Libya and the revolution against Tsar Nicholas, among much else relate to this "Hidden Hand" in history. This is the key to understanding the past, present and future.

Losing Grip


Mercy Amare - 2014
    Here, everybody has something to hide. Especially me. After getting kicked out of my old school, my dad shipped me off to boarding school. Away from the only person who has ever truly loved me—my brother Caleb. Boarding school isn’t bad. For the first time in my life, I’m making friends and I’m truly happy. But my perfect new world is threatened when somebody on campus is murdered. Now, I don’t even know if my dad is going to let me stay. I can’t leave. Losing Grip is book 1 in New Haven Academy.

The Franchise MBA


Nick Neonakis - 2014
    With insights from respected franchise leaders and a thorough understand of franchising, this book will help you understand and master the 4 Critical Steps to finding the Ideal Franchise:1. The Introspective Self2. The Franchisor3. The Franchisees4. The Legal and Financial

Gold Diggers and Deadbeat Dads: True Stories of Friends, Family, and Financial Ruin


Valerie Rind - 2014
    Hear from victims infected with Sexually Transmitted Debt and Empty Accountitis.Get common-sense tips to prevent financial calamities and deal with the aftermath.Dozens of anecdotes from ordinary people will keep you spellbound, while also giving you hope for recovery if you've had your assets kicked by friends or family members.

Every Woman Should Know Her Options: Invest Your Way to Financial Empowerment


Laurie Itkin - 2014
    At 24, Itkin received a $1,600 inheritance from her grandmother. Instead of spending it on clothes and shoes, she bought 40 shares of Starbucks. In Every Woman Should Know Her Options, Itkin outlines the steps she took to build a million-dollar stock portfolio before she turned 40. Filled with easy-to-understand examples and women's stories of wealth-building challenges and successes, Itkin's advice shows you how to take your hard-earned money and grow it in the stock market using options to reduce risk. Whether you hire a financial advisor to manage your money or manage it yourself, this book will put you on the path to financial empowerment. LEARN HOW TO: - Grow your money by investing like the pros - Use options to generate income and lower your risk in the stock market - Stop paying high fees on your investments - Overcome obstacles women face in achieving financial independence.

16 Personal Finance Principles Every Investor Should Know (Master Your Financial Life)


Manish Chauhan - 2014
    With the help of simple stories and parables, it changes your perception of money management from a complex chore that only financial wizards can master to a simple, commonsense exercise that you can easily undertake. Every chapter in this book is based on personal finance principles, which when applied can make your financial life full of power, freedom and abundance. It is not written to engage a discerning reader or show-case the authors knowledge; this book is written to help you take action in your financial life. 16 Personal Finance Principles Every Investor Should Know is a veritable manual or guide on how to live an extraordinary financial life. It will show you exactly how to change your relationship with money and make your financial life simple; it will help you to understand the guiding principles of personal finance and bring about a change in your financial situation; it will guide you towards making your financial life more organized. In a nutshell, it will help you shift gears and start on an exciting journey of wealth creation the only plea that runs through the book is that you must take action!

Pirates of Financial Freedom


Joey Fehrman - 2014
    In return, his son must save the crew from their financial problems before it is too late.In between gun fights, kidnappings, a blossoming romance, humorous pirate-isms, mythical beasts, and a long-lost treasure so extraordinary that it threatens to tear the crew apart, they must master life-changing personal finance skills, including how to:- Pay down debt quickly- Effortlessly save for retirement- Secure a higher credit score- Invest in the stock market- Achieve powerful money mindsets- And much moreThe pirate characters each have their own financial dreams and problems. Sandy is an independent woman not wanting to rely on any man for financial support. Rusty has a good heart but is clueless when it comes to money. Owen is a stubborn pirate with a financial past that has put the crew in great danger. Through the financial advice they receive and the other characters they meet along the way, you will learn how to take control of your destiny and start achieving the thriving life of financial success you deserve!Buy the hardcover or eBook at POFFbook.com.

Mentor Me: GA=T+E—A Formula to Fulfill Your Greatest Achievement


Ken Poirot - 2014
    Through interactive exercises, personal stories, observations, and information gleaned from advanced training, he delivers knowledge everyone can utilize to improve their everyday lives.Are you ready to create and take action on your plan for happiness and success? Then you can have the social experience of living a motivational, inspirational, and influential life. Read along and see for yourself...

Why Bother With bonds: A Guide To Build An All-Weather Portfolio Including CDs, Bonds, and Bond Funds


Rick Van Ness - 2014
    Learn how to use CDs, bonds, and bond funds to manage risk/reward even during low interest rates. You will learn:How to choose your stocks/bonds allocationHow to become immune to changing interest ratesWhen to use CDs and individual bondsHow to choose a good bond fundHow to hedge against unexpected inflationContents:Foreword by Larry SwedroeIntroduction- Who Should Read This Book?- Start with a Sound Financial LifestyleWhy Bother With Bonds?- Stocks are risky in the short-run, and the long run too!- Bonds Make Risk More Palatable- Bonds Can Be A Safe Bet- Bonds Are An Attractive Investment DiversifierLife Is Complicated. Bonds Are Not.- What is a Money Market Fund?- Are CDs Better Than Bonds?- What Are Bonds?- What is a Bond Ladder?- Individual Bonds or a Bond Fund?Bonds: Risks and Returns- Yield, Price And Making Comparisons— How To Compare Individual Bond Returns— How to Compare Bond Fund Returns— Total Return: To Measure And Compare Performance- How To Reduce Risk From Interest Rates Changes— Duration: The Point of Indifference to Interest Rates— Duration: The Measure of Sensitivity to Interest Rates- How To Reduce Risk From Unexpected Inflation— Real versus Nominal Interest Rates— Why Include TIPS In Your Portfolio?- Credit Quality or Default RiskBuild The Bond Portion Of Your Portfolio- Start With Your Goals.- How Much Risk Is Right For You?— Understand How Much Risk You’re Taking— Take Your Risk In Stock Market, Not Bond Market— How Much in Bonds? How Much in Stocks?— Your Needs Change Over Time- The Importance of Low Cost— How Much To Diversify Bonds?— The Importance of Low Cost— Five Low-Cost Strategies You Can Do Yourself- Taxes Matter- Example Portfolios (both good and bad)Common Misconceptions Important to Correct- Stocks Are Safer In The Long Run- Holding a Bond (or CD) to Maturity Eliminates Risk- Stocks Are Safer Than Bonds- The Best Funds Have The Most Stars- A One Percent Fee Is Small- Rising Interest Rates are Bad for Bond Holders- You Can’t Beat the Market Using Index Funds- Use Multiple Investment Companies To Diversify- You Need Many Mutual Funds to Diversify- Frugal Means StingyReviews Worth Noting:“[As] stocks have surged and bond yields have dwindled, investors increasingly ask "Why bother with bonds?" Rick Van Ness takes this question and runs with it in his book sporting this provocative title. Sooner or later, this question will answer itself, and it will behoove all investors to get to know Rick before it does. Read it, enjoy it, and profit from it—before it's too late.”William J. BernsteinAuthor, The Four Pillars of Investing“In his simply stated and entertaining book, Rick Van Ness eloquently instructs the reader on how to do bonds right – in fact, better than any single book I’ve read.”Allan S. RothAuthor: How a Second Grader Beats Wall Street“If you are a DIY investor . . . you should read this book. It will steer you clear of areas you need to avoid and into where you should be. A quick read filled with valuable info!”Robert Wasilewski“This book should be part of America’s high school curriculum.”Andrew HallamAuthor: Millionaire Teacher

Think Like a Rich Chick! And Live the Laptop Lifestyle, From Anywhere in the World: A Step-by-Step Guide to Creating Location Independence with an Online Business


Kat Loterzo - 2014
    Wouldn’t you love to be able to take off at the drop of a hat - even for years if you choose - and travel to anywhere in the world? It’s not an out of reach dream! All it takes is some practical action and a mindset of belief and determination that you can create your lifelong adventure. Let me help you to take action on a dream that really can become true!ABOUT THE AUTHORKat Loterzo is a multiple best-selling Amazon author, a speaker and a multi-passionate 'can not focus on one thing' entrepreneur, as well as a slightly over the top enthusiast of all things caffeine and chocolate related! Kat writes about pressing play and creating the business and life of your dreams,, and she sends out daily 'Messages of Asskickery' via her blog at www.katloterzo.com. Kat is currently living location free, in pretty much any sunny place with great wifi that she can find, with her husband and 2 small children. Ready to start creating your business freedom and live the laptop lifestyle, from anywhere in the world? Scroll back up now to download your copy of this book in the Think Like a Rich Chick Series!

Outsmarting the System: Lower Your Taxes, Control Your Future, and Reach Financial Freedom


Anthony C. Campidonica - 2014
    Learn how to take advantage of the tax laws in the same way as the rich, no matter your current income level. The rich are already lowering their taxes, and now you can too.The system that taught you how to reach financial freedom has fooled you by causing you to pay excessively high taxes. As your largest expense, taxes significantly reduce your income and can lead to feelings of helplessness and frustration. Paying too much in taxes prevents you from reaching financial freedom. The trick in lowering your taxes is to change how you make your money. This book is written for the busy individual who has limited time to read. It’s written as short and succinct as possible, and illustrates overall strategies to outsmart the system. Take the first steps towards joining the rich in outsmarting the system.

Stealing Time


S.L. Siwik - 2014
    A workaholic during the week as a free-lance graphic designer, by weekend she's a partying alcoholic. Laney's MO is always the same: party and drink until she blacks out. Every weekend she wakes up in bed with a strange man and no memory of how she wound up there. But, she doesn't care. Because when she leaves his apartment, she'll never see him again. It's the way she's gone about it for years and it suits her needs just fine.That is...until the day she wakes up in Jackson Turner's bed.Jackson Turner is a tattoo artist and owner of four shops in the Colorado area. He wanted Delaney from the moment he set eyes on her. Their night together is nothing short of crazy, and Jackson knows that he has to have Laney in his life for good. Convincing her, while dealing with the consequences of their night together, will be easier said than done.If you love someone set them free. Then get ready with a bottle of Jack.

Good Debt, Bad Debt and a Better Way Forward


Steven A. Markowitz - 2014
    The former is basic: create a product or service with value and sell it intelligently. Then, reinvest profits for growth. The latter involves leveraging the cost of debt on customers to finance growth. In capitalism, excess corporate debt should be tempered by the implied threat to investors that comes from bad decision-making. However, when investors believe they may be bailed out during downturns, capitalism fails and feeds greed. This book is about a real business that for over seven decades succeeded without resorting to excessive debt, resulting in a positive outcome for investors, employees and a local community. It is a story of how a small organ builder in Macungie, Pennsylvania, USA introduced digital sound technology to the world in 1971, decades prior to CDs and MP3 players. It is also a story of a company that has maintained its manufacturing in the same community since 1953. This same company then successfully diversified into the data communication field, growing that subsidiary's sales 20 times and thriving even as the industry melted down shuttering many competitors. These successes were made possible because of prudent financial management. While debt has damaged companies, communities and even countries, the financial services industry profits by marketing leverage. This book shares real-life pitfalls of dealing with that industry and the inability of the judicial system to hold it accountable. Sworn testimony is used to show incompetence and a cover up.

Investing Psychology: The Effects of Behavioral Finance on Investment Choice and Bias


Tim Richards - 2014
    The same instincts that our brains employ to keep us alive all too often work against us in the world of finance and investments.Investing Psychology + Website explores several different types of behavioral bias, which pulls back the curtain on any illusions you have about yourself and your investing abilities. This practical investment guide explains that conventional financial wisdom is often nothing more than myth, and provides a detailed roadmap for overcoming behavioral bias.Offers an overview of how our brain perceives realities of the financial world at large and how human nature impacts even our most basic financial decisions Explores several different types of behavioral bias, which pulls back the curtain on any illusions you have about yourself and your investing abilities Provides real-world advice, including: Don't compete with institutions, always track your results, and don't trade when you're emotional, tired, or hungry Investing Psychology is a unique book that shows readers how to dig deeper and persistently question everything in the financial world around them, including the incorrect investment decisions that human nature all too often compels us to make.

Color Accounting: The new graphical system that makes understanding accounting easy and quick


Peter Frampton - 2014
    Having a diagram that uses color to logically show how accounting works makes these pitfalls almost magically disappear. The BaSIS Framework™ (Balance Sheet/Income Statement Framework) is a revolution in accounting education. Suddenly accounting, finance and the essence of business take on new clarity and meaning. Join the thousands of people in top corporations and universities who have found that learning accounting is quick, easy and fun when you can visualize it. By reading this beautiful full-color book packed with diagrams and clear explanations you will: - Discover the 3 keys to accounting success - Learn to read financial statements - Deepen your understanding of business - Talk about money matters more powerfully - Learn the way you like to... with diagrams, simple steps and logical explanations - Wish you had this book when you were in college! Color AccountingTM will help you: - Pass your accounting exams - Run your business more profitably - Do your bookkeeping - Use QuickBooksTM and other software - Manage your personal finances

Dealing With Your Money $h!t: Money Management That Focuses On Investing In Your Happiness And Creating A Budget To Attract Abundance (Champagne Life Book 1)


Cassie Parks - 2014
     Does it feel like you work really hard and should have more money than you do? Do you feel like you’re frugal, but at the same time money seems to slip through your fingers? Have you thought more than once you should get on a budget, but then decide you’ll just commit to spending less only to have that plan not work either? Do you feel like you must be missing something other people know when it comes to handling money? This is the book for you! This smart engaging, unique book goes beyond the cookie-cutter “how to” of personal money management and leads you through the process of defining your idea of success with money and creating your own money strategy.This gives you a personalized playbook for your financial decisions. Going beyond how to manage your money, this book teaches you how your money beliefs are impacting your current financial reality and how to change that. If you’ve seen Tony Robbin’s new book and you thought, “I can’t think about financial freedom, I just need to figure out how to get my money on track,” read this book first. Cassie Parks engages you in your own journey to understand money and set up a budget and a mindset that support your idea of success. Cassie has traveled the path from debt to financial independence. Her story walks you through the process of creating a financial persona, a representation of who you desire to become financially. Drawing on her own journey, Cassie teaches you how to lay the groundwork for your success with money; budgeting, mindset and attraction. She teaches you the process and techniques she used to change her relationship with money. This is the process she went through before she could start implementing wealth building strategies described by the greats like Robert Kiyosaki, utilizing real estate to create a solid passive income. This book was written so you could read it in about an hour and start putting it into practice immediately. Whether you’ve watched The Secret and haven’t been successful creating more money and or have felt unsuccessful in the money department for a long time, no matter where you are with money, this book that will take you by the hand and walk you to the path of change. By the end of this book you will feel empowered to start walking the path you have forged to your money success. ****************************************** Advance Praise ****************************************** If anyone can teach us how to get straight with money, it’s Cassie Parks. She not only knows this stuff inside and out, she walks the talk. Cassie is living proof that these concepts work. I don’t know anyone who couldn’t benefit from this book, including me! ~ Jeannette Maw, The Good Vibe Coach http://vibrationalmarketer.com Cassie Parks is one of those go-to people when it comes to the subject of money, not just because she walks her talk, but because her talk is so darn smart. Dealing with Your Money $H!T brilliantly encapsulates Cassie's special blend of conscious creation and practical how-to tips, and I’m especially excited by her concept of an ‘attraction budget’. And believe me, anyone who can get me excited about a budget of any kind is working a small miracle, right there! This gem of a book is jam-packed with powerful insights into how to heal your relationship with money.

20 Retirement Decisions You Need to Make Right Now


Ray LeVitre - 2014
    For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. �Do I have enough money to retire now? �How will I cover my medical expenses during retirement? �When should I begin taking Social Security? �How much should I invest in stocks, bonds, and cash? �What criteria should I use to identify the best investments? �Should I cancel my life insurance policy? �Should I pay off my mortgage at retirement?

Cut Adrift: Families in Insecure Times


Marianne Cooper - 2014
    Set against the backdrop of rising economic insecurity and rolled-up safety nets, Marianne Cooper’s probing analysis explores what keeps Americans up at night. Through poignant case studies, she reveals what families are concerned about, how they manage their anxiety, whose job it is to worry, and how social class shapes all of these dynamics, including what is even worth worrying about in the first place.  This powerful study is packed with intriguing discoveries ranging from the surprising anxieties of the rich to the critical role of women in keeping struggling families afloat.  Through tales of stalwart stoicism, heart-wrenching worry, marital angst, and religious conviction, Cut Adrift deepens our understanding of how families are coping in a go-it-alone age—and how the different strategies on which affluent, middle-class, and poor families rely upon not only reflect inequality, but fuel it.

Getting Off the Street: Sane Investment Advice from One of the Nation's Leading Wealth Managers


Charles Massimo - 2014
     Charles Massimo knows what Wall Street is hiding because he spent nearly twenty years on the front lines at major financial firms. Feeling disillusioned by the difference between his employer’s goals and those of his clients, Massimo left Wall Street to start a firm that puts its clients’ interests above everything else. Since 2003, his company, CJM Wealth Management, has been doing just that. Getting Off the Street offers honest, realistic investment advice based on Massimo’s experience helping hundreds of clients achieve their financial vision. His method, called structured investing, eliminates big risks and ensures solid returns through a simple blend of patience, discipline, diversification, and goal-setting. Structured investing is designed around your best interests, but you won’t hear about it through major Wall Street firms because they can’t make money from it. Yet, Massimo’s proven strategies have weathered even the most devastating market crashes while Wall Street giants—and their clients—suffered major losses. Massimo also uncovers a side of investing we rarely stop to consider: the emotions that influence our decisions. We often make poor choices because we’re convinced that in order to be savvy investors we must regularly buy and sell our assets. In reality, quite the opposite is true. In this bestselling book, Massimo breaks down what matters and what Wall Street doesn’t want you to know. You can’t afford to not read this book. Getting Off the Street is the investment guide Wall Street hopes you’ll never find. Told with Massimo’s signature warmth, clarity, and wisdom that can only come from three decades on and off “The Street,” this book will help you achieve your financial goals and build the life you desire. For more information and to get your free investment guide, please visit: CJMWealth.com Tags: Wall Street, stock market investing, wealth management, financial planning and analysis, stock market books

Personal Budget Kit: Including Financial Software


Enodare - 2014
    We ll show you how analyze how you receive and spend your money and to set goals, both short and long-term. You ll learn how to gain control of your personal cash flow. You ll discover when you need to make adjustments to your budget and how to do it wisely. Most of all, this kit will show you that budgeting isn t simply about adding limitations to your living but rather the foundation for living better by maximizing the resources you have.This "Personal Budget Kit" provides you with step-by-step instructions, detailed information and all the budget worksheets and spreadsheets necessary to identify and understand your spending habits, reduce your expenses, set goals, prepare personal budgets, monitor your progress and take control over your finances.Take Control of Your Finances!Reduce your spending painlessly and effortlesslyPay off your debts early Improve your credit ratingSave & invest moneySet & achieve financial goalsEliminate financial worriesBrief Table of Contents1: Why You Need to Budget. 2: Analyzing and Tracking Your Current Finances. 3: Setting Your Goals. 4: Strategies to Reduce Expenses & Save Money. 5: Managing Debt and Credit. 6: Making Your Budget Plan. 7: Living With and Making Adjustments To Your Budget. Appendix: Budget Worksheets."

Jonathan Clements Money Guide 2015


Jonathan Clements - 2014
    Written by the highly regarded columnist for The Wall Street Journal, this annually updated guide delivers punchy, plain English answers to your most pressing financial questions. It was named money-management book of the year by the Institute for Financial Literacy and won a silver medal in the Axiom Business Book Awards. Here’s what you’ll find in this year’s Money Guide: • Help with retirement, college, home buying, estate planning and more • Indispensable information delivered in short, easy-to-understand sections • Simple strategies to improve every aspect of your financial life • Clements’s outspoken views on personal finance • The latest facts and figures on the economy and markets • Tax information for 2014 and 2015 • Intriguing statistics on how the typical American is faring financially "It's hard to imagine a finer place to begin your search for financial peace of mind than with Jonathan Clements Money Guide 2015. Yes, it's long. But so is the list of financial challenges faced by American families. Don't be intimidated. He's made it easy to navigate through these challenges, identify those where you need help, and successfully deal with them. Don't just scan this fine, readable, and insightful guide. Keep it by your desk and return to it as your circumstances change, as financial markets change, and as the world turns."—John C. Bogle, founder, The Vanguard Group “A comprehensive financial guide ranging from navigating health insurance alternatives to forming sensible investment portfolios. Clements is a first-rate financial writer who is a genius at making sophisticated advice accessible to everyone and a delight to read.”—Burton G. Malkiel, author of A Random Walk Down Wall Street “Since the early 1990s, Jonathan Clements’s columns taught his readers, profited them, and made them smile. Trouble was, you needed to have read all his Wall Street Journal articles. Until now, that is. His Money Guide wraps this bounty, and then some, into a tidy package, destined to be enjoyed and referred to over and over by readers for decades to come.”—William J. Bernstein, author of The Investor’s Manifesto “How do you get nearly 30 years of personal-finance wisdom and advice in an engaging, entertaining and easy-to-use format? Keep Jonathan Clements’s Money Guide on your desk or tablet for instant answers to your essential money questions.”—Consuelo Mack, anchor, Consuelo Mack WealthTrack “Would you like to have a friend who knew a lot and would share the straight scoop with you on any investment topic at any time in clear language, with candor and a wry sense of humor? Well, here it is. What a break!”—Charles D. Ellis, author of What It Takes and Winning the Loser’s Game “As someone who has read just about every personal-finance book ever published, I can honestly say this is the best money manual ever written—period! Jonathan Clements’s Money Guide offers readers a host of brilliant insights on how to grow their money. It’s required reading for anyone striving for financial independence.”—Allan Roth, author of How a Second Grader Beats Wall Street

Enough is Enough: The DIY Debt Settlement Guide Your Creditors Don't Want You To Know About


Richard Cooper - 2014
      The information in this book is what your creditors don't want you to know.I'm the founder & CEO of Total Debt Freedom, an active debt negotiation company that has saved consumers over $40 million in unsecured debt by using debt settlement.  Why am I giving away these secrets? I'm tired of consumers feeling "beat up" and bullied by bill collectors.   I've seen so many people try to settle their debt themselves and failed miserably.  This book is easy to follow, funny and even contains secrets my debt settlement competitors don't know about.  It will help you avoid getting duped by bill collectors, and settle your debt fast. I wrote this "do-it-yourself" book for those that want to save thousands in debt settlement fees and settle their credit card debt on their own. I'm pulling back the curtain because I know that bad things can happen to good people.  Governments, corporations and banks have all had their bailout, this is yours. This "tell all" guide is a handbook for anyone, anywhere in the world looking to settle their debt for considerably less than they owe today and want to get that know-how from a true debt settlement expert. Inside this book you will learn:* How deadly the credit card trap really is and how people get sucked in* What your debt relief options REALLY are* The TRUTH about debt settlement, and why creditors hate it* Proven step-by-step debt settlement techniques used by my company* Where to source money to settle your debt* How to rebuild your credit rating fast by using 2 simple tricks* And much, much MUCH moreIf you are serious about getting totally debt free, then this is your guide.Scroll up and click on "Buy Now" to deliver almost instantly to your Kindle or other reading device!

Risky Compassion


Ashley J. Barker - 2014
    From this extreme context he explores the story of the Good Samaritan and teases out life's risky questions and implications for each of us. Ash brilliantly identifies those qualities that can enable you to go deeper in life - no matter where you live.

Minimalist: How to Prepare & Control Your Minimalist Budget in 30 Days or Less & Get More Money Out of Life Now


The Blokehead - 2014
    The contemporary and deeper meaning of the term, on the other hand, has developed to describe a way of living based on simplicity and focus, on passion and purpose, and on growth and contribution. This deeper meaning is what you are going to learn in this book as you gradually apply the principles that will be mentioned here not only in your finances, health, and relationships, but in your entire life as well. Good luck!

The Lost Curriculum : What School Didn't Teach Us About Personal Finance


Khari Parker - 2014
    At its core, The Lost Curriculum contains a compelling argument: If our school systems, here in America, are not teaching students about their personal finances, then we must push to have this subject added to the curriculum while we educate ourselves in the meantime.This Book Reveals Things Like:• Proven methods to improve your Credit Score!• Ways that you can use your passion and talent to generate extra income.• How to create a Budget that will help you to grow your wealth without sacrificing your quality of life.• A step-by-step guide for opening an Investment account and making your first Stock purchase.• Tips on purchasing your first home and navigating through the home buying process.• And a whole lot more!

Think Like a Rich Chick and Create your Millionaire Mindset (Think Like a Rich Chick!)


Kat Loterzo - 2014
     Think back to how you’ve spent the past few months, or perhaps the past year. If you haven’t moved forward in the way you want to, it’s not because you can’t is it? Successful entrepreneurs know that living the ‘millionaire’ lifestyle and enjoying all that the world has to offer - not least of all freedom and choice! - comes down to your mindset and your beliefs. In Think Like a Rich Chick! And Create Your Millionaire Mindset you’ll learn the secrets to becoming aligned to your greatest success and to smashing past fears and self doubt to finally creating the business and life you darn well know you deserve! ABOUT THE AUTHOR Kat Loterzo is an author, speaker and entrepreneur and works with driven women to help them create (and live!) their dream life. Kat is founder of The Dream Life Academy Bootcamp: 6 Weeks to Quit the BS, Get Over Your Sh*t and Finally Start Living the Life You Damn Well Know You Deserve and currently working on a whole ton of upcoming books to help you press play and live your dreams! Ready to Think Like a Rich Chick and Create YOUR Millionaire Mindset so you can take on the world on your terms? Scroll back up now and download your copy of this book in the Think Like a Rich Chick Series!

MAN-ERISMS: Being a Success in a Masculine World


Bethany Londyn - 2014
    They have successfully broken the mythical glass ceiling and are more career oriented than ever before. A handy new book for them titled ‘Man-Erisms: Being a Success in a Masculine World"’ is a fresh spin on actions Men innately produce in the workforce that help them earn their status and how Women can incorporate these simple actions to boost their careers with additional guidance by Catalyst Coach and author Bethany Londyn.The latest book by Bethany Londyn comes packed with important tips and information that will help the working woman get ahead in her professional life, whether she is working by herself as an entrepreneur or is an employee of a company. The book serves as a handy guidebook for such Women as it aids them in furthering their knowledge about how to conduct themselves in a way that proves to be advantageous for them. ‘Man-Erisms" shifts the way a woman conducts herself at the workplace, in front of her clients, boss or employees, does vary from the way a man does, generally speaking. This new book will make women identify what they may be doing wrong or where they may be going wrong and rectifying it duly. Some of the important gems of advice contained in this book are to control one’s emotions, stand up for oneself and be assertive and to stay away from making non-committal statements, among many others.

Psyche Moon Bundle: Books 1-3


Chrissie Buhr - 2014
    Billie can smell the neighbor's gardenias on your shoes. An unusual and passionate connection sparks, and they quickly realize neither is an ordinary woman. What could be more disturbing than discovering your girlfriend is a werewolf? Finding out you're even more fearsome ... and her pack's sworn enemy. Psyche Honor: Sadie loathes being a Mage with the ability to control others with her mind. She’d like nothing more than a normal life with her girlfriend, but Billie is Wolf. Centuries of conflict between the races complicate their relationship and threaten to come between Billie and her pack. An ancient Wolf asks her to stop a Mage assault, and Sadie must jeopardize everything to protect those she loves. Psyche Shield: Wolves distrust Mages and their power over the mind. Sadie is Mage and mated to Billie, Beta of the local Wolf Pack. She's proven her loyalty to the Alpha, but an injured Wolf from a neighboring pack brings danger from without as others learn about the Mage living with Wolves. In the midst of it all, Sadie endeavors to fulfill a prophecy about her, one that determines the fate of every race.

Making Money: The Philosophy of Crisis Capitalism


Ole Bjerg - 2014
    Using the thinking of Slavoj Žižek, while still engaging with mainstream economic literature, the book provides a genuinely philosophical theory of money. This theory is unfolded in reflections on the nature of monetary phenomenon such as financial markets, banks, debt, credit, derivatives, gold, risk, value, price, interests, and arbitrage. The analysis of money is put into an historical context by suggesting that the current financial turbulence and debt crisis are symptoms that we live in the age of post-credit capitalism. By bridging the fields of economics and contemporary philosophy, Bjerg's work engages in a productive form of intellectual arbitrage.From the Trade Paperback edition.

Rich Dad Education on Tax Secrets


Robert T. Kiyosaki - 2014
    Though this may be true, taxes don’t have to be the burden they currently are. There are ways taxes can actually be beneficial. Rich Dad Education is a financial education company dedicated to helping the average person use the same financial knowledge and strategies that the rich have traditionally kept to themselves. Rich Dad Education on Tax Secrets will introduce you to multiple ways the tax code can actually help you build wealth and keep more of your hard-earned money. If you’re sick of seeing so much of your money swallowed up by taxes each year, buy this Rich Dad Education book and learn what you can do to change that.

Financial Planning Exposed: Overcoming Myths to Create a Secure Future


Margie Shard - 2014
    Life expectancy is longer, medical bills are higher, social security is in a dire state, and consumer debt is out of control. We are in a time where interest rates are still low, but will start to climb. This causes a chain reaction in bond prices declining. People generally throw their “safe money” into bonds and it will no longer be so safe. The stock market just went through one of the worst bear markets to-date and not everyone has recovered. Pensions are getting rarer and those who still have pensions are now getting buy-out options. Some people lost their pensions due to failure of companies and mismanagement. Individuals are scared to invest in their retirement plans through work because they don’t understand them. People need planning, more than ever. Yet, most people who work with a financial advisor aren’t getting planning, but believe that they are. They are given unrealistic expectations by their advisors because the advisors aren’t looking at the entire picture. Mistakes are being made and opportunities are being lost. However, this can be stopped. This book will discuss common myths that are adding to the financial dilemma's individuals experience and give real life stories about these myths. It will also clear up the big difference between financial advisors - which most individuals have - vs. financial planners - which most individuals believe they have.After reading this book, you will understand what kind of financial professional you are working with and what you need to be discussing and expecting when planning your pre and post retirement life.

Startup Wealth: The Entrepreneur's Guide to Personal Financial Success and Long-Term Security


Joyce L. Franklin - 2014
    But the very optimism that contributes to their success may torpedo the subsequent preservation of their fortune. Startup Wealth is a crucial guide for entrepreneurs looking to understand the personal financial and legal challenges of creating and building a company. More than 65 entrepreneurs, executives, venture capitalists, and advisors offer advice for making smart financial decisions in all phases of a startup. Entertaining success stories and revealing lessons learned come from the founders of Tesla Motors, the CFO of Yahoo, and other tech luminaries. An exploration of the Entrepreneur's Wheel of Life and easy-to-follow checklists will help you and your employees maximize personal wealth from day one until well after your IPO or acquisition. Rounding out Startup Wealth are comprehensive discussions of equity awards, stock options, and angel investing. Praise for "Startup Wealth" "This book contains a wealth of genuinely usable tips and advice, set against a background of entertainingly presented tales of Silicon Valley failure and success. Joyce has compiled a terrific combination of tactical moves informed by factual lessons learned." -Lise Buyer, Principal and Founder, Class V Group "Starting a new company can be challenging. In order to succeed, you need to be able to think more than one move ahead. Startup Wealth helps you do just that. Its 'learn by example' approach provides insight that you can use from day one until a liquidity event-and beyond." --Steve Datnow, CEO and Founder, OrgChart5.com "This book has some good advice, which often goes unsaid, even by the people who are great at advising entrepreneurs in the early stages." --Karl Jacob, CEO and Founder, Hangtime, Inc.; Angel Investor "Startup Wealth covers a broad range of topics, from personal finance to tax planning, when working at a startup, whether during the lean years or a liquidity event. The book is also interspersed with relevant anecdotes from entrepreneurs that make it an enjoyable read. Even if you don't end up at the next Facebook, the advice on managing wealth through the startup process is well worth reading." ---Eric Deal, Engineer and President, Cyclic Design "While many books have been written about entrepreneurism, few ever address the important intersection between the financial success of the company and the personal financial success of the entrepreneur. In this book, Joyce Franklin provides an excellent guide on how to balance between the two, replete with valuable stories of entrepreneurs who have already been down this path and are willing to share their successes and failures. Whether you're an entrepreneur trying to navigate your own balance between business and personal financial success, or an advisor working with entrepreneurs, you should find the stories and knowledge that Franklin shares to be of enormous value!" --Michael E. Kitces, CFP(r), CLU, ChFC Publisher, The Kitces Report & Nerd's Eye View; Partner, Director of Research, Pinnacle Advisory Group "Good ideas-defining the steps to startup success, for example-are not hard to find; business how-to books are full of them. What's scarce is persuasive evidence that these ideas really work, particularly when they seem to challenge conventional wisdom. Joyce Franklin's Startup Wealth documents her entrepreneurial prescriptions with tips and profiles....The lessons she offers aren't "textbook"; rather, they derive from the experiences of men and women whose career paths illustrate the "Entrepreneur's Wheel of Life" that Franklin describes. There's no shortcut to success, but Startup Wealth offers real-world guidance that's proved its value." --Stevenson Hawkey, PhD, Director of the Financial Planning Program, Department of Finance and Economics, Golden Gate U.

Financial Therapy: Theory, Research, and Practice


Bradley T. Klontz - 2014
    Formerly it may have waxed and waned in tune with the economy, but today more individuals are experiencing financial mental anguish and self-destructive behavior regardless of bull or bear markets, recessions or boom periods. From a fringe area of psychology, financial therapy has emerged to meet increasingly salient concerns.Financial Therapy is the first full-length guide to the field, bridging theory, practical methods, and a growing cross-disciplinary evidence base to create a framework for improving this crucial aspect of clients' lives. Its contributors identify money-based disorders such as compulsive buying, financial hoarding, and workaholism, and analyze typical early experiences and the resulting mental constructs ("money scripts") that drive toxic relationships with money. Clearly relating financial stability to larger therapeutic goals, therapists from varied perspectives offer practical tools for assessment and intervention, advise on cultural and ethical considerations, and provide instructive case studies. A diverse palette of research-based and practice-based models meets monetary mental health issues with well-known treatment approaches, among them: Cognitive-behavioral and solution-focused therapies. Collaborative relationship models. Experiential approaches. Psychodynamic financial therapy. Feminist and humanistic approaches. Stages of change and motivational interviewing in financial therapy. A text that serves to introduce and define the field as well as plan for its future, Financial Therapy is an important investment for professionals in psychotherapy and counseling, family therapy, financial planning, and social policy.

10/10/80 Living: A Practical Roadmap to Financial Success


E. John Wood - 2014
    And for most of us, these will happen before we reach the age of 30.But every decision will be affected by how you manage your money.To address this reality, 10/10/80 Living provides you with a simple strategy for building an impactful financial life from your first paycheck. This book is not an overflow of useless information, but an actual plan that you can begin using today. Whether you are in school or building your career, this book will help you make sound financial decisions today that will shape your quality of life for decades to come.In this book you will learn how to:•Take control of your money•Build breathing room into your financial life•Implement the 10/10/80 Living principle•Reduce unwanted expenses•Eliminate debt•Avoid the most common mistakes committed by twenty-somethings•Establish a rainy day fund•Grow your money through investing•Retire a millionaire•Make a lasting impact through giving

Organize Your Money in 24 Hours!: 50 Best Strategies to Manage Your Money, Live a Debt Free Life, and Achieve Your Financial Freedom in the Way You Want


Christ Lewis - 2014
    It's certainly stressful when you can't find much-needed records. So many people get stressed out when there's a need for their financial records. It's important to have a straightforward system to help. Take a look at these great tips to organize your money and personal finances. You will be provided with the practical 50 strategies and your financial life will be much happier. Here is the preview of the book:CHAPTER I: Reflection Time CHAPTER II: BABY STEPS to Financial Freedom CHAPTER III: Mustering up the Courage to Repay Your CREDIT CARD Debt CHAPTER IV: Tips for the MOMS and DADS out there! CHAPTER V: Saving like a Pro – Tips for Students Chapter VI: Money and Technology – Know their Compatibility Chapter VII: Let your Money Flow – Learn How to Make it Grow Let Organize Your Money in the Way You Want

Recalibration: Fine-tuning how we view money and finances to achieve long-term happiness


Bryant S. Bonner - 2014
    Why is this? Recalibration explores how our minds are wired towards money and spending and tweaks our approach to help us achieve a financially stress-free and happy life. If you've ever struggled with personal finances or would like to incorporate a budget into your life, Recalibration is essential to get you thinking the right way for long-term financial success!

Understanding Y


Charlie Caruso - 2014
    In this groundbreaking work, author Charlie Caruso has amassed a diverse array of papers, articles and journals from prominent individuals, noted entrepreneurs and bestselling authors who collectively explore how Gen Y thinks, interacts and works. Understanding Y gives insight into the generation and examines their motivations and passions.Understanding Y: #andYyoushould provides a refreshingly comprehensive and candid account of the current disconnect between reality and perception surrounding the Millennial cohort.The impressive list of contributors and collaborators each bring their unique insight to explore the myths, facts and motivators behind this generation. Contributors include notables such as David Burstein, author of Fast Future: How the Millennial Generation is Shaping Our World, Ryan Heath, author of Please F* Off: It's Our Turn Now, Bernard Salt, author, demographer and social commentator; and many more. Discover how to motivate, lead, inform, educate, integrate and collaborate with Millenials Learn what experts have to share about the psychology that drives Millenials Uncover the motivators and passions that excite this up-and-coming generation This is a book that offers anyone who interacts with the Millennial generation a humorous, educational, statistical, theoretical and conversational journey for connecting with Gen Y.

Amazon Affiliate: Make Money with the Amazon Affiliate Program


Armaan Kohli - 2014
    He shows you screenshots of how his income keeps growing along with an example of how he ultimately sold his 6 month old Amazon affiliate website for over $15000!He also shares 7 amazing tips on how to increase your conversion rates as an Amazon affiliate to get the maximum bang for your buck. If you’re looking for a practical and easy to follow guide on how to make money as an Amazon affiliate, then this is the right book for you.This book also includes FREE bonus Keyword packages that are worth more than $1000.

The Truth About Retirement Plans and IRAs


Ric Edelman - 2014
    Yet only half of all eligible Americans contribute to a retirement plan. That’s because all plans—including the 401(k), 403(b), 457, and even the IRA—are complicated, confusing, and costly. New York Times bestselling author and acclaimed financial advisor Ric Edelman has counseled thousands of savers and retirees and has accumulated his advice in this book. Edelman has created a step-by-step guide. With illuminating prose and simple explanations, he shares everything you need to know as a plan participant: how to contribute even when you think you can’t afford to, how to make wise choices among your investment options, and how to convert your 401(k) into income so you can provide yourself with the lifestyle you want in retirement. Along the way, he debunks the myths and clears up the confusion.

The Intelligent Investor by Benjamin Graham: Summary of the Key Ideas in One Hour or Less


Eighty Twenty Publishing - 2014
    Get your 80/20 summary today!

Natural Prophets: From Health Foods to Whole Foods - How the Pioneers of the Industry Changed the Way We Eat and Reshaped American Business


Joe Dobrow - 2014
    With nearly unfettered double-digit annual growth, the development of this nearly $100 billion industry is one of the most remarkable untold stories in American business history. Trailblazers like Mo Siegel of Celestial Seasonings, Gary Hirshberg of Stonyfield Farms, and John Mackey of Whole Foods openly challenged the interests of Big American Agribusiness, transformed food manufacturing and retailing, and re-wrote the playbook for small entrepreneurs.Dobrow, a 20-year veteran of the natural foods industry who had a front row seat (and backstage pass) to much of the upheaval and expansion he describes, characterizes the radical vision of these "natural prophets" as one part anti-industrial activism, one part bold opportunism, and one part new-era marketing genius. The triple bottom line—people, planet, profit—emerged as a major new lodestone for successful, values-based business practices.NATURAL PROPHETS is a fascinating narrative account of these upstart Davids—their failures and their unprecedented successes—that distills lessons about management, marketing, and entrepreneurial growth, and offers a lively, urgent profile of an industry that continues to change the way we eat, the way we live, and the way we think about ourselves.

The Teen Money Manual


Kara McGuire - 2014
    This book offers today's teens the best and most up-to-date tips on how to make money, how to spend it, how to invest and save it, and how to protect it. Learn how to land that first job, figure out your paycheck, and negotiate a raise. Discover how to stretch your money to cover all of your needs and (at least some of!) your wants. Learn to be a savvy saver to vastly improve your life. Really! Once you've started to accumulate property and money, you're not done managing your financial life. Far from it! Find out what it takes and how much it will cost.

The Only Financial Planning Book That you will ever Need


Amar Pandit - 2014
    Some are immediately put off, as they simply do not have time to plan. They think of the process as complex and time-consuming; in fact, most believe they should think of a financial plan once they have enough wealth. There are many such myths about financial planning and its important to understand what financial planning really is. Any decision about money impacts your overall finances. In fact, deciding not to invest or not to plan is also a decision. Any decision that you take about money and that has an impact on your overall financial situation is financial planning. The irony is that most people do financial planning unknowingly and in an unstructured manner, whether it is buying insurance policies, or stocks, or investing in real estate or taking a loan. These decisions are generally taken in isolation, with no relation to each other, and without considering the impact of one decision on the other. So, why not do it in a structured manner? Financial Planning is the process of utilizing your Financial Resources in the best possible manner to achieve your Financial Goals. Financial Planning is not the same as Investment Planning or taking advice from a chartered accountant or a banker. Financial planning encompasses several areas of personal finance such as: Cash flow and Debt Management Risk Management and Insurance Planning Asset Allocation & Investment Planning Taxation Planning Retirement Planning Estate Planning (Transfer of Wealth, Wills, Power of Attorneys and Trusts) Leonardo Da Vinci said “Simplicity is the ultimate sophistication" and this book is an attempt to make financial planning and personal finance simple for everyone.

The Women's Guide to Successful Investing: Achieving Financial Security and Realizing Your Goals


Nancy Tengler - 2014
    Why, then, do the vast majority of women consistently claim they lack the confidence and/or expertise to make financial decisions?The Women's Guide to Successful Investing tackles this outmoded problem by handing women the tools they need to make savvy investment decisions and watch their money grow. Drawing on over twenty years of experience as a wealth advisor, CEO, mother, and wife, Tengler delivers advice about building a rational, reliable investment portfolio. Investing, she writes, is not gambling. And it's not rocket science. In fact, the value-based approaches employed by the most successful investors will resonate with women who manage their own finances and households. Filled with fascinating case studies and engaging, personal stories of financial management, Tengler entertains as she educates. As a part of her eleven clear-cut "intelligent investing rules", Tengler tells women how to reap financial rewards by identifying sound companies that have been overlooked by other investors. In The Women's Guide to Successful Investing, Tengler has provided a sort of investing de-coder ring—a straight-forward guide to buying stocks for the long-term.Tengler has written a book for any woman who wants to gain the skills and know-how for financial independence. Studies have consistently demonstrated women's keen aptitude in the realm of investing. All that's missing is a simple, accessible roadmap for forging your path. The Women's Guide to Successful Investing is just that.

Money Miracles: A Proven System to Attract Money and the Things it Buys (Life's Not Rocket Science Book 1)


Kerry O'Hallaron - 2014
    He lays out his findings in an easy-to-read, humorous and uplifting format, without departing from the book's premise. Can the above questions be true? You decide. Many have, long before O'Hallaron's time. He simply brings us a modern interpretation of a timeless classic. Read, enjoy, and employ the important teachings as you learn an elegantly simple approach to enjoying new streams of income and the many things you can buy when you have money!

Save Your Money, Save Your Life: 110 Ways to Cut Spending and Reach Financial Freedom


James Conklin - 2014
    For some it is to pay off debts. For others, it’s a better car, clothes, or new toys. For another group, it is a desire to build up a nest egg to start working for them and break out of the cycle of working to spend.Whatever your reason to cut expenses and save money, we can all use ideas on where to get started. Save Your Money, Save Your Life offers 110 suggestions on fun and practical ways to reduce your spending and keep more money your wallet. Through 12 savings categories, you’ll get ideas like:How to effectively earn more than 10% cash back on credit cards.How to save on education all the way from preschool through to college.Ideas on car right-sizing, do-it-yourself maintenance, and saving in emergencies.How to make the most of entertainment without breaking the bank.Investment ideas to help you fund your own retirement, not your broker’s.Recipes for healthy and frugal staples for your kitchen.How to reduce energy bills and make the most of free utility services.Free shipping services that let you avoid spending on gas and bring your purchases to you.4 powerful mental shifts that will change the way you think and act with your spending.Beyond just ways to save money and cut expenses, Save Your Money, Save Your Life offers a viewpoint on the purpose of savings and reducing expenses. By understanding the power that comes from lowering your expenses, you’ll see how to save more of your life to live for yourself and reach financial freedom. This book is meant for anyone who has wondered how to step out of the rat race and feel rich without winning the lottery. Getting rich isn’t about how much you earn, it’s about how much you save - so dive in and be inspired by new ways to live it up by living lean!

REALIGN: Finding God's Purpose for Your Money


Jimmy Seibert - 2014
    In REALIGN, you’ll go beyond the surface level symptoms, discovering the deeper issues and realigning you life. DISCOVER GOD’S PURPOSE FOR YOUR MONEY ... God has either already planted or wants to plant an adventurous dream inside each of us – dreams to have an impact and to change the world! But, in order to see these God-sized dreams accomplished, we must REALIGN our lives with God’s way of doing things. God’s original purpose for our money is to know Him and make Him known! DIG DEEPER INTO GOD’S WORD ... Changing our beliefs about our finances is not something that mere reprogramming can accomplish. Simply giving ourselves good thoughts and pep talks might work in the short-term, but we need more. Our thinking must be transformed by something stable and secure – the unchanging Word of God. EXPERIENCE DEBT FREE LIVING ... Perhaps you are not really sure there is enough (money) to make it to the next paycheck, let alone to pay the mortgage. Or maybe, you find yourself trapped in an every-escalating façade, requiring more and more spending to maintain appearances. Well, if any of this is you, welcome to the “fellowship of the broken.” Wherever you are in your financial story, there is a way for you to be debt free. GO ON AN ADVENTURE OF GIVING ... God is in the business of recruiting men and women who will jump up off of the couch and run out the door to explore the adventure He has in process. More than hoping you will be a happy giver who regularly puts twenty bucks in the offering plate, God is after your heart. “If you are looking at your financial house and realizing that it needs major help or even a minor repair, then we highly encourage you to read REALIGN and DO WHAT IT SAYS. You won’t regret it.” -- Chip and Joanna Gaines , Hosts of popular TV show

The Ultimate Beginners Guide to Outsourcing: Learn How to Outsource Any Job Online on Fiverr and Elance or Hire a Virtual Assistant to Save Time and Money.: ... Includes list of 75 freelancers you can use


George Ilian - 2014
    Having Experience being on both sides of the fence, you can see a lot of insider information, how to get any job done on Fiverr and Elance. Also in this book I will be sharing with you a list of contractors from these two websites that I (or friends of mine) have worked with and we know that they provide great service. The list includes over 75 contractors, so it is a great place to start when searching to outsource a task. In This Book You Will also Learn: * What is Outsourcing and how it works* What you can and should outsource* Where to find excellent freelancers * How to deal with freelancers* How to get the best out of Fiverr* How to successfully use Elance to achieve your goals* How to Hire a virtual assistant* How to avoid outsourcing nightmares* How to make sure you always win from your outsourcing projects by keeping an eye on your ROI* 2 BONUS Ebooks - 69 Ways to Make Money from Home + Bitcoins Beginner's Guide Why This Book? This is book is not a promise for a 4 hour work week. It is an opportunity to build a network of freelancers and grow your business and free up more time for yourself and your family, while making even more money, if this is your goal, then this book is for you .

The Minimum Wage Millionaire: How a Part Time After School Job Can Change Your Financial Life


Bill Edgar - 2014
    The book presents a practical approach to accumulating wealth for teenagers who are just starting to earn income with a part time job. Using simple analogies to unravel complex financial concepts allows the young mind to grasp why it is important to invest early and how to start with their first paycheck.

The Field Guide to the Comp Plan: Navigating Your Way to Abundance


Andrew Edwin Jenkins - 2014
    And, we ask every single time we start new employment. Yet many of us forget about these questions when we begin working in a multilevel / network marketing / home-based business. Then we find our heads spinning, wondering how everything fits together. How does this happen? Well, most of the time- in Young Living- it's the women who jump into the business first. In other words, guys rarely look at the compensation plan because it's not "their thing." As well, the fact is that most people who enroll as wholesale members with Young Living and later "do the business" never intended to do anything more than simply use the oils or just sell enough to "fund their habit." As such, as the business starts growing and things start humming along, they find themselves with lots of action and little information. The compensation plan is complex- even if clear. In this Field Guide we'll walk through it. You'll learn... * How much work this will really take * How to jump-start a business that is new or has stalled for a bit * Steps to take to become financially free- or reach any other financial milestone between where you are and where you want to be * The power of residual income streams * Little-known programs Young Living has created that accelerate your success * How to understand terms like Unilevel, Shares, Generations, as well as the eight ways to make money as a Young Living wholesale member * What other people make "doing the business," how much they work, and just how profitable this can be for you If you treat Young Living like a hobby, you'll have fun and get paid like a hobby. If, however, you want to work the process like a legitimate business, the opportunity stands before you to be rewarded quite well. The Field Guide to the Comp Plan helps you pull all of the info together and see the possibilities clearly. Best of all, you'll walk away with practical steps to navigate your path.

The Ultimate Guide To Couponing: Learn The Secrets And Powerful Strategies To Save Big Money


Kathy Stanton - 2014
     You will learn the origins of couponing and how it came to be today, and why. You will educate yourself on all the couponing lingos so that you won’t get lost in your couponing endeavors.You will also learn how to effectively collect coupons and where to get the best ones. So, what are you waiting for? It's time to get started saving money! Here Is A Preview Of What You'll Learn... The History of Couponing The Couponing Lingo The Advantages and Disadvantages of Couponing The Secrets of Collecting Coupons How to Store and Organize Your Coupons Utilizing Your Coupons Planning For Your Shopping Trip Couponing Ethics and Etiquette Much, much more! Take action today and get started saving big money by downloading this book for a limited time discount of only$2.99! Download your copy today!Tags: couponing, saving money, couponing for beginners, couponing strategies, couponing tips and tricks, how to coupon, couponing strategies, couponing secrets, collecting coupons, using coupons, how to use coupons, couponing lingo

The Empty Seashell: Witchcraft and Doubt on an Indonesian Island


Nils Bubandt - 2014
    In a book based on more than three years of fieldwork between 1991 and 2011, Nils Bubandt argues that cannibal witches for people in the coastal, and predominantly Christian, community of Buli in the Indonesian province of North Maluku are both corporeally real and fundamentally unknowable.Witches (known as gua in the Buli language or as suanggi in regional Malay) appear to be ordinary humans but sometimes, especially at night, they take other forms and attack people in order to kill them and eat their livers. They are seemingly everywhere and nowhere at the same time. The reality of gua, therefore, can never be pinned down. The title of the book comes from the empty nautilus shells that regularly drift ashore around Buli village. Convention has it that if you find a live nautilus, you are a gua. Like the empty shells, witchcraft always seems to recede from experience.Bubandt begins the book by recounting his own confusion and frustration in coming to terms with the contradictory and inaccessible nature of witchcraft realities in Buli. A detailed ethnography of the encompassing inaccessibility of Buli witchcraft leads him to the conclusion that much of the anthropological literature, which views witchcraft as a system of beliefs with genuine explanatory power, is off the mark. Witchcraft for the Buli people doesn't explain anything. In fact, it does the opposite: it confuses, obfuscates, and frustrates. Drawing upon Jacques Derrida's concept of aporia--an interminable experience that remains continuously in doubt--Bubandt suggests the need to take seriously people's experiential and epistemological doubts about witchcraft, and outlines, by extension, a novel way of thinking about witchcraft and its relation to modernity.

Real Money Answers for Every Woman


Patrice C. Washington - 2014
    Know why? Because whether you’re a busy wife, single mother, young professional, a tad more seasoned gal or somewhere in between, it tackles the fears, struggles and questions hundreds of women have asked Patrice over her last decade of helping women get out of debt, rebuild their credit and define their passions. And it’s all done in her down-to-earth, practical and sassy (when necessary) tone. The book’s sections are smartly built around the format of Patrice’s highly acclaimed women’s coaching program, The Mindset + Money Master Class and represent her entire philosophy about personal finance success. After all, it’s what got the Money Maven out of her own $18,000 of credit card debt! Readers are led through practical money lessons and exercises that will help them create wealthy habits, earn more money using their gifts, manage their money wisely and get comfortable having uncomfortable conversations around money.

Make Money, Live Wealthy: 75 Successful Entrepreneurs Share the 10 Simple Steps to True Wealth: Money, Investing, Lifestyle, Entrepreneurship, Self-Help, Millionaire


Austin Netzley - 2014
    but it doesn't have to be. Using the advice and wisdom of 75 successful entrepreneurs, let this book be the roadmap to more success, wealth and fulfillment in your life. The experts highlighted in this book are now iconic investors, super successful entrepreneurs, financial planners, bestselling authors, and more, but they didn't start out that way. They are living proof that you can truly come from any background or situation to ultimately reach a high level of success. All that it takes to find true wealth are the simple actions laid out in this book. This step-by-step guide teaches: - The money secrets of the rich - How to reprogram your mind for massive success - The common traits and skills of the wealthy - A money plan and list of priorities to focus on - The key mistakes that are holding you back - Where to begin so you can take your finances and career to the next level As successful entrepreneur David Wood says, "Wealth is a choice." The choice is yours to make. Take control. Make money. Live wealthy. For free training videos & resources for the book, visit: MakeMoneyLiveWealthy.com

99 Tax Write-Offs for 2013: Plus Tax Loopholes


C. Ingraham - 2014
    A great book for taxpayers who prepare their own taxes. Each section of the Form 1040, Schedule C and Form 2106 are included. This easy to read book will help you to understand tax deductions and tax-write-offs which you may have over looked in previous years. It will help you to learn more about tax deductions that you may legally qualify for, and activate your memory on write-offs you already know about. The best way to successfully activate your tax deductions is to keep good records. Even if you don't keep good records, throwing ALL of your receipts into a shoe-box is an excellent habit which will spark your memory when it's time to prepare your taxes, as well as help to protect you in case of an audit. In many cases taxpayers, who prepare their own taxes, forget or don’t realize the many tax deductions that are available to them. Sometimes it’s a matter of the taxpayer not knowing how to prompt the software to provide additional options in their tax return. When you know that there is a legal tax deduction, which you qualify for, you can look for ways to coerce the tax software to allow your deduction, or hire a tax professional. Give yourself a tax-break, purchase the book today, learn more on how to lower your taxes in the upcoming tax season. Table of Contents: Personal Tax Write-Offs for 2013 (55) Business Tax Deductions for 2013 (Schedule C) (44) Tax Loopholes Throughout the Book (10)

Warranty Work: Getting a Good Outcome Over the Phone


Lynnette Hartwig - 2014
    It is your right to have a fully working product right to the last day of the warranty period. Here's how to get it. A step by step guide for conducting your warranty call to make a good outcome almost inevitable.

Living on Thin Air: How to be poor and more or less cheerful


Amicia Taylor - 2014
    Maybe you've lost your job, or things have in some other way come crashing down around your ears. A must-read also for university students about to start managing away from Mum on a tiny grant. This little book combines good old fashioned budgeting tips, philosophical insights and good old-fashioned, no nonsense, Granny common sense. It's a goldmine - without the gold. Written by someone who's been there, done that and definitely bought the tee shirt.

My Credit Repair Nightmare! How I Went Through Hell and Back Repairing My Credit (And Finally Went From a Depressing 480 to an Outstanding 750)


Tyler Jefferson - 2014
    I will tell you how I went from a depressing life ruining 480 credit score (the type of score that doesn't even let you get a job) to an almost perfect 750. I will take you through the ins and outs of my journey and the simple steps I took to rebuild my credit. If you have a terrible credit score, have no fear, I wrote my story so that I could help you do the same thing I did... So let's get started!

Your Guide to Florida Property Investment for Global Buyers: Owning, Investing and Enjoying the Florida Lifestyle


Lisa Mirman - 2014
    If you are looking for any of those qualities please click off this page immediately!! Tired of long cold & grey winters? Want to provide your children access to study in the US? Aspire to own a Florida holiday home that pays for itself? Want to retire in Florida? Looking to invest your money in a stable real estate asset? Who is this book for? This book is the DEFINITIVE resource written for Florida’s global buyers. Europeans, Canadians, Central/South Americans, and Asian buyers now represent 25% of the real estate transactions in Florida. Every topic inside this book was inspired by the questions, concerns, and needs expressed by foreign buyers who fall in love Florida. Their core motivators for buying in Florida? Climate, lifestyle, investment, immigration, retirement, and education. What people are saying about the book: “The comprehensive, honest and open approach, from two market insiders, makes this an invaluable aid to investing in Florida, one of the most attractive property markets in the U.S." Fergal DeClar - MSc Programme Director, European School of Economics, Madrid, Spain “...mandatory professional advice for making a successful investment...it has helped me understand how purchasing in the U.S. is different from the operating model in Europe” François Angelelli – President, Hewlett-Packard France, Paris, France "Incredibly helpful, insightful and effective...Florida has always been a wonderful proposition, and with the market performing as it is, it's a no-brainer” Duncan Revie - CEO, Soccerex, London, UK Why Buy this Book? In the words of our readers, it is “easy to follow,” “beautifully organized” and “takes the fear out of investing abroad”. It is our goal that you start your Florida dream on the best footing so you can make informed decisions for you and your family. This book empowers you with that wisdom so you avoid making costly mistakes and dramatically accelerate your property purchase and enjoyment of Florida’s magic! Questions you’ll find answers to in this book: What area of Florida will be best to consider for my family’s interests? How to find the best return on investment in today’s market? How to identify an opportunity to own a holiday home that pays for itself? How to avoid paying too much than a property is worth? What hidden fees and surprises exist when buying and selling property? Who is a friend or foe? Don’t work with a wolf in sheep’s clothing. Why a book specifically for Florida’s global buyers? Having lived, worked, and studied in many countries, Lisa and Lee Mirman have seen firsthand how the process of buying and selling real estate tends to be radically differe

Cream City Hustle


James C. Molet - 2014
    Molet's debut novel follows the struggle of one young man as he seeks to secure his financial future in a system that constantly applies downward force and battles a drug dealer bent on his absolute destruction. In the heart of Milwaukee, Marcus dreams of attending college - minus the scourge of debt - and building a firm financial foundation.Through misfortune he crosses paths with Caine, a would be drug lord from Chicago who has relocated to the Cream City to build an empire. His name - derived from cocaine - was earned in Chicago, where he cut his teeth in the drug game and in a mere four years, had become the largest cocaine dealer in the city. When all is said and done, and the snow has settled in the Cream City, only one man will remain standing.Through mystery, imagination and humor, James C. Molet weaves personal finance concepts into a tale of danger, deception and avarice.