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    And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

    Despite a well-paying job, the author had managed to spend everything he had earned in the five years after college. The meeting with the mortgage officer was his financial epiphany. He finally got serious about managing and investing his money. Now in his early 50s, the author is debt free, owns a house free and clear, and has built a retirement portfolio that will comfortably sustain him and his wife in the coming years. This book will help people avoid the financial mistakes the author made the first few years after college.In a breezy, humorous, and conversational style, it describes a common-sense approach to spending, saving, investing, and managing your money to build wealth over time. If you are looking to get a grip on managing your money, From Ramen to Riches is for you! Silver medal winner in the 2011 Living Now Book Awards. Finalist in the 2011 Next Generation Indie Book Awards.

    Popular author Rabbi Daniel Lapin digs into the "holy" Hebrew language -- which not only conveys data but, as linguists know, also contains it. On a fascinating treasure hunt, his book decodes eternal wisdom embedded in the ancient tongue on relationships, human pleasure, life's meaning, and more. With real-life anecdotes, drawn from his lifetime in the rabbinate, the author uncovers a wealth of insights intended for our enrichment and enjoyment. A practical, easy read which will fascinate, entertain, and instruct us in the awesomeness of the Lord's language.

    So why do more than 60 percent of U.S. households still live paycheck to paycheck? The key to financial stability and success isn't just about money--it's about attitudes. Rocha uses the lessons she learned overcoming personal debt to teach readers how to triumph over the lies we tell ourselves, such as "I deserve a treat," "Fake it till you make it," and "I can't afford it." Each chapter uses real-life examples to explain faulty thinking about money, followed by step-by-step instructions for how to overcome these pitfalls. Budgets are helpful, but real change won't happen without a financial attitude adjustment.

    As Jack struggled to adjust to life in a wheelchair, he realized that he could reach out to people through his words. Through his observations, Jack has touched the lives of family, friends, and many others all over the world. It's Good to Be Alive contains the best of Jack's insights on topics such as spiritual paralysis, encouragement, death, and happiness. Funny, inspiring, and down-to-earth, this book will ultimately help you realize that it really is good to be alive.

    

    You may find it for free on the web. Purchase of the Kindle edition includes wireless delivery.

     The evolution of church culture has been something that has needed to happen for a long time. Culture, traditions, oral laws, and the status quo can be a good thing... but it can also be a bad thing. Do you remember what was happening in Israel around the time that Christ came on to the scene? Israel started to live by their own set of oral laws and traditions, or what we might refer to today as "culture." The "culture" in Israel when Christ showed up was one of the most judgmental and hypocritical cultures the world had ever seen. It was a very isolated and unaccepting culture. But Christ showed up and cast a net over all types of people. The Greeks, the Romans, the Samaritans, and every other nation across the globe. His net covered even the worst of repentant sinners. The only people that were excluded or "damned" were the unrepentant elite, the "scribes and Pharisees, hypocrites" who "strain at a gnat, and swallow a camel" (Matthew 23:23-24). Christ took the existing covenants and commandments and simplified them. He brought an evolution of love, empathy, and compassion. He built a culture that was geared toward the lowly of heart and revolted against those who spent their lives pointing out the flaws in others. "For ye are like unto whited sepulchers, which indeed appear beautiful outward, but are within full of dead men's bones, and of all uncleanness" (Matthew 23:27). The bulk of Israel was living according to their culture and their superstition instead of their religion. This has been the bane of each and every covenant society, which caused Joseph Smith to say, "What many people call sin is not sin; I do many things to break down superstition, and I will break it down." The doctrine of the LDS church doesn't lose people. It's the culture and superstition that causes unnecessary strife. This book, The Cultural Evolution Inside of Mormonism addresses the changing culture, the unprecedented changes that are taking place in the church, and the historical transparency. The Table of Contents explains where this book will take you: 1. More Extended Hands 2. Fewer Wrecking Balls 3. The Cultural Evolution 4. Not Customizing Christ 5. The Three Types of Mormons 6. A Place Where Doubters Are Welcome 7. The Kindness of Christ 8. Embracing Intellectuals and Scholars 9. Change in The Church Comes Slowly For A Reason 10. The Humble Few 11. Millennial Mormons 12. Making Rash Decisions 13. Giving Volunteers A Break 14. Logical Evidence For The Church Is Mounting 15. From Which All Others Are Derived 16. Temple Workers Galore 17. No Other Religion Provides A Better Hope 18. People Throwing The Book of Mormon Out The Window 19. The Bible That Needed To Be Rescued 20. Looking For Just One Reason To Believe 21. Liberal Conservatives 22. Pageantry In The Church 23. Peeling Back Polygamy 24. Looking At Tithing A Little Differently 25. Not Judging Others Sabbath Day Worship 26. The Place For Gays Inside The Church 27. What I Really Believe 28. Why I Love The Church

    

    Brinely received his Ph.D. in family studies from Brigham Young University.style="mso-spacerun: yes">  He is an author or co-author of six books on marriage and family, including Between Husband and Wife: Gospel Perspectives on Marital Intimacy.  He is a professor of Church History and Doctrine at Brigham Young University.  He and his wife, Geri Rosine Brinley, are the parents of six children and a foster daughter.style="mso-spacerun: yes">  The family resides in Provo, Utah.  <?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /> Daniel K. Judd received an M.S. degree in family science and a Ph.D. in counseling psychology from Brigham Young University.  He is an associate professor and department chair of ancient scripture at Brigham Young University.  He and his wife, Kaye Seegmiller Judd, are the parents of four children and live in Orem, Utah.   Contributors to this Volume Elder Bruce C. Hafen, Douglas E. Brinley, Daniel K. Judd, Marlene Williams, Kent Brooks, Terrance Olsen, Brent A. Barlow, Kenneth Matheson, Charles. B. Beckert, Rory Reid, Sherrie Mills Johnson, Guy Dorius, and John Livingstone.

    And out of small things proceedeth that which is great.” —D&C 64:33Caring for small children or keeping track of teenagers often leaves many women struggling to find contentment in their calling as mothers. In this inspirational text, Maria Covey Cole discusses the importance of gaining perspective on motherhood, shunning comparisons with others, and allowing our natures to be changed through the grace of Christ.This beautiful book provides a valuable perspective on the trials and joys of raising a family and the noble calling of motherhood by intertwining heartwarming stories, quotes from prophets and Apostles, and numerous scripture verses.

    If you're tired of working hard just to get by, this user-friendly guide shows how to slash the cost of nearly everything you need without sacrificing joy and quality of life.

    They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­-hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.