You'll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible!This book is based on the largest study EVER conducted on 10,000 U.S. millionaires--and the results will shock you! You'll learn that building wealth has almost NOTHING to do with your income or your background! It doesn't matter where you come from. It matters where you're going.Most people think it takes crazy investing knowledge, a giant salary, a streak of luck, or a huge inheritance to become a millionaire. But that couldn't be further from the truth! Here's what you need to understand: if you're willing to do the work--if you'll follow the stuff we teach, if you'll commit to our plan--then you CAN become a millionaire.

    Simple living isn't about depriving; it's about enriching. But while scribbling "Be more organized" on a list of New Year's resolutions doesn't take much effort, actually "becoming" more organized requires real change.Are you constantly late to the office because you have trouble getting out the door in the morning? Is your house in such disarray that you can't have friends over for dinner? It's easy to feel stressed, anxious, and overwhelmed when your surroundings, schedule, and thoughts are chaotic. The solution? "Unclutter Your Life in One Week" with organization expert and Editor-in-Chief of Unclutterer.com Erin Rooney Doland. This essential manual is a simple, day-by-day plan for purging your life of clutter, becoming more efficient and productive, and creating a symbiotic relationship between your work and personal life.There is no one-size-fits-all answer for organization. Erin offers useful and innovative suggestions for tackling the physical, mental, and systemic distractions in different areas of your home and office each day. Her down-to-earth approach will help you part with sentimental clutter, organize your closet based on how you process information, build an effective and personalized filing system, avoid the procrastination that often hinders the process, and much more. Once you cure the clutter, she shares practical advice for maintaining your harmonious home and work environments with minimal daily effort.

    A lifelong entrepreneur who is now the hugely popular host of a talk radio program and television show and the bestselling author of several books, Clark consistently delivers expert financial advice to his wide and devoted fan base.Living Large in Lean Times is Clark's ultimate guide to saving money, covering everything from cell phones to student loans, coupon websites to mortgages, investing to electric bills, and beyond. In his candid and friendly next-door-neighbor manner, Clark shares the small, manageable steps everyone can follow to build a path towards independence and wealth. Chock-full of more than 250 invaluable tips, the book outlines how to:Locate missing and unclaimed money in your name Lower your student loan payment Find legitimate work-at-home opportunities Get unlimited texting and e-mailing for less than $10 per month Know what personal info not to post to social media sites Determine the best mortgage rate, and much, much moreAs Clark demonstrates, there are myriad ways to reduce debt, buy smarter, and build a future. Follow his lead and he'll get you there.

    And let’s be honest: no one is going to ask Martha Stewart what to do when your boyfriend barfs in your handbag.   Thankfully, Jolie Kerr has both staggering cleaning knowledge and a sense of humor. With signature sass and straight talk, Jolie takes on questions ranging from the basic—how do I use a mop? —to the esoteric—what should I do when bottles of homebrewed ginger beer explode in my kitchen? My Boyfriend Barfed in My Handbag proves that even the most nightmarish cleaning conundrums can be solved with a smile, the right supplies, and a little music.

    Pensions have almost completely disappeared and the financial future of Social Security has many worried. This book shows you how to take control of your own future by teaching you the fundamentals of investing.Many people are afraid to put their hard earned money in the stock market because they don’t want to lose it all. This book shows you how to invest your money for growth instead of treating the stock market like a slot machine and just hoping to get lucky. Inside the book you will discover: The basics of what the stock market is and how it works The differences between passive and active investing The differences between stocks, bonds, and cash All about mutual funds and other types of funds What you need to know about the economy to make good investments How to plan for retirement All about risk And Much More This quick start guide will help you go from knowing very little about investing to being confident in starting your own investment in your retirement.If you are looking for a get rich quick scheme, this book isn’t for you. But, if you want to learn about how to invest and the best ways to plan for your retirement, this book will start you on the path of taking control of your own future.The sooner you get your copy, the sooner you can start your personal investment education. Don’t wait another second. Get Your Copy Right Now

    Covey presents a practical and philosophical guide to solving the problems--large and small, mundane and extraordinary―that confront all families and strong communities. By offering revealing anecdotes about ordinary people as well as helpful suggestions about changing everyday behavior, The 7 Habits of Highly Effective Families shows how and why to have family meetings, the importance of keeping promises, how to balance individual and family needs, and how to move from dependence to interdependence. The 7 Habits of Highly Effective Families is an invaluable guidebook to the welfare of families everywhere.

    Through personal stories and practical advice, she demonstrates how we can replace feelings of scarcity, guilt, and burden with experiences of sufficiency, freedom, and purpose. In this Nautilus Award-winning book, Twist shares from her own life, a journey illuminated by remarkable encounters with the richest and poorest, from the famous (Mother Teresa and the Dalai Lama) to the anonymous but unforgettable heroes of everyday life.

    This is the book that brought gender differences in ways of speaking to the forefront of public awareness. With a rare combination of scientific insight and delightful, humorous writing, Tannen shows why women and men can walk away from the same conversation with completely different impressions of what was said.Studded with lively and entertaining examples of real conversations, this book gives you the tools to understand what went wrong -- and to find a common language in which to strengthen relationships at work and at home. A classic in the field of interpersonal relations, this book will change forever the way you approach conversations.

    That won’t happen if you use a few tricks for squeezing higher payments from your assets—from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and—critically—how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they’ll stretch out your money over many more years.You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you’ll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they’d hoped for, this book will become the essential guide.

    In It's All Too Much, he shares his proven system for letting go of your emotional and physical clutter so that you can create a happier, more stress-free home and life. At last, here is a system for managing your clutter, regaining control, and living the life you imagine for yourself.Peter has helped clients from every walk of life. With his trademark humor and insight, Peter guides you step-by-step through the very charged process of decluttering your home, organizing your possessions, and reclaiming your life. Going way beyond color-coded boxes and storage bin solutions, It's All Too Much shows you how to reexamine your priorities and let go of the things that are weighing you down. Clearly and simply, Peter gives you the courage you need to go through your home, room by room -- even possession by possession -- and honestly assess what adds to your quality of life and what's keeping you from living the life of your dreams.Filled with real-life examples and advice for homes of all sizes and personalities, It's All Too Much will set you free from the emotional baggage that goes along with clutter and help you lead a fuller, richer life with less stuff.

    Financial well-being is not measured by one's income. It's the money you don't spend that gives you freedom to live the life you love.

    The new editionawith 340 projects, 3,500 color photographs, and more than 100 illustrations, charts, and graphsaoffers up-to-the-minute solutions for homeowners tackling home repair, maintenance, and improvement. Chapters cover painting, wallpaper, plumbing, electrical system, walls and ceilings, flooring, doors, windows, cabinets, shelves, countertops, insulation, weatherproofing, exterior maintenance, heating, ventilation, and air-conditioning. Clear, concise instructions accompanied by detailed how-to photographs ensure your success no matter what your skill level. Every project offers tips, shortcuts and advice on buying and using tools and materials, working safely, avoiding common mistakes, saving time and money, and developing skills. "Home Improvement 1-2-3" also reviews new tools, technology, materials, and installation techniques.

    At a time of frightening volatility, what is the average investor to do?The answer: turn to Burton G. Malkiel’s advice in his reassuring, authoritative, gimmick-free, and perennially best-selling guide to investing. Long established as the first book to purchase before starting a portfolio or 401(k), A Random Walk Down Wall Street now features new material on “tax-loss harvesting,” the crown jewel of tax management; the current bitcoin bubble; and automated investment advisers; as well as a brand-new chapter on factor investing and risk parity. And as always, Malkiel’s core insights—on stocks and bonds, as well as real estate investment trusts, home ownership, and tangible assets like gold and collectibles— along with the book’s classic life-cycle guide to investing, will help restore confidence and composure to anyone seeking a calm route through today’s financial markets.

    Addressing the task of disciplining children ages 2 through 12 without arguing, yelling, or spanking, this program offers easy-to- follow steps to immediately manage troublesome behaviour with reason, patience, and compassion.

    Understanding your money, and getting it to work for you, has never been more important than it is today, as more and more of us are called upon to manage every aspect of our financial lives, from managing day-to-day living expenses to planning a college savings fund and, ultimately, retirement. From The Wall Street Journal, the most trusted name in financial and money matters, this indispensable book takes the mystery out of personal finance. Start with the basics, learn how they work, and you'll become a better steward of your own money, today and in the future. Consider The Wall Street Journal Complete Personal Finance Guidebook your cheat sheet to the finances of your life. This book will help you:- Understand the nuts and bolts of managing your money: banking, investing, borrowing, insurance, credit cards, taxes, and more- Establish realistic budgets and savings plans- Develop an investment strategy that makes sense for you- Make the right financial decisions about real estate- Plan for retirement intelligentlyAlso available--the companion to this guidebook: The Wall Street Journal Personal Finance Workbook, by Jeff D. OpdykeGet your financial life in order with help from The Wall Street Journal. Look for:- The Wall Street Journal Complete Money and Investing Guidebook - The Wall Street Journal Complete Identity Theft Guidebook- The Wall Street Journal Complete Real Estate Investing Guidebook