You'll never find a wiser advisor with a bigger heart.” -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things—mostly about money and investing—she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we’ve created, understanding it is critical. “But Dad,” she once said, “I know money is important. I just don’t want to spend my life thinking about it.” This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here’s an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we’ll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don’t recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security.

    They share their knitting triumphs and disasters as well as their life triumphs and disasters…These essays will break your heart. They will have you laughing out loud." —Ann Hood, from the introductionWhy does knitting occupy a place in the hearts of so many writers? What’s so magical and transformative about yarn and needles? How does knitting help us get through life-changing events and inspire joy? In Knitting Yarns, twenty-seven writers tell stories about how knitting healed, challenged, or helped them to grow. Barbara Kingsolver describes sheering a sheep for yarn. Elizabeth Berg writes about her frustration at failing to knit. Ann Patchett traces her life through her knitting, writing about the scarf that knits together the women she’s loved and lost. Knitting a Christmas gift for his blind aunt helped Andre Dubus III knit an understanding with his girlfriend. Kaylie Jones finds the woman who used knitting to help raise her in France and heals old wounds. Sue Grafton writes about her passion for knitting. Also included are five original knitting patterns created by Helen Bingham.Poignant, funny, and moving, Knitting Yarns is sure to delight knitting enthusiasts and lovers of literature alike.

    Introducing Argumentation and Rhetoric History of Argumentation Studies Formal and Informal Argument The Emergence of Controversy Resolutions and Issues Stasis The Focal Point of Dispute Presumption and Burden of Proof Argument Analysis and Diagramming Claims and Evidence Reasoning from Parts to Whole Moving from Cause to Effect Establishing Correlations Analogy, Narrative, and Form What Makes a Sound Argument? Fallacies in Reasoning Validity and Fallacies Reconsidered Assembling a Case Attack and Defense I Attack and Defense II Language and Style in Argumentation Arguments between Friends Arguments among Experts Public Argument and Democratic Life The Ends of Argumentation

    Should you read this book? Absolutely.” —Clayton Christensen, bestselling author of How Will You Measure Your Life?Based on the wildly popular commencement address, the art of asking (and answering) good questions by the Dean of Harvard University’s Graduate School of Education.Whether we’re in the boardroom or the classroom, we spend far too much time and energy looking for the right answer. But the truth is that questions are just as important as answers, often more so. If you ask the wrong question, for instance, you’re guaranteed to get the wrong answer. A good question, on the other hand, inspires a good answer and, in the process, invites deeper understanding and more meaningful connections between people. Asking a good question requires us to move beyond what we think we know about an issue or a person to explore the difficult and the unknown, the awkward, and even the unpleasant.In Wait, What?, Jim Ryan, dean of Harvard University’s Graduate School of Education, celebrates the art of asking—and answering—good questions. Five questions in particular: Wait, what?; I wonder…? Couldn’t we at least…?; How can I help?; and What truly matters? Using examples from politics, history, popular culture, and social movements, as well as his own personal life, Ryan demonstrates how these essential inquiries generate understanding, spark curiosity, initiate progress, fortify relationships, and draw our attention to the important things in life—from the Supreme Court to Fenway Park. By regularly asking these five essential questions, Ryan promises, we will be better able to answer life’s most important question: “And did you get what you wanted out of life, even so?” At once hilarious and illuminating, poignant and surprising, Wait, What? is an inspiring book of wisdom that will forever change the way you think about questions.

    At that event he made the decision to Go Pro and become a Network Marketing expert. Since that time, he has focused on developing the skills to do just that. In doing so, Eric has touched and been touched by hundreds of thousands of people around the world. Now he shares his wisdom in a guide that will ignite your passion for this profession and help you make the decision to Go Pro and create the life of your dreams. In this definitive guidebook, you will learn to: -Find prospects -Invite them to yourproduct or opportunity -Present your product -Follow up with your prospects -Help them become customers or distributors -Help them get started right -Grow your team by promoting events -And much, much more. Eric s wish is for you to make the decision to become a Network Marketing Professional. For you to truly Go Pro. Because it is a stone-cold fact that Network Marketing is a better way. Now let s go tell the world.

    Their lives, like all of ours, are filled with a bewildering blizzard of emails, phone calls, yet more emails, meetings, projects, proposals, and plans. Just staying ahead of the storm has become a seemingly insurmountable task.In this book, we travel inside Emily and Paul's brains as they attempt to sort the vast quantities of information they're presented with, figure out how to prioritize it, organize it and act on it. Fortunately for Emily and Paul, they're in good hands: David Rock knows how the brain works-and more specifically, how it works in a work setting. Rock shows how it's possible for Emily and Paul, and thus the reader, not only to survive in today's overwhelming work environment but succeed in it-and still feel energized and accomplished at the end of the day.YOUR BRAIN AT WORK explores issues such as:- why our brains feel so taxed, and how to maximize our mental resources- why it's so hard to focus, and how to better manage distractions- how to maximize your chance of finding insights that can solve seemingly insurmountable problems- how to keep your cool in any situation, so that you can make the best decisions possible- how to collaborate more effectively with others- why providing feedback is so difficult, and how to make it easier- how to be more effective at changing other people's behavior

    But long before the world took notice, Chip was a serial entrepreneur who was always ready for the next challenge, even if it didn’t quite work out as planned. Whether it was buying a neighborhood laundromat or talking a bank into a loan for some equipment to start a lawn-mowing service, Chip always knew that the most important thing was to take that first step.In Capital Gaines, we walk alongside him as he relives some of his craziest antics and the lessons learned along the way. His mentors taught him to never give up and his family showed him what it meant to always have a positive attitude despite your circumstances. Throw in a natural daredevil personality and a willingness to do (or eat!) just about anything, and you have the life and daily activity of Chip Gaines.Capital Gaines is the perfect book for anyone looking to succeed not only in business but more importantly in life.

    Start with two pushups a day, not a two-hour workout; or five deep breaths each morning rather than an hour of meditation. In Tiny Habits, B.J. Fogg brings his experience coaching more than 40,000 people to help you lose weight, de-stress, sleep better, or achieve any goal of your choice.  You just need Fogg’s behavior formula: make it easy, make it fit your life, and make it rewarding. Whenever you get in your car, take one yoga breath. Smile.  Whenever you get in bed, turn off your phone. Give yourself a high five. Change can be easy—once it starts, it grows.  Let B.J. Fogg show you exactly how.

    One of the greatest partnerships in the history of science, Kahneman and Tversky’s extraordinary friendship incited a revolution in Big Data studies, advanced evidence-based medicine, led to a new approach to government regulation, and made much of Michael Lewis’s own work possible. In The Undoing Project, Lewis shows how their Nobel Prize–winning theory of the mind altered our perception of reality.

    It would emerge that, like Vicky, 220 other women who were diagnosed with cervical cancer were not informed that a clinical audit -carried out by the national screen programme CervicalCheck - had revised their earlier, negative smear tests. Their cancers could possibly have been preventable.Since then, Vicky has become women's voice for justice on the issue, and her system-changing activism has made her a household name.In her memoir Overcoming, Vicky shares her remarkable personal story, from a life-threatening accident in early adulthood through to motherhood, a battle with depression, her devastating later discovery that her cancer had returned in shocking circumstances - and the ensuing detective-like scrutiny of events that led the charge for her history-making legal action.An inspiring story of rare resilience and power, Overcoming is an account of how one woman can move mountains - even when she is fighting for her own life - and of finding happiness and strength in the toughest of times.'Calls to mind the work of Emilie Pine, or the memoir by Maggie O'Farrell, I Am, I Am, I Am ... Overcoming is more than the retelling of an extraordinary life. Its pacing and gentleness leaves plenty of room for tears and for reflection' Irish Independent

    In his latest book, Success Affirmations, he helps readers break through to new levels of passion, purpose, and prosperity with 52 affirmations and time-tested wisdom. In our 24/7 world, where we move at warp speed, sometimes we let life happen to us instead of taking control of our direction. Other times, we suffer from information overload, and we fail to consciously control our positive thoughts, and we allow negativity to take over. For those who want to rise above, to get unstuck, or to catapult to a new level success, Jack Canfield will show you how positive affirmations can transform your life in extraordinary ways. Canfield, with the help of esteemed coauthors Kelly Johnson and Ram Ganglani, explains what positive affirmations are (and what they are not), why they are so effective, and how to effortlessly integrate their practice into your life. Pulling the most effective tenets from his bestselling book The Success Principles, Canfield covers all areas of life, from financial prosperity and creative pursuits to your career and positive relationships. Success Affirmations reveals: How to avoid letting life just happen to you, and how to proactively go after your dreams How to use the power of deliberate thought to create the reality you wantHow to identify your true passions and purpose to direct your affirmations to concrete goals, not nebulous ideas or someone else's visionHow to harness positive energy to attract what you want in your life through the Law of AttractionHow to unplug from technology and plug into your true source of energyAnd much more!

    Drawing on her years of experience as a professional organizer, Morgenstern outlines a simple organizing plan that starts with understanding your individual goals, natural habits, and psychological needs, so that you can work with your priorities and personality rather than against them. The basic steps-Analyze, Strategize, Attack-can be applied to any space or situation. In this thoroughly revised edition, Morgenstern has incorporated new information in response to feedback from her clients and audiences. These changes include- new chapters on living or working with someone who is disorganized- new chapters on organizing photographs, handbags, briefcases, and travel bags- an expanded program for organizing your kitchen- a new guide to getting started- a fully updated resource guide

    Thankfully there is a better way: The Way of the Productivity Ninja.Using techniques including Ruthlessness, Mindfulness, Zen-like Calm and Stealth & Camouflage you will get your inbox down to zero, make the most of your attention, beat procrastination and learn to work smarter, not harder.Written by one of the UK’s foremost productivity experts, How to be a Productivity Ninja is a fun, accessible and practical guide to staying cool, calm and collected, getting more done, and learning to love your work again.

    We'll prove it to you. Do you have an amazing idea for a novel but you struggle to get words on the page? Maybe the problem isn't writer's block. Maybe you need a writing process.Publishing veterans and bestselling authors Zach Bohannon and J. Thorn share their proven system for developing a plan that will bridge the gap between a collection of random notes and a cohesive first draft.This comprehensive book will teach you the foundations of fiction: Plot, Structure, Genre, Theme, Character, and World.Discover:Why you need a system to finish a first draft whether you plot or pants What Aristotle said about storytelling thousands of years ago that still applies today How studying Star Wars can make you a better writer What some of the most prolific authors believe about the craft How all stories can be reduced to three components Which archetypes create a more engaging reader experience How the Hero's Journey is alike and different than the Virgin's Promise Why you should cast your characters like a movie producer Developed over 10 years and applied on millions of words of fiction, Thorn and Bohannon will show you how to layer your approach and build a fantastic story from the ground up.No more staring at a blinking cursor when you sit down to write!Become a master storyteller today. Three Story Method will transform you from a struggling writer into a career author.Downloadable worksheet and full list of resources included! Get it now!

    Listen to this bold duo speak openly about the places, people, and movements that have shaped their career as well as the evolution of their creative and personal relationship. The bandmates and friends trace how their ambitions and their relationship have continued to inform each other and how they’ve navigated through the ups and downs for the sake of the band and their art. They move seamlessly through the different chapters of the band, sharing peeks behind the curtain, like the story behind their beloved autobiographical song "One More Hour," which they wrote about their own experience breaking up as a romantic couple and finding their way back to each other as friends and bandmates.They dive into their ongoing journey from their beginnings out of the Riot Grrrl scene in Olympia, Washington, to Carrie’s triumph with the TV show Portlandia, and on to their continued efforts to challenge each other and meet the political moment. It’s a deeply personal and exciting exploration of themes that have followed them throughout their career, like anxiety, activism, feminism, LGBTQ identity, motherhood, friendship, creativity, and change —all illustrated by evocative new recordings that’ll make you turn up the volume.This entry to the Words + Music series features eight exclusive new versions of songs spanning the band’s 10-album discography (so far), from "One More Hour" and 'One Beat" to "Path of Wellness" and "Worry With You" from their 2021 album Path of Wellness.©2021 Sleater-Kinney, LLC (P)2021 Audible Originals, LLC