It's about how to use your country's tax laws to your benefit. In this book, Tom Wheelwright will tell you how the tax laws work. And how they are designed to reduce your taxes, not to increase your taxes. Once you understand this basic principle, you no longer need to be afraid of the tax laws. They are there to help you and your business--not to hinder you.Once you understand the basic principles of tax reduction, you can begin, immediately, reducing your taxes. Eventually, you may even be able to legally eliminate your income taxes and drastically reduce your other taxes. Once you do that, you can live a life of Tax-Free Wealth.

    So rather than attempt to do away with it, why not embrace it? That is what this book is designed to do. "The Permanent Portfolio" takes you through Harry Browne's Permanent Portfolio approach--which can weather a wide range of economic conditions from inflation and deflation to recession--and reveals how it can help investors protect and grow their money.Written by Craig Rowland and Mike Lawson, this reliable resource demonstrates everything from a straightforward four-asset Exchange Traded Fund (ETF) version of the strategy all the way up to a sophisticated approach using Swiss bank storage of selected assets for geographic and political diversification. In all cases, the authors provide step-by-step guidance based upon personal experience.This timeless strategy is supported by more than three decades of empirical evidenceThe authors skillfully explain how to incorporate the ideas of the Permanent Portfolio into your financial endeavors in order to maintain, protect, and grow your moneyIncludes select updates of Harry Browne's Permanent Portfolio approach, which reflect our changing times"The Permanent Portfolio" is an essential guide for investors who are serious about building a better portfolio.

    From MoneySense index investing expert Dan Bortolotti, plus a foreword by Editor Jonathan Chevreau.

    In there pages, you’ll learn… · Four different kinds of animals that exist in the stock market; · Common mistakes you need to avoid in the stock market; · How to use the Turtle Strategy to make your millions; · Six Lifestyle Principles of the Turtle to grow your wealth; · Bo’s Strategic Averaging Method (SAM)

    When he released that report he had written for his clients as a fiction and looked for publicity in the local Arizona media, he was rebuffed as the who's who in the small but affluent communities of Arizona were all owners of Taser stocks. None of them wanted to believe that the stock price on Taser had topped out in April 2004. In this book, Brad Koteshwar continues the simple lessons of the stock market in a teacher and student format using the character of Boyd Hunt, a master speculator, as the teacher. In this day and age where fast, loose and easy money is hawked by the hundreds of stock market books, the author shows how the old, tried and true principles have always worked in past market cycles and will continue to work in future market cycles.

    Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

    But even she acknowledges that there are tricks to her trade and that making money decisions often feels more complicated than it should. So, where to start? With Gail’ s Money Rules, of course— her essential rules for making your money work for you.Covering every topic under the financial sun— from TFSAs to taxes, borrowing to breaking bad habits, relationships to RRSPs— Gail tells readers that many of the rules they have been following might actually be working against their best interests. Some of her advice is, as she says, common sense (Rule #17: Needs Must Come Before Wants), some of it is surprising (Rule #222: Don’ t Borrow to Contribute to an RRSP), and some is even counterintuitive coming from Gail (Rule #261: Take Pleasure from Your Money). All of the rules are delivered in digestible pieces that each give the reader a clear sense of what works and what doesn’ t.For money-phobes, this book will be a kick in the pants; for money-minders, it will ease the worry that there might be a financial tone they’ ve left unturned; for everyone else, Gail’ s rules provide what it takes to build a strong financial foundation that will last a lifetime.

    Written by two former employees who have spent years building their own trading techniques based on the O'Neil model, this is the hands-on self-study follow up to their powerhouse first book "Trade Like an O'Neil Disciple: How We Made 18,000% in the Stock Market." This new companion book is a step-by-step guide to implementing these tried and true trading methods into a home trading system under various market conditions.Using real trades and including set ups with buy, add, and sell points for both winning and losing scenarios, the book enables readers to put practical methodologies to work in their own portfolios. Incorporating examples from authors Gil Morales and Chris Kacher's own experiences trading with real money, so that readers can follow in their footsteps, the book is a hands-on guide to implementing the O'Neil trading system and generating consistent profits using real-life examples and practice exercises.Presents exciting new trading techniques built on the methodologies used by William O'Neil + Company that traders and investors can implement in their own investmentsExplains strategies in detail, including techniques for buying pocket pivots, gap-ups, and including a market direction timing model, as well as techniques for shorting stocksIncludes examples and practice charts that outline how readers can find and make the same trades that the authors have performed in their professional livesWritten by established experts and former O'Neil employees Gil Morales and Chris Kacher, "Trade Like an O'Neil Disciple Course" is an invaluable guide to implementing proven profit-making strategies.

    This bookis a detailed plan for achieving financial freedom at any age by taking control of your finances and implementing a holistic financial strategy.The global financial crisis has seen us living through times of great volatility and uncertainty. Many people have been forced to endure periods of unemployment, housing has become almost unaffordable and it seems that the concept of a job for life is a thing of the past. It is more important than ever that we create a sustainable lifestyle and have a financial plan that is not totally reliant on a job and a salary.Get a Financial Grip looks at the psychology and mindset of success as well as looking at the asset classes that can be used to attain the leverage and returns to achieve financial goals. The author presents a comprehensive, but easy to understand plan for building and balancing a portfolio for generating wealth through compound growth. It shows how your money can work for you and give you the best odds of breaking the link between work and income.This is not just another text on financial and investment theory, it is a practical, specific and life-changing plan to propel your finances to a level you may never have believed possible. It's a simple plan for achieving financial freedom; offering you the chance to live the life you choose.

    3 Powerful tools to take your business and your life to the next level.Includes 3 CDs, 4 Special Edition Action Cards and 3 Bonus Coupons

    The Nine Rules of Credit, was written for the Average Joe and is packed full of money saving tips and insider secrets, no one has ever shared before. - Don't have any credit and want to know where to start and what is the best type of credit for you? - Had credit problems in the past and want to rebuild your credit quickly and easily?- Or maybe you would just like to know how to get your credit reports for free so you can protect yourself against errors and credit fraud!Find out the answer to all these and more so you can always have great credit and live the life you deserve!Buy a copy through paypal or amazon.ca at www.TheAverageJoeBook.com

    Are you sick and tired of being sick and tired of turning up to play the money game and losing? Do you need a better plan to have a few more days' money at the end of the month? Do you argue about money with your loved ones? Are you worried about the financial role model your children see? Do you just want to get out of debt? Now is the time to join the 'Financial Fightback' to create: A DEBT FREE YOU

    Together, this can mean millions of extra dollars for you and your family over the years. In his information rich, pull-no-punches style, Paul Merriman explains the decisions to be made and the impact of each on your financial future, so you can easily prioritize and make the best financial choices to meet your goals. It's your future… choose wisely.

    Those starting out on their paths to financial security just need to learn them better and apply them earlier than ever before - ideally, right from the start. Previous generations have had some help in achieving financial security that young people can't count on today: generous employer pensions, steady housing price increases, and a well-funded Social Security program, to name a few. In short, the old "muddle through" approach won't cut it anymore - not even close. A steady income is still a must, but parlaying this into long-term financial security is now an entirely different proposition than ever before. The institutions of the past can no longer be relied upon to handle the process; each person now needs to manage the long-term financial planning and decision making on their own. Fortunately, though, anyone just starting out can still achieve a very strong financial future from almost any income level - but only by doing the right things to make it happen. Those things aren't particularly hard to understand or to do, but it is important to do them right, to do them consistently, and to do them in the right order. Most importantly, if you get an early start, the risks are minimal and the payoff is substantial. But each year that passes, the risks go up and the payoff goes down. If you have just started out in your financial life, or if you are just about to, and you want a complete and practical education in the fundamentals of personal finance for a secure future, then this book is for you. Chris Smith guides readers through the basics of saving, investing, and financial planning in language that is clear, accessible, and lively, making difficult concepts understandable to the novice, and enjoyable to those who already have some understanding. He shows readers how to apply this knowledge, and to avoid the most common pitfalls, to insure the best possible outcome for long-term financial security.

    I put the principles I learned into practice, and over the next 15 years confirmed that they work. By age 35, I was able to finance the start of my own business, doing the work I love.My new book Money for Something is for people who’ve not been exposed to the fundamentals of investing, and teaches the essentials in a concise, easy-to-read guide. In less than an hour, and for the cost of a movie ticket, you can learn the principles that have helped me, and many others, achieve financial freedom.

    

    Testimonials: "It’s About Time. Mike Holman of the MoneySmarts blog has filled one of the very few remaining holes in the Canadian personal finance bookshelf with a new book on registered retirement education plans." ~ Rob Carrick, Globe and Mail "Personal finance writer and author Mike Holman clearly explains all the ins and outs of RESPs in his book." ~ Michael James, Finance blogger "It’s like a breath of fresh air for information starved people looking for an RESP. It took me about 2 hours to read (I read at the speed of light) and had all the information it took me 6 months to learn. Every single thing you need to know about RESP’s is in there, written in an easy to understand manner, instead of in 9pt type by a lawyer." ~ Rachelle Berube - Real Estate blogger Topics covered in this book include: - How to set up an RESP account - RESP contribution rules with examples - RESP withdrawal rules and strategies with examples - How to avoid penalties if child does not attend school - How to invest inside an RESP About the Author Mike Holman has worked in the Canadian financial industry for almost two decades. Mike runs the popular Canadian personal finance website MoneySmartsBlog.com which was nominated by the Globe and Mail as one of the best money blogs in Canada.

    William Nickerson and his book HOW I TURNED $1,000 INTO ONE MILLION IN REAL ESTATE IN MY SPARE TIME has probably created more millionaires than any other book in investing history. It simply is a masterpiece of common sense advice.

    Often, beginners enter the stock market by:Buying and holding onto a stock (value investing). That works well until the trend ends or a bear market begins. Then they try Position trading. This is the same as buy-and-hold, except the technique sells positions before a significant trend change occurs. Swing trading follows when traders increase their frequency of trading, trying to catch the short-term up and down swings. Finally, people try Day trading by completing their trades in a single day. This series provides comprehensive coverage of the four trading styles by offering numerous tips, sharing discoveries, and discussing specific trading setups to help you become a successful trader or investor as you journey through each style.Trading Basics takes an in-depth look at money management, stops, support and resistance, and offers dozens of tips every trader should know.Fundamental Analysis and Position Trading discusses when to sell a buy-and-hold position, uncovers which fundamentals work best, and uses them to find stocks that become 10-baggers--stocks that climb by 10 times their original value.Swing and Day Trading reveals methods to time the market swings, including specific trading setups, but it covers the basics as well, such as setting up a home trading office and how much money you can make day trading.

    It also includes interviews with successful virtual assistants, interviews with clients who utilize a virtual assistant, resources at the end of most chapters, a 30-day reading guide and action plan, and access to The Bootstrap VA Facebook Group where readers can bounce ideas off of each other, ask Lisa questions, and get the support needed no matter where they are in the process of becoming and working as a virtual assistant.If you want to get started as a virtual assistant, and you're a go-getter looking to bootstrap your way to success, this is an eBook you can't afford to miss.ABOUT THE AUTHORLisa Morosky is the author of "The Bootstrap VA: The Go-Getter's Guide to Becoming a Virtual Assistant, Getting and Keeping Clients, and More!" and is a premier virtual assistant in the blogging, Internet marketing, social media, and online business realms. As the founder of VAforBloggers.com, Lisa worked with dozens of clients from 2009-2011, received mentions by and recommendations from top experts, spoke at the BlogWorld conference in Las Vegas, and built a business from the ground up. In 2011, Lisa made the decision to cut back, reposition her services and her client base, and spend more time on personal projects. She moved her services to her new, centralized home at The Home Life {and Me}, lowered her rates (to pass on her new savings to her clients), and changed her title to "blog helper". In 2012, Lisa launched her virtual assistant coaching services.In addition to being a virtual assistant and a virtual assistant coach, Lisa is a Christ follower, a proud wife to her amazing husband, a homemaker, a real foodie, and a lover of all things simple and natural. You can find her blogging about creating a simple, natural, faith-inspired home life at http://www.thehomelifeand.me.

    and beyond...and how to profitAs paper currency continues to lose its purchasing power and global markets struggle in the face of economic turmoil, investors are turning to gold to stabilize their portfolios. "$10,000 Gold" explains why this is a smart move, arguing that the price of gold will continue climbing to $10,000/ounce and beyond in the years to come. Looking at the underlying causes of gold's rising value, the book contends that intelligent investors have no choice but to invest in this precious metal.Written by one of the world's leading authorities on gold, the book teaches readers to think independently about gold, money, and the geopolitics that affect its price. The security of gold offers peace of mind, making fears about the fluctuation of the stock market irrelevant, and "$10,000 Gold" shows why, just like usual, gold remains the single best asset for preserving wealth in any economy. Looking at the world through the eyes of gold--where wealth is measured in ounces, not dollars--the book is a candid insight into the current state of the economy and how to stay safe no matter what lies ahead.Explains why gold price will soar to over $10,000/ounceTeaches readers to reconsider the way they think about money, showing that wealth should be weighed in gold, not unbacked dollarsProvides invaluable advice on protecting money by putting it into the safest asset class on earthNo one knows what the next few years hold for the economy, but investing in gold allows for financial security in any market.

    He has "seen it all" when it comes to the markets. This practical guide is Nick's stock traders bible - Nick explains the simple maths behind profitablity. It's not how often you win, it's how much you win when you win.Nick Radge is Head of Research and Trading at The Chartist, Australia. He is happy to share this knowledge to help you become a better, and ultimately, a profitable trader. Nick Radge is the author of highly acclaimed Unholy Grails - A New Road to Wealth available on Kindle http://www.amazon.com/dp/B007T97DJQ

    

    Yet a single down year in the stock market can change your retirement forever.  Most retirees think that they need to choose between growth and income, or risk and return, but Jim Black will show you that those options are not mutually exclusive.Using real life examples and humor, Black has created a process that helps retirees overcome their basic fears. He has done this in a manner that anyone, regardless of their financially sophistication, should be able to implement for themselves.By reading this book and implementing the strategies, you will greatly increase your chances of retiring on your terms, and living Happily Ever After.

    Turn to Plan Your Estate, Nolo's bestselling book of estate planning essentials. Get straightforward, plain-English explanations of every significant estate-planning option available, so you can make the best decisions for you and those you love. Let Nolo's bestseller Plan Your Estate show you how to:. avoid probate. leave property through a will or trust. use life insurance to provide for your loved ones. name a guardian for your minor child. leave property to a young person. plan for incapacity. implement strategies specific to business owners. reduce estate taxes . make final arrangements This edition is completely revised with the latest federal and state laws, plus updated estate and gift tax information, and enhanced discussions about 529 plans, same-sex marriage, tax-saving trusts, and retirement benefits.

    For the first time, it brings together the collective experience of Canada's foremost personal finance bloggers and online publishers, each of whom writes about his or her particular area of expertise.Step 1: How to Save. First, Krystal Yee shows you how to create a budget. The budget process isn't about lmitations, it's about measuring and controlling your income and expenses. In this step we learn to manage our money and find where we're going to get the money to save.Step 2: Where to Save.Jim Yih clears up the confusion on our various options. In clear, understandable languages he leads us through RRSP's, RESP's, mutual funds, and the rest of the bewildering array of investment choices we have.Step 3: What to Save:Ram Balakrishnan introduces us to passive investing, the investing style recommended by academics and consumer advocates but ignored by the investment industry. Long term investment strategy and lowered commissions has shown to lead to some of the best long term investment returns available to the average consumer.Frugal Trader (MillionDollarJourney) introduces us to dividend investing. This investment approach receives favourable tax treatment for Canadians and is intended to produce an ongoing income stream.Step 4: Protect What You Save:Glenn Cooke removes the sales hype and emotions behind insurance purchases and shows us how to evaluate life insurance, disability insurance and critical illness insurance using basic insurance principles.

    Although I became associated with excellent financial advisors later in life, I wish I had read this book much earlier in my career. It is easy to understand and very practical." Dr. Benjamin S. Carson, Sr., Johns Hopkins Professor of Neurosurgery, Oncology, Plastic Surgery, and Pediatrics; Director of the Division of Pediatric Neurosurgery; Co-Director of the The Johns Hopkins Craniofacial Center; Award Winner of the Presidential Medal of Freedom; and Best-Selling Author "Doctor's Eyes Only is the financial book I wish I would have read earlier in my professional career. It gave me a wonderful insight into managing finances that I never learned in surgical training. It is also tailored to my unique needs as a physician." Dr. Michael Lim, Johns Hopkins Assistant Professor of Neurosurgery and Oncology; Director of the Metastatic Brain Tumor Center; Director of Brain Tumor Immunotherapy "Doctor's Eyes Only is a must-read for all medical residents and physicians early in their careers. This really is the missing business and financial course and I provide a copy to all surgical residents in my program." Dr. Matthew McGirt, Vanderbilt University Medical Center Assistant Professor of Neurological Surgery; Director of Clinical Spine ResearchDoctor's Eyes Only: Exclusive Financial Strategies for Today's Doctors and Dentists is the missing financial guide that physicians need as a supplement to their ongoing professional training. These pages include basic financial wisdom that could end up saving you millions of dollars throughout your medical career.The strategies and advice contained are unique to the needs of high-income physicians and dentists. Asset protection, investment fundamentals, tax planning, and practice management are well covered by the leaders of America's largest financial firm that exclusively serves the needs of high income medical professionals.

    Beer Money is different. It can be read in an afternoon and presents financial concepts using something you're already familiar with: Beer. Beer Money is organized as a "Pub Crawl to Financial Success." Each chapter is a clear, actionable step with guidance on financial decisions you may face. Excruciating detail such as valuation metrics for stocks, estate planning, complicated options strategies, etc. are NOT part of this book. Beer Money is written for anyone who wants the basic building blocks of personal finance and investing.You'll learn the differences between investing in stocks, bonds, real estate and commodities. You'll see how to best use a retirement plan like a 401(k), how to budget better and the importance of insurance. There are examples of different investment portfolios, automatic saving and spending plans and a discussion about the different types of investment accounts such as Traditional and Roth IRA's. The use of beer, easy to understand text and pictures (yes, pictures!) and humor make this a book you will actually read and understand. So grab a cold six pack and a comfortable chair and get started on your own pub-crawl to financial security. Cheers!