Best of
Money

2010

The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime!


M.J. DeMarco - 2010
    The mainstream financial gurus have sold you blindly down the river. For those who don't want a lifetime subscription to "settle for less," and a slight chance of elderly riches, there is an expressway to extraordinary wealth that can burn a trail to financial independence faster than any road out there. Demand the Fastlane, an alternative road to wealth that actually ignites dreams and creates millionaires young, not old. Hit the Fastlane, crack the code to wealth, and find out how to live rich for a lifetime.

You Need a Budget: The Proven System for Breaking the Paycheck to Paycheck Cycle, Getting Out of Debt, and Living the Life You Want


Jesse Mecham - 2010
    A guide based on the tenets of the award-winning financial platform, "You Need a Budget," argues that a well-planned budget does not involve deprivation and counsels readers on how to prioritize financial goals, reduce stress through strategic cash flow allocations and meet the challenges of unplanned expenses.

No B.S. Wealth Attraction In The New Economy


Dan S. Kennedy - 2010
    It’s never coming back as it was, and in its place a generally tougher, more demanding marketplace is emerging. HOWEVER, when it comes to wealth, one instrumental reality is unchanged: No matter the economic conditions—booms or recessions, including the fast-emerging New Economy—there is wealth. And who better to show you how to lure, bait, attract, and become a magnet for it than “Millionaire Maker” Dan S. Kennedy? Kennedy covers: • How to experience The Phenomenon --- attract more wealth in the next 12 months than in the previous 12 years! • Wealth Inhibition—do you suffer from it? • Why Positive Thinking alone is worthless • Your #1 Entrepreneurial Responsibility • Is there a ‘dirty little secret’ behind many wealthy entrepreneurs? • The worst of all wealth-defeating habits • Are you an ‘opportunity thinker’ --- or are you guilty of ‘outcome thinking’? • “ Do what you love and the money will follow” B.S. that’s hazardous to your wealth • How to Stop playing Blind Archery • 12 Ways To Increase Your ‘Personal Value’ • Why you must STOP thinking about Income! • The 90 Day Experiment that may change your life forever

The Narrow Road: A Brief Guide to the Getting of Money


Felix Dennis - 2010
     In "How to Get Rich," British mogul Felix Dennis told the engaging story of how he started a media empire and became one of the wealthiest men in Britain-all without a college degree or any formal training. Now he shows readers exactly what it takes to start a business and make it successful. Dennis offers a pithy guide for those determined to attempt what he calls the getting of money-regardless of the consequences. His eighty-eight tips include: ? Do not fall in love with any project. You may believe in it wholeheartedly, but must remain prepared to abandon it should it show signs of failing. ? If you are unwilling to fail, sometimes publicly and even catastrophically, you will never be rich. ? You will never get rich working for your boss. No one knows better than Dennis what it takes to get rich, and his battle-tested advice-delivered with his signature wit-will surely appeal to serious entrepreneurs.

8 Habits of the Happy Millionaire


Bo Sánchez - 2010
    They were phenomenal human beings. He asked, "Why are these wealthy people wealthy?" He wanted to know their secrets. So he watched them. He listened to them. He talked to them.He found out that they had a different set of habits.And for the past 12 years, he's incorporated these powerful habits in his life. The results have been incredible. From a poor missionary, he is now a millionaire missionary running 12 small businesses, but using only 10 percent of his time. Because all of them run on autopilot, he still devotes 90 percent of his time to his ministry.In this book, you'll learn the 8 Habits of the Happy Millionare, which include...* Finding Your Emotional Hunger* Being Consistently Aggressive* Creating Money Machines* Sticking to Your GameWhen you acquire these same habits, you'll find that wealth creation becomes automatic. Spontaneous. Systematic. Effortless. Fun!Read this book and change your financial life forever.

Money and the Prosperous Soul: Tipping the Scales of Favor and Blessing


Stephen K. De Silva - 2010
    DeSilva offers a unique, prophetic/supernatural approach to handling money. This respected charismatic leader combines financial philosophy, biblical truth, supernatural deliverance, and prophetic teaching, and also offers related practical and prophetic exercises throughout each chapter.Money and the Prosperous Soul will help every believer struggling with lack to overcome wrong thinking and destructive cycles and learn the biblical and supernatural principles of success. Free online resources make this a perfect resource for small group classes and self-study.

Secrets of Jewish Wealth Revealed!


Celso Cukierkorn - 2010
    Blending humor, personal anecdotes, proverbial wisdom, and biblical references, Secrets of Jewish Wealth Revealed! is a readable guide towards achieving prosperity throughout life's various stages. Rabbi Celso blends Godly wisdom and common sense, offering practical solutions that the Jewish people have used for thousands of years to build and strengthen their financial standing. He also highlights the pitfalls of many of our culture's poor spending habits, even though they've become accepted practices in today's world. "It makes no sense that someone would volunteer to be a slave, but that's exactly what's happening in the United States today," says Rabbi Celso. "Far too many people are signing up to become slaves to their credit card companies." Secrets of Jewish Wealth Revealed! is a program of simple, but essential steps that Rabbi Celso believes will forever change the way people look at their finances, and handle their money. He discloses the eternal truths behind the oldest financial system in history, the one that has survived the test of time: the Jewish approach to financial management.

How to Make Money in Stocks: Complete Investing System


William J. O'Neil - 2010
    O'Neil's national bestseller "How to Make Money in Stocks" has shown over 2 million investors the secrets to successful investing. O'Neil's powerful CAN SLIM Investing System--a proven seven-step process for minimizing risk and maximizing gains--has influenced generations of investors.Based on a major study of all the greatest stock market winners from 1880 to 2009, this expanded edition gives you: Proven techniques for building stocks before they make big price gains Tips on picking the best stocks, mutual funds, and ETFs to maximize your gains 100 new charts to help you spot today's profitable trends Strategies to help you avoid the most common investor mistakesThe CAN SLIM Investing System The American Association of Individual Investors 12-year study of over 50 leading investment strategies found O'Neil's CAN SLIM System to be the top-performing strategy. CAN SLIM produced 2,763.3% over the 12 years vs. 14.9% for the S&P 500.Complete Investing System-You Get Started in Three Easy Steps: ACTIVATE YOUR eIBD SUBSCRIPTION You'll get one month of access to the tools and features in eIBD and investors.com to help you apply what you learn in "How to Make Money in Stocks"Get your first month of eIBD now at investors.com/system. Then, watch the enclosed Action Plan DVD that gives you a quick overview for using eIBD.REGISTER FOR YOUR LIVE INVESTING WORKSHOP At this three-hour workshop, IBD experts will give you an overview of the CAN SLIM System and provide an action plan for using key features and investing tools.Call 1-800-831-2525 to register for the workshop nearest you.READ HOW TO MAKE MONEY IN STOCKS This book gives you the foundation for your investing success, so be sure to read each chapter carefully. Follow these three steps and you'll be on the path to being a more successful investor.You Can Do It, Too ""I figured I made more money in stocks using IBD as my daily resource than I've made as a CPA over the last 10 years."" -- Robert F., Illinois, CPA""This system has helped me find the big winners in a market rally, and more importantly, it has helped me avoid the big losses in a market downturn."" -- Michael A., Florida, retired

Right Riches for You


Gary M. Douglas - 2010
    "It's about what we're willing to receive. And what we're willing to receive is just a choice." What if generating money and having money was fun and joyful? What if, in having fun and joy with money, you receive more of it? What would that be like? Money follows joy; joy does not follow money.

Accounting for Value


Stephen H. Penman - 2010
    The book's novel approach shows that valuation and accounting are much the same: valuation is actually a matter of accounting for value.Laying aside many of the tools of modern finance--the cost-of-capital, the CAPM, and discounted cash flow analysis--Stephen Penman returns to the common-sense principles that have long guided fundamental investing: price is what you pay but value is what you get; the risk in investing is the risk of paying too much; anchor on what you know rather than speculation; and beware of paying too much for speculative growth. Penman puts these ideas in touch with the quantification supplied by accounting, producing practical tools for the intelligent investor.Accounting for value provides protection from paying too much for a stock and clues the investor in to the likely return from buying growth. Strikingly, the analysis finesses the need to calculate a "cost-of-capital," which often frustrates the application of modern valuation techniques. Accounting for value recasts "value" versus "growth" investing and explains such curiosities as why earnings-to-price and book-to-price ratios predict stock returns. By the end of the book, Penman has the intelligent investor thinking like an intelligent accountant, better equipped to handle the bubbles and crashes of our time. For accounting regulators, Penman also prescribes a formula for intelligent accounting reform, engaging with such controversial issues as fair value accounting.

Payments Systems in the U.S.: A Guide for the Payments Professional


Carol Coye Benson - 2010
    In clear and lively writing, the authors explain how the payments systems work, how they evolved, who uses them, who provides them, who profits from them, and how they are changing. Anyone in the payments industry – or needing to use payments products – can benefit from understanding this. The third edition updates information about each system, adds a chapter on payments innovation, and includes a glossary of industry terminology.

Living Trusts for Everyone: Why a Will Is Not the Way to Avoid Probate, Protect Heirs, and Settle Estates


Ronald Farrington Sharp - 2010
    Explaining in specific terms what benefits a trust will have, Ronald Farrington Sharp gives the tools necessary to set up a loved one’s trust with no lawyers and no expense. Wills benefit lawyers. Trusts benefit the clients. Too often lawyers sell wills to clients only to sit back and wait to sell their probate services to their clients’ heirs. Ronald Farrington Sharp describes the best way to handle modern estate planning and details the many advantages trusts have over wills in not only eliminating probate but in also protecting your assets for your heirs. Sharp explains why legal services are not needed to do the clerical work in settling a trust after death. This updated edition includes new information on an array of subjects, including: Elimination of the federal estate tax for most estates due to increased exemption amounts Online assets The use of passwords, usernames, and websites Keeping trustees honest and the process of removing trustees for malfeasance Forms for simplifying the planning process Strategies to lower attorneys’ fees>/li> With no legal jargon, just step-by-step instructions and sample form letters, Living Trusts for Everyone takes the mystery out of the process of setting up a trust.

Payback Time!


Phil Town - 2010
      Too often, people see long-term investing as “mutual fund contributing” – otherwise known as “long-term hoping.”  But the sad truth is that mutual fund investors are, to a stunning degree, pinning their hopes on an institution that is hopeless.  It turns out that only 4% of fund managers consistently beat the S&P 500 index over the long term, which means that 96% of fund investors see a smaller return on their nest egg than a chimpanzee who simply buys stocks in the 500 biggest companies in America and watches what happens.   But it’s worse than that.  The net effect of hitching your wagon to mutual funds is that over a lifetime they’ll fritter away as much 60% of your nest egg in fees.  Once you understand how funds engineer this, you’ll rush  to invest on your own.  Payback Time’s risk-free approach is called “stockpiling” and it’s how billionaires get rich in bad markets.  It’s a set of rules for investing (not trading but investing) in the right businesses at the right time -- rules that will ensure you make the big money. From the Hardcover edition.

Creating Real Wealth


Michael Kemp - 2010
    Author Michael Kemp encourages readers to first define their perception of wealth before they set out on their journey to achieve financial security. The vague goal of "becoming wealthy" is unachievable if the more you earn the more you spend. He warns against measuring financial goals and achievements against those of the Joneses' or the stars of the screen and entertainment worlds. Instead he reviews the wisdom of those intelligent investors who have created real and lasting wealth. Kemp's reasoning is easy to follow. He believes there are only really four things the wealth-creator needs to know about money: how to earn it, save it, invest it and enjoy it. In this fascinating book you will learn: * How to set financial objectives that will lead to financial security * The importance of saving and the value of compounding returns * To take the emotion out of investing and think like an intelligent investor * A simple accumulation strategy using indirect investment tools * How to appreciate your financial circumstances and enjoy the wealth you have created.

It's Rising Time!: What It Really Takes To Reach Your Financial Dreams


Kim Kiyosaki - 2010
    Kim shares real-life stories of business and investing that will enlighten, encourage, inspire and surprise you.It’s Rising Time! Is a call for women everywhere to take hard look at the personal challenges they face, the setbacks they’ve had… as well as the triumphs. It’s time to step up, take action, and lead the rich life we deserve.

Turn Setbacks Into Greenbacks: 7 Secrets for Going Up in Down Times


Willie Jolley - 2010
    It will help you to develop the mind-set and skill set to convert setbacks into cash."--Les Brown bestselling author, award-winning speaker, and television and radio personality"This book is full of change and challenge, pride and power, significance and success. Willie Jolley is an emotional power source whose energy is just barely contained in this wonderful book. When you open it, you'll feel the vitality of unrealized choices, and when you close it, you'll feel energized to change your life for your own benefit and for those around you."--Alan Weiss, PhD author of Million Dollar Consulting and Thrive!"In this book, Willie Jolley hit a home run on the topic ofpersonal and professional success and wealth building! Read it and thenre-read it . . . and then tell everyone you know to get a copy and read it!That way everyone you know will grow their wealth!"--Larry Winget television personality and bestselling author of You're Broke Because You Want to Be and Your Kids Are Your Own Fault"Willie Jolley is committed to developing wealth in people around the world, and this book is a true example of that commitment! Read it and you will be inspired and empowered to grow your success and your wealth!"--Kelvin Boston host of the Moneywise series on PBS, and author of Who's Afraid to Be a Millionaire?"Willie Jolley has written a book, Turning Setbacks into Greenbacks, that will empower and inspire you to greater success and achievement! I highly recommend reading this book!"--Wally Amos bestselling author, speaker, positive thinker, and founder, Chip & Cookie

Common Sense Investing


Fred McAllen - 2010
    Relying on a salesman to make your investing decisions is one of the biggest mistakes you will ever make. Many times it is nothing short of financial suicide. No one told you how to make your hard-earned money, and no one will have your best interests in mind when investing it. In Common Sense Investing Fred McAllen shares 25 years experience that gives the individual investor the necessary tools to understand investing, when to invest, and what to invest in to be successful. It is your money - learn how to invest it properly, or keep it in the bank. It is simple as that. The next step is yours.

The Deeds of My Fathers: How My Grandfather and Father Built New York and Created the Tabloid World of Today


Paul David Pope - 2010
    Intense rivalry and Borgia-like cunning made the Pope family one of America's wealthiest and most influential--now a descendent of the two Pope patriarchs chronicles a family that embodied the American century...--Dust jacket flap.

The Architecture of All Abundance: Seven Foundations to Prosperity


Lenedra J. Carroll - 2010
    Using personal anecdotes and practical exercises, Lenedra Carroll offers powerful and innovative ways to attain prosperity, love, good health, and a sense of purpose while still living in the material world.

7twelve: A Diversified Investment Portfolio with a Plan


Craig L. Israelsen - 2010
    The reason? He keeps things simple. Now, in 7Twelve, he shows you how to do the same, and demonstrates how his approach to investing can help you grow your money as well as protect it.7Twelve outlines a multi-asset balanced portfolio that is a logical starting point when assembling a portfolio-either as the blueprint for the entire portfolio or as a significant building block. Page by page, he will show you how to create a balanced portfolio utilizing multiple asset classes to enhance performance and reduce risk.Discusses how the 7Twelve portfolio includes seven core asset classes and utilizes twelve specific mutual funds or exchange traded funds Details the tax efficiency of this specific investment approach Shows you how to use the 7Twelve portfolio as a pre-retirement accumulation portfolio or a post-retirement distribution portfolio If you want to build a well-balanced, multi-asset portfolio, 7Twelve is the book for you.

Harmonic Trading, Volume 1: Profiting from the Natural Order of the Financial Markets


Scott M. Carney - 2010
    There are a small number of modern-day pioneers among us who must be sought out. Scott Carney is one of those pioneers who has devoted himself to the task of uncovering the hidden logic in the movements of the markets. Harmonic Trading: Volume 1 provides a system of critical decision-making based on the natural order of life, which allows investors to replace emotions and guesswork with logic and symmetry so necessary to becoming a successful investor." -- PAUL DESMOND, President of Lowry Research Corporation "I am well aware of the author's dedication and degree of excellence in his work. Scott has not only thoroughly researched and covered the subject well, he has taken that most important step of showing you how to use these tools and apply them to your trading and investing. I currently oversee the management of more than $3 billion in assets using a technical model. I know firsthand that a trading methodology that does not have buy, sell, and trade-up rules will never be successful. Every effort needs to be made to make the process free of subjectivity. Harmonic Trading will help you organize your trading and keep you in sync with the markets. No one has done this better than Scott." --GREG MORRIS, Chief Technical Analyst, Stadion Money Management, and author of Candlestick Charting Explained and The Complete Guide to Market Breadth Indicators Harmonic Trading creator Scott Carney unveils the entire methodology to turn patterns into profits. These strategies consistently identify the price levels and market turning points that reveal the natural order within the chaos of the financial markets. Analogous to the predictable behavior of many of life's natural processes, Harmonic Trading examines similar relationships within the financial markets to define profitable opportunities in an unprecedented manner. Carney introduces new discoveries such as the Bat pattern, Alternate AB=CD structures, the 0.886 retracement, and more. These strategies are entirely new to the trading community, and they represent a profound advancement beyond all other Fibonacci methodologies! After you've discovered how to identify harmonic patterns, Carney presents a complete methodology for applying them in trade execution and handling them throughout the entire trade management process. From savage bear to rampaging bull, Harmonic Trading can be employed in all markets--equities, currencies, commodities, and foreign markets--for both short- and long-term timeframes.

Trade the Trader: Know Your Competition and Find Your Edge for Profitable Trading


Quint Tatro - 2010
    You're trading against other traders who care about only one thing: taking your money. That's the #1 hard reality of trading - and most traders either don't know it, or don't act as if they do. In this book, top trader and hedge fund manager Quint Tatro shows how to win consistently in the "zero sum" game of trading, where there's a loser for every winner. You'll learn how to reflect your trading competition in every facet of trading and investing: choosing companies to invest in, knowing when to jump in and out of the market, and mastering the psychology and gamesmanship of trading. Coverage includes: Understanding the "other side of the trade": the thousands of pros you're trading against. Finding a technical edge with technical analysis you can exploit over and over again. Understanding sentiment and overcoming the human emotions and biases that cost you dearly. Utilizing the most essential strategies of fundamental analysis. Playing positions and probabilities, not P+Ls. Recognizing and capturing huge opportunities in down markets.

Handbook on Contemporary Austrian Economics


Peter J. Boettke - 2010
    In his book, Menger argued that economic analysis is universally applicable and that the appropriate unit of analysis is man and his choices. These choices, he wrote, are determined by individual subjective preferences and the margin on which decisions are made. The logic of choice, he believed, is the essential building block to the development of a universally valid economic theory. The home of the field moved first to Britain and then on to the US, and at present a diverse mix of intellectual traditions in economic science is obvious in contemporary Austrian school economists. While one could argue that a unique Austrian school of economics operates within the economic profession today, one could also sensibly argue that the label 'Austrian' no longer possesses any substantive meaning. This Handbook looks through the lens of the latest generation of scholars at the main propositions believed by so-called 'Austrians'. Each contributing author addresses key tenets of the school of thought, and outlines its ongoing contribution to economics and to the social sciences.Contributors: S.A. Beaulier, P.J. Boettke, C.J. Coyne, A.J. Evans, P.T. Leeson, S.C. Miller, B. Powell, F. Sautet, V.H. Storr, E.P. Stringham, J.R. Subrick

My Life & 1,000 Houses


Mitch Stephen - 2010
    Starting with little more then a handful of credit cards and an extraordinary work ethic, Mitch takes the reader on a no-holds-barred trip through the purchase and sale of more than one thousand houses. Along the way, he discovered that you don’t need money to buy real estate. Integrity, the willingness to learn, and persistence driven by a positive inner voice, set this high school graduate on a path to financial freedom. Whether collecting payments in difficult circumstances or raising private money, Mitch shares the thoughts and inspirations that make the outcome profitable and fair. My Life and 1,000 Houses will show you just how effective a bottle of shoe polish can be in a marketing campaign, and how to find the owner of abandoned houses for less than a dollar. If you’ve been procrastinating, or if you tried and failed, if you’re in the middle of a struggle to become financially free, you don’t need another book on how to get rich in real estate. You need to read My Life & 1,000 Houses.

One Thousand Ways to Make $1000


F.C. Minaker - 2010
    After pulling a copy of One Thousand Ways off a library shelf at age eleven and devouring F.C. Minaker's plucky and practical business advice, Buffett declared that he would be a millionaire by the time he was 35. Written in the immediate, conversational style of Dale Carnegie's How to Win Friends and Influence People, this book is full of inventive ideas on how to make money through excellent salesmanship, hard work, and resourcefulness. While some of the ideas may seem quaint today-goat dairying, manufacturing motor-driven chairs, and renting out billiard tables to local establishments are among the money-making ideas presented- the underlying fundamentals of business explained in these pages remain as solid as they were over seventy years ago. Covering a wide spectrum of topics including investing, marketing, merchandising, sales, customer relations, and raising money for charity, One Thousand Ways to Make $1000 is both a durable, classic business book and a fascinating portrait of determined entrepreneurship in Depression-era America. Every effort has been made to reproduce the content exactly as it was originally presented.

Affirmations for Money and Wealth Attraction


Angela Wilde - 2010
    Thus whatever your mind is intently focused upon, whether good or bad, will eventually come into being, since your thoughts and feelings are attracting it toward you. Whatever situation we are in right now is one we have created through our previous thoughts and feelings. These thoughts and feelings not only influence our actions but send out signals which attract things toward us. There are universal laws and if we follow these laws, things come right for us. Words have power. This has been recognized by many civilizations for centuries. What you say about money is causing it to flow to you OR to flow away from you. Money is spiritual and is also fluid. It can be attracted to us or repelled from us. The thoughts and intents of the heart and the mind need to be aligned so our good can come to us without hindrance. You create your world. You create your world with your words.

Ten Questions - The Insider's Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed


John David - 2010
    Period."As a licensed insurance agent, I led my company as the #1 producer in the NATION for five consecutive quarters. I've sold thousands of car insurance policies in over 30 different states. Read my book before your next renewal. You have nothing to lose but your overpriced policy. Remember this:No matter how similar the title, there is only ONE consumer guide to saving money on car insurance that truly does what it promises--reveal the hidden discounts that you should be getting, but aren't. TEN .99 cent "books" on auto insurance will not provide you with the value and knowledge that you will find in my work. Ten Questions is available in paperback, eBook, and audiobook versions. The imitators aren't, because anyone can upload an eBook pamphlet based on someone else's work, but only a publishing professional who is also an insurance expert can give you information like:How is your car insurance rate determined? Knowledge is money in your pocket, because the more you know about how the rating process works, the less you will pay. You are looking for information that will help you save your hard-earned dollars, and you have found it.The ebook version of this guide contains over 40 working internal and external hyperlinks, and it is one of the best-formatted non-fiction books you will find anywhere--check out the sample.Ten Questions is not a book for "dummies," but it is an easy to use, engaging, and informative guide, specifically designed to help save you money.It is absolutely guaranteed to do just that. If you do not find any benefit in Ten Questions, (no matter which version you buy) simply return it for a full refund, subject to retailer policy.Find out what the insurance companies don't want you to know, like the fact that you can switch carriers any time you want, as often as you want. You do not have to wait until your current policy expires or renews in order to do so.Ten Questions isn't about getting the cheapest policy at the cheapest price. It's about getting the best policy at the best price, and here's how:-It will help you find and qualify for discounts.-It will show you how to improve your rating tier, and lower your "base rate."-It will help you allocate your premium dollars more effectively, so that you don't spend money on coverages you don't need or want.Learn the answers to the Ten Questions today, and get a better policy for less money, tomorrow.FAQS about Ten Questions:Q: How is Ten Questions different from other "how-to" and "instructional" guides that claim to have the same information?A: Most of those books were written by insurance agents who were not "specialists" in auto insurance. Auto insurance is all I know, and all I do. In three years, I sold more policies in more states than most agents will in a lifetime. Ten Questions is about saving you money on auto insurance, nothing else.Q: Isn't using this guide "cheating?"A: Owning a crowbar is not a crime. Using it to break into houses and businesses is a crime. Merely possessing a very powerful tool is not an indication that you intend to use it for unethical or immoral purposes. Ten Questions is a tool, a "rule book" if you will, about auto insurance. Knowing those rules allows you to play the game fairly. Nobody who plays any game "fairly" can rightfully be called a "cheater." Think of it as "test preparation," not "cheating."

Never Too Late


Gail Vaz-Oxlade - 2010
    We're just not sure where to start . . . or when. Experts use complicated terminology and conjure up magic numbers. Do we really need to set aside a million dollars? And if we don't have a snowball's chance in hell of saving that much, should we even bother to try? Gail's answers are no and yes - no, there is no magic number that fits everyone, and yes, you must bother! The hardest part of retirement planning is getting started, so Gail walks you through the steps to put momentum on your side - even if it's with as little as a dollar a day. It's never too late to begin, but it's never too early, either - so let Gail show you how. She'll help you - figure out where you are now - set goals for where you want to be - chart a course from here to there - select the investment style and type that's right for you - adjust your plan as you go - make a smooth transition into retirement - when you're readyNo expert, Gail included, should offer a one-size-fits-all solution, which is why Never Too Late has concrete steps for developing a plan that is right for YOU. Never Too Late is about cutting through the crap, taking charge, and taking action to create the future you want.

The Trouble With Billionaires: Why Too Much Money At The Top Is Bad For Everyone


Linda McQuaig - 2010
    In recent years, however, we’ve been constantly told that taxes and government spending are bad. McQuaig and Brooks systematically debunk these claims. As their research shows, not only do lower taxes correlate with worse societal outcomes – from health to the environment – they also fail to produce economic prosperity.A daring challenge to the conventional wisdom, The Trouble with Billionaires provides the most compelling case yet for rejecting the Coalition’s mean-spirited mix of tax breaks for the rich and austerity for the rest.

Kingdom-Focused Finances for the Family


Gary Miller - 2010
    It contains a practical nuts-and-bolts approach to Christian finances. The author points to principles that matter now and for eternity.

Introduction to Islamic Banking and Finance


Brian Kettell - 2010
    This detailed book highlights how Islamic banking is consistent with the Sharia’a and, as such, an important part of the system is the prohibition on collecting interest. This central religious precept appears to rule out most aspects of modern finance but it does allow money to be used for trading tangible assets and business, which can then generate a profit. Brian Kettell’s book looks at all aspects of Islamic banking, including detailed chapters on its creation through to explanations of Murabaha and Musharaka contracts, Ijara and Istisna'a financing methods, as well as Salam and Takaful insurance. Finally the book takes a look at Sharia’a law and Sharia’a boards, indicating the roles and responsibilities that come with membership. Islamic banks have been operating in places such as Bahrain, Saudi Arabia, Malaysia and Dubai for some time. Conventional bankers have traditionally viewed the sector as a small, exotic niche, but in the past five years it has seen a surge in popularity. Several Western investment banks, including HSBC, Lloyds Bank and Citigroup, have started working with Muslim clerics to create new ranges of financial products designed for devout Muslims, due not only to the growing Muslim population in Europe but also higher oil prices. Although estimates of the size of the Islamic finance industry vary greatly, everyone agrees that it is expanding rapidly and this is the perfect book for anyone looking to understand the industry.

Frommer's Washington, DC Free & Dirt Cheap


Tom Price - 2010
    From Foggy Bottom's Bread and Chocolate to Georgetown's Old Glory Barbecue, the authors list dozens of places where a good meal can be had for $10 or less See some of the many films in the Library of Congress for free at the Mary Pickford Theater, where the offerings range from classic features to documentaries on a variety of topics; in other programs there, authors discuss film-related books and directors screen and discuss their films.

The It Handbook for Business: Managing Information Technology Support Costs


William C. Couie - 2010
    A large portion of these expenditures can be greatly reduced, and even eliminated, by simply educating the business-person on IT support procedures. The IT Handbook for Business was written to give you an inside look at the practices of the Information Technology support industry. Filled with an enormous amount of money-saving information and techniques, this book is a must-have for the business owner, manager, and professional. You will learn techniques that will raise your information technology "IQ" on subjects, such as: How to interview an IT firm What a quote and invoice should look like How to spot scams and unfair billing practices Save time, increase reliability, reduce costs, and enhance productivity. Written by an IT professional with more than 30 years experience, The IT Handbook for Business will be your desktop companion for years to come. You will not find this information anywhere else!

No-Hype Options Trading: Myths, Realities, and Strategies That Really Work


Kerry Given - 2010
    However, they are complex instruments and can be difficult to master if misunderstood.No-Hype Options Trading offers the straight truth on how to trade the options market. In it, author Kerry Given provides realistic strategies to consistently generate income every month, while debunking many myths about options trading that tend to lead retail traders astray. Along the way, he makes a conscious effort to avoid complex strategies that are appropriate only for market makers or professional traders, and instead focuses on low-risk strategies that can be easily implemented and managed by a part-time trader.Shows how you can use option spreads in conjunction with stocks to produce a regular stream of income Each chapter includes exercises to help you master the material presented Examines how you can adjust option positions as market conditions change in order to maintain an optimal risk/reward profile Written for anyone interested in successfully trading options, this reliable resource cuts through the hype and misinformation that surrounds options trading and presents a realistic path to profits.

How Privatized Banking Really Works Integrating Austrian Economics With The Infinite Banking Concept


L. Carlos Lara - 2010
    The problem is so pervasive that a solution seems impossible and yet, there is a solution. This solution's only requirement is the action of a single person acting in a manner to help only himself, but in so acting ultimately he helps all of society. The powerful combination of Austrian Economics, The Sound Money Solution and Privatized Banking, as described by R. Nelson Nash's Infinite Banking Concept, is the "new" idea in this book.

The Quest for Alpha: The Holy Grail of Investing


Larry E. Swedroe - 2010
    active investing.The debate on active investing-stock picking and market timing-versus passive investing-markets are highly efficient and almost impossible to outperform-has raged for decades. Which side is right? In "The Quest for Alpha: The Holy Grail of Investing," author Larry E. Swedroe puts an end to the debate, proving once and for all that active investing is likely to prove futile as the associated expenses-costs, fees, and time spent analyzing individual stocks and the overall market-are likely to exceed any benefits gained. The book presents research, data, and quotations that reveal it's extremely difficult to outperform the market.Explains why investors should focus on asset allocation, fund construction, costs, tax efficiency, and the building of a globally diversified portfolio that minimizes, if not eliminates, the taking of idiosyncratic, uncompensated risks.Investors are on a never-ending search for a money manager who will deliver returns above the appropriate risk-adjusted benchmark, aka the "Holy Grail of Investing.""The Quest for Alpha" demonstrates that it's a loser's game-while it's possible to win, it's so unlikely that you shouldn't try.

You Mean I Don’t Have to Tithe?: A Deconstruction of Tithing and a Reconstruction of Post-Tithe Giving (McMaster Theological Studies Series Book 3)


David A Croteau - 2010
    Dr. Croteau's intense tithing investigation will enable you to explore tithing and related topics in-depth, expounding many misconceptions of tithing as well as aiding in a correct understanding of this popular topic."David Croteau's study promises to be the definitive work on tithing for years to come. Croteau provides a thorough survey of the history of scholarship on the issue, exegetes all relevant biblical texts, and discusses all the major systematic theological issues at stake. But Croteau does not stop there. He sets tithing within the framework of the larger pattern of New Covenant giving, which renders his study not merely academically significant but also immensely practical. For all those interested in the subject of giving, tithing, and financial Christian stewardship, this is a must-read-highly recommended."--Andreas J. KöstenbergerSoutheastern Baptist Theological Seminary "Argumentation is extremely thorough and persuasive . . . the amount of material surveyed especially in recent American church history is exemplary. . . . The positions articulated are eminently defensible and indeed superbly defended. An important contribution in the current American and SBC [Southern Baptist Convention] conversation and milieu."--Craig BlombergDenver Seminary"David Croteau is an engaging young scholar who has done some careful thinking regarding the biblical concept of stewardship. For example, his twenty principles of giving in chapter 5 provide a handy, succinct summary of his research."--Gary HabermasLiberty University"Are Christians obligated to tithe? David Croteau thinks not, and argues that it is only our traditionalism that prevents us from following the biblical instructions about giving. The New Covenant foundation for giving is always relationship-driven, grace-driven, and love-driven. "Radical obedience is required," the author states. But Christians who give less than 10 percent "do not sin." I am impressed with Mr. Croteau's work. It offers valid, profound, and inspiring direction to all and especially evangelical Christians."--David Alan BlackSoutheastern Baptist Theological Seminary"Since one's view of giving or tithing often is the consequence and application of their theological system, and since there is no agreement on this issue, this is a discussion that can contribute to the practice of the church. Not only will students of theology and divinity in colleges and seminaries be able to make use of such a volume, but clergy and other practitioners in the church will be able to profit from such a volume as well. This is an issue that is raised by Christians in the church every week when the offering or collection plate is distributed. David Croteau possesses the theological skills necessary to develop the theological guide through the various issues in a manner that is not only informative, but also irenic and impartial."--Wayne G. StricklandMultnomah Bible CollegeDavid A. Croteau (PhD Southeastern Baptist Theological Seminary) is Associate Professor of Biblical Studies at Liberty University in Lynchburg, Virginia. He edited and contributed to the forthcoming Perspective on Tithing and contributed to What the New Testament Authors Really Cared About (2008).

Mind vs. Money: The War Between Intellectuals and Capitalism


Alan S. Kahan - 2010
    They have written novels, plays, and manifestos to demonstrate the evils of the economic system in which they live. Dislike and contempt for the bourgeoisie, the middle classes, industry, and commerce have been a prominent trait of leading Western writers and artists. Mind vs. Money is an analytical history of how and why so many intellectuals have opposed capitalism. It is also an argument for how this opposition can be tempered.Historically, intellectuals have expressed their rejection of capitalism through many different movements, including nationalism, anti-Semitism, socialism, fascism, communism, and the 1960s counterculture. Hostility to capitalism takes new forms today. The anti-globalization, Green, communitarian, and New Age movements are all examples. Intellectuals give such movements the legitimacy and leadership they would otherwise lack. What unites radical intellectuals of the nineteenth century, communists and fascists of the twentieth, and anti-globalization protestors of the twenty-first, along with many other intellectuals not associated with these movements, is their rejection of capitalism. Kahan argues that intellectuals are a permanently alienated elite in capitalist societies.In myriad forms, and on many fronts, the battle between Mind and Money continues today. Anti-Americanism is one of them. Americans like to see their country as a beacon of freedom and prosperity. But in the eyes of many European and American intellectuals, when America is identified with capitalism, it is transformed from moral beacon into the "Great Satan." This is just one of the issues Mind vs. Money explores. The conflict between Mind and Money is the great, unresolved conflict of modern society. To end it, we must first understand it.

Wealth Virtues


James Ward - 2010
    If you do find a book providing that information, then put it down and walk away. If that book existed, wouldn't every reader be a millionaire?Wealth Virtues by James Ward simplifies the definition of wealth as "the ability to acquire more money than you spend, and to save more than you owe." This ability comes from understanding both your behavior, and the cyclic nature of money. By applying the practice of the Thirteen Virtues of Benjamin Franklin with the Cycle of Positive Wealth, anyone can be wealthy regardless of their current income. It is simply a matter of applying the things you already know into practice. Wealth Virtues reveals the simple path to get you there.James Ward is wealthy. Not "John D. Rockefeller wealthy," but rather has more money flowing in than flowing out. He is or has been a successful computer scientist, Coast Guardsman, Army Officer, analyst, musician, graphic designer, skier, manager for a defense contractor, business owner, and a writer. He is also a successful investor, but lives well within his means. As the owner of Poor Richard Web Press, he helps businesses, non-profits, and individuals succeed with their Internet marketing goals. He also helps other writers with free online marketing tools at BiblioScribe.com, and is a contributor to First Book, and organization that provides new books to children in need. Although his savings and investments continue to grow from the continual practice of Dr. Benjamin Franklin's Thirteen Virtues while following the Cycle of Positive Wealth, he realizes that his only true and most valuable treasure is his family.

Credit Card Debt's Junky Road


Eugene C. Kelley Esq. - 2010
    It also seeks to provide an overview and historical perspective for people to relate their financial problems to, using the history of coal mining in the Anthracite Region of the Wyoming Valley of Pennsylvania as the historical comparison.This detailed analysis of the procedures and processes of credit card defaults, lawsuits, judgments, and other associated repercussions of credit card problems also provides insights into applying mental health techniques useful for the average person beset by a barrage of creditors. The brutality of the coal mining history provides perspective-and realism.The author, Pennsylvania attorney Eugene C. Kelley, of the KPWS Law P.C. law firm, has drawn upon a lifetime of experience in writing this book. The detailed sections regarding bankruptcy and negotiating with finance companies are all drawn from his actual professional experience, which is extensive.The book is a series of vignettes about ordinary people suffering from bad debt problems, parables that provide real life examples of people who have made mistakes, failed, and sometimes triumphed over adversity. Each story explains some aspect of the world of financial and legal problems that are often incomprehensible to the layperson, but in this format are easily understood.The book draws upon the writer's vast professional and personal human expererience. One of thirteen children who grew up working through a lot of the adversity associated with growing up in small coal mining towns in Pennsylvania in the 1970's, Eugene Kelley has experienced a lot, and this shines through in a book about human beings dealing with human and financial problems during one of America's most troubled periods in history. The book offers some excellent advice in an easily understood format, but offers no miracle cures. People who wish to climb out of whatever economic trap they have fallen into, for whatever reason, can use this book as a guide for doing so in a sane, rational, and dignified way that will limit the collateral damage which so often occurs in our personal lives when our financial problems go out of control.

The Economics of John Kenneth Galbraith: Introduction, Persuasion, and Rehabilitation


Stephen P. Dunn - 2010
    Yet, despite the continued popular success of his works, Galbraith's contribution to economic theory is rarely recognised by today's economists. This book redresses the balance by providing an introductory and sympathetic discussion of Galbraith's theoretical contributions, introducing the reader to his economics and his broader vision of the economic process. The book highlights and explains key features of Galbraith's economic thought, including his penetrating critique of society, his distinctive methodology, his specific brand of Keynesianism and his original - but largely ignored - contribution to the theory of the firm. It also presents, for the first time, a detailed examination of Galbraith's monetary economics and revisits his analysis of financial euphoria. This unique work seeks to rehabilitate Galbraith's contribution, setting out several directions for possible future research in the Galbraithian tradition.

Vibrating Abundance: Creating Wealth from the Inside


Kidest Om - 2010
    This book offers you an expanded thought-stream on abundance, prosperity, and wealth so that you can expand your ability to allow more into your world. You are offered a 40 day flow of individual thoughts and practices to take yourself through so that you can begin to create and materialize your abundance from the inside out. Everything is energy, vibration, frequency. Everything is about the energies you have cultivated and activated in your reality-matrix. And so it is by a shift in consciousness, a vibrational shift, that you bring about any kind of lasting change. This book allows you to do just that from a place of tuning into and accessing your limitless power to be, to do, to have whatever you desire to experience in this space-time platform.