Many of us begin our twenties burdened with college loan payments, and it's not unusual to end them with even more debt, often in the form of a costly home mortgage. In this debt-bracketed decade, it's crucial to develop solid money-management skills that will see you into your thirties in sound financial shape. The more you learn about saving, budgeting, and other money matters during your twenties, the more solid a foundation you can create--a foundation that will support your financial life for the next seventy years! In this lively and fun book, personal finance expert Peter Dunn offers practical tips and strategies created specifically to address the financial concerns and goals of readers in their twenties. Learn to master the challenges of this crucial decade with YOUR MONEY LIFE: YOUR 20s.

    If you have not yet bought the original copy, make sure to purchase it before buying this unofficial summary from aBookaDay. SPECIAL OFFER $2.99 (Regularly priced: $3.99) OVERVIEW This review of The Big Short: Inside the Doomsday Machine by Michael Lewis provides a chapter by chapter detailed summary followed by an analysis and critique of the strengths and weaknesses of the book. The main theme explored in the book is how corruption and greed in Wall Street caused the crash of the subprime mortgage market in 2008. Despite being completely preventable, the big firms in Wall Street chose to ignore the oncoming fall in favor of making money. Michael Lewis introduces characters—men outside of the Wall Street machine—who foresaw the crisis and, through several different techniques, were able to predict how and when the market would fall. Lewis portrays these men—Steve Eisman, Mike Burry, Charlie Ledley, and Jamie Mai—as the underdogs, who were able to understand and act upon the obvious weaknesses in the subprime market. Lewis’s overall point is to demonstrate how the Wall Street firms were manipulating the market. They used loans to cash in on the desperation of middle-to-lower class Americans, and then ultimately relied on the government to bail them out when the loans were defaulted. Using anecdotes and interviews from the men who were involved first-hand, the author makes the case that Wall Street, and how they conducted business in regards to the subprime mortgage market, is truly corrupt beyond repair, and the men he profiles in this novel were trying to make the best out of a bad situation. By having the words from the sources themselves, this demonstrates Lewis’s search for the truth behind what actually happened. Ultimately, we as an audience can not be sure if the intentions of these underdogs were truly good, but Lewis does an admirable job presenting as many sides to the story as possible. The central thesis of the work is that the subprime mortgage crisis was caused by Wall Street firms pushing fraudulent loans upon middle-to-lower class Americans that they would essentially not be able to afford. Several people outside of Wall Street were able to predict a crash in the market when these loans would be defaulted on, and bought insurance to bet against the market (essentially, buying short). Over a time period from roughly 2005-2008, the market crashed and huge banks and firms lost billions of dollars, filed for bankruptcy, or were bailed out by the government. These men, the characters of Lewis’s novel, were able to bet against the loans and made huge amounts of money, but it was not quite an easy journey. Michael Lewis is a non-fiction author and financial journalist. He has written several novels—notably Liar’s Poker in 1989, Moneyball in 2003, and The Blind Side in 2006. Born in New Orleans, he attended Princeton University, receiving a BA degree in Art History. After attending London School of Economics and receiving his masters there, he was hired by Salomon Brothers where he experienced much about what he wrote about in Liar’s Poker. He is currently married, with three children and lives in Berkeley, California. SUMMARY PROLOGUE: POLTERGEIST Michael Lewis begins his tale of the remarkable—and strange—men who predicted the immense fall of the housing market by immediately exposing himself as the exact opposite type of person from them. He explains to the reader that he has no background in accounting, business, or money managing.

    Even her mother doubted her as a child. Psychiatrists doubted her too. Psychics tried to recruit her to enrich and empower themselves. Now she’s thirty-two, living on her own, and sharing her secret only with her mother and a few friends.A threatening specter begins to visit her at night, and more than her sleep is at stake. She follows a friend’s recommendation to visit Detta Washington, a church lady who believes that Sophie does see angels and demons. Even if Sophie is skeptical about the labels Detta uses for what she sees, she comes to respect Detta and finds ways to use her gift to help others.When she helps free Detta from an incurable disease and releases two of her friends from creepy creatures shadowing them, Sophie starts to embrace her identity. But she still needs help with the ghoul that hovers above her bed at night. And that’s not the last enemy who threatens her in the dark.Anthony, Detta’s handsome son, helps Sophie understand his mother’s religious language, and he becomes convinced that Sophie is for real. After years of doubt and frequent commitments to mental hospitals, Sophie’s mother comes to trust her daughter’s visions as well.Recovering from a life of being condemned as a crazy person, Sophie finds new confidence. She is gifted. She is the girl who sees angels.

    Willis Johnson, the founder of Copart [CPRT], offers up a personal and inspirational account of this journey to the top including lessons he learned from love, war and building a global, multi-billion dollar business. Even at the pinnacle of success, Willis remained grounded in his family-first values. His stories will inspire and provoke the entrepreneur in everyone to start building their dream.

    Never far from Kragan’s evil grasp, she is struck down by his wicked spell.Carol’s assassin husband, Arn, has no choice but to cast aside his precious weapon to embrace a more powerful one: the clairvoyance he shares with Carol. With time-sights linked, they must now rely on the dreamscapes of their minds to track Kragan into the shadows as he nears his own invaluable weapon: the legendary shattered trident, which will ensure him godlike powers. But Carol and Arn’s visions come at a cost. Pursuit into such abominable darkness is leading to madness.As Kragan’s armies amass for a raging war between good and evil, Carol fears that the ancient prophecy she’s been chosen to bear out may be impossible to survive.

    Be sure to look inside the book to get a free sample of this quality product!

    This book is a laugh-out-loud way to educate yourself, your children, and your friends about how money really works...and a way to smile while you're straightening out that mess you call your financial life.

    - Jim Rogers, author of Hot Commodities and Investment Biker "An invaluable road map for managing risk in the markets. Tom's methodology has given us the discipline and confidence to look around corners for our clients for almost twenty years." - James A. Parish, President and COO, Morgan Keegan & Co., Private Client Group "Tom Dorsey continues to be one of the foremost authorities on Point and Figure charting. His relative strength analyses are essential for investors and traders alike. Furthermore, I always want to know what his NYSE Bullish Percent Indicators is "saying." - Lawrence G. McMillan, President, McMillan Analysis Corp., "Tom Dorsey has done it again...he has taken his 30-plus years of unending devotion, talents, and insights in technical analysis and applied them to Exchange Traded Funds. He begins with the history of ETFs, explains how different they are from mutual funds, and then applies his expertise in Point and Figure charting to help traders and investors time their purchases and sales." - Ralph J. Acampora, CMT, Director of Technical research, Knight Capital "Reading Tom Dorsey's Point & Figure Charting is the like procuring a road map before you begin a journey. It's a comprehensive look at how to succeed in the markets. This book is not only essential but easy to follow for everyone." - Paulo Pinto, CEO, Dif Broker "Point and Figure Charting has become a valuable part of my daily trading routine. As an investment professional, it makes perfect sense to use Tom's methods in conjunction with fundamental analysis." - Damion Carufe, Investment Professional

    Throughout the writing process of this edition, the authors worked closely with a developmental editor to help ensure the text is student-friendly and even more responsive to the variety of learning styles. The text is enriched with real-world examples and illustrations from a variety of business environments. Futhermore, the text's new, four-color design allows instructors a high degree of flexibility and emphasis.

    It is one of egos and money, where millions of dollars are won and lost every day and phones are routinely thrown across hectic trading desks. This palpable excitement has led to the explosion of the retail FX market, which has unfortunately spawned a new breed of authors and gurus more than happy to provide misleading and often downright fraudulent information by promising traders riches while making forex trading 'easy'. Well I'll let you in on a little secret: there is nothing easy about trading currencies. If you don't believe me then stop by Warren Buffet's office and ask him how he could lose $850m betting on the dollar or ask George Soros why his short yen bets cost him $600m not once but twice in 1994. What's wrong with these guys, don't they read FX books? In reality, the average client's trading approach combined with the unscrupulous practices of some brokers make spot FX trading more akin to the games found on the Vegas strip than to anything seen on Wall St. The FX market is littered with the remains of day traders and genius 'systems, ' and to survive in the long-run traders have to realize that they are playing a game where the cards are clearly stacked against them. Have you ever had your stop hit at a price that turned out to be the low/high for the day? Bad luck perhaps? Maybe. What if it happens more than once? Do you ever feel like the market is out to get you? Well guess what, in this Zero Sum game it absolutely is. Covering the day-to-day mechanics of the FX market and the unsavoury dealings going on, Beat the Forex Dealer offers traders the market-proven trading techniques needed to side-step dealer traps and develop winning trading methods. Learn from an industry insider the truth behind dirty dealer practices including: stop-hunting, price shading, trading against clients and 'no dealing desk' realities. Detailing the dealer-inspired trading techniques developed by MIGFX Inc, consistently ranked among the world's leading currency trading firms, the book helps turn average traders into winning traders; and in a market with a 90% loss rate winning traders are in fact quite rare! More than just a simple manual, Beat the Forex Dealer brings to life the excitement of the FX market by delivering insights into some of the greatest trading triumphs and highlighting legendary disasters; all written in an easy to read style. Make no mistake about it there is a lot of money to be made in currency trading, you just have to know where to look. Sidestepping simple dealer traps is one way of improving your daily p&l, but it is surely not the only one. Successful trading comes down to taking care of the details, which means skipping the theoretical stuff and providing only up-to-date, real-life examples while sharing the FX trading tips that have proved so profitable over the years. By stripping away the theory and getting down to the core of trading, you too will find yourself on the way to beating the forex dealer!

    The most talented investors in the world play this game, and if you try to compete against them, it’s like playing against the house in a casino. Luck can be your friend for a while, but eventually the house wins. But what if you could lay down your bets with the house instead of against it? In the stock market, the most successful large investors—particularly hedge fund managers—represent the house. These managers like to refer to their top investments as their “best ideas.” In this book, you will learn how to farm the best ideas of the world’s top hedge fund managers. You will learn who they are, how to track their funds and stock picks, and how to use that information to help guide your own portfolio. In essence, you will learn how to play more like the house in a casino and less like the sucker relying on dumb luck.

    This clean, wholesome romance will take you back to bygone days when holiday traditions were deeply rooted institutions, and when love could heal all wounds. Returning to her family’s Montana ranch after a ten-year absence, Jordyn Dunaway pitches in to help her Mother create the special holiday magic for which the family ranch is renowned. But when she discovers that her best friend growing up—the man she has never forgotten—is employed as a ranch hand, the holiday season turns into something she never imagined.Chad Devlin was falling into a deep abyss after leaving the military as a result of a traumatic brain injury. When his old employer invited him back as a ranch hand he found himself recovering both physically and mentally...that is until he was blindsided by the return of the ranch owner’s daughter after a ten-year absence.The rocky relationship of the former best friends takes a back seat as the future of the family-owned ranch becomes threatened. If Jordyn and Chad don’t put their painful pasts behind them, they might lose the ranch they both call home. Can misunderstandings, mistrust, and lost years be forgotten when the magic of Christmas is in the air?Find out with the help of beautiful vistas, Western hospitality, and the magical meaning of a special sleigh bell that ties both Jordyn and Chad to the past—and the future.If you love Debbie Macomber, Shanna Hatfield, RaeAnne Thayne, Susan Mallery, or Sheila Roberts, you’ll love Sleigh Bells Ring by award-winning Jessica James.

     Tana, a diligent, young nurse with a troubled childhood, can’t believe her luck when she finds Vikram, a rich widower who says she is the ‘love of his life’. The strong attraction quickly turns into something else, unraveling her life. Nightmares that wrecked her childhood are back—and ripping her world apart. Evil has already claimed victims. Is it about to take another? As the four walls of her majestic Lutyens bungalow begin to close in on her, she spirals down into a dungeon. In this twisted world with betrayal at every step, she decides not to stay miserable and becomes the person she never thought she could be. The path to escape is swarming with grisly ambushes and ... intrigue. No one really knows what happens behind closed doors or what goes inside a person’s mind. How far will someone go to protect their secrets or to get what they want? Farther than anyone can imagine. PEOPLE ARE UNKNOWABLE.

    I pretended to be someone else. Now, he's found me. And he's determined to make me pay for deceiving him. But how can I resist when the payment he demands is so, so sweet? On the night she discovers her ex's engagement, Rachel meets Landon, the sexiest man she's ever seen, and he mistakes her for a hooker. The thing is, he's so sexy...what harm can there be in losing herself in his touch just for one night?Landon prefers his women beautiful and sophisticated, with no desire for commitment, so when his brother ignores his protests and sends him a hooker on his birthday, he's surprised by how willing he is to continue paying for her services. It should be easy, except she's no hooker, and she has no intention of letting him into her life.As the billionaire owner of Swanson Court Hotels, Landon is used to getting what he wants, and Rachel is not going to be an exception.This collection includes Drawn to You, Addicted to You, and Lost in You.