Book picks similar to
Wealthy and Wise: Secrets about Money by Heidi L. Steiger
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personal-finance
Benjamin Graham the Memoirs of the Dean of Wall Street
Benjamin Graham - 1996
Describe his investment techniques, successful ventures, and association with the like of FDR and Baruch. Star Graham student, Warren Buffet, has become legendary.
English Short Stories For Intermediate Learners: 8 Unconventional Short Stories to Grow Your Vocabulary and Learn English the Fun Way!
Olly Richards - 2016
You will have fun reading, learn a lot of new words, and understand English better!- Short chapters, so you can finish each story easily and not get frustrated!- Carefully chosen vocabulary that is not too hard for you. Most books have too many difficult words, but this book is perfect for intermediate level! You do not have to use the dictionary all the time - instead, you can keep reading and enjoy the stories.- Grammar at the right level for intermediate level learners, so you can learn new grammar without feeling frustrated.- Real, spoken English in each story, so you can learn English that native speakers really use.- Helpful exercises at the end of each chapter to help you understand the stories.- A six-step plan for reading the stories and improving your reading in English.English Short Stories for Intermediate Learners has been written especially for students at intermediate level; B1-B2 on the Common European Framework of Reference (CEFR). The eight exciting stories are designed to make reading fun, and to help you say: "I understand everything I'm reading!" If you find reading English hard, these stories are perfect! You will be able to enjoy reading English, learn more vocabulary in a natural way, and native speakers!So what are you waiting for? Scroll up and grab your copy now!
Distress Investing: Principles and Technique
Martin J. Whitman - 2009
Combine this with the fact that the discipline of distress investing doesn't always follow what conventional wisdom says, and you can see why it is one of the most challenging areas in finance.Nobody understands this better than Martin Whitman--the legendary founder of Third Avenue Management LLC and a pioneer in the field of distressed markets--and leading academic Dr. Fernando Diz of Syracuse University. That's why they decided to write Distress Investing. As an outgrowth of annual distress and value investing seminars the two have taught together at Syracuse University's Martin J. Whitman School of Management, this reliable resource will help you gain a better understanding of the essential principles and techniques associated with distress investing and show you how to effectively apply them in the real world.Divided into four comprehensive parts--the General Landscape of Distress Investing, Restructuring Troubled Issuers, the Investment Process, and Cases and Implications for Public Policy--this book comprehensively covers the practice of buy-and-hold investing in distressed credits, whether it be performing loans or the reinstated issues of a reorganized issuer.From the recent changes to U.S. bankruptcy code and creditor rights to cash bailouts, you'll quickly learn how to analyze distressed situations such as pricing issues, arbitrage opportunities, tax disadvantages, and the reorganization of funding plans. Along the way, case studies of both large and small distress investing deals--from Kmart to Home Products International--will give you a better perspective of the business.Critical topics addressed throughout these pages include: Chapter 11 bankruptcy and why it's not considered an ending, but rather a beginning when it comes to distress investing The "Five Basic Truths" of distress investing The difficulty of due diligence for distressed issues Distress investing risks--from reorganization risk to risk associated with the alteration of priority of payments in bankruptcy Valuing companies by both going concern as well as their resource conversion attributes In today's turbulent economic environment, distress investing presents some enticing opportunities. Put yourself in a better position to excel at this endeavor with Distress Investing as your guide.
Smashed Avocado
Nicole Haddow - 2019
It’s not meant to be. It’s one of the biggest financial decisions you’ll make in your life. But it is worth it . . . it’s hard, there will be shit bits, but it’s not impossible.At thirty, journalist Nicole Haddow had unstable income, no financial plan and only credit-card debt to her name. But less than two years’ later she was a home-owner.In Smashed Avocado, Nicole explains the steps she took to purchase her own home, alongside detailed case studies of other people who have found ways to enter the property market. She shares practical tips from financial planners, mortgage brokers, buyers’ agents, real-estate agents and other property experts, and the acquired wisdom of a new generation of homeowners – down to the micro-details. She even thrashes it out with Bernard Salt, the man who said young people should stop splashing out on expensive brunches if they want to own their own home. Buying property remains a worthwhile investment, and young people are inventing innovative ways of achieving it, including rentvesting, flipping, Airbnb, tiny homes, buying regionally and more.Nicole’s story is inspiring and optimistic – but, most importantly, it’s realistic. The home ownership dream might look different today, but it’s still possible to make it a reality.
Lore and Order
Steve K. Peacock - 2014
The fire brigade have been doing their best, as have the other emergency services, but whoever is behind the fires has been systematically running them ragged. Whitehall is worried. Something doesn’t add up, so they’ve dispatched a warlock – a former illegal mage, pressed into service of the government to deal with matters of the arcane – to look things over. Jameson Parker is that warlock, and he’s pretty okay with that. His freedoms might be heavily restricted, and any unauthorised use of magic means he’ll be struck down dead instantly, but it could be worse. He gets more or less free rein to swan around Humberside like the big I am, and it gives him a way to atone for his less than stellar past. He’s better off without magic, and he knows it. But is magic better off without him? The warlocks of Humberside don’t seem to think so, and there are rumblings that, as well as the fires, something big is about to go down. Jameson is not best pleased.
The Gastric Sleeve Bariatric Cookbook: Easy Meal Plans and Recipes to Eat Well & Keep the Weight Off
Sarah Kent - 2018
During your first 8 weeks post-op, meal planning is essential to make sure you get the nutrition you need. In The Gastric Sleeve Bariatric Cookbook, Sarah Kent—author of the bestselling Fresh Start Bariatric Cookbook—delivers effective meal plans and recipes specifically tailored for your new lifestyle after VSG.Unlike any other bariatric cookbook on the market, The Gastric Sleeve Bariatric Cookbook approaches your new diet with immediate and long-term dietary needs in mind, to help you get healthier—not just thinner. In the pages of The Gastric Sleeve Bariatric Cookbook you’ll find:
8 weeks of easy meal plans for each of the 4 post-op dietary stages (full liquid, pureed foods, soft foods, general diet)
Over 95 protein-packed recipes—many of which yield leftovers for meals later in the week
Post-op recipe icons that let you know at which stages you can eat each recipe, providing specific portion information as well
Knowing what, when, and how much to eat after VSG doesn’t have to be stressful. The Gastric Sleeve Bariatric Cookbook makes it easy, healthy, and simply delicious to eat well after surgery and beyond.
U.S. Taxes for Worldly Americans: The Traveling Expat's Guide to Living, Working, and Staying Tax Compliant Abroad
Olivier Wagner - 2017
is one of only two countries in the world that applies citizenship based taxation in order to tax its own citizens on their worldwide income, irrespective of where they are anywhere in the world. If you’re thinking about becoming a digital nomad or expatriating to another country, do you know how to avoid having to pay tax on your income while abroad? There could be huge penalties or tax evasion charges if you don’t file correctly. Fortunately, these important questions have answers.By combining the right strategies for citizenship, residency, banking, incorporation, and physical presence in other countries, most people who work overseas can legally lower their U.S. tax owing to $0. In U.S. Taxes for Worldly Americans, Certified Public Accountant, U.S. immigrant, expat, and perpetual traveler Olivier Wagner preaches the philosophy of being a worldly American. He uses his expertise to show you how to use 100% legal strategies (beyond traditionally maligned “tax havens”) to keep your income and assets safe from the IRS.Olivier covers a wealth of international tax information, including: -Step-by-step instructions to fill out the Forms and Schedules you will use to file your offshore tax, no matter where you are.-How to qualify for special deductions, credits, and exemptions on international taxation.-Why opening bank accounts and corporations in foreign countries is easier than you think.-How residency or citizenship in another country can legally lower your taxes.-Practical advice for moving, living, and working with tax free income in other parts of the world.-What to consider before renouncing your American citizenship and saying goodbye to the IRS for good.As a non-resident American, there is no single easy answer to lower your taxes. If you don’t understand every possibility, you could end up paying too much. Embrace a worldly lifestyle with confidence as you master the U.S. tax system for Americans living overseas.
Secondhand Scotch: How One Family Survived in Spite of Themselves
Cathy Curran - 2016
Lillian Low's homespun values-people come in all flavors just like ice cream-bring joy and humor into the Low house. When restless Joe Low ditches one suburb for another because he wants a do-over, Lillian tells him, "How the hell many do you need? Don't you know that wherever you go, you've got to take yourself with you?" Along for the ride is the colorful, extended Low clan, who turn up to celebrate the arrival of Joe and Lillian's army of kids. They eat, sing, Joe gets plastered, and all too often, scotch-fired arguments lead to some good old-fashioned fistfights. The mayhem that actually started the brawl gets swept under the carpet, and when Curran finally pulls it up, pandemonium emerges from hell with a vengeance. Through the vision of a sensitive young girl with a wickedly funny voice, "Secondhand Scotch" uncorks some harsh realities, but never ceases to warm and entertain.
The MoneySense Guide to the Perfect Portfolio (2013 Edition)
Dan Bortolotti - 2012
From MoneySense index investing expert Dan Bortolotti, plus a foreword by Editor Jonathan Chevreau.
Get What's Yours for Medicare: Maximize Your Coverage, Minimize Your Costs
Philip Moeller - 2016
Learn how to maximize your health coverage and save money.Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.
The Total Money Makeover: A Proven Plan for Financial Fitness
Dave Ramsey - 1994
There's one sure way to whip your finances into shape, and that's with "The Total Money Makeover: Classic Edition".By now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you're tired of the lies and sick of the false promises, take a look at this--it's the simplest, most straightforward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies. With "The Total Money Makeover: Classic Edition," you'll be able to:Design a sure-fire plan for paying off all debt--meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement!
Terminal Event
Robert Vaughan - 2017
There are strange, and unrecognizable markings on the canister. How did it get there, and where did it come from? It is sent back to a research center in the U.S. where it is opened in an environmentally controlled room. Inside are six human embryos, and even more shocking is the discovery that the embryos are viable. Should they be brought to term? Terminal Event tells the intriguing story of who the embryos are, where they came from, and how they spent 100 million years waiting to be discovered.
Overlander: One man's epic race to cross Australia
Rupert Guinness - 2018
This was no ordinary bike race. Unlike the Tour de France, which Guinness had made his name reporting on for decades, competitors rode completely unassisted from Fremantle in Western Australia to the Opera House in Sydney on the other side of the country - a gruelling distance of over 5000 kilometres that would not only test riders' physical endurance but their psychological resilience. Dubbed 'The Hunger Games on Wheels', there would be no help, just riders and their bikes crossing one of the most beautiful – and often most inhospitable – places on earth. Rupert’s mission was to test his own grit, physical and emotional, as he followed the trail of the pioneering men and women whose historic rides over the last two centuries unveiled a largely unknown interior. But when a terrible tragedy stopped everyone in their tracks, what he discovered was the extraordinary power of the human spirit. Rupert and his fellow competitors were forced to make some of the toughest decisions they had ever faced.
Minimalist Budget: Simple Strategies On How To Save More, Spend Less, And Curb Spending Temptation (Without Living On Ramen)
Zoe McKey - 2017
Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.