Many Canadians who own their home have never considered buying a second property. And nearly one-third of retirees are worried about running out of money. The Real Estate Retirement Plan shows how homeowners can use the tools already available to them — their mortgages — to access the initial capital to invest and prepare for their retirement. This is a proven, validated antidote to today’s historically low savings rates, poor current rates of return, and pressure on CPP and health care.With examples and a detailed discussion of the principles and mechanics, Calum Ross and Simon Giannini demystify real-estate investing and make an irrefutable case for borrowing to invest.

    

    It’s as easy as 1-2-3—simply personalize, print, and protect.      Suze Orman and her own estate trust attorney have created the most state-of-the-art documents found anywhere. There are more than $2,500 worth of estate documents in this kit. Why pay thousands of dollars when you can get the same documents in this kit for $19.95!      This kit includes:•     More than 50 state-of-the-art documents•     Free automatic on-line updates•     Verbal and written instructions taking you step by step through the four must-have documents•     Password protection securing multiple users’ information•     A tutorial that shows you everything you need to know•     10 electronic books                                         PC and Macintosh Compatible . . . and good in all 50 states!

    good

    “Why We Left: An Anthology of American Women Expats” is a fun, inspiring and humorous read you'll enjoy from cover to cover, full of useful and encouraging words of wisdom from 27 women who made the move and couldn’t be happier. In inspiring words straight from the heart, the contributors share their plans and preparations, hardships and challenges, joys and satisfactions as their new lives in Mexico unfold.

    

    His latest book is the first by anyone to target financial advice specifically at young adults graduating from university or college and moving into the workforce, into the housing market and into family life. Financial beginners, in other words. Carrick offers what can only be described as a wealth of information, on the full life cycle of financial challenges and opportunities young people face, including saving for a post-secondary education and paying off student debts, establishing a credit rating, basic banking and budgeting, car and home buying, marriage and raising children of their own, and insurance. The book is mindful throughout that parents have a big role to play in all this. It addresses young readers throughout but regularly asks them to see things from their parents' perspective. In that way, Rob Carrick is able to offer advice to both generations. He even recognizes that in these difficult times, moving back in with the folks is sometimes a short-term necessity. So there is a section devoted to such important questions as: Should your parents be charging you rent? For that and many thousands of dollars' worth of other reasons, this is a book that every parent needs to buy for each of their kids, plus one for themselves.

    "The Single Woman's Guide to Retirement" is an essential and targeted resource for planning the next steps in your life. Packed with an inclusive blueprint that covers every aspect of retirement along with quizzes, checklists, and sidebars to help readers assess their choices, "The Single Woman's Guide to Retirement" is the only retirement book single women need.The author addresses important concerns from the perspective of women, who typically have less savings and live longer than men. From investing to dealing with divorce, dating, caregiving and death, from staying physically, emotionally, and spiritually healthy to handling kids, this book weaves personal anecdotes and suggestions from single women with guidance from attorneys, financial planners and certified public accountants.Covers all the retirement-related issues that affect single women, including finances, taxes, divorce, death of a spouse, second careers, and relocationRecommends the best places to retire, hot careers, meaningful ways to get the most out of your retirement, and strategies for healthy livingAsks the three questions that will answer the age-old question--should you retire?By combining technical information with insightful anecdotes, the book is a practical and complete resource for single women looking for a happy, successful retirement. It's the only book that addresses all aspects of retirement for single women, combining professional expertise with the real experiences of many single women.

    We all know one! They like to groan and grumble, offering their own commentary on the shortcomings of modern life. Whether it is queues at the supermarket, the state of the health system, the price of a pint these days, the hairstyles of teenagers, or the number of Maltesers you actually get in a bag, there is always something that will get their goat. 'The Grumpy Old Git's Guide to Life' is a hilarious celebration of all these grumps, how to identify one, what exactly they find so irritating and why we find their rants quite so amusing.

    The secret to lower scoring is to sink more putts of eight feet or less while consistently lagging long putts close to the hole to avoid three putting. The Bulletproof Putting System teaches you to do exactly that, in five easy lessons. Written for the recreational golfer who has limited practice time and no desire to become a slave to the game, Bulletproof Putting in Five Easy Lessons will help you •Read greens more accurately and visualize the correct roll paths for your putts•Make a dependable putting stroke that hits the ball where you aim•Ingrain your bulletproof pre-shot and in-shot routines to increase confidence•Master the four types of putts: slam dunk, drillable, drainable, and lag•Utilize precious practice and warm up time to your best advantage. Bulletproof Putting in Five Easy Lessons is written in an approachable style by Michael McTeigue, former Northern California PGA Teacher of the Year and author of the popular full-swing instruction classic, The Keys to the Effortless Golf Swing. Michael conducted thousands of golf lessons as a PGA professional at Bel Air Country Club, Riveria Country Club, and Palos Verdes Golf Club in California. His beautifully illustrated new book will improve your putting and enrich your enjoyment of the game. Bulletproof Putting in Five Easy Lessons is certain to become a treasured favorite in your golfing library.

    I hope it helps you too!

    If we really do get the government we deserve, On Mutiny might provoke a civilian rebellion.

    Goodman & Robert A. Spicer from an original story by George S. Clason ; illustrated by Joseph Feher.-WorldCat

    It looked like something out of a movie--and, in a way, it was. The ship was the Bounty, a replica of a British merchant vessel of the same name whose crew famously mutinied in 1789. She had been built for a Marlon Brando film in the 1960s--and now she was sinking, her sixteen-person crew fleeing into the sea amid the splintered wood and torn canvas. Was the Bounty's sinking--which left her captain missing and one of her crew members dead--an unavoidable tragedy? Or was it the fault of a captain who was willing to risk everything to save the ship he loved? Drawing on exclusive interviews with Bounty survivors and Coast Guard rescuers, journalist Matthew Shaer reconstructs the ship's final voyage and the Coast Guard investigation into her sinking that followed, uncovering a riveting story of heroism and hubris in the eye of a hurricane. Praise for The Sinking of the Bounty:"Matthew Shaer masterfully recreates the last voyage and final doom of the Bounty, an iconic ship that collided with an historic storm off the Carolina coast. Shaer pulls you off the page and onto the Bounty itself--and then into the roiling sea--to relive a long night of terror, heroism and desperate quests for survival. The Sinking of the Bounty is a classic of the genre, beautifully told and riveting to read."—Sean Flynn, GQ correspondent and author of 3000 Degrees: The True Story of a Deadly Fire and the Men Who Fought It"Few images of Hurricane Sandy's destruction were as indelible, or as surreal, as the shattered wreck of the Bounty sinking beneath the waves of the 'Graveyard of the Atlantic.' Matthew Shaer's The Sinking of the Bounty is a powerful and riveting account of the disaster: the fateful decision to set sail before the storm, the crew's epic struggle to save the ship and then themselves, and the heroic rescue launched by the Coast Guard in the middle of the largest storm the Atlantic has ever seen. In the tradition of Sebastian Junger's The Perfect Storm, this is fast-paced and deeply reported storytelling."—Matthew Power, contributing editor, Harper's

    The letters have a common theme: Gail, how do I get through to them?Money Talks is Gail’s answer to that toughest—and most common—problem that sits at the heart of money and relationships: how to tell your mate, your father, your best friend or your grandmother it’s time for a change. Whether it’s sisters fighting over the decision for Mom and Dad to sell the family home and downsize, life partners arguing over whose shopping is really messing with the budget, or parents wondering when their adult child will ever leave home, the “money” gets blamed for what is actually an inability to figure out the real problem and deal with it objectively—and that’s where Gail steps in.With over seventy-five different scenarios drawn from years of working with real Canadians, Gail helps readers see their own situations through stories that reflect what they’re experiencing. Then she gives readers the language to negotiate effectively, showing them that for each problem there are steps they can take to find a solution.Gail has long believed that so many money issues have more to do with behaviour than with the money itself. People can be delusional, selfish, inconsistent, fearful, lazy, bullying and entitled, and those traits are reflected in how they deal with money. Relationships seldom disintegrate just because people are ‘bad with money’. But how each person responds to the other—and to the real issues—can make or break a relationship.Have a bully in your life? Wish your brother would grow the hell up and stop counting on you to save his butt? Want to tell your BFF that dreaming is only the first step in making a better life? Gail will show you how.Gail bets that there many people you will recognize as you read Money Talks—and one of them just might be yourself.