Forget complicated, abstract philosophy—people need sound financial advice that's easy to follow and can be implemented immediately. For the first time, a leading financial adviser has developed a remarkable set of guidelines to give individuals the same kind of objective insight into their personal finances that successful businesses have. Your Money Ratios will help readers effectively manage debt, invest prudently, and develop a realistic and effective savings plan to ensure both financial success and security. Readers need only plug their income and age into Farrell's ratios in order to get an instant picture of their savings status and overall financial health, as well as a roadmap for the important choices they must make in the future. Here’s what you will find in this book:IF YOU ARE IN YOUR 20s OR 30s: Your Money Ratios will tell you how to get started and what you need to do over the next 35 years to stay on track. If you are lucky enough to read this book when you are young, you will have a clear vision for where you need to go throughout your working career. By setting yourself on the right path, you won’t have to work so hard later in life to meet your goals.IF YOU ARE IN YOUR 40s: You can benchmark your own financial circumstances against the ratios and see how you are doing with respect to your savings, debt, investments and insurance. You have plenty of time to make adjustments if necessary and plot out your path to retirement.IF YOU ARE IN YOUR 50s: The formula will provide you with a realistic assessment of your ability to retire. It will help you make the important decisions about how to allocate your financial resources over the next 10 to 15 years, and how to put on the final push for retirement.

    You'll never again have to worry about your dog acting out, feeling anxious or depressed--or ruining your brand-new rug--as you discover:* The simple secret of successful housebreaking--understanding your dog as a den dweller* Step-by-step programs tailored to both apartment dwellers and home owners, as well as to people who go to work, versus those who are home all day* Schedules for training puppies and (re)training adult dogs* How to identify your dog's natural behavioral rhythms--and use them to your advantage* How to cope with housebreaking lapses, marking territory, separation anxiety, and health problems* The power of praise and positive reinforcement, not punishmentIncluding sample schedules and timetables, and a list of related resources and websites, here is the essential, proven advice that will make training a pleasure, for both you and your dog.From the Trade Paperback edition.

    "The Single Woman's Guide to Retirement" is an essential and targeted resource for planning the next steps in your life. Packed with an inclusive blueprint that covers every aspect of retirement along with quizzes, checklists, and sidebars to help readers assess their choices, "The Single Woman's Guide to Retirement" is the only retirement book single women need.The author addresses important concerns from the perspective of women, who typically have less savings and live longer than men. From investing to dealing with divorce, dating, caregiving and death, from staying physically, emotionally, and spiritually healthy to handling kids, this book weaves personal anecdotes and suggestions from single women with guidance from attorneys, financial planners and certified public accountants.Covers all the retirement-related issues that affect single women, including finances, taxes, divorce, death of a spouse, second careers, and relocationRecommends the best places to retire, hot careers, meaningful ways to get the most out of your retirement, and strategies for healthy livingAsks the three questions that will answer the age-old question--should you retire?By combining technical information with insightful anecdotes, the book is a practical and complete resource for single women looking for a happy, successful retirement. It's the only book that addresses all aspects of retirement for single women, combining professional expertise with the real experiences of many single women.

    This new edition is fully updated with fresh insights and innovative training techniques from one of the sport's leading voices. Danny Dreyer teaches us how to heal and prevent injuries and also to run faster, farther, and with much less effort at any age or ability.With more than 150,000 copies in print, this groundbreaking program makes running safe and fun for beginning and seasoned runners, while also giving competitive runners the edge they seek. ChiRunning employs the deep power reserves in the core muscles, an approach found in disciplines such as yoga, Pilates, and in this case T'ai Chi. Make knee pain and shin splints a thing of the past Experience the natural efficiency of the midfoot strike Dramatically reduce your potential for injury Transform your running with our new 10-step training program ChiRunning provides powerful insight and transforms running from a high-injury sport to a body-friendly fitness phenomenon. Join the revolution!

    publishers. Learn how to start your business part-time, then work as little or as much as you want. This step-by-step guide, written by one of the most successful and highly rated sellers on Amazon.com and eBay, includes everything you need to know: -- Where to find books Find books in your own neighborhood to resell profitably to a worldwide pool of ready buyers. Get the best sources for valuable used books at low prices. -- Where to sell Learn how to list your books to sell at the best price on Amazon.com and eBay, and even your own Web store. -- Which books to buy What to look for in fiction, nonfiction, and collectibles to resell at the highest profits. -- Grading and pricing your books How to describe and price your books. Learn what buyers are looking for. -- Handling customers Tips on handling online book buyers. See the author's time-tested scripts for responding to customer issues. Learn how you can get and maintain high feedback ratings. -- Fulfilling orders Easy-to-use ideas for storing, organizing, and shipping your books and handling returns. -- Automation tools Maximize your efficiency with these tips on automating your business. Automatically notify customers about shipments, and print postage to ship your books without leaving home. -- Taxes and legal requirements How to register your business to obtain the proper permits and be exempted from paying sales tax on your inventory. -- Exclusive list of wholesale book distributors Exclusive profiles and contact info for 32 wholesale distributors of used and new books. Order inventory at up to 90 percent off retail, shipped right to your door. About the author: Steve Weber started his home-based bookstore as a hobby in March 2000. Two months later, he quit his day job to sell used books full-time on Amazon.com and eBay, using his one-bedroom apartment in Virginia as warehouse and shipping depot. In the meantime, he has sold more than $1 million of used books to buyers in all 50 states and 31 foreign countries. In this step-by-step guide, Weber tells you how he took $80 in savings to buy his first batch of books, then invested the profits to build a successful business, and how you can too.

    Featuring all-new Money Diaries, valuable advice on how to get rich (and afford life in the meantime) from a handpicked team of female financial advisers, and money challenges that will save you up to $500, Refinery29 Money Diaries will empower you to take immediate control of your own money, including: • Why budgets are bulls&!t and what to do instead • How to make repaying your loans as painless as possible • How to start an emergency fund even if you’re living paycheck to paycheck • How to effectively ask for a raise and make sure you’re being paid fairly • How to have fun without going broke • The joy of saving for future you With a vision of what your dream bank account balance looks like, some expert advice to help you achieve it, and the support of a powerful community with the same goal, you’ll be a step closer to taking control of not just your wallet, but your life.

    

    And if someone like me can become rich, then so can you - no matter what your present circumstances. Here is how I did it and what I learned along the way.' So writes Felix Dennis, who believes that almost anyone of reasonable intelligence can become rich, given sufficient motivation and application. How To Get Rich is a distillation of his business wisdom. Primarily concerned with the step-by-step creation of wealth, it ruthlessly dissects the business failures and financial triumphs of 'a South London lad who became rich virtually by accident'. Part manual, part memoir, part primer, this book is a template for those who are willing to stare down failure and transform their lives.Canny, infuriating, cynical and generous by turns, How To Get Rich is an invaluable guide to 'the surprisingly simple art of collecting money which already has your name on it'.

    It provides both a respectful, no-nonsense look at the difficult realities of life after the Great Recession and a hope-filled, easy to follow path toward better financial stability for even the most financially strapped households. Created by a financial expert who hasn't struck it rich, How to Manage Your Money When You Don't Have Any offers a first hand story of financial survival in the face of rough times. Rather than emphasizing wealth creation, How to Manage Your Money When You Don't Have Any teaches readers to do the best they can with their income no matter its size. Content rich, personal, and jargon free, the book is opinionated and at times humorous. Full of current everyday references, it is meant to be a quick read which will appeal to the average reader just struggling to make ends meet.

    When your family's in trouble, Nanny 911 is there on the double. Because brats are not born, they're made. No one knows that better than Deborah Carroll and Stella Reid—Nanny Deb and Nanny Stella—the stars of the overnight hit television show on the Fox network. Each week, up to ten million viewers tune in to see the nannies take charge and transform one family's utter chaos into serenity. No matter how loud the tantrums or how clueless the parents, Nanny Deb and Nanny Stella help them become the families they always wanted to be.Now the nannies share their remarkable wisdom with millions of overwhelmed parents desperate for foolproof parenting advice at their fingertips. They'll show that parents need to change their behavior first—because when there are no consequences for naughty behavior, kids quickly realize there's no reason for the naughtiness to stop. And when mom and dad just don't know what to do, the kids take over. You'll learn how to confront problems head-on, with firm but loving discipline, effective communication, and the implementation of clear House Rules.Nanny 911 is the perfect sourcebook for dealing with everyday problems that have escalated to levels that are out of control.For parenting emergencies call 911. Nanny 911, that is.With a Foreword by Head Nanny Lilian Sperling

    It's a comprehensive and readable reference on how to attract and keep good tenants and make good landlording decisions.

    It will remake the world and be the biggest money-making opportunity in history.Business as usual, founded on exploitation and environmental ruin, is over. Climate catastrophe, reactionary politics, and widening inequity have put the world on edge. Meanwhile innovations are shifting the economic ground, and an entire generation is pounding the table for real change. Capitalism is evolving into a force that can restore the planet, transform the global economy, and bring justice to people.Joel Solomon, impact investor and change agent, lays it on the line. The Clean Money Revolution is part memoir of an inspiring thought leader's journey from presidential campaigner to pioneering investor, part insider's guide to the businesses remaking the world, and part manifesto for a new vision of profit, power, and purpose.Meet some of the people behind this massive shift, and discover the role you can play in the $50-trillion movement toward true prosperity. A must-read for investors, wealth advisors, aspiring entrepreneurs, and all who want their values and money to work together to transform the future.The Clean Money Revolution is on. Join it!

    The reason, say Lynch and Rothchild, is that the basics of investing—the fundamentals of our economic system and what they have to do with the stock market—aren’t taught in school. At a time when individuals have to make important decisions about saving for college and 401(k) retirement funds, this failure to provide a basic education in investing can have tragic consequences. For those who know what to look for, investment opportunities are everywhere. The average high school student is familiar with Nike, Reebok, McDonald’s, the Gap, and The Body Shop. Nearly every teenager in America drinks Coke or Pepsi, but only a very few own shares in either company or even understand how to buy them. Every student studies American history, but few realize that our country was settled by European colonists financed by public companies in England and Holland—and the basic principles behind public companies haven’t changed in more than three hundred years. In Learn to Earn, Lynch and Rothchild explain in a style accessible to anyone who is high school age or older how to read a stock table in the daily newspaper, how to understand a company annual report, and why everyone should pay attention to the stock market. They explain not only how to invest, but also how to think like an investor.

    From simple constructions to complex designs, there's a round afghan pattern for everyone!

    But that's all about to change. Thanks to "Millionaire Maker" Loral Langemeier, you can develop the same financial intelligence that millionaires use to create, grow, and sustain their fortunes.Regardless of your income--and in as little as one year--the exclusive wealth-building method in The Millionaire Maker can have you generating enough money toQuit your job and start doing the things you loveControl and then eliminate your debt no matter how much you oweLive your life on your schedule--instead of your employer'sLoral Langemeier has already shown thousands of people how to tailor her proven wealth-building program to their individual needs, no matter what their financial condition--and she can do it for you too. As a hardworking single mom, Loral developed a process of transforming her income into assets, and assets into income that in turn created even more assets--something she calls the Wealth Cycle. Using her program, you'll learn how to build your own continually growing cycle of wealth by Engaging in business ventures that generate passive incomeSubstantially decreasing your tax burdenForming trusts, corporations, and partnerships to protect your assets and create a nonstop revenue streamYou'll also gain free access to many of the resources and investment advisors previously available only to those who sign up for Loral's world-famous Live Out Loud (www.liveoutloud.com) seminars and workshops. To live the life you've always wanted, all you need is a sincere commitment to building wealth and a proven system to make it happen--which you'll find only in The Millionaire Maker.