But life happens and if you’ve got debt, life has happened to you. Whether you have a rolling balance of $2,000 on your credit card or an $80,000 line of credit you are positive you will carry to your grave, debt can be a huge cause of stress—affecting both your emotional and financial wellness.After working with thousands of financial planning clients, Shannon Lee Simmons knows that your only way out of the debt cycle is to truly understand all of your spending triggers so you can shut them down for good. In Living Debt-Free, she shows you that it is possible to have a life and pay down debt at the same time. In fact, that’s the only way your debt plan will work. You will learn to take control of your finances and pay down your debt in a realistic way that will keep you motivated long enough to see it through to the end. No shame. No blame. No scare tactics.In Living Debt-Free, Simmons focuses on creating a debt repayment plan that will motivate you for a long time, rather than an unrealistic one that’s strictly about paying the least amount of interest charges. (Collective gasp—how dare she!?) Listen, everyone knows that paying interest on debt is bad and to be avoided as much as possible, but human beings are complex. Life is complex. Debt is complex. There cannot be a one-size-fits-all plan, so Living Debt-Free will help you build your plan—the one that will help you finally put the debt behind you, start fresh and feel good about your money again.

    The Fireproof Your Marriage study integrates video clips from the movie FIREPROOF, along with key Scriptures, thought-provoking questions and devotionals. The Couple's Kit includes a six-session DVD and two Participant's guides. Also makes a great wedding or anniversary gift! Fireproof Your Marriage includes these six sessions: 1.) He Said/She Said: appreciating the God-designed differences between men and women. 2.) He First Loved Us: God's love for you and how it enables you to love others.3.) Love for a Lifetime: marriage as a lifelong covenant. 4.) Breaking Free: freeing yourself from temptations that can destroy a marriage. 5.) Forgiveness: offering and receiving forgiveness. 6.) A Better Way of Loving: unconditional love.

    You are not meant to live life according to a quarter of your ability or half of your ability. Rather, you are meant to live life at the edge of your ability—where wealth, greatness, success and self-actualization lie. He covers key principles, such as:"The type of person you are is usually reflected in your business. To improve your business, first improve yourself."“When money realizes that it is in good hands, it wants to stay and multiply in those hands.”“Money is always eager and ready to work for anyone who is ready to employ it.”“The key to personal development lies in your daily routine”“If you want your income to grow, you too must grow.”“If you look at anything successful, you will find traces of a good leader in it.”“There is no progress or accomplishment without sacrifice.”“The more your money works for you, the less you have to work for money.” “You must have a level of discontent to feel the urge to want to grow.”“Many times, the thought of fear itself is greater than what it is we fear.”Get this hot seller on Amazon now for 80% OFF for a limited time. Click link below:http://www.amazon.com/gp/product/B01A...

    At a prominent showroom in downtown Bangalore. A pregnant woman swoons. Glittering crystals disperse. Chaos reigns. Siddhartha, English teacher-turned-conman, pulls off a diamond heist. With unconditional support from his theatre-artiste wife. Abhimanyu, the authoritarian business baron, retaliates. With a policy master stroke that will push Siddhartha into financial jeopardy. And renew Siddhartha’s streak to wreak vengeance. A devious plot unfolds. Involving the royal heirloom belonging to Abhimanyu. Provoked beyond limits, Abhimanyu pulls out all the stops. Even as he confronts the identity conflicts of a hitherto unknown son that has appeared. Stage-managed bank deposits. Orchestrated raid. A hostile alliance. Until he faces a sordid truth revealed by the blue-blooded mother he worships. How does this dynastic drama play out?

    Chase instructs readers on where to find coupons, how to use them, where to get the most bang for your buck, and how to start thinking like a couponer every time you make a purchase. Sound too easy? With a little practice, you'll see the savings rolling in while you live your life -- stress-free and thousands of dollars per year richer!

    For many others, it's terrifying. After all, a stable job that delivers a regular paycheck is a blessing. And not everyone has the means or the desire to take on the risks and responsibilities of working for themselves.But what if we could quickly and easily create an additional stream of income without giving up the security of a full-time job? Enter the side hustle.Chris Gullibeau is no stranger to this world, having launched more than a dozen side hustles over his career. Here, he offers a step-by-step guide that takes you from idea to income in just 27 days.Designed for the busy and impatient, this detailed roadmap will show you how to select, launch, refine, and make money from your side hustle in under a month. You'll learn how to:- Brainstorm, borrow, and steal to build an arsenal of great side hustle ideas (day 3) - Apply "Tinder for Side Hustle" logic to pick the best idea at any time (day 6) - Learn, gather, or create everything you need to launch; then set up a real life way to get paid (days 13-14) - Start raking in the money by channeling your inner Girl Scout (day 18) - Master the art of deals, discounts, and special offers (day 21) - Raise your game: improve, expand, or make more money off your hustle (days 24-26)A side hustle is more than just another stream of income, it's also the new job security. When you receive paychecks from different sources, it allows you to take more chances in your "regular" career. More income means more options. More options equals freedom. You don't need entrepreneurial experience to launch a profitable side hustle. You don't have to have an MBA, or know how to code, or be an expert marketer. You don't need employees or investors. With Chris as a guide, anyone can make more money, pursue a passion, and enjoy greater security - without quitting their day job.

    With them we can build up a heart or with them we can break one. Words can bless and words can crush, but if they’re not founded in love they’ll always be harmful in one way or another. Love has always been expressed first through the lips. Before every romantic relationship begins, words of love come first. We communicate our hearts through our mouths, and whatever is bubbling over from our hearts spills forth from the mouth. Like a kiss on the ear a beautiful word can truly bless a soul. But a bitter word can crush a spirit. The words we use can hurt, and are often taken seriously by the one we’re speaking to. We ought not to be caught saying things we don’t actually mean, but expressing sincerity with the heart of Christ. Knowing this, we ought to devote ourselves to having holy, edifying, and loving tongues. For if the Gospel of Jesus comes from our mouths, then what are hurtful words doing there as well? One should be careful to abstain from negative talk, whether toward others or of ourselves. Consider devoting yourself to have lips full of love as you choose words that heal.

    Shilling explains in clear language and compelling logic why the world economy will struggle for several more years and what investors can do to protect and grow their wealth in the difficult times ahead. The investment strategies that worked for last 25 years will not work in the next 10 years. Shilling advises readers to avoid broad exposure to stocks, real estate, and commodities and to focus on high-quality bonds, high-dividend stocks, and consumer staple and food stocks. Written by one of today's best forecasters of economic trends-twice voted by Institutional Investor as Wall Street's top economist Clearly explains what to invest in, what to avoid, and how to cope with a deflationary, slow-growth economy Demonstrates how Shilling has been consistently right about major economic trends since he began forecasting in the early 1980s Filled with in-depth insights and practical advice, this timely guide lays out a convincing case for why investors need to be prepared for a long period of weak growth and deflation-not inflation-and what you can do to prosper in the difficult times ahead.

      There are so many ways to be Not Pregnant: You can be young, old, partnered, or unpartnered. Maybe you have endometriosis. Maybe you don’t have enough eggs or your partner doesn’t have enough sperm. Or maybe there’s nothing wrong except you’re Just. Not. Pregnant.   Amy Klein has been there. Faced with fertility obstacles, she quickly became an expert. After nine rounds of IVF, four miscarriages, three acupuncturists, two rabbis, and one reproductive immunologist, she finally became a mother. And she wrote about it all for the New York Times Motherlode blog in her “Fertility Diary” column.   Now, Amy has written the book she wishes she’d had when she was trying to get pregnant. With advice from medical experts as well as real women, she outlines your options every step of the way, from questions you should ask to advice on getting your mother-in-law to mind her own beeswax. In this comprehensive road map to infertility, you’ll find topics such as:   • whether to freeze your eggs • finding (and affording) a clinic  • what to expect during your first IVF cycle • baby envy—aka it’s okay to skip your friend’s shower • whether the alternative route—acupuncture, herbs, supplements—is for you • helpful tips, charts, and more!   Empowering, compassionate, and down-to-earth, The Trying Game will show you what to expect when you’re not expecting with heart and humanity when you need it the most.

    Now, in Beyond Blessed, he shares the importance of being a good steward, not only with your finances, but with every part of your life. Pastor Morris will motivate you to become a better manager of your money, and provide practical lessons on taking your finances to the next level. Through Biblical principles, personal stories, and incredible testimonies, you will learn how to be a good steward, and that when you properly manage your finances, blessings will pour into all areas of your life. Here is a guide to increasing and going further with what God has given you, and living beyond blessed.

    Now they're looking for help. Ron Deal, who has counseled single parents and remarried couples for many years, helps single parents--as well as those who date them--navigate the potential pitfalls involved. He gives perspective on when a relationship may be harmful to the children as well as how it can be a blessing to all. Always at the forefront is the goal of strengthening families. Includes questions for individual or group study.

    THIS TIME IT'S SEXY! The old-fashioned, repressed, bland man has been banished to the Himalayas and a new breed is taking center stage. He is a man of style, sophistication, and security, just as strong and confident as his predecessor, but far more diverse in his interests, his tastes, and, most importantly, his self-image. He may be seen at an NBA game one night and an art gallery opening the next. Bereolaesque is that much needed fusion between being a gentleman and being sexy. This savoir-faire man's guide walks every man through the stages of ordinary to excellence in just two hundred pages. Perfect for that coffee table discussion, Bereolaesque lends quality information to everyday people and celebrities alike. Beyond the book's mysteriously eye capturing cover are innovative and appealing ways to maneuver through life's crazes, while keeping cool and maintaining manners. In the midst of a world plagued with economic turmoil, tasteless politics and dark behavior, the gentleman is refreshing and necessary. Bereolaesque is for every man and every woman who believe that chivalry is NOT dead, and individuals who are willing to learn exactly how far something as simple as being a gentleman and proper etiquette can get you in life. Not to mention, ladies are always quite pleased to meet a real gentleman...

    During that time, she studied Warren’s investment strategies and techniques and observed his habits. Now, in 7 Secrets to Investing Like Warren Buffett, Mary and Sean Seah provide a complete guide for beginning investors who want to understand how to invest like Warren Buffett. Mary and Sean walk readers through the process of assessing and buying stocks step-by-step. Their friendly and direct style and concrete examples make it easy to understand how to avoid common pitfalls and prosper in the stock market. The first section of the book discusses habits to adopt to begin a lifelong journey of wealth building. The second section examines specific stock-picking techniques inspired by Buffett’s teacher Benjamin Graham and that are vastly different from the common Wall Street wisdom of trying to time the market. The authors look at timeless principles as well as latest ideas on where to find great investment ideas, and they share the specific financial indicators they look for in a good investment. Finally, Mary and Sean explain how to build and track a portfolio of stocks. From learning how to read financial statements to preparing both personal and professional balance sheets, 7 Secrets to Investing Like Warren Buffett is a must-have companion for every investor. Simple questionnaires, charts, and graphs help illustrate specific strategies. The authors’ personal stories provide a clear explanation of the theory behind Value Investing, as well as advice for developing the necessary “soft skills”—habits, mindset, loving what you do, taking care of your mind and body—that have made Warren Buffett and many others so successful.

    He’s at it again, but this time he’s not alone.  America’s Ultimate Cheapskate is back with all new secrets for how to live happily below your means, á la cheapskate.  For The Cheapskate Next Door, Jeff Yeager tapped his bargain-basement-brain-trust, hitting the road to interview and survey hundreds of his fellow cheapskates to divulge their secrets for living the good life on less.   Jeff reveals the 16 key attitudes about money – and life – that allow the cheapskates next door to live happy, comfortable, debt-free lives while spending only a fraction of what most Americans spend.  Their strategies will change your way of thinking about money and debunk some of life’s biggest money myths.  For example, you’ll learn:  how to cut your food bill in half and eat healthier as a result; how your kids can get a college education without ever borrowing a dime; how to let the other guy pay for deprecation by learning the secrets of buying used, not abused; how you can save serious money by negotiating and bartering; and how – if you know where to look – there’s free stuff and free fun all around you. The Cheapskate Next Door also features dozens of original “Cheap Shots” – quick, money saving tips that could save you more than $25,000 in a single year!  Cheap Shots give you the inside scoop on:     • How to save hundreds on kids’ toys;   • What inexpensive old-fashioned kitchen appliance can save you more than $200 a year;   • How you can travel the world without ever having to pay for lodging;    • What single driving tip can save you $30,000 during your lifetime;    • Even how to save up to 40% on fine wines (and we’re not talking about the kind that comes in a box).   From simple money saving tips to truly life changing financial strategies, the cheapskates next door know that the key to financial freedom and enjoying life more is not how much you earn, but how much you spend.   Jeff Yeager is the author of The Ultimate Cheapskate’s Road Map to True Riches, and has appeared as a guest correspondent on the NBC Today Show and Discovery’s Planet Green network.  He is also the author of the popular blog The Green Cheapskate, www.TheDailyGreen.com Visit his website www.UltimateCheapskate.com

    This book helps put you in the driver's seat to embrace the journey and love your career." —Rebecca Minkoff, Founder of Rebecca Minkoff & The Female Founder CollectiveYOU ARE DESERVING OF A CAREER YOU LOVE.Fran Hauser, best-selling author of The Myth of the Nice Girl , follows up with a workbook for women who want to get more out of their careers. Embrace the Work, Love Your Career combines accessible advice, time-tested strategies, creative prompts, and thoughtful exercises into one holistic resource. Stemming from years of experience in senior leadership at Time Inc.'s People, InStyle and Entertainment Weekly as well as AOL and Coca-Cola Enterprises, Hauser centers her career guidance around six main actions:Fall in love with your careerDesign your career action planCreate time and spaceKnow your valueBuild your dream teamReflect and resetEach chapter starts with practical advice and includes prompts and exercises to help readers create their own personal career action plans. Palate-cleansing meditations and coloring breaks conclude each chapter, offering chances for calming reflection. Through simple, inspiring, and actionable tools, Embrace the Work, Love Your Career teaches women to be empowered to focus on the things that truly matter, set boundaries and, ultimately, realize their full potential.PRAISE FOR FRAN HAUSER:Named one of the "6 Most Powerful Women in NYC's Tech Scene" by Refinery29 "Is it possible to be both kind and a total badass? Yes—and Fran Hauser tells us how." — goop "Fran Hauser turns the 'nice girl' notion on its head."— Forbes "Fran gets into the mess—and gets specific—explaining how she has learned to handle all kinds of uncomfortable moments with authenticity and grace" — Refinery29