Read this book. -- Clark Howard, #1 New York Times bestselling author of Living Large in Lean Times"Financial planner Wes Moss offers you something different -- not just a plan to retire, but a way to do it sooner and to be happy when you do. - Atlanta Journal ConstitutionIf you think you need to win the lottery or work until you're 75 to retire with financial stability, Money Matters host Wes Moss has very good news for you. You Can Retire Sooner Than You Think reveals the secrets for ensuring a successful retirement--sooner rather than later.After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices:Determine what you want and need your retirement money forFigure out how much you need to saveCreate a plan to pay off your mortgage in as little as five yearsDevelop an income stream from multiple sourcesBecome an income investorGetting on the fast track to a great retirement is a lot simpler than the retirement professionals would have you believe. You Can Retire Sooner Than You Think provides the proven-effective, five-step formula for creating the retirement of your dreams.

    In the first episode of her “Bad With Money” podcast, Gaby Dunn asked random people at a coffee shop two questions: First, what’s your favorite sex position? Everyone was game to answer, even the barista. No holds barred. Then, she asked them how much money was in their bank accounts. Deathly silence. People were aghast. “That’s a very personal question!” they cried. And therein lies the problem.Gaby argues that our inability to speak honestly about money is our #1 barrier to understanding it, nurturing a stigma that leads to our shame, embarrassment, and anxiety, which in turn prevents us from taking ownership over this important part of our lives. She wants you to know that there are real reasons to feel helpless when it comes to managing your money, and that the patronizing know-it-alls on TV who blow air horns in your face and charge you up the wazoo for their self-help seminars do not have the answers.But despair not, there is a light at the end of this dark, moneyless tunnel. Through her own journey toward “financial literacy,” Gaby uncovers the real reasons that we feel so disempowered when it comes to finance—deeply rooted habits we inherited from our families, systemic imbalances, and intentionally-complicated terminology that makes it impossible for regular people to feel competent. Bad With Money isn’t going to tell you how to get rich or erase your debt, nor will it offer up a litany of humiliating confessions about horrible financial decisions that Gaby has made (okay, maybe some): it is an invitation from a friend who is just as clueless as you are. Equal parts memoir and journalistic investigation, Gaby covers topics like the financial dynamics of dating, the costs of mental health, and how to maintain your self-respect as a freelancer. In addition to debunking the “entitled millennial” stereotype, Gaby reveals essential truths like how “401K” is not the name of a sci-fi movie, why it feels like your bank teller is speaking a foreign language, and how to decide whether to take an unpaid internship.Weaving her own stories with the perspectives of various researchers, artists, students, her parents, a financial psychologist, her exes, and more, she reveals the ways that money makes us feel confused, hopeless, and terrified, and what it might look like to start taking control of our financial futures.

    If you need to fit homesteading into a few hours each weekend and would like to have fun while doing it, these projects will be right up your alley, whether you live on a forty-acre farm, a postage-stamp lawn in suburbia, or a high rise. The May volume includes the following projects: * Plant your summer garden * Decipher nutrition * Choose the right mulch for each plant * Make homesteading easy with teamwork The second edition has been revised and expanded to match the paperback, with extra photos and feedback from weekend homesteaders just like you, plus permaculture-related avenues for the more advanced homesteader to explore.

    

    He never realized he was poor until, in the seventh grade, kids at school made fun of his clothing. This was a turning point for Tom. He decided that he would never be poor again and wanted a better life. Tom’s story is the quintessential rags to riches tale, a narrative that embodies the American Dream. Now it’s his turn to pass it along, to share his training methods and proven business models with you in his book, The Boxcar Millionaire. Achieve genuine sales success, find your turning point and sell more than you ever thought was possible.

    However, it's not the adversity, but how we react to it that will determine the joy and happiness in our lives. During tough times, do we spend too much time feeling sorry for ourselves, or can we, with gratitude...learn how to dance in the rain?It almost sounds too simple to feel important, but one word...gratitude, can change your attitude, and thus your life, forever. Sarah Breathnach said it best..."When we choose not to focus on what is missing from our lives but are grateful for the abundance that's present... We experience heaven on earth."Mac Anderson and BJ Gallagher have written a classic on "the awesome power of gratitude." No matter what your circumstances are, you cannot read this book and not feel extremely blessed.Learning to Dance in the Rain is an inspiring and beautiful book full of wonderful stories, quotes, poems and insight to help you reflect on the positives in life. A wonderful book to give to someone in need of encouragement - it can take you from feeling down to feeling blessed.

     The Miracle Morning Companion Planner is your hands-on guide for building a happier and more fulfilling life and career. This 12-month, undated planner allows you to start at any time of the year! Incorporating and tracking the Life S.A.V.E.R.S. each day will help you to be more present and intentional in each moment, own every aspect of your day, and to get the most out of your life.• Use Silence to quiet your mind, lower your stress, and accelerate your success.• Create and recite Affirmations to create your future in advance.• Daily Visualization keeps your brain focused on your goals and desired outcomes.• Exercise helps you feel better, have more energy, and add years to your life!• A daily Reading habit gives you the knowledge you need to take your self to the next level so you can take your success to the next level (because it only happens in that order).• Leverage the power of Scribing to experience more gratitude, track your progress and increase your productivity.You’ll also—• Master your own self-leadership and personal growth• Manage your energy—physical, mental, and emotional• Apply your new skills to your work, your social life, your health, and even your hobbies! The Miracle Morning Companion Planner is the perfect accompaniment to your Miracle Morning practice, and provides the structure that enables you to create a life you love.

    Detailing the technical indicators and money management strategies that have worked best for him, T. Livingston breaks down what every savvy trader needs to profit in today’s stock market. Topics discussed include how to analyze the general market, which stocks to trade, when to buy, position sizing, profit targets, and selling rules. Swing Into It provides a variety of different examples so that the reader will be prepared for various market scenarios. Detailed sample trades are included so that the reader can see how Livingston thinks throughout each phase of his trades. If you’re looking to get started in swing trading or seeking to refine your trading system, Swing Into It belongs in your library.

    Such background knowledge will help you understand why couponing works for not only couponers but also the stores that accept them. You'll feel confident going into the store for your first real deal because of the well-rounded knowledge, couponing advice as well as the online coupon tips you will receive from Couponing for the Beginner: A Guide to Couponing for the Uninitiated. The sensible approach in Couponing for the Beginner: A Guide to Couponing for the Uninitiated will help you shop for free for some of your favorite items at some of your favorite stores like CVS, Rite Aid, Target, and Walgreens. You'll also learn how to find the best savings on items you use every day in your home - learn how to combine them with store sales and promotions, store rewards/loyalty programs, rebates and more.All you have to do is follow Dean's step-by-step guide that teaches you how to get stuff for free and you'll be shopping for free in no time. In fact, you'll be wondering why you didn't shop like this sooner!

    . . whoever they are?Meet Steve and Annette Ecomomides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America's Cheapest Family Gets You Right on the Money, they show you how they did it - and how you can do it too.√ hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care√ how to save in advance for major purchases such as homes, cars, and vacations√ how to stop living paycheck to paycheck√ how to eliminate debt...forever!America's Cheapest Family Gets You Right on the Money puts meeting your financial goals - and living well at the same time - in reach for every family.

    All that jargon, all those calculations – it’s a hard game to break into and even harder to get right from the start. On the other hand, learning the ropes opens the door to an exciting new way to calculate risk, find the right investments and ultimately make your bank balance happy.This book is here to teach you how to understand the options market from scratch. By the time you finish reading, you’ll know exactly how to navigate your choices – and how to make them with wisdom. Let's Get Started With Option Trading! Options trading is all about understanding what lies beneath the market and this guide will walk you through that exciting process.Give it ONE WEEK and you'll TRIPLE your chances of making a profit on the options market. Give it a month and you'll see you're not just confident enough to make investments at will, you’re doing so in the right way to make a tidy deposit into your trading account. In this book, we’ll cover: ·         The types of trade and how each one can bring you a profit.·         Strategies to make the very best use of your investment capital.·         How to see patterns in the market, how to spot great investments – and how to make money.·         And much, MUCH more. If You Don't Read This Guide, You Risk LOSING YOUR LIFE SAVINGS on the Options Market These methods has been proven to work – a hundred times over. This book will show you that understanding the basic principles of the options market is not nearly so unfathomable as it appeared from a distance. All it takes is a few easy steps and you’ll start to feel a difference within a few short days – and all for less than the cost of a pocket calculator. See the Difference in Less Than a Week... or Your Money Back! If you follow the chapters in this guide and you find they don't work (not gonna happen) or you feel like they’re not for you, simply click one button within 7 days and Amazon will return 100% of your money. That’s how confident I am the answer to your problem is found inside – You will learn how to successfully trade options.Just scroll up now and click the BUY NOW button to start making a profit, today!

    This text takes Glamour magazine's best-loved feature and distils the advice into a guide for any fashion occasion.

    From enthusiasts to those who have just been introduced to the beautiful world of photography, knowing the craft and equipment is essential. This little comprehensive guide for beginners will take you on an amazing journey of discovering how wonderful Digital Photography is and how mesmerizing the art can be. From the advantages of SLR and the importance of shutter speed, to the types of lenses and the significance of good lighting, you will soon be on your journey to capturing the most stunning pictures and a kaleidoscope of dazzling sights to be eternalized. Technology is ever changing and now with Digital Photography, the world can be seen in vivid colors through your art. Begin your journey right here, right now.

    Maybe you are fuzzy on the details, but you know you want something different. You want to make your own rules for a change, but you aren't quite sure how to start - much less how to pay for it.What you need is An Action Plan for Dreamers.Betsy and Warren felt the same back in 2008, and they spent 2 years sculpting their conventional reality into one of world travel - a life they are still enjoying to this day.This second edition contains 390 pages of step-by-step, practical advice and case studies for dreamers just like you to help you reach your wildest dreams.What are you waiting for? Life is short; live your dream.

    Now he offers his most important book yet, a guide to making big career changes—by choice or necessity—and escaping the horrible feeling of being trapped in the wrong job.Acuff finds it amazing that people spend more than eighteen years studying and preparing for college, but little or no time honing their careers between graduation and retirement. He offers an empowering tool he calls the Career Savings Account, which will change the way readers think about their skills, relationships, character, and work ethic. He also shows that if you’re on the wrong track, you already have what you need to change it—even if your family and mortgage mean you can’t simply pick up and move for a new opportunity.Throughout the book, Acuff features inspiring and funny true stories—not merely his own, but those of friends who restarted their careers after a layoff, an extended maternity leave, or simply the realization that they were suffering fifty weeks a year just to pay the bills and enjoy two weeks of vacation. Everyone can benefit from Do Over, from new graduates to fiftysomethings and beyond.