In Confessions of a Subprime Lender: An Insider's Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

    They cop scrutiny over their appearance, their sex lives, their parenting and their portfolios in a way few of their male colleagues do. It’s time to call bullshit on the toxic Canberra culture.Alongside her own experiences from fifteen years in parliament, Kate Ellis reveals a frank and fascinating picture of women across Australian politics, including Julia Gillard, Julie Bishop, Linda Burney, Sussan Ley, Penny Wong, Sarah Hanson-Young and Pauline Hanson. Kate explores issues like sexism, motherhood, appearances, social media, the sisterhood and, of course, sex. But she also celebrates everything Australian female politicians have achieved.Wry, candid and provocative, Sex, Lies and Question Time is a powerful call to demand more of our leaders and our institutions. It reminds us we need greater diversity to shape a fairer Australia, where ‘women’s issues’ are everyone’s issues. A better parliament means a better Australia. The stakes are high, and the standards should be too.

    The application of the developed guidelines within the framework of ITIL® allows IT departments to improve their overall efficiency; from the way IT infrastructure is created and managed to how individual service interactions within the business are conducted. Through the use of Key Performance Indicators (KPIs), ITIL® measures the effectiveness of an IT organization by analyzing data related to performance, issues, process improvement and progress. Given its framework structure, one of the key strengths of ITIL® is its ability to be adapted and modified to fit the unique structure and needs of an organization. By not prescribing a specific set of rules, the dynamic nature of ITIL® affords the ability to be scalable and flexible within an organization. The goal of this book is simple: breakdown ITIL® into easy to follow concepts and examples that anyone can follow. Put simply This Book Will Become Your ITIL® Bible. ITIL® is quickly changing the way IT departments around the world are operated. The sooner your organization implements the framework, the sooner you will start to see improvements in both how business is conducted internally as well as with external stakeholders. For those within or outside of the IT field, This Book Will Break Down All of The Concepts and Guidelines Included Within the ITIL® Framework Into Easy to Understand and Follow Pieces. Regardless of your prior experience, you will be completely knowledgeable with the ITIL® framework so that you will be able to able to begin implementing the guidelines by the end of this book. If you are an IT professional looking to increase your skill set and increase your contributions to your organization – this book is for you. If you are preparing for the ITIL® Foundation Exam - this book is for you. If you are a business owner who wants to improve the efficiency and effectiveness of your IT department – this book is for you. Here Is A Preview Of What You'll Learn... The Principles & Philosophies That Define The ITIL® Framework The Tools & Techniques You Need To Understand The ITIL® Guidelines How ITIL® Can Directly Affect Your Employees and Customers A Thourough Explanition of Each Process Within ITIL® The Specific KPIs That Are Relevant To Each Process The Top Mistakes to AVOID That Those New To ITIL® Make A FREE Gift from ClydeBank Media Worth Over $250 Dollars! Much, Much More! Our Personal Guarantee We are so confident that methods outlined in this book will help you understand ITIL® that we're willing to let you try the book risk-free. If you are not fully satisfied with the product, simply let us know and we will provide a 100% full refund. That’s right, a 100% Money-Back Guarantee! What reason do you have to not give this book a try? Scroll Up To The Top Of The Page And Click The Orange "Buy Now" or "Read For Free" Icon On The Right Side Right Now! ClydeBank Media LLC All Rights Reserved

    When she returns to her hometown after years in South America, reeling from a devastating diagnosis, she finds that much has changed. Lotte’s father has remarried, and she feels like an outsider in the house she grew up in. She’s estranged from her former best friend, Eve, who is busy with her own life, and unsure of how to recover the closeness they once shared. Initially, Lotte's return causes disharmony, but then it is the catalyst for a much more devastating event — an event that will change Lotte and Eve's lives forever.If families are like solar systems — bodies that orbit in time with one another, sometimes close and sometimes far away — what is the force that drives them? And what are the consequences when the weight of one planet tugs others off course?The long-awaited second novel from the award-winning Melanie Joosten, 'Gravity Well' is a striking and tender tale of friendship and family: both the family we are born to, and the family we choose. Deeply compassionate and profoundly moving, it is a heartrending portrait of how we rebuild when the worst has happened.

    It's the story of how a loose confederation of influential climate-science sceptics, politicians and business leaders sought to control Australia's response to the climate crisis. They shared a fear that dealing with climate change would undermine the nation's wealth, jobs and competitive advantage - and the power of the carbon club. Central to their strategy was an international campaign to undermine climate science and the urgency of the climate crisis. The more the climate science was questioned, the more politicians lost the imperative to act. The sustained success of the carbon club over two decades explains why Australian governments failed to deal with the challenge of climate change. But at what cost to us and the next generation?One of Australia's most respected investigative journalists, Marian Wilkinson has tracked the rise and rise of Australia's carbon club in brilliant detail, with extraordinary access to key players on all sides. The result is a book that is both essential and disturbing reading.

    Drawing on personal anecdotes, meeting, off-the record conversations with Benazir Bhutto, and the emails that he exchanged with her just before her death, Amir Mir, one of Pakistan's leading investigative journalist, brings us a carefully documented reconstruction of the assassination that rocked the world.

    Two mothers talk murder outside a primary school and suddenly down-payments are being made on contracts to kill. From the Adelaide suburbs that spawned the Snowtown killers, enter the hitman, a man who eats speed for breakfast and murder contracts for lunch, on a sandwich. For the first time, the truth about the lovers who wanted their partners dead, but didn't count on shrewd detectives, a brave husband and a shattered family - all determined to bring three killers to justice.

    In a time of uncertainty, the country chose in 2019 to turn to a man with no obvious beliefs, no clear purpose and no famous talents. That we wanted Scott Morrison was the secret we did not know about ourselves. What precisely that secret is forms the subject of this book.In The Game, Sean Kelly gives us a portrait of a man, the shallow political culture that allowed him to succeed and the country that crowned him.Morrison understands – in a way that no other recent politician has – how politics has become a game. He also understands something essential about Australia – something many of us are unwilling to admit, even to ourselves.But there are things Scott Morrison does not understand. This is the story of those failures, too – and the way that, as his prime ministership continues, Morrison’s failure to think about politics as anything other than a game has become a dangerous liability, both to him and to us. ‘An engrossing, illuminating and often disquieting study of Scott Morrison. Sean Kelly’s forensic analysis of the man he describes as the “symbolic perfection of a certain version of Australia ” compels us all to consider our complicity in his creation.’—Niki Savva‘It’s been almost impossible to get a handle on Scott Morrison. Until now. Sean Kelly has done it, comprehensively.’ —Barrie Cassidy‘Sean Kelly exposes Morrison with wit and righteous precision. After reading this insightful, funny and absolutely maddening dissection of the man, I can now clearly see him for what he is.’ —Tom Ballard

    From financial planning to urban planning, Professor David Foot shows us how to track the trends that will have a profound impact upon our lives. The boomers, the busters, and the echo generation: discover the nation's future - and yours - in demographics, the simple but highly potent tool for understanding the past and foretelling the future, by Canada's foremost expert. What are the best investments? Where are the new business opportunities? What will become of our cities? What are the prospects for real estate? The job market? Education? Health care? Foot and Stoffman provide answers in a book full of arresting insights and practical ideas.

    One Sunday night in Sydney, Robert Dessaix collapses in a gutter in Darlinghurst, and is helped to his hotel by a kind young man wearing a T-shirt that says F**K YOU. What follows are weeks in hospital, tubes and cannulae puncturing his body, as he recovers from the heart attack threatening daily to kill him. While lying in the hospital bed, Robert chances upon Philip Larkin's poem 'Days'. What, he muses, have his days been for? What and who has he loved - and why? This is vintage Robert Dessaix. His often surprisingly funny recollections range over topics as eclectic as intimacy, travel, spirituality, enchantment, language and childhood, all woven through with a heightened sense of mortality

    While Brexit and the unpopularity of opposition leader Jeremy Corbyn are factors, there is a more nuanced story explored in Broken Heartlands of how these northern communities have fared through generational shifts, struggling public services, deindustrialisation, and the changing nature of work. Featuring interviews with people from the red wall and the viewpoints of major political figures from both parties, Payne explores the role these social and economic forces, decades in the making, have played in upheaving the political landscape.

    . . veteran of the Iraq conflict who has suffered such extensive bodily trauma that he can only really survive by means of a mechanical skeleton.Marianna's has been ruined by men . . . A woman who has had to flee the country after her husband lied to the wrong people.John Philip's by too much money . . . Until he receives a surprise inheritance in the evening of his own life.Rodney Hall, two-times winner of the Miles Franklin Literary Award, presents the story of three people experiencing a period of life they never thought possible, and, perhaps, should never have been granted at all...PRAISE FOR RODNEY HALL"Reminiscent of both Joyce and Garcia Marquez" Washington Post"Magnificent. So good that you wish you had written it yourself" Salman Rushdie"A wondrous blend of the fabulous and the surreal" The Australian"Brilliant" David Mitchell

    The best stories are often about the lowest points in our lives - the soul-crushing jobs, the bad boyfriends, the terrible holidays, the betrayals and heartbreaks. These are the stories I tell people to make them like me, but, more importantly, they've helped me learn how to like myself.So this book is a collection of thankyous and acknowledgments:∗ Thank you to an ex-lover who marvelled at the fact he could get hard with me, even though I wasn't up to his usual standard.∗ Thank you to the coked-up real estate agent who, while lecturing me and my friend about the importance of travelling, fell down a flight of stairs.∗ Thank you to the woman who approached me after a gig and told me she hoped her daughter wouldn't end up like me.You've all taught me that you can't control who comes into your life or what happens to you, but you can decide just what it is you take from them.

    Aged 16, she stood trial at the Old Bailey for stealing 24 yards of black silk lace. Her sentence was transportation to the other side of the world. She embarked on the perilous journey on the First Fleet as a convict, with no idea of what lay ahead. Once on shore, she became the servant and, in time, the lover of the dashing young first lieutenant George Johnston. But life in the fledgling colony could be gruelling, with starvation looming and lashings for convicts who stepped out of line.Esther was one of the first Jewish women to arrive in the new land. Through her we meet some of the key people who helped shape the nation. Her life is an extraordinary rags-to-riches story. As leader of the Rum Rebellion against Governor Bligh, George Johnston became Lieutenant-Governor of NSW, making Esther First Lady of the colony, a remarkable rise in society for a former convict. 'North skilfully weaves together one woman's fascinating saga with an equally fascinating history of the early colonial period of Australia. The resulting true story is sometimes as strange and thrilling as a fairytale.' - Lee Kofman, author of The Dangerous Bride

    But has it ever truly been on the side of workers? Where do its interests really lie, and can it be relied on to provide a check on right-wing forces?             A Party with Socialists in It addresses those questions and more, telling the story of the Labour Party from its origins to today, showing how at every turn it has struggled with the tension between the rights and demands of workers and a more centrist position. As Jeremy Corbyn’s leadership attempts to revitalize the party after the initial success of the Blair years turned into disappointment and disenchantment, this clear-eyed history could not be more timely.