We are then forced to re-live the moments we have spent decades burying beneath amicable smiles and a false sense of security. This is my story; one shrouded in as much truth as my mind can tolerate. My story may mean nothing to you, but I believe, that if these words were to fall into the right hands, then they could have the potential to change someone’s life, someone’s mind. At a young age I learned what it meant to carry the scorching secrets of a fiery hell. For years I allowed the flames to consume my mind as I proceeded to live a life devoted to destruction and chaos. I blamed my mother. I blamed the men that raped me. I blamed the woman that refused to love me back. But when the smoke cleared, the mirror on the wall only painted a single reflection, that of myself. So, when the big bad wolf no longer blows, yet the house still falls, who will I have to blame then? Only me.

    Because it is difficult to detect, the Financial Matrix easily seduces people into willingly enslaving themselves with debt. But Orrin Woodward discovered its existence and managed to free himself. Now his book brings you that same awareness and gives you the tools and principles to break free and create a life of abundance.

    Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.

    Many couples find themselves deeply in debt and not even sure of how they got there let alone how they can get out of it. Larry Burkett has the solution!His bestselling book, Debt-Free Living, has been updated and modernized. Debt-Free Living has been providing poignant and biblical teaching on debt for over a decade. This updated resource will teach the consumer about the origin of most financial troubles and help him or her break the 'debt cycle.' Debt-Free Living is a necessary resource to battle the temptation and trappings of debt that are weighing you down.

    In the first episode of her “Bad With Money” podcast, Gaby Dunn asked random people at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. No holds barred. Then, she asked them how much money was in their bank accounts. Deathly silence. People were aghast. “That’s a very personal question!” they cried. And therein lies the problem.Gaby argues that our inability to speak honestly about money is our #1 barrier to understanding it, nurturing a stigma that leads to our shame, embarrassment, and anxiety, which in turn prevents us from taking ownership over this important part of our lives. She wants you to know that there are real reasons to feel helpless when it comes to managing your money, and that the patronizing know-it-alls on TV who blow air horns in your face and charge you up the wazoo for their self-help seminars do not have the answers.But despair not, there is a light at the end of this dark, moneyless tunnel. Through her own journey toward “financial literacy,” Gaby uncovers the real reasons that we feel so disempowered when it comes to finance—deeply rooted habits we inherited from our families, systemic imbalances, and intentionally-complicated terminology that makes it impossible for regular people to feel competent. Bad With Money isn’t going to tell you how to get rich or erase your debt, nor will it offer up a litany of humiliating confessions about horrible financial decisions that Gaby has made (okay, maybe some): it is an invitation from a friend who is just as clueless as you are. Equal parts memoir and journalistic investigation, Gaby covers topics like the financial dynamics of dating, the costs of mental health, and how to maintain your self-respect as a freelancer. In addition to debunking the “entitled millennial” stereotype, Gaby reveals essential truths like how “401K” is not the name of a sci-fi movie, why it feels like your bank teller is speaking a foreign language, and how to decide whether to take an unpaid internship.Weaving her own stories with the perspectives of various researchers, artists, students, her parents, a financial psychologist, her exes, and more, she reveals the ways that money makes us feel confused, hopeless, and terrified, and what it might look like to start taking control of our financial futures.

    Author Mike Glenn's mom didn’t want to be sick, and while she couldn’t overcome the devastation of disease, she wasn’t going down without a fight.   She fought the illness, denying its presence. She fought the doctors, “Who were these idiots anyway?” And she fought him, “How come you think you’re in charge now?”  Coffee with Mom is a book about a mom's fight with dementia and the struggle of a son who wanted to help but didn’t always know how. Most of their conversations—and sometimes battles—happened during morning coffee.   This book isn’t about knowing all of the answers. It is one son’s journey with his mom—a mom with Alzheimer’s and a son who did the best he could, and who wrote this story in hopes that you’ll find a few laughs for your journey, realize you’re not alone, and find the courage to do the best you can.   So, pour yourself a cup of coffee, and join us on the journey. You’ll find yourself in the laughter and tears of not knowing what to do next and making a decision that you hope works out, knowing it’s the best you can do in the moment.   In the end, that’s all that matters. “Do the best you can” is all love requires.

    Oh, it sounds so simple but every year the cycle of pain repeats itself. This is the ultimate manual to avoid the 5 Mistakes a large majority of college students make. These mistakes may cause you years and years of pain and hardship if you too follow the path of so many others. Don’t buy the hype, buy the book! 5 Mistakes, is the must have book for every high school senior. The caliber of your future will be determined by the choices you make today.

    It’s not even that they are smarter than you or make more money than you do each year. So what do they have that you don’t . . . at least not yet? What’s The Difference?Trusted financial coach Jean Chatzky shares the secrets her groundbreaking research of the self-made wealthy has uncovered so that anyone can break through the barriers that stand between them and true financial freedom. Find out why it’s important to:• Get happy, but not too happy• Do what you love, but don’t quit your day job• Read every day • Remember that failure is not an option–it’s a necessity• Harness your intuition to take risks that make sense • Practice the Kevin Bacon Principle–make connections• Say thank you–and mean it• Make your money work as hard as you doThrough candid interviews and a study of more than five thousand people, Jean reveals the traits and habits of those who have moved from the lowest economic strata to the highest. The Difference helps you take a look at where you are now and offers simple strategies for going where you want to go. The Difference, you’ll see, is within you: You have the power to determine your financial future and achieve the next level of wealth.

    Their first ten years together included Domingo’s alcoholism and abuse, and Irene’s desperate prayers for answers. Then a miracle happened: Domingo pleaded for forgiveness. As God healed their marriage, Irene and Domingo adopted a little girl. And a new season began for an imperfect couple who were willing to say yes to each other and to God. Over the past forty-five years, the Garcias have birthed, fostered, or adopted thirty-two children. Their story holds difficult endings as well as promising new beginnings. Above all, their story reminds us what can happen when ordinary people submit to God’s call. Rich in Love is about a family cemented in hope. About a need to love the orphan. And about a God who never, ever gives up.

    Through detailed explanation and over 40 case studies, you’ll learn how to make money by wholesaling, buying, and/or rehabbing small apartment buildings - using none of your own cash or credit, and with no prior experience. You will discover the step-by-step approaches for finding deals, qualifying deals, finding buyers, finding investors and monetizing your small apartment deals; plus how to scale-up to larger apartments. This book contains the know-how and the motivation for you to jump to the fast lane and start doing small apartment deals now. Since 2002, when he bought his first small apartment nothing-down, Lance Edwards has done apartment deals ranging from 3 units to nearly 300 units. And since 2007, he’s also been teaching others how to escape the rat race faster and play bigger - by starting with small apartments.

    We tweet while we drive, we talk while we text, and we surf the Internet until we fall asleep. We are essentially plugged in and available 24 hours a day, seven days a week. Rather than mastering technology, we have allowed technology to master us. We are an exhausted nation. No one has enough time, everyone feels stressed out, and our kids spend more hours staring at a screen each week than they do playing outside. It's time to simplify our lives, make faith and family the focal point, and recapture the lost art of simple living. Building on the basic principles of Amish life, Nancy Sleeth shows readers how making conscious choices to limit (and in some cases eliminate) technology's hold on our lives and getting back to basics can help us lead calmer, more focused, less harried lives that result in stronger, deeper relationships with our families, friends, and God.

    Through personal stories and practical advice, she demonstrates how we can replace feelings of scarcity, guilt, and burden with experiences of sufficiency, freedom, and purpose. In this Nautilus Award-winning book, Twist shares from her own life, a journey illuminated by remarkable encounters with the richest and poorest, from the famous (Mother Teresa and the Dalai Lama) to the anonymous but unforgettable heroes of everyday life.

    She founded the Facebook group Extreme Couponing and Bargains UK (the second largest Facebook group in the world) and is on TikTok, Youtube and Instagram helping as many people as possible to save money too.This book contains all her best hacks and tips to save money and make money - simple, life-changing ideas for everyone.Holly has included her favourite hacks from the Extreme Couponing and Bargains UK community too, who inspired her to write this book. And has asked all her money-saving expert friends to contribute tips too.All the costly moments of everyday life are included, from supermarket shops to kids parties - even special occasions like weddings and Christmas.Discover lots of fun ways to get saving, find the bargains and make your money go further.

    In this day and age, young people can't afford to repeat the financial mistakes made by their parents. Thankfully, there is a way for the middle class of today to build wealth and be happy. This practical guide will lead you through the life-long journey of financial independence, free from money related stress and empowered to live life the way you want. In Building Wealth And Being Happy: A Practical Guide To Financial Independence, you'll learn:- How to slowly get rich over many years and retire early- How to have a positive, healthy relationship with money- Whether you should use a financial advisor or DIY- Whether you should rent or buy the place you live in- Whether you should partake in socially responsible and green investments- If you can trust the stock market- If you should invest in real estate or gold- And much, much more...

    Add motherhood to the mix, and you've got a whole new dimension of difficulty. So how does a busy mom stay on top of the daily chaos that children inevitably bring along with them?No matter what your situation is, Kristi Clover's home organization systems will work for you. Her foundational rules are highly adaptable and will help you make your home more efficient no matter where you live or how many kids you have (and how messy they are). She helps you prioritize, break down big jobs, declutter, develop age-appropriate chores for your kids, tackle the endless piles of laundry, and so much more. If you long to have a functional and fabulous home for your family and you're tired of feeling overwhelmed by all the work, this life-changing book is for you!