You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. “Can I retire?” This book will help answer that question by showing you…. The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security’s role in your retirement: when you should claim and how much it’s worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical retirement fuel gauge alerting you to problems while you still have time to act Backup plans: the lifeboat strategies for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later

    Liliana is a beautiful and educated young Jewish woman. She marries Henry and becomes a mother to Rebecca. She has a full life ahead of her in Poland, or so it seems. The time period is the beginning of World War II, when the Germans invade Poland. To protect her, Liliana and Henry entrust Rebecca to their Christian friends. Shortly thereafter, Henry is among those taken to the concentration camp. Time passes, and Liliana knows little about the fate of her husband or daughter. To survive, Liliana (now known as Helena) assumes the identity of a Polish aristocrat and ends up working for a German officer named Robert. In a twist of fate, Robert and Helena fall in love with each other and get married. Unknown to Liliana, Henry survives and reunites with their daughter Rebecca. He finds a way to communicate with Liliana, only to find out that she started a new life. Liliana has yet to reveal her true identity to her German husband. Filled with guilt and longing for Rebecca, she thinks of putting an end to all of the lies. Will Liliana finally overcome her fears and reunite with her daughter? Parallel Lives is based on a true story. It brings the reader on a captivating journey of the "parallel lives" of a family who was separated by war. The journey takes the reader though a myriad of human emotions, including: love, jealousy, fear, despair, and freedom.

    

    The sudden loss of both parents provided the author proof positive that life IS unfair. His personal countdown clock began ticking all the louder with both of his parents gone. The author suddenly understood the importance and the urgency of enjoying life all along the way. So what did he do with his new perspective on life? Buy a Ferrari? Run with the bulls? Start doing sit ups and wearing tight shirts in an attempt to look young again?No, he didn't. Your humble author re-prioritized his Bucket List by putting a decades long dream at the top-- riding a bicycle from one side of America to the other.Armed with a burning desire to ride a really long way on a bicycle, he mounted up and pedaled onward across the United States as a newly minted orphan. Along the way he met new people, saw new places, and discovered a hidden strength masked by his grief. He also discovered a nearly endless parade of characters that together underscored how terrific it is to be above ground and riding a bike. There is fun and adventure to be had when you’re cruising across the country, and the daily dose of random was just what the doctor ordered. "Take two wheels and call me in the morning." Since the whole thing—the bike trip, life—is all just a tad absurd in the first place, why not name your bike The Fun Mover and write a book about the stars of the show--the people met along the way?Middle-aged guy gets off couch and rides bike in the face of pending death. Adventure and hilarity ensues.Bike travel can be grueling, physically and mentally. The loss of your parents can be devastating. And getting older ain’t no picnic. But obstacles can be overcome and goals can be reached if you keep trying and just keep pedaling.

    young Larry later learns she is married to the vicious gangster Greg Scarpa known as "The Grim Reaper." Greg takes a liking to Larry and makes him his protegé. He likes him so much that he gives his blessing for the affair to continue and brings Larry deep into the "family."

    Rowling's popular character, Severus Snape, and the roles he played in the Harry Potter series.

    

    The year before, I flew to Belgium for under $150.Airfares may be going up, but only for people willing to pay full price. I wrote How To Find Cheap Flights for the rest of us.This book is a step-by-step guide to finding cheap airfare. It’s a quick, easy read compiling dozens of tips and tricks for:- How to find mistake fares- How to avoid fees- Which flight search engine is best- How to save money on nearly every flightThe author is a travel expert who has earned millions of frequent flyer miles and travels tens of thousands of miles per year. He has flown around the earth 14.3 times since 2011, putting 30 different stamps in his passport along the way. He hates paying full price for flights, and won’t do it.

    This is the memoir of Joan, who started nursing in the 1940s and whose experiences took her into the Yorkshire mining pits and through the tumult of the 1984-85 miners’ strike.Joan Hart always knew what she wanted to do with her life. Born in South Yorkshire in 1932, she started her nursing training when she was 16, the youngest age girls could do so at the time. She continued working after she married and her work took her to London and Doncaster, caring for children and miners.When she took a job as a pit nurse in Doncaster in 1974, she found that in order to be accepted by the men under her care, she would have to become one of them. Most of the time rejecting a traditional nurse’s uniform and donning a baggy miner’s suit, pit boots, a hardhat and a headlamp, Joan resolved always to go down to injured miners and bring them out of the pit herself.Over 15 years Joan grew to know the miners not only as a nurse, but as a confidante and friend. She tended to injured miners underground, rescued men trapped in the pits, and provided support for them and their families during the bitter miners’ strike which stretched from March 1984 to 1985.Moving and uplifting, this is a story of one woman’s life, marriage and work; it is guaranteed to make readers laugh, cry, and smile.

     Readers all over the US and Europe have discovered the joys of retiring and living full time in an RV after reading Jerry Minchey's Amazon #1 best-selling book in Senior Travel Guides, Motorhome, and RV Retirement Living: The Most Enjoyable and Least Expensive Way to Retire. Now in this new epic book, Secrets of RVing on Social Security, he shows you step-by-step how to enjoy the RVing lifestyle while traveling and living on just your Social Security income. Imagine leaping out of bed every morning ready to cherish every day of your new adventurous life. On top of the adventure, you'll experience the unsurpassed freedom to live where you want to. At every fork in the road, you will be free to go wherever whim and chance might take you. You will also discover how other retirees are supplementing their retirement income while living full-time in their motorhome. Many people are actually adding to their savings while having the time of their lives living the RV lifestyle. In this book, you will grasp how they are doing it, and how you can do it too. You'll comprehend the brutally honest pros and cons of the RV lifestyle. There are some downsides to the lifestyle you need to be prepared for. My guess is that you will adore your new RVing lifestyle, but you'll never know if it's the right lifestyle for you if you don't read this book. The book is designed to keep you on the path to accomplishing your goal of living an exciting retirement lifestyle while staying well within your budget. This book should be required reading for anyone who is retired or getting ready to retire. It provides never-before-answered questions about living the attractive RVing lifestyle on a budget.

    Filled with photos, you'll see how to convert almost any minivan into a comfortable mini RV camper, perfect for short or long term trips. You'll learn that even on a limited budget, you can quickly put together a minivan camper that'll have a comfortable bed, toilet, small kitchen, fridge, TV, fan, plenty of storage, a portable power supply and more. This book shows all the steps and includes photos and a source list of the gear you've been looking for. If you have a minivan or are thinking about getting one and converting it to a camper, you'll want this book!

    So what comes next? Growth will resume. But economic uncertainty will worsen, making what comes next not just a boom but a nerve-shattering SONIC BOOM. Gregg Easterbrook - who "writes nothing that is not brilliant" ("Chicago Tribune") - is a fount of unconventional wisdom, and over time, he is almost always proven right. Throughout 2008 and 2009, as the global economy was contracting and the experts were panicking, Easterbrook worked on a book saying prosperity is about to make its next big leap. Will he be right again? SONIC BOOM: Globalization at Mach Speed presents three basic insights. First, if you don't like globalization, brace yourself, because globalization has barely started. Easterbrook contends the world is about to become "far "more globally linked. Second, the next wave of global change will be primarily positive: economic prosperity, knowledge and freedom will increase more in the next 50 years than in all of human history to this point. But before you celebrate, Easterbrook further warns that the next phase of global change is going to drive us crazy. Most things will be good for most people - but nothing will seem certain for anyone. Each SONIC BOOM chapter is based on examples of cities around the world - in the United States, Europe, Russia, China, South America - that represent a significant Sonic Boom trend. With a terrific sense of humor, pitch-perfect reporting and clear, elegant prose, Easterbrook explains why economic recovery is on the horizon but why the next phase of global change will also give everyone one hell of a headache. "Forbes" calls Easterbrook "the best writer on complex topics in the United States" and SONIC BOOM will show you why.

    Find all of the following, explained in plain-English: How your Social Security retirement benefits, spousal benefits, and widow/widower benefits are calculated How your benefits are affected if you have a government pension or if you continue working while claiming Social Security How to decide when is the best age for you (and your spouse, if you're married) to claim Social Security in order to get the most out of your benefits Whether or not it makes sense to take Social Security early in order to invest the money How to check your earnings record on the Social Security Administration's website to make sure you're getting the full benefit you deserve How Social Security benefits are taxed and how this affects retirement tax planning Please note that this book does not cover Social Security disability benefits or Supplemental Security Income (SSI).

    Enrollments are on the rise, and their resources are often the envy of every other university department. Law professors are among the highest paid and play key roles as public intellectuals, advisers, and government officials. Yet behind the flourishing facade, law schools are failing abjectly. Recent front-page stories have detailed widespread dubious practices, including false reporting of LSAT and GPA scores, misleading placement reports, and the fundamental failure to prepare graduates to enter the profession.Addressing all these problems and more in a ringing critique is renowned legal scholar Brian Z. Tamanaha. Piece by piece, Tamanaha lays out the how and why of the crisis and the likely consequences if the current trend continues. The out-of-pocket cost of obtaining a law degree at many schools now approaches $200,000. The average law school graduate’s debt is around $100,000—the highest it has ever been—while the legal job market is the worst in decades, with the scarce jobs offering starting salaries well below what is needed to handle such a debt load. At the heart of the problem, Tamanaha argues, are the economic demands and competitive pressures on law schools—driven by competition over U.S. News and World Report ranking. When paired with a lack of regulatory oversight, the work environment of professors, the limited information available to prospective students, and loan-based tuition financing, the result is a system that is fundamentally unsustainable.Growing concern with the crisis in legal education has led to high-profile coverage in the Wall Street Journal and the New York Times, and many observers expect it soon will be the focus of congressional scrutiny. Bringing to the table his years of experience from within the legal academy, Tamanaha has provided the perfect resource for assessing what’s wrong with law schools and figuring out how to fix them.

    This text offers an exciting insight into the human story behind the money in our pockets, and reminds us that making a living is about exactly that - living.