This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    The principles of color theory are clearly and simply explained and applied to knitting, spinning, weaving, surface design (including stenciling and rubber stamping), hand and machine embroidery, beadwork, and paper collage. Basic color concepts are presented in sections on color description, values, contrasting and complementary colors, warm and cool colors, undertones, and using color relationships. A pull-out color wheel and handy color chips in perforated format that are easy to remove and use for planning, matching, and shopping for supplies are included.

    Book by Sato, Hideo, Nakahara, Yasua

    But most don't realize that Toyota's new product development system is every bit as important to Toyota's ongoing success. This book is suitable for those whose livelihood depends on new products.

    For knitters looking for something new to spark their imaginations, AlterKnits is the answer. Featuring 27 imaginative projects, 10 creativity exercises, and thought-provoking quotes from Albert Einstein, Martha Graham, and many more, AlterKnits inspires knitters to expect the unexpected, to enjoy the rewards of experimentation, and to see the possibilities of knitting with broader vision.Some projects call for unusual materials-plastic tubing (for a bag handle) or sterling silver wire (for a necklace). Others blend different craft techniques-a pullover with sewn-on velvet cuffs, a baby blanket with painted-on polka dots. Still others apply knitting in unexpected places, such as laptop cases and bulletin boards. The creativity exercises-called AlterExercises-challenge knitters to try out new ideas and to ask provocative, sometimes amusing questions. Tucked into a pocket on the inside front cover is the 32-page AlterKnits notebook, the perfect place for readers to work on their AlterKnits exercises and do their own creative doodling .With AlterKnits, our concept of what we can knit will be forever altered!

    Work in the spirit of the laws of attraction to visualize the life of your dreams. Follow the journey of twelve artists, each who will set a personal dream or intention. Witness the process that each artist takes, as they create a mixed-media piece that sows the seeds of their intention. Step-by-step techniques for a variety of mixed-media processes accompany each piece of finished art. Read about how their lives changed as a result and learn how to set intentions of your own using the bonus tear-out "dream-prompt" cards.

    Hand methods were further eclipsed by the advent of the electronic watch in the 1960s, and many people feared that the mechanical watch would disappear entirely.

     This is a fresh look at the classic subject with a focus on helping readers find the right bench and accessories for their needs. The object is to guide the reader through making critical choices, including whether to buy it or build it. Even long-time woodworkers dream of the perfect bench and the time to build it, and for them, the real enjoyment is in the planning. With nearly 300 photos and drawings, The Workbench provides in-depth information along with the inspiration to fulfill workshop dreams.

    HARNESS THE POWER OF HOLLYWOOD STORYTELLING MAGIC Renowned Hollywood story expert Michael Hauge’s Six Step Success Story formula gives your potential clients and buyers the emotional experience of success—and will move them to take action.

    Noddings argues that such emphasis shortchanges not only the noncollege-bound whose interests are almost ignored, but even those who are preparing for college. The latter receive schooling for the head but little for the heart and soul. Noddings counteracts this condition, insisting that our aim should be to encourage the growth of competent, caring, loving and lovable persons, a moral priority that our educational system ignores. She argues that liberal education dictates what areas of pedagogy are socially acceptable - ignoring a student's wider range of abilities - and undervalues skills, attitudes and capacities traditionally associated with women. Contrarily, it is precisely the competence for caring, Nodding posits, that will prepare our students for the environment of the school, the world of work, the realm of ideas, and ultimately, for each other.

    What sets this book apart is its focus on learning. The authors have made the content of OOAD accessible, usable for the practitioner." Ivar Jacobson, Ivar Jacobson Consulting"I just finished reading HF OOA&D and I loved it! The thing I liked most about this book was its focus on why we do OOA&D-to write great software!" Kyle Brown, Distinguished Engineer, IBM"Hidden behind the funny pictures and crazy fonts is a serious, intelligent, extremely well-crafted presentation of OO Analysis and Design. As I read the book, I felt like I was looking over the shoulder of an expert designer who was explaining to me what issues were important at each step, and why." Edward Sciore, Associate Professor, Computer Science Department, Boston College Tired of reading Object Oriented Analysis and Design books that only makes sense after you're an expert? You've heard OOA&D can help you write great software every time-software that makes your boss happy, your customers satisfied and gives you more time to do what makes you happy.But how?Head First Object-Oriented Analysis & Design shows you how to analyze, design, and write serious object-oriented software: software that's easy to reuse, maintain, and extend; software that doesn't hurt your head; software that lets you add new features without breaking the old ones. Inside you will learn how to:Use OO principles like encapsulation and delegation to build applications that are flexible Apply the Open-Closed Principle (OCP) and the Single Responsibility Principle (SRP) to promote reuse of your code Leverage the power of design patterns to solve your problems more efficiently Use UML, use cases, and diagrams to ensure that all stakeholders are communicating clearly to help you deliver the right software that meets everyone's needs.By exploiting how your brain works, Head First Object-Oriented Analysis & Design compresses the time it takes to learn and retain complex information. Expect to have fun, expect to learn, expect to be writing great software consistently by the time you're finished reading this!

    Instructs in the folding of paper into such three-dimensional forms as square, triangular, and hexagonal boxes and their lids.

    With its sleek design and edgy tone, Super Crafty is the ultimate hipster’s craft guide, with a wide array of accessible projects suitable for all skill levels. The book offers dozens of projects for the home (Easy Etched Glass), wardrobe (One-Afternoon Skirt), body (Flirty Floral Pasties), family pet (Greta’s Tail Warmer), and more. Organized by genre, each chapter uses a rating system to indicate difficulty, cost of materials, and age-appropriateness. "101" sections offer basic instruction in sewing, working with vinyl, jewelry making, and other crafts. A resource guide helps locate supplies, tools, and further inspiration. The authors also contribute thoughtful pieces on the underlying aspects of craft, from activism to therapy, as well as lighthearted vignettes on crafting disasters and favorite art supplies.

    His method emphasizes speed, confidence, and relaxation, while incorporating many time-saving tricks of the trade.

    It covers every aspect of call center management - service level, forecasting, scheduling, resource calculations, metrics, quality, budgeting, reporting, strategy and key enabling technologies - in a format that is well-organized and easy to understand. The updated and expanded edition contains important new information, including: Trends in customer expectations; Best practices in performance reports and objectives; How to create an effective customer access strategy appropriate for today's environment; How to manage multichannel contacts with quality; New technologies, and how they're changing customer contact services; Improving the call center's strategic impact and ROI; New case studies and examples from Wells Fargo, Starbucks, Aetna and many others.