Many of us live with ongoing, and often unexamined, tension related to money. Few of us have really escaped the credit-card trap or freed ourselves from worries about having enough for the future. Brad Hewitt, CEO of Thrivent Financial, and James Moline, consulting psychologist, believe we haven't spent enough time examining our fundamental attitudes toward money. In Your New Money Mindset, Jim and Brad guide you through a Money Mindset Assessment, which will pinpoint what attitudes about money you should work on developing in order to achieve financial freedom. The goal is to cultivate a surplus mindset that allows you to enjoy what you have and be openhearted toward others. Discover today how to create a healthy relationship with money.

    You'll learn how millionaires live on less than they make, avoid debt, invest, are disciplined and responsible!This book is based on the largest study EVER conducted on 10,000 U.S. millionaires--and the results will shock you! You'll learn that building wealth has almost NOTHING to do with your income or your background! It doesn't matter where you come from. It matters where you're going.Most people think it takes crazy investing knowledge, a giant salary, a streak of luck, or a huge inheritance to become a millionaire. But that couldn't be further from the truth! Here's what you need to understand: if you're willing to do the work--if you'll follow the stuff we teach, if you'll commit to our plan--then you CAN become a millionaire.

    Whether you are growing plants in hanging baskets, tubs, window boxes or other containers this hobby is immensely gratifying.  If you are new to container gardening and buy your containers pre-planted, you get a sense of instant gratification and fulfillment.  It won't be long however, before you are hit with the gardening virus and you'll find yourself expanding to one more pot and then again, one more container.  Before you know it, the urge to plant and nurture will take over. At this point, you need a garden plan for your container garden. Use this monthly container gardening checklist to keep your containers at peak performance. When do I plant spring bulbs in containers? When do I perk up my annual plantings with some new varieties? What do I do with container plants I want to save over winter? These and many other questions are answered in this container gardening book. At the beginning of the month, check out the tasks and tips on the schedule.  You may find items you never thought of and may also learn techniques used by professional gardeners and landscapers that will make your container gardens the envy of the neighborhood. Scroll up and pick up this book today and give your patio, pool, and porch just the pizzazz it needs to perk up your landscaping plans.

    This hands-on guide shows you how to maintain a successful bar, manage the business aspect of it, and stake your place in your town's nightlife. It provides informative tips on:Understanding the business and laws of owning a bar Developing a business plan Creating a menu, choosing decor, and establishing a theme Stocking up on equipment Choosing and dealing with employees Handling tough customers Controlling expenses, managing inventory, and controlling cash flow Getting the word out about your place Preparing for your grand opening, step-by-step This guide cues you in on how to keep your bar safe and clean, making sure everyone is having fun. It warns you about the pitfalls and no-nos that every owner should avoid. There are also helpful resources, such as contact information for State Alcohol Control Boards and Web sites with valuable information.

    Meredith Leyva, a military wife and founder of CinCHouse.com, the Internet's largest community for military wives, girlfriends, and women in uniform, details everything you need to know to manage day-to-day issues and get on with the adventure of military life. From relocation to deployment, protocol to finances, and career to kids, Leyva offers time-tested advice about: • Keeping your love life together during deployments • Relocating yourself and your family around the world • Maintaining your own career when you're expected to move every three years • Understanding what pay and benefits you're entitled to -- and how to maximize them • Translating those odd acronyms and jargon Written by a seasoned military wife, this smart and savvy guide will help you take control at every point of your servicemember's career -- from filing marriage papers as newlyweds to choosing prenatal and child care when you start a family to figuring out his pension when he's ready to retire.

    By learning the rules that the wealthy play by, business owners can take advantage of legal tax deductions to cut their annual tax payments.

     What You Will Learn Through easy-to-understand examples and practical tips, Nathan will show you how anyone can achieve financial independence and investment success through dividend investing. In these pages, you'll discover: Why traditional investment strategies fail. The most dangerous investment strategy out there right now (and how to avoid it). How to dramatically improve your investment results while taking less risk. How to outperform most "passive index" strategies. How to practically guarantee a positive investment return over the long-term. Why dividends are the safest, most consistent, and common sense way to build wealth. What dividends are and where they come from. How dividends can replace your paycheck in retirement. Who Should Read It This book is for anyone who wants to build wealth and improve their investment returns. It’s not complicated. There are no fancy formulas or Wall Street mumbo jumbo. Beginning investors who just want to better understand how to make money investing in stocks. Experienced investors who have been burned by other investment strategies. Anyone who is afraid to lose money investing in the stock market. Those nearing retirement who wants to generate passive, consistent, and growing income. Retired people who are tired of getting 1% returns in their checking accounts and 3% (or less) from bond funds. Anyone considering buying an annuity. Who Should NOT Read It Those looking for “get-rich-quick” investing strategies. This strategy is about consistently and predictably growing your wealth over long time periods (20+ years). This book is targeted to people with little-to-no experience with dividend investing or investing in general. If you have a lot of experience with dividend investing, there probably isn’t much here for you. Annuity salespeople. If you want to sell an annuity, don’t read this book. And definitely don’t let your potential victims (errr… “clients”) read it. Testimonials "The book is well written and understandable for anyone with even minimal investing experience." -JCS "One of the best books on dividend growth investing. I wish I had known about this 10 years ago as I compared my tax-free bonds versus dividend growth investing would have doubled my portfolio if I had followed his books advice." -David "An investment strategy that makes sense. The book is short and to the point. Reading it will be time well spent." "I'm already employing the strategy in my own investments, but this book gave me a lot of confidence that I'm absolutely doing the right thing. It is short, but there's every bit as much content as a much longer book.

    So say the backcountry experts at Backpacking Light magazine in a new book that redefines modern day backpacking as safe, comfortable, and fun?but with a much lighter pack. This is the most comprehensive and rigorous text ever published on lightweight backpacking. In addition to chapters about gear and basic skills, Lightweight Backpacking & Camping covers advanced topics, and has the latest information about the best lightweight gear and apparel, including the manufacturers that make it and the retailers that carry it.

     We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:  • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own

    This revised and updated third edition includes completely new material on: • Internet banking • Debit and prepaid credit cards • Online car shopping • The latest in effective job hunting • Online college degrees and what they can get you • Investment strategies for the next decade • Home-based employment opportunities • New financial impact of marriage and children • Home ownership options from building your own to townhouses and condos • Online mortgage brokers • All-new websites and resources

    That often means working 40-hour-weeks and penny-pinching your whole life. How else could you save a cool $2 mil?Finance guru, former financial advisor, and Amazon bestselling author of Money Honey, Rachel Richards has one goal in mind: teaching you everything you need to know to become financially free earlier than you ever thought possible. At age 27, Rachel quit her job and retired, living off $10,000+ per month in passive income streams. Let her show you how to do it at any age—it's never too late.What is passive income? Passive income is earned with little to no ongoing work. It's no get-rich-quick scheme, but once your passive income exceeds your expenses, you are set for life. In a refreshingly realistic how-to guide, Rachel serves up 28 tried and true passive income stream models, helping you to: Achieve "Financial Independence, Retire Early" without penny-pinching Create consistent, long-term residual income (the non-multi-level-marketing way), so you can live life on your terms Have the flexibility to work when, where, and if you want Say "goodbye" to your 9-5, and create a life you totally love Eliminate your money stresses and fears Rachel supplements boatloads of research and personal expertise by interviewing well-known experts! You'll hear directly from big names such as HAL ELROD, BOBBY HOYT, DAVID OSBORN, HONORÉE CORDER, and more!Hal Elrod is the internationally bestselling author of The Miracle Morning™ Series, which has been translated into 37 languages and has impacted over 2,000,000 people's lives!Bobby Hoyt is a former high school band director and the founder of Millennial Money Man. He now makes six figures per month from his blog, online courses, and recurring revenue!David Osborn is a multi-millionaire real estate mogul who started out broke and unemployed at age 26, only to become one of the most successful real estate franchise owners in the world!Honorée Corder has written over 50 books. She teaches the You Must Write a Book Live Coaching Course and is an executive book coach!Doug Skipworth is the co-founder and principal broker at Crestcore Realty, which manages 2,500 properties in Tennessee. He personally owns hundreds of rentals!Thom Shepherd is a CMA of Texas Songwriter of the Year and has written five #1 singles!If you regularly feel the Sunday Scaries or always dread getting up for work in the morning, this book is for you. This book is for the college student already dreading the 9-5 life that waits him upon graduating; the couple who would rather spend their time doing what they want, instead of slaving away for their employers every day; and the single parent who is barely scraping by. Regardless of your WHY, passive income could be your HOW.

    In this day and age, young people can't afford to repeat the financial mistakes made by their parents. Thankfully, there is a way for the middle class of today to build wealth and be happy. This practical guide will lead you through the life-long journey of financial independence, free from money related stress and empowered to live life the way you want. In Building Wealth And Being Happy: A Practical Guide To Financial Independence, you'll learn:- How to slowly get rich over many years and retire early- How to have a positive, healthy relationship with money- Whether you should use a financial advisor or DIY- Whether you should rent or buy the place you live in- Whether you should partake in socially responsible and green investments- If you can trust the stock market- If you should invest in real estate or gold- And much, much more...

    You’ll discover how to draw all types of dragons using nothing but a pencil. Drawing Dragons shows how to bring to life fierce warriors and bearded ancients as well as baby hatchlings and protective mothers. It also features a special section on adding claws, scales, horns, jewels and other unique details to your dragons.Learn to draw:• Ferocious, attacking dragons•Graceful sea dragons•Fire-breathing flying dragons•Wise, thoughtful dragons

    Just as important, How to Cook Everything takes a relaxed, straightforward approach to cooking, so you can enjoy yourself in the kitchen and still achieve outstanding results.

    It makes a beautiful gift for any occasion, for friends, loved ones and gardening lovers alike!Floret Farm's Cut Flower Garden:Cut Flower Garden is equal parts instruction and inspiration—a flower gardening book overflowing with lush photography of magnificent flowers and breathtaking arrangements organized by season. Find inspiration in this lush flower book:• Irresistible photos of Erin's flower farm that showcase exquisite blooms• Tips for growing in a variety of spaces and climates• Step by step instructions for lavish garlands, airy centerpieces, and romantic florist design and décor for every seasonA perfect gift: Flower lovers, avid and novice gardeners, floral designers, wedding planners, florists, small farmers, stylists, designers, crafters, home decor aficionados, and those passionate about the local floral movement will love this book.• For those who loved Floret Farm's A Year in Flowers by Erin Benzakein, The Flower Recipe Book by Alethea Harampol, Seasonal Flower Arranging by Ariella Chezar, and The Flower Chef by Carly Cylinder.