By showing you how to build a simple and rational portfolio and tailor it to your specific needs, "Investing Demystified "will help you generate superior returns.With his straightforward and jargon-free advice, Lars Kroijer simplies the often complex world of finance and tells you everything you need to know and everything that you don t need to worry about in order to make the most from your investments.In "Investing Demystified "you will: Discover the mix of stocks, bonds and cash needed for a top performing portfolio Learn why the most broadly diversi_ ed and simplest portfolio makes the most sense Understand the right level of risk for you and how this affects your investments Find out why a low cost approach will yield bene_ ts whilst leaving you with a higher quality portfolio Understand the implications of tax and liquidity"

    Your views – and actions – with money will be much improved after reading the wonderful advice in LOADED."- James Grubman, PhD. Author of Strangers in Paradise: How Families Adapt to Wealth Across Generations and co-author of Cross Cultures: How Global Families Negotiate Change Across GenerationsDeeply researched, yet written in an approachable, conversational tone, this book offers insight into how the reader's personal experiences have shaped their financial attitudes, and how they can have a healthier relationship with their own money. The book first examines the roots and consequences of core money beliefs and then presents a practical budgeting method that blends economics with psychology to create a healthy and sustainable money management method. Worksheets and personal money psychology assessments supplement the text.

    Success, in turn, comes from understanding one basic principle: how to be more trusted. Likeonomics offers a new vision of a world beyond Facebook where personal relationships, likeability, brutal honesty, extreme simplicity, and basic humanity are behind everything from multi-million dollar mergers to record-breaking product sales. There is a real ROI to likeability, and exactly how big it is will amaze you.Likeonomics provides real-world case studies of brands and individuals that have used these principles to become wildly successful, including:- An iconic technology brand that awakened a revolution among their employees by standing for something bigger than their products- A Portuguese singer who used YouTube to rack up more than 30 million views and launch her professional career. A regional team of financial advisors that went from being last in the nation among 176 branches to first, and stayed there for 13 of the next 15 years- A tiny professional sports talent agent who achieved the impossible by landing the #1 drafted player in the NFL draft as a client through the power of relationships- Author Rohit Bhargava is a founding member of the world's largest group of social media strategists at Ogilvy, where he has led marketing strategy for clients including Intel, Pepsi, Lenovo, Seiko, Unilever, and dozens of other large companiesWith Likeonomics as a guide, readers will get unconventional advice on how to stand out in a good way, avoid the hype and strategic traps of social media, and appeal to customers in a way that secures your company as a trusted and believable resource.

    authoritarianism – the ideological divide that defined the twentieth century. But when the cold war ended, “the end of history” was proclaimed. Soon the fire of freedom would burn worldwide, the experts said. And where markets were freed, human rights would inevitably follow. Or not. In the last twenty years, nations including India, Russia, China and the United Arab Emirates have disproved the idea that capitalism and democracy are inextricably linked. Emerging middle classes have proven themselves all too willing to sacrifice certain democratic rights – including free speech, an open media, and free elections – in exchange for prosperity. But they are not alone. We are all doing it. Alarmingly, Western democracy has adopted some of the attributes of that authoritarianism. Combining boots on the ground reporting with incisive analysis, award-winning journalist John Kampfner describes this alarming trend – one which has only been exacerbated by the global economic meltdown – and what citizens must do to counter it.

    David J. Lieberman, introduces a wonderful right-to-the-point book that shows readers how to put an end to boundary issues once and for all!A work colleague with whom you have only a casual relationship asks you to co-sign a loan for him . . . your neighbor asks you to keep her antisocial, flea-riddled cat for the weekend — again. We've all faced sticky situations like these — unreasonable demands on our time and inappropriate requests from family, friends, co-workers or casual acquaintances. We want to say No. We have the right to say No — always. And yet we don't. Maybe you tell yourself that you don’t want to make waves or ruffle feathers, or that it’s simply not worth it; but part of you simmers with anger and frustration that you didn’t speak up and do something— anything.Isn't it ironic how a two-year-old can bark a resounding and guilt-free NO! without batting an eye, yet we grown-ups often find ourselves saying Yes when we mean to say No? Or we say "Let me think about it . . .” and agonize for weeks over how to say, inevitably, No. We've all had our share of freeloaders, mooches, encroachers, interlopers, high-maintenance acquaintances — many of whom are repeat offenders. We've all had to deal with people who ask for favors that are inappropriate or unreasonable because they exceed the boundaries of our relationship with them. And we think, Why doesn't he realize he's crossing the line? The answer is: Because he doesn't know where the line is, or he doesn't care. The problem, as you're about to learn, is leaky boundaries. Some people have such permeable, poorly-defined boundaries that they have no concept of where they end and you begin. Some people will take No for an answer and that's the end of it. But some people don't. What do you do when the person on the other end of your No flat out refuses to accept your No?You'll discover exactly what to say as well as learn the underlying psychology that motivates them to always ask, and you to always give in!

      You’ve had a successful career and you’re no couch potato—but how do you make the transition to a new phase of your life? From one of the original creators of the popular Franklin Day Planner, the former Chairman and CEO of Franklin Covey Co., and the recognized “Father of Time Management,” this guide shows you how you can move from your previous work, simplify life, and enter a new world of purposeful retirement and good living.   Create a retirement that is meaningful and inspiring Make intelligent and anxiety-free retirement planning choices Learn from the lives and experiences of people who have found their pathway to happy retirement Discover secrets to aging well   This distinguished author, speaker, and businessman combines wit and enthusiasm with compelling principles that inspire lasting personal change. Draw from a lifetime of wisdom to discover your true passion, re-imagine your life, and try new possibilities.

    Laughlin transports us two centuries into the future, when we've ceased to use carbon from the ground--either because humans have banned carbon burning or because fuel has simply run out. Boldly, Laughlin predicts no earth-shattering transformations will have taken place. Six generations from now, there will still be soccer moms, shopping malls, and business trips. Firesides will still be snug and warm.How will we do it? Not by discovering a magic bullet to slay our energy problems, but through a slew of fascinating technologies, drawing on wind, water, and fire. Powering the Future is an objective yet optimistic tour through alternative fuel sources, set in a world where we've burned every last drop of petroleum and every last shovelful of coal.The Predictable: Fossil fuels will run out. The present flow of crude oil out of the ground equals in one day the average flow of the Mississippi River past New Orleans in thirteen minutes. If you add the energy equivalents of gas and coal, it's thirty-six minutes. At the present rate of consumption, we'll be out of fossil fuels in two centuries' time. We always choose the cheapest gas. From the nineteenth-century consolidation of the oil business to the California energy crisis of 2000-2001, the energy business has shown, time and again, how low prices dominate market share. Market forces--not green technology--will be the driver of energy innovation in the next 200 years. The laws of physics remain fixed. Energy will still be conserved, degrade entropically with use, and have to be disposed of as waste heat into outer space. How much energy a fuel can pack away in a given space is fixed by quantum mechanics--and if we want to keep flying jet planes, we will need carbon-based fuels. The Potential: Animal waste. If dried and burned, the world's agricultural manure would supply about one-third as much energy as all the coal we presently consume. Trash. The United States disposes of 88 million tons of carbon in its trash per year. While the incineration of waste trash is not enough to contribute meaningfully to the global demand for energy, it will constrain fuel prices by providing a cheap supply of carbon. Solar energy. The power used to light all the cities around the world is only one-millionth of the total power of sunlight pouring down on earth's daytime side. And the amount of hydropump storage required to store the world's daily electrical surge is equal to only eight times the volume of Lake Mead. PRAISE FOR ROBERT B. LAUGHLIN -Perhaps the most brilliant theoretical physicist since Richard Feynman---George Chapline, Lawrence Livermore National Laboratory -Powerful but controversial.--- Financial Times -[Laughlin's] company ... is inspirational.- --New Scientist

    Secretary of Labor and The Daily Show and CNBC commentator's podcast, viewed on his Inequality Media website, has seen Reich's informal lectures on student debt, social security, and gerrymandering, which he accompanies by quickly drawing cartoons to illustrate his major points. Collected here, for the first time, are short essays, edited from his presentations, and Reich's clean-line, confident illustrations, created with a large sketchpad and magic marker. Economics in Wonderland clearly explains the consequences of the disastrous policies of global austerity with humor, insight, passion, and warmth, all of which are on vivid display in words and pictures.

    She is the co-host of The High Low, the UK's most popular women's podcast. She is a broadcaster, a brand consultant, and a parent.But now Pandora turns her attention to authenticity. In her intimate, thought-provoking essay, The Authentic Lie, Pandora explores ideas about womanhood, mental health, social media, celebrity and the things that 'define' who we are. With the help of the brilliant author and journalist Elizabeth Day, who has written the foreword, we think it will get people talking.Why? Crucially, Pandora has taken a risk: placing her own experiences at the heart of this piece, readers are given an insight into someone who is acutely aware of the pressures we all face to ‘keep it real’.https://www.kickstarter.com/projects/...

    Now is the time to learn to target where the market is going to be, not where it has been, so you can invest successfully. Financial expert John Mauldin makes a powerful, almost irrefutable case regarding the future direction of the markets. He then details a new approach to investing that will allow you to adjust to the new reality of investing. You'll consider options beyond traditional stock portfolios as you learn to choose between the stable and secure investments that will enable you to profit in turbulent markets. Buy your copy of this must-read investment roadmap today.

    Its inspiring, down-to-earth nine-step program has empowered hundreds of thousands to transform their relationship with money, reorder material priorities, achieve financial freedom, and live well for less. Now, in Getting a Life, authors Jacqueline Blix and David Heitmiller, a married couple, explain how they gradually transformed their lives over the past six years by using the program. Jacque and David tell how they left their hectic, fast-track lives - two corporate jobs, expensive cars, exotic trips, thoughtless overspending - for an existence that reflects their true values and life purpose. These self-styled "reformed yuppies" are joined by more than two dozen individuals and families of diverse backgrounds who share their own stories of frugality and fulfillment. Here, with an inspiring introduction by the authors of Your Money or Your Life, are dispatches from the front on such issues as paying for health care, raising children in a materialistic world, and breaking the link between what you do for a living and who you are. Here too are proven, practical ideas on how to use each step of the program: the toughest challenges, the most common pitfalls. And here are frank insights into some of the deepest philosophical issues that arise when one adopts this wholeness of livelihood and lifestyle called Getting a Life.

    What makes Bitcoin so special? What sets Bitcoin apart from every other monetary asset that preceded it? What is a monetary asset in the first place? What is money? What is inflation? Who benefits from it? What is scarcity? Is Bitcoin's mining process wasteful? Is Bitcoin a religion or a rejection of religious beliefs? All of this and more, inside.

    But there is a third way to look at this technology that will revolutionize the workplace and ultimately the world. Kevin Scott argues that AI has the potential to create abundance and opportunity for everyone and help solve some of our most vexing problems.As the chief technology officer at Microsoft, he is deeply involved in the development of AI applications, yet mindful of their potential impact on workers—knowledge he gained firsthand growing up in rural Virginia. Yes, the AI Revolution will radically disrupt economics and employment for everyone for generations to come. But what if leaders prioritized the programming of both future technology and public policy to work together to find solutions ahead of the coming AI epoch? Like public health, the space program, climate change and public education, we need international understanding and collaboration on the future of AI and work. For Scott, the crucial question facing all of us is this: How do we work to ensure that the continued development of AI allows us to keep the American Dream alive?In this thoughtful, informed guide, he offers a clear roadmap to find the answer.

    They understand the challenges and rewards of two-career households. They also know that families thrive not in spite of working mothers but because of them. You can have a great career a great marriage and be a great mother. The key is tapping into your best resource and most powerful ally--the man you married.After interviewing hundreds of parents and employers surveying more than a thousand working mothers and combing through the latest government and social science research the authors have discovered that kids husbands and wives all reap huge benefits when couples commit to share equally as breadwinners and caregivers. Mothers work without guilt fathers bond with their kids and children blossom with the attention of two involved parents. From "baby boot camp" for new dads to exactly what to say when negotiating a leave with the boss this savvy book offers fresh ideas to today's families offering encouragement hope and confidence to any woman who has ever questioned her choices regarding work and family.Winner of the Independent Publisher Award Gold Medal in Parenting

    . . This little book of love is the biggest collection of loving ideas ever gathered in one place. Express your true affection with secret love notes, perpetual bouquets, secluded picnics, outrageous gifts . . . . . . and 9,996 more ways to say ""I love you!"