This reassuring book debunks the generally-accepted claims about necessary savings rates, which can cause paranoia among those beginning to contemplate retirement. The authors offer greater insight into planning approaches that are not widely understood, demystifies retirement targets (age, savings, income), and outlines concrete approaches to maximizing retirement savings.Offers practical advice for dealing with the changes to Canada's retirement system Includes advice for calculating your Neutral Retirement Income Target Contains solid financial advice in accessible language Written by the Executive Chairman and Chief Actuary of Morneau Shepell Canada's national actuarial consulting firm The Real Retirement offers a down-to-earth guide for preparing for comfortable retirement and shows what it takes to achieve it.

    This work contains components of the model, which include staffing models and strategy, staffing support systems (legal compliance, planning, job analysis and rewards), core staffing systems (recruitment, selection, employment), and staffing system and retention management.

    Take in the spectacle of Machu Picchu at sunrise, treat your taste buds to Lima's famous ceviche, or try to solve the mystery of the Nazca Lines; all with your trusted travel companion. Discover the best of Peru and begin your journey now!Inside Lonely Planet Discover Peru: Full-color maps and images throughoutHighlights and itineraries show you the simplest way to tailor your trip to your own personal needs and interestsInsider tips save you time and money and help you get around like a local, avoiding crowds and trouble spotsEssential info at your fingertips - including hours of operation, phone numbers, websites, transit tips, and pricesHonest reviews for all budgets - including eating, sleeping, sight-seeing, going out, shopping, and hidden gems that most guidebooks missCultural insights give you a richer and more rewarding travel experience - including customs, history, art, literature, music, landscapes, outdoor activities, wildlife, food, drink, and moreOver 50 color local mapsUseful features - including Walking Tours, Month-by-Month (annual festival calendar), and Travel with KidsCoverage of Iquitos, the Amazon, Huaraz, Trujillo, the North, Cuzco, Machu Picchu, Lima, Lake Titicaca, Nazca, Arequipa, the South, and moreThe Perfect Choice: Lonely Planet Discover Peru, our easy-to-use guide, is perfect for travelers who seek the most popular attractions a destination has to offer. Filled with inspiring and colorful photos, this guide focuses on the best of the best.Looking for a comprehensive guide that recommends a wide range of experiences, both popular and offbeat, and extensively covers all the country has to offer? Check out Lonely Planet's Peru guide. Authors: Written and researched by Lonely Planet, Carolina A Miranda, Carolyn McCarthy, Kevin Raub, Brendan Sainsbury, and Luke Waterson.About Lonely Planet: Started in 1973, Lonely Planet has become the world's leading travel guide publisher with guidebooks to every destination on the planet, as well as an award-winning website, a suite of mobile and digital travel products, and a dedicated traveler community. Lonely Planet's mission is to enable curious travelers to experience the world and to truly get to the heart of the places they find themselves in.TripAdvisor Travelers' Choice Awards 2012 and 2013 winner in Favorite Travel Guide category'Lonely Planet guides are, quite simply, like no other.' - New York Times'Lonely Planet. It's on everyone's bookshelves; it's in every traveller's hands. It's on mobile phones. It's on the Internet. It's everywhere, and it's telling entire generations of people how to travel the world.' - Fairfax Media (Australia)

    The stories that make up Why Buildings Fall Down are in the end very human ones, tales of the interaction of people and nature, of architects, engineers, builders, materials, and natural forces all coming together in sometimes dramatic (and always instructive) ways.

    If programming intrigues you (for whatever reason), Beginning Programming All-In-One Desk Reference For Dummies is like having a starter programming library all in one handy, if hefty, book.In this practical guide, you'll find out about algorithms, best practices, compiling, debugging your programs, and much more. The concepts are illustrated in several different programming languages, so you'll get a feel for the variety of languages and the needs they fill.Inside you'll discover seven minibooks:Getting Started: From learning methods for writing programs to becoming familiar with types of programming languages, you'll lay the foundation for your programming adventure with this minibook. Programming Basics: Here you'll dive into how programs work, variables, data types, branching, looping, subprograms, objects, and more. Data Structures: From structures, arrays, sets, linked lists, and collections, to stacks, queues, graphs, and trees, you'll dig deeply into the data. Algorithms: This minibook shows you how to sort and search algorithms, how to use string searching, and gets into data compression and encryption. Web Programming: Learn everything you need to know about coding for the web: HyperText. Markup Language (better known simply as HTML), CSS, JavaScript, PHP, and Ruby. Programming Language Syntax: Introduces you to the syntax of various languages - C, C++, Java, C#, Perl, Python, Pascal, Delphi, Visual Basic, REALbasic - so you know when to use which one. Applications: This is the fun part where you put your newly developed programming skills to work in practical ways. Additionally, Beginning Programming All-In-One Desk Reference For Dummies shows you how to decide what you want your program to do, turn your instructions into "machine language" that the computer understands, use programming best practices, explore the "how" and "why" of data structuring, and more. And you'll get a look into various applications like database management, bioinformatics, computer security, and artificial intelligence. After you get this book and start coding, you'll soon realize that -- wow! You're a programmer!

    Author Mark Wilkerson interviewed Townshend himself and several of Townshend's friends and associates for this biography.

    This B format edition is fully updated, bringing all the cases covered up to the minute.They used to be known as mass murderers, spree killers or repeat offenders. Now the world knows them as serial killers - murderers that kill on compulsion again and again until they are finally brought to justice.Australia's dark history of homicide has its own chamber of horrors; a rollcall that includes some of the most unique cases of serial murder in the world.A recognised authority on Australia's most notorious criminals, Paul B. Kidd covers in unwavering detail 33 true stories of serial murder. In this gallery of infamy are world-renowned serial killers, the likes of the Night Caller, the Mutilator and the Granny Killer; serial poisoners such as the 'Rough on Rats' Killer; and serial child killers such as the Angel of Death and the Carbon Copy Killer.Sixteen years in the researching, this comprehensive and ambitious work includes psychological opinions, courtroom trials, detailed confessions, and exclusive prison interviews with three of Australia's most infamous serial killers.But be warned: the murders in this book are horrifying, graphic and unforgettable - it is not for the faint-hearted.

    The book presents fundamental small-house design strategies, complete with whole-house case studies for homeowners eager to simplify. Creating a great small house is illustrated in the opening chapter with 10 approaches, including: borrowed view and daylight multipurpose spaces privacy pockets using quality materials Twenty-five stunning small houses are profiled in the second part of the book, organized by the nature of their locations.

    Privacy and Publicity boldly questions certain ideological assumptions underlying the received view of modern architecture and reconsiders the methodology of architectural criticism itself. Where conventional criticism portrays modern architecture as a high artistic practice in opposition to mass culture, Colomina sees the emerging systems of communication that have come to define twentieth-century culture--the mass media--as the true site within which modern architecture was produced. She considers architectural discourse as the intersection of a number of systems of representation such as drawings, models, photographs, books, films, and advertisements. This does not mean abandoning the architectural object, the building, but rather looking at it in a different way. The building is understood here in the same way as all the media that frame it, as a mechanism of representation in its own right. With modernity, the site of architectural production literally moved from the street into photographs, films, publications, and exhibitions--a displacement that presupposes a new sense of space, one defined by images rather than walls. This age of publicity corresponds to a transformation in the status of the private, Colomina argues; modernity is actually the publicity of the private. Modern architecture renegotiates the traditional relationship between public and private in a way that profoundly alters the experience of space. In a fascinating intellectual journey, Colomina tracks this shift through the modern incarnations of the archive, the city, fashion, war, sexuality, advertising, the window, and the museum, finally concentrating on the domestic interior that constructs the modern subject it appears merely to house.

    No agonizing choices between light reading and the serious stuff. This 4-ply reader has it all: entertainment, humor, education, trivia, science, history, pop culture . and more! Of course, it's even divided by length - you can spend a minute with the Quickies, relax with Normal Length articles, or really get comfortable with long Items.With Uncle John's 4-Ply Bathroom Reader strategically placed in your home, you'll settle in happily and read about:The Origins of Common Words and PhrasesThe 7 Wonders of the Ancient WorldThe Real Difference Between Burger King and McDonald'sElvis's Letter to Richard NixonThe Curse of King TutWhat's in a TwinkieBizarre Lawsuits . and a whole lot more.

    Michael Jackson Treasures pairs a compelling exploration of his story with photographs and memorabilia that illuminate h is fascinating, complicated life. Featuring a number of rare pieces, including selected pages from the Jackson children’s high school yearbook, the patent for the antigravity lean shoes from “Smooth Criminal,” and a fancifully die-cut mask from the Dangerous Tour, Michael Jackson Treasures is a trove of powerful images and ephemera from a truly global superstar.

    46:10). In the journey of faith, there are times for work and times for rest. While it’s true that breakthrough sometimes come through discipline, many times God invites us to simply rest in His presence so that he can accomplish His work in us.Carol Arnott, co-leader of the Toronto Outpouring, has been teaching believers to soak in the God’s presence for over twenty-five years. This practice of soaking prayer has released thousands of Christians to receive divine healing, hear God’s voice, and experience His love like never before.In this important work, Carol teaches you to… Practice soaking as a powerful form of prayer Develop a consistent lifestyle of abiding in Jesus’ presence Access the healing power of the Spirit Encounter the Father’s love in radical new ways When we wait on the Lord, He does amazing things! It’s as simple as Soaking in the Spirit!

    The 1998 and 2005 versions of this book garnered rave reviews among readers and this new Guide to Colorado Backroads & 4 Wheel Trails is certain to receive plaudits for its updates and other improvements. Suggest with confidence.

    Organized around a strategic marketing framework"Services Marketing" guides readers into the consumer and competitive environments in services marketing. The marketing framework has been restructured for this edition to reflect what is happening in services marketing today.