You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. “Can I retire?” This book will help answer that question by showing you…. The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security’s role in your retirement: when you should claim and how much it’s worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical retirement fuel gauge alerting you to problems while you still have time to act Backup plans: the lifeboat strategies for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

    

    He spent 18 months - between May of 2010 and October of 2011 - working as an embedded reporter with law enforcement agencies, partnering with officers on night patrols, accompanying detectives on warrant searches and probation sweeps, observing SWAT operations and spending hundreds of hours with attorneys and victims' advocates in small-town courtrooms. The result is "Shadow People," a stark and sometimes brutal exploration of America's modern methamphetamine crisis.

    The conventional approach used by experts to determine how much money you need to retire is fundamentally flawed. The worst part is you won’t even know it until it’s too late.This book takes you behind the scientific facade of modern retirement planning to reveal:• Why most estimates for how much you need to retire are a case of garbage-in garbage-out causing you to either overspend and run out of money or underspend so that you never get to enjoy your savings.• The 5 critical assumptions that can destroy your financial security. Which one are you making?• 3 models for estimating how much money you need to retire (your financial planner only knows 1 and it’s not the best).• How to reduce the amount you need to retire by $300,000–$600,000 or more.• How to plan for inflation, changes in Social Security, and much more so you don’t run out of money before you run out of life.• 7 creative ways to spend less while also improving lifestyle.• 3 strategies to maximize spending today while protecting for the future in case you live longer than expected.• How Monte Carlo calculators cause a dangerous deception that can leave you broke.• Explains step-by-step how to accurately calculate the amount of money you need to retire—the very first time you try, simply, and without being a math genius.• No computer, software, or online calculators necessary—it’s that simple.In one evening you can know more about how much money you need to retire than your financial adviser. This book is a practical, no-nonsense guide complete with a step-by-step plan that tells you how much money you need to retire with confidence.No retirement is secure without it.

    This is for the mothers out there that want to run the home and raise the children in a stress-free and affordable way. This is for the wife that would like to be the hostess with the mostess, but not toil and fret all day and has no talents in making radishes into roses. This is for the real housewive's that are a little funky, want to be frugal, want the adorable home, maybe a little farm in their Urban backyard, purposely don't match their sheets, like fun accent walls in each room, want to homeschool their children, need to do a major household budget, and downsize, but won't compromise on a good life. This is for the families that want to cut the grocery bill big time and still have their organics and non-GMO popcorn. This is also for the families happy to ditch the car and walk to save money and the environment but won't give up their entertaining and gatherings. This book is loaded with great advice and tips on everything from a household budget, making your own cleaners, going a little country in the city, throwing parties with a few dollars, and having a good life on very little.

    They introduce us to the vibrant culture of Costa Rica and teach us how this jewel of Central America is best traveled.But this book isn’t just another travel story. Through their journey, Matt and Jenn learn that life is about more than the daily grind and discover what it means to live pura vida.

    This book looks to change this problem and reduce both the time and effort required to clean and maintain your house. We have compiled a list of tricks, tips, and household hacks that will save you time, energy, and even money. Some of these tips you may have heard or seen before, but others will surprise and amaze you. Some of these tips will streamline your cleaning techniques and improve your efficiency. Other tips will allow you to clean with natural, homemade cleaning ingredients, which will save you money. Other tips will make you say " WOW! Why didn't I think of that?!.This book is intended for cleaners of all ages and skill levels. From single household owners to families filled with children, this book will help you clean and maintain your household. These tips were collected from tried and tested methods from Grandparents, Moms, Dads, and different clever people who all had one goal: to clean as fast as possible.(added by Top Books Worth Reading)

    This guide will take you step-by-step with all of the Kindle Fire’s features including setup, navigating each tab, play music and videos, read eBooks, and download and use apps.Each chapter contains detailed instructions complete with screenshots, tips, tricks, and shortcuts to quickly get up to speed and more. Additionally, this guide shows you how to and where to receive FREE books, music, videos, and apps you can immediately start using on your Kindle Fire: you may never pay another cent for Kindle content again – download this guide to your Kindle Fire today!Michael Gallagher is the author of several bestselling Kindle “how-to” guides, and his title “Free Kindle Books and How to Find Them” has been the #1 Kindle reference guide for over two years, garnering #53 and #72 on the Top 100 Kindle bestseller lists for all Kindle book titles in 2010 and 2011, respectively. His “Kindle Books and Tips” blog has been the #1 bestselling subscription blog in the Amazon Kindle Store since 2010. You can visit his author page on the Amazon website at http://www.amazon.com/author/gallagher

    Others, you wouldn't trust for an instant, even when the stakes are low. Why? What builds the personal credibility that some people simply exude? What do they do differently? This book shows you and helps you build your own personal credibility, the #1 attribute in earning trust and achieving success. Renowned personal coach Sandra K. Allgeier begins with a set of powerful stories that demonstrate what personal credibility really consists of, how it's earned, and how easily it can be destroyed. You'll discover how small daily actions, together with specific communication techniques and decisions, shape others' view of whether you can be trusted. Next, Allgeier illuminates three oft-neglected, crucial secrets of personal credibility. You'll find a hands-on assessment tool designed to help you bring more personal authenticity and transparency to your interactions; as well as practical guidance on suspending judgment and really listening, thereby earning others' trust even if you ultimately choose to disagree. Allgeier concludes with seven specific steps you can take every day to increase your personal credibility, and rebuild credibility you may have already lost. Following her easy-to-understand, easy-to-use guidance, you can live a life that's not just more successful, but happier and more fulfilled, too.

    Learn which types of hens lay the most eggs, have friendly and calm personalities, and fit well in small city back yards. Written by the author of the best-selling Fresh Food From Small Spaces book, a former columnist for Urban Farm magazine. (Updated 2012 Version)Topics Include:• How This Information Can Help You• Rainbow Eggs: White, Blue, Green, Dark Chocolate Brown, and More• Importance of Hatching Eggs and Handling Chicks Early• Each Chicken is an Individual• Best Breeds: 12 types of hens that lay lots of eggs, have friendly and calm temperaments, and fit in city backyards• Bonus: 5 Exotic Poultry Chicken Breeds for backyards: wait ‘till you see these!• Resources Section: Links to additional information on chicken breeds, plus where to obtain your chickensBe Sure to Read This Before You Get ChickensThinking about getting chickens? Not sure what kind is best? If you’re ready to learn which types of hens lay lots of eggs on a regular basis, make good pets, and fit happily in small sized yards, you’ve come to the right place. This e-booklet provides you with information on 12 types of chickens which are best suited for a small back yard flock. Plus Bonus Section: 5 Exotic Breeds for BackyardsAlso included is a bonus chapter covering 5 Exotic Poultry Chicken Breeds which are also suitable for backyards. If you've never seen a bird that looks like a chicken crossed with a turkey, another one with a head resembling a feather duster, a third that looks more like a rabbit than a chicken, a hen that lays dark chocolate brown eggs, and a one pound chicken 6-12 inches tall that people keep as an indoor pet, then prepare to meet some new friends! Amazingly, each of these has a friendly personality and all can make good pets. There’s a lot of free information online about different kinds of chickens. It’s great to have this available, but sorting through it can take a lot of time. When I decided to get chickens, I spent many hours researching different chicken breeds in books and on the Internet. At the time, I had a small yard in the city. The only thing I knew about chickens was that the hens lay the eggs and the roosters make most of the noise!From my research, I learned that there are as many as 175 different kinds of chickens in the world. However, only 12 chicken breeds met my criteria, which were:• Regular and prolific egg layers• Comfortable in an enclosed coop and run area• Preferably, not too loud • Friendly around peopleSave Time and MoneyIt would take you at least two or three hours just to find this information, even before you sort through, read, and analyze it. Instead, I’ve put all the important stuff in this short booklet (which only appears longer because of all the chicken pictures, another essential element for people choosing breeds). I’ve summarized the lengthy raw material from my own research, selected the best breeds for backyards, and presented this information in a format you can use. Don't Get the Wrong Kind of Chickens!Be sure to read this booklet before you get chickens!Don't make the mistake of getting the wrong kind of chickens for your small yard. The wrong kinds can eat lots of food, get fat, and lay few eggs. They can be loud, aggressive, obnoxious, or scared of people. The right kinds will lay eggs almost every day, stay calm and quiet, let you pick them up and pet them, and will not mind being kept in a coop and fenced area!

    And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

    With a small budget, a few hours of preparation, and some late-night cooking, we put together a down-sized Top Chef potluck competition — save for the fame, sweating and nervous breakdowns.As potlucks were created in the nature of giving, it seems only right to want to share our recipes — and some tips on setting up the event — with fellow food lovers.

    The first is that it helps to keep people from getting deep into debt. Many consumers make the mistake of living well beyond their means. When a person takes on a large debt burden, they are not financially independent. This can hurt one's chances of maintaining a good credit score. Minimalism helps to ensure that people have the essentials that they need and that no matter what happens, people will be provided for.

    As a result of this, more and more people every day are searching for Information relating to this condition.It can be very confusing when a person is first diagnosed.I know that is true, because I am type 2 myself.If you DO find that your glucometer readings are a bit high, don't panic - stress causes the body to release hormones which further aggravate the situation.Just keep calm and snack on these super foods to lower your blood sugar levels quickly!

    Learn how to make a 5-cent wedding band, leather iPod case, and paracord bullwhip!