We retired from full-time work at the age of 43 and have been living the good life ever since – and by good life we mean a life rich with travel and adventure rather than luxury and extravagance. In this book we share with you the roadmap we followed to get from full-time work to financial independence in less than 15 years. If we can do it, so can you! What makes this book different from all the other books out there on early retirement? We think it's the amount of personal financial detail we provide. We don’t hold back! You can use this information as a kind of financial yardstick to measure what you can achieve in your own life. If we can empower you to stop dreaming and start planning, to stop wishing and start willing your early retirement into existence, we’ll have done what we set out to do in this book.

    Loeser MD, American Pain Society“Terrific corporate gift!”          —Ann T. Buivid, President, Remington“The Best!”                            —Canyon Ranch Living Essentials“As Good As It Gets” Issue    —Town & Country With a voice described as "liquid,” award-winning stress relief expert Susie Mantell has created a uniquely soothing guided meditation experience. Like an easy chair, Mantell’s exquisite narration carries listeners into soft, effortless relaxation, gently releasing worry, anxiety, depression and pain. An oasis from a busy day, or prelude to deep, restful sleep, this clinically approved mindfulness meditation CD is elegantly packaged; a thoughtful stress relief gift. Soft music enhances the warm meditation narration

    After giving over 5,000 talks in 70 countries Brian has become one of highest paid and most sought after public speakers in the world. And in this new book he reveals everything he’s learned over his 30 year career. It’s a must-read for anyone who wants to create a successful speaking career. Inside the 6-Figure Speaker, you’ll get all the tips, tricks, strategies and secrets Brian has used to build a speaking empire.With the lessons in this book, you’ll be able to build your own business as a 6-Figure Speaker.This book will show you: The 7 habits all 6-figure speakers use to stay fully booked, charge higher fees, and deliver the types of speeches that get them re-booked again and again The 4 point bullet plan for a 20 minute speech and how to easily expand it for 40, 60 and even 90 minute speeches. How to craft an electrifying title to your speech that has people saying “I’ve got to hear that” even if they’ve never heard of you! A step-by-step action plan to take everything you’ve learned and start building your business as a 6-figure speaker today. Readers should consider The 6-Figure Speaker their action guide to a successful and lucrative career as a speaker. It will become YOUR PLAY BOOK for finding and securing high-quality speaking engagements, charging higher fees so you can easily scale your business, and crafting unforgettable speeches that have your audience talking about you long after you’ve left the stage.It doesn’t matter if you’re just starting out, or if you’re someone with experience as a speaker. The 6 Figure Speaker has everything you need to get started, scale up and shortcut your journey to success as a speaker. Get Brian's latest book today!

     From Larry Swedroe, author of the bestselling series of "The Only Guide" investment books, and Kevin Grogan, co-author of "The Only Guide You'll Ever Need for the Right Financial Plan," comes "Reducing the Risk of Black Swans." Designed for professional financial advisors and educated investors alike, Swedroe and Grogan wrote this book especially for those looking to expand their technical knowledge of the evidence-based investing world. "Swans" provides an in-depth look at portfolio construction and offers a roadmap for those interested in refining their portfolio. From CAPM to the three-factor model, Swedroe and Grogan present some of the academic underpinnings that have led to what we now commonly recognize to be modern financial theory. Taking it one step further, they provide specifics on what it takes to build a more efficient portfolio. Based on an overwhelming amount of hard data and research, Swedroe and Grogan make their case for reducing the risk of black swans.

    In this brief but insightful series of essays, Frank Gallinelli, the author of the best-selling "What Every Real Estate Investor Needs to Know About Cash Flow…" guides you through some investment principles you can live by. From cautionary tales about the process of due diligence and the hazards of self-styled "experts," to discussion of identifying your investment objectives, Gallinelli helps you focus on best practices.

    But company values stay relatively steady. This insight is the basis of value investing, the capital management strategy that performs best over the long term. With Good Stocks Cheap, you can get started in value investing right now. Longtime outperforming value investor, professor, and international speaker Kenneth Jeffrey Marshall provides step-by-step guidance for creating your own value investing success story. You’ll learn how to: •Master any company with fundamental analysis•Distinguish between a company’s stock price from its worth•Measure your own investment performance honestly•Identify the right price at which to buy stock in a winning company•Hold quality stocks fearlessly during market swings•Secure the fortitude necessary to make the right choices and take the right actions Marshall leaves no stone unturned. He covers all the fundamental terms, concepts, and skills that make value investing so effective. He does so in a way that’s modern and engaging, making the strategy accessible to any motivated person regardless of education, experience, or profession. His plain explanations and simple examples welcome both investing newcomers and veterans. Good Stocks Cheap is your way forward because the Value Investing Model turns market gyrations into opportunities. It works in bubbles by showing which companies are likely to excel over time, and in downturns by revealing which of these leading businesses are the most underpriced. Build a powerful portfolio poised to deliver outstanding outcomes over a lifetime. Put the strength of value investing to work for you with Good Stocks Cheap.

    This work is designed to help students understand the field of banking from the perspective of both a bank customer as well as a bank manager. It provides a description of the banking industry.

    A high school dropout and serial entrepreneur, he had built a real estate empire of over 4,000 apartments across the USA. Taking risks and working tirelessly were the ingredients to his rise. But, he took one risk too many. An ice storm on Christmas Eve 2004 triggered his collapse. He was maligned, publicly shamed, and financially gutted – even arrested. He lost everything and ended up $26 million in debt. As he struggled to regain his footing, he spent what he could to get others to lift him up. But no one did. He discovered that there was only one person who could build him back up. To move forward, he crafted a new life’s purpose: to help others crushed by unaffordable debts rebuild themselves Burn Zones is a story of playing life’s bad hands and overcoming adversity against the greatest of challenges. It’s an inspirational story of a man who was pushed to his mental and physical limits, and came out the other side even stronger. And, most of all, it’s a lesson that you can do the same.

     Richard explains that these spiritual principles have never been about “attracting” more money or stuff into our lives. Instead, these Universal truths all speak of recognizing the inherent abundance that is already there for our taking. Is it any wonder that traditional Law of Attraction techniques which focus on “doing” and “attracting” something from out there to fill a perceived lack in our lives do not create lasting results? But if all our abundance is already right here for our taking, why is it that our bank balance and physical experiences do not always reflect this truth? Is there something we have to do in order to welcome this abundance into our lives? Dollars Flow To Me Easily takes an alternative approach to answering these questions. Instead of guiding the reader through a series of exercises to “feel as if” they are already rich, Richard draws on the power of words and our highest intentions to dissolve negative feelings and misconceptions that block us from manifesting greater financial abundance in our lives. When these blocks are gently dissolved and let go of through absorbing the words in this book, what results are natural physical manifestations of abundance in our everyday experience. As Richard puts it, this technique is so counter-intuitive precisely because it flies in the face of everything we have been taught. We have been taught to tackle our financial issues head-on and to worry about them constantly in order to come up with solutions. But despite this, all our worrying and mental activity has still not resulted in everlasting peace-of-mind and a permanent resolution of the financial issues in our lives. Perhaps the real solution that we need is to simply correct our thinking on the inside, and to realize that there has been no issue and no lack in the first place. When we tend to our inner states and make it our priority… when we finally give up the need to do anything to make things happen… that is when the Universe can deliver our highest good to us. Dollars Flow To Me Easily takes you through the experiential journey of dropping all your worries, fears and blocks around manifesting money as you read. What remains at the end is the real you — a state in which dollars flow to you easily and a recognition of this truth that has always been a part of your being.

    In this ultimate collection you will find 25 works by the amazing Victorian novelist- Thomas Hardy! All in one elegantly formatted Book for ease of use and enjoyment on your Kindle device works include : 13 Novels • FAR FROM THE MADDING CROWD • THE RETURN OF THE NATIVE • THE MAYOR OF CASTERBRIDGE • TESS OF THE D'URBERVILLES • JUDE THE OBSCURE • DESPERATE REMEDIES • A PAIR OF BLUE EYES • UNDER THE GREENWOOD TREE • THE WOODLANDERS • A LAODICEAN: A STORY OF TO-DAY • THE TRUMPET-MAJOR JOHN LOVEDAY • THE HAND OF ETHELBERTA • TWO ON A TOWER A dozen minor novels • A CHANGED MAN AND OTHER TALES ++ also a little bonus a Thomas Hardy Biography with links for further reading enjoy !!

    Read this book, and learn from one of the best…” -Ken McElroy, Principal of the MC Companies, Best-Selling Author of “The ABCs of Real Estate Investing”, International Speaker and Real Estate Advisor to Robert Kiyosaki. Discover the (surprising) secret to lifelong financial freedom with real estate investing Real estate has always been a powerful tool for investing, and many people believe that a single-family home investment strategy will help them achieve their goals. However, the true path to financial freedom using real estate is found in apartment buildings.Real estate investing expert and author Michael Blank learned that once investors did their first deal, the curious “Law of the First Deal” led to the second and third deals in rapid succession. Most were able to quit their jobs within 3-5 years of getting started.Of course, when most people hear "apartment buildings" they immediately assume they need years of investing experience and money saved up to be able get into the game. This simply isn't true. Michael has compiled the results of his research into his new book, Financial Freedom with Real Estate Investing: The Blueprint to Quitting Your Job with Real Estate – Even without Experience or Cash. He's outlined the “Financial Freedom Blueprint” that guides you through your first multifamily deal, even if you have no prior experience or your own cash.In this book, you'll learn the secrets of being a successful apartment building investor, including: How to raise all the money you need to do your first deal. How to get your offers accepted even if you’re new to the game and don’t have proof of funds. How to analyze deals and make offers in as little as ten minutes. The #1 way to find the best deals. Apartment building investing is the only true way to achieve financial freedom with real estate. And the best part? You can get started today, even if you don’t have prior experience or your own cash. You just need to follow the Financial Freedom Blueprint.Financial Freedom with Real Estate Investing is your guide to the world of apartment building investing. By the end, you’ll have all the information you need to do your first apartment building investment within the next 3-12 months – placing you just a few deals away from permanent financial freedom. Take that first step today! Scroll up and click the “Buy Now” button.

    . . when we’re old. How arse-about is that?But there is an alternative to working your butt off for decades and retiring when you’re worn out: it’s called financial independence, and it means being able to cover life’s essentials and afford the luxuries you want without having to turn up to a job each day.Imagine: the freedom and flexibility to work if, when and where you like, go travelling, spend time with family or start that business you’ve been dreaming of. And with enough time and a way to earn, it’s achievable for most people through the power of passive income.Lacey Filipich knows because she’s done it herself – and has been teaching the strategies and steps for financial independence for a decade through her education company, Money School. Now, she’ll teach you all her tried-and-true lessons for redesigning your personal finances to create the life you really want.From maximising your income and cutting costs without big sacrifice, to property, shares and retirement funds, Money School explains exactly how to build a passive income that will completely change your life.Take control of how you spend your time and money to make them work for you – and get on the fast track to being financially independent and time rich.

    Scott explains the basic of investing in simple English. It’s solid advice; the kind you rarely get from the talking heads on TV, radio, and the rest of the media. Scott backs it all up with good solid research; this is not his opinion, it’s facts, but presented in a way that your Grandmother could understand." - Dr. Barry H. Kaplan, EA, CFP, Chief Investment Officer, Cambridge Wealth Counsel Are you worried and stressed out about not having enough money to retire? Do you have fear of losing your money? Are you unsure of how to build wealth for the long term? Or maybe you’ve been thinking of investing for quite some time now, and you just don’t know how to get started. The whole thing seems too complex and overwhelming. This conversational and action oriented book is for people who want to get started investing (or are thinking about it), but have never understood why or how - no matter your age or how much money you have to invest. Investing has always been made out to be difficult for you, and you think you couldn't do it yourself, much less retire rich. Every time you think about it, you get overwhelmed and afraid of making a costly mistake. You know the drill. You get ready to do something - maybe on your own or in your employer's retirement plan. Then ... You find yourself lost in all the jargon and get-rich-quick schemes. You have no idea what to do. After some time, you give up and just let whatever money you have sit in a savings account earning no interest. Or worse - you ask somebody else to do it for you and trust it will turn out ok (hint - it won't). There are TONS of myths, misconceptions, and flat-out lies out there about how difficult it is to build wealth. 99 Minute Millionaire busts those myths and challenges everything you’ve been told about investing. This book contains proven solutions that every new and experienced investor needs to know - no matter what financial challenges you face. 99 Minute Millionaire Gives You The Path To Building Wealth Why many investors fail, and how you can ensure you don't How you can make the most money with very little work Important decisions every investor should be aware of 14 common and costly mistakes investors make How to manage your money like a pro The truth about financial advisors and investing professionals And much more! Follow the advice given in this book and by the end, after putting what I have to say into action, you will be a better investor than most professionals. Best of all, the rest of your life doesn’t have to be put on hold to do it either! This book shows you how you can continue to spend most of your time doing what you love instead of struggling to manage your money. Before your buy the book, I have one question for you: What's stopping you from taking 99 minutes to improve the quality of your finances and put you on the path to financial freed

    Graphs are not included, but both the graphs and the concepts behind them are explained; only basic math is included, and you can even skim over the math and still come away with an understanding of the concepts; statistics is not included at all.BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is an easy way to learn concepts relating to economics and the economy. It is a product of thousands of hours spent online, teaching basic concepts in economics to hundreds of students worldwide over the course of the past several years. From back and forth communications, I have discovered the explanations for the concepts that students find easiest to understand, as well as the areas that most often get misunderstood and under-emphasized.I have worked with students located throughout the United States and from many different countries, on six different continents; students from many different school systems with different points of emphasis; students with different levels of knowledge, different backgrounds, and different levels of interest in the subject. I have received numerous comments and testimonials regarding the teaching methods that I incorporate in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE.The subject matter included in BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE comes from a compilation of many different textbooks at the introductory and intermediate levels. My goal was to include every subject in economics that normally will be found in an introductory level textbook of economics, microeconomics, or macroeconomics. Since different school systems, different classroom instructors, and different textbooks cover a slightly different combination of topics, BASIC ECONOMICS FOR STUDENTS AND NON-STUDENTS ALIKE is a little more comprehensive than most single introductory textbooks of economics. Some of the topics will be found in introductory classes in some schools, but in intermediate-level classes in other schools.

    This revised edition includes a brand new chapter on Property Options, New case studies and extra content such as: The 5 questions to ask Estate Agents to get them to find the best properties for you; How to pay off your mortgage in 8 to 10 years and build a property portfolio at the same time: How to quickly and easily asses if a property will make positive cash flow for you; and How to recycle your deposit every 6 months using “Momentum Investing”. The essence of the book is that no matter where you live, there are motivated sellers in your area who will sell their property to you for well below the true market value. This means that you can build a substantial property portfolio using very little of your own money. Simon will show you how to find these motivated sellers, how to deal with them and structure an ethical win/win deal. The book is designed to open your mind, stimulate your thinking and make you aware of some of the current possibilities available in property investing.