Best of
Personal-Finance

2015

How to Avoid Loss and Earn Consistently in the Stock Market: An Easy-To-Understand and Practical Guide for Every Investor


Prasenjit Paul - 2015
    Why?Plenty of free trading tips are available across Television and Internet; still maximum small investors are unable to earn significant return consistently from trading. Why?Why maximum individuals still consider the stock market as a place for gambling?Investing in high-quality business (stock) at the right price and holding them for a reasonable period is the only way for wealth creation.Written in an easy-to-understand and simple language, this book will guide you on how to select fundamentally strong business, when to buy and sell stocks and above all how to minimize or avoid loss in the stock market. Chapters- 1. How to avoid loss in the stock market?2. Stock Market is NOT risky at all3. First step of picking winning stocks4. How to evaluate management?5. Valuation - It matters much6. When to buy and when to sell7. Do's and don'ts to avoid loss in the stock market8. How to construct your portfolio?9. Is it required to follow an equity advisor?10. Quick formula for picking winning stocks11. Little bit of myself - Important Lessons to be learntThe book ends with a small note on "Life is not all about the stock market and money"

How to Own the World: A Plain English Guide to Thinking Globally and Investing Wisely


Andrew Craig - 2015
    How to Own the World explains why you can and must learn about investment, and highlights the significant advantages you have over many finance professionals. The knowledge needed to grow your money isn’t complicated, just very poorly distributed throughout the population. Successful investment can turn hundreds into millions over time thanks to the power of compound interest, something Einstein described as “The Eighth Wonder of the World”. There has never been a greater need for you to take charge of your financial affairs. Fortunately the tools available have never been more powerful or inexpensive. How to Own the World explains why this is and what you can do to make the most of your money.

Attitude is Everything change your attitude change your life!


Jeff Keller - 2015
    very Good Books

How to Make Your Money Last: The Indispensable Retirement Guide


Jane Bryant Quinn - 2015
    That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years.You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide.

Blue Chip Kids: What Every Child (and Parent) Should Know about Money, Investing, and the Stock Market


David W. Bianchi - 2015
    Frustrated by the lack of entertaining financial teaching materials for his 13-year-old son, this book is the result of a father's commitment to pass on one of life's most important skills. Written by David W. Bianchi--an investor and lawyer with an economics degree from Tufts University--this hands-on resource demystifies the basic principles about money matters and shows what it takes to spend, save, and invest wisely. Filled with simple examples and numerous illustrations, this easy-to-read book discusses money and investing in 100 bite-size topics.For every parent who wants their children to develop the skills to invest wisely and become responsible money managers, regular savers, and to earn money while they sleep, this book is a must-have.

Evangelpreneur: How Biblical Free Enterprise Can Empower Your Faith, Family, and Freedom


Josh Tolley - 2015
    Ignoring it will cost you a fortune. It has become clear that we are living a lie, and it has brought devastating results: Bankruptcy among churchgoers is equally as high as those who don’t attend. Financial misconduct is destroying marriages, families, individuals, and churches. A record number of churches are in foreclosure.The church teaches us it’s normal to have student loans, car payments, mortgages, and credit cards. It calls poverty a curse but isn’t doing much to correct the problem, and it focuses on tithing and the elimination of personal debt—but debt elimination is not enough.Wouldn’t you rather thrive in your finances and live the life God has called you to?Evangelpreneur will teach you:How to get your financial life to line up with your faith lifeHow to save your family and your church from financial ruinHow to recognize if God is calling you to entrepreneurshipHow to use entrepreneurism to do God’s work on EarthFor too long, the faithful have been held hostage by false teaching, bad teaching, and the poor practice of good teaching. It’s time to break free from the bondage tied to financial issues and become an Evangelpreneur.

The Black Man's Guide Out of Poverty: For Black Men Who Demand Better


Aaron Clarey - 2015
    They have the lowest standards of living, shortest life expectancies, highest incarceration rates and suffer other sociological and economic ailments. However, for the past 50 years virtually NO PROGRESS has been made in improving the lives of black men. We have to admit what we've been trying has failed and black men have paid the price. And it's time for that to change. Life is too short and too precious to live it under poverty, making only 67% of what white males do. Fathers and husbands are too important to be replaced by a government check, ruining families in the process. And futures too vital not to be lived to their full potential. If you're a black man and have had enough and want more out of life then "The Black Man's Guide Out of Poverty" is for you. Not just a book on "personal financial management," "The Black Man's Guide Out of Poverty" is specifically tailored towards the plight of black men. It addresses the sociological, economic, and political forces that hold them down. It shows you the path out of poverty. It lays out the road map towards a better life. And makes sure your one and finite life is a happy, well-lived one. Demand a better life than what politicians and society PERMIT you to have. Buy "The Black Man's Guide Out of Poverty" and truly set yourself free.

The Sudden Wealth Solution: 12 Principles to Transform Sudden Wealth Into Lasting Wealth


Robert Pagliarini - 2015
    So read it now!"~ Mary Buffett, New York Times bestselling author of BuffettologyEverything changes. Those are the words I've heard time and time again over the past two decades from my clients who became sudden wealth recipients. Sudden wealth is a roller coaster ride of emotions - from the highest highs to the lowest lows. Sudden wealth is often portrayed as creating dire consequences for its recipients, but it can be an amazing opportunity that improves your life and those around you. I've worked with enough sudden wealth clients over the years to see patterns - what works and what doesn't. With proper guidance, and a willingness to stick to the 12 Principles outlined in this book, you can avoid the common pitfalls that so often destroy money, and instead transform your sudden wealth into lasting wealth to create a better life for yourself and others.Here are just a few things you'll learn in The Sudden Wealth Solution:* What does sudden wealth and surviving a disaster have in common? This one idea can help protect your money for generations.* Learn about the three sudden wealth stages and what they mean.* Never be caught off guard again. Learn just one sentence for when someone asks you for a loan or to invest in a project.* Should you avoid making decisions after getting your sudden wealth? No. Doing so could cost you millions and be disastrous. Discover the decisions you are safe to make and those you must not make right after getting your windfall.* Learn what time of day you should schedule phone calls and meetings with your advisors.* Learn an effective and step-by-step method to choose the right attorney, CPA, and financial advisor for you.* Read about the 8 key rules you can use to evaluate every financial advisor you interview.* What's a Driver vs. a Passenger? You'll understand how this can help you make the important decisions.* Overwhelmed and not sure what to do? Learn how to relax and start making progress.* You might be surprised about the places you shouldn't look for an advisor.* Certain money beliefs can make it nearly impossible to create lasting wealth. Learn which money beliefs you have and how to reset them.* What to communicate immediately to friends and family after receiving sudden wealth.* Copy a short note from the book that you can email to friends and family that puts you in control.* Does it ever make sense to stretch the truth? You'll read why it just might.* Figure out who's in your lifeboat and why this is one of the most important things you can find out to create financial security.* Why people who get sudden wealth often act like monkeys and what you can do about it.* Discover what really makes you happy and how you can use money to enhance your life.* Learn what money has to do with cacti and ferns and why you want cacti.* Read why the acronym SAFE can help protect your wealth.* Can living with someone jeopardize your assets? Yes and you'll read the easy solution to this.* Learn simple rules so you can invest like the Harvard endowment.* Which investments are off limits and why.* Learn how to create lifetime income from your sudden wealth.* Worried you will spend too much? Learn how to break the spendaholic addition.* You inherited an investment account and want to know what you should do with it? You'll find out.* Married and getting an inheritance? Don't make this mistake...

Wheelbarrow Profits: How To Create Passive Income, Build Wealth, And Take Control Of Your Destiny Through Multifamily Real Estate Investing


Jake Stenziano - 2015
    The Wheelbarrow Profits system for real estate investment takes advantage of an under appreciated source of wealth in the United States: multifamily properties. Learn how to identify your own niche, study your market, build your portfolio, and manage properties to successfully turn your investment into true wealth. Written and created by Jake Stenziano and Gino Barbaro, Wheelbarrow Profits is the tried and true system that they’ve utilized to grow a single multifamily investment into nearly a dozen successful and lucrative properties. Whether you’re a seasoned professional looking to explore a different type of investment strategy or a new investor looking to start building your portfolio, Jake and Gino’s system will provide you with the step-by-step guide you need to secure your financial independence.

Riding The Roller Coaster: Lessons from financial market cycles we repeatedly forget


Amit Trivedi - 2015
    But why do these events keep recurring from time to time? Is it possible to foretell such episodes? Can they really be preempted? When such market tsunamis occur, large and small investors, alike, burn their fingers. Governments and regulators try to intervene with measures that seem too little, too late. Great nations are brought to their knees while they seek out someone to blame in the aftermath. Against this backdrop, what should investors do? What are the lessons they can learn? A veritable page turner, Riding the roller coaster is packed with information and insights on the subject and yet extremely lucid to read. It talks to simple investors, narrating, cautioning and advising in its uniquely wise and witty tone. As a “seat-belt” for the next financial market roller-coaster ride, and all those that will follow, this book remains evergreen and begs revisiting from time to time to ensure that we refresh our memory of Lessons from financial market cycles we forget.

Beating the College Debt Trap: Getting a Degree without Going Broke


Alex Chediak - 2015
    The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification.Chediak gets into the nitty-gritty of how to pay less for college, get meaningful workduring college (while setting yourself up for success after college), , pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others.As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. In Beating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the “real world” financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Banking on Confidence: A Guidebook to Financial Literacy


Dale K. Cline - 2015
    Dale K. Cline, a certified public accountant and real estate investor and developer, helps everyday citizens boost their financial literacy in this easy-to-understand guidebook. In plain English, he focuses on the nuts and bolts of the economy, including how: confidence, monetary policy, and fiscal policy form the economy's foundation; banks interact with each other, the Federal Reserve, and the US Treasury Department; prices for goods such as gold, oil, and real estate are determined. You'll also learn how to read basic accounting and financial statements and the role that government plays in economic cycles. Just as important, you'll understand how distant events in China and elsewhere can impact you here at home. While the economy is always changing, it's a function of human circumstances-and it's possible to understand its universal truths. Once you do, you'll have the facts you need to transform your financial future by Banking on Confidence.

Life & Debt: A Fresh Approach to Achieving Financial Wellness


Leslie Tayne - 2015
    It's about learning to love and embrace your debt because in today's world, it is practically impossible to be debt free. Life & Debt is not about teaching life without debt, or to be free of debt, but learning to live with debt and embracing it to the extent that you manage it and take on debt that makes sense for your life.The key lesson from the book is learning to love your debt is one of the first steps of being able to properly manage it. For anyone who wants to live their life with debt happily - college students, grads, parents, grandparents, and those on fixed incomes, business owners and heads of households - the concepts can be fit into any lifestyle on different levels from basic income to complicated budgets. Also suitable for people going through life transitions (marriage, divorce, widow, retirement), as well as most of the middle class who are struggling to keep up with the Jonses.

Rich Little Piggy


David W. Robbins - 2015
    It outlines a proven blueprint for building a financial house of brick. This philosophy and blueprint are founded on decades of education, experiences and observations - if you follow them, they work. The principles are explained and applied throughout the book and then summarized in Key Takeaways and a Piggy Philosophy for quick reference. This book is a straight talking, nitty-gritty, roll up your sleeves and get it DONE book! It's for everyday, hard-working people that are fed up running in the hamster wheel. The path to financial success may be simple, but is by no means easy. If you have the passion, the motivation, and a commitment to act, this book is for you. Too many people are living paycheck to paycheck, drowning in debt, and have no hope of ever retiring. Enough is enough. For your family. For yourself. Say good-bye to the hamster wheel. Join the movement - become a Rich Little Piggy!

A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan (Bloomberg)


Ben Carlson - 2015
    The financial market is a complex system, but that doesn't mean it requires a complex strategy; in fact, this false premise is the driving force behind many investors' market "mistakes." Information is important, but understanding and perspective are the keys to better decision-making. This book describes the proper way to view the markets and your portfolio, and show you the simple strategies that make investing more profitable, less confusing, and less time-consuming. Without the burden of short-term performance benchmarks, individual investors have the advantage of focusing on the long view, and the freedom to construct the kind of portfolio that will serve their investment goals best. This book proves how complex strategies essentially waste these advantages, and provides an alternative game plan for those ready to simplify. Complexity is often used as a mechanism for talking investors into unnecessary purchases, when all most need is a deeper understanding of conventional options. This book explains which issues you actually should pay attention to, and which ones are simply used for an illusion of intelligence and control. Keep up with—or beat—professional money managers Exploit stock market volatility to your utmost advantage Learn where advisors and consultants fit into smart strategy Build a portfolio that makes sense for your particular situation You don't have to outsmart the market if you can simply outperform it. Cut through the confusion and noise and focus on what actually matters. A Wealth of Common Sense clears the air, and gives you the insight you need to become a smarter, more successful investor.

Money Wise: The Aam Aadmi's Guide to Wealth and Financial Freedom


Sharath Komarraju - 2015
    The biggest investment you will ever make is towards your financial education - and this easy-to-read guide provides just that. It answers vital questions such as:- Where does money come from?- Why do prices go up every year?- How do I get out of debt?- Should I invest in the stock market?- What is the value of gold in our financial system?- How do I make my investment portfolio shock-proof?Practical, fun and straight to the point, Money Wise will equip you with the tools to manage your money with confidence and competence.

Family Trusts: A Guide for Beneficiaries, Trustees, Trust Protectors, and Trust Creators


James E. Hughes Jr. - 2015
    It will help families create and administer a culture that recognizes trusts as a gift of love.Marrying the practical and emotional aspects of family wealth, this book provides a hands-on primer that focuses on fostering positive relationships, and structuring the trust appropriately for the situation and the people involved. It tackles difficult topics with frank and honest discussion, from the first beneficiary meeting to working with addictions, and more. Written by a team of experts in family wealth, this information is becoming increasingly crucial to the successful execution of a trust; you'll learn what type of person makes the best trustee, how to be an excellent beneficiary, and the technical aspects that help you build a better trust from the very beginning.There's been a staggering increase in trustee/beneficiary litigation and hostility, but that doesn't mean it's inevitable. Plenty of trusts are running smoothly, with positive experiences on all sides. This book shows you how to set up your trust to succeed from the start, with step-by-step guidance and expert insight.Express clear and thoughtful intent for the trust Create a healthy and supportive culture Select the right trustee, trust protector, and trust advisor Take the time to prepare before initially meeting the beneficiary Conduct a productive first meeting to set a tone for the relationship Historically, there has been little consideration given to the culture of trusts, and this oversight may be a key driver of the behavior that's becoming more prevalent. Family Trusts explores the nature of these relationships, and shows you how to build a trust that retains the nature and spirit with which it was intended.

The Devil's Financial Dictionary


Jason Zweig - 2015
    And it distills the complexities, absurdities, and pomposities of Wall Street into plain truths and aphorisms anyone can understand.An indispensable survival guide to the hostile wilderness of today's financial markets, The Devil's Financial Dictionary delivers practical insights with a scorpion's sting. It cuts through the fads and fakery of Wall Street and clears a safe path for investors between euphoria and despair.Staying out of financial purgatory has never been this fun.

Mind Over Money Management: Strategies Your Financial Advisor Won't Give You: How to Make Money Work for You, Get Out of Debt, Relieve Stress and Make Financial Planning Simple in 10 Easy Steps


Robyn Crane - 2015
    The decision to face your money issues head on. Deep down, you know that your money issues hold you back. This may not keep you up at night and you may have learned to exist pretty contently in spite of it, but in your heart of hearts, you know your life is much smaller, more stressful, and less abundant than it could be if you had mastery over your money. You see, your relationship with money affects every area in your life. Your relationship with your boss or business, your spouse, parents, kids, siblings, friends, and even your health, spirituality, and recreation. A better relationship with money is the gateway to the life you want, whether that life is filled with luxury vacations, or the ability to become a homeowner, to open your own small business, or simply to pay off your debt. The 10 steps outlined in this book will show you how to create the financial life you want, so you can have the quality of life you deserve.

Make Your Own Living Trust


Denis Clifford Attorney - 2015
    By creating a living trust, your property will bypass lengthy and expensive probate proceedings and go directly to the people you've designated, quickly and easily.Make Your Own Living Trust explains how to create a living trust, transfer property to the trust, and amend or revoke the trust at any time. Use this book to:decide whether a living trust is right for your family create a probate-avoiding trust or an estate-tax-saving AB trust name beneficiaries to inherit your assets appoint someone to manage trust property inherited by children keep control over trust property while you live appoint someone to manage trust property if needed understand how to transfer all types of assets to your trust, including real estate, stocks, jewelry, art or business assets Make Your Own Living Trust includes all the forms you need to create your own trust, plus step-by-step instructions for filling them out. Completely updated and revised, this edition includes the latest tax and legal information, including updated information about the federal estate tax.Good in all states except Louisiana.

Maya on Money: Implement your money plan


Maya Fisher-French - 2015
    The advice in this book is drawn from years of questions that people of all walks of life have asked Maya. She uses these real-life examples to provide indispensable information on budgeting, protecting your money, preparing for major life events, saving, spending, and transacting wisely.

Living Well, Saving for Life: A Guide for Creating Wealth on a Modest Income


Neil Peter Chodorow - 2015
    Presents model plans for people across spectrum of modest incomes and assists the reader in developing his/her own plan. Ends with discussion of financial management and lifestyle issues after retirement.

Invest and Beat the Pros-Create and Manage a Successful Investment Portfolio


Barbara Friedberg - 2015
    Learn this widely regarded, easy to implement index fund investing approach. You will (likely) beat 60 percent to 70 percent of active mutual fund managers investing with this index fund approach, and this Nobel Prize winning theory is easy to set up and manage. This is not a get rich scheme, but a practical investing approach anyone can implement, follow and administer for the long haul. Does this sound like you? Are you worried about your financial future? Would you like a method to set up your finances for success now, and financial security later? Do you feel like you lack time and knowledge to properly manage your money? Have you made money mistakes in the past? If you answered yes to any of these questions, this investing blueprint offers a solution to your money planning concerns. Practically, I understand that beating investment pros is great, but even more important than that is understanding how to invest to reach your personal investment goals. Here’s how you’ll benefit and what you’ll learn from this investing blueprint: The index fund investing approach that helps you reach your financial goals. Enough investing knowledge to create your own investment strategy and avoid making poor choices. Explanations of common money terms, to increase your investing literacy. The skill to determine whether you need an advisor, and what to look for if you want additional financial guidance. An understanding of how you’ll respond to the ups and downs in the investing markets and, more importantly, how to invest so you’ll be comfortable and not racked with money worries during all economic scenarios. How to narrow down the field of mutual fund and exchange traded funds (ETFs) into a manageable number. A clear picture of which investments to choose with sample portfolios to guide you. How to integrate your workplace retirement account with your other financial accounts. A plan to maintain your investment portfolio for the long term, in minimal time, so you’ll have the money you need for your financial goals, now and later. With this book, you have in hand a map for an investment approach that beats most professional active mutual fund managers. But more importantly, you’ll learn to maximize your investment returns using research-based proven investing strategies. Take a few hours to set up your investments today, in order to build wealth to spend on what’s important to you later.

Wealth Without Stocks or Mutual Funds


John Jamieson - 2015
    Garbage! You will see that stocks & mutual funds are only one of dozens of ways to create wealth & income.Whether you have extensive assets or are just getting started and need to create more income this book will be your guide. Discover how to: Use the same secret programs banks and corporations have used for years to create wealth Launch your own business and brand on a shoestring and quickly dominate your niche Turn houses for big paychecks even if you have no money, no job, no credit and little time Make 5 figure paychecks on over-financed beautiful houses with no cash or credit Use a secret IRA to grow wealth safely, securely, and invest in almost anything you choose Tap into already set up turnkey real estate investment solutions all over the country Take advantage of the 21st century way to build passive income by networking Make double digit returns and have the government guarantee your results "John is a knowledgeable, trustworthy, financial wizard" - Dr. Taj Haynes But wait... there's SO MUCH MORE! Find out why: You should make yourself famous in your own niche to grow your income and sell out for a mint You would access private funds all over the country to fund your business and real estate You will turn your IRA into your own guaranteed lifetime income stream with no market riskYou should master marketing to turn any business into a cash flow monster on your terms You should consider safely loaning out your money for high returns You are needlessly paying thousands more of income taxes every year and how to stop it You should change the way you bank and where you park money to rapidly pay down debts

The Magic of Attracting Money


Mani Maran - 2015
    It is waiting for you. And with the tools offered to you in The Magic of Attracting Money, you’ll get on the right path to achieving your dreams.