A person would spend their entire career with ONE company and then upon retirement they would receive a pension which was a guaranteed paycheck every month for the rest of their life. Most Americans have no chance at getting that deal anymore. The burdens, challenges, and risks of today's world are far greater. The stock market has seen negative returns for an entire decade. Health care costs are up but benefits are down. Life expectancy has dramatically increased but pensions are all but extinct! We are in a time when people need guaranteed income more than ever, yet fewer people have it than ever before. Paychecks and Playchecks: Retirement Solutions For Life is a guide for retirement that is BUILT for markets like these. It's a roadmap for surviving, and thriving, in difficult economic times. This book is not an Op-Ed on how "Average Joe" can invest to generate huge returns. It is a mathematical and scientifically proven guide on how to create a solid retirement with as much upside potential and downside protection as possible. Its purpose is to help you make absolutely sure that you have guaranteed lifetime income to keep you and your family protected in any market.By using simple financial products properly, having a plan for long term care, and utilizing cutting edge estate planning ideas, Paychecks and Playchecks will show you how to retire with enough guaranteed lifetime income to cover your basic expenses and optimize the rest of your portfolio to make sure you receive your "playchecks." It's not rocket science - it's financial sense. Despite what most experts say, "Happily ever after" still exists and it starts with Paychecks and Playchecks: Retirement Solutions For Life.

    

    The Wheelbarrow Profits system for real estate investment takes advantage of an under appreciated source of wealth in the United States: multifamily properties. Learn how to identify your own niche, study your market, build your portfolio, and manage properties to successfully turn your investment into true wealth. Written and created by Jake Stenziano and Gino Barbaro, Wheelbarrow Profits is the tried and true system that they’ve utilized to grow a single multifamily investment into nearly a dozen successful and lucrative properties. Whether you’re a seasoned professional looking to explore a different type of investment strategy or a new investor looking to start building your portfolio, Jake and Gino’s system will provide you with the step-by-step guide you need to secure your financial independence.

    Together, we can and must act now' Al Gore, former Vice President of the United States 'Everyone's savings account and pension can meaningfully contribute. Ross tells us how in this clear, easy to understand yet transformative book' Christiana Figueres, Founding Partner, Global Optimism and Former Executive Secretary, United Nations Framework Convention on Climate Change 'I can't imagine a more important book at the moment. A detailed, action-oriented guide on how to make our money matter and save us and the planet we live on' Richard Curtis, Writer, Director, Co-Founder of Red Nose Day and UN Sustainable Development Goals Advocate Investing responsibly is one of the most powerful ways that you can fight climate change. No longer a niche sector for rebel fund managers, conscious investing has the potential to raise huge sums of money to the companies and organisations on the front line fighting the climate crisis and make investors positive returns in the process. In this essential introduction to green investing, Alice Ross shows you how you can turn your savings and pensions, however big or small, into a force for change. You will learn: - Which sectors are leading the charge by developing cutting-edge solutions; from smart farming to renewable energy- How to cut through 'alphabet soup' jargon and identify 'greenwashing' - The ways you can maximise your economic power and hold those you're investing in to account 'Changing the way that we invest is one of the most powerful levers we have for solving climate change. This hugely interesting and immensely practical book not only explains why changing how we invest is so critically important but also provides a set of powerful tools for actually doing it' Rebecca Henderson, John and Natty McArthur University Professor at Harvard University and author of Reimagining Capitalism 'Explains the power you have, through your investment choices, to accelerate the path toward a sustainable clean energy future. Read this book and be empowered to create a better future for the planet' Michael Mann, Distinguished Professor, Penn State University, author of The New Climate War

    The alternative lies with index funds. This passive form of investing allows you to participate in the markets relatively cheaply while prospering all the more because the money saved on investment expenses stays in your pocket.In his latest book, investment expert Richard Ferri shows you how easy and accessible index investing is. Along the way, he highlights how successful you can be by using this passive approach to allocate funds to stocks, bonds, and other prudent asset classes.Addresses the advantages of index funds over portfolios that are actively managed Offers insights on index-based funds that provide exposure to designated broad markets and don't make bets on individual securities Ferri is also author of the Wiley title: The ETF Book and co-author of The Bogleheads' Guide to Retirement PlanningIf you're looking for a productive investment approach that won't take all of your time to implement, then The Power of Passive Investing is the book you need to read.

    Faricy takes things from there into a 'Can't put it down' tale that will have you riveted. A great read. - The Irish Gazette Two American women, Kate Betto and Megan Ganino, a redhead and a blonde, are arrested and cooperate with authorities to aid in the conviction of a pair of major drug dealers. At the conclusion of the trial, they're secretly flown back to the US to serve time. It happens to be the same day that Kate Murray and Megan Gaffney, a blonde and a redhead, arrive in Dublin to celebrate their college graduation, rent a car, and drive west. Things go terribly wrong almost immediately. US Marshal Jack Dillon and DI Paddy Suel investigate a torched rental car and quickly learn there's a lot more going on . . . and the clock is ticking! Grab your copy NOW!

    Although engaged to Walter Manning for more than two years, she has lived away from him and worked as a society reporter for the Shawnee Globe. But an unexpected reconnection with the handsome Josh Flynn, her childhood sweetheart, leads to jealousy from Walter. Gwen insists that she loves Walter and would never be so dishonorable as to break off her engagement…Yet she can't brush off the feeling that her lack of enthusiasm and mounting pressure from wedding preparations are pointing her in a different direction—one that would shake her comfortable life to its foundation. Faced with an impossible decision, Gwen must choose between honor and love in this historical romance set in the Oklahoma Territory.

    From REMINGTON KANE, The Author of the TANNER! SeriesTAKEN! - RISEN! - Book 14 of The TAKEN! SeriesNO NAME.NO PULSE.NO HOPE?NO WAY!

    A book bundle by some of the hottest Western authors around. Each story is unique… from sweet to sizzling with a story sure to please fan of Western Romance. Happily Ever After, Cowboy by Allison Merritt She’s planning the wedding of her dreams with a pretend groom and a fake ceremony. What could possibly go wrong? A Cowboy’s Magic by Leslie P. Garcia Every cowboy needs a little Magic in his life… A Pigskin Cowboy by Melissa Keir Being financially secure is Charley’s biggest dream. Clearing his name is Kane’s. When the media comes looking for the big story, will Kane and Charley’s relationship survive the drama or will the football player run again? Keep Calm and… Cowboy by Autumn Piper Everyone knows his area of expertise falls squarely between the sheets, but nobody knows his best friend just asked him for a crash course in all things sex. Sadie’s Fantasy Cowboy by Sara Walter Ellwood What happens in Vegas stays in Vegas; that is until the heart is involved… Lily’s Summer Cowboy by D’Ann Lindun Friendship turns to passion …but can they heal one another?

    What she never expected were the surprises life would throw her in the short time she is in India.Starting with spending an adventurous thirty-six hours with a complete stranger who soon turns unforgettable. Like her favorite song she couldn’t stop humming, she cannot stop thinking about him.Nivri is amazed by the strong feelings she has developed for a complete stranger in such a short time. Will she follow her heart and trust her feelings to be love for a man she met in her travels?Arranged Love is a short and sweet story about how life gives Nivri love as her surprise. It ends with a sweet happily ever after.

    Praying for anything to save the Iron Horse Ranch, he’s shocked by the miracle offer from Wy Talbot.A talented female landman, Wy has made an impressive career in the oil and gas industry and has worked with many handsome cowboys though she’ll be damned if she ever falls for one. But Stone’s sweet drawl and southern manners begin to break apart the walls she’s built around her heart.Unexpected desires are another… Stone has been so focused on the ranch and being a single father, he hasn’t given himself the chance to find love. As he works with Wy, passions grow and feelings deepen. But Wy never planned any life other than doggedly pursuing her career, and Stone can’t imagine her being anywhere but with him. When disaster strikes, will they witness the true miracle of love?

     You surely have heard something about the Korean War. Or the Forgotten War as some call it. But do you really know all that happened? Have you heard the personal stories from the people who actually saw or did the fighting? If you haven't, you are in for a treat. While the war was among the shortest in history, it left an invisible mark - a divided Korea. And there's a lot that led to that. It wasn't just about the UN and South Korea fighting against North Korea, China, and the Soviet Union. You will: * Learn what UN soldiers did with Chinese corpses when it got cold. * Understand Japan's role in facilitating the war. * Know the real reason China got into the war despite being very scared of America. * Know why America got stung by underequipped and underskilled Chinese fighters * Learn why Truman was saved from impeachment for firing MacAurthor. * Know why America backed an undemocratic South Korean president There is a lot more you will learn in this book. Just click the download button to start reading.

     A man of uncanny skill and intellect, he knows how to navigate ships and motivate men. Jarl Sjur is a great man with a terrible weakness: lust for his sister, Lady Frejda. Forbidden to marry or to leave him, she does everything she can to kill him, but always he survives. When Jarl sets off on an expedition from Denmark to plunder lands far away, she asks to go with him, thinking she might find an opportunity to be done with him once and for all. The men think she will be bad luck, until the ultimate sacrifice is made, and Lady Frejda joins the men on board. At Sjur’s urging, and with the promise of a share of the plundered riches, Torkillison joins the Viking expedition. He gets the men to England easily enough, but from the moment they land in Northumbria, the Saxons are ready, and a bloody battle ensues. But the greatest battle the Northmen will ever fight is when they head back to Jarl Sjur’s homeland, where he has declared himself king, and a Wizard with a desire to return to Baghdad has control of his mind… Filled with rich historical detail, epic sword fights and all the family drama of Game of Thrones, the Wayfinder will have you cheering for the good guys, no matter how many heads roll. Praise for John Drake’s Fletcher series "Swashbuckling adventure on the high seas doesn't get much better than this. […] John Drake writes beautifully, and you'll be torn between savoring the words and quickly flipping the pages. Any favorable comparison to Stevenson or Patrick O'Brian is totally justified." – Nelson DeMille, #1 New York Times bestselling author John Drake trained as a biochemist to post-doctorate research level before realizing he was no good at science. His working career was in the television department of ICI until 1999 when he became a full-time writer. John's hobby is muzzle-loading shooting, and his interests are British history and British politics (as a spectator), plus newspapers, TV news, and current affairs. He is married with a son and two grandchildren.

    A shocking 77 percent live paycheck to paycheck with no savings. And 43 percent of Americans have less than $10,000 saved for retirement, while 49 percent could cover less than one month's expenses if they lost their income. In the face of this bleak financial picture, bestselling author and finance expert Mary Hunt offers 7 Money Rules for Life(R). This no-nonsense and encouraging book gives readers the keys to get their money under control and get prepared financially for the rest of their lives. In her warm and engaging style, Hunt takes everything that she's learned over the past twenty years and boils it all down. Presented in a conversational style and readable in a weekend, this book offers applications for each of the seven rules as well as practical advice for how to recover from past financial mistakes. These simple, unchanging, basic rules work in every financial situation, for every income level, and for every stage of life.Money mastery isn't really that hard. 7 Money Rules for Life(R) can help readers change their futures from uncertain to rock-solid with principles they can apply right away.

    You understand the basics of investing and diversifying your portfolio. Now it's time to invest like a pro for greater profits--with investment expert David Stein, host of the popular weekly podcast, "Money for the Rest of Us." He's created a unique ten-question template that makes it easy for individual investors like you to:- Invest more confidently- Feel less overwhelmed- Build a stronger portfolio- Avoid costly mistakes- Plan and save for retirementDespite what many people believe, you don't need to be an expert to be a successful investor. With Stein as your personal money mentor, you'll learn how to make smarter, more informed decisions that can help reduce your risk and increase your gains by following a few simple rules for analyzing any investment. This is how the professionals grow their wealth and how you can, too. This is Money for the Rest of Us.