It’s overwhelming— and the more complicated the proposed solution, the harder it is to stick with it.That’s why The Debt-Free Spending Plan is SIMPLE. It doesn’t require sifting through chapters of high-minded financial advice or digging up your past spend ing history. It assumes you need help RIGHT NOW, and gives it to you. You will learn to:• Downsize expenses without feeling deprived• Allocate money as it comes in and put together an easy-to-manage bill-paying plan• Adjust for inevitable overspending• Pay off debt without gouging expenses and (believe it or not) start savingThe plan is clear, easy, and takes just five minutes a day—and it doesn’t matter if you make $14,000 or $14 million. With straightforward daily spending strategies and effortless expense tracking tools, you will soon find yourself on the road to financial freedom—all before the next billing cycle.

    Now, Ric reveals the deceptive and manipulative business practices occurring in your retail mutual funds—practices that are causing you to suffer higher fees, greater risks, and lower returns than you realize. In The Lies About Money, he offers you a detailed yet easy-to-follow plan that lets you take back control of your investments—and your financial future. Here, Ric shares his most valuable lessons gained through two decades of working directly with individuals and families. He reveals the lies that have infiltrated your retail mutual funds and retirement accounts and teaches you how to invest your money in your employer retirement plan; how to save for college; and for those who are retired, how to generate more income without sacrificing security. He shows you that proper money management has nothing to do with “hot tips” and everything to do with scientific analysis, bolstered by solid academic research and historical data. Along the way, Ric shows you the secrets to investment success—a long-term focus, the importance of diversification, and the crucial need for (and methods of) portfolio rebalancing. With insight and strategies that will change people's lives, The Lies About Money offers the truth that everyone is looking for.

    From vast deserts to an Indonesian fishing boat, a slow train through Burma to an armed confrontation in Laos, lullabies from middle-aged Chinese businessmen to a cold night on the Great Wall, wolves and reindeer herders, thieves and nomads: this is a vivid illustration of Asia and the people who live there, and of one ancient, stubborn motorcycle travelling through the world's wild places.

    Nationally renowned financial advisor and bestselling author David Bach knows that it doesn’t have to be this way. In Smart Couples Finish Rich, he provides couples with easy-to-use tools that cover everything from credit card management, to investment advice, to long-term care. You and your partner will learn how to work together as a team to identify your core values and dreams, creating a financial plan that will allow you to achieve security, provide for your family’s future financial needs, and increase your income. Together, you’ll learn why couples that plan their finances together, stay together!

    What curriculum do I choose? What if we can’t afford all the books? How do I schedule our time? Will my children become socially awkward recluses? What if I screw up my kids’ education?! Lorilee Lippincott, a seasoned homeschooling mom, shows just how simple homeschooling can be. She and her husband taught their two kids in a one-bedroom apartment before picking up and moving the whole family to China. They’ve discovered that they don’t need rooms full of books, educational toys, and other teaching tools, nor do they need schedules packed full of extracurricular activities, field trips, and social events. Perhaps even more importantly, they don’t need to panic about making sure their kids turn out okay. It’s actually all pretty simple, she tells readers.But homeschooling well does require some planning and dedication, and a book like The Homeschooling Handbook to be your guide. Here you’ll find all your questions answered in Lippincott’s straightforward, warm, and witty style. Topics covered include:How to instill curiosity and a love of learningTypes of homeschoolingYour socialization fears assuagedHow to create simple schedules and stick to themTips for keeping costs downTeaching kids with disabilitiesThe benefits of play timeLegal requirementsHow to avoid burnoutAnd much more!Full of anecdotes, interviews with other homeschooling families, and wisdom, this is a must-have for any family considering the homeschooling life.

    This book is a laugh-out-loud way to educate yourself, your children, and your friends about how money really works...and a way to smile while you're straightening out that mess you call your financial life.

     Think back to the job interview you nailed (or blew). The date that went perfectly (or broke down completely.) Or the random encounter with that person who turned out to be your best friend (or the countless others that didn’t). Mere seconds of conversation have the power to alter the course of your life. It’s miraculous then that we are never taught HOW to conduct conversations. How to navigate them so that we get more of the jobs, dates, and best friends we want. It’s as if the world believes amazing conversational skills can’t be learned. Captivate shatters that belief. Inside you'll learn: How to keep conversations going without running out of things to say and facing the dreaded awkward silence How to create interesting "getting to know you" conversations without slipping into boring interview mode and turning off who you're talking to How to start conversations with strangers and approach people you don't know Real life examples of great (and terrible) conversations The two modes of conversation that allow you to connect with anyone, even when you don't have anything in common How to finish a conversation so people walk away planning on reaching out to you Read Captivate and you’ll learn how to have conversations that stand out in people’s minds and make you someone they never want to forget.

    It will guide you through each step of communicating and reinforcing your expectations. Learn how to create a vision for your classroom and TEACH for it!

    But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

    Even getting through seemingly easy tasks can be a relentless challenge that never seems to get easier. As a child psychologist specializing in ADHD for more than twenty years, Dr. Ashley knows exactly what parents face every day. 1000 Best Tips for ADHD gives parents quick tips and easy-to-implement solutions that make even the toughest days go smoother.FIND TIPS AND SUGGESTIONS ON: Improving behavior Increasing school success Helping out at home Interacting with others And more!

     When we tell kids to complete an assignment, we get compliance. When we empower kids to explore and learn how to make an impact on the world, we inspire problem solvers and innovators. This required change in education involves more than providing training for administrators and teachers to implement new curriculum or programs and resources; it demands that we, as teachers and leaders, create an environment where learners at every level are empowered to take risks in pursuit of learning and growth rather than perfection. This book is for you if you are wondering . . . What if learners were valued for their diverse talents and not just our traditional model of “smart”? What if I could create new and better experiences for those I serve? What if I could inspire students to learn, to discover their passions, and to share their ideas with the world? “This must-read book will inspire you to create experiences that develop learners, workers, and citizens who will thrive in a changing world.” —Linda Darling-Hammond, president, Learning Policy Institute “Katie not only provides an analysis of what's (glaringly) wrong in education, she also paints a bright vision for what's possible and provides a practical roadmap for how we might get there.” —Kaleb Rashad, director, High Tech High, San Diego “In Learner-Centered Innovation, Martin eloquently shares evidence-based, practical ways to ignite curiosity, develop passions, and unleash student genius through the types of learning experiences that today’s modern learners need to thrive in tomorrow’s world.” —Thomas C. Murray, director of innovation, Future Ready Schools “Learner-Centered Innovation is an inspirational call to action for all educators who dream of a brighter future for our children.” —Devin Vodicka, chief impact officer, AltSchool

    But the writers at Wise Bread believe the key to financial wellness isn't a ramen-eating, vacation-skipping, fun-depriving life. Far from it. The best way to ensure that readers will stick to a budget is to help them create a lifestyle that is as much fun as it is practical.

    

    Bogle, are here to help. Filled with valuable advice on a wide range of retirement planning issues, including some pearls of wisdom from Bogle himself, The Bogleheads' Guide to Retirement Planning has everything you need to succeed at this endeavor.Explains the different types of savings accounts and retirement plans Offers insights on managing and funding your retirement accounts Details efficient withdrawal strategies that could help you maintain a comfortable retirement lifestyle Addresses essential estate planning and gifting issues With The Bogleheads' Guide to Retirement Planning, you'll discover exactly what it takes to secure your financial future, today.

    But how many investors have the time, talent, and luck to earn consistent returns this way? In The Ultimate Dividend Playbook: Income, Insight, and Independence for Today's Investor, Josh Peters, editor of the monthly Morningstar DividendInvestor newsletter, shows you why you don't have to try to beat the market and how you can use dividends to capture the income and growth you seek.