And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

    . . but what should you do with what they’ve left behind? Professional estate liquidator Julie Hall provides essential guidance for any executor, heir, or beneficiary.You’ve heard the horror stories: arguments over stuff, an inheritance lost forever when easily deceived parents are scammed, siblings estranged, an adult heir taken from daily responsibilities for months because of the enormous task of clearing out a childhood home. It doesn’t have to be that way.The Estate Lady, professional estate liquidator Julie Hall, knows what to do. Whether your parents are still living or you’re caught in the middle of a crisis, Inheriting Clutter has solutions. Hall provides trustworthy counsel on how to:Divide your parents’ estate with peace of mindMinimize fighting with siblings during the estate settlement processClear out the family home in thirty days or lessIdentify potential items of value in the homeHave “that conversation” with your parentsPrepare your own children for the futureThe Estate Lady offers guidance for any executor, heir, or beneficiary, sharing some of her most fascinating stories as well as helpful checklists of the things that need to be done now and at the time of your loss.Inheriting Clutter gives you practical, effective steps for liquidating and distributing your parents’ assets in a way that both honors them and promotes family harmony for generations to come.

    For millions of mothers and fathers, however, anticipation turns to anxiety when those initial, all-important words are a long time coming. Many worried parents are reassured that their child is just a late talker, but unfortunately, all too often that is not the case. Nineteen million children in the United States have serious speech disorders, such as apraxia of speech. For these toddlers, early and intensive speech therapy is crucial if they are to stand a chance of ever speaking normally. This book was written to help the worried parent cut through the confusion and stress to determine if their child needs help.The Late Talker is the first book of its kind, providing effective, practical answers to the questions every concerned parent asks. Written by Marilyn C. Agin, a highly respected developmental pediatrician, and Lisa F. Geng, a mother of two late talkers, it is a tremendously useful handbook that includes:- Ways to identify the warning signs of a speech disorder- Information on how to get the right kind of evaluations and therapy- Ways to obtain appropriate services through the school system and health insurance - Fun at-home activities that parents can do with their child to stimulate speech- Groundbreaking evidence of the promising and dramatic benefits of nutritional supplementation- Advice from experienced parents who've been there on what to expect and what you can do to be your child's best advocate

    However, it's not the adversity, but how we react to it that will determine the joy and happiness in our lives. During tough times, do we spend too much time feeling sorry for ourselves, or can we, with gratitude...learn how to dance in the rain?It almost sounds too simple to feel important, but one word...gratitude, can change your attitude, and thus your life, forever. Sarah Breathnach said it best..."When we choose not to focus on what is missing from our lives but are grateful for the abundance that's present... We experience heaven on earth."Mac Anderson and BJ Gallagher have written a classic on "the awesome power of gratitude." No matter what your circumstances are, you cannot read this book and not feel extremely blessed.Learning to Dance in the Rain is an inspiring and beautiful book full of wonderful stories, quotes, poems and insight to help you reflect on the positives in life. A wonderful book to give to someone in need of encouragement - it can take you from feeling down to feeling blessed.

    Laid-back investing is not only easier, it can actually make you richer.Learn how to kill off debt, curb spending, find your best KiwiSaver fund, save painlessly, buy a house or be happy not buying one, and move confidently towards and through retirement (hint: you don't need $1 million). You'll also learn why it's best to 'set and forget' your investments. And why, beyond a certain point, having more money is not the key to happiness.Unlike many writers of finance books, Mary is not selling anything (except this book!). She just wants you to do well. She's on your side.'Mary has that rare ability to cut through the jargon to what really matters. She combines expert wisdom and real-world insights, with fantastic results!'DIANE MAXWELL, RETIREMENT COMMISSIONER'Mary Holm is in the first rank of New Zealanders offering simple and wise advice to those who want to take effective steps to secure their future financial wellbeing. This straightforward guide should help ordinary Kiwis navigate their way through the various traps they can fall into.'SIR MICHAEL CULLEN, FORMER DEPUTY PRIME MINISTER and MINISTER OF FINANCE

    She says, "If you're going reach your highest potential in life, you're going to have to develop the ability to see beyond where you are right now." Through empowering, uplifting stories and biblical teachings, Victoria will encourage you to set your mind and intent towards the important things in life with seven exceptional practices:Keep your memory box full of encouragementLift up your eyesKnow that you are chosenLove wellKeep your accounts shortLive in your space of gratitudeStart your day off rightLive encouraged, live empowered, and live intentional, and see the new and exciting things God has in store for you.

    Whether you just want to create a neutral, “business” partnership with the “other woman” in your life—or actually, gulp, become friends—they show you how to reach your goal through ten powerful steps.

     Your Best Year Yet reveals 7 simple ways to shift your thinking so you can: • Make better decisions; • Form better habits; • Manage your time better; and • Be the very best version of you. ADVANCE PRAISE FOR YOUR BEST YEAR YET "Loved it! So easy to read…like talking to a wise friend…and so “now” and current. Thank you…will adjust my thinking!!" —Ashley B "This advice is gold and I love how you’ve made it easy to read." —Kylie s "Fantastic. I found it really made me think about how important my mindset is to each and every day. When I finished reading it, I felt like standing and ‘Woop Wooping’ like Julia Roberts!" —Jodi G NOW IT'S YOUR TURN TO HAVE YOUR BEST YEAR YET. LET'S GO!

    That’s why, with obesity rates soaring and fitness levels declining, he wants to give everyone an all-access pass to his premium plan for lifelong fitness. In Formula 50, the mega-successful entertainer and entrepreneur unleashes the power of metabolic resistance training (MRT), the key ingredient that has helped him achieve the famously buff physique that makes his music videos sizzle.Through MRT, 50 Cent’s fitness plan breaks down the barriers between traditional weight training and cardio workouts, accelerating fat loss while building muscle and improving overall fitness. Designed for a six-week rollout for total mind-body transformation, the Formula 50 regimen builds willpower while it builds physical power. In addition to motivation, nutrition is another key element; readers will discover the unique dietary combinations that fuel 50 Cent’s workouts. Coauthored with Jeff O’Connell, health journalist and editor-in-chief at Bodybuilding.com (the world’s largest fitness website), the book delivers a payoff that goes beyond six-pack abs and flab-free pecs: This is a fitness plan that boosts energy, endurance, flexibility, and mobility. The result is a body you’ve always dreamed of—and the mindset to attain the rest of your dreams.

    Learn the Alphabet and pronunciation as well as useful phrases in 8 categories, such as greetings, travel and directions, making friends to business and emergencies. Download, read and enjoy your vacation like never before.

    It offers hundreds of tips, warnings, and anecdotes from experienced educators--all in one warm and charming package. Benefit from their wisdom: ""Principals love a heads-up on both good and bad news. It only makes you look good if you keep the principal in the loop. Don't hide in your classroom "" --Fifth grade teacherLearn from their mistakes: ""Don't put off returning phone calls of a pushy parent. The longer you wait, the longer they have to think of new questions "" --U.S. History and Government teacherAnd remember that humor conquers all: ""When you're having a hard day, remember why you became a teacher in the first place. My neighbors wouldn't listen to me talk about environmental science, so I had to find a captive audience "" --Environmental Science teacher

    If youve ever wanted to attend a David Allen seminar but could not, this is the next best thing. GTDLive is our brand new audio of a full 2-day seminar - packed with insights, tips, and practical applications on GTD or Getting Things Done in a way that only David can tell you. This is a great value at over 50% off the cost of just a one-day seminar! With GTDLive, you receive this recording of a full 2-day seminar that you can listen to over and over again anywhere, anytime. Getting Things Done Live reveals powerful techniques for processing everything in your personal and workplace environments. From email, paperwork, and voice mails to tasks, commitments, and internal thinking.Major topics of the seminar include:Mastering the Five Stages of Workflow;The Productive Experience;Keys to Collecting and Processing your Stuff;Project Thinking;Organizing Email and Filing Systems;Dealing with Procrastination and Setting Priorities; Planning and the Power of Focus; Establishing Your Ideal Scene, Successful OutcomeThe set contains approximately 9 ½ hours of audio recorded live at a large southern California University. It is packaged in a handsome 10-CD boxed set. GTD System Guides; the core principles of GTD, referenced in the recording, are presented on laminated cards for easy reference.

     During a single historic weekend (September 12-14, 2008) the fate of Lehman Brothers was sealed, Merrill Lynch barely survived, and AIG became a ward of the federal government. Top CNBC anchor Maria Bartiromo spent the entire weekend taking frantic phone calls from the most powerful players on Wall Street and in Washington, as they toiled to keep the economy from complete collapse. Those CEOs and dozens of other sources gave Bartiromo behind-the-scenes details unavailable to other members of the media, of the crisis and its aftermath. Now she draws on her high-level network to provide an eyewitness account of the biggest events of the financial crisis including at length interviews with former treasury secretary Henry Paulson, former AIG chairman Hank Greenberg, former Merrill Lynch CEO John Thain, and JP Morgan CEO Jamie Dimon, among many others. Writing with both authority and dramatic flair, Bartiromo weaves a thrilling narrative that will make news. She also tackles the big questions: how did an unmatched period of market euphoria and growth turn sour, catapulting the economy into a dangerous slide? And in the long run, how will the near-catastrophe really change Wall Street?

    This is a story about one couple who made that dream come true. The author shares what it feels like to experience ultimate freedom, and outlines the steps they took to get there. The story includes tales from their travels, social commentary on the state of today's American society, and a simple financial plan that will benefit anyone, regardless of their future goals. Throughout the narrative the reader is treated to dolphins and manatees, pelicans and osprey, blue skies, blue water and white sand beaches. Tropical music plays a role as well. Read how music inspired them to execute their plan. Follow along as they transform from everyday working drones to carefree boat bums and beachcombers. This book will make you rethink how you look at life, and money.

    This is a rare opportunity to hear two luminaries from the field of self-development together for the first time on an audio program.As you absorb the information on these four CDs, you’ll find that you can transform your challenges and concerns into spiritual triumphs; learn the keys to empowering yourself in the midst of change, chaos, and complexity by understanding and applying spiritual principles to your life; and discover the deeper meaning inherent in your daily experiences and see your life as a blueprint for growth and personal evolution.