It helps you create your own financial plan to better manage your money. It may surprise you to learn that a few basic finance principles are all you need to help you make wiser money decisions. This workbook, again in both English and Tagalog, gives easy-to-understand explanations of the principles and formulas, and allows you to test your understanding by giving examples and exercises with solutions.. With this book, you will also learn how to prepare your Statement of Assets and Liabilities (SAL) and Personal Income and Expense Statement (PIES). These statements are necessary as a start for you to understand where you are right now financially, where you want to be in the future and how you should get there.

    The revised and updated edition of Australia’s best selling personal finance book

    This book will equip you with techniques on proper stock allocation and management which will help you invest without stress

    

    This book is intended as a companion and supplement to Nick Murray's The New Financial Advisor

    

    Brimming with illuminating stories from his personal journey from the bottom of the corporate ladder to the owner of several multimillion-peso businesses, Rex will fire you up to blaze your own trail to success from employee to entrepreneur and investor.In these pages, you will learn how to:• Become an entrepreneur and investor while being an employee• Determine your financial, emotional, and professional readiness to take the leap from employee to entrepreneur• Overcome common excuses that keep you from pursuing entrepreneurship• Create momentum and harness energy to break away from your comfort zones• Plough back and invest in yourself to achieve greater success• Apply fundamental principles and compelling convictions in investing• Define, measure, monitor, and achieve genuine success• And many more!

    So naturally, readers have a right to ask, "Why produce an updated version at this time?" There are at least three reasons, the cheapest of which is that the author is surprised and flattered to find that it is in demand and there has long ceased to be any supply. More than that, like an abandoned mine, the book stands as a monument to what was already known about the global credit expansion and the strains in the financial system before the halving of equity market prices from the early 2000 peaks. Most importantly, and sad to say, this equity market trauma foreshadows even more disastrous results of the financial folly that has reached proportions unimaginable in the summer of 1998. And so, the primary function of the book -- "as a timely warning of the perils that lie ahead" -- remains valid. Debt and Delusion exposes serious flaws in the development of the global financial system starting in the early 1990s, singling out the world's largest central banks for special criticism. Their negligent oversight has permitted an explosion of corporate and household credit that has fueled a succession of false markets in stocks, bonds, and property. Alarmed by the monster so created, the U.S. Federal Reserve has spent much of the past five years staving off the evil day when foolish lending turns into bad debt. Far from being the architects of economic stability and low inflation, the world's central bankers have ushered in a new era of financial fragility and latent instability. Innovations in the use of derivatives, structured products, and other complex financial instruments have been applauded by the central banks on narrow technical criteria. But these supposed bastions of conservatism have failed to comprehend the wider implications for financial stability. From poorly documented home loans to sub-prime auto loans to subordinated corporate debt and junk bonds, permanently easy access to credit has compromised economic management in the U.S., U.K., and other English-speaking nations and has fostered an illusion of prosperity and well being. Lamentably, this staggering collective flight from reason has been endorsed by the economics establishment. The failure of many of the finest economic minds to engage with the rapid evolution of our financial structures and institutions has led to a superficial assessment of this unprecedented credit experiment. Only now, as various credit markets face the inevitable tests of higher interest rates and the realistic pricing of credit risks, is the threat of a pandemic of debt-related distress beginning to be taken seriously. Government budgets, already strained by the weight of social support, have limited scope to respond. In short, tougher economic times lie ahead, when personal debts will hang more onerously than for 75 years. Debt and Delusion recommends a hasty! reappraisal of the debt requirements of corporations and households alike. Peter Warburton September 2005

    

    Carnegie (the richest man in the world at the time) commissioned Hill to interview 500 extremely successful men and, from the experience, distil the secret of success into a simple workable formula.He accepted the challenge and the resulting book – Think and Grow Rich – took him 20 years to produce. This book has sold more than thirty million copies worldwide and been responsible for creating more millionaires than any other philosophy of achievement. In Will Edwards’ book Napoleon Hill’s Awesome Secret, his 'secret' for creating wealth is outlined in a simple 7-step formula that anyone can apply to create abundance.- The 7-Step Money Formula- Unerring Principles of Wealth- How to Get Rich- Using The Laws of Success- Create Your Own WealthBegin using the secret money code to create your wealth today!

    

    Analysts, brokers and retail investors realise to their dismay that investments do well, but investors don't do well. What could be the reasons behind this? What?s goes on in an investor's mind? What makes a stock market bubble? How does it burst? How does one find the right strategy of investing? Intrigued by these pertinent questions, Parag Parikh, a seasoned broker and expert, took up this daunting task of understanding and demystifying investing in the stock market. Stocks to Riches is a distillate of his experience. It simplifies investing in stocks and provides key perspectives for a lay investor venturing into the market. And at the end of the day, Stocks to Riches helps the retail investor make money by following the time-tested and proven guidelines provided in the book. A must read for brokers, analysts and retail investors.

    

    You and your spouse happily make a number of changes in your lifestyle; you begin to make decision together and plan for your future. The secret to making this exercise sustainable and stress - free is to undertake a robust financial planning exercise together too. Ideally, you have saved and invested during your 'fancy free' years and made some good money management decisions. However, now the tone and tempo of money management has to change quite drastically. Be it budgeting, saving, investing, spending or planning for future goals, your approach will have to undergo a sea - change. This book helps you to understand your current cash flow and investments profile, teaches you how to to create a new budget based on the change in your family structure, advises you on how to invest and manage existing debt, if any, guides you on various insurance products you will now need, assists you in tax planning exercise so that you minimize you outgo and lots more. It even introduces you to the importance and techniques of retirement planning. Irrespective of what you may have learnt from your role - models, parents and grandparents, colleagues and counselor and the numerous books that you may have read on the subject, this book convinces you that the true secret to a happy marriage is mastering the art of money management and financial planning.