Whether you are a rookie or an established Broker, this is the guide you need to lay the foundations for long-term success. Author Dustan Woodhouse has packed this book with dozens of tips and lessons gleaned from personal experience processing over 1,300 mortgage files and taking in over 2,000 applications verbally. You'll learn... - The old-school piece of technology that's every broker's best friend - How to have a complete application built by the time the very first phone call ends - When smart brokers decide to walk away from a file - Where to invest your marketing dollars (and where you'd just be throwing that money away) - How to trade cold-calling for warm-calling - How the "paycheque mentality" can sink your business, and what to do about it Every step, every tip, every process is aimed at building long-term relationships with clients and referral partners alike. It's all designed to get you to the holy grail of a referral-only business. Your mantra? Get the application. Here's how to do it.

    In the London office my new boss Victor tells me I shall be working in a regional office - and he wants me to drive there. I am to deliver Victor's shiny Jaguar: his pride and joy. The office is in Calcutta. This all sounds like fun to me. A month long holiday. How bad can that be I think and decide to invite my friend Douglas to come along for the ride. This will be a road trip to die for I tell him. Victor's P.A. Shirley is the all seeing eye. Nothing gets past here. I have to report in on my progress at key points on the route. Shirley is going to be watching me. 'If you so much as scratch it you're dead.' I laugh, what could possibly go wrong....? well just about everything. We were OK up till Trieste; then a goat got in the car - after that it was downhill all the way to Calcutta.

     It's you I love, perfect man, Greek God, my own; but I know you'll go, betray me, strayfrom home.So better by far for me if you were stone.—from "Medusa"Stunningly original and haunting, the voices of Mrs. Midas, Queen Kong, and Frau Freud, to say nothing of the Devil's Wife herself, startle us with their wit, imagination, and incisiveness in this collection of poems written from the perspectives of the wives, sisters, or girlfriends of famous—and infamous—male personages. Carol Ann Duffy is a master at drawing on myth and history, then subverting them in a vivid and surprising way to create poems that have the pull of the past and the crack of the contemporary.

    Originally published in hardcover by Philomel and then brought out a few years later in a trade paperback, this book of essays has become well identified with me. And the phrase, "Touch magic, pass it on" shows up in the oddest places. After five years out of print, the book in an expanded and revised edition has been reissued by the folklore publisher, August House. The new section is called "Touchstones" and has six new essays: "Fabling to the Near Night," "Killing the Other," "Throwing Shadows," "Literature As a Social Disease," the eponymous "Touchstones," "An Experiential Act," and an updated and revised Preface. - Jane Yolen

    Criminological Theory: Context and Consequences, Fourth Edition shows the real-world relevance of theory by illuminating how ideas about crime play a prominent role in shaping crime-control policies and compelling students to apply theories to the contemporary milieu.

    Yes, it’s almost unbelievable to understand how all of it had happened and why the world fell in love with the boy wizard. From the fantastic books written by the British author J.K. Rowling to the blockbuster movies that were welcomed by hundreds of fans outside the cinemas worldwide, Harry Potter’s legacy lives on and is still felt in the pop culture. That’s why we’ll look at the ultimate list of 500 (yeah, you read that right) Potter-related facts! Enjoy and prepare to read tons of exciting facts! You and your kids will love this book... Grab it now while it's still available at this discounted price. NOTE: This is a book intended for any Harry Potter fan of any age. This book is NOT affiliated in any way with any other official or unofficial Harry Potter book.

    From humble beginnings in a barn in Pennsylvania to soaring victories in the French Alps, Team 7-Eleven is the complete history that has never been fully told-until now.

    She imagined posh flights and swanky hotels. Then I said the three words every girl longs to hear: Volkswagen camper van.’This frank and funny true story of a 'family gap year' like no other shows how the passing comment of a bored 9-year-old can snowball into an absurd expedition into strange lands, financial peril and some distinctly unsavoury living arrangements. With Strawberry Fields New York in their sights, the Beatnik Beatles inadvertently gatecrash an Italian wedding, suffer brutal torture at the hands of a Turkish masseur, appear in a Bollywood film and trust their entire journey across Australia to the whim of an army of online-blog followers - and all to a Lennon & McCartney soundtrack, played badly on instruments bought on eBay.Got a taste for adventurous travel? Ever felt the peril of performing in public? Tried to entertain children on a very, very long car journey? Great! Do you want to join a band?‘It’s a dirty story of a dirty man.’Paul McCartney‘Please stop calling us.’The Times Literary Supplement‘We do not condone absenteeism on this scale.’Oxfordshire Education Authority(From Amazon.co.uk)

    Containing over sixty selections from the finest of Russia's medieval authors, much of the material published in this anthology has never before been available in English. Medieval Russian Epics, Chronicles, and Tales is a vital resource for readers interested in learning more about the writings that influenced Pushkin, Gogol, Dostoevsky, Tolstoy, and Chekhov.Editor Serge A. Zenkovsky completely revised the text and enlarged the book, adding almost one hundred pages of new material, including:- Sviatoslav's Early Campaigns - The Siege of Kiev and Olga's Death - Vladimir Monomakh: Instruction to His Children - Tale of the Life and Courage of the Pious and Great Prince Alexander - Narrative of the Pious Prince Dovmont and His Courage - The Writing of Daniil the Prisoner - Orison on the Life and Death of Grand Prince Dmitry Ivanovich - Afanasy Nikitin's Journey Across Three Seas - Ivan Funikov: Message of a Nobleman to a Nobleman - Epic of Sukhan - Simeon Polotsky: Excerpt from Ode on the Birth of Peter I - Simeon Polotsky: The Law - Simeon Polotsky: The Merchant Class - Tsar Alexis Mikhailovich: The Rules of FalconryIn addition to a comprehensive introduction, the editor has prefaced each selection with detailed information about its literary and historical background, and has included a glossary and brief chronology of Russian history and culture.

    Focused on helping students understand and construct proofs and expanding their mathematical maturity, this best-selling text is an accessible introduction to discrete mathematics. Johnsonbaugh's algorithmic approach emphasizes problem-solving techniques. The Seventh Edition reflects user and reviewer feedback on both content and organization.

    Many of the trees have been cleared, but connection with the wildwood remains. It is a place of danger, adventure and transformation, where anything could happen. Here is a collection of traditional folk tales of oak, ash and thorn, hunting forests and rebellion, timber and triumph in battle, wild ghosts and woodwoses. Lisa Schneidau retells some of the old stories and relates them to the trees and forests in the landscape of our islands today. These stories are essential reading for all those who feel a pull towards the wild in the landscape, and at the edge of our lives.

    The author emphasizes the use of remote sensing data for useful spatial biophysical or socio-economic information that can be used to make decisions. KEY TOPICS: Provides two new chapters on LIDAR Remote Sensing (Ch. 10) and In situ Spectral Reflectance Measurement (Ch. 15). Offers a thorough review of the nature of electromagnetic radiation, examining how the reflected or emitted energy in the visible, near-infrared, middle-infrared, thermal infrared, and microwave portions of the spectrum can be collected by a variety of sensor systems and analyzed. Employs a visually stimulating, clear format: a large (8.5" x 11") format with 48 pages in full color facilitates image interpretation; hundreds of specially designed illustrationscommunicate principles in an easily understood manner. MARKET: A useful reference for agriculture, wetland, and/or forestry professionals, along with geographers, urban planners, and transportation engineers.

    Henry Oster was just five years old when Adolf Hitler seized power in Germany. As the horrors of the Holocaust unfolded he lost his family, his country and almost everything else a human being can lose. From his liberation in 1945 he started over, building a new life in France and America.

    Fueled by the authors' conviction that skills inform principles; principles inform skills, Interpersonal Communication: Relating to Others maintains a careful balance between theoretical and skills-oriented material. This book integrates a key emphasis on diversity with examples drawn from a variety of age and ethnic groups and special boxes that focus on gender and diversity issues. A chapter on intercultural communication supplements this integral material by relating it to the other-oriented approach

    Seeking to address the various challenges of off-camera lighting, professional photographers and advanced amateurs alike will find a range of confidence-building instruction, beginning with basic how’s and why’s of lighting for creative effect, the types of equipment available and instruction about their proper use, clear definitions of various technical concepts such as managing shutter speed and controlling flash exposure, using ambient light as well as natural sunlight during a shoot, and incorporating off-camera flash into a portrait session. Concluding this lesson plan is a look at five different real-life photo sessions, each employing a different flash technique. Here, photographers get a deeper understanding of each concept put into practice, marrying the elements of lighting with the natural elements presented by the shoot.