If she can become a Bach, she can escape the poverty she’s endured ever since her parents died when she was five. Only through education can she rise above her birth caste–and she knows it. All of her plans fall to dust when she opens a portal within her refrigerator, turning her macaroni and cheese casserole into a sentient being. By dawn the next day, the mysterious dae have come to Earth to stay. Hundreds of thousands of people vanish into thin air, and as the days pass, the total of the missing number in the millions. Some say it’s the rapture of the Christian faith. Alexa knows better: their dae ate them, leaving behind nothing more than dust as evidence of their hunger. As one of the unawakened, she doesn’t have a dae, nor can she manifest any forms of magical powers. She’s lacking the innate knowledge of what the dae are and what they mean for the world. Now more than ever, she is an outsider. Her survival hinges on her ability to adapt to a world she no longer understands. Unfortunately, one of the dae has taken notice of her, and he’ll stop at nothing to have her. Alexa’s problems pile up as she’s forced to pick her allegiances. Will she submit to the new ways of the world? Will she become some monster’s pawn? Or, against all odds, can she forge her own path and prove normal humans can thrive among those gifted with powers once the domain of fantasies and nightmares?

    Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this book is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street.It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth. A product so powerful it’s responsible for the success of Walt Disney, JC Penney, Ray Kroc, and thousands of others. Here's what you'll discover:•How the wealthy use this vehicle to create more wealth, take less risk, and create predictable income down the road•Why banks and corporations place billions of dollars in this powerful vehicle•How I earned over 300 percent returns leveraging my life insurance policies•How you can create a safe, predictable foundation to enhance every financial decision you make•How to win with taxes and keep more of the money you makeWhile the information compiled into this book is valuable, you'll also find three case studies that show you exactly how it works. You'll be able to visually see how it grows, how it's accessed, as well as the future income that can be taken.______________Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System."I was introduced to these financial strategies at a young age, and this is book represents the effort and energy on both the part of everyone of my mentors, these authors here, as well as my own diligence in learning about and implementing these very same strategies into my personal finances.This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance.

    Over the past five years, this model has been used in thousands of “finance for non-financial managers” training sessions in more than 30 countries. Now for the first time, it has finally been released in a paperback format.  Accounting is often perceived as being tedious, complicated, and too theoretical. Non-financial managers are less than enthusiastic about accounting. One possible cause is the way business schools teach it.   In a recent study only 46% of respondents had average or higher financial literacy and could understand financial statements.   Stop avoiding financial topics during team meetings. Save your company from making costly mistakes and start maximizing all your valuable opportunities.

    But, more often than not, there's no way to avoid it--even non-financial jobs venture into financial jargon and concepts. For those trying to get more done at the office, organize the dollars and cents in a small business or just in need of a refresher, there's no reason to turn to the average number-crunching class again. The Accounting Game presents financial information in a format so simple and so unlike a common accounting textbook, you may forget you're learning key skills that will help you get ahead! This book uses the world of a kid's lemonade stand to teach the basics of financial language and records. You'll run your own lemonade stand and make it grow by creating signs to advertise it, borrowing money from Mom, buying lemons and sugar and selling to the whole neighborhood. As you run your stand, you'll begin to understand and apply financial terms and concepts like assets, liabilities, earnings, inventory and notes payable, plus: --Know the difference between accrual vs. cash accounting methods--Create and understand an income statement and balance sheet--Track inventory using LIFO and FIFO--Create cash statements and understand cash flow and liquidity--Apply your new knowledge to real-life situations The revolutionary approach of The Accounting Game takes the typically mundane subjects of accounting and business finance and makes them something you can easily learn, understand, remember and use! The Accounting Game is produced by Educational Discoveries, the training industry's leader in accelerative learning technology. More than 70,000 peoplehave graduated from The Accounting Game, the world's most successful one-day financial seminar.

    Until recently, the venerable firm had been regarded as the accounting profession's conscience. In Final Accounting, Barbara Ley Toffler, former Andersen partner-in-charge of Andersen's Ethics & Responsible Business Practices consulting services, reveals that the symptoms of Andersen's fatal disease were evident long before Enron. Drawing on her expertise as a social scientist and her experience as an Andersen insider, Toffler chronicles how a culture of arrogance and greed infected her company and led to enormous lapses in judgment among her peers. Final Accounting exposes the slow deterioration of values that led not only to Enron but also to the earlier financial scandals of other Andersen clients, including Sunbeam and Waste Management, and illustrates the practices that paved the way for the accounting fiascos at WorldCom and other major companies. Chronicling the inner workings of Andersen at the height of its success, Toffler reveals "the making of an Android," the peculiar process of employee indoctrination into the Andersen culture; how Androids—both accountants and consultants--lived the mantra "keep the client happy"; and how internal infighting and "billing your brains out" rather than quality work became the all-important goals. Toffler was in a position to know when something was wrong. In her earlier role as ethics consultant, she worked with over 60 major companies and was an internationally renowned expert at spotting and correcting ethical lapses. Toffler traces the roots of Andersen's ethical missteps, and shows the gradual decay of a once-proud culture.Uniquely qualified to discuss the personalities and principles behind one of the greatest shake-ups in United States history, Toffler delivers a chilling report with important ramifications for CEOs and individual investors alike.From the Hardcover edition.

    The reality is, your shiny business isn't as functional as it looks from the outside; it's unorganised, inconsistent and key-person dependent.SYSTEMology solves this problem with a proven, step-by-step business systemisation framework - designed so that even the busiest business owner can deploy it. Drawing on 20+ years of business experience and real-life case studies, David Jenyns details the path to complete business reliability.

    Kathlyn Trent. A cross between Indiana Jones and The Crocodile Hunter, Dr. Trent has made a name for herself as a Media Archaeologist. Beautiful, intelligent and educated, she is one of the most famous faces in the world. Her television specials bring millions of viewers as she tackles subjects that most credible archaeologists won’t touch. But beneath the flash and hype, she has a true gift. A "sixth sense", this gift has helped her locate mystical and wonderful things all over the world. Whether or not people believe in her gift, her results speak for themselves. Because of her ability to find the unfindable, Dr. Trent is called in to assist the floundering dig of one of the world's top Egyptologists, Dr. Marcus Burton. Dr. Burton has a highly publicized dig in the Valley of the Kings, and Kathlyn is met with animosity the moment she sets foot on his dig. Tall, dark and ruggedly gorgeous, he has no desire to attract the attention she brings. But the excitement they come to share as they explore long-lost pharaoh’s tomb destroys the animosity in favor of an emotional bond that cannot be broken. Elements of intrigue endanger their lives and create chaos amidst their blooming romance, and the situation soon explodes in a running gun battle amongst the ruins of ancient Egyptian temples. It takes all of Kathlyn and Marcus’ strength to keep each other alive.

    * An increased international focus with more coverage of IASC and non-US GAAPs and more non-US examples.

    But these scams are nothing new, they've been repeated throughout history, and there will certainly be more to come. But the good news is fraudsters often follow the same basic playbook. Learn the playbook, and know how to ask the right questions, and financial fraud can be easy to detect and simple to avoid.In How to Smell a Rat, trusted financial expert Ken Fisher provides you with an inside's view on how to spot financial disasters before you become a part of them. Filled with in-depth insights and practical advice, this reliable resource takes an engaging look at recent and historic examples of fraudsters, how they operated, and how they can be easily avoided. Fisher also shows you the quick, identifiable features of financial frauds and arms you with the questions to ask when assessing a money manager.Prepares you to identify and avoid financials cams that could instantly destroy your wealth Contains examples that highlight how financial frauds are committed Provides questions everyone should ask before entering any investment endeavor With How to Smell a Rat as your guide, you'll learn how to protect your interests and assets from unnecessary losses.

    And best of all, you'll discover that your closest girlfriend is your own truest self, inside you, always ready to offer wise, loving advice about what is best for you. Designed to challenge and guide women to create the relationships they want instead of the ones they often find themselves stuck in, this book is packed with stimulating questions to uncover what's true for you, powerful techniques to change old habits that sabotage your dreams, and real-life experiences shared by the author, her friends, and her clients. Author Christine Arylo, who almost married the wrong guy for all the wrong reasons, speaks to women of all ages, whether they're seeking a relationship, evaluating a less-than-fulfilling one, rebounding from a bad breakup, or working through issues with a partner. "Choosing ME before WE" teaches women to stop settling, to get real about the kind of partner they're looking for, and to start exploring and creating what they truly want in themselves and their relationships.

    Starting with a "macro" view of accounting information, the authors present real financial statements. They establish how a financial statement communicates the financing, investing, and operating activities of a business to users of accounting information. Kimmel, Weygandt and Kieso motivate students by grounding the discussion in the real world, showing them the relevance of the topics covered to their future.

    With a new preface by the author, this updated edition explores the ways we can keep passion alive and even reach the height of sexual and emotional fulfillment later in life. David Schnarch accompanies his inspirational message of attaining long-term happiness with proven techniques developed in worldwide workshops to help couples develop greater intimacy. Chapters provide the scaffolding for overcoming sexual and emotional roadblocks— from evaluating personal expectations to laying the groundwork for keeping the sparks alive years down the road, and everything in between. This book is sure to help couples overcome hurdles in their relationships and reach the fullest potential in their love lives.

    Dr. Wayne Label covers it all, in a style that's easy to understand and apply. This guide will help you get your accounting system up and running and your business needs satisfied. Topics covered include: -- Income Statements-- Statements of Cash Flow-- Balance Sheets-- Assets & Liabilities-- Double-Entry Bookkeeping-- Debits & Credits-- Audits & Auditors-- And everything else beginners need to know For entrepreneurs or anyone who needs to brush up on accounting fast, this book is an essential resource for the businessperson's shelf.

    Fundamentals of Financial Management is the route to understanding the financial decision-making process and to interpreting the impacts that financial decisions have on value creation. Ideal for those new to financial management, this sparklingly clear text cuts through the mire of the financial decision-making process. A practical and reliable book, free from technical errors, backed up by a wealth of award-winning support material.

    He doesn't ask for directions, and she doesn't appreciate his advice. She is so mysterious, and he is so practical. He does not seem to listen, and she seems so emotional. The list goes on and on . . .In a world where men and women are constantly told they are not different, His Brain, Her Brain shows couples what they instinctively know--men and women are different, and these divinely designed differences, when understood, make a marriage stronger and happier.Combining the latest brain research along with their experiences in over three decades of marriage and counseling, Dr. Walt and Barb Larimore explain how the unique design of each sex, particularly the unique brain and hormones of each, results in different habits, tendencies, and nuances of thought and action.