From MoneySense index investing expert Dan Bortolotti, plus a foreword by Editor Jonathan Chevreau.

    A strategy that’s not pie-in-the-sky and not just a bunch of theory, but rather a systematic plan that is backed up with real numbers showing it clearly beating the S&P 500 over time. A trading strategy that’s understandable, repeatable, that works and works simply.Anyone can do this. In simple-to-understand language, you’ll discover---- The six ETFs that power the strategy, and why.-- The simple technique for identifying which of those ETFs to buy, and which to sell. And most importantly, when.-- How $5,000 can end up $1,000,000 in your retirement portfolio.-- How to protect your portfolio during market downturns with a simple cash trigger.-- In short, how to earn an average of 12% annually in the stock market with minimal trading, less volatility, and less risk.Beat "The Street" in just 20 minutes.If you have 20 minutes a month and a computer, you can turn any investment amount into a steadily growing compounding machine that will make you the envy of Mad Money’s Jim Cramer and 99% of all mutual fund managers.Make just 2-4 trades one day a month. The strategy tells you what ETFs to buy and what to sell. That’s it. Then turn off the computer and go live your life.

    A paw on a wife's shoulder is how some men indicate their desire for sex. The Tap is rarely accompanied by a term of endearment or any other verbal form of communication and is seldom well received by the often-sleeping/almost-always-exhausted wife. The frustrated husband, meanwhile, wonders if his wife has pulled a Bait and Switch in the bedroom.Clash of the Grannies—A high stakes "who will have the greatest influence on the grandkids" tournament played by each set of grandparents. Competitive categories include: the Title Championship (who gets to be called "Grandma"), the Battle for Floor and Wall Space, the Battle for Face Time, and Gratuitous Grandparental Gift-Giving.The Babyproofers are three women who wouldn't trade their roles as mothers for anything, and they love their husbands deeply. But after living through it and hearing the stories of hundreds of other couples, they know that with young children in the house, you need to block the stairs with baby gates, put plastic covers over the outlets, AND take the necessary steps to safeguard your marriage.Babyproofing Your Marriage is the warts-and-all truth about how having children can affect your relationship. The authors explore the transition to parenthood in light of their own experiences, with input from their husbands and commentary from men and women across the country. Their evenhanded approach to both sides of the marital equation allows spouses to understand each other in a whole new way.With loads of humor and practical advice, the Babyproofers will guide first-time parents and veterans alike around the rocky shores of the early parenting years. Don't fall prey to common relationship pitfalls: Babyproof Your Marriage!

    Taking the nation by storm, with appearances ranging from The Oprah Winfrey Show Stephanie Nelson has shown countless women and men how to save thousands of dollars by becoming savvy coupon clippers-without sacrificing nutrition or quality. Now, in The Coupon Mom's Guide to Cutting Your Grocery Bills in Half, Nelson demonstrates all of the tricks of the trade-beyond coupons and tailor-made for a variety of shopper lifestyles. Whether you're a "busy" shopper and have only a small amount of time each week to devote to finding the best deal; a "rookie" shopper who is ready to put more effort into cutting bills; or a seasoned "varsity" shopper who is looking for new ways to get the deepest discounts possible, this book offers techniques thatw ill make it easy to save money at any level and on any timetable. Extending her Strategic Shopping protocols to mass merchandisers, wholesale clubs, natural-food stores, drugstores, and other retailers, Nelson proves that value and variety can go hand in hand. With meal- planning tips, recipes, and cost-comparison guides, as well as inspiring real-life stories from the phenomenal Coupon Mom movement, this is a priceless guide to turning the checkout lane into a road of riches.

    The result is a funny and thought-provoking playbook for contemporary families, with more than 200 useful strategies, including: the right way to have family dinner, what your mother never told you about sex (but should have), and why you should always have two women present in difficult conversations… Timely, compassionate, and filled with practical tips and wise advice, Bruce Feiler’s The Secrets of Happy Families: Improve Your Mornings, Rethink Family Dinner, Fight Smarter, Go Out and Play, and Much More should be required reading for all parents.

      Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.   Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.  I Will Teach You to Be Rich will show you: • How to crush your debt and student loans faster than you thought possible • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too • How to talk your way out of late fees (with word-for-word scripts) • How to save hundreds or even thousands per month (and still buy what you love) • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free • The exact words to use to negotiate a big raise at work  Plus, this 10th anniversary edition features over 80 new pages, including: • New tools • New insights on money and psychology • Amazing stories of how previous readers used the book to create their rich lives   Master your money—and then get on with your life.

    In one of the most useful advances in parenting techniques of the past twenty-five years, Dr. Karp reveals that toddlers, with their immature brains and stormy outbursts, should be thought of not as pint-size people but as pintsize...cavemen. Having noticed that the usual techniques often failed to calm crying toddlers, Dr. Karp discovered that the key to effective communication was to speak to them in their own primitive language. When he did, suddenly he was able to soothe their outbursts almost every time! This amazing success led him to the realization that children between the ages of one and four go through four stages of "evolutionary" growth, each linked to the development of the brain, and each echoing a step in prehistoric humankind's journey to civilization: - The "Charming Chimp-Child" (12 to 18 months): Wobbles around on two legs, grabs everything in reach, plays a nonstop game of "monkey see monkey do."- The "Knee-High Neanderthal" (18 to 24 months): Strong-willed, fun-loving, messy, with a vocabulary of about thirty words, the favorites being "no" and "mine."- The "Clever Caveman" (24 to 36 months): Just beginning to learn how to share, make friends, take turns, and use the potty.- The "Versatile Villager" (36 to 48 months): Loves to tell stories, sing songs and dance, while trying hard to behave. To speak to these children, Dr. Karp has developed two extraordinarily effective techniques: 1) The "fast food" rule--restating what your child has said to make sure you got it right;2) The four-step rule--using gesture, repetition, simplicity, and tone to help your irate Stone-Ager be happy again. Once you've mastered "toddler-ese," you will be ready to apply behavioral techniques specific to each stage of your child's development, such as teaching patience and calm, doing time-outs (and time-ins), praise through "gossiping," and many other strategies. Then all the major challenges of the toddler years--including separation anxiety, sibling rivalry, toilet training, night fears, sleep problems, picky eating, biting and hitting, medicine taking "-- "can be handled in a way that will make your toddler feel understood. The result: fewer tantrums, less yelling, and, best of all, more happy, loving time for you and your child. "From the Hardcover edition."

    The problem is, businesses are run by humans, and humans aren't always logical. Serial entrepreneur Mike Michalowicz has developed a behavioral approach to accounting to flip the formula: Sales - Profit = Expenses. Just as the most effective weight loss strategy is to limit portions by using smaller plates, Michalowicz shows that by taking profit first and apportioning only what remains for expenses, entrepreneurs will transform their businesses from cash-eating monsters to profitable cash cows. Using Michalowicz's Profit First system, readers will learn that:- Following 4 simple principles can simplify accounting and make it easier to manage a profitable business by looking at bank account balances.- A small, profitable business can be worth much more than a large business surviving on its top line.- Businesses that attain early and sustained profitability have a better shot at achieving long-term growth.With dozens of case studies, practical, step-by-step advice, and his signature sense of humor, Michalowicz has the game-changing roadmap for any entrepreneur to make money they always dreamed of.

    This account of how he succeeded, and how he was able to construct the life he'd always wanted, will inspire readers to put his ideas to work in their own lives." -Gretchen Rubin, author of the #1 New York Times best seller, THE HAPPINESS PROJECT "The Simple Dollar paves the way to an uncluttered financial and richly rewarding life. Trent's experiential advice prepares readers for the expected-and most importantly the unexpected-complexities of the modern economic world. Live debt free, mind the gap, and find a framework to get the secure and happy life you desire." -Erin Rooney Doland, author of Unclutter Your Life in One Week and Editor-in-Chief, Unclutterer.com "If you feel like your finances are out of control, read The Simple Dollar. Trent Hamm burns with the unforgettable fire of someone who has gone from debt to wealth, and this book can inspire you to do the same." -J.D. Roth, author of Your Money: The Missing Manual and editor of GetRichSlowly.org The Simple Dollar can change your life. Trent Hamm found himself drowning in consumer debt, working in a job he couldn't stand... and figured out how to escape that debt and build the fulfilling career he'd always dreamt about, all at the same time. Hamm shared his experiences at TheSimpleDollar.com--and built it into one of America's top personal finance websites. Now, The Simple Dollar is a book: packed with practical tips, tools, and lessons you can use to transform your life, too. This isn't just "another" personal finance book: it's profoundly motivating, empowering, practical, and 100% grounded in today's American realities. Trent Hamm will show you how to rewrite the rules, creating healthier relationships with money... and with your loved ones, too. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness--no matter what happens to the economy. - Escape the plastic prison, and stop running to stand still 5 simple steps to eliminate credit card debt... and 5 more to start moving forward - Shift your life's balance towards more positive, stronger relationships Learn how to put the golden rule to work for you - Discover the power of goals in a random world Then, learn how to overcome inertia, and transform goals into reality - Navigate the treacherous boundaries between love and money Move towards deeper communication, greater honesty, and more courage

    Covey presents a practical and philosophical guide to solving the problems--large and small, mundane and extraordinary―that confront all families and strong communities. By offering revealing anecdotes about ordinary people as well as helpful suggestions about changing everyday behavior, The 7 Habits of Highly Effective Families shows how and why to have family meetings, the importance of keeping promises, how to balance individual and family needs, and how to move from dependence to interdependence. The 7 Habits of Highly Effective Families is an invaluable guidebook to the welfare of families everywhere.

    . . but what should you do with what they’ve left behind? Professional estate liquidator Julie Hall provides essential guidance for any executor, heir, or beneficiary.You’ve heard the horror stories: arguments over stuff, an inheritance lost forever when easily deceived parents are scammed, siblings estranged, an adult heir taken from daily responsibilities for months because of the enormous task of clearing out a childhood home. It doesn’t have to be that way.The Estate Lady, professional estate liquidator Julie Hall, knows what to do. Whether your parents are still living or you’re caught in the middle of a crisis, Inheriting Clutter has solutions. Hall provides trustworthy counsel on how to:Divide your parents’ estate with peace of mindMinimize fighting with siblings during the estate settlement processClear out the family home in thirty days or lessIdentify potential items of value in the homeHave “that conversation” with your parentsPrepare your own children for the futureThe Estate Lady offers guidance for any executor, heir, or beneficiary, sharing some of her most fascinating stories as well as helpful checklists of the things that need to be done now and at the time of your loss.Inheriting Clutter gives you practical, effective steps for liquidating and distributing your parents’ assets in a way that both honors them and promotes family harmony for generations to come.

    “Just a mom?” There’s no such thing. Motherhood isn’t a second-rate occupation. It is a career that can maximize your talents and strengths to their fullest. Look past the surface of mothering—the endless tasks and frantic pace—to the incredible skills required to raise your children while nurturing your marriage. The truth is clear: You’re a professional in one of the most dignified, demanding, and rewarding fields any woman can find. Upbeat, candid, and engaging, Professionalizing Motherhood will do more than help you radically redefine how you see yourself. It will guide you toward practical development as a career woman who specializes in the home. Jill Savage helps you determine a strategy and set goals for professional training and growth. From the foundational to the practical, you’ll learn about Establishing your mission Developing a network of “coworkers” Discovering your value in Christ How marriage and mothering work together Organizational and homemaking basics Taking care of your personal needs Professionalizing Motherhood casts a fresh and meaningful vision for mothering as a worthy career choice for this season of your life.

    Astro and Danielle Teller know better than most that finding the right partner in life doesn’t always happen the first time around. Through their own divorces they learned how widely held cultural assumptions and misinformation that nobody thinks to question—what they refer to as “sacred cows”—create unnecessary heartache for people who are already suffering through a terrible time. Do you think, for example, that the divorce rate in the United States is rising? Or that children are harmed by divorce? Most people do, but it turns out that neither of these notions is supported by the data. Combining the rigor that has established them as leaders in their respective fields along with a dose of good-natured humor, the Tellers ask readers to take a fresh look at seven common sacred cows: the Holy Cow, the Expert Cow, the Selfish Cow, the Defective Cow, the Innocent Victim Cow, the One True Cow, and the Other Cow. This is not a book that is “for” marriage or “for” divorce, but “for” the freedom to decide how to live most honestly and happily either as part of a couple or a single person.In the same way that Esther Perel’s bestselling Mating in Captivity gave couples a fresh perspective on their married life, so Sacred Cows invites reader to question assumptions and conventional wisdom. It offers a smart, insightful, and sympathetic view for those in a marital crisis, marriage counsellors, or anyone looking to gain a fresh perspective on one of our most cherished and misunderstood institutions.

    You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    We're flooded with so much practical information that we wonder if we're choosing the right way. And we may be missing the one thing God really wants us to give to our children: His life. God doesn't include a divine methodology for parenting in the Bible, but He does provide principles that can enable any faithful parent to bring His life into the life of their home.In The Lifegiving Parent, respected authors and parents Clay and Sally Clarkson explore eight key principles--heartbeats of lifegiving parenting--to shed light on what it means to create a home where your children will experience the living God in your family. Now parents of four grown children--each with their own unique personality and gifts--Sally and Clay have learned (sometimes the hard way!) that the key to shaping a heart begins at home as you foster a deep and thoughtful God-infused relationship with each child. Filled with biblical insight and classic Clarkson stories, The Lifegiving Parent will equip you with the tools and wisdom you need to give your children much more than just a good Christian life. You'll give them the life of Christ. (Don't miss the companion piece, The Lifegiving Parent Experience!)