And who has time for homework when you're paying for a bag of Fritos at 7-11? Or filling out a payroll form on the first day of a new job? Thankfully, there's WORTH IT . . . NOT WORTH IT?WORTH IT . . . NOT WORTH IT? demystifies complex, real-world dilemmas and breaks the answers down into simple, Do This/Not That solutions. Organized around six basic topics-Getting Started, Shelter, Automotive, Investing, Family Matters, and Retirement-this handy book is the Swiss Army knife of personal finance.

    Do things look good on the outside but on the inside, you feel like a prisoner trapped in mediocrity? Or maybe you feel like you missed your chance, or you can’t find your starting point and no matter what you do, nothing moves you forward? You’re the underdog—dismissed, counted out, lacking the right resources and unsupported. This book changes all that by taking you on a journey and showing you what successful "Underdogs" throughout time have already discovered. Your so called disadvantaged are the fuel and the hidden superpower to accomplish anything you know the secret on how to flip the success switch on in your life... This Book will show you that as an underdog (Something we all are) you’re actually in a great position, and with one or two small shifts, you can unlock limitless potential. Being an underdog means you don’t have to worry about what other people think, you have a lot of room to improve, you can get easy momentum, you can sneak up on competitors, and you have incredible sources of motivation. Soon you will learn that being an underdog is actually your ultimate unfair advantage to next level wealth, prosperity, happiness and joy...

    Enter Lauren Berger, internships expert and CEO of Intern Queen, Inc., whose comprehensive guide reveals insider secrets to scoring the perfect internship, building invaluable connections, boosting transferable skills, and ultimately moving toward your dream career. She’ll show you how to:   Discover the best internship opportunities, from big companies to virtual internships Write effective resumes and cover letters Nail phone, Skype, and in-person interviews Know your rights as an intern Use social networking to your advantage Network like a pro Impress your boss Get solid letters of recommendation Turn internships into job opportunities   With exercises, examples, and a go-getter attitude, this next-generation internship manual provides all the cutting-edge information students and recent grads will need to get a competitive edge in the job market. So what are you waiting for?

    Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    Free yourself from clutter, mortgages and home maintenance while making more room in everyday life for the important things. Whether you downsize to a 400-square-foot home or simply scale back the amount of stuff you have in your current home, this book shows you how to well with less.This book explores the philosophies behind the tiny house movement, helps you determine whether it's a good fit for you, and guides you through the transition to a smaller space. For inspiration, you'll meet tiny house pioneers and hear how they built their dwellings (and their lives) in unconventional, creative and purposeful ways.Everything you need to design a tiny home of your own:• Worksheets and exercises to help you determine your true needs, define personal goals, and develop a tiny house layout that's just right for you• Practical strategies for cutting through clutter and paring down your possessions.• Guidance through the world of building codes and zoning laws.• Design tricks for making the most of every square foot, including multi-function features and ways to maximize vertical space.• Tours of 11 tiny homes and the unique story behind each.Imagine you house help you Live Your Dreams!

    She has created an efficient way of organizing that works for people who are somewhat organized, and is do-able even for people who are disorganized or have ADHD. Whether you are organizing your home, downsizing your home, looking for organizing solutions for people with ADHD or want to save money organizing, this home organizing book will take just about an hour to read so you can get started now.  Getting organized is good. Staying organized is better. Learn both with this proven system used by HeartWork Organizing’s clients since 2005. Purging your stuff doesn't have to be painful, because the focus isn't on tossing. We focus on finding your treasures. Why declutter when you can learn how to stop clutter before it even starts?  This system goes beyond organizing at home and is useful for time management, paper filing, information management, money management and staying organized with lasting changes. Simplify your life with these five simple steps to organize your space, learn neat ways to save money and simplify your life.  Tired of all the unrealistic, quick-fix decluttering you've seen on TV? Darla shows how her simple, five step system has helped real people get organized time and time again. Each of the chapters covers the topics that come up in real-life home organization appointments. Cure Your Clutter Troubles Learn why this book will really help you get organized, and why it might not.  Organizing and the Brain Learn what the latest scientific research tells us about the brain and what that has to do with decluttering and organizing your home. Put each one of the SORT and SUCCEED steps into practice

    In the days that follow, these dogs undergo a miraculous transformation as they learn to trust McMillan, master his 7 Common Commands, and overcome their behavior problems—ultimately becoming well-mannered pets and even service dogs. With his labor of love complete, McMillan unites each dog with a forever family. Now, in his first book, McMillan shares the knowledge he has gained working with thousands of dogs of every breed and personality to help readers turn their own pets into well-trained Lucky Dog graduates. Lucky Dog Lessons begins with the basics—building trust, establishing focus and control, and mastering training techniques. From there, McMillan explains his playful, careful, and kind approach to training the 7 Common Commands he teaches every dog: SIT, STAY, DOWN, COME, OFF, HEEL, and NO. Next, McMillan provides solutions to common canine behavior problems, including house training issues, door dashing, chewing, barking, and common mealtime misbehaviors. Lucky Dog Lessons includes easy-to-follow steps, illustrative examples, tried-and-true tips and tricks, and photographs to demonstrate each technique. Throughout the book, McMillan shares inspiring stories about his favorite students and gives fans a behind-the-scenes look at the show and some of his most unique and challenging canine encounters, including some never-before-seen outtakes.Brandon McMillian believes that no dog is beyond saving, and the loving, positive, successful methods he offers will work wonders with even the most challenging dog. Create the happy pet family you want with Lucky Dog Lessons.

    Learning how to meal prep properly will not only save you time and energy, but it will also help to make sure that you and your family eat homemade and nutritious meals. Providing practical and simple solutions with easy to follow instructions, The Healthy Meal Prep Cookbook shows you how simple it is to enjoy fresh and flavorful meals on even the most hectic days.The Healthy Meal Prep Cookbook features: 3 flexible 2-week meal plans for ready-to-go healthy meals without the hassle of prep More than 100 simple, wholesome recipes for breakfast, lunch, and dinner, complete with nutritional breakdowns and portion control to keep calories in check Practical weekly shopping lists with easy to find ingredients to prepare your pantry for the week Convenient illustrated guidelines on how to freeze, thaw, and reheat your meals to keep food fresh, safe, and tasty As a working mom and nutritionist, Toby Amidor knows how difficult it can be to carve out the time for healthy home cooking. Applying her 15 years of experience as a nutritionist, blogger, and recipe developer here in The Healthy Meal Prep Cookbook, Toby shares her tricks and tips to efficient and enjoyable meal prep.Master the art of meal prep and serve up nutritious, ready-to-go meals every day of the week.

    Many of us begin our twenties burdened with college loan payments, and it's not unusual to end them with even more debt, often in the form of a costly home mortgage. In this debt-bracketed decade, it's crucial to develop solid money-management skills that will see you into your thirties in sound financial shape. The more you learn about saving, budgeting, and other money matters during your twenties, the more solid a foundation you can create--a foundation that will support your financial life for the next seventy years! In this lively and fun book, personal finance expert Peter Dunn offers practical tips and strategies created specifically to address the financial concerns and goals of readers in their twenties. Learn to master the challenges of this crucial decade with YOUR MONEY LIFE: YOUR 20s.

    The conventional approach used by experts to determine how much money you need to retire is fundamentally flawed. The worst part is you won’t even know it until it’s too late.This book takes you behind the scientific facade of modern retirement planning to reveal:• Why most estimates for how much you need to retire are a case of garbage-in garbage-out causing you to either overspend and run out of money or underspend so that you never get to enjoy your savings.• The 5 critical assumptions that can destroy your financial security. Which one are you making?• 3 models for estimating how much money you need to retire (your financial planner only knows 1 and it’s not the best).• How to reduce the amount you need to retire by $300,000–$600,000 or more.• How to plan for inflation, changes in Social Security, and much more so you don’t run out of money before you run out of life.• 7 creative ways to spend less while also improving lifestyle.• 3 strategies to maximize spending today while protecting for the future in case you live longer than expected.• How Monte Carlo calculators cause a dangerous deception that can leave you broke.• Explains step-by-step how to accurately calculate the amount of money you need to retire—the very first time you try, simply, and without being a math genius.• No computer, software, or online calculators necessary—it’s that simple.In one evening you can know more about how much money you need to retire than your financial adviser. This book is a practical, no-nonsense guide complete with a step-by-step plan that tells you how much money you need to retire with confidence.No retirement is secure without it.

    Throughout, gorgeous photographs of rooms with rare collections, floor-to-ceiling shelves, and stacks upon stacks of books inspire readers to live better with their own collections.Praise for Bibliostyle"Featuring enviable private libraries and packed floor-to-ceiling shelves, this beautiful volume makes a compelling case for books as d�cor."--New York"Freudenberger spotlights the splendid, enviable personal libraries of literary figures whose owners obviously care about their book collections and have actually read them, too."--The Boston Globe"This is a coffee table book that makes you think as well as admire and desire."--Sydney Herald"Offers a look into the fabulous homes of book lovers the world over, showcasing how their interior design is built around the tomes they love most."--CN"The photographs of rooms with rare collections, floor-to-ceiling shelves, and stacks upon stacks of books will inspire readers to live better with their own collections."--Publishers Weekly "Nina Freudenberger teams with Sadie Stein of The New Yorker and photographer Shade Degges of Architectural Digest to showcase beautiful photographs of the private libraries of book lovers from all over the world."--BookRiot

    Following her priorities—God first, family second, and career third—and some sound, savvy business strategies, she managed to create a multibillion-dollar international company as well as a fulfilling life that reflects her values. Here she reveals to you how she did it, how thousands of other women have done it, and how you can do it, too!Mary Kay accomplished all her goals without any special advantage—without trying to be a "superwoman." Instead, she rediscovered the timeless secrets of true success and happiness and applied them in her life. These are the secrets she now shares with you.In Mary Kay: You Can Have It All, you will discover how to:• Become more confident personally and professionally• Deal with the male ego • Plan your work and work your plan• Do well by doing good• And much, much more!Mary Kay will donate a portion of the proceeds from the sale of this book to the Mary Kay Ash Center for Cancer Immunotherapy Research at St. Paul Medical Center in Dallas, Texas.Mary Kay Ash is the founder and chairman emeritus of Mary Kay Cosmetics Inc., listed among Fortune magazine's Most Admired Corporations in America and boasting annual retail sales of more than $1.5 billion.Also available in Paperback.

    Publisher’s Weekly calls Lisa Bedford’s Survival Mom an “impressively comprehensive manual,” saying, “suburban mom Bedford helps readers learn about, prepare for, and respond to all manner of disasters. . . . From 'Instant Survival Tip' sidebars to a list of 'Lessons from the Great Depression'. . . Bedford's matter-of-fact yet supportive tone will keep the willies at bay.”

    But why? And are they right? Is a taste for luxury fundamentally misguided? If one has the means to be a spendthrift, is it foolish or reprehensible to be extravagant?In this book, Emrys Westacott examines why, for more than two millennia, so many philosophers and people with a reputation for wisdom have been advocating frugality and simple living as the key to the good life. He also looks at why most people have ignored them, but argues that, in a world facing environmental crisis, it may finally be time to listen to the advocates of a simpler way of life.The Wisdom of Frugality explores what simplicity means, why it's supposed to make us better and happier, and why, despite its benefits, it has always been such a hard sell. The book looks not only at the arguments in favor of living frugally and simply, but also at the case that can be made for luxury and extravagance, including the idea that modern economies require lots of getting and spending.A philosophically informed reflection rather than a polemic, The Wisdom of Frugality ultimately argues that we will be better off--as individuals and as a society--if we move away from the materialistic individualism that currently rules.

    It's Not About Being Cheap.  Living the Savvy Life isn't about being a cheapskate, a miser or a tightwad.  It's about having security and peace of mind by spending less than you make.  It's about knowing where you stand financially on a daily basis so you can make intelligent fiscal decisions.  It's about being penny-wise on the things that are less important to you so you can spend money on the things that are important to you.  It's about choosing to purchase only the things that you love and make you happy.  It's about cooking at home more often so you can occasionally splurge on dinner at your favorite restaurant.  It's about creating an environment in your home that is warm, comforting, and expressive of  who you are.  It's about having a wardrobe made entirely of clothes that fit and look great on you.  It's about enjoying your time off even more because you planned for it and know you can “afford it.”  Although Living the Savvy Life is filled with ways to save money, it isn't about frugal living.  It's about finding, attaining and maintaining balance.  Are you ready to start Living the Savvy Life?