There are more than 5000 fintech startups operating, and 50 of them have already reached a billion-dollar valuation. The scope of this market goes way beyond online payments. Financial technology promises to change the way we manage our money online, disrupting the landscape of the financial services industry is being disrupted. Understanding its many facets is the key to navigating the complex nuances of this global industry.Fintech in a Flash is your comprehensive guide to the future of banking and insurance. The book aims to break down the key concepts in a way that will help you understand every aspect so that you can take advantage of new technologies. Inside you’ll find an array of hot topics such as online payments, crowdfunding, challenger banks, online insurance, digital lending, big data, and digital commerce. It will make you rethink the way that you manage your money online, and even find new ways of making online payments. Comprehensive, organized, and detailed, this guide is your go-to source for everything you need to confidently navigate the ever-changing scene of this booming industry.If you decide to buy this book now, you'll get: Easy to understand explanations of the 14 main areas of fintech The author's view on the future of each of these areas Insight into the main fintech hubs in the world Insight into the so called Unicorns, the fintech firms that have made it past a $1 billion valuation More than 100 upcoming fintech companies to watch About the Author: Agustín Rubini is an argentinean-born economist, master in international business, and Director at Banking Innovations. Passionate about building the future of financial services, Agustín spends much of his time speaking and writing on financial technology and advising businesses on innovation and digital transformation. He is a specialist in driving changes in top class banks that want to lead in how customers manage their money online. Tags: fintech, financial technology, financial services technology, money online, online payment, online insurance, insurtech, investing online, wealth management online, wealthtech, regtech, cybercrime, digital lending, digital commerce, ecommerce, e-commerce. Get started immediately Download now and take the first step on your very own road to mastering fintech. Scroll to the top of the page and hit the buy button.

    

    Confident America has been conquered, Satan prepares to initiate the final stage of his master plan, but it requires a willing partner—will she say yes?Convinced his demon general Lord Nefarious has successfully conquered America, Satan himself now decides it’s time for him to step out of the shadows and complete his master plan. But for it to succeed, he must find a willing partner… On the run, frightened, and alone, Rae is cornered one fateful night in a rundown motel room by the devil himself. He has a once-in-eternity offer for her—the chance to change the world forever. But to convince her to freely accept it, Satan needs to connect with Rae’s past, present, and future to prove to her he can be trusted after all. A showdown for the ages is officially on, and humanity hangs in the balance.

    But what if free will doesn't exist? What if our lives are largely predetermined, hardwired in our brains - and our choices over what we eat, who we fall in love with, even what we believe are not real choices at all? Neuroscience is challenging everything we think we know about ourselves, revealing how we make decisions and form our own reality, unaware of the role of our unconscious minds. Did you know, for example, that:* You can carry anxieties and phobias across generations of your family?* Your genes and pleasure and reward receptors in your brain will determine how much you eat?* We can sniff out ideal partners with genes that give our offspring the best chance of survival?Leading neuroscientist Hannah Critchlow draws vividly from everyday life and other experts in their field to show the extraordinary potential, as well as dangers, which come with being able to predict our likely futures - and looking at how we can alter what's in store for us. Lucid, illuminating, awe-inspiring The Science of Fate revolutionises our understanding of who we are - and empowers us to help shape a better future for ourselves and the wider world.

    Cosmic Universe and Human History, microcosm and macrocosm, inorganic and living matter coexist and form a unique unity manifested in multiple forms. The Physical and the Mental constitute the form and the content of the World. The world does not consist of subjects and objects, the “subject” and the “object” are metaphysical abstractions of the single and indivisible Wholeness. Man’s finite knowledge separates the Whole into parts and studies fragmentarily the beings. The Wholeness is manifested in multiple forms and each form encapsulates the Wholeness. The rational explanation of the excerpts and the intuitive apprehension of the Wholeness are required to combine and create the open thought and the holistic knowledge. This means that the measurement should be defined by the ''measure'', but the responsibility for determining the ''measure'' depends on the man. This requires that man overcomes the anthropocentric arrogance and the narcissistic selfishness and he joins the Cosmic World in a friendly and creative manner.

    Make the bet more attractive for them: the game could have 10 or 20 rounds, and you’ll give them the privilege of starting first in every s-i-n-g-l-e round. “Piece of cake!” they will think and they will take the bet. Only to discover in despair, 10 or 20 rounds later, that it is impossible to beat you, even once. This book reveals a simple system that will help you never lose a single game from the moment you learn them. Let us repeat that.After reading this book and for the rest of your life, you will never, ever lose a game of Tic-Tac-Toe again! How is it possible never to lose in Tic-Tac-Toe? Tic-Tac-Toe is a “solved” game, meaning that there are mathematically proven strategies to defend yourself against losing. If you play with these optimal strategies in mind, you may win and you can’t lose. If your opponent also plays with the optimal strategies in mind, neither will win, and the game will always end in a draw.However, very few people really know these strategies.This book reveals an easy system of only 8 strategies that will make you a Tic-Tac-Toe Master. If you learn and start applying these 8 strategies, we guarantee that you will never lose a game of Tic-Tac-Toe again. Is it easy to learn these strategies? Very easy! These 8 strategies are presented in 8 mini chapters, with illustrations and step-by-step explanations. Even a kid can read this book and learn the strategies!In just 1 hour you will have learnt all 8 strategies and you will be ready to start applying them. Will I have to think too hard to apply these strategies? As a matter of fact, all you have to do is to memorize our simple system. As soon as you learn this system, every game will be a no-brainer for you. Our system tells you exactly how to play or how to respond to your opponent’s move. Simple as A-B-C.For example, if your opponent plays first and chooses a corner, our system tells you exactly how to respond in order to eliminate any chance of losing the game. Is this for real? Do you guarantee that I will never lose a TTT game again? YES!!! We challenge you to read this book and then immediately start playing Tic-Tac-Toe online, against a computer, applying everything you have learnt. You will discover that even a computer can’t beat you.Your new super powers in Tic-Tac-Toe will blow your mind! Start right now! Buy the book, learn the strategies and NEVER lose a Tic-Tac-Toe game again from that moment and for the rest of your life!Scroll to the top of the page and click the BUY WITH 1-CLICK Button!

    Each chapter includes many illustrative examples to assist the reader. The book emphasizes methods for finding solutions to differential equations. It provides many abundant exercises, applications, and solved examples with careful attention given to readability. Elementary Differential Equations includes a thorough treatment of power series techniques. In addition, the book presents a classical treatment of several physical problems to show how Fourier series become involved in the solution of those problems. The eighth edition of Elementary Differential Equations has been revised to include a new supplement in many chapters that provides suggestions and exercises for using a computer to assist in the understanding of the material in the chapter. It also now provides an introduction to the phase plane and to different types of phase portraits. A valuable reference book for readers interested in exploring the technological and other applications of differential equations.

    Grab your copy of Secret Hollywood and start gossiping!

    The Funniest Text Message Autocorrects, Wrong Numbers & Mishaps on Smartphones!

    Smoking has gone from doctor recommended to deadly. We used to think the Earth was the center of the universe and that Pluto was a planet. For decades, we were convinced that the brontosaurus was a real dinosaur. In short, what we know about the world is constantly changing.   But it turns out there’s an order to the state of knowledge, an explanation for how we know what we know. Samuel Arbesman is an expert in the field of scientometrics—literally the science of science. Knowl­edge in most fields evolves systematically and predict­ably, and this evolution unfolds in a fascinating way that can have a powerful impact on our lives.   Doctors with a rough idea of when their knowl­edge is likely to expire can be better equipped to keep up with the latest research. Companies and govern­ments that understand how long new discoveries take to develop can improve decisions about allocating resources. And by tracing how and when language changes, each of us can better bridge gen­erational gaps in slang and dialect.   Just as we know that a chunk of uranium can break down in a measurable amount of time—a radioactive half-life—so too any given field’s change in knowledge can be measured concretely. We can know when facts in aggregate are obsolete, the rate at which new facts are created, and even how facts spread.   Arbesman takes us through a wide variety of fields, including those that change quickly, over the course of a few years, or over the span of centuries. He shows that much of what we know consists of “mesofacts”—facts that change at a middle timescale, often over a single human lifetime. Throughout, he of­fers intriguing examples about the face of knowledge: what English majors can learn from a statistical analysis of The Canterbury Tales, why it’s so hard to measure a mountain, and why so many parents still tell kids to eat their spinach because it’s rich in iron.   The Half-life of Facts is a riveting journey into the counterintuitive fabric of knowledge. It can help us find new ways to measure the world while accepting the limits of how much we can know with certainty.

    Organized to illustrate the major themes of Elliot Aronson's The Social Animal, this collection of classic and contemporary readings explores the most important ideas, issues, and debates in social psychology today.

    To its adherents, it is an elegant statement about learning from experience. To its opponents, it is subjectivity run amok.In the first-ever account of Bayes' rule for general readers, Sharon Bertsch McGrayne explores this controversial theorem and the human obsessions surrounding it. She traces its discovery by an amateur mathematician in the 1740s through its development into roughly its modern form by French scientist Pierre Simon Laplace. She reveals why respected statisticians rendered it professionally taboo for 150 years—at the same time that practitioners relied on it to solve crises involving great uncertainty and scanty information (Alan Turing's role in breaking Germany's Enigma code during World War II), and explains how the advent of off-the-shelf computer technology in the 1980s proved to be a game-changer. Today, Bayes' rule is used everywhere from DNA de-coding to Homeland Security.Drawing on primary source material and interviews with statisticians and other scientists, The Theory That Would Not Die is the riveting account of how a seemingly simple theorem ignited one of the greatest controversies of all time.

    Understanding these basics is key to becoming a successful musician and well-rounded music lover. Music Theory 101 covers everything novice musicians and lifelong learners need to know, including: -How to read sheet music -Understanding the construction of chords and scales -The different rhythm and time signatures -How keys are identified and organized Full of music trivia, music history, comprehensive instruction, and visual aids of scales, music symbols, and chords throughout, Music Theory 101 is the essential guide you need for a crash course in music theory that even professional musicians would envy.

    Sometimes our best efforts can result in the opposite of what we want over time. How can we avoid these unwanted results? If we apply conventional thinking to complex issues, we often maintain or increase the very problems we want to fix. There is, however, a solution to get the desired results. Think in Systems is a concise information manual offering high-level problem-solving methods for personal and global issues. The book presents the main features of systems thinking in an understandable and everyday manner, helping you to develop this skill top analysts and world leaders use. If you thought that complex thinking is only for people who deal with complex issues like running a company or country, think again. Every issue is complex. Running out of gas is a simple problem, but I’m sure you’re dealing with much greater headaches on a daily basis. Your life is a system. Everything that is connected to your system (life) is a part of it. However, you are just a subsystem in the larger picture. Your town, country, the world, the solar system are all bigger systems you are a part of. These systems are interconnected. Whatever you do will affect the system and whatever the system does will affect your life. Systems can have positive and negative effect on your life – or on the life of people generally. The greatest problems like hunger, war, and poverty are all failures in the system. Similarly, fights with your loved ones, being stuck in a rut at your job are also system failures. They are not only your fault. Thus they can’t be fixed with a simple cause-effect thinking. Learn to use systems thinking in your business, relationships, friendships, and general political, socio-economic, and environmental issues. Systems thinking boosts your critical thinking skills, makes you more logical, enhances your analytical abilities, and makes you more creative. Systems thinking won’t put extra pressure on your cognition. Quite the contrary, you’ll have fewer headaches knowing that you surely didn’t miss any detail when you tried to solve a problem. "We cannot solve our problems with the same thinking we used when we created them." Albert Einstein • Learn the main aspects, concepts, and models of systems thinking. • Design models and systems maps to solve your problems • Find solutions to your underlying problems, not just the symptoms • Improve your mental health, wealth, and relationships Systems thinking is a relatively new discipline which doesn’t get the exposure it deserves. However, our world grows more connected, interdependent and complex with each passing day. Becoming a systems thinker will help you to overcome your confusion and fear of missing the whole picture, and help you find more effective solutions to your personal (and if you are up to it), global problems. •Widen your understanding of international economic, political, and socio-economic affairs •Manage your business better •The most helpful materials, books, and experts to learn even more about systems thinking Identify your problems more accurately. Find solutions to your problems, don’t just treat the symptoms.

    Or, maybe, we sent a text message to the wrong number, every one of us has sent a text or two we didn’t mean. Phones these days should come with a warning, 'Don't drink and text.' Many of us have been there, a few drinks down, high on life but the bar has closed, and you want to continue the party, consequently ending up with a pile of drunk texts and a feeling of shame.Suddenly your ex, or that girl in the office you have been mildly flirting with and exchanging funny texts with, seems like just the person who would love to join you for one last drink. Tongue out, one eye open, the other squinting with concentration while you jab awkwardly at the screen with your index finger, you marvel at the poetry of a funny drunk text you are capable of when the inhibitions of basic social decency are gone.If you are lucky, there is no reply to your text message fail, and you fall asleep, to awake the next day with nothing but a hangover and a tinge of embarrassment when you realize what you wrote.Either way, these texts messages always end up hilarious and embarrassing, depending on which side you’re on, our text conversion becomes funny beyond any limits, luckily our smartphones have option to capture them as a snapshot. And that is exactly what all of the following people did in order for the rest of us to enjoy what are easily some of the funniest text messages you’ll ever lay your eyes on. So do not hesitate to grab your copy NOW! Go on. Read ’em and laugh. Enjoy