Time is not. Become financially independent as fast as possible.In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete.Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want.Sabatier offers surprising, counter-intuitive advice on topics such as how to:*  Create profitable side hustles that you can turn into passive income streams or full-time businesses*  Save money without giving up what makes you happy*  Negotiate more out of your employer than you thought possible*  Travel the world for less*  Live for free--or better yet, make money on your living situation*  Create a simple, money-making portfolio that only needs minor adjustments*  Think creatively--there are so many ways to make money, but we don't see them.But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65.Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.

    Graham's philosophy of "value investing" -- which shields investors from substantial error and teaches them to develop long-term strategies -- has made The Intelligent Investor the stock market bible ever since its original publication in 1949.Over the years, market developments have proven the wisdom of Graham's strategies. While preserving the integrity of Graham's original text, this revised edition includes updated commentary by noted financial journalist Jason Zweig, whose perspective incorporates the realities of today's market, draws parallels between Graham's examples and today's financial headlines, and gives readers a more thorough understanding of how to apply Graham's principles.Vital and indispensable, this HarperBusiness Essentials edition of The Intelligent Investor is the most important book you will ever read on how to reach your financial goals.

    Spend less than you earn and clear debt.2. Insure against disaster.3. Build up your savings and invest wisely.You will learn:• How to get out of debt as quickly as possible.• Techniques for good financial control, so you can avoid getting into debt again.• The importance of insurance for laying down a foundation on which to build a solid financial plan, which isn’t washed away by an unexpected disaster.• How to save and invest simply and efficiently so that you can work your way towards future financial freedom.No matter your starting position, or your existing level of comfort with dealing with your money, Pete Matthew’s calm, straightforward and jargon-free approach will appeal to you and help you to set out on the right path.The Meaningful Money Handbook is a practical guide to succeeding with money by cutting out the stuff you don’t need to know, and clarifying the essential things you need to do, to make a real difference to your life.Don’t put it off any longer – pick up this book and start to take a meaningful approach to your money today.

    I hope it helps you too!

    Now in his latest work Banned Manifestation Secrets, Richard Dotts delves even deeper into the spiritual world of manifestations, the Law of Attraction, and the direct shaping of energy to explain how you can create whatever you want in life... every single time, with very few exceptions. Writing from his own personal experience and pitfalls, Dotts shares why the Law of Attraction seems to work beautifully for some people but not for others. Or why it works in certain cases, for certain things, and not for others (for example, the "big" stuff). His study and interpretation of both ancient and modern manifestation traditions may delight and shock you. What most modern self-help and Law of Attraction books teach is essentially a 'watered-down' version of creating one's own reality. They take a very formulaic or recipe-like approach to manifestation: Do this, then that, followed by that... But this is clearly not the way ancient spiritual masters approached manifestations and the creative process. Ancient spritual teachers did not have a fixed formula through which to create. Instead, they used their inner states to shape and influence the energy fields directly. Modern man in a scientific age is trying to do what they did, through lots of affirmations, forcefulness, and rationalizations in a very convoluted way, resulting in lots of wasted and misdirected effort. As Richard Dotts points out in this book, the art of manifesting is not about what you DO. It is about what you FEEL and who you are inside. The key to successful manifestations lies in cultivating an inner state of being that is conducive to allow such manifestations to happen in your own life. What's covered in the book: * The #1 misconception about manifestations and the "Law of Attraction", that is unknowingly perpetuated by every new book or "technique" out there (Once you understand this principle, you'll greatly increase your effectiveness as a "conscious manifestor") * What the ancient spiritual masters (Jesus, Buddha) know about manifestations and creating your own reality* Is it true that certain manifestation principles are secrets and deliberately hidden from the general public? Are they "banned" or forbidden in any way? * 4 ways to state your intention clearly, irrevocably to the Universe (No, this does not involve affirmations or visualizations. Instead, Dotts explains how the Universe picks up on every single one of your intentions... every single time.)* Scientific proof that you REALLY have access to an unlimited stream of income, money, well-being, or anything that you want. If you have never been convinced by the New Age talk about having faith, then you need to read Dotts' scientific answer to this question. * The #1 hurdle to effective manifestations and how to remove it * How to get rid of negative doubts, beliefs, fears and worries which just seem to arise spontaneously along with your desires... thus preventing them from sabotaging your efforts (Dotts explains one easy, and one difficult way to achieve this.) * What happens every single time when your manifestations fail to appear? * Tools to speed up your manifestations and the attraction process* Is action needed / necessary in the manifestation process?

    It is a collection of adages and advice presented in Poor Richard's Almanac during its first 25 years of publication, organized into a speech given by "Father Abraham" to a group of people. Many of the phrases Father Abraham quotes continue to be familiar today. The essay's advice is based on the themes of work ethic and frugality. Some phrases from the almanac quoted in "The Way to Wealth" include: "There are no gains, without pains" "One today is worth two tomorrows" "A life of leisure and a life of laziness are two things" "Get what you can, and what you get hold" "Sloth, like rust, consumes faster than labor wears, while the used key is always bright" "Have you somewhat to do tomorrow, do it today" "The eye of a master will do more work than both his hands" "Early to bed, and early to rise, makes a man healthy, wealthy and wise" "For want of a nail..."

    Many of us begin our twenties burdened with college loan payments, and it's not unusual to end them with even more debt, often in the form of a costly home mortgage. In this debt-bracketed decade, it's crucial to develop solid money-management skills that will see you into your thirties in sound financial shape. The more you learn about saving, budgeting, and other money matters during your twenties, the more solid a foundation you can create--a foundation that will support your financial life for the next seventy years! In this lively and fun book, personal finance expert Peter Dunn offers practical tips and strategies created specifically to address the financial concerns and goals of readers in their twenties. Learn to master the challenges of this crucial decade with YOUR MONEY LIFE: YOUR 20s.

    

    Author, army veteran, and Certified Financial Planner(TM) Jeff Rose modeled this financial survival guide on the Soldier’s Handbook that is issued to all new US Army recruits. Inside the 14 modules that Rose used to systematize his essential elements of financial success, you will learn how to:• Evaluate your position and commit to change • Target and methodically eliminate debt • Clean up your credit report • Create tactical budgets • Build emergency savings • Invest for the short and long term • Determine an affordable mortgage size• And moreComplete with tales from the trenches, useful quizzes, debriefings, and more, Soldier of Finance is the strategy manual and survival guide you need to win victory over your debt and bring order and prosperity to your life.

    As a guy who barely made a living as a river guide, I considered the whole process pretty impenetrable, and I was convinced that to do it right you had to make it a full-time job. Me, I was more interested in having full-time fun.So I was tempted to do what you’re probably doing right now: letting some mutual fund manager worry about growing your nest egg. Let me tell you why that decision could one day make you absolutely miserable. The fact is, because of natural market cycles, the mutual fund industry is likely to soon be facing twenty years of flat returns. That means that if you’ve got your nest egg tucked away in funds—especially the type found in most 401ks—your egg won’t get much bigger than it is now. Translation: Get ready for a retirement filled with lots of cold cuts, plenty of quality TV-watching time, and a place to live that’s too small to accommodate your visiting kids.In this book I’ll show you how I turned $1,000 into $1 million in only five years, and then proceeded to make many millions more. I came to investing as a person who wasn’t great at math, possessed zero extra cash, and wanted a life—not an extra three hours of work to do every day.Fortunately, I was introduced to The Rule.Rule #1, as famed investor Warren Buffett will tell you, is don’t lose money. Through an intriguing process that I’ll clarify in this book, not losing money results in making more money than you ever imagined. What it comes down to is buying shares of companies only when the numbers—and the intangibles—are on your side. If that sounds too good to be true, it’s because the mind-set I’ll be introducing you to leads not to bets but to certainties. Believe me, if there were anything genius-level about this, I’d still be a river guide collecting unemployment much of the year.Part of the secret is thinking of yourself as a business owner rather than a stock investor. Part is taking advantage of today’s new Internet tools, which drastically reduce the “homework factor.” (We’re talking a few minutes, tops.) Part is knowing the only five numbers that really count in valuing a potential investment. And part—maybe the most important part—is using the risk-free Rule #1 approach to consistently pay a mere 50 cents to buy a dollar’s worth of a business.What I won’t waste your time with is fluff: a lot of vague parables reminding you of what you already know and leaving you exactly where you started. This is the real deal, folks: a start-to-finish, one-baby-step-at-a-time approach that will allow you to retire ten years sooner than you planned, with more creature comforts than you ever imagined.Also available as a Random House AudioBook and eBook.

    Never Split the Difference takes you inside his world of high-stakes negotiations, revealing the nine key principles that helped Voss and his colleagues succeed when it mattered the most – when people’s lives were at stake.Rooted in the real-life experiences of an intelligence professional at the top of his game, Never Split the Difference will give you the competitive edge in any discussion.

    If you're tired of working hard just to get by, this user-friendly guide shows how to slash the cost of nearly everything you need without sacrificing joy and quality of life.

    In these two books, I outline the exact steps which enabled me to move my own life from one of poverty and drudgery, to manifesting one of previously unimaginable wealth, purpose and joy. ‘But Magic? I do hope you are joking!’ That’s what I would have said, five or ten years ago. I once despised all things ‘New-Age’, all these spiritual types and their airy-fairy views, their bad science and their irrational beliefs. I read The Secret and all the great Law of Attraction books - writers like Wallace Wattles, Anthony Robbins, Rhonda Byrne, Napoleon Hill, Esther Hicks and Wayne Dyer. But no matter how many books I read, or how closely I followed their instructions for manifesting love, money, happiness or abundance, I couldn’t make it work. It was only when I recognized, accepted and finally embraced that what I was doing was actually some kind of Magic that suddenly things began to fall into place. Once I realized that the power came from within me, it was as if the light had suddenly been switched on and my manifestations began to work. I learned how to manifest money and love, but I also learned how to be happy, truly happy. If you’re jaded by spirituality and the whole New Age Law of Attraction idea, or have become bored by its failure to deliver… this book is for you. It is my intention to lead you by the hand through a marvelous journey of wonder and adventure. Part one of this course, Becoming Magic, laid the groundwork for becoming a magical person, while this second book, Doing Magic, offers concrete techniques and instructions for attracting wonderful things into your life. The plan is to build your knowledge slowly, gradually, building on what has gone before, moving on to more complex manifestation techniques only once the basics are mastered. So many people fail with manifestation and the Law of Attraction because they rush headlong into using techniques, trying to create enormous manifestations, making very simple but crucial mistakes. When they are disappointed, they imagine they have been duped. The sceptics are right. This is all a load of scammy nonsense. And they give up, declaring it just doesn’t work. I am telling you that it does work. And you can make it work. And these books will show you how. My intention is that this book will allow you to become a true creator of your own exceptional life, reawakening and rekindling your belief and interest in Spirituality, The Law of Attraction, Reality Creation, Cosmic Ordering or whatever you wish to call it. I prefer simply to call it Magic.

    Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.

    They were phenomenal human beings. He asked, "Why are these wealthy people wealthy?" He wanted to know their secrets. So he watched them. He listened to them. He talked to them.He found out that they had a different set of habits.And for the past 12 years, he's incorporated these powerful habits in his life. The results have been incredible. From a poor missionary, he is now a millionaire missionary running 12 small businesses, but using only 10 percent of his time. Because all of them run on autopilot, he still devotes 90 percent of his time to his ministry.In this book, you'll learn the 8 Habits of the Happy Millionare, which include...* Finding Your Emotional Hunger* Being Consistently Aggressive* Creating Money Machines* Sticking to Your GameWhen you acquire these same habits, you'll find that wealth creation becomes automatic. Spontaneous. Systematic. Effortless. Fun!Read this book and change your financial life forever.