Best of
Personal-Finance

2017

Worry-Free Money: Stop budgeting, Start Living


Shannon Lee Simmons - 2017
    Life is expensive. It doesn’t matter if you make $40,000 or $140,000 a year, it can feel like you’re constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don’t make things any clearer.But what if there was a new way to manage your money? One that left you certain you had your bases covered—both for your monthly bills and your future retirement—and then let you enjoy your money by spending it. (Yes, we just said that.)Enter Shannon Lee Simmons, a totally new voice in the world of personal finance, one who understands the new and very real pressures to survive modern life and keep up in the age of social media. Shannon doesn’t lecture, judge or patronize. The founder of the wildly popular New School of Finance, Shannon recognized that most of her thousands of clients felt broke, no matter what their income. And feeling broke can be as bad as actually being broke, because it leads to overspending and misery.Worry-Free Money takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don’t work. It is a deeply practical book that will help you break the cycle of guilt, understand why you overspend and find hope—and fun—in getting your money under control.

Set for Life: Dominate Life, Money, and the American Dream


Scott Trench - 2017
    By layering philosophy with practical knowledge, Set for Life gives young professionals the fiscal confidence they need to conquer financial goals early in life. Accumulating a lifetime of wealth in a short period of time involves working harder and smarter than the average person, and Set for Life demonstrates how to do just that―from zero savings to five figures, then to six figures, and finally to the ultimate goal of financial freedom. Wealth isn’t just about a nest egg, setting aside money for a “rainy day,” or accumulating an emergency fund. True wealth is about building out a Financial Runway―creating enough readily accessible wealth that you can survive without work for a year. Then five years. Then for life. Readers will learn how to: • Save more income―50+ percent of it, while still having fun • Double or triple your income in three to five years • Secure “real” assets and avoid “false” ones that destroy wealth

Millionaire Expat: How To Build Wealth Living Overseas


Andrew Hallam - 2017
    As a follow-up to The Global Expatriate's Guide to Investing, this book provides savvy investment advice for everyone—no matter where you're from—to help you achieve your financial goals. Whether you're looking for safety, strong growth, or a mix of both, index funds are the answer. Low-risk and reliable, these are the investments you won't hear about from most advisors. Most advisors would rather earn whopping commissions than follow sound financial principles, but Warren Buffett and Nobel Prize winners agree that index funds are the best way to achieve market success—so who are you ready to trust with your financial future? If you want a better advisor, this book will show you how to find one; if you'd rather go it alone, this book gives you index fund strategies to help you invest in the best products for you. Learn how to invest for both safety and strong returns Discover just how much retirement will actually cost, and how much you should be saving every month Find out where to find a trustworthy advisor—or go it alone Take advantage of your offshore status to invest successfully and profitably Author Andrew Hallam was a high school teacher who built a million-dollar portfolio—on a teacher's salary. He knows how everyday people can achieve success in the market. In Millionaire Expat, he tailors his best advice to the unique needs of those living overseas to give you the targeted, real-world guidance you need.

Unshakeable: Your Financial Freedom Playbook


Anthony Robbins - 2017
    There have been 30 such corrections in the past 30 years, yet there's never been an action plan for how not only to survive, but thrive through each change in the stock market. Building upon the principles in Money: Master the Game, Robbins offers the reader specific steps they can implement to protect their investments while maximizing their wealth. It's a detailed guide designed for investors, articulated in the common-sense, practical manner that the millions of loyal Robbins fans and students have come to expect and rely upon. Few have navigated the turbulence of the stock market as adeptly and successfully as Tony Robbins. His proven, consistent success over decades makes him singularly qualified to help investors (both seasoned and first-timers alike) preserve and add to their investments.

108 Questions & Answers on Mutual Funds & SIP


Yadnya Investments - 2017
    This book will help you understand the various types of mutual funds, their comparison with other assets, ways to invest in mutual funds and identify the type of funds that fit your profile the best. The focus of the book is on simplifying myriad concepts of mutual funds and demystifying myths around these investments. The author has approached this book in a question-answer format with lots of recent examples.

What Every Indian Should Know Before Investing: Edition 2017


Vinod Pottayil - 2017
    From Fixed Deposits to PPF to Real Estate, Gold, Mutual Funds, Stocks and more. Understanding each of these investment options can be a challenge to the new investor. This book aims to explain all the popular investment options in detail along with their advantages, disadvantages, taxation, etc. Along with investment options, this book also has chapters on Life Insurance, Health Insurance, Writing a Will, Making a Financial Plan and Investment Terms - topics that will ensure that the reader has a holistic view of investing. This new edition has a chapter on Essential Formulas that will help investors manage their personal finances better. All topics are explained in a simple, easy-to-understand manner!

Unleash Your Inner Money Babe: Uplevel Your Money Mindset and Manifest $1,000 in 21 Days


Kathrin Zenkina - 2017
    The workbook is designed to be a fun, exciting, truth-bomb packed 21 day challenge with the goal of manifesting $1,000 by the end of the 21 days. Kathrin guides you how to do this step-by-step with her "money babe actions" that allow you to tap into your innate ability to manifest money. Society wants you to think that money is hard. But the Universe is urging you to learn the truth about money. This workbook is your key to unlocking your natural money manifesting abilities that you didn't know you had all along. After the challenge, you'll never go back to struggling with money again. Ever.You can find more about Kathrin on Instagram at @manifestationbabe, on Facebook by searching Manifestation Babe, or online at ManifestationBabe.com.

Smart Women Love Money: 5 Simple, Life-Changing Rules of Investing


Alice Finn - 2017
    Why? A myriad of factors cause women to earn less than men over a lifetime, making it all the more imperative that we make the money we do have work for us as much as possible. And here’s a reality check: as many as nine out of ten of us will have to manage our finances and those of our family at some point in our lives. And a lot of us think that means keeping our money “safe” in savings accounts, and not investing it. But not doing so has an opportunity cost that will lead to opportunities lost—the ability to pay for a college education, own a home, change careers to pursue a dream, or retire. Alice Finn wants to change how you think about your money, no matter how much or little you have. In Smart Women Love Money, Finn paves the way forward by showing you that the power of investing is the last frontier of feminism. Drawing on more than twenty years of experience as a successful wealth management adviser, Finn shares five simple and proven strategies for a woman at any stage of her life, whether starting a career, home raising children, or heading up a major corporation. Finn’s Five Life-changing Rules of Investing will secure your financial future: 1. Invest in Stocks for the Long Run: Get the magic of compounding working for you, starting now. 2. Allocate your Assets: Strategize your investing to get the most of your returns. 3. Implement with Index Funds: Take advantage of “passive” investing with simple, low-cost, and diverse funds. 4. Rebalance Regularly: Sell high and buy low without much effort, to keep you on track toward your goals. 5. Keep Your Fees Low: Uncover hidden fees so you don’t lose half of your wealth to Wall Street. Finn will also provide the tools you need to achieve long-term success no matter what the markets are doing or what the headlines say. So even in the face of uncertainty— such as the possible dumping of the fiduciary rule (requiring financial advisers to act in their client’s best interests) by the Trump administration—Smart Women Love Money will help you protect yourself and all of your assets for your future. Whether you have $10, $10,000, or more, it’s time to get smart about your money.

U.S. Taxes for Worldly Americans: The Traveling Expat's Guide to Living, Working, and Staying Tax Compliant Abroad


Olivier Wagner - 2017
    is one of only two countries in the world that applies citizenship based taxation in order to tax its own citizens on their worldwide income, irrespective of where they are anywhere in the world. If you’re thinking about becoming a digital nomad or expatriating to another country, do you know how to avoid having to pay tax on your income while abroad? There could be huge penalties or tax evasion charges if you don’t file correctly. Fortunately, these important questions have answers.By combining the right strategies for citizenship, residency, banking, incorporation, and physical presence in other countries, most people who work overseas can legally lower their U.S. tax owing to $0. In U.S. Taxes for Worldly Americans, Certified Public Accountant, U.S. immigrant, expat, and perpetual traveler Olivier Wagner preaches the philosophy of being a worldly American. He uses his expertise to show you how to use 100% legal strategies (beyond traditionally maligned “tax havens”) to keep your income and assets safe from the IRS.Olivier covers a wealth of international tax information, including: -Step-by-step instructions to fill out the Forms and Schedules you will use to file your offshore tax, no matter where you are.-How to qualify for special deductions, credits, and exemptions on international taxation.-Why opening bank accounts and corporations in foreign countries is easier than you think.-How residency or citizenship in another country can legally lower your taxes.-Practical advice for moving, living, and working with tax free income in other parts of the world.-What to consider before renouncing your American citizenship and saying goodbye to the IRS for good.As a non-resident American, there is no single easy answer to lower your taxes. If you don’t understand every possibility, you could end up paying too much. Embrace a worldly lifestyle with confidence as you master the U.S. tax system for Americans living overseas.

Grownups are Just Kids with Money


Vinod Desai - 2017
    Why do salary slips look so complicated? How to save taxes? What are mutual funds? Where do I invest my parent’s retirement savings? What’s an income tax return?What to look for in a financial planner? How and where does one start investing?Written in plain English, this book cuts through the noise and helps you understand everything you need to know about growing money, and managing finances in India.Whether you’ve just started earning, or are thinking about investing, you’ll find answers to all these questions and more, in this one power packed book.

Wealth Can't Wait: Empower Your Freedom, Create Your Future and Build a Life Worth Living


David Osborn - 2017
    In 'Wealth Can't Wait', they share their decades of knowledge, debunk the myth that building wealth is often difficult, and demonstrate how you can create horizontal income streams to enjoy more financial freedom throughout your life.Far from a get-rich-quick formula, 'Wealth Can't Wait' equips you with a comprehensive set of wealth-building skills that will serve you throughout your life. Osborn and Morris's tested and proven five-part strategy outlines what is required to build wealth - from making the initial choice to dealing with setbacks - and details how to cultivate the mindset, habits, business, and momentum to secure the greatest results. The book's valuable tips, building blocks, and lessons from the authors' own experiences will inspire you to start achieving your financial ambitions today.

Freelance to Freedom: The Roadmap for Creating a Side Business to Achieve Financial, Time and Life Freedom


Vincent Pugliese - 2017
    After winning the highest award in his field, Vincent was offered a 3 percent raise. He knew at that moment he needed a monumental change. One month away from their baby being born, Vincent and Elizabeth started a side photography business out of desperation. In less than four years, they grew their business to pay off all of their debt, including their home, and left their jobs for a life of freedom. With the world moving rapidly towards a freelance model, Freelance to Freedom is not only timely and necessary, but it’s also entertaining, engaging and paints a picture for anyone looking for a life of freedom with money, time and location.

Financial Freedom: My Only Hope


Jeremiah Brown - 2017
    The unfortunate reality, however, is that success is fleeting, and debt, loss, and corruption are all too common. Whether unemployed, underemployed, or still trying to climb the corporate ladder, we’re all plagued by money worries—unless we’re in the 1 percent. The truth is that we’re all players in the “game of money.” Only those who know how to watch the game, identify the levels, and bend the rules can gain the upper hand. In this easy-to-follow guide, you’ll discover how the economic deck is stacked and how to use proven strategies to turn the game in your favor. You’ll need to review the basic structure of banks and the overall financial system before progressing to formulas that will bolster your personal finances. Many believe finding their revenue niche is the answer. It’s not! This text exposes that myth and reveals the multiple streams of income—ordinary, portfolio, and passive—necessary for economic mobility. Learn how to take on new business ventures like an entrepreneur and protect your assets like a multimillionaire. Master the game, and finally achieve long-lasting wealth!

The Debt Consolidation Myth: A Proven Method to Help You Get Out of Debt While Still Living Your Life


Jesse Mecham - 2017
    Let’s have you destroy your debt. Let’s have you be rid of it forever. That’s exactly what this 80/20 guide is going to give you—a sure-fire, bulletproof, tried and true method for destroying your debt. Debt, in almost any form, is lame. Nope, “lame” is probably not a strong enough word for it. Debt is a burden. Debt’s a drain. It’s a mood killer. It’s a relationship strainer. It’s a cash flow crusher. Sheesh. It takes the fun out of just about everything. Sure, you’ll hear fancy-pants people tell you about “good” debt and “bad” debt and the like. They’ll discuss fancy terms like “opportunity cost” or the value of using “OPM” (other people’s money, and if you didn’t know what OPM meant, bless you). They may even use another three-letter acronym like “ROI” when they’re talking about how you can leverage debt and get a better return on your investment. Well, we’re not talking about capitalization of a multi-conglomerate business. We’re talking about your personal finances. And when it comes to personal finances, debt is a draining, mood-killing, cash flow-crushing burden—and it’s lame. Heck, debt collectors, big banks, attorneys ... they all make debt personal. So I think it’s safe to say that your debt belongs right square in the middle of what we’d call your personal finance. Yes, let’s make this very personal. Let’s talk about how you got into this mess of debt, where you want to go, and how you’ll get there. And, true to our 80/20 guide form, I’ll tell you everything you need to know and do as quickly as possible. Unless I see a good opportunity for a joke, where I’ll drag it out just a bit longer.

The Real Estate Retirement Plan: An Investment and Lifestyle Solution for Canadians


Calum Ross - 2017
    Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

Seven Figure Pharmacist: How to Maximize Your Income, Eliminate Debt, and Create Wealth


Tim Church, Tim Ulbrich - 2017
    

Wealth by Virtue


Chad Gordon - 2017
    Wealth is the absence of that fear. Wealth by Virtue is a masterful explanation of our financial world. The book is structured around The Six Areas of Finance: banking, investments, real estate, insurance, legal planning, and tax planning. Everything in your personal finances fits into these categories. By recognizing this structure, you make them all work together and put yourself on the path to wealth-optimized decisions. Wealth by Virtue is a personal finance book that builds a conceptual framework to aim for a better financial future. In the BANKING chapter, he shows you: ... how inflation is the most certain threat to personal finances ... how most people don’t make money in banks In the chapter on INVESTMENTS, he shows you: ... how much the stock market performs each year ... how using dividends for income can actually grow your wealth in retirement In the REAL ESTATE chapter, he shows you: ... why using extra money to paying off your house generally puts you in a poorer position than saving it up ... how buying real estate shields from your biggest inflation threat In the INSURANCE chapter, he shows you: ... why all insurance decisions begin with your insurable needs and how to calculate this ... how to know if you need long term care insurance or if you can self-insure In the chapter on LEGAL PLANNING, he shows you: ... whether you should get a trust or a will ... why putting “joint” on accounts and property can be a massive mistake In the chapter on TAXES, he shows you: ... how people can receive Social Security without paying taxes ... how tax deferral does not usually help you Wealth by Virtue looks at your personal finances, financial planning, and retirement planning as a comprehensive structure rather than as unrelated components. Invest in your copy now to get your finances working and maximize your retirement planning today.

Rock Retirement: A Simple Guide to Help You Take Control and be More Optimistic About the Future


Roger Whitney - 2017
    Traditional retirement advice usually boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow.

How to Avoid Investment Traps: A Guide to Independent Investing: In the world's fastest growing economy - India


Khalid A. Khan - 2017
    Some of the aspects this book deals in detail are as follows: 1. How someone who is working in a full-time job, has little or no understanding of finance, has no interest or time to follow the market or financial news, can invest their money in the best available financial products, INDEPENDENTLY. 2. How to PROTECT oneself from falling into the investment traps laid by an army of commission-based agents, distributors or bank representative selling risky and poor return products that earn the sellers the highest commission? 3. Who is a WEALTHY person? The real and practical definition may surprise you. 4. How to arrive at the “REAL” Return on Investment, not the RETURN that is displayed on the product brochures and marketing materials of the product? 5. What are the biggest investment MISTAKES or Investment TRAPS and how to avoid them? 6. Do you really need an Investment Advisor’s services? This step by step guide will take you through each step, starting from how to find your current assets, liabilities, net-worth, income, expenses and saving potential and up to creating a Financial Plan that is specific to your needs. This will also tell you the ways and means to achieve all those goals such as owning a house, children’s education, retirement planning, etc. Suggestions given in the book are backed by its RATIONAL, LOGIC and STATISTICS not on personal expertise. Khalid A Khan, worked for Global financial leaders such as Allstate Insurance and CNA in the USA, John Hancock, Manulife in Canada, after starting his career from TATA's in Jamshedpur and later worked for Citibank Singapore and Syntel. And now he wants to share his experiences, the financial mistakes he made and what he learnt from those. The biggest myth about the personal finance is “Investing is too challenging and complicated”. The truth is, investment is neither difficult nor complicated for anyone. This myth is perpetuated by all those who benefit from you having this belief. And they would want you to continue to believe it so that you continue to do business with them. My belief is, if you have the intelligence to earn, you already have what it takes to invest. The book is as useful for a salaried person as to those in self-employment, working on contracts in various sectors including Construction, IT, and also for those in Cinema and entertainment where the money comes and goes at far greater pace.

Poor Richard's Retirement: Retirement for Everyday Americans


Aaron Clarey - 2017
    Never started a 401k or IRA? Don’t worry. And are you so far behind in your personal finances you’re worried you’ll never be able to retire? It’s all good. Because whether you know it or not, the entire US retirement system is horribly flawed and was doomed to fail anyway. And that’s why every American needs to read “Poor Richard’s Retirement.” “Poor Richard’s Retirement” is a revolutionary retirement system because, unlike today’s conventional retirement planning, it works. It puts retirement easily within the reach of your everyday man. Whether you have student loans, a mortgage, are behind in your retirement planning, or have no retirement savings at all, “Poor Richard’s Retirement” bypasses it all by showing you how little you truly need to retire. And it does so through the simple truth that happiness is not found in $400 yoga pants, luxury SUV’s, McMansions, or whatever lies they’re selling you on TV, but through love of family, friends, and your fellow man. All of which are free. Make retirement infinitely easier and life happier. Buy “Poor Richard’s Retirement” today. Nobody in America has saved enough for retirement…until now.

Buy Low Rent High: How anyone can be financially free in the next 12 months by investing in property


Samuel Leeds - 2017
    Being able to make complicated strategies become simple philosophies, Samuel has earned a reputation for being one of the most inspiring investors in the U.K.

Investing Anywhere: Moving Beyond Your Own Backyard to Buy, Rehab and Manage Real Estate Investments.


David Greene - 2017
    David shares every tip, trick, and system he has put in place while buying and rehabbing over twenty rental properties so you can avoid making mistakes and shorten your learning curve immensely! Learn how to surround yourself with top notch, specialized, trustworthy talent that can work for you so you never touch a toilet or a paintbrush. Pulling back the curtains and showing you exactly how he does it, David lays out just how simple it is to build systems that handle every aspect of a successful real estate deal so you can avoid buying the wrong properties, without missing out on the right ones. In this book, you'll learn: -How to assemble an all star team to handle each aspect of a deal from A-Z. -How to find great deals in any state, regardless of where you live. -How to rehab a project from thousands of miles away without worry or complication. -How to speak the language of the agents, contractors, lenders, and property managers you will use. -How to quickly and easily know which neighborhoods to buy, and which to pass in. -How to choose the best materials for your rehab projects and pay the least amount of money. -And more!

Bet On Yourself: From zero to millions


Vernard L. Hodges - 2017
    School teaches us almost nothing about money or how to make it. At best, school tells us how to become an employee. But for many people employment means limited options and low pay. And if you lose your one job, you're in big trouble. There is another way. BET ON YOURSELF: From zero to millions explains: -How to create multiple streams of income-Money 101-What the stock market is and how it works-How to get started investing in rental properties Dr. Hodges shares his personal life lessons, often funny, but always meaningful, from hanging out with crack dealers as a teenager, to being mistaken for Mike Tyson on the other side of the world in South East Asia. Options were limited for people growing up in Dr. Hodges' community; most people worked at the local bus factory, went into the military, ended up in jail, or got killed. The first part of this book shows how a poor African American kid failing in high school became a business owner and a respected veterinarian. Dr. Hodges stresses the importance of making friends wherever you go, and more. Getting fired from his first professional job was a blessing. It taught him to bet on himself, and he never looked back. There are important messages in this book about doing the right thing when no one is looking, the importance of role models, and being nice. As Dr. Hodges' favorite rapper Jay-Z said on Moments of Clarity, The Black Album, 2003: And I can't help the poor if I'm one of themSo I got rich and gave back to me That's the win, winRead this book. It could change your life.

Summary: Think And Grow Rich By Napolean Hill


Swiftread - 2017
    While the title implies that this book deals only with how to get rich, the author explains that the philosophy taught in the book can be used to help people succeed in all lines of work and to do or be almost anything they want"-In "Think and Grow Rich by Napoleon Hill we will go over the Key Ideas from the Book-In "Think and Grow Rich by Napoleon Hill" the summary, we will provide a detailed Analysis of Key Ideas-and much more in the classic book, "Think and Grow Rich by Napoleon Hill"!

Trading Within The Box: Early Entry Points for Breakout Traders


T. Livingston - 2017
    With over twelve years of investing experience, T. Livingston has traded under many different market conditions. He has developed a simple, yet effective method to trading in the stock market. Finally, in this book, for the first time, he is revealing all aspects of his breakout trading system. Filled with over thirty charts, this book covers: • How to Analyze the General Market • Which Stocks to Buy • Early Entry Points for Breakout Traders • Position Sizing • When to Sell • How to Handle Gap Ups, Gap Downs, and False Breakouts For less than the price of a movie ticket, this book affords the reader with an easy, yet powerful trading system!

End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financial Outlook


Emily Guy Birken - 2017
    End Financial Stress Now gives you practical, actionable instructions you need to improve your money management—no matter what your income level is. You can learn how to achieve the mindset of financial flexibility, which can help you navigate any money issues you face. These practical, step-by-step instructions on budgeting can help you track expenses, pay off debt, and save money. Featuring straightforward advice on how to increase self-discipline so you can stick to your budget as well as techniques to help you identity misinformation and false beliefs you have about money, you can follow this guide to create a fulfilling life free of financial stress.

How To Do A Section 1031 Like Kind Exchange: Simultaneous, Delayed, Reverse, Construction


Michael Lantrip - 2017
    You will learn how to: * Keep all of your profits, tax-deferred, * Use IRS money to buy more property, * Do owner financing within a Section 1031, * Buy & rehab without selling first, * 6x your personal property depreciation, * Close on an incomplete construction, * Do a partially-tax-deferred Exchange, * "Net" boot, debt, assumptions, and notes, * Access your equity tax-free (correctly!), * Use Section 121 and Section 1031 together, * Make a vacation home an investment, * Report the Exchange on Form 8824, and * Refinance, die, and eliminate all deferred taxes. This is a clear over-the-shoulder look at the steps involved in a Simultaneous, Delayed, Reverse, and Construction Exchange, with real-life Examples, and detailed results explained with actual numbers. Free updates to all material in the book are available at S1031Exchange.com.

The Wake Up Call: Financial Inspiration Learned from 4:44 + A Step by Step Guide on How to Implement Each Financial Principle


Ash Cash - 2017
    Jay-Z's 4:44 is the blueprint to bridging the wealth gap & solving economic inequalities for African-Americans! Through deciphering all of the financial concepts delivered within the album, readers will be taught about:- How to Build Credit to Use as Leverage- How to Spend Money Wisely- Cooperative Economics and How to Start a Business- Creating Multiple Streams of Income- How to Invest Money in Order For it To Grow- How to Pass Down Wealth to the Next Generation

Operation Enough!: How to Retire Remarkably Early


Anita Dhake - 2017
    What about a millionaire? What about someone who has $756,715.85? That’s equivalent to $1,000,000 Australian dollars, converted from U.S. dollars in January 2017. If you fiddle with the exchange rates, you’re probably a millionaire somewhere in the world. Which final penny makes someone wealthy? How much is enough? Everyone has a different amount at which they no longer need the additional money, at which point they consider themselves rich. I feel rich because I have enough. Your enough will be different from my enough which will be different from that guy over there's enough. But the less you need, the sooner you will feel rich.

Wealth Unbroken: Growing Wealth Uninterrupted by Market Crashes, Taxes, and Even Death


Rebecca Walser - 2017
    In Wealth Unbroken, Rebecca explains how and why following the popular beliefs about long-term wealth building are keeping 96 out of 100 Americans from financial success in their retirement. ˃˃˃ A New, Refreshing Approach To A Critical Subject Wall Street and mediocre, fee-seeking financial advisors have fed half-truths to Americans for decades, ruining their lifetime pocketbooks for their own gain. In an easy to read, conversational style, Rebecca shows you how to be one of the few Americans who not only survives but thrives in the New Normal of changing Federal tax codes, Baby Boomer retirement and market volatility. ˃˃˃ A Roadmap To Financial Success No matter where you are along the path of life's journey, reading this book will change how you see things when it comes to creating, preserving, and transferring wealth. ˃˃˃ Learn how to employ strategies that provide financial peace of mind by guaranteeing lifetime income regardless of market crashes, terrible investments and unhealthy economics. Scroll Up And Grab Your Copy Today!

Love & Money: Protecting Yourself from Angry Exes, Con Artists, Wacky Relatives and Inner Demons


Ann-Margaret Carrozza - 2017
    What may come as a surprise, though, is that we are far more likely to be involved in a costly legal dispute with a former loved one than we are with a stranger. In Love and Money, Ann-Margaret Carrozza will help you to easily understand and implement essential legal strategies to prevent you from doing legal battle with someone you once shared Thanksgiving dinner (or a pillow) with.Through an engaging narrative, including amusing cautionary tales, readers will learn how to utilize contracts to identify and avoid costly relationship landmines, reduce pet peeves, and create a joint mission statement, all the while ensuring that one’s wealth and values are transmitted to future generations.Love and Money demystifies many legal structures, including:PrenuptialPostnuptialCohabitation agreementsLove contractsWillsTrustsPowers of attorneyHealthcare advance directivesAfter learning how to erect legal barriers against external wealth destroyers and evildoers, the focus of the book moves to internal wealth destroyers. Readers will learn how to identify and combat internal wealth repellants such as low self-esteem, fear, and stress. Becoming and remaining wealthy requires more than just money. This book provides a unique education about the interrelated nature of the internal and external laws of wealth and how to put them both to work for stronger relationships with one’s finances and loved ones.

Ready to Pull the Retirement Trigger?: Your Strategic Guide to Retire With Confidence


Mary Sterk - 2017
    But what if there is a major health issue? Or what if they run out of money? There are many issues facing people as they consider retirement. Where can they turn for answers they can trust? There are no do-overs in retirement. People need a path. They need a strategy. They need a guide. Ready To Pull the Retirement Trigger will arm anyone entering the retirement stage with the essential knowledge to create a strategic plan so they can retire with confidence.

The Comics of Richer Faster Poorer on Common Sense Investing


B.J. Dewey - 2017
    And in this way humor can add to a learning experience.Common Sense Investing is based on the philosophy of mutual fund investing legend, John C. Bogle. Reduced to a sentence it might be: buy broadly diversified mutual funds at the lowest possible cost, and then hold on to them. Today, it is broadly accepted wisdom.Bogle is known for showing how this common sense goes against human nature. Instead of “you get what you pay for,” it’s “we investors as a group get precisely what we don’t pay for. So if we pay nothing, we get everything.”—alluding to the devastation from small fees over a long period.With a background barrage of financial noise about daily market conditions, our human nature is: “Don’t just stand there. Do something!” Bogle shows us that common sense investing requires exactly the opposite: “Don’t do something, just stand there!”—alluding to the need to avoid speculating and to invest for the long-term. Or: "Stay the course.”Cartoonist B.J. Dewey adds some fun to learning the investing basics.

Yours Financially... Life ... Finance... and Films!


Kalpesh Ashar - 2017
     With an underlying ‘ Bollywood ‘ current, interspersed with a gamut of emotions and written in a simple manner, the reader is compelled to re-think on his ‘Personal Finances’ and revisit his ‘Life’. Foreword By Mr Gaurav Mashruwala Any complex concept can be explained easily with the help of a story. As Indians, we are used to listening to stories. In childhood, it was the ‘Panchatantra’ stories; later, grandparents told us stories from the scriptures to impart moral values. In our youth and then throughout life, stories which have had the biggest impact on us are Hindi films. Kalpesh has explored that area successfully in this book. Explaining concepts of personal finance in the form of a Hindi film story is an amazing idea, executed brilliantly in “Yours Financially”. It begins with two young love birds wanting to fly high. It goes on to narrate highs and lows, which any young couple could go through in their life and how negligence and inappropriate financial decisions could have an impact on the future, until a proper path is discovered... Wishing Kalpesh abundant success for this book and many more to follow,

Ms Blaelock's Book of Holistic Personal Finance (Ms Blaelock's Books #3)


Alexandria Blaelock - 2017
    Are you tired of hearing you’ll never be wealthy unless you sacrifice all the things that make you feel wealthy?Ever notice how managing money usually means cutting back on small pleasures like lattes and lunches? Alexandria Blaelock explains that true wealth involves more than money – you can enjoy things that make you happy today while working towards a prosperous tomorrow.Borrowing techniques from business, Alexandria reveals how:* A meaningful vision of your future is the missing link.* Planning and managing spending brings your dreams to life.* Sharing what you have can make the world a better place.Plus, you’ll discover:* How to connect with your past and future selves.* The comforts of risk management.* What to look for in a long-term romantic partner.Stop worrying about how to pay for your life – relax and enjoy it.

Smart Investors Create Wealth: Maintaining riches for a lifetime and beyond


Giovanni Rigters - 2017
    Why would you invest your time and energy working for a company, while you could easily focus on becoming wealthy instead. Do you think you are too broke, don't have the knowledge, or are not smart enough to get wealthy? Let me help you break through all those barriers of self doubt and show you the steps towards wealth building. Finally live the life you always wanted, with the freedom to go and do whatever you please, with no one telling you what to do. A life where you are your own boss, which allows you to go on as many exotic vacations as you want. A changed mindset and a plan of action are where we will begin and managing your wealth is where we will end. Hurry! This book is on sale right now, but the price will go up soon. Buy it now!

Love-Based Money and Mindset


Michele Pariza Wacek - 2017
    Maybe there's never enough and it's a constant source of stress. Maybe no matter how hard you work, you're never able to get ahead. Or maybe you're in so much debt, all you feel is shame and despair.If any of this sounds familiar, then you're in for a treat. Love-Based Money and Mindset is designed to help you heal your relationship with money so you not only feel peaceful about it, but so you're also able to attract all the abundance you want.While this book is designed to help everyone who struggles with money issues, it's particularly helpful for those who have (or want to have) a business. The bottom line: The more you can cultivate a love-based mindset, the more easily and effortlessly you'll attract money into your life.

Stocks for Fun and Profit: Adventures of an Amateur Investor


Herman VanGenderen - 2017
    Are you seeking to take full control of your financial future by investing online? Alternatively, are you looking to build your knowledge base as you work with a financial adviser to reach your financial goals? STOCKS for FUN and PROFIT, with its easy-to-follow advice, is the book to purchase when you are ready to learn the world of stock investing.

Confident Coding: Master the Fundamentals of Code and Supercharge Your Career


Rob Percival - 2017
    Everyone has a digital life, but too few truly understand how the software that dominates the world actually works. Coding is one of the most in demand skills on the job market and grasping the basics can advance your creative potential and make you stand out from the crowd.Rob Percival gives you a step-by-step learning guide to HTML, CSS, JavaScript, Python, building iPhone apps, building Android apps and debugging. On reading this book and honing your skills through practice, you will be able to code in each of these languages, build your own website, build your own app and have the confidence to supercharge your employability.Confident Coding provides you with the roadmap you need to enhance your professional life through coding, with insightful and inspirational guidance, including real life success stories, on how to use your new skills. The ability to code can give your CV the edge on the competition, give you greater autonomy and improve your work performance. If you are a self-employed entrepreneur, being able to create your own website or app can grant you valuable freedom and revolutionize your business. If you are an aspiring developer, this book will give you the building blocks to embark on this career path.Online resources include coding exercises and activities where readers can practise and hone their new skills.

The Stock Market is For Everyone: an introductory guide to basic investing, for those who've never thought they could invest


Eric R. Milton - 2017
    If you've ever wanted to invest in the stock market, but didn't know how, learn the basics of how to get started investing in the stock market.

Making Money out of Data: The art and science of Analytics


Shailendra Kumar - 2017
    Making Money out of Data is an insightful journey to the undiscovered corners of data and analytics, unlocking mysteries that people are incensed with, through real examples from different industries like Insurance, Retail, Telecommunications and CPG. The book contains five different stories, each containing a unique problem set; a panic attack type of situation; enter our protagonist and these complex business problems turn into millions of dollars. This book is laden with personal experiences of the author of over two decades and provides valuable insights on how millions of dollars can be made via analytics. Dive into the ocean of data-inspired stories and explore the depth and intensity of power of data. Want to know how to make millions of dollars out of data through #analytics? Learn from my experience at large Corporates on how they Make Millions of Dollars out of Data through #analytics. Whether you are a Senior Executive or starting with Data Science you will enjoy the book and learn from it.

Conquering the Seven Faces of Risk: Momentum Strategies Avoid Bear Markets, Enable Fearless Retirement Planning


Scott M. Juds - 2017
    It's a multidimensional problem, and diversification’s passive risk reduction is only just the start. At least since Markowitz developed Modern Portfolio Theory 65 years ago, risk has generally been measured as the standard deviation from average return. However, Behavioral Economics (and even the dictionary) say risk is really about the loss of value, which is quite different from volatility. Risk has at least seven unique faces, including (1) Single-Stock Risk, (2) Market Volatility, (3) Bear Market Crash, (4) Momentum Loss, (5) Backtesting Deception, (6) Strategy Hired/Fired Late, and (7) Retirement Savings Will Not Be Enough. The elephant in the room for the majority of people facing retirement is a serious retirement savings shortfall – which makes their most serious risk about earning sufficient returns. Fortunately, a Royal Society Fellow, a National Medal of Science winner, and a trio of Nobel Laureates have laid the foundation for active risk reduction and forever changed the game. This book intends to shake the very foundation of the sleepy momentum mono-culture that seems happily mired in decades-old, simplistic, risk models that not only fail to treat momentum as the multi-faceted problem it is, but also fail to consider fundamental signal processing methods (older than Modern Portfolio Theory) that reduce the “random walk” part of the signal and improve the probability of making a better investment choice. The good news is two-fold: (1) the book’s principles and methods are described in a manner most ordinary investors will easily grasp, and (2) while it is truly complicated under the hood (like my car), software tools make it easy to drive. So, buckle up, turn the page, and let’s go for a ride!

Personal Finance in Your 20s & 30s for Dummies


Stuart Donnelly - 2017
    This new financial responsibility can be intimidating, and many people are unsure where to begin. Personal Finance in Your 20s & 30s For Dummies will help Millennials to be confident about managing their finances and get on a clear path toward financial security.Inside, trusted financial advisor Eric Tyson shows students and recent grads how to make smart financial decisions in order to pay off student loans, avoid any additional debt, and create a solid plan to ensure their financial success. From avoiding common money mistakes to making informed investment choices, Personal Finance in Your 20s & 30s For Dummies covers it all!Build a foundation through smart spending and saving Rent, buy, or sell a house File taxes the right way Protect your finances and identity in the digital world Get ready to forge your own path to financial security!