Perhaps you have a strong sense of intuition or have felt empathic. You may have wondered why you felt like there were spirits around you. You have often seemed to know the answers before they are spoken. You often have felt like you absorb the energy of others around you. You've been wondering why this happens and what it means. This book will tell you how to know if you are a psychic, a medium, or an intuitive, as well as how to do readings. It will also help you to understand spirit guides, Akashic records, and more. Gifted is intended for people that are opening up to their gifts as a medium, a psychic, or an intuitive. While it can be used for all levels, it is a book that is intended for the beginning to intermediate level student. A special excerpt of Lisa Andres’ second metaphysical book, Indigo Warrior – A Guide for Indigo Adults & the Parents of Indigo Children, is included as a bonus in this book. What people are saying about the first edition of Gifted – A Guide for Mediums, Psychics & Intuitives: “I like the way she wrote the book because I felt more like I was just having a conversation with a friend than being taught.” – Amazon Reviewer “This is the best book I've read so far on the subject matter as it touches on a variety of topics and it offers a lot of possible explanations regarding the experiences that I have had and continue to have that other books have failed to provide thus far.” – Amazon Reviewer “This book has already changed my life.” – Amazon Reviewer “I am presently studying to be a medium and have read more than 200 books on the subject. This is the only book you will need to read to understand and get started.” – Amazon Reviewer

    No B.S. No fluff. No Sugar-coating. Are you driven to succeed so much it hurts? Are you tired of books which promise a sugar-coated tactic to overnight success, only to be left with disappointment? Do you want to live a life on your own terms? Then this book is for you… Do you know what the #1 regret of the dying is? “I wish I’d had the courage to live a life true to myself, not the life others expected of me.” All of us start out with the desire and the potential to live a remarkable life. But along the way something happens… We start to accept mediocrity. But there is a way to live life on your own terms. And entrepreneur Peter Voogd wants to show you how… Peter started his first business when he was 15, and found himself broke, stressed and discouraged by the age of 22. By 23, he made his first 6 figure income, and by 27 his earnings were over 1 million. Through his own experiences and that of helping over 4,000 entrepreneurs with The Game Changers Academy and starting The Young Entrepreneur Lifestyle, Peter has identified the exact strategies young entrepreneurs can use to create a business so they can live a life on their own terms. In this book that is sure to be as big of a hit as 6 Months to 6 Figures, you’ll learn the 30 strategies you need to create the lifestyle of your dreams including: - The tactical tips, experience and mindset it will take to build your ideal lifestyle. - How to handle information overwhelm, and implement what you learn into your life and business for massive results. - How to drop your past and transform your future to see the change you want in your life. - The 6 “musts” to extreme achievement. - How to build a morning routine that’ll start you off energized and hungry to achieve your goals. "There are two types of people in this world. Those who will do whatever it takes to succeed… and everybody else. Choose wisely." - Peter Voogd Remember the number one regret of the dying? To have the courage to live a life true to themselves... Well do you have the courage? The courage to stand up and to create an exceptional lifestyle that’s true to who you are? If you do, get this book. Because with that courage, and Peter’s advice, you’re sure to get everything you want out of life. Just think… in 6 months you could be one of the entrepreneurs who isn’t just barely surviving, but thriving. Whichever one you become is up to you. To get free downloadable resources (PDF and audio files) from leading entrepreneurship authority Peter Voogd, visit: TheEntrepreneurBreakthrough.com Tags: lifestyle entrepreneurs, young entrepreneurs, entrepreneurship, financial freedom, success, Peter Voogd, 6 Months to 6 Figures

    It has become known for its engaging writing style, instructional art program and focus on active learning. We are so excited to offer a robust learning program with student-focused learning activities, allowing the student to manage their learning while you easily manage their assessment. Detailed reports show how your assignments measure various learning objectives from the book (or input your own!), levels of Bloom's Taxonomy or other categories, and how your students are doing. The Cowan Learning program will save you time and improve your student's success in this course.

    

    This is not you grandma's coupon book! Pick Another Checkout Lane, Honey teaches you step-by-step how to:o Find coupons and "stack" them with a sale for huge savings.o Build a stockpile of food at rock-bottom prices to last you and your family up to a year.o Make passers-by gape at your cart full of groceries you purchased for 75% off retail price.o Get your cashiers to gasp and applaud as you purchase everyday items for pennies on the dollar.o Gain the confidence to strut down the aisles, flaunt your coupons, and maybe even wear high heels to the grocery store!Authors Joanie Demer and Heather Wheeler, founders of TheKrazyCouponLady.com, share their expertise along with hundreds of tried and true coupon tips in a fun, user-friendly format that will have shoppers high-fiving the grocery store cashier in no time.

    A humorous but informed instruction manual to questions philosophers have been asking and attempting to answer for centuries, How to Be A Philosopher will help you:- Think, talk, argue and persuade like a philosopher.- Win every agument by tying people in philosophical knots.- Ask questions and raise doubts about things most people take for granted.- Realise that almost nothing is certain.- Get the absolute final word on that question about a falling tree.A practical guide to philosophising, the book explains philosophical ideas with examples drawn from such great works as Family Guy, Monty Python's Flying Circus, The Matrix and Red Dwarf. The book also argues that learning to philosophise will help you think more clearly and honestly about your own life. The book even gives practical advice on how to make a living from philosophy!

    In this myth-shattering book, a leading business journalist exposes the shocking gap between personal finance and public image, and reveals how Americans are caught in the trap of living beyond their means.

    But every parent's worst nightmare came true when the teenagers fell in with the wrong crowd. Eleven years their senior, Ricardo was charming and good-looking - and Anna and Olivia easy prey. Blind to his grooming, the girls were soon trapped in a terrifying cycle of sexual and physical abuse. But their nightmare was only just beginning.Trafficked to the neon-lit windows of Amsterdam's Red Light District, Anna and Olivia were forced to work as prostitutes, servicing countless men night after night against their will. Body for Rent reveals the disturbing truth behind Amsterdam's Red Light District, and the shocking ease with which ordinary girls can be exploited. But despite the unimaginable horrors they endured, the damage done to their bodies and their minds, their friendship remained as strong as ever, giving them hope that one day, they would escape...

    He shares his investing philosophy and offers advice on all aspects of financial planning, including engaging an adviser; building a property portfolio; investing in shares, bonds or managed funds; growing your superannuation; and ethical investment.It’s Your Money is an indispensable guide for anyone who wants to do more with their money. Alan shows how, with a few careful steps and some practical wisdom, anyone can invest sensibly and successfully. He gives you the tools to be confidently in charge of your money and your future, your way.It’s Your Money is an indispensable guide for anyone who wants to do more with their money

    That's why you need to learn to think and trade like an institution. In this book you will learn: • How to work with Price Action • Price Action strategies that you can immediately put to use • How Volume Profile works • My favorite Volume Profile strategies • How to find your own trading style and what are the best trading instruments to trade • How to manage trading around macroeconomic news • How to do your market analysis from A to Z • How to manage your positions • How to do a proper money management • How to deal with trading psychology • How to do a proper backtest and how to get started with trading your backtested strategies • What are the most common trading mistakes and how to avoid them • The exact ways and rules I apply to my own trading You will learn all this in a simple, poignant way along with many examples and pictures. Book has 195 pages.

    And with the economic downturn taking its toll on small businesses around the country, taxes are a greater financial burden than ever before. "Lower Your Taxes-Big Time," 2009-2010 shows consultants, business owners, and contractors how to slash their tax bills by thousands.Written by Sandy Botkin, CPA and former attorney for the IRS, this informative and engaging book explains how to Get a yearly subsidy of $5,000 or more back from the IRSProperly document your business deductions Avoid any future audits by the IRSDeduct the equivalent of your child's education, braces, or weddingTake advantage of tax-free fringe benefits available to small businesses

    Nor that the order would come from a Point Piper millionaire. Kate McClymont is Australia’s best-known investigative journalist. Kate and McGurk received intel that he was going to be ‘hit’. Before the two could meet, McGurk was murdered. Kate and her family also received death threats and were moved to a hotel for a few days.This story involves bumbling criminals, turncoats, snitches, miniature korans, developers, wealthy people brought down, and devastated families. It unpacks the structures of our major cities and asks some big big questions.Multiple Walkley-winner Kate tells it with pace and character and her insider status.

    When I was sixteen, I had a mental breakdown. It happened while I was on vacation in the Caribbean with my family. I’d been reading an old Zen book, and it did me in. I’d experienced some strange mental states before, but this was different. As I read this book, death moved to the foreground of all my thoughts—and then stayed there. I found myself in a tropical paradise, terrified. Living seemed too cruel to carry on with. Buddha had said all life was suffering and all that meant was that everything was hopeless. There was no way out. Escape was impossible. When you looked at things soberly, it was obvious. Life, inevitably, was really just suffering and death. I kept this anxiety to myself as best I could. There was nothing to say anyway. No one could help. I was helpless, mortified, but aware that I was unable to do anything about it. The stress began to wear on my body. It felt worse and worse. I would have killed myself right there if death didn’t scare me even more than life. I reasoned if I killed myself at least this particular suffering would be over. These feelings peaked and then went on, and on, and on. At some point, I took a drive with my family to a beach on the other side of the island. It was bad. My insides felt as if they were being torn out. I didn’t understand what was happening. I felt like vomiting but couldn’t. Finally, we arrived at the beach. I sat under a tree, in the shade, trying to act sane. And then I thought I died. Something happened and then nothing. And then there was something again. I don’t know. Was I dead? I looked around and realized I wasn’t. I was on the beach, under a tree. But there was no “I.” Everything was different. Everything had dropped off. Where was “I”? I didn’t exist. What was happening? What was this? It was indescribable. You couldn’t describe this. Any description was pointless. Everything was perfect just as it was, but at the same time, it wasn’t that. Because there was no everything. There was nothing at all. There was no need to describe anything ever again because there was nothing. Words and description were meaningless. Nothing was real. Nothing mattered! And this was, undoubtedly, the best news possible. The greatest realization I could wish to have. Yet that couldn’t begin to explain how good this was. It was way beyond any conception I could come up with. Everything, and everybody, was saved. That was clear. Everything was fine—now and forever. Nothing needed to be done, ever. The whole thing—life, death, reality, individuality, good, bad, right, wrong—was a lie. An illusion. A sham. Everything just was—just is. And this was perfection, beyond any belief, rationalization or label I could ever put on it. It made no sense, and it was perfect. It was before time itself. It transcended thought, was past my comprehension. Thought created all this suffering—and thought itself was not real. Without thought, all was grace—always. It was all blissfully and blatantly simple, yet totally illogical. I sat on that beach, thunderstruck. It was laughable. Whatever you thought, it didn’t matter. Thought had nothing to do with anything real. Everything was always perfect, no matter what you thought…

    Learn how to use CDs, bonds, and bond funds to manage risk/reward even during low interest rates. You will learn:How to choose your stocks/bonds allocationHow to become immune to changing interest ratesWhen to use CDs and individual bondsHow to choose a good bond fundHow to hedge against unexpected inflationContents:Foreword by Larry SwedroeIntroduction- Who Should Read This Book?- Start with a Sound Financial LifestyleWhy Bother With Bonds?- Stocks are risky in the short-run, and the long run too!- Bonds Make Risk More Palatable- Bonds Can Be A Safe Bet- Bonds Are An Attractive Investment DiversifierLife Is Complicated. Bonds Are Not.- What is a Money Market Fund?- Are CDs Better Than Bonds?- What Are Bonds?- What is a Bond Ladder?- Individual Bonds or a Bond Fund?Bonds: Risks and Returns- Yield, Price And Making Comparisons— How To Compare Individual Bond Returns— How to Compare Bond Fund Returns— Total Return: To Measure And Compare Performance- How To Reduce Risk From Interest Rates Changes— Duration: The Point of Indifference to Interest Rates— Duration: The Measure of Sensitivity to Interest Rates- How To Reduce Risk From Unexpected Inflation— Real versus Nominal Interest Rates— Why Include TIPS In Your Portfolio?- Credit Quality or Default RiskBuild The Bond Portion Of Your Portfolio- Start With Your Goals.- How Much Risk Is Right For You?— Understand How Much Risk You’re Taking— Take Your Risk In Stock Market, Not Bond Market— How Much in Bonds? How Much in Stocks?— Your Needs Change Over Time- The Importance of Low Cost— How Much To Diversify Bonds?— The Importance of Low Cost— Five Low-Cost Strategies You Can Do Yourself- Taxes Matter- Example Portfolios (both good and bad)Common Misconceptions Important to Correct- Stocks Are Safer In The Long Run- Holding a Bond (or CD) to Maturity Eliminates Risk- Stocks Are Safer Than Bonds- The Best Funds Have The Most Stars- A One Percent Fee Is Small- Rising Interest Rates are Bad for Bond Holders- You Can’t Beat the Market Using Index Funds- Use Multiple Investment Companies To Diversify- You Need Many Mutual Funds to Diversify- Frugal Means StingyReviews Worth Noting:“[As] stocks have surged and bond yields have dwindled, investors increasingly ask "Why bother with bonds?" Rick Van Ness takes this question and runs with it in his book sporting this provocative title. Sooner or later, this question will answer itself, and it will behoove all investors to get to know Rick before it does. Read it, enjoy it, and profit from it—before it's too late.”William J. BernsteinAuthor, The Four Pillars of Investing“In his simply stated and entertaining book, Rick Van Ness eloquently instructs the reader on how to do bonds right – in fact, better than any single book I’ve read.”Allan S. RothAuthor: How a Second Grader Beats Wall Street“If you are a DIY investor . . . you should read this book. It will steer you clear of areas you need to avoid and into where you should be. A quick read filled with valuable info!”Robert Wasilewski“This book should be part of America’s high school curriculum.”Andrew HallamAuthor: Millionaire Teacher