In this myth-shattering book, a leading business journalist exposes the shocking gap between personal finance and public image, and reveals how Americans are caught in the trap of living beyond their means.

    Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side.Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other "clever girls" Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.

    But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly- How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!

    By revealing how top investors and traders think and act Steven Sears shows the stock market to be an undulating ocean of money, with seasoned investors reading the waves others cannot.Teaching readers to think about the market in radically different ways, "The Indomitable Investor" shows how to improve returns--and, just as importantly, avoid losses--with disciplines deployed by people who almost always do exactly the opposite of what Wall Street says to do.Laying bare great fallacies, the book explains that non-professional investors wrongly think the stock market is a place to make money, which is what Wall Street wants them to try to do. "The Indomitable Investor" says otherwise and shows how Wall Street's best investors have a completely different focus.Explains the critical ideas and insights of top traders and investors in language anyone can understand and implementPacked with material rarely shared off Wall Street that is used every day by professional investorsIntroduces the 17 most important words on Wall StreetTeaches critical skills, including: How to increase returns by focusing on risk, not potential profits; how to use the stock market's historical patterns to optimize investment decisions; understanding key relationships between stocks and the economy that predict what will happen to stocks and the broader market; how to increase mutual fund returns with an easy adjustment that redirects the bulk of profits to you--not mutual fund companies, and how to analyze information like seasoned investors to move beyond "statement of the obvious" news reports that turn ordinary investors into Dumb MoneyAccessible to readers of all backgrounds, including those with a limited understanding of investing, "The Indomitable Investor" will change how investors view the stock market, Wall Street, and themselves.

    This book foregoes the sensational, headline-grabbing stories about the few billionaire hedge fund managers to reach the top of the field. Instead, it focuses on the much more common travails of start-ups and small investment firms. The successes and failures of a talented group of competitive managers—all highly educated and well trained—show what it takes for managers and allocators to succeed. These accounts include lessons on funding, team development, strategy, performance, and allocation. The hedge fund industry is concentrated in the largest funds, and the big funds are getting bigger. In time, some of these funds will not survive their founders and large sums will get reallocated to a broader selection of different managers. This practical guide outlines the allocation process for fledgling funds, and demonstrates how allocators can avoid pitfalls in their investments. So You Want to Start a Hedge Fund also shows how to: Develop a sound strategy and raise the money you need Gain a real-world perspective about how allocators think and act Structure your team and investment process for success Recognize the patterns of successful start-ups The industry is approaching a significant crossroads. Aggregate growth is slowing and competition is shifting away from industry-wide growth, at the expense of traditional asset classes, to market share capture within the industry. So You Want to Start a Hedge Fund provides guidance for the little funds—the potential future leaders of the industry.

    He is an ordinary person with a knack for identifying trends and discovering great investments hidden in everyday life. In early 2007, he invested $20,000 in the stock market, and in three years it grew to just over $2 million. With Laughing at Wall Street, you'll see: -How Facebook friends helped a young parent invest in the wildly successful children's show, Chuggington--and saw her stock values climb 50% -How an everyday trip to 7-Eleven alerted a teenager to short Snapple stock--and tripled his money in seven days -How $1000 invested consecutively in Uggs, True Religion jeans, and Crocs over five years grew to $750,000 -How Michelle Obama caused J. Crew's stock to soar 186%, and Wall Street only caught up four months later! Engaging, narratively-driven, and without complicated financial analysis, Camillo's stock picking methodology proves that you do not need large sums of money or fancy market data to become a successful investor.

    You'll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible!This book is based on the largest study EVER conducted on 10,000 U.S. millionaires--and the results will shock you! You'll learn that building wealth has almost NOTHING to do with your income or your background! It doesn't matter where you come from. It matters where you're going.Most people think it takes crazy investing knowledge, a giant salary, a streak of luck, or a huge inheritance to become a millionaire. But that couldn't be further from the truth! Here's what you need to understand: if you're willing to do the work--if you'll follow the stuff we teach, if you'll commit to our plan--then you CAN become a millionaire.

    MICHAEL GEAR, COMES AN ENTIRELY NEW TYPE OF WESTERN - A CONTEMPORARY APOCALYPTIC WESTERN.For anthropology graduate student Sam Delgado, headed to the wilds of Wyoming, this is his last chance to save his graduate career. He and his urban classmates see this as the adventure of a lifetime: They are going to horse-pack in the wilderness to map and test a high-altitude archaeological site.Until a cyber attack collapses the American banking system, and an already fractured nation descends into anarchy and chaos. All credit frozen, Sam and his archaeological field school is trapped in their high-altitude camp. With return to the East impossible, Sam, the woman he has come to love, and the rest of the students must rely on hard-bitten Wyoming ranchers for their very survival.Guided only by an illusive Shoshone spirit helper, Sam will discover the meaning of self-sacrifice. Even at the cost of his life.Haunting, provoking, frightening and prescient - in the end, all that stands between civilization and barbarism is one young man's courage and belief in himself."Gear is a master when it comes to vividly described settings: you can smell the smoke, hear the wind in the trees, and feel the cold."

    Until his sweet childhood friend Georgie White anxiously confesses his family believe they’re engaged. Matias never does anything by halves, if they’re going to pretend, he’s all in. Whisking Georgie to his sprawling coastal mansion, he’ll ensure everyone believes their charade. But discovering Georgie’s true innocence, suddenly makes their fake relationship feel unexpectedly—deliciously!—real…Billionaire’s MediPregnant by Wedding Night Reunion in Greece by Annie West Emma Piper’s just promised to love, honour and cherish Greek tycoon Christo Karides…but then she overhears him admitting he married her purely for convenience. Bolting to her family’s beautiful Corfu villa, Emma doesn’t expect Christo to follow—especially, with seduction in mind! Their intense attraction promises an explosive reunion. Will a night in her husband’s bed show Emma there’s more to their marriage than just convenience…? Pregnant by the Commanding Greek by Natalie Anderson Powerful Greek Leon Kariakis is not accustomed to being challenged—least of all by an impulsive woman who’s mistaken his identity. Yet warm-hearted Ettie Roberts is a breath of fresh air, and Leon can’t resist indulging in a night of tantalizing pleasure! But Ettie’s pregnancy bombshell demands action. Leon’s heir will not be born out of wedlock, so Ettie must say ‘I do’… Billionaire’s Mediterranean Proposal by Julia James To convince everyone he’s off limits, Tara Mackenzie agrees to pose as billionaire Marc Derenz’s girlfriend. It’s purely for show, until the Cote d’Azur rumour mill leaves the world convinced they’re engaged! Resisting Marc’s infuriatingly addictive charm was hard enough before, but becoming his fiancée pushes their desire to new heights. Now Tara’s so deep in their Mediterranean fantasy, dare she believe it could ever be more…?

    A strategy that’s not pie-in-the-sky and not just a bunch of theory, but rather a systematic plan that is backed up with real numbers showing it clearly beating the S&P 500 over time. A trading strategy that’s understandable, repeatable, that works and works simply.Anyone can do this. In simple-to-understand language, you’ll discover---- The six ETFs that power the strategy, and why.-- The simple technique for identifying which of those ETFs to buy, and which to sell. And most importantly, when.-- How $5,000 can end up $1,000,000 in your retirement portfolio.-- How to protect your portfolio during market downturns with a simple cash trigger.-- In short, how to earn an average of 12% annually in the stock market with minimal trading, less volatility, and less risk.Beat "The Street" in just 20 minutes.If you have 20 minutes a month and a computer, you can turn any investment amount into a steadily growing compounding machine that will make you the envy of Mad Money’s Jim Cramer and 99% of all mutual fund managers.Make just 2-4 trades one day a month. The strategy tells you what ETFs to buy and what to sell. That’s it. Then turn off the computer and go live your life.

    even from beyond the grave! All-new BONUS FEATURES include: the complete SCREENPLAY of the feature film and hundreds of on-set/behind-the-scenes PHOTOS giving you an inside glimpse of the making of the film!OFFICER DOWNE is (TM) and (c) Joe Casey & Chris Burnham, 2010. All Rights Reserved.

    It's her job to sift through the refuse and waste of the silo and sort it for recycling. On her own time, Leah loves to make homemade paper and she lives to write stories. She just happens to be living in an underground silo full of mysteries and questions, in a dystopian world that has been destroyed by mankind... and the two things she loves to do most are both illegal.REFUSE is a short story of about 10k words (about 60 pages) that takes place in the world of Hugh Howey's bestselling WOOL saga. It is the first of a three part series that will make up The Silo Archipelago. Written with Hugh's permission, Refuse examines the issues of control, tyranny, and censorship through the lens of history. Throughout time, dissident writers have used paper and words as weapons of war against both governments and really bad ideas. REFUSE, in the spirit of A Day in the Life of Ivan Denisovitch and The Gulag Archipelago, examines what would happen if there were literary dissidents in the silos of Hugh Howey's WOOL.

    but it doesn't have to be. Using the advice and wisdom of 75 successful entrepreneurs, let this book be the roadmap to more success, wealth and fulfillment in your life. The experts highlighted in this book are now iconic investors, super successful entrepreneurs, financial planners, bestselling authors, and more, but they didn't start out that way. They are living proof that you can truly come from any background or situation to ultimately reach a high level of success. All that it takes to find true wealth are the simple actions laid out in this book. This step-by-step guide teaches: - The money secrets of the rich - How to reprogram your mind for massive success - The common traits and skills of the wealthy - A money plan and list of priorities to focus on - The key mistakes that are holding you back - Where to begin so you can take your finances and career to the next level As successful entrepreneur David Wood says, "Wealth is a choice." The choice is yours to make. Take control. Make money. Live wealthy. For free training videos & resources for the book, visit: MakeMoneyLiveWealthy.com

    This lively, no-nonsense financial guide explains:How much of your income to saveHow to avoid the perils of credit card debtHow to create a budget you can live with (and still have fun!)How to invest widely using a keep-it-simple planHow to deal with real-life situationsThe sooner you apply the financial concepts highlighted by Manisha Thakor and Sharon Kedar, the more likely you'll achieve common life goals--all free from financial stress.

    Traditional retirement advice usually boils down to saving more, sacrificing more, and settling for less. This approach makes people dependent on systems outside their control, such as the market, economy, and investment returns. The result: people lose power over determining their life. What sets Rock Retirement apart is its holistic approach to helping people take back control and act intentionally towards the life they want. It addresses the fears, hopes, and dreams that people have about retirement, goes way beyond the numbers, and shows them how to balance living well today and tomorrow.