Find all of the following, explained in plain-English with no legal jargon:Business Taxation 101: A brief primer on tax topics in general, especially as they apply to businesses.Home Office Deduction: How to ensure you qualify for it and how to calculate it.Estimated Tax payments: When and how to pay them, as well as an easy way to calculate each payment.Self-Employment Tax: What it is, why it exists, and how to calculate it.Business Retirement Plans: What the different types are, and which one is best for you.Numerous Business Deductions: Several deductions explained in detail, including how to make sure you can qualify to take them and how to maximize them.Audit Protection: Learn what records you need to keep (and how long to keep them) in order to protect yourself in case of an audit.

    We would all like to reach a stage where we are able to live off the income from our savings and investments. Sadly, only 5 out of every 100 people reach that stage. This highly accessible book is aimed at anyone who wants to learn how to make their first million in savings. The book provides real examples of ordinary people who have reached their financial goals and explains how you can do the same. It also provides practical ways of setting goals and keeping yourself motivated to achieve them, especially in tough times. How to Make Your First Million provides people from all walks of life with practical information on how to achieve financial freedom in a range of different ways and shows that it is possible for everyone to be financially free.

    Radical Frugality tells the story of 5 people who did it: Paul, 27, discovering how to overcome student loan debt; David and Winona, late 40's, living their retirement dream today; and Dan and Charlotte, family of 4, with an underwater mortgage. Waking up every morning debt-free with cash in your pocket helps your brain feel safe, secure, and smart. Embracing the concepts in this book frees you from the overwhelming anxiety of the consumer lifestyle by showing you how to take control. You can start today. What if you could spend 66% less money than you spend today setting yourself up to live a self-determined lifestyle doing exactly what you love to do regardless of financial compensation? Radical Frugality shows you exactly how to achieve those goals within one to five years. Using our step-by-step common sense plan, we teach you what to do (break the spell of the consumer credit con), when to do it (planning and preparation), and most importantly where to do it (discover the 5 top cities for living frugally). We'll help you evaluate your financial situation. Are you in the Yellow Zone, the Orange Zone, the Red Zone, or even the Dead Zone (paying debt with debt)? This book lays out a plan for how to pay off your debt and get into the Neutral Zone (getting back to monthly break-even), the Green Zone (debt free with $1,000 a month free cash-flow) or even the Golden Zone (living a self-determined life). Whether you are desperate right now about your financial situation, facing retirement, just starting out, or just plain tired and worn-out from struggling to pay bills, Radical Frugality can show you over 100 tips for feeling better today. Radical Frugality offers a soup to nuts plan for living a self-determined life that will leave you happier and healthier than ever before. CHAPTER ONE: IT'S NOT ABOUT WHAT YOU EARN—IT'S ABOUT WHAT YOU SPEND. HOW TO TAKE CONTROL CHAPTER TWO: THE CONSUMER CREDIT CON. HOW MARKETERS PLAY TRICKS ON YOUR BRAIN CHAPTER THREE: WHY FRUGALITY? GETTING STRAIGHT ABOUT WHY YOU'RE ON THE PLANET CHAPTER FOUR: WHO ARE YOU TODAY? EVALUATE YOUR SPENDING PROFILE CHAPTER FIVE: HOW TO DO IT. YOUR STEP BY STEP PLAN TO GAIN CONTROL CHAPTER SIX: GOING GREEN AND NEVER LOOKING BACK. THIS IS YOUR BRAIN ON CASH CHAPTER SEVEN: WHEN WILL YOU BE READY? LEARNING TO ASK THE RIGHT QUESTIONS CHAPTER EIGHT: LIVING THE DREAM. WHERE YOU LIVE DETERMINES HOW YOU LIVE

    Now the retail banking business model looks set to be transformed too. In Bye Bye Banks? James Haycock and Shane Richmond describe these startups, and to which areas of the banking industry they are laying siege. It shows that this assault is already well underway and that many incumbents are poised to be displaced, diminished and disintermediated. It draws on extensive research and on-and-off the record interviews with senior executives in some of the biggest banks. Haycock and Richmond conclude with the recommendation that traditional banks need to reinvent themselves by launching a ‘Beta Bank’: a lean, stand-alone organisation fit for the future for which they provide a ten-point operating model. This short book is a bold, urgent and timely analysis of the forces shaping the future of financial services. Its message to industry leaders in the sector could not be more simple: adapt or prepare to be disrupted. “This work accurately and concisely captures the effects of the disruption brought to the banking industry by the digital revolution. The comments by other banking and innovation professionals about their own experiences are particularly intriguing.” - Alessandro Hatami, former Innovation Executive at Lloyds Banking Group “James Haycock is a key voice for how the banking industry should and will change.” - Tom Hopkins, Product Innovation Director, Experian Consumer Services “If you are an incumbent retail bank, read it, get on with it, make it happen.” - Lee Sankey, former Group Design Director, Barclays

    He decides to run for the Presidency against the incumbent, and sets in motion a series of events that will change his life and steal part of his soul. Maxwell finds this campaign requires media manipulation and dirty tricks that pull out all the stops, while learning that power, money and sex are interchangeable in American politics. Success usually comes with a price, but is Maxwell willing to pay it? And will it cost him the woman he loves? Meanwhile, reporter Jillian Turner sells her soul to save her career, then finds herself intoxicated with the man running for the White House and caught in a network plot to control the election. The Race is a look at the aphrodisiac known as political power, the media’s role in politics, and one man’s internal battle between good and evil. (After The Race, enjoy a few sample chapters of Nick Harlow's newest thriller ENDGAME)

    And usually does.When the sun is high, the drinks are cold and the drugs are flowing freely, there's no more dangerous place in the world than south Florida. Unless, that is, you're Wade Carver.  A PI with a mysterious background and a man who literally takes no prisoners, Carver is hired to find, and rescue, a missing girl. Like just about everything in Florida, the truth only starts to emerge after heavy doses of sand, sun, blood, booze and...bullets.  "Ames is a sensation among Kindle readers who love fast-paced thrillers." -Mystery Tribune

    I hope it helps you too!

    And everything is based on the “science of investing” – evidenced with studies from peer-reviewed journals.Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don’t enter your retirement without it.

    

    

    It feels creative and satisfying and will set you up for a lifetime of good habits, no matter the age you are starting from. My wish for this book is that it encourages you to think about money in a way that makes you feel in control, uplifted and inspired to steer yourself towards a joyous and prosperous future. I want to share my contagious beliefs that dealing with your money can be fun and exciting. I know many women have a fractious relationship with their finances and can often be quite scared of dealing with things. I have felt that way in the past too. I do hope you will join me in this journey because it feels so much better to have a good relationship with your money than not. I love the saying Look after your money, and your money will look after you. It does not have to be scary, and you do not have to worry about becoming greedy if you focus on your finances; all that will happen is that this important area of your life will feel happier, freer and more bountiful. It is a glorious feeling and it is well within your reach. I hope that by the end of this book you will be eager and enthusiastic about your own finances, in fact, I am sure you will. ~~ Fiona Ferris Contents: Introduction How I became interested in personal finance About this book Chapter 1. Start from the beginning What do you believe about money? Make your finances fun and enjoyable Simplify your life Chapter 2. Be savvy and a good steward of your money Living well on a moderate income Add up what your vice is costing you Try out cheaper options ‘The free part’ Cap limits in your life Decide for yourself what you splurge and save on Spend more time at home Make your own meals most of the time Do not be afraid to ask for gifts Slim down your magazine choices Chapter 3. Live like a millionaire now and feel rich every day Do not wait to be rich to feel good Use your good things Surround yourself with beauty Keep only what your future self would have in her beautiful home Visit five-star luxury and soak it in Replace broken items with quality, cherish the rest Feel luxurious in budget-friendly ways Curate your wardrobe Cultivate an expensive-looking personal style Have an elegant personal demeanour ‘Expensive’ décor on a budget Chapter 4. See how you rich are already Know where your finances are at Speak positively about your finances Cultivate a happy and relaxed feeling around money Contentment as a financial tool Think beyond a purchase to its exit Chapter 5. Inspire yourself to a wealthy future Keep your vibration high Share your dreams with your other half Commit to being debt-free Take inspiration from expensive stores Read inspirational money books and find fun ways to educate yourself Think as if you were creating your own personal brand Have role models Chapter 6.

    To make life even more stressful for her, the young woman finds herself torn between two of the people she loves most in the world. As her husband, Patrick, does his best to provide for his young family Catherine fears he is keeping secrets from her, possibly even more hurtful than the one she has concealed in her heart. While Patrick yearns for social change and a better future for his children, his wife is more concerned about the past and what damage it might cause.

    

     Can Ivy survive one attack after another? Or, in the end, will evil finally win out? You can find out by reading the three heart-stopping Ivy Nash thrillers. Break IN The unthinkable happens. And a grandfather grieves. Ivy sees his pain, feels his pain, but she can't connect the dots. How can Ivy possibly locate the missing kids? A community comes together to fight back. Yet, the battle is useless against an invisible foe. But Ivy knows the scent of a predator. Can anything prepare her for the fun house? A terror unlike any other. Is clinging to life worth the hell that she will pay? IN Control Sometimes even the truth can kill. But can murder ever be justified? Kids are plucked from their homes seemingly at random. Is there any way it could all be a ruse? A friend's father asks Ivy to do the unthinkable. Will she turn a blind eye? It's a twisted hairball of kidnappings, betrayals, and cover-ups. How can Ivy separate reality from a smokescreen of falsehoods? With the life of her friend's son hanging in the balance, Ivy can't fail. The clock is ticking… IN The End A generation has lost its way. And no one will sin without retribution. Parents are crushed after their daughter is ripped from their lives. Ivy chases every lead, but the fog of deception is deep. So very deep. For mankind, the end is near. How many sacrifices will it take before the cataclysmic events can't be stopped? It was supposed to be a confession. Instead, it became a statement of conviction -- to Satan. Will Ivy be able to stop a demonic killer? It's one woman's pledge to save a generation from a fanatical psychopath. It's one man's path to claim his destiny. Can Ivy possibly back away from the threat? He believes Ivy has sinned. And it is time for her life to end…just like all the others. Get the next three Ivy Nash novels now!

    The full novel will publish on 1st August 2014. Perfect for fans of Gillian Flynn and Samantha Hayes. Lisa Gardner calls THE GOOD GIRL ‘a twisty, roller coaster ride of a debut.Mia Dennett can't resist a one-night stand with the enigmatic stranger she meets in a bar. But going home with him might turn out to be the worst mistake of Mia's life... An addictively suspenseful and tautly written thriller, THE GOOD GIRL is a compulsive debut that reveals how, even in the perfect family, nothing is as it seems...