Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    As they see matters, wealth in the form of means of production and wealth in the form of consumers’ goods are essentially indistinguishable. For all practical purposes, they have no awareness of the existence of capital and of its importance. Thus, capitalists are generally depicted as fat men, whose girth allegedly signifies an excessive consumption of food and of wealth in general, while their alleged victims, the wage earners, are typically depicted as substantially underweight, allegedly signifying their inability to consume, thanks to the allegedly starvation wages paid by the capitalists.The truth is that in a capitalist economic system, the wealth of the capitalists is not only overwhelmingly in the form of means of production, such as factory buildings, machinery, farms, mines, stores, warehouses, and means of transportation and communication, but all of this wealth is employed in producing for the market, where its benefit is made available to everyone in the economic system who is able to afford to buy its products.Consider. Whoever can afford to buy an automobile benefits from the existence of the automobile factory and its equipment where that car was made. He also benefits from the existence of all the other automobile factories, whose existence and competition served to reduce the price he had to pay for his automobile. He benefits from the existence of the steel mill that provided the steel for his car, and from the iron mine that provided the iron ore needed for the production of that steel, and, of course, from the existence of all the other steel mills and iron mines whose existence and competition served to hold down the prices of the steel and iron ore that contributed to the production of his car.And, thanks to the great magnitude of wealth employed as capital, the demand for labor, of which capital is the foundation, is great enough and thus wages are high enough that virtually everyone is able to afford to a substantial degree most of the products of the economic system. For the capital of the capitalists is the foundation both of the supply of products that everyone buys and of the demand for the labor that all wage earners sell. More capital—a greater amount of wealth in the possession of the capitalists—means a both a larger and better supply of products for wage earners to buy and a greater demand for the labor that wage earners sell. Everyone, wage earners and capitalists alike, benefits from the wealth of the capitalists, because, as I say, that wealth is the foundation of the supply of the products that everyone buys and of the demand for the labor that all wage earners sell. More capital in the hands of the capitalists always means a more abundant, better quality of goods and services offered for sale and a larger demand for labor. The further effect is lower prices and higher wages, and thus a higher standard of living for wage earners.Furthermore, the combination of the profit motive and competition operates continually to improve the products offered in the market and the efficiency with which they are produced, thus steadily further improving the standard of living of everyone.In the alleged conflict between the so-called 99 percent and the so-called 1 percent, the program of the 99 percent is to seize as far as possible the wealth of the 1 percent and consume it. To the extent that it is enacted, the effect of this program can only be to impoverish everyone, and the 99 percent to a far greater extent than the 1 percent. To the extent that the 1 percent loses its mansions, luxury cars, and champagne and caviar, 99 times as many people lose their houses, run-of-the mill cars, and steak and hamburger.

    Signed by Andrei Sakharov, B.F. Skinner, Corliss Lamont, Betty Friedan, Sir Julian Huxley, Sidney Hook, Jacques Monod, Gunnar Myrdal, and 275 other distinguished leaders of thought and action, it has been hailed as a classic.

    Dr. N. Cindy Trimm serves as a mighty prayer warrior, readers will learn from her wealth of experience with the Lord in prayer about how to pray effectively and fervently. They will discover the keys of success that unlock God's promises as they come before the Lord with their petitions. Readers will reap the rewards of walking in their God-given authority as they apply the Word of God in prayer. The Rules of Engagement is the first of eight volumes that address effective prayer strategies. This first volume serves as the introduction and foundation to understanding strategic prayer. Take hold of these vital truths today, and witness for yourself the results of the effective, fervent prayers of a righteous person.

    Good to Great Summarized for Busy People

    As she shares her story, coauthor Rabbi Jason Sobel, a messianic Jewish rabbi, provides fascinating background details that make the story of the New Testament come alive. Kathie Lee and Rabbi Sobel will take you and your group beyond the typical "Sunday school" teaching to examine the true texts of the Bible.Something profound happens when we follow along the ancient paths in the actual places where Jesus taught, healed, lived, died, was resurrected, and ascended into heaven. As Kathie Lee and Rabbi Sobel reveal in this study, Jesus is indeed the Rock and the Rabbi whom we follow along this Road in life. And when we are introduced to the mysteries of the Word by teachers who are trained in the ancient rabbinical way, radical transformation begins to renew our hearts and minds.The Rock, the Road, and the Rabbi Study Guide includes video discussion questions, Bible exploration, and personal study and reflection materials for in-between sessions.Sessions include:Bethlehem: Where It All BeganNazareth: The Early YearsCapernaum: Ministry HeadquartersGalilee: Ministry GroundsMount of Olives: The Triumphal EntryJerusalem: Crucifixion and ResurrectionDesigned for use with The Rock, the Road, and the Rabbi Video Study 9780310095033 (sold separately).

    And even more than that, it's the awe-inspiring life story of Kailen Combs Taylor. Kailen lived with a perpetual sense of wonder, maintaining immutable joy and resilient hope in the midst of some of life's most barbaric trials. Narrated with heartrending candor, this harrowing love story will make you laugh, cry, and frantically turn the page, often all at once. And long after you finish the book and fall back into the hectic fray of life, you may find Kailen's message still resonates in your heart: that life can be a fairytale, even when it's a tragedy. "Bryan has written a book which proves that even in the face of impossible odds, love never fails." -Christina Rasmussen, Author of Second Firsts: Live, Laugh, and Love Again

    Chris Spealler is 5’5" and 140 pounds. Such daunting facts would make most declare defeat before trying. Chris didn’t buy the odds, though. Instead, he forged his own modern-day David-and-Goliath story. Speal is Chris’s account of struggle and perseverance, despite being "too small." What others did with ease, he seemed to do with sheer grit and will. And his actions put him among CrossFit’s elite. His is not a story of a gifted athlete whose natural talent granted him acclaim, but rather of one man who refused to back down and inspired an entire community in the process.

    When John Hargrave first invested in cryptocurrency, the price of a single bitcoin was about $125; a few years later, that same bitcoin was worth $20,000. He wasn’t alone: this flood of new money is like the early days of the Internet, creating a new breed of “blockchain billionaires.” Sir John has unlocked their secrets. In Blockchain for Everyone, Sir John reveals the formula for investing in bitcoin and blockchain, using real-life stories, easy-to-understand examples, and a healthy helping of humor. Packed with illustrations, Blockchain for Everyone explains how (and when) to buy bitcoin, cryptocurrencies, and other blockchain assets, with step-by-step instructions. Blockchain for Everyone is the first blockchain investing book written for the layperson: a guide that helps everyone understand how to build wealth wisely. It’s the new investing manifesto!

    Lorna Kelly's odyssey from middle class British school girl to glamorous, New York Sotheby's auctioneer to volunteer in the slums of Calcutta is a trek that is sobering, inspiriing and breathtakingly compelling. En route Kelly confronts alcoholism, divorce, a growing sense of spiritual disquiet and her own "dark night." What emerges from that spiritual thirst is a buoyant and compelling affirmation of our common humanity. -- Tom Stretton. (This is the second and revised edition which includes new photographs and an Epilogue explaining why the book was self-published as well as a reporting on Mother Teresa's Beatificaton, October 2003.)

    Robert Lesslie, whose routine faced him with times of grief or pain, relief or delight, life or death. Such everyday happenings and encounters gave rise to these vignettes—in which readers will meet up with the characters, coincidences, and complications common to the emergency room:characters like Freddy, who literally shoots himself in the footcoincidences like finally having the chance to hear what patients say to each other when doctors and nurses aren’t in the roomcomplications such as dealing with parents who buy lottery tickets and alcohol instead of medicine for their little boyThese heart-tugging, heart-lifting slices of life will prompt readers to search for opportunities to give the comfort of a touch, the grace of a kind word, or a prayer that brings hope and healing.

    every day, despite our having the means to provide nutritious, affordable food for all. Inspired by the acclaimed documentary A Place at the Table, this companion book offers powerful insights from those at the front lines of solving hunger in America, including:• Jeff Bridges, Academy Award–winning actor, cofounder of the End Hunger Network, and spokesperson for the No Kid Hungry Campaign, on raising awareness about hunger• Ken Cook, president of Environmental Working Group, unravels the inequities in the Farm Bill and shows how they affect America’s hunger crisis• Marion Nestle, nutritionist and acclaimed critic of the food industry, whose latest work tracks the explosion of calories in today’s “Eat More” environment• Bill Shore, Joel Berg, and Robert Egger, widely-published anti-hunger activists, suggest bold and diverse strategies for solving the crisis• Janet Poppendieck, sociologist, bestselling author, and well-known historian of poverty and hunger in America, argues the case for school lunch reform• Jennifer Harris, of Yale University’s Rudd Center for Food Policy and Obesity, uncovers the new hidden persuaders of web food advertisers • David Beckmann, head of Bread for the World, and Sarah Newman, researcher on A Place at the Table, explore the intersection of faith and feeding the hungry• Mariana Chilton, Philadelphia pediatrician and anti-hunger activist, tells the moving story of her extraordinary lobby group, Witnesses to Hunger• Tom Colicchio, chef and executive producer of television’s Top Chef, presents his down-to-earth case to Washington for increases in child nutrition programs • Andy Fisher, veteran activist in community food projects, argues persuasively why we have to move beyond the charity-based emergency feeding program• Kelly Meyer, cofounder of Teaching Gardens, illuminates the path to educating, and providing healthy food for, all children• Kristi Jacobson and Lori Silverbush, the film’s directors/producers, tell their personal stories of how and why they came to make the documentaryHunger and food insecurity pose a deep threat to our nation. A Place at the Table shows they can be solved once and for all, if the American public decides—as they have in the past—that making healthy food available, and affordable, is in the best interest of us all.

    Men from all walks of life are prone to competition and comparison. If you've ever asked yourself what people think of you as a man--whether you measure up in their eyes--welcome to the club! Men fall into this trap every day. In his new book, The True Measure of a Man, Richard Simmons presents new parameters, coupled with a surprising paradox, for assessing your worth as a man. The old measurements simply don't work when times get tough! The core message of The True Measure of a Man is that it's more important to build personal qualities that can weather the storms of life than outward achievements, which fall woefully short when they bottom drops out.

    I believed the gospel changed people, but I knew it wasn’t changing me. My head was filled with knowledge about God, but my heart was not convinced He even knew my name. How could I live as His child while feeling like a spiritual orphan?" — Ruthie DelkAre you stuck? Craving something but don’t know what? Ruthie Delk shares a clear and concrete way to preach the gospel to yourself. We all need to be reminded of the gospel, the real gospel that brings freedom and life and hope, a gospel that is worth celebrating and sharing. This book will empower you to move from a cycle of resistance, separation, and loneliness to a life of restoration and freedom.

    And that evolution has huge implications for everything we see, buy and do online. Rejecting the zero-sum, vending-machine model of ecommerce practiced by other leading internet retailers, who view the Internet purely as a facilitator of speed and profit, Hiroshi Mikitani argues for an alternate model that benefits merchants, consumers, and communities alike by empowering players at every step in the process. He envisions retail "ecosystems," where small and mid-sized brick-and-mortar businesses around the world partner with online marketplaces to maximize their customer bases and service capabilities, and he shows why emphasizing collaboration over competition, customization over top-down control, and long-term growth over short-term revenue is by far the best use of the Internet's power, and will define the 3.0 era.Rakuten has already pioneered this new model, and Marketplace 3.0 offers colorful examples of its success in Japan and around the world. Mikitani reveals how the company enforces a global mindset (including the requirement that all its employees speak English, even in Tokyo); how it incorporates new acquisitions rather than seeking to completely remake or sell them for a quick profit; and how it competes with other retailers on speed and quality, without sacrificing the public good. Marketplace 3.0 is an exciting new vision for global commerce, from a company that's challenging all the accepted wisdom.