Minimalist Budget will help you to turn your bloated expenses into a well-toned budget, spending on exactly what you need and nothing else. This book presents solutions for two major problems in our consumer society: (1) how to downsize your cravings without having to sacrifice the fun stuff, and (2) how to whip your finances into shape and follow a personalized budget. This is not a get rich quick book. But I can promise day-by-day, month-by-month, you’ll budget better and become richer as a consequence. Regardless of how much your income is we’ll find a way to budget, save, and increase your net worth. Since my youth, I’ve had to live on a budget that ranged from $100 to $200 a month if I was lucky. Even though I never knew how much I would have the next month, I was always able to have enough for my essential expenses, personal pleasures, and savings. If you’re tired of the false and impossible-to-follow promises of “finance gurus,” try out my simple, straightforward, easy-to-stick-to methods. Improve your spending habits: • Incorporate minimalism into your finances • How to avoid becoming a minimalist consumerist • Learn the psychological traps that make you overspend • Control your compulsive spending habits Feel financially secure every day: • Learn about two A-Z budgeting methods and how to make them work for you • Learn ratio-based budgeting and fixed-amount budgeting • Discover the best budgeting software programs • Design a bulletproof savings strategy to get out of debt, be prepared for emergencies, and set yourself up for retirement Stop hating your financial life: • Learn how to set SMART financial goals • Increase your self-confidence with budgeting • 50 small budgeting tips Financial education is not part of our educational system. It is normal that we don’t know how to budget when we step into the craziness we call adulthood. But it is not normal to stay ignorant about a field of life that (like it or not) guarantees our material survival. Money management is an essential skill for everybody who earns, shops or consumes. If you follow the budgeting tips in this book, you’ll be able to keep track of your finances. You’ll clearly know where your money goes, where it comes from and where can you save. You won’t feel stressed of running out of money unexpectedly, you’ll clear yourself out of debts and have savings for bigger expenses like a vacation, new car or unexpected events. Leave money struggles for yesterday. Grab a copy of Minimalist Budget by hitting buy now in the top right corner of this page.

    

    It includes 18 proven investment strategies and insightful case studies of six very different investors who all build portfolios which will deliver $2,000 a week in retirement income! And you'll only need to spend 10 hours per property a year managing your portfolio when you have everything in place. Ben and Bryce are both property investors themselves and the hosts of Australia's No.1 Property Investment Podcast - The Property Couch. 'As regular contributors to Australia's most read and sold personal finance magazine these boys know property. Smart strategies designed to safely build wealth through real estate.' - Effie Zahos, Editor, Money magazine '...a sensible and achievable approach to successful property investing. It teaches investors how to buy the very best properties to achieve their financial goals without taking unnecessary risks. It's a must-read for anyone serious about enjoying the long-term benefits of property investment.' - Nicola McDougall, Editor, Australian Property Investor magazine '...full of practical tips and written in a way that even a total newbie would understand. If you want to get no-nonsense, independent advice on how to invest in property, then this book is essential reading.' - Nila Sweeney, Managing Editor, Your Investment Property magazine

    

    Together, they are building forever. Alexis Black persevered through her mother’s death and her father’s imprisonment. And after escaping a long and abusive relationship, the college junior promised her foster parents not to date for at least a year. But when she meets an incoming freshman on the first day of their scholarship program, she feels the world melt away, as though it were only the two of them in the room. Justin Black lived in abandoned houses before going through the child welfare system. But when he grabs the chance for better opportunities by pursuing higher education, he can’t help but be drawn to a beautiful third-year student. Recognizing a fellow survivor, he cherishes the ease of their deep conversations and her wonderful moments of raw vulnerability that makes him fall hard. In a stark and wholehearted true story that shares how two individuals on separate paths found each other, Alexis and Justin merge their course into one full of hope and purpose. And hand-in-hand, they learn to communicate effectively and avoid patterns of trauma to intentionally break the cycle of unhealthy behaviors. Written in an engaging novelistic style, the authors put forward a thoughtful exchange of ideas and personal experiences illustrating how anybody, no matter their backgrounds, can have a life of self-empowerment and joy. Broken down into four sections that cover crucial topics such as “Worthiness” and “Mental Health,” this compelling narrative will help any who are learning to love themselves and want to end the line of toxic relationships. Redefining Normal: How Two Foster Kids Beat The Odds and Discovering Healing, Happiness, and Love is a page-turning memoir that will open your eyes to possibilities and dreams. If you like honest tales of triumph, refreshing transparency, and resilient faith in God, then you’ll adore Justin Black and Alexis Black’s inspirational autobiography. This story contains mentions of domestic violence, trauma, sexual assault, and other difficult issues faced on the road to healing.

    Incorporating a conversational, humorous tone throughout, Cheryl Lage provides a double dose of user-friendly suggestions, real-life advice, and heartfelt empathy.

    D.E. Boyer takes us on a fascinating journey from the depths of despair to an amazing quantum world where anything is possible. First, we will learn how to defend ourselves against the chaos in our minds, then we will learn how to rekindle the magic in our hearts. Along the way, the wisdom of Socrates and the myth of Narcissus will transform the way we think and feel. Boyer then shows us how the military teaches their Navy Seal recruits how to handle their thoughts and feelings when someone is trying to kill them, so we can better handle our bosses, spouses, and children when it feels like they are trying to kill us. We will also get a glimpse of death through the eyes of someone who sees people die every day, giving us a much greater appreciation for life. With extremely amusing stories from her own life that touch on her dysfunctional upbringing and traumatizing career as an intensive care nurse, Boyer teaches us how to control our anxiety, boost our fragile self-esteem, and get into a state of flow so that we can spend most of our time loving life, rather than dreading it. She also gives us crucial health and nutrition tips so that we can live longer with our newfound peace and joy, and she shows us how to be more successful at life by being a better friend, spouse, and parent. With every step we take on this path, we'll find ourselves flirting with the hidden power of the mind, a power that often lies just beyond most people's reach. Only by mastering the basics of thinking and feeling can we gain access to this power. Once the door is unlocked, we will enter another dimension, a quantum world where time is irrelevant and the magic of our mind is waiting to be found.

    When you are the mother of boys, it seems like this question is on a continuous tape loop in your head. Humor columnist Sharon O’Donnell knows this feeling. In House of Testosterone, she chronicles her adventures raising three sons and reining in her über-male, forgetful husband, Kevin. She shares her stories of welcoming her third son into the world, resisting the gravitational pull of the “guy zone,” and running a household immersed in a world of sports, bathroom humor, and laundry. O’Donnell’s spirit shines through as she struggles to find some “me time” or survive another comical family vacation.These entertaining episodes of child- (and husband-) rearing lovingly illustrate why Sharon calls herself “Lady of the House of Testosterone.”

    He explains how to cope with this often disruptive period in a family's life and how to continue feeling close to your teenagers as they grow up and become increasingly independent.

    This is a week by week guide to what's happening to you and the baby, from choosing where to give birth, coping with nausea and understanding the tests you will need, to breastfeeding for the first time and adapting to life with a newborn. Kaz Cooke offers no bossy-boots rules, just the sanest, wittiest advice you'll ever get, plus lots of cartoons. This fully updated third edition includes news sections on Getting Ready: advice on trying for a baby and Fertility troubles and assisted conception: what might be causing fertility troubles and what you can do about it, plus the process of IVF or other assisted conception if it's needed. You'll find expanded sections on genetic problems, the caesarean debate, how to care for premature babies, choosing the right nappies for you plus information especially for partners from boosting their fertility to what they should do during labour. The Rough Guide to Pregnancy and Birth has everything you will need to know about the scary parts, the funny parts and your private parts.

    Madonna King has interviewed 200 14-year-old girls across the country, talked to successful school principals, psychologists, CEOs, police, guidance and neuroscientists to reveal the social, psychological and physical challenges every 14-year-old girl is facing today.-How much independence do they need?-What is the power of a friendship group?-How do you help build self-confidence?-Why the obsession with selfies, social media and FOMO? -How are parents unknowingly making life so much harder for them?Overwhelmingly, these young girls - on the brink of womanhood - struggle to tell their parents how they feel. That's why BEING 14 gives you the answers you are looking for. It's your daughter, talking to you. And her hope, beyond anything, is that you will listen.

    Old Europe still lives in Bosselaar's rich language: Entre chien et loup, as it's known in Flanders--the time at dusk when a wolf can be mistaken for a dog.Lyrical poetry that sings of farmers, families and nunneries in Belgium and Flanders.

    Toddler - the story of what happens when your little one is transformed from an innocent bundle of joy into a creature that walks, talks... and craps in a plastic bucket in the middle of your living room.Man vs Toddler exposes the lie that, that when it comes to parenting 'it gets easier'. But it is just as honest, foul-mouthed and heart-warming as Matt's first book, and will have you laughing and crying with recognition as he shares his observations and advice on everything from tantrums to the horrors of soft-play.

    In fact, studies show that more people start businesses during recessions than at any other time. The good news is that it can be done, provided you follow a few golden rules. Based on Rachel Bridge's popular workshops, this book will help set you on the way to success. As the former Enterprise Editor for the Sunday Times, Rachel has interviewed hundreds of successful entrepreneurs. Join her on her journey as she starts up her very own enterprise, entrepreneurthings.com, and covers all the ups and downs she encounters, while giving examples along the way of how real-life entrepreneurs have coped with the same problems that beset everyone in business at some point.

    Written in a way that even the financial novice can easily absorb, this is a new edition of the bestselling guide to understanding and using business accounts and accounting principles.