But unfortunately, most of us don't have a clue how to reach these all too elusive goals. Quite simply, there's no definitive road map for getting there, no proven plan, and certainly very little access to those who have become "the richest man in town." But now W. Randall Jones, the founder of Worth magazine, is about to change all that. He's traveled to one hundred different towns and cities across the country and interviewed the wealthiest resident in each. No, these are not those folks who inherited their wealth, or happen to be a CEO of a Fortune 500 company. Rather, these are the self-made types who, through hard work and ingenuity, found their own individual paths to financial success. Remarkably, during his research, Jones found that these successful people were not so different from one another. They all shared many of the same traits and followed what the author calls the Twelve Commandments of Wealth: stay hungry (even when you're successful) . . . you really do learn more from failing than you may think . . . absolutely be your own boss, the sooner the better . . . understand that selling is the key to success . . . where you live doesn't matter . . . never retire, and other, more surprising revelations. Practical, unique, and inspiring, this book lets you peek inside the living rooms of dozens of America's most successful people-and shows how you, too, can become The Richest Man in Town.

    The first is that it helps to keep people from getting deep into debt. Many consumers make the mistake of living well beyond their means. When a person takes on a large debt burden, they are not financially independent. This can hurt one's chances of maintaining a good credit score. Minimalism helps to ensure that people have the essentials that they need and that no matter what happens, people will be provided for.

    This account of how he succeeded, and how he was able to construct the life he'd always wanted, will inspire readers to put his ideas to work in their own lives." -Gretchen Rubin, author of the #1 New York Times best seller, THE HAPPINESS PROJECT "The Simple Dollar paves the way to an uncluttered financial and richly rewarding life. Trent's experiential advice prepares readers for the expected-and most importantly the unexpected-complexities of the modern economic world. Live debt free, mind the gap, and find a framework to get the secure and happy life you desire." -Erin Rooney Doland, author of Unclutter Your Life in One Week and Editor-in-Chief, Unclutterer.com "If you feel like your finances are out of control, read The Simple Dollar. Trent Hamm burns with the unforgettable fire of someone who has gone from debt to wealth, and this book can inspire you to do the same." -J.D. Roth, author of Your Money: The Missing Manual and editor of GetRichSlowly.org The Simple Dollar can change your life. Trent Hamm found himself drowning in consumer debt, working in a job he couldn't stand... and figured out how to escape that debt and build the fulfilling career he'd always dreamt about, all at the same time. Hamm shared his experiences at TheSimpleDollar.com--and built it into one of America's top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too. This isn't just "another" personal finance book: it's profoundly motivating, empowering, practical, and 100% grounded in today's American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money... and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness--no matter what happens to the economy. - Escape the plastic prison, and stop running to stand still 5 simple steps to eliminate credit card debt... and 5 more to start moving forward - Shift your life's balance towards more positive, stronger relationships Learn how to put the golden rule to work for you - Discover the power of goals in a random world Then, learn how to overcome inertia, and transform goals into reality - Navigate the treacherous boundaries between love and money Move towards deeper communication, greater honesty, and more courage

    From MoneySense index investing expert Dan Bortolotti, plus a foreword by Editor Jonathan Chevreau.

    He will show you how to buy less stuff, retire young, and live financially free, while you make a positive difference in people’s lives and save the planet along the way. The Ultimate Cheapskate’s Road Map to True Riches lays out the practices and principles that have made cheap the new cool.Live within your means at thirty and stay there. The Ultimate Cheapskate was living well on what he earned at thirty, so when he made more money, he saved every penny. Now he is “selfishly” employed, doing work he loves and helping others.Do for yourself what you could have others do for you. Cheapskates are die-hard do-it-yourselfers. It’s all about having the right tools, and The Ultimate Cheapskate will get you started.Pinch the dollars and the pennies will pinch themselves. It’s not the $3 cup of coffee; it’s the big-ticket decisions that determine whether you’ll be financially free. So buy a house, not a castle.The Ultimate Cheapskate’s Road Map to True Riches promises a quality of life you cannot buy, a sense of satisfaction you cannot fake, and an appreciation for others and for the planet that gives life value. Open your road map and prepare to discover the true joys of financial freedom.“A compelling—and highly entertaining—look at improving both the quality of our lives and the health of our planet by consuming wisely and laughing out loud.” —Carl Pope, Executive Director, Sierra Club“People today think frugality is no fun. Jeff puts the lie to it. I recognize in him my own delight at concocting high joy, low cost solutions to life’s challenges. Less doesn’t mean deprivation—it means less stress, commuting, illness, loneliness and the other ills of our ‘more is better’ and ‘it’s never enough’ culture. Enjoy!” —Vicki Robin, co-author of Your Money or Your Life“Jeff Yeager’s Ultimate Cheapskate book will not only save you a bunch of money, it’ll put a smile on your face while you’re doing it. Finally, there’s no need to be afraid to face your finances. Jeff explains things in clear, easy-to-understand language all the while showing you how to get the last laugh on your money.” —Gary Foreman, Publisher, The DollarStretcher.com

    While you're at it, learn a thing or two about your personal motivation and how to point it in the right direction. And laugh your socks off, too! I thoroughly enjoyed this book!"Gail Vaz-Oxlade, TV Host of Til Debt Do Us Part and Financial Author"The Task Force on Financial Literacy can stop dithering. All it has to do is distribute Dave Chilton's long-awaited The Wealthy Barber Returns."Jonathan Chevreau National Post Columnist and Author of Findependence"Very funny. Very smart. This fast-paced journey through the world of personal finance will help a lot of people. I loved it!" Amanda Lang, CBC Senior Business Correspondent"A simple plan for a better financial future: Read this book. It's down to earth, fun to read and wise to all the mistakes people make in managing money."Rob Carrick, Personal Finance Columnist, The Globe and Mail

    A starter kit to becoming a millionaire - isn't it time you became wealthy? This explosive and controversial openly challenges the most basic and fundamental tenets of personal investing.

    The book provides simple answers to questions like:How much should I be saving each month for my son's mission?How much should I be saving each month for my children's college education?How can I save enough to be able to retire while I'm healthy enough to serve a mission?Avoiding tips on pinching pennies, the book focuses on opportunities to save thousands or tens of thousands of dollars by making smart moves with big decisions, like home and car purchases. Mormon families will appreciate the gospel-centered, scripture-based focus on putting tithing at the center of a financial plan. Building Wealth for Building the Kingdom will help prepare families to enjoy the benefits of their labor while simultaneously contributing to the growth of Church.About the Author:Devin D. Thorpe brings a broad perspective to financial planning, having owned and operated an investment-banking firm, which included an investment advisory business, a mortgage brokerage and having served in a variety of corporate finance positions. Presently, Devin serves as a business professor at South China University of Technology in Guangzhou, China on behalf of Brigham Young University’s Kennedy Center China Teachers program. Previously, he served as the Chief Financial Officer for the multinational company MonaVie, listed in Inc. Magazine’s 2009 Inc. 500 as the 18th fastest growing company in America and, at $834 million in revenue, the third largest company on the list. Prior experience includes two years working on the staff of the U.S. Senate Banking Committee during Utah Senator Jake Garn’s tenure. He also served briefly in Utah State Government, working at USTAR under Governor Jon Huntsman.He earned an MBA with focus in Finance and Accounting from Cornell University’s Johnson Graduate School of Management. He completed his undergraduate degree in finance at the University of Utah, where he later worked as an adjunct professor of finance. In 2006, Devin was recognized by the David Eccles School of Business at the University of Utah as a Distinguished Alum.

    Do you want to eat healthy but wish it was more affordable? Do you wonder whether to buy or not to buy organic? Which fruits and vegetables can you buy nonorganic, with low pesticide residue? Eating Organic on a Budget is a easy-to-read guide on how to eat healthy and natural on a small budget.· Where to find organic coupons and deals so you don’t have to pay full price· How to save up to 50% off organic produce· Food Shoppers Guide: When groceries go on sale so you can stock up· Where to get deals on organic meat· What fruits and vegetables you can buy conventional, with peace of mind· Where are the best places to buy organic foods

    His style philosophy is: Less is Modern.The good news is: the most stylish clothes you can have are probably already in your closet. But savvy women are on a perpetual quest to find the perfect addition to their wardrobe: the perfect bathing suit, a traffic-stopping pair of jeans, that classic little black dress. While the editorial pages of high fashion magazines can offer inspiration, they can’t help you find what works for your looks and lifestyle. But Lloyd Boston’s The Style Checklist offers basic guidance to help make your everyday commute your runway. With solutions to common fashion problems and a lot of how-to advice, this book simplifies and demystifies how to achieve style.

    From the paint colour that's been named the happiest, to the science of getting a good night's sleep, Happy by Design offers bite-sized and affordable design ideas that are accessible to all, from a young renter in an urban apartment to a busy family in their own home.By quizzing experts from NASA scientists to colour gurus, Victoria Harrison has devised a Happy Home Programme to help everyone transform their living spaces and put wellbeing at the heart of their homes. With fun and easy ideas for each room in the home, the programme is easy to follow and packed with tips and inspiration to help everyone live the happiest life possible.

    And who could blame them? These so-called millennials have come of age in the wake of the worst economic crisis in memory, and are now trying to get by in its aftermath. They owe record levels of student loan debt, face sky-high rents, and struggle to live on a budget in an uncertain economy. It’s time for them to get a financial life. For two decades, Beth Kobliner’s bestseller has been the financial bible for people in their twenties and thirties. With her down-to-earth style, she has taught them how to get out of debt, learn to save, and invest for their futures. In this completely revised and updated edition, Kobliner shares brand-new insights and concrete, actionable advice geared to help a new generation of readers form healthy financial habits that will last a lifetime. With fresh material that reflects the changing digital world, Get a Financial Life remains an essential tool for young people learning how to manage their money. From tackling taxes to boosting credit scores, Get a Financial Life can show those just starting out how to decrease their debt, avoid common money mistakes, and navigate the world of personal finance in today’s ever-changing landscape.

    This Nolo bestseller gives every landlord and property manager the legal and practical information they're looking for Residential landlords will find the answers they need to: - screen and choose tenants- write a legal rental agreement or lease- hire a property manager- understand repair, maintenance and security responsibilities- avoid injuries and lawsuitsEvery Landlord's Legal Guide also contains state-by-state legal charts on how to comply with laws concerning: - terminating tenants- securing security deposits- privacy- discrimination- and much moreThe book also provides tips, insider information, checklists, sample letters, leases and forms as tear-outs and on CD-ROM.

    What if there were an easier way to not only cut costs on things you need but also make room for the things you actually want? 31 Days to Radically Reduce Your Expenses provides the tools you need to do exactly that—and so much more. As you explore the ideas packed inside these pages, you’ll discover: - The one trick to never pay full price for gas again - How to get a refund on phone data you don’t even use - The secret to a smaller mortgage payment - How to cancel your cable and still watch your favorite shows - The retail schedule every store uses to discount clothes ….plus hundreds of other expense-reducing tips! Consider this your personal roadmap to find more money at the end of every month, make lasting change, and start saving for what truly matters. FREE BONUS: Also includes access to nine printable worksheets to help you apply everything you learn in a practical way.

    Early Retirement Extreme shows how I did it and how anyone can formulate their own plan for financial independence. The book provides the principles and framework for a systems theoretical strategy for attaining that independence in 5-10 years. It teaches how a shift in focus from consuming to producing can help people out of the consumer trap, and offers a path to achieving the freedom necessary to pursue interests other than working for a living. The principles in Early Retirement Extreme show how to break the financial chains that hold people back from doing what they truly want to do. The framework has been used by many people over the last few years to accomplish a variety of goals. It provides people a means to achieve almost any goal, whether it's debt-free living, extended travel, a sabbatical, a career change, time off to raise a child, a traditional retirement, or simply a desire for a more resilient and self-sufficient lifestyle. The book was initially written for people in their 20s and 30s, but its ideas aren't limited to early retirees. Middle-aged people in the grips of consumerism can use the principles to take back control of their lives. People closer to retirement age who don't feel adequately prepared can use it to set themselves up for a comfortable retirement in a relatively short period of time. Anyone worried about their financial future can use the principles in Early Retirement Extreme to make their future more secure.