The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

    His practical regimen, first set forth by The Financial Peace Planner, which will be published by Penguin in January 1998. Loaded with inspirational insights that come from personal experience, this set of books is the most valuable purchase a debt-ridden reader can make.

    Citing statistics that show companies initiating and raising dividends at the fastest rate in 30 years, this analysis declares once-stodgy dividends to be "the next new thing" and provides simple rules for choosing the best stocks, using traditional evaluation tools, reinvesting dividends, comparing stocks and bonds, and building a portfolio. Technical aspects of the stock market are explained in the final pages that include two new chapters and revised statistics as well as academic studies, historic back-tests, examples of real-time performance, and a list of resources for further research.

    You might be down...you might think you're out for the count...but if you think failure has to be the end of the story, you're going to be surprised.

    Now fully updated and revised to include the multitude of new investment vehicles, important new trends, and the sometimes perplexing new choices in today's financial marketplace, it continues to be the one guide that cuts to the core of successful investing with the savvy of a superbly seasoned professional and in language that every reader can understand and profit from. Whether you want to provide for your golden years or are interested in the shorter term; whether you invest through a broker, a mutual fund, a 401(k) plan, or on-line; whether you are interested in stocks, bonds, high-risk financial instruments, rock-solid bank certificates of deposit, real estate, or insurance - this book has the information and advice you need to put your money in the right place at the right time. With this book, you will know how to handle your investments in boom times and bad times; in your early years, your middle years, and your golden years; in the face of all the opportunities that present themselves and all the offers that are made to you. Robert M. Gardiner, one of the most respected names in the investment community, puts your financial future where it should be - in your own hands - to make the very most of with the best guide on the market today.

    The style is a lot of People magazine, with a little Smart Money magazine thrown in for good measure."-Detroit Free Press "Americans have ample role models for how to spend money, but too few on how to save and invest it. Jean Chatzky's new book may change that, however. By showing us how celebrities have incorporated financial decision-making into their lives, this book sends a powerful and valuable message that investing is something that all of us can, and indeed should, do."-Don Phillips President, Morningstar, Inc. "Jean has revealed the true innermost secrets of the '90s-how accomplished people make, spend, and invest their money. A good read and great advice all in one."-Donna Hanover broadcast journalist and First Lady of the City of New York "A book that shows the rich and famous have money problems, too, and how we can avoid them. Jean Chatzky makes learning how to save like the rich and famous lots of fun!"-Al Roker NBC Today