You will be mentored in these sessions by Steve Scott, a man who has not only made millions himself, but has helped dozens of others make millions as well.

    Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book:IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals.IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement.IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

    Because if you're looking for a book to put you on an austerity savings plan that has you giving up vacations and lattes, you're out of luck. But if you're looking to get your finances in rock-hard shape--in less time than it takes to finish a workout--then Alexa von Tobel, Founder and CEO of LearnVest, has your back.How? Through the LearnVest Program. First, you'll take stock of where you stand today. Then, you'll create your customized 50/20/30 plan. 50/20/30 simply refers to the percentage breakdown of how to spend your take-home pay each month. The 50 gets the essentials out of the way so you don't have to stress about them. The 20 sets your foundation for the future, then the 30 is left to spend on the things that bring happiness to your life.By the time you're finished reading this book, you'll walk away with a financial game plan tailored to your priorities, your hopes and dreams, and your lifestyle. And, because von Tobel and the team at LearnVest are experts at financial planning in the online era, you'll also learn how to integrate your financial plan into your mobile, social, digital life. Like your own personal financial planner between two covers, this book will set you up for a secure, worry-free money future, without having to give up things you love.So toss those old-school financial guides out the window, and get ready to start living your richest life.

    First Latin American. And a new pope who chose as his first act a simple request: please pray for me.The recent resignation of Pope Benedict XVI took the world by surprise and for good reason. More than 600 years had passed since a pope last left his post.Jorge Mario Bergoglio, now Pope Francis, is a man of prayer, a man of action, and a humble man who has always promoted others over himself. In fact, it was Bergoglio who bowed out of the running in the papal election of 2005 to facilitate the rise of Benedict XVI.However, the new pope faces a Catholic Church in crisis--a church that has lost the media pull of John Paul II and is still hounded by pedophile scandals and the filtration of documents from former papal administrations. His first year may not be an easy one, but neither this man nor the church itself has ever shied away from the challenges thrust upon them.Pope Francis is austere and simple but has vast theological training. He is a man of his time but one who also travels by subway and bus just like any other citizen. Tirelessly fighting poverty and marginalization, he is a beacon of hope for the poor, persecuted sectors of the church. Has a Catholic spring finally arrived after a very long winter?Francis is the complete biography of a humble man who has suddenly become one of the most powerful and influential men on the planet.

    This book helps you uncover and embrace the hope, laughter, and joy of using your unique gifts to parent your children.Life as a mom is LOUD, but you long for quiet.When the volume of family life clashes with your personality, frustration, guilt, and overwhelm naturally result. In Introverted Mom, author Jamie C. Martin lifts these burdens from your shoulders, reminding you that your steady strength is exactly what your family needs in this chaotic world.Jamie shares vulnerable stories from her own life as well as thoughts from other introverted mothers, letting you know you're not alone. Her practical suggestions and creative inspiration are enhanced with quotes and insights from four beloved writers--Louisa May Alcott, Jane Austen, L. M. Montgomery, and Laura Ingalls Wilder. Together, Jamie and this band of fellow introverts share their wisdom on . . .Believing that you're enoughSelf-acceptance that leads to freedomNavigating heartache and disappointmentStretching out of your comfort zoneConnecting with God as an introvertCultivating calm wherever you areDefining for yourself what really mattersWhether you've just realized you're an introvert, or if you've known it all along, this book is for you. It's time to honor who you are and savor life as an introverted mom.*Note: Written from a Christian perspective

    Perhaps nowhere does this impact our lives more profoundly than when we think about raising children--especially teenagers. Where parents often see a sweet boy or girl who has morphed into an incomprehensible bundle of hormones and angst, what we really ought to be seeing is an amazing young adult whose brain is under heavy construction. And changing the way we see our teens will revolutionize our relationships with them. Organized by what we hear teens say--things like "I'm bored," "You just don't understand," "Why are you freaking out?," "I hate my life!," or "Hold on . . . I just have to send this"--this book helps parents develop compassion for their teens and discernment in parenting them as their brains are progressively remodeled. Rather than seeing the teen years as a time to simply hold on for dear life, Dr. Jeramy and Jerusha Clark show that they can be an amazing season of cultivating creativity, self-awareness, and passion for the things that really matter.

    Gelb identified seven aspects of Da Vinci's genius that contemporary readers can emulate and apply in their own lives. Now, in WORK LIKE DA VINCI, Gelb adapts these principles to the specific demands of the workplace, sharing the innovative solutions to contemporary corporate and career challenges that have kept him in constant demand as a top-tier speaker and consultant to Fortune 500 clients. In Gelb's expert perspective, Da Vinci's genius can be distilled into seven principles for the business listener: Ask the right questions (Curiosit�) Put your answers to work (Dimostrazione) Develop your business senses (Sensazione) Turn uncertainty into opportunity (Sfumato) Strike a profitable balance (Arte/Scienza) Integrate for success (Corporalit�) Make the break-through connection (Connessione) These principles will help you tackle such timeless business challenges as: leadership; innovation; teamwork; strategic planning; decision-making; managing change and uncertainty; giving powerful presentations; giving and receiving feedback; and more.

     You were meant for more. Your money was meant for more. You and your money are meant for an exciting, adventurous, and satisfying purpose. God designed you, not to be a hoarder, but a conduit through which His generosity flows. In The Money Challenge, Art Rainer takes you on a journey to financial health. But it is not simply for the sake of financial health. The Money Challenge was written to help experience God’s design for you and your finances. Welcome to the adventure. Welcome to The Money Challenge.

    But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly- How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!

    It gives people things to DO not to BE. No 'psycho-babble', 'religion', or 'feel-good frills'. Just straight up advice from a guy who has screwed up and learned how to make his marriage work through hard times. Marriage isn't a game of chance. Are you willing to put your chips on the table and go 'all in' to win and keep your wife's heart? This book shows you how.

    The result is children who have no standard of right and wrong, who lack discipline, and who look to their peers and the Internet for direction. Sax shows how parents must reassert their authority - by limiting time with screens, by encouraging better habits at the dinner table, and by teaching humility and perspective - to renew their relationships with their children. Drawing on nearly thirty years of experience as a family physician and psychologist, along with hundreds of interviews with children, parents, and teachers, Sax offers a blueprint parents can use to help their children thrive in an increasingly complicated world.

    The earlier we choosetosave(R), the sooner we can stop saving, and the later we start saving the more we need to know in order to catch up. What you need to know; where you can find the answers; how you can take action. It is all here." -Dallas Salisbury, CEO, Employee Benefit Research Institute and American Savings Education Council (www.choosetosave.org) "Bookstores are full of tomes advising people how to save for retirement, yet millions of people are still hopelessly confused about what they should do. Gail MarksJarvis breaks it down into simple steps that anyone can do to ensure a more comfortable retirement. Read this book and prosper!" -Liz Pulliam Weston, MSN Money Personal finance columnist and best-selling author of Your Credit Score "This book offers a sensible, sophisticated approach for tackling the daunting challenge of saving for retirement. The good news? You can retire-without living on canned food or buying lottery tickets-if you follow Gail's realistic strategies for saving, investing, and ultimately spending money in retirement." -Susan Tompor, Detroit Free Press "You can wallpaper a warehouse with all of the awful investment advice offered up every year in newspapers, magazines, and books. One of the most difficult tasks is to separate the get-rich-quick hype from the truly worthwhile knowledge that will make you wealthy over time. I'm thrilled to say that Gail MarksJarvis has cut through the claptrap of investment cacophony and provided not only a solid plan for retirement saving, but a realistic, common-sense approach to personal finance in general. This is a triumph." -John F. Wasik, Bloomberg News personal finance columnist and author, The Merchant of Power Drawn from responses to questions from over 20,000 readers of the author's personal finance columns. Over the years, Chicago Tribune financial columnist Gail MarksJarvis has taken the time to listen and respond to thousands of her readers about the issues, questions, and concerns that are most important to them. Saving and investing for retirement has never been more important...and with this book, it's never been clearer what you need to do and how to do it. Don't wait another day! Discover...How much you'll need and how to get there...even if you've fallen behind Exactly how to set up IRAs, 401(k)s, or 403(b)s in minutes and pocket your tax money How to harness the money-making power of the stock market How to pick the right mutual funds confidently with simple strategies and specific recommendations Incredibly easy, safe investing strategies based on professional money-management techniques "Gimmick-free" investing shortcuts that won't backfire on you How to keep debt from making you poor How to get reliable help if you need it...and avoid incompetents or scam artists How the new 2006 pension laws affect you MarksJarvis eliminates the insider jargon, confusion, and math...takes the mystery out of the stock market...simplifies investing techniques...answers all your questions...clears away every obstacle in your way so you make money without taking foolish risks. She's already done it for millions, in the nation's top newspapers and most popular financial radio and TV shows. Now, she'll do it for you, too! Introduction 1 Start Investing Early, or Start Now 1 2 Know What You'll Need 9 3 Savings on Steroids: Use a 401(k) and an IRA 39 4 An IRA--Every American's Treasure Trove 59 5 IRA Decisions: How to Start, Where to Go 65 6 Why the Stock Market Isn't a Roulette Wheel 89 7 What's a Mutual Fund? 105 8 Making Sense of Wacky Mutual Fund Names 115 9 Know Your Mutual Fund Manager's Job 127 10 The Only Way that Works: Asset Allocation 151 11 Do This 163 12 How to Pick Mutual Funds: Bargain Shop 181 13 Index Funds: Get What You Pay For 189 14 Simple Does It: No-Brainer Investing with Target-Date Funds 209 15 Do You Need a Financial Adviser? 219 Index 229

    If you’re feeling your good marriage is starting to show a little wear, zero in on those imperfections, right? WRONG! Focus on what’s going well! Enhance the good aspects of your marriage and build on the solid foundation you already have. Dr. Orbuch debunks many common marriage myths and you’ll find out who needs more compliments—men or women. Who falls in love faster—women or men? With engaging quizzes and checklists; easy-to-use tips; and new takeaways on compatibility, fighting fair, and relationship ruts, 5 Simple Steps to Take Your Marriage from Good to Great will give you perfect ways to say “I love you” and show you how to reignite the passion in your relationship. You’ll find out why it’s okay to go to bed mad and why you don’t want to engage in kitchen sinking! The advice in this smart, entertaining book will help you put the excitement back in your marriage in no time, and you’ll be amazed at how easy it will be. 5 Simple Steps to Take Your Marriage from Good to Great is based on the findings of a groundbreaking study directed by Dr. Orbuch, and funded by the National Institutes of Health. The study—of the same 373 married couples—began in 1986 and continues today. Dr. Orbuch is a professor, a renowned therapist, and a nationally recognized relationship expert known as The Love Doctor®.

    Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly. It begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage. There are no gimmicks, no magical thinking—just an easy-to-follow program that works.

    Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like:How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope).How to buy a superior education on the cheap and graduate debt-free.Why it’s smarter to cash out your IRA to pay off your mortgage.Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket.    Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.