Wall Street lost more than 49% of the typical investor's money—twice—since the year 2000. And studies show that because they followed the conventional wisdom, almost half of all Boomers won't have enough money to cover even basic living expenses during their retirement years. Now the financial gurus whose advice got you into this mess in the first place are telling you to "take more risk," "work till you drop," and "plan on spending less in retirement." Don't let them fool you again!In The Bank On Yourself Revolution, financial security expert Pamela Yellen details how hundreds of thousands of people of all ages and incomes have bucked the system to secure their families' financial futures without gambling in the Wall Street Casino or taking any unnecessary risks. You'll discover a proven step-by-step plan for growing your wealth safely, predictably, and guaranteed every single year—even when the markets are tumbling. And you'll learn how to bypass banks, credit card and financing companies to become your own source of financing for cars, vacations, a college education, business expenses and other major purchases.The Bank On Yourself Revolution isn't a "get-rich-quick" scheme; it's about having real wealth and financial security for as long as you live. You can finally know how much money you'll have next year, in 10, 20 or 30 years—and at every point along the way. Join the Revolution and take control of your own financial future!

    You might have had a bank account and a mortgage, perhaps some basic investments. Wall Street didn’t have a reputation for greed and recklessness. That all started to change in the eighties, as our financial systems became increasingly complex, moving beyond the understanding of the general public while impacting our lives in innumerable ways. The financial world began to feel like an enigma—a rogue force working against us, seemingly controlled by no one. From an industry veteran who’s had firsthand involvement in the events that shaped modern money, How Money Became Dangerous journeys from the crime-ridden LA jewelry district to the cutthroat Salomon Brothers trading floor, from the high-stakes world of investment banking to the center of the technology boom, capturing the key deals, developments, and players that made the financial world what it is today. The book illuminates the dark, hidden forces of Wall Street and how it has dehumanized and left behind everyday Americans. A fresh and enlightening take on how we reached this point, How Money Became Dangerous also makes the case for why Wall Street needs to be saved, if only to save ourselves.

    At the start of his second term, it is time for Barack Obama, forty years after Roe v. Wade, to finally help lead us to demystify abortion. One-third of all American women will have an abortion by the time they are 45, and most of those women are already mothers. Yet, the topic remains taboo. In this provocative book on the heels of the Planned Parenthood controversy, Sarah Erdreich presents the antidote to the usual abortion debates.Inextricably connected to issues of autonomy, privacy, and sexuality, the abortion debate remains home base for the culture wars in America. Yet, there is more common ground than meets the eye in favor of choice. Generation Roe delves into phenomena such as "abortion-recovery counseling," "crisis pregnancy centers," and the infamous anti-choice "black children are an endangered species" billboards. It tells the stories of those who risk their lives to pursue careers in this stigmatized field. And it outlines the outrageous legislative battles that are being waged against abortion rights all over the country. With an inspiring spirit and a forward-looking approach, Erdreich holds abortion up, unabashedly, as a moral and fundamental human right.

    Seven Years to Seven Figures will give you the tools to increase your income, get the highest possible returns on investments, save wisely--and secure your financial future faster than you may have ever dreamed.

    At a time of frightening volatility, what is the average investor to do?The answer: turn to Burton G. Malkiel’s advice in his reassuring, authoritative, gimmick-free, and perennially best-selling guide to investing. Long established as the first book to purchase before starting a portfolio or 401(k), A Random Walk Down Wall Street now features new material on “tax-loss harvesting,” the crown jewel of tax management; the current bitcoin bubble; and automated investment advisers; as well as a brand-new chapter on factor investing and risk parity. And as always, Malkiel’s core insights—on stocks and bonds, as well as real estate investment trusts, home ownership, and tangible assets like gold and collectibles— along with the book’s classic life-cycle guide to investing, will help restore confidence and composure to anyone seeking a calm route through today’s financial markets.

    I was smart enough to earn an honors degree in philosophy from Harvard, but an aptitude test told me to avoid computer programming. I'm sure it was right. But then I designed a learning system for myself that quadrupled my aptitude for learning computer languages. It worked so well for me that I've used it to teach coding to grandmothers, cab drivers, musicians, and 50,000 other newbies. "Mark Myers' method of getting what can be...difficult information into a format that makes it exponentially easier to consume, truly understand, and synthesize into real-world application is beyond anything I've encountered before." —Amazon reviewer Jason A. Ruby reviewing my first book, A Smarter Way to Learn JavaScript Quadruple your learning ability. Washington University research shows that a key teaching method I use—interactive recall practice—improves learning performance 400 percent. "I don't feel lost and I don't feel that I am forgetting things as I go along." —Amazon reviewer Leonie M. reviewing my second book, A Smarter Way to Learn HTML and CSS Understanding is easy. Remembering is hard. Computer languages are not inherently hard to understand, even for non-techies. Remembering is the problem. If you remember all of Chapter 1 through Chapter 10, you'll understand Chapter 11. But you don't remember. Though you read and read, most of it doesn't stick. You don't have a solid foundation to build on. Halfway through the book, it all collapses. That's when most people give up."I've signed up to a few sites like Udemy, Codecademy, FreeCodeCamp, Lynda, YouTube videos, even searched on Coursera but nothing seemed to work for me. This book takes only 10 minutes each chapter and after that, you can exercise what you've just learned right away!" —Amazon reviewer Constanza Morales reviewing my first book, A Smarter Way to Learn JavaScript Interactive exercises make it stick. Research shows that you will remember everything if you're repeatedly asked to recall it. That's the beauty of flash cards. But technology offers an even better way to make information stick. With my book you get almost a thousand interactive exercises—they're free online—that embed the whole book in your memory. Algorithms check your work to make sure you know what you think you know. When you stumble, you do the exercise again. You keep trying until you know the chapter cold. "Not only do the exercises make learning fun, they reinforce the material right away so it sinks in deeper." —Amazon reviewer Timothy B. Miller reviewing my second book, A Smarter Way to Learn HTML and CSS You won't get bored or sleepy. The exercises keep you engaged, give you extra practice where you're shaky, and prepare you for each next step. Every lesson is built on top of a solid foundation that you and I have carefully constructed. Each individual step is small. But all the little steps add up to real knowledge—knowledge that you retain. I finally feel like I KNOW it and won't need to look up the syntax each time..." —Amazon reviewer J. Caritas reviewing my third book, A Smarter Way to Learn jQuery Really, it ain't that hard.

    Of a Feather traces the colorful origins of American birding: the frontier ornithologists who collected eggs between border skirmishes; the society matrons who organized the first effective conservation movement; and the luminaries with checkered pasts, such as Alexander Wilson (a convicted blackmailer) and the endlessly self-mythologizing John James Audubon. Scott Weidensaul also recounts the explosive growth of modern birding that began when an awkward schoolteacher named Roger Tory Peterson published A Field Guide to the Birds in 1934. Today birding counts iPod-wearing teens and obsessive "listers" among its tens of millions of participants, making what was once an eccentric hobby into something so completely mainstream it's now (almost) cool. This compulsively readable popular history will surely find a roost on every birder's shelf.

    Have you ever been surprised by the power of your subconscious brain? Perhaps it took control of the wheel as your conscious mind was busy tackling a problem during a 30-minute drive home. You barely remember making your way from the office, but then your car ended up safely in your driveway. Perhaps a name escaped you at some point during your day. Despite trying your hardest to remember it, the conscious parts of your brain couldn't retrieve what you were seeking. Then, your subconscious worked its magic and presented you with the answer hours later. It had been hard at work for you this whole time, and you didn't even realize it! In this book, Dr. Mike Dow shares a program he created: subconscious visualization technique (SVT) and cutting-edge tools to help you learn how to speak directly to your subconscious brain and tap into your greatest strengths, gifts, and resources. His program starts with cognitive therapy, then incorporates various types of subconscious tools: mindfulness, relaxation training, hypnosis, meditation, cognitive rehearsal, and guided imagery.

    You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

      Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.   Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.  I Will Teach You to Be Rich will show you: • How to crush your debt and student loans faster than you thought possible • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too • How to talk your way out of late fees (with word-for-word scripts) • How to save hundreds or even thousands per month (and still buy what you love) • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free • The exact words to use to negotiate a big raise at work  Plus, this 10th anniversary edition features over 80 new pages, including: • New tools • New insights on money and psychology • Amazing stories of how previous readers used the book to create their rich lives   Master your money—and then get on with your life.

    Unlike most retirement planning and lifestyle books that focus on investing – or at the other end of the spectrum, on how to get the senior discount on a Grand Slam Breakfast at Denny’s –  this new book from Jeff Yeager, America’s favorite cheapskate,  makes the compelling case that you can have a joyous, worry-free retirement by merely spending smart and focusing on what you truly want and expect out of retirement.  Combining Yeager’s loveable humor and offbeat anecdotes that have garnered him an ever-growing fan base, How to Retire the Cheapskate Way shares with readers hundreds of retirement secrets and tips, including:·How to Simple-size Your Way to  a Better Retirement·The 20 Secret Cheapskate Principles for Retiring Comfortably on Less...Maybe Even on Social Security Alone ·How to Survive the Medical Maelstrom (without resorting to DIY surgery at home)·Plus Dozens of Fun Ways to Both Earn a Little Extra Income During Retirement and Painlessly Cut Your ExpensesYeager, who serves as the official “Savings Expert” for AARP and its 40+ million members, weaves together both everyday practical tips and life-changing financial strategies with the real life stories of frugal retirees  as well as people of all ages who are working toward a better, earlier, happier retirement The Cheapskate Way.

    They were letting emotion get in the way of smart financial decisions. He named this phenomenon-the distance between what we should do and what we actually do-"the behavior gap." Using simple drawings to explain the gap, he found that once people understood it, they started doing much better.Richards's way with words and images has attracted a loyal following to his blog posts for The New York Times, appearances on National Public Radio, and his columns and lectures. His book will teach you how to rethink all kinds of situations where your perfectly natural instincts (for safety or success) can cost you money and peace of mind.He'll help you to:avoid the tendency to buy high and sell low; avoid the pitfalls of generic financial advice; invest all of your assets-time and energy as well as savings-more wisely; quit spending money and time on things that don't matter; identify your real financial goals; start meaningful conversations about money; simplify your financial life; stop losing money!It's never too late to make a fresh financial start. As Richards writes: "We've all made mistakes, but now it's time to give yourself permission to review those mistakes, identify your personal behavior gaps, and make a plan to avoid them in the future. The goal isn't to make the 'perfect' decision about money every time, but to do the best we can and move forward. Most of the time, that's enough."

    But, more often than not, there's no way to avoid it--even non-financial jobs venture into financial jargon and concepts. For those trying to get more done at the office, organize the dollars and cents in a small business or just in need of a refresher, there's no reason to turn to the average number-crunching class again. The Accounting Game presents financial information in a format so simple and so unlike a common accounting textbook, you may forget you're learning key skills that will help you get ahead! This book uses the world of a kid's lemonade stand to teach the basics of financial language and records. You'll run your own lemonade stand and make it grow by creating signs to advertise it, borrowing money from Mom, buying lemons and sugar and selling to the whole neighborhood. As you run your stand, you'll begin to understand and apply financial terms and concepts like assets, liabilities, earnings, inventory and notes payable, plus: --Know the difference between accrual vs. cash accounting methods--Create and understand an income statement and balance sheet--Track inventory using LIFO and FIFO--Create cash statements and understand cash flow and liquidity--Apply your new knowledge to real-life situations The revolutionary approach of The Accounting Game takes the typically mundane subjects of accounting and business finance and makes them something you can easily learn, understand, remember and use! The Accounting Game is produced by Educational Discoveries, the training industry's leader in accelerative learning technology. More than 70,000 peoplehave graduated from The Accounting Game, the world's most successful one-day financial seminar.

    The joy of tiny house livingTiny house living is sustainable living: Tiny House Basics is an adventure in off grid living! In their debut book, tiny house living experts Shelley and Joshua Engberg show you how you can join the revolution to downsize to small space living without giving up everything you hold dear. This is not about downsizing drastically, or giving up a lot of your necessities. They show you how your life still can be comfortable and entertaining in a tiny house living environment. This is about redefining what a house is and mastering organization, location and happiness. You can still keep your closet full and pantry stocked.Tiny house living tips and tricks: As avid campers and off roaders, Shelley and Joshua present the best tips and tricks to help you enter the world of small space living. You will learn about: How to maintain a good relationship in a small space Practical downsizing for everyone Small space living with pets The pros and cons of off grid living and on grid living How to make your small space feel big Keeping your small space feeling fresh with practical storage solutions and design tips Equipping your space for entertaining Accordion/bi-fold style windows How downsizing and simplifying your life will allow you more freedom and time

    Some will experience severe post-traumatic stress. Most will eventually recover and return to life as normal. But sometimes, survivors do more than bounce back. Sometimes they bounce forward.These are the Supersurvivors—individuals who not only rebuild their lives, but also thrive and grow in ways never previously imagined. Beginning where resilience ends, David B. Feldman and Lee Daniel Kravetz look beyond the tenets of traditional psychology for a deeper understanding of the strength of the human spirit. What they have found flies in the face of conventional wisdom—that positive thinking may hinder more than help; that perceived support can be just as good as the real thing; and that realistic expectations may be a key to great success.They introduce the humble but powerful notion of grounded hope as the foundation for overcoming trauma. The authors interviewed dozens of men and women whose stories serve as the counterpoint to the latest scientific research. Feldman and Kravetz then brilliantly weave these extraordinary narratives with new science, creating an emotionally compelling and thought-provoking look at what is possible in the face of human tragedy. Supersurvivors will reset our thinking about how we deal with challenges, no matter how big or small.