In December 2012, the man who brought J.R.R. Tolkien’s magical worlds to life with The Lord of the Rings movies, Peter Jackson, will release the first of three film adaptations of The Hobbit, the classic that first introduced a generation to Middle-earth.The Reader and Educator Guide to "The Hobbit" and "The Lord of the Rings" is an enlightening and thorough, exclusively digital companion to these masterpieces of fantastical literature. Readers will get the chance to look deeper into the events and lives of the characters from these epic tales. What motivates these hobbits and men? What makes the elves tick and the dwarves sing? Educators will be guided with lesson plans that will challenge their students and give them a better understanding of why these books are so important, even over half-a-century later. The Reader and Educator Guide to "The Hobbit" and "The Lord of the Rings" will shed new light on these iconic works while engaging and entertaining both teachers and their students.

    . . whoever they are?Meet Steve and Annette Ecomomides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children. In America's Cheapest Family Gets You Right on the Money, they show you how they did it - and how you can do it too.√ hundreds of ways to save money on everyday household expenses, including groceries, clothing, and health care√ how to save in advance for major purchases such as homes, cars, and vacations√ how to stop living paycheck to paycheck√ how to eliminate debt...forever!America's Cheapest Family Gets You Right on the Money puts meeting your financial goals - and living well at the same time - in reach for every family.

    Now, a cybernetic clamp filters it, but the silver streaks swirling beneath her skin are a constant reminder that she’s different.When Kaliope is chosen as head of the Nactue Guard, she becomes the sworn protector to her empress. In the midst of an invasion on a neighboring land, Kaliope is placed in charge of guarding Prince Caben, the last heir to his kingdom. But when they’re attacked by the feared Otherworlders, Caben and Kaliope are abducted and taken below to a realm where they must fight for their life in a caged arena. Kaliope struggles to protect her princely charge, keeping him and herself alive while battling inhumanly opponents, and trying to save the stolen, sacred relic that will restore her empress’s life force and all of Cavan. And if she can somehow awaken the goddess within her, she may save what’s most important.A Dark Romantic Fantasy series.

    The details of Arthur's story are mainly composed of folklore and literary invention, and his historical existence is debated and disputed by modern historians. The sparse historical background of Arthur is gleaned from various sources, including the Annales Cambriae, the Historia Brittonum, and the writings of Gildas. Arthur's name also occurs in early poetic sources such as Y Gododdin. The legendary Arthur developed as a figure of international interest largely through the popularity of Geoffrey of Monmouth's fanciful and imaginative 12th-century Historia Regum Britanniae (History of the Kings of Britain). However, some Welsh and Breton tales and poems relating the story of Arthur date from earlier than this work; in these works, Arthur appears either as a great warrior defending Britain from human and supernatural enemies or as a magical figure of folklore, sometimes associated with the Welsh Otherworld, Annwn. How much of Geoffrey's Historia (completed in 1138) was adapted from such earlier sources, rather than invented by Geoffrey himself, is unknown. Although the themes, events and characters of the Arthurian legend varied widely from text to text, and there is no one canonical version, Geoffrey's version of events often served as the starting point for later stories. Geoffrey depicted Arthur as a king of Britain who defeated the Saxons and established an empire over Britain, Ireland, Iceland, Norway and Gaul. In fact, many elements and incidents that are now an integral part of the Arthurian story appear in Geoffrey's Historia, including Arthur's father Uther Pendragon, the wizard Merlin, the sword Excalibur, Arthur's birth at Tintagel, his final battle against Mordred at Camlann and final rest in Avalon. The 12th-century French writer Chretien de Troyes, who added Lancelot and the Holy Grail to the story, began the genre of Arthurian romance that became a significant strand of medieval literature. In these French stories, the narrative focus often shifts from King Arthur himself to other characters, such as various Knights of the Round Table. Arthurian literature thrived during the Middle Ages but waned in the centuries that followed until it experienced a major resurgence in the 19th century. In the 21st century, the legend lives on, not only in literature but also in adaptations for theatre, film, television, comics and other media. The Sir James Knowles version of King Arthur is considered as the most accurate and well known original story of King Arthur and the Knights of the Round Table.

    Clason’s The Richest Man in Babylon is an international best selling and now considered classic book on financial investment and fiscal success. Through a series of delightful short stories, straight from the heart of ancient Babylon, these economic tips and tools for financial success have withstood the test of time and are applicable still today. Here, Clason's text is interpreted for the modern day world and offers you 52 simple - yet powerful - and proven techniques to manage your finances. Karen McCreadie's interpretation of Clason's work illustrates the timeless nature of his insights by bringing them to life through modern case studies. This brilliant interpretation of The Richest Man in Babylon is an entertaining accompaniment to one of the most famous books on personal finance ever written.

    From tough stains to delicate surfaces, from cherished family heirlooms that need restoration to common, everyday objects that can be recycled and reused, there are 667 topics, organized alphabetically, for your convenience in this special housecleaning guide.

    I will show you my daily life and choices that have created such an easy life and help to not only live frugally but create and build wealth.

    Explaining in specific terms what benefits a trust will have, Ronald Farrington Sharp gives the tools necessary to set up a loved one’s trust with no lawyers and no expense. Wills benefit lawyers. Trusts benefit the clients. Too often lawyers sell wills to clients only to sit back and wait to sell their probate services to their clients’ heirs. Ronald Farrington Sharp describes the best way to handle modern estate planning and details the many advantages trusts have over wills in not only eliminating probate but in also protecting your assets for your heirs. Sharp explains why legal services are not needed to do the clerical work in settling a trust after death. This updated edition includes new information on an array of subjects, including: Elimination of the federal estate tax for most estates due to increased exemption amounts Online assets The use of passwords, usernames, and websites Keeping trustees honest and the process of removing trustees for malfeasance Forms for simplifying the planning process Strategies to lower attorneys’ fees>/li> With no legal jargon, just step-by-step instructions and sample form letters, Living Trusts for Everyone takes the mystery out of the process of setting up a trust.

    You have not seen your kitchen counters in months. Your junk drawer has exploded into an entire room of things you don't use. How can we say that when we don't even know you? Well, because most people do and we were just like you. In 2008 we put our decluttering and downsizing skills to the ultimate test: Get Rid of Everything we owned in order to follow our dream and travel around the world. From that experience we documented every step in the process to provide you with the comprehensive guide to decluttering your home and putting some extra cash in your packet.How do you think your life could change if you got rid of some of the stuff tying you down? You don't have to go as far as we did, but you'll benefit from our extreme experience no matter big or small your decluttering project may be. We know decluttering inside and out, and you can take advantage of our experience to create your own clutter-free zone for relaxing, socializing, and spending time with family and friends.

    But what if you had two soul mates, which would you choose? What if your choices had eternal ramification?Deceived, the debut novel in the Soul Keeper Series, is a modern day love story about the implications of having more than one soul mate, and having to choose between the two of them. The decisions of the gods has left the next generation, their heirs, torn between fate and reality, and the balance of the future hangs in anticipation of what's to come.

    Thirteen years ago, Sarah Richardson’s life was shattered after the tragic assisted suicide of her mother. The shocking tragedy left a grief-stricken teen-aged Sarah with partial amnesia. Some things are easier to forget.But now a familiar voice from her past sends Sarah, a talented mid-twenties ad exec, back to her past. A past that she had thought was long buried. Some things are meant to be buried. Torn by nightmares and visions of a yellow-eyed wolf, yet aided by the creatures of the Earth and by the killer whales that call to her in the night, Sarah must face her fears and uncover the truth―even if it destroys her. Some things are meant to be remembered―at all cost. This haunting tale of change and choice sensitively explores issues of the right to die, integrating the optimistic spiritualism of native myth and the hard realities of modern-day life. This beautiful story, told in flashback, straddles the genres of mystery and family drama, and is set in the wilds of Canada -- Vancouver Island, Victoria, Bamfield and Vancouver.

    Your next meal is about be served. Can you picture this moment? It is difficult to beat, isn’t? So many recipes to cook. Such a wide variety of dishes, tastes, smells, cuisines. A whole life before us to try everything… But where to get all the ideas and inspiration from? This is where World Good Foods come into play: to make your life easier and to give you plenty of ideas and recipes to choose from and enjoy.   Fancy some Mediterranean cuisine? Why not trying out our delicious Steamed Cod? Asian cuisine? You may go for the delicious Instant Pot Chicken Tandoori. Eastern European? Check out the Hungarian Beef Goulash. Vegan foods? Better choose penne all’Arrabiata.     Here is a sample of the delicious instant pot recipes you will find in this book:     Soup Recipes for your Instant Pot Butternut Squash Instant Pot Soup Collard Greens, Chorizo and Chicken Electric Pressure Cooker Soup Instant Pot Tomato & Basil Cream Soup   Vegetarian Electric Pressure Cooker Recipes Bean and Chickpea Chili Instant Pot Penne all’Arrabiata   Delicious Seafood Instant Pot Recipes The Ultimate Instant Pot Clam Chowder Fusilli Pasta with Tuna & Olives The unmatchable Shrimp Paella for Electric Pressure Cooker   Fantastic Chicken Recipes for your Electric Pressure Cooker Chicken Santa Fe Mouth-Watering Instant Pot Recipe Maple & Sesame Chicken Pressure Cooker Based Recipe The Best Chicken Tandoori for your Instant Pot   Best Turkey Instant Pot Recipes Turkey Legs with Portobello Mushrooms Turkey Wings with Cranberries and Pecan Nuts Instant Pot Recipe   The Best Instant Pot Beef-Based Recipes Balsamic & Rosemary Roast Beef Spicy Citrus Instant Pot Beef   And many, many more Instant Pot recipes including Desserts, Pork and Lamb Instant Pot Based Recipes for your Electric Pressure Cooker   My husband, kids and now hundreds of readers are enjoying and benefiting from the recipes included in this collection.

    Learn how to maximize your health coverage and save money.Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

    This collection features 25 down-home desserts like Apple Blush Pie, Cherry Brownie Cobbler and Pumpkin Custard Crunch...all guaranteed to be scrumptious and easy as pie to make!

      Buy as many lattes as you want. Choose the right accounts and investments so your money grows for you—automatically. Best of all, spend guilt-free on the things you love.   Personal finance expert Ramit Sethi has been called a “wealth wizard” by Forbes and the “new guru on the block” by Fortune. Now he’s updated and expanded his modern money classic for a new age, delivering a simple, powerful, no-BS 6-week program that just works.  I Will Teach You to Be Rich will show you: • How to crush your debt and student loans faster than you thought possible • How to set up no-fee, high-interest bank accounts that won’t gouge you for every penny • How Ramit automates his finances so his money goes exactly where he wants it to—and how you can do it too • How to talk your way out of late fees (with word-for-word scripts) • How to save hundreds or even thousands per month (and still buy what you love) • A set-it-and-forget-it investment strategy that’s dead simple and beats financial advisors at their own game • How to handle buying a car or a house, paying for a wedding, having kids, and other big expenses—stress free • The exact words to use to negotiate a big raise at work  Plus, this 10th anniversary edition features over 80 new pages, including: • New tools • New insights on money and psychology • Amazing stories of how previous readers used the book to create their rich lives   Master your money—and then get on with your life.