Debt-Free on Any Income


Lyle Shamo - 2004
    Authors and money-management experts Lyle and Tracy Shamo say, "Like it or not, meeting basic needs has nothing to do with poverty and everything to do with how well we manage our money." In this practical guidebook, the authors will help you take control of your money, teaching you how to pay off your debt-including your mortgage and car loans- and stay out of debt. Advanced computer software (included on a CD-ROM that comes with the book) will help you assess your financial status, learn more about where your money is going and discover how to channel it to the right places.

Radical Frugality: Living in America on $8,000 a Year


Nic Adams - 2011
    Radical Frugality tells the story of 5 people who did it: Paul, 27, discovering how to overcome student loan debt; David and Winona, late 40's, living their retirement dream today; and Dan and Charlotte, family of 4, with an underwater mortgage. Waking up every morning debt-free with cash in your pocket helps your brain feel safe, secure, and smart. Embracing the concepts in this book frees you from the overwhelming anxiety of the consumer lifestyle by showing you how to take control. You can start today. What if you could spend 66% less money than you spend today setting yourself up to live a self-determined lifestyle doing exactly what you love to do regardless of financial compensation? Radical Frugality shows you exactly how to achieve those goals within one to five years. Using our step-by-step common sense plan, we teach you what to do (break the spell of the consumer credit con), when to do it (planning and preparation), and most importantly where to do it (discover the 5 top cities for living frugally). We'll help you evaluate your financial situation. Are you in the Yellow Zone, the Orange Zone, the Red Zone, or even the Dead Zone (paying debt with debt)? This book lays out a plan for how to pay off your debt and get into the Neutral Zone (getting back to monthly break-even), the Green Zone (debt free with $1,000 a month free cash-flow) or even the Golden Zone (living a self-determined life). Whether you are desperate right now about your financial situation, facing retirement, just starting out, or just plain tired and worn-out from struggling to pay bills, Radical Frugality can show you over 100 tips for feeling better today. Radical Frugality offers a soup to nuts plan for living a self-determined life that will leave you happier and healthier than ever before. CHAPTER ONE: IT'S NOT ABOUT WHAT YOU EARN—IT'S ABOUT WHAT YOU SPEND. HOW TO TAKE CONTROL CHAPTER TWO: THE CONSUMER CREDIT CON. HOW MARKETERS PLAY TRICKS ON YOUR BRAIN CHAPTER THREE: WHY FRUGALITY? GETTING STRAIGHT ABOUT WHY YOU'RE ON THE PLANET CHAPTER FOUR: WHO ARE YOU TODAY? EVALUATE YOUR SPENDING PROFILE CHAPTER FIVE: HOW TO DO IT. YOUR STEP BY STEP PLAN TO GAIN CONTROL CHAPTER SIX: GOING GREEN AND NEVER LOOKING BACK. THIS IS YOUR BRAIN ON CASH CHAPTER SEVEN: WHEN WILL YOU BE READY? LEARNING TO ASK THE RIGHT QUESTIONS CHAPTER EIGHT: LIVING THE DREAM. WHERE YOU LIVE DETERMINES HOW YOU LIVE

The Debt Consolidation Myth: A Proven Method to Help You Get Out of Debt While Still Living Your Life


Jesse Mecham - 2017
    Let’s have you destroy your debt. Let’s have you be rid of it forever. That’s exactly what this 80/20 guide is going to give you—a sure-fire, bulletproof, tried and true method for destroying your debt. Debt, in almost any form, is lame. Nope, “lame” is probably not a strong enough word for it. Debt is a burden. Debt’s a drain. It’s a mood killer. It’s a relationship strainer. It’s a cash flow crusher. Sheesh. It takes the fun out of just about everything. Sure, you’ll hear fancy-pants people tell you about “good” debt and “bad” debt and the like. They’ll discuss fancy terms like “opportunity cost” or the value of using “OPM” (other people’s money, and if you didn’t know what OPM meant, bless you). They may even use another three-letter acronym like “ROI” when they’re talking about how you can leverage debt and get a better return on your investment. Well, we’re not talking about capitalization of a multi-conglomerate business. We’re talking about your personal finances. And when it comes to personal finances, debt is a draining, mood-killing, cash flow-crushing burden—and it’s lame. Heck, debt collectors, big banks, attorneys ... they all make debt personal. So I think it’s safe to say that your debt belongs right square in the middle of what we’d call your personal finance. Yes, let’s make this very personal. Let’s talk about how you got into this mess of debt, where you want to go, and how you’ll get there. And, true to our 80/20 guide form, I’ll tell you everything you need to know and do as quickly as possible. Unless I see a good opportunity for a joke, where I’ll drag it out just a bit longer.

The Secret of Shelter Island: Money and What Matters


Alexander Green - 2009
    How to lead a "rich" life during trying economic timesIn The Secret of Shelter Island, nationally renowned financial analyst and bestselling author Alexander Green explores the complicated relationship we all have with money and reveals the road map to a rich life.Drawing on some of today's best minds and many of history's greatest thinkers, The Secret of Shelter Island is both a much-needed source of inspiration and an insightful look at the role of both money and values in the pursuit of the good life.Addresses what really matters when it comes to money and how to make smarter decisions with what you have Describes the profound connection between money, character, personal philosophy, and outlook Other bestselling titles by Green: The Gone Fishin' PortfolioIf you want to understand what ultimately provides meaning, contentment, and the satisfaction of a life well-lived, then read The Secret of Shelter Island.

Your Complete Guide to a Successful & Secure Retirement


Larry E. Swedroe - 2019
    And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

Invest With The House: Hacking The Top Hedge Funds


Mebane T. Faber - 2016
    The most talented investors in the world play this game, and if you try to compete against them, it’s like playing against the house in a casino. Luck can be your friend for a while, but eventually the house wins. But what if you could lay down your bets with the house instead of against it? In the stock market, the most successful large investors—particularly hedge fund managers—represent the house. These managers like to refer to their top investments as their “best ideas.” In this book, you will learn how to farm the best ideas of the world’s top hedge fund managers. You will learn who they are, how to track their funds and stock picks, and how to use that information to help guide your own portfolio. In essence, you will learn how to play more like the house in a casino and less like the sucker relying on dumb luck.

The Everything Bubble: The Endgame For Central Bank Policy


Graham Summers - 2018
     Because these bonds serve as the foundation of our current financial system, when they are in a bubble, it means that all risk assets (truly EVERYTHING), are in a bubble, hence our title, The Everything Bubble. In this sense, the Everything Bubble represents the proverbial end game for central bank policy: the final speculative frenzy induced by Federal Reserve overreach. The Everything Bubble book is the result of over a decade of research and analysis of the financial markets and economy by noted investment analyst, Graham Summers, MBA. As such, this book is intended for anyone who wants to understand how the US financial system truly operates as well as those interested in the Federal Reserve’s future policy responses when the Everything Bubble bursts. To that end, The Everything Bubble is divided into two sections: How We Got Here and What’s to Come. Combined, these sections represent a blueprint for all things finance and money-related in the United States. This knowledge is now yours.

Rich on Any Income: The Easy Budgeting System That Fits in Your Checkbook


James P. Christensen - 1986
    Most people know how important it is to manage their money wisely. But most budget books are cumbersome and overly technical. And computerized budgeting systems are complex and temperamental. This book presents a simple, easy-to-use, and effective system that makes budgeting as easy as writing a check.

Merriam-Webster's Everyday Language Reference Set


Merriam-Webster - 1995
    Contains The Merriam-Webster Dictionary, The Merriam-Webster Thesaurus and Merriam-Webster's Vocabulary Builder, New Edition.

Big Travel, Small Budget: How to Travel More, Spend Less, and See the World


Ryan Shauers - 2015
     The Real Struggle is That Travel is Just Too Expensive You know you’d love to travel more, but the typical budget travel advice says you should sleep on the couches of strangers, pile into crowded “chicken” buses, or eat Top Ramen in your hostel dorm room. There has to be a better way to travel cheap over the long-term and save money. Ryan Shauers’ new book Big Travel, Small Budget helps you look at long-term travel in a whole new way. Based on the lessons learned in nearly three years of travel, this book will show you how to save money traveling and provide you with an inexpensive path to a rich life. Introducing: Big Travel, Small Budget - How to Travel More, Spend Less, and See the World. This book includes sections on: How much money you really need to have on hand and how long it will last you (it probably isn't as much as you think). How traveling as an overlander can be one of the most liberating (and affordable) ways to travel. How to fly around the country or around the world for pennies on the dollar. How you can move overseas, become a temporary expat, and live nearly rent free thanks to the new sharing economy. How to find lodging for weeks or even months in some of the most desirable places around the world and not pay for it. Your biggest obstacle to achieving your travel dreams (and how to overcome it). And much, much more! Each tactic outlined in this book when used by itself will provide you with a big win, but the synergistic effect when combined is where you can save not just hundreds, but many thousands of dollars. But more important than just saving money is the realization that you can finally make your travel dreams come true, even on a limited budget. It’s time to stop putting off your travels for “someday” and some to-be-determined date in the future. Big Travel, Small Budget provides a simple framework that will change your perspective on how you can travel more affordably whether for a few weeks, a few months, or even longer. Scroll to the top of the page and click the “buy now” button to turn your travel dreams into your reality!

Secrets of Self-Made Millionaires: Crack the Code to Greater Wealth, Health, and Happiness


Matthew R. Kratter - 2019
     Discover the different paths that ordinary people took to become self-made millionaires. These are not trust-fund babies. They are just regular folks like you and me. The only difference is that every day they took another step down the path of wealth. Daily action. And the right kind of action. That's all it takes to become a self-made millionaire. In this book, you will learn about: The secrets that self-made millionaires used to grow their wealth The small things you can do that make a big difference The best morning routines and daily habits for success The books that had the biggest impact on these millionaires How to make money by investing in what you know How to create passive income and escape the trap of being an employee How to compound wealth like a savvy investor The one thing you should never do with your hard-earned cash (don't start investing until you read this) And much, much more Whether you are a college graduate, or high school dropout. . . Whether you are a small business owner, or an employee. . . Even if you know nothing at all about business or investing. . . This book will teach you how to build a better life for you and your family. Imagine how your life would change if you knew that you were on the proven path to wealth. Amazon best-selling author and retired hedge fund manager, Matthew Kratter has interviewed the most interesting self-made millionaires that you will ever meet. Are you ready to start down the path of becoming a self-made millionaire? Then scroll to the top of this page and click BUY NOW.

We Use Coupons, You Should Too! How Couponing Saved My Life


Nathan Engels - 2012
    Coupon as he takes you on a journey that can save you thousands annually and set your family on a path to financial freedom. Nathan Engels, Mr. Coupon, is no stranger to debt. The realization that something drastic needed to be done to change the trajectory of his life led to his discovery and passion for couponing.The biggest "A Ha!" moment of your life will be after reading this book. If you are a skeptic, you will learn the true powers of a piece of paper. With basic couponing techniques, a little Grocery Psychology and a sound methodology, you too can confidently go shopping with coupons in hand and the knowledge that you are saving more than ever before.Mr. Coupon started with over $80,000 in debt, not including the mortgage! Even in a struggling economy, coupons helped Nathan to control his grocery bill and start saving. Today, Nathan and his family are nearly debt free.Are you ready to take flight? Then let's begin, it all starts here!

How Money Works: Stop being a SUCKER


Tom Mathews - 2019
    The few who know how money works take advantage of those who do not - the suckers. This book is designed to help you break the cycle of endless debt, foolish spending and financial cluelessness so you can stop being a sucker, start being a student and take control of your financial future.

Let The Universe Help You!: How to Get All The Money That You Want In An Honest And Fulfilling Way (Manifestation the subconscious mind Book 1)


M. Alexander - 2016
    The door of opportunity has opened for you to discover how GOD or the universe can help you toattract all the money that you want! It is time for you to learn about the universal laws and principles that have created millions of millionaires from all over the world. After reading this book, the “secret” that these people have used generate wealth in their lives will no longer be a secret for you. What you will learn from this book: • Discover how your view of money affects your attainment of it. • Learn how to tune into wealth and attract it to you. • Discover effective techniques that will help you think positive and abundantly. • Learn how to become wealthy. • Discover the Universal Laws that you MUST know if you want to achieve any form of financial success in honest and fulfilling ways. • Learn how to apply the right actions in order to attract more money into your life. • Discover the hidden truth that keeps the masses from living the life of their dreams. • Learn how to have the right attitude to become successful. • Get access to an amazing gift that could change your life! Are you ready to transform your life? If so, what are you waiting for!? Scroll up and SMASH the download button now! You have zero excuses! tags: the law of attraction, positive thinking, wealth mindset, the subconscious mind, money and the law of attraction

T.H.U.G. L.I.F.E.


Sanyika Shakur - 2008
    L.I.F.E. is a vicious, heart-wrenching and true-to-life novel about an LA gang member that masterfully captures the violence and depravity of gang life. Shakur’s protagonist is Lapeace, the leader of the Eight Tray Crips gang in South Central Los Angeles. In a deadly gunfight with Anyhow, a Blood and Lapeace’s rival since childhood, eight innocent civilians are killed. Anyhow is captured. Lapeace becomes a fugitive and he must hide out in the home of his girlfriend, Tashima, a hip-hop mogul as a pair of crooked LA detectives, John Sweeney and Jesse Mendoza, attempt to track him down.This novel was written from the confines of Shakur’s jail cell, and the authenticity of its street scenes--the relentlessness of violence, the do-or-die attitude of each side of the gang war, the sheer joy in the killing--is a testament to the hell that has been a majority of Shakur’s life. With T.H.U.G. L.I.F.E., Shakur delivers a powerful and gripping story about the terror of gang life and one man’s attempt to free himself.